Suburban Mortgage Co of Nm Mortgage Lending & HMDA Data, 2012

In 2012, Suburban Mortgage Co of Nm of Irvine, CA reported 8,540 mortgage applications totaling $2.1 billion, up 167% from 2011. The average application was for $250,147, and applicants reported an average income of $84,691. 32% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,059), Riverside-San Bernardino-Ontario, CA (992) and Santa Ana-Anaheim-Irvine, CA (833) (applications in parentheses).

Mortgage Company & Address Suburban Mortgage Co of Nm
9401 Jeronimo Road Ste 200
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,540
Total Mortgage Loan Application Amount $2,136,263,000
Average Mortgage Loan Application Amount $250,147
Highest Mortgage Loan Application Amount $1,363,000
Average Applicant Income $84,691
Highest Applicant Income $5,299,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Suburban Mortgage Co of Nm filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Suburban Mortgage Co of Nm by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 1,059 $ 326,889,000 $ 308,677 $ 99,000
Riverside-San Bernardino-Ontario, CA 992 $ 240,346,000 $ 242,284 $ 86,000
Santa Ana-Anaheim-Irvine, CA 833 $ 297,273,000 $ 356,870 $ 123,000
Sacramento--Arden-Arcade--Roseville, CA 477 $ 113,055,000 $ 237,012 $ 80,000
San Diego-Carlsbad-San Marcos, CA 371 $ 103,644,000 $ 279,363 $ 91,000
Oakland-Fremont-Hayward, CA 282 $ 85,097,000 $ 301,762 $ 97,000
Fresno, CA 193 $ 38,839,000 $ 201,238 $ 69,000
Bakersfield-Delano, CA 187 $ 37,610,000 $ 201,122 $ 84,000
Houston-Sugar Land-Baytown, TX 174 $ 29,323,000 $ 168,522 $ 68,000
Stockton, CA 151 $ 32,116,000 $ 212,688 $ 84,000
Dallas-Plano-Irving, TX 144 $ 24,789,000 $ 172,145 $ 72,000
Modesto, CA 134 $ 25,835,000 $ 192,798 $ 64,000
Charlotte-Gastonia-Rock Hill, NC-SC 121 $ 21,877,000 $ 180,801 $ 61,000
Seattle-Bellevue-Everett, WA 116 $ 29,226,000 $ 251,948 $ 69,000
Oxnard-Thousand Oaks-Ventura, CA 112 $ 36,272,000 $ 323,857 $ 89,000
Vallejo-Fairfield, CA 111 $ 26,532,000 $ 239,027 $ 78,000
Visalia-Porterville, CA 111 $ 22,395,000 $ 201,756 $ 67,000
Denver-Aurora-Broomfield, CO 109 $ 20,586,000 $ 188,862 $ 55,000
Albuquerque, NM 103 $ 15,116,000 $ 146,757 $ 65,000
San Jose-Sunnyvale-Santa Clara, CA 92 $ 30,984,000 $ 336,782 $ 114,000
Santa Cruz-Watsonville, CA 86 $ 28,549,000 $ 331,965 $ 104,000
Austin-Round Rock-San Marcos, TX 83 $ 15,328,000 $ 184,674 $ 73,000
Raleigh-Cary, NC 82 $ 14,881,000 $ 181,475 $ 57,000
San Francisco-San Mateo-Redwood City, CA 76 $ 28,210,000 $ 371,184 $ 107,000
San Antonio-New Braunfels, TX 75 $ 13,475,000 $ 179,666 $ 67,000
Portland-Vancouver-Hillsboro, OR-WA 74 $ 15,354,000 $ 207,486 $ 64,337
Fort Worth-Arlington, TX 68 $ 10,512,000 $ 154,588 $ 62,000
