Sovereign Lending Group Inc. Mortgage Lending & HMDA Data, 2021
In 2021, Sovereign Lending Group Inc. of Newport Beach, CA reported 37,762 mortgage applications totaling $11.4 billion, up 19% from 2020. The average application was for $303,089, and applicants reported an average income of $84,423. 15% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,690), Riverside-San Bernardino-Ontario, CA (1,486) and Phoenix-Mesa-Scottsdale, AZ (1,384) (applications in parentheses).
| Mortgage Company & Address | Sovereign Lending Group Inc. Newport Beach, CA 92660 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 37,762 |
| Total Mortgage Loan Application Amount | $11,445,260,000 |
| Average Mortgage Loan Application Amount | $303,089 |
| Highest Mortgage Loan Application Amount | $23,255,000 |
| Average Applicant Income | $84,423 |
| Highest Applicant Income | $4,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Lending Group Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,232 | $ 811,945,000 | $ 251,220 | $ 73,004 |
| Los Angeles-Long Beach-Glendale, CA | 1,690 | $ 697,935,000 | $ 412,979 | $ 127,000 |
| Riverside-San Bernardino-Ontario, CA | 1,486 | $ 475,010,000 | $ 319,656 | $ 92,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,384 | $ 401,540,000 | $ 290,130 | $ 83,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,287 | $ 475,425,000 | $ 369,405 | $ 96,779 |
| Atlanta-Sandy Springs-Roswell, GA | 1,071 | $ 286,275,000 | $ 267,296 | $ 78,000 |
| Las Vegas-Henderson-Paradise, NV | 783 | $ 232,125,000 | $ 296,455 | $ 66,000 |
| Anaheim-Santa Ana-Irvine, CA | 765 | $ 333,965,000 | $ 436,555 | $ 138,000 |
| San Diego-Carlsbad, CA | 706 | $ 288,140,000 | $ 408,130 | $ 98,000 |
| Chicago-Naperville, IL | 636 | $ 171,040,000 | $ 268,930 | $ 89,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 624 | $ 210,920,000 | $ 338,012 | $ 92,000 |
| Oakland-Hayward-Berkeley, CA | 582 | $ 266,750,000 | $ 458,333 | $ 111,000 |
| Houston-The Woodlands-Sugar Land, TX | 555 | $ 140,055,000 | $ 252,351 | $ 83,000 |
| Baltimore-Columbia-Towson, MD | 554 | $ 171,830,000 | $ 310,162 | $ 86,000 |
| Tampa-St. Petersburg-Clearwater, FL | 534 | $ 138,650,000 | $ 259,644 | $ 69,000 |
| Dallas-Plano-Irving, TX | 486 | $ 130,000,000 | $ 267,489 | $ 87,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 483 | $ 164,025,000 | $ 339,596 | $ 89,685 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 471 | $ 127,755,000 | $ 271,242 | $ 62,562 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 449 | $ 124,515,000 | $ 277,316 | $ 69,000 |
| Charlotte-Concord-Gastonia, NC-SC | 433 | $ 121,805,000 | $ 281,304 | $ 82,378 |
| Montgomery County-Bucks County-Chester County, PA | 406 | $ 130,740,000 | $ 322,019 | $ 107,000 |
| Seattle-Bellevue-Everett, WA | 380 | $ 147,890,000 | $ 389,184 | $ 98,000 |
| Denver-Aurora-Lakewood, CO | 374 | $ 123,490,000 | $ 330,187 | $ 72,000 |
| San Antonio-New Braunfels, TX | 356 | $ 94,450,000 | $ 265,308 | $ 71,000 |
| Indianapolis-Carmel-Anderson, IN | 339 | $ 78,185,000 | $ 230,634 | $ 70,000 |
| Raleigh, NC | 339 | $ 96,915,000 | $ 285,884 | $ 82,000 |
| Orlando-Kissimmee-Sanford, FL | 327 | $ 82,235,000 | $ 251,483 | $ 79,000 |
| Washington-Baltimore-Arlington, DC | 324 | $ 131,200,000 | $ 404,938 | $ 93,000 |
| Tucson, AZ | 306 | $ 76,760,000 | $ 250,849 | $ 64,000 |
| New York-Newark, NY | 291 | $ 92,245,000 | $ 316,993 | $ 113,000 |