Tampa-St. Petersburg-Clearwater, FL 67 $ 12,133,000 $ 181,089 $ 66,000
Yuba City, CA 57 $ 11,920,000 $ 209,122 $ 69,000
Salinas, CA 54 $ 13,682,000 $ 253,370 $ 85,000
Merced, CA 50 $ 10,127,000 $ 202,540 $ 70,000
Orlando-Kissimmee-Sanford, FL 50 $ 9,708,000 $ 194,160 $ 71,000
Redding, CA 50 $ 10,340,000 $ 206,800 $ 71,000
Tacoma, WA 45 $ 9,356,000 $ 207,911 $ 66,000
Miami-Miami Beach-Kendall, FL 42 $ 8,227,000 $ 195,880 $ 67,000
Greensboro-High Point, NC 39 $ 5,944,000 $ 152,410 $ 45,000
San Luis Obispo-Paso Robles, CA 39 $ 10,870,000 $ 278,717 $ 78,000
Spokane, WA 37 $ 6,099,000 $ 164,837 $ 54,000
Santa Rosa-Petaluma, CA 36 $ 11,052,000 $ 307,000 $ 88,000
Madera-Chowchilla, CA 32 $ 6,508,000 $ 203,375 $ 74,000
Santa Barbara-Santa Maria-Goleta, CA 32 $ 9,019,000 $ 281,843 $ 80,000
Chico, CA 31 $ 6,341,000 $ 204,548 $ 67,000
Colorado Springs, CO 31 $ 5,267,000 $ 169,903 $ 57,000
Jacksonville, FL 31 $ 5,592,000 $ 180,387 $ 64,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 30 $ 6,558,000 $ 218,600 $ 97,000
Winston-Salem, NC 30 $ 5,252,000 $ 175,066 $ 62,000
Hanford-Corcoran, CA 29 $ 5,961,000 $ 205,551 $ 67,000
West Palm Beach-Boca Raton-Boynton Beach, FL 29 $ 5,836,000 $ 201,241 $ 86,000
El Centro, CA 28 $ 5,255,000 $ 187,678 $ 68,000
Durham-Chapel Hill, NC 26 $ 4,135,000 $ 159,038 $ 74,000
Wilmington, NC 23 $ 4,520,000 $ 196,521 $ 81,000
Napa, CA 21 $ 5,591,000 $ 266,238 $ 82,000
Bremerton-Silverdale, WA 20 $ 4,358,000 $ 217,900 $ 60,000
Greeley, CO 18 $ 3,493,000 $ 194,055 $ 70,000
Palm Bay-Melbourne-Titusville, FL 17 $ 3,002,000 $ 176,588 $ 63,000
Port St. Lucie, FL 17 $ 3,201,000 $ 188,294 $ 78,000
North Port-Bradenton-Sarasota, FL 16 $ 2,809,000 $ 175,562 $ 73,000
El Paso, TX 15 $ 2,368,000 $ 157,866 $ 56,000
Cape Coral-Fort Myers, FL 14 $ 2,240,000 $ 160,000 $ 61,000
Olympia, WA 14 $ 2,708,000 $ 193,428 $ 57,000
Fayetteville, NC 13 $ 2,367,000 $ 182,076 $ 58,000
Hickory-Lenoir-Morganton, NC 13 $ 2,307,000 $ 177,461 $ 24,000
Kennewick-Pasco-Richland, WA 13 $ 2,240,000 $ 172,307 $ 59,000
Asheville, NC 12 $ 2,118,000 $ 176,500 $ 58,000
Deltona-Daytona Beach-Ormond Beach, FL 12 $ 2,185,000 $ 182,083 $ 58,000
Lakeland-Winter Haven, FL 11 $ 2,220,000 $ 201,818 $ 81,000
Ocala, FL 11 $ 1,833,000 $ 166,636 $ 69,000
Phoenix-Mesa-Glendale, AZ 11 $ 1,705,000 $ 155,000 $ 70,000
Atlanta-Sandy Springs-Marietta, GA 10 $ 1,977,000 $ 197,700 $ 111,000
Grand Junction, CO 10 $ 2,043,000 $ 204,300 $ 62,000
Las Vegas-Paradise, NV 10 $ 1,487,000 $ 148,700 $ 83,000
Bellingham, WA 9 $ 1,906,000 $ 211,777 $ 55,000
Killeen-Temple-Fort Hood, TX 9 $ 1,408,000 $ 156,444 $ 78,000
McAllen-Edinburg-Mission, TX 9 $ 1,356,000 $ 150,666 $ 42,000
Naples-Marco Island, FL 9 $ 2,151,000 $ 239,000 $ 132,000
Beaumont-Port Arthur, TX 8 $ 1,171,000 $ 146,375 $ 59,000