| Salt Lake City, UT | 288 | $ 87,340,000 | $ 303,263 | $ 77,000 |
| Newark, NJ-PA | 275 | $ 88,465,000 | $ 321,690 | $ 102,269 |
| Fort Worth-Arlington, TX | 270 | $ 68,990,000 | $ 255,518 | $ 75,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 263 | $ 74,165,000 | $ 281,996 | $ 73,863 |
| Jacksonville, FL | 257 | $ 62,605,000 | $ 243,599 | $ 70,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 256 | $ 130,520,000 | $ 509,843 | $ 135,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 253 | $ 75,455,000 | $ 298,241 | $ 89,000 |
| Austin-Round Rock, TX | 234 | $ 64,930,000 | $ 277,478 | $ 98,000 |
| Urban Honolulu, HI | 226 | $ 105,830,000 | $ 468,274 | $ 87,000 |
| Tacoma-Lakewood, WA | 224 | $ 73,330,000 | $ 327,366 | $ 75,000 |
| San Francisco-Redwood City-South San Francisco, CA | 214 | $ 123,110,000 | $ 575,280 | $ 123,000 |
| Miami-Miami Beach-Kendall, FL | 213 | $ 60,575,000 | $ 284,389 | $ 86,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 210 | $ 65,220,000 | $ 310,571 | $ 95,000 |
| Philadelphia, PA | 208 | $ 58,720,000 | $ 282,307 | $ 74,000 |
| Richmond, VA | 208 | $ 57,840,000 | $ 278,076 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 207 | $ 82,165,000 | $ 396,932 | $ 114,000 |
| New York-Jersey City-White Plains, NY-NJ | 195 | $ 69,345,000 | $ 355,615 | $ 111,000 |
| Pittsburgh, PA | 193 | $ 56,045,000 | $ 290,388 | $ 75,000 |
| Stockton-Lodi, CA | 169 | $ 64,205,000 | $ 379,911 | $ 92,000 |
| Fresno, CA | 165 | $ 43,795,000 | $ 265,424 | $ 78,000 |
| Vallejo-Fairfield, CA | 164 | $ 62,840,000 | $ 383,170 | $ 87,000 |
| Knoxville, TN | 162 | $ 39,800,000 | $ 245,679 | $ 79,000 |
| Fayetteville, NC | 161 | $ 40,725,000 | $ 252,950 | $ 55,000 |
| Colorado Springs, CO | 157 | $ 45,885,000 | $ 292,261 | $ 54,000 |
| Prescott Valley-Prescott, AZ | 152 | $ 37,200,000 | $ 244,736 | $ 70,000 |
| Ogden-Clearfield, UT | 151 | $ 49,815,000 | $ 329,900 | $ 81,000 |
| North Port-Sarasota-Bradenton, FL | 150 | $ 43,510,000 | $ 290,066 | $ 102,000 |
| Bakersfield, CA | 148 | $ 40,990,000 | $ 276,959 | $ 64,000 |
| Asheville, NC | 146 | $ 36,830,000 | $ 252,260 | $ 65,000 |
| Cape Coral-Fort Myers, FL | 145 | $ 41,055,000 | $ 283,137 | $ 80,000 |
| Camden, NJ | 143 | $ 34,955,000 | $ 244,440 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 143 | $ 51,165,000 | $ 357,797 | $ 78,000 |
| Provo-Orem, UT | 137 | $ 43,275,000 | $ 315,875 | $ 79,000 |
| Reno, NV | 137 | $ 43,795,000 | $ 319,671 | $ 70,000 |
| Memphis, TN-MS-AR | 134 | $ 32,040,000 | $ 239,104 | $ 70,805 |
| Lake Havasu City-Kingman, AZ | 133 | $ 30,315,000 | $ 227,932 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 127 | $ 38,305,000 | $ 301,614 | $ 67,000 |
| Durham-Chapel Hill, NC | 122 | $ 29,310,000 | $ 240,245 | $ 82,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 122 | $ 31,300,000 | $ 256,557 | $ 75,909 |
| Modesto, CA | 121 | $ 34,965,000 | $ 288,966 | $ 73,000 |
| Albuquerque, NM | 118 | $ 27,540,000 | $ 233,389 | $ 53,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 117 | $ 31,255,000 | $ 267,136 | $ 88,000 |
| Milwaukee-Waukesha-West Allis, WI | 113 | $ 28,455,000 | $ 251,814 | $ 76,000 |
| Elgin, IL | 106 | $ 25,710,000 | $ 242,547 | $ 81,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 104 | $ 23,890,000 | $ 229,711 | $ 80,000 |
| Greensboro-High Point, NC | 101 | $ 22,335,000 | $ 221,138 | $ 99,000 |
| Lakeland-Winter Haven, FL | 101 | $ 21,125,000 | $ 209,158 | $ 54,000 |
| Spokane-Spokane Valley, WA | 100 | $ 27,720,000 | $ 277,200 | $ 65,000 |
| Naples-Immokalee-Marco Island, FL | 96 | $ 26,920,000 | $ 280,416 | $ 95,000 |
| Charleston-North Charleston, SC | 95 | $ 25,735,000 | $ 270,894 | $ 81,000 |
| Birmingham-Hoover, AL | 93 | $ 23,725,000 | $ 255,107 | $ 69,000 |
| Salem, OR | 92 | $ 25,050,000 | $ 272,282 | $ 50,000 |
| Gary, IN | 90 | $ 18,690,000 | $ 207,666 | $ 58,000 |
| Boise City, ID | 88 | $ 25,520,000 | $ 290,000 | $ 74,000 |
| Port St. Lucie, FL | 87 | $ 23,395,000 | $ 268,908 | $ 82,000 |
| Visalia-Porterville, CA | 86 | $ 22,280,000 | $ 259,069 | $ 63,000 |
| Bend-Redmond, OR | 85 | $ 25,285,000 | $ 297,470 | $ 61,000 |
| Salinas, CA | 85 | $ 47,235,000 | $ 555,705 | $ 115,000 |
| Santa Rosa, CA | 85 | $ 40,235,000 | $ 473,352 | $ 103,000 |
| El Paso, TX | 84 | $ 16,980,000 | $ 202,142 | $ 70,000 |
| Eugene, OR | 83 | $ 21,495,000 | $ 258,975 | $ 58,000 |
| Winston-Salem, NC | 82 | $ 18,130,000 | $ 221,097 | $ 66,000 |
| Columbia, SC | 81 | $ 21,655,000 | $ 267,345 | $ 55,000 |
| Hartford-West Hartford-East Hartford, CT | 81 | $ 20,725,000 | $ 255,864 | $ 83,000 |
| Louisville/Jefferson County, KY-IN | 81 | $ 16,995,000 | $ 209,814 | $ 63,790 |
| Pensacola-Ferry Pass-Brent, FL | 81 | $ 20,505,000 | $ 253,148 | $ 61,000 |
| Lake County-Kenosha County, IL-WI | 80 | $ 19,140,000 | $ 239,250 | $ 101,150 |
| Harrisburg-Carlisle, PA | 79 | $ 18,305,000 | $ 231,708 | $ 50,000 |
| Huntsville, AL | 78 | $ 21,010,000 | $ 269,358 | $ 113,000 |
| Little Rock-North Little Rock-Conway, AR | 78 | $ 20,000,000 | $ 256,410 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 77 | $ 33,305,000 | $ 432,532 | $ 126,000 |
| Redding, CA | 77 | $ 19,935,000 | $ 258,896 | $ 70,000 |
| Wilmington, NC | 77 | $ 19,655,000 | $ 255,259 | $ 73,000 |
| Augusta-Richmond County, GA-SC | 76 | $ 19,700,000 | $ 259,210 | $ 80,210 |
| Chattanooga, TN-GA | 72 | $ 21,220,000 | $ 294,722 | $ 66,750 |
| Flagstaff, AZ | 70 | $ 19,960,000 | $ 285,142 | $ 84,000 |
| Bremerton-Silverdale, WA | 68 | $ 20,800,000 | $ 305,882 | $ 71,000 |
| Crestview-Fort Walton Beach-Destin, FL | 68 | $ 18,980,000 | $ 279,117 | $ 73,000 |
| Medford, OR | 67 | $ 18,945,000 | $ 282,761 | $ 71,000 |
| Ocala, FL | 66 | $ 15,320,000 | $ 232,121 | $ 85,000 |
| Greenville-Anderson-Mauldin, SC | 64 | $ 15,600,000 | $ 243,750 | $ 81,000 |
| St. George, UT | 64 | $ 19,450,000 | $ 303,906 | $ 70,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 63 | $ 25,595,000 | $ 406,269 | $ 111,000 |
| Killeen-Temple, TX | 62 | $ 14,050,000 | $ 226,612 | $ 66,000 |
| Albany, OR | 61 | $ 14,045,000 | $ 230,245 | $ 72,000 |
| Oklahoma City, OK | 61 | $ 13,985,000 | $ 229,262 | $ 68,000 |
| Santa Maria-Santa Barbara, CA | 60 | $ 40,590,000 | $ 676,500 | $ 119,000 |
| Tulsa, OK | 58 | $ 11,850,000 | $ 204,310 | $ 66,000 |
| Olympia-Tumwater, WA | 56 | $ 21,170,000 | $ 378,035 | $ 76,000 |
| Reading, PA | 54 | $ 10,270,000 | $ 190,185 | $ 64,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 53 | $ 14,855,000 | $ 280,283 | $ 100,000 |
| Sierra Vista-Douglas, AZ | 53 | $ 13,725,000 | $ 258,962 | $ 57,000 |
| Wilmington, DE-MD-NJ | 51 | $ 15,285,000 | $ 299,705 | $ 74,313 |
| Detroit-Dearborn-Livonia, MI | 50 | $ 9,330,000 | $ 186,600 | $ 75,000 |
| Columbus, GA-AL | 48 | $ 11,370,000 | $ 236,875 | $ 51,000 |
| Bellingham, WA | 47 | $ 13,655,000 | $ 290,531 | $ 66,000 |