Corpus Christi, TX 8 $ 1,509,000 $ 188,625 $ 78,000
Panama City-Lynn Haven-Panama City Beach, FL 8 $ 1,659,000 $ 207,375 $ 77,000
Crestview-Fort Walton Beach-Destin, FL 7 $ 1,335,000 $ 190,714 $ 81,000
Jacksonville, NC 7 $ 1,506,000 $ 215,142 $ 44,000
Pueblo, CO 7 $ 1,161,000 $ 165,857 $ 40,000
Salem, OR 7 $ 1,001,000 $ 143,000 $ 50,000
Tallahassee, FL 7 $ 1,368,000 $ 195,428 $ 134,000
Longview, WA 6 $ 1,083,000 $ 180,500 $ 49,000
Pensacola-Ferry Pass-Brent, FL 6 $ 1,341,000 $ 223,500 $ 126,000
Punta Gorda, FL 6 $ 962,000 $ 160,333 $ 62,000
Santa Fe, NM 6 $ 969,000 $ 161,500 $ 48,000
Yakima, WA 6 $ 1,021,000 $ 170,166 $ 63,000
Baltimore-Towson, MD 5 $ 1,332,000 $ 266,400 $ 69,000
Boulder, CO 5 $ 817,000 $ 163,400 $ 57,000
Medford, OR 5 $ 711,000 $ 142,200 $ 60,000
Minneapolis-St. Paul-Bloomington, MN-WI 5 $ 1,380,000 $ 276,000 $ 257,000
Mount Vernon-Anacortes, WA 5 $ 1,138,000 $ 227,600 $ 66,000
Rocky Mount, NC 5 $ 686,000 $ 137,200 $ 20,000
Sebastian-Vero Beach, FL 5 $ 1,064,000 $ 212,800 $ 35,000
Bend, OR 4 $ 739,000 $ 184,750 $ 57,000
Brownsville-Harlingen, TX 4 $ 671,000 $ 167,750 $ 56,000
Burlington, NC 4 $ 676,000 $ 169,000 $ 51,000
College Station-Bryan, TX 4 $ 840,000 $ 210,000 $ 52,000
Fort Collins-Loveland, CO 4 $ 742,000 $ 185,500 $ 24,000
Goldsboro, NC 4 $ 888,000 $ 222,000 $ 60,000
Indianapolis-Carmel, IN 4 $ 902,000 $ 225,500 $ 100,000
Laredo, TX 4 $ 777,000 $ 194,250 $ 82,000
Lewiston, ID-WA 4 $ 617,000 $ 154,250 $ 92,000
Lubbock, TX 4 $ 784,000 $ 196,000 $ 69,000
Newark-Union, NJ-PA 4 $ 1,242,000 $ 310,500 $ 121,000
Odessa, TX 4 $ 819,000 $ 204,750 $ 73,000
Palm Coast, FL 4 $ 738,000 $ 184,500 $ 73,000
Tyler, TX 4 $ 513,000 $ 128,250 $ 37,000
Victoria, TX 4 $ 712,000 $ 178,000 $ 75,000
Charleston-North Charleston-Summerville, SC 3 $ 529,000 $ 176,333 $ 94,000
Chicago-Joliet-Naperville, IL 3 $ 472,000 $ 157,333 $ 101,000
Eugene-Springfield, OR 3 $ 489,000 $ 163,000 $ 75,000
Gainesville, FL 3 $ 643,000 $ 214,333 $ 74,000
Las Cruces, NM 3 $ 343,000 $ 114,333 $ 19,000
Longview, TX 3 $ 538,000 $ 179,333 $ 135,000
New York-White Plains-Wayne, NY-NJ 3 $ 986,000 $ 328,666 $ 87,000
Tucson, AZ 3 $ 452,000 $ 150,666 $ 44,000
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 938,000 $ 312,666 $ 204,000
Abilene, TX 2 $ 278,000 $ 139,000 $ 30,000
Amarillo, TX 2 $ 398,000 $ 199,000 $ 91,000
Ann Arbor, MI 2 $ 525,000 $ 262,500 $ 94,000
Boston-Quincy, MA 2 $ 665,000 $ 332,500 $ 112,000
Farmington, NM 2 $ 253,000 $ 126,500 $ 60,000
Greenville, NC 2 $ 452,000 $ 226,000 $ 14,000
Lake County-Kenosha County, IL-WI 2 $ 421,000 $ 210,500 $ 88,500
Nashville-Davidson--Murfreesboro--Franklin, TN 2 $ 358,000 $ 179,000 $ 58,000
Nassau-Suffolk, NY 2 $ 513,000 $ 256,500 $ 186,000
Oklahoma City, OK 2 $ 473,000 $ 236,500 $ 105,000
San Angelo, TX 2 $ 