| Savannah, GA | 47 | $ 13,325,000 | $ 283,510 | $ 66,000 |
| Clarksville, TN-KY | 46 | $ 11,000,000 | $ 239,130 | $ 60,000 |
| Evansville, IN-KY | 46 | $ 11,330,000 | $ 246,304 | $ 89,826 |
| Greeley, CO | 46 | $ 13,850,000 | $ 301,086 | $ 67,000 |
| Jacksonville, NC | 46 | $ 11,220,000 | $ 243,913 | $ 60,000 |
| Fort Collins, CO | 45 | $ 13,965,000 | $ 310,333 | $ 64,000 |
| Panama City, FL | 45 | $ 9,905,000 | $ 220,111 | $ 57,000 |
| York-Hanover, PA | 45 | $ 11,505,000 | $ 255,666 | $ 57,000 |
| Merced, CA | 44 | $ 10,880,000 | $ 247,272 | $ 62,000 |
| Punta Gorda, FL | 44 | $ 14,110,000 | $ 320,681 | $ 85,000 |
| The Villages, FL | 44 | $ 11,600,000 | $ 263,636 | $ 75,000 |
| Yuma, AZ | 44 | $ 8,880,000 | $ 201,818 | $ 43,000 |
| Atlantic City-Hammonton, NJ | 43 | $ 9,855,000 | $ 229,186 | $ 69,000 |
| Grand Rapids-Wyoming, MI | 43 | $ 10,245,000 | $ 238,255 | $ 63,000 |
| Salisbury, MD-DE | 43 | $ 12,075,000 | $ 280,813 | $ 70,651 |
| Yuba City, CA | 43 | $ 12,775,000 | $ 297,093 | $ 58,000 |
| Cincinnati, OH-KY-IN | 42 | $ 8,550,000 | $ 203,571 | $ 47,023 |
| East Stroudsburg, PA | 42 | $ 10,150,000 | $ 241,666 | $ 133,000 |
| Fort Wayne, IN | 42 | $ 8,740,000 | $ 208,095 | $ 60,000 |
| San Rafael, CA | 42 | $ 20,740,000 | $ 493,809 | $ 153,000 |
| Charlottesville, VA | 41 | $ 11,305,000 | $ 275,731 | $ 66,000 |
| Johnson City, TN | 41 | $ 9,445,000 | $ 230,365 | $ 60,000 |
| Kennewick-Richland, WA | 41 | $ 11,795,000 | $ 287,682 | $ 70,000 |
| Lancaster, PA | 41 | $ 9,995,000 | $ 243,780 | $ 62,000 |
| Tallahassee, FL | 41 | $ 9,125,000 | $ 222,560 | $ 83,000 |
| Santa Cruz-Watsonville, CA | 39 | $ 17,115,000 | $ 438,846 | $ 123,000 |
| Wenatchee, WA | 39 | $ 10,625,000 | $ 272,435 | $ 43,000 |
| New Bern, NC | 38 | $ 8,430,000 | $ 221,842 | $ 61,000 |
| Brownsville-Harlingen, TX | 37 | $ 8,485,000 | $ 229,324 | $ 87,000 |
| Burlington, NC | 37 | $ 10,685,000 | $ 288,783 | $ 71,000 |
| Chico, CA | 37 | $ 10,835,000 | $ 292,837 | $ 85,000 |
| Hanford-Corcoran, CA | 37 | $ 8,855,000 | $ 239,324 | $ 77,000 |
| Trenton, NJ | 37 | $ 11,005,000 | $ 297,432 | $ 99,000 |
| Warner Robins, GA | 37 | $ 8,275,000 | $ 223,648 | $ 54,000 |
| California-Lexington Park, MD | 36 | $ 10,740,000 | $ 298,333 | $ 81,000 |
| Corpus Christi, TX | 36 | $ 7,790,000 | $ 216,388 | $ 83,000 |
| Hickory-Lenoir-Morganton, NC | 36 | $ 7,420,000 | $ 206,111 | $ 47,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 36 | $ 11,210,000 | $ 311,388 | $ 143,000 |
| Kingsport-Bristol-Bristol, TN-VA | 36 | $ 8,870,000 | $ 246,388 | $ 57,027 |
| Madison, WI | 36 | $ 11,730,000 | $ 325,833 | $ 78,000 |
| Pueblo, CO | 36 | $ 9,350,000 | $ 259,722 | $ 47,000 |
| Roanoke, VA | 36 | $ 7,060,000 | $ 196,111 | $ 64,000 |
| Grand Junction, CO | 35 | $ 8,245,000 | $ 235,571 | $ 48,000 |
| Madera, CA | 35 | $ 9,355,000 | $ 267,285 | $ 74,000 |
| Mobile, AL | 35 | $ 7,435,000 | $ 212,428 | $ 46,000 |
| New Haven-Milford, CT | 35 | $ 9,455,000 | $ 270,142 | $ 96,000 |
| Daphne-Fairhope-Foley, AL | 34 | $ 8,210,000 | $ 241,470 | $ 67,000 |
| Des Moines-West Des Moines, IA | 34 | $ 8,290,000 | $ 243,823 | $ 57,000 |
| Las Cruces, NM | 34 | $ 8,900,000 | $ 261,764 | $ 57,000 |
| Longview, WA | 32 | $ 8,400,000 | $ 262,500 | $ 55,000 |
| McAllen-Edinburg-Mission, TX | 32 | $ 7,040,000 | $ 220,000 | $ 70,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 32 | $ 6,650,000 | $ 207,812 | $ 111,000 |
| St. Louis, MO-IL | 32 | $ 7,580,000 | $ 236,875 | $ 70,000 |
| Flint, MI | 31 | $ 5,575,000 | $ 179,838 | $ 60,000 |
| Gainesville, FL | 31 | $ 5,885,000 | $ 189,838 | $ 56,000 |
| Gainesville, GA | 31 | $ 9,785,000 | $ 315,645 | $ 48,000 |
| Macon-Bibb County, GA | 31 | $ 7,025,000 | $ 226,612 | $ 59,000 |
| Santa Fe, NM | 31 | $ 8,815,000 | $ 284,354 | $ 80,000 |
| Coeur D'Alene, ID | 30 | $ 8,490,000 | $ 283,000 | $ 55,000 |
| Grants Pass, OR | 30 | $ 9,370,000 | $ 312,333 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 30 | $ 8,110,000 | $ 270,333 | $ 100,800 |
| Lubbock, TX | 30 | $ 6,920,000 | $ 230,666 | $ 87,000 |
| Carson City, NV | 29 | $ 7,195,000 | $ 248,103 | $ 38,000 |
| Kahului-Wailuku-Lahaina, HI | 29 | $ 13,355,000 | $ 460,517 | $ 99,000 |
| Michigan City-La Porte, IN | 29 | $ 6,735,000 | $ 232,241 | $ 96,000 |
| Napa, CA | 29 | $ 8,805,000 | $ 303,620 | $ 85,000 |
| Homosassa Springs, FL | 27 | $ 6,125,000 | $ 226,851 | $ 59,000 |
| Manchester-Nashua, NH | 27 | $ 7,255,000 | $ 268,703 | $ 85,000 |
| Spartanburg, SC | 27 | $ 6,715,000 | $ 248,703 | $ 68,000 |
| Ann Arbor, MI | 26 | $ 8,790,000 | $ 338,076 | $ 92,000 |
| Montgomery, AL | 26 | $ 6,340,000 | $ 243,846 | $ 44,000 |
| Morristown, TN | 25 | $ 4,085,000 | $ 163,400 | $ 59,000 |
| Rockingham County-Strafford County, NH | 25 | $ 7,695,000 | $ 307,800 | $ 106,000 |
| Boulder, CO | 24 | $ 6,770,000 | $ 282,083 | $ 99,000 |
| Lynchburg, VA | 24 | $ 5,830,000 | $ 242,916 | $ 78,000 |
| Sebastian-Vero Beach, FL | 24 | $ 6,200,000 | $ 258,333 | $ 53,000 |
| Yakima, WA | 24 | $ 6,340,000 | $ 264,166 | $ 52,000 |
| Gettysburg, PA | 23 | $ 6,155,000 | $ 267,608 | $ 62,000 |
| Lexington-Fayette, KY | 23 | $ 4,835,000 | $ 210,217 | $ 43,000 |
| Ocean City, NJ | 23 | $ 8,045,000 | $ 349,782 | $ 86,000 |
| Amarillo, TX | 22 | $ 4,790,000 | $ 217,727 | $ 62,000 |
| Billings, MT | 22 | $ 5,320,000 | $ 241,818 | $ 56,000 |
| Idaho Falls, ID | 22 | $ 5,030,000 | $ 228,636 | $ 53,000 |
| Lansing-East Lansing, MI | 22 | $ 4,780,000 | $ 217,272 | $ 58,000 |
| Logan, UT-ID | 22 | $ 5,740,000 | $ 260,909 | $ 91,727 |
| Racine, WI | 22 | $ 4,650,000 | $ 211,363 | $ 52,000 |
| Athens-Clarke County, GA | 21 | $ 5,455,000 | $ 259,761 | $ 80,000 |
| Jackson, TN | 21 | $ 3,965,000 | $ 188,809 | $ 50,000 |
| New Orleans-Metairie, LA | 20 | $ 5,450,000 | $ 272,500 | $ 95,000 |
| Davenport-Moline-Rock Island, IA-IL | 19 | $ 4,505,000 | $ 237,105 | $ 94,526 |
| Duluth, MN-WI | 19 | $ 4,705,000 | $ 247,631 | $ 44,684 |
| Green Bay, WI | 19 | $ 3,805,000 | $ 200,263 | $ 77,000 |
| Midland, TX | 19 | $ 4,995,000 | $ 262,894 | $ 65,000 |
| Tyler, TX | 19 | $ 4,755,000 | $ 250,263 | $ 74,000 |
| Chambersburg-Waynesboro, PA | 18 | $ 5,490,000 | $ 305,000 | $ 60,000 |
| College Station-Bryan, TX | 18 | $ 3,820,000 | $ 212,222 | $ 69,000 |
| Lafayette-West Lafayette, IN | 18 | $ 4,440,000 | $ 246,666 | $ 65,000 |
| Lebanon, PA | 18 | $ 3,970,000 | $ 220,555 | $ 104,000 |
| Longview, TX | 18 | $ 3,550,000 | $ 197,222 | $ 59,000 |
| Missoula, MT | 18 | $ 4,800,000 | $ 266,666 | $ 78,000 |
| Omaha-Council Bluffs, NE-IA | 18 | $ 4,100,000 | $ 227,777 | $ 39,000 |
| El Centro, CA | 17 | $ 3,895,000 | $ 229,117 | $ 98,000 |
| Rocky Mount, NC | 17 | $ 3,495,000 | $ 205,588 | $ 42,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 3,605,000 | $ 212,058 | $ 67,411 |
| Tuscaloosa, AL | 17 | $ 3,725,000 | $ 219,117 | $ 57,000 |
| Blacksburg-Christiansburg-Radford, VA | 16 | $ 3,060,000 | $ 191,250 | $ 65,000 |
| Farmington, NM | 16 | $ 3,910,000 | $ 244,375 | $ 73,000 |
| Fort Smith, AR-OK | 16 | $ 4,520,000 | $ 282,500 | $ 51,437 |
| Hinesville, GA | 16 | $ 3,340,000 | $ 208,750 | $ 51,000 |
| Kalamazoo-Portage, MI | 16 | $ 3,550,000 | $ 221,875 | $ 65,000 |
| Rochester, MN | 16 | $ 4,020,000 | $ 251,250 | $ 38,000 |
| Springfield, IL | 16 | $ 3,500,000 | $ 218,750 | $ 88,000 |
| Waco, TX | 16 | $ 4,090,000 | $ 255,625 | $ 82,000 |
| Beaumont-Port Arthur, TX | 15 | $ 2,975,000 | $ 198,333 | $ 108,000 |
| Decatur, AL | 15 | $ 3,595,000 | $ 239,666 | $ 92,000 |
| Dover, DE | 15 | $ 4,005,000 | $ 267,000 | $ 49,000 |
| Erie, PA | 15 | $ 2,995,000 | $ 199,666 | $ 32,000 |
| Greenville, NC | 15 | $ 2,955,000 | $ 197,000 | $ 58,000 |
| Hot Springs, AR | 15 | $ 4,385,000 | $ 292,333 | $ 29,000 |
| La Crosse-Onalaska, WI-MN | 15 | $ 3,265,000 | $ 217,666 | $ 56,533 |
| Mount Vernon-Anacortes, WA | 15 | $ 4,635,000 | $ 309,000 | $ 70,000 |
| Muskegon, MI | 15 | $ 3,815,000 | $ 254,333 | $ 86,000 |
| Abilene, TX | 14 | $ 3,200,000 | $ 228,571 | $ 90,000 |
| Baton Rouge, LA | 14 | $ 3,050,000 | $ 217,857 | $ 54,000 |
| Brunswick, GA | 14 | $ 2,790,000 | $ 199,285 | $ 59,000 |
| Cleveland, TN | 14 | $ 3,120,000 | $ 222,857 | $ 62,000 |
| Elkhart-Goshen, IN | 14 | $ 2,440,000 | $ 174,285 | $ 56,000 |
| Lawton, OK | 14 | $ 3,180,000 | $ 227,142 | $ 75,000 |
| Norwich-New London, CT | 14 | $ 3,890,000 | $ 277,857 | $ 73,000 |
| Sebring, FL | 14 | $ 2,570,000 | $ 183,571 | $ 53,000 |
| Vineland-Bridgeton, NJ | 14 | $ 2,890,000 | $ 206,428 | $ 92,000 |
| Appleton, WI | 13 | $ 2,715,000 | $ 208,846 | $ 56,000 |
| Sumter, SC | 13 | $ 3,365,000 | $ 258,846 | $ 51,000 |
| Twin Falls, ID | 13 | $ 3,705,000 | $ 285,000 | $ 50,000 |
| Elizabethtown-Fort Knox, KY | 12 | $ 2,100,000 | $ 175,000 | $ 51,000 |
| Harrisonburg, VA | 12 | $ 3,680,000 | $ 306,666 | $ 75,000 |
| Jonesboro, AR | 12 | $ 3,330,000 | $ 277,500 | $ 58,000 |
| Lewiston, ID-WA | 12 | $ 3,030,000 | $ 252,500 | $ 62,583 |
| Oshkosh-Neenah, WI | 12 | $ 2,630,000 | $ 219,166 | $ 100,000 |
| Texarkana, TX-AR | 12 | $ 2,570,000 | $ 214,166 | $ 60,500 |
| Cedar Rapids, IA | 11 | $ 2,325,000 | $ 211,363 | $ 88,000 |
| Corvallis, OR | 11 | $ 3,105,000 | $ 282,272 | $ 70,000 |
| Goldsboro, NC | 11 | $ 1,875,000 | $ 170,454 | $ 43,000 |
| Jackson, MS | 11 | $ 2,865,000 | $ 260,454 | $ 65,000 |
| Laredo, TX | 11 | $ 1,995,000 | $ 181,363 | $ 60,000 |
| Sherman-Denison, TX | 11 | $ 2,045,000 | $ 185,909 | $ 101,000 |
| State College, PA | 11 | $ 3,765,000 | $ 342,272 | $ 93,000 |
| Staunton-Waynesboro, VA | 11 | $ 1,985,000 | $ 180,454 | $ 69,000 |
| Worcester, MA-CT | 11 | $ 2,215,000 | $ 201,363 | $ 54,000 |
| Eau Claire, WI | 10 | $ 2,690,000 | $ 269,000 | $ 73,000 |
| Portland-South Portland, ME | 10 | $ 2,920,000 | $ 292,000 | $ 39,000 |
| Providence-Warwick, RI-MA | 10 | $ 5,430,000 | $ 543,000 | $ 141,400 |
| Shreveport-Bossier City, LA | 10 | $ 1,970,000 | $ 197,000 | $ 63,000 |
| Valdosta, GA | 10 | $ 2,470,000 | $ 247,000 | $ 57,000 |
| Winchester, VA-WV | 10 | $ 2,120,000 | $ 212,000 | $ 48,000 |
| Anchorage, AK | 9 | $ 3,205,000 | $ 356,111 | $ 61,000 |
| Bloomington, IL | 9 | $ 2,245,000 | $ 249,444 | $ 59,000 |
| Bloomsburg-Berwick, PA | 9 | $ 1,705,000 | $ 189,444 | $ 58,000 |
| Jackson, MI | 9 | $ 1,615,000 | $ 179,444 | $ 48,000 |
| Kokomo, IN | 9 | $ 2,215,000 | $ 246,111 | $ 27,000 |
| Monroe, LA | 9 | $ 1,435,000 | $ 159,444 | $ 50,000 |
| Monroe, MI | 9 | $ 1,825,000 | $ 202,777 | $ 66,000 |
| Rockford, IL | 9 | $ 1,625,000 | $ 180,555 | $ 75,000 |
| Victoria, TX | 9 | $ 1,725,000 | $ 191,666 | $ 33,000 |
| Walla Walla, WA | 9 | $ 2,265,000 | $ 251,666 | $ 49,000 |
| Albany, GA | 8 | $ 1,740,000 | $ 217,500 | $ 58,000 |
| Auburn-Opelika, AL | 8 | $ 1,900,000 | $ 237,500 | $ 58,000 |
| Bloomington, IN | 8 | $ 1,740,000 | $ 217,500 | $ 60,000 |
| Bowling Green, KY | 8 | $ 1,680,000 | $ 210,000 | $ 63,000 |
| Johnstown, PA | 8 | $ 1,560,000 | $ 195,000 | $ 72,000 |
| Odessa, TX | 8 | $ 1,810,000 | $ 226,250 | $ 66,000 |
| St. Cloud, MN | 8 | $ 1,650,000 | $ 206,250 | $ 52,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 1,610,000 | $ 201,250 | $ 42,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 1,505,000 | $ 215,000 | $ 69,000 |
| Burlington-South Burlington, VT | 7 | $ 1,785,000 | $ 255,000 | $ 89,000 |
| Carbondale-Marion, IL | 7 | $ 1,815,000 | $ 259,285 | $ 80,000 |
| Champaign-Urbana, IL | 7 | $ 1,585,000 | $ 226,428 | $ 97,000 |
| Florence-Muscle Shoals, AL | 7 | $ 1,025,000 | $ 146,428 | $ 54,000 |
| Great Falls, MT | 7 | $ 1,585,000 | $ 226,428 | $ 26,000 |
| Iowa City, IA | 7 | $ 1,705,000 | $ 243,571 | $ 52,000 |
| Janesville-Beloit, WI | 7 | $ 1,365,000 | $ 195,000 | $ 214,000 |
| Lake Charles, LA | 7 | $ 1,775,000 | $ 253,571 | $ 48,000 |
| Terre Haute, IN | 7 | $ 1,375,000 | $ 196,428 | $ 49,000 |
| Wausau, WI | 7 | $ 1,705,000 | $ 243,571 | $ 75,000 |
| Wichita Falls, TX | 7 | $ 1,355,000 | $ 193,571 | $ 58,000 |
| Dothan, AL | 6 | $ 1,790,000 | $ 298,333 | $ 33,000 |
| Florence, SC | 6 | $ 1,110,000 | $ 185,000 | $ 49,000 |
| Fond Du Lac, WI | 6 | $ 980,000 | $ 163,333 | $ 34,000 |
| Peoria, IL | 6 | $ 900,000 | $ 150,000 | $ 68,000 |
| San Angelo, TX | 6 | $ 1,880,000 | $ 313,333 | $ 84,000 |
| Sheboygan, WI | 6 | $ 1,130,000 | $ 188,333 | $ 24,000 |
| Bay City, MI | 5 | $ 965,000 | $ 193,000 | $ 25,000 |
| Bismarck, ND | 5 | $ 1,295,000 | $ 259,000 | $ 50,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 985,000 | $ 197,000 | $ 73,000 |
| Lafayette, LA | 5 | $ 895,000 | $ 179,000 | $ 114,000 |
| Mankato-North Mankato, MN | 5 | $ 1,345,000 | $ 269,000 | $ 81,000 |
| Saginaw, MI | 5 | $ 715,000 | $ 143,000 | $ 70,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 805,000 | $ 161,000 | $ 277,000 |
| Altoona, PA | 4 | $ 590,000 | $ 147,500 | $ 63,000 |
| Decatur, IL | 4 | $ 750,000 | $ 187,500 | $ 87,000 |
| Dubuque, IA | 4 | $ 1,070,000 | $ 267,500 | $ 88,000 |
| Kankakee, IL | 4 | $ 630,000 | $ 157,500 | $ 43,000 |
| Lincoln, NE | 4 | $ 900,000 | $ 225,000 | $ 55,000 |
| Muncie, IN | 4 | $ 690,000 | $ 172,500 | $ 45,000 |
| Owensboro, KY | 4 | $ 780,000 | $ 195,000 | $ 60,000 |
| Williamsport, PA | 4 | $ 1,150,000 | $ 287,500 | $ 48,000 |
| Alexandria, LA | 3 | $ 555,000 | $ 185,000 | $ 34,000 |
| Ames, IA | 3 | $ 835,000 | $ 278,333 | $ 113,000 |
| Dalton, GA | 3 | $ 495,000 | $ 165,000 | $ 35,000 |
| Fargo, ND-MN | 3 | $ 925,000 | $ 308,333 | $ 27,333 |
| Gadsden, AL | 3 | $ 485,000 | $ 161,666 | $ 13,000 |
| Houma-Thibodaux, LA | 3 | $ 575,000 | $ 191,666 | $ 78,000 |
| Lewiston-Auburn, ME | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Midland, MI | 3 | $ 485,000 | $ 161,666 | $ 38,000 |
| Pocatello, ID | 3 | $ 875,000 | $ 291,666 | $ 42,000 |
| Rome, GA | 3 | $ 665,000 | $ 221,666 | $ 121,000 |
| Sioux City, IA-NE-SD | 3 | $ 605,000 | $ 201,666 | $ 57,000 |
| Battle Creek, MI | 2 | $ 320,000 | $ 160,000 | $ 30,000 |
| Cleveland-Elyria, OH | 2 | $ 410,000 | $ 205,000 | $ 30,000 |
| Danville, IL | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| Fairbanks, AK | 2 | $ 770,000 | $ 385,000 | $ 18,000 |
| Hammond, LA | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Niles-Benton Harbor, MI | 2 | $ 600,000 | $ 300,000 | $ 53,000 |
| Boston, MA | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Cumberland, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Hattiesburg, MS | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Sioux Falls, SD | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 37,318 | $11,285,570,000 | $302,000 | $23,255,000 | $84,000 | $4,800,000 |
| Home Purchase | 444 | $159,690,000 | $359,000 | $1,805,000 | $120,000 | $3,105,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,717 | $7,070,335,000 | $298,000 | $12,805,000 | $85,000 | $4,800,000 |
| Black or African American | 4,598 | $1,326,150,000 | $288,000 | $15,725,000 | $69,000 | $1,639,000 |
| Hispanic | 4,015 | $1,243,455,000 | $309,000 | $23,255,000 | $79,000 | $3,036,000 |
| Asian | 2,361 | $873,495,000 | $369,000 | $5,955,000 | $117,000 | $2,880,000 |
| Not Provided | 2,252 | $680,720,000 | $302,000 | $5,605,000 | $79,000 | $3,060,000 |
| American Indian or Alaskan Native | 559 | $159,365,000 | $285,000 | $4,005,000 | $80,000 | $1,808,000 |
| Native Hawaiian or Other Pacific Islander | 227 | $78,605,000 | $346,000 | $905,000 | $71,000 | $294,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,918 | $6,535,260,000 | $312,000 | $23,255,000 | $109,000 | $4,800,000 |
| VA-guaranteed (Veterans Administration) | 11,526 | $3,551,480,000 | $308,000 | $12,005,000 | $48,000 | $2,016,000 |
| FHA-insured (Federal Housing Administration) | 5,316 | $1,358,240,000 | $255,000 | $6,005,000 | $65,000 | $3,036,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $280,000 | $140,000 | $165,000 | $48,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 24,533 | $7,431,225,000 | $302,000 | $23,255,000 | $89,000 | $4,800,000 |
| Application Denied By Financial Institution | 6,686 | $2,003,210,000 | $299,000 | $15,725,000 | $65,000 | $2,811,000 |
| Loan Originated | 5,586 | $1,726,050,000 | $308,000 | $1,505,000 | $85,000 | $2,082,000 |
| File Closed For Incompleteness | 941 | $280,145,000 | $297,000 | $5,005,000 | $89,000 | $1,400,000 |
| Application Approved But Not Accepted | 16 | $4,630,000 | $289,000 | $595,000 | $72,000 | $280,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31,076 | $9,442,050,000 | $303,000 | $23,255,000 | $88,000 | $4,800,000 |
| Debt-To-Income Ratio | 3,553 | $1,121,095,000 | $315,000 | $12,805,000 | $59,000 | $1,500,000 |
| Credit History | 1,832 | $497,000,000 | $271,000 | $15,725,000 | $67,000 | $1,680,000 |
| Credit Application Incomplete | 826 | $242,150,000 | $293,000 | $2,005,000 | $70,000 | $2,811,000 |
| Other | 284 | $84,270,000 | $296,000 | $1,005,000 | $108,000 | $1,200,000 |
| Collateral | 182 | $56,740,000 | $311,000 | $965,000 | $58,000 | $1,260,000 |
| Employment History | 9 | $1,955,000 | $217,000 | $375,000 | $37,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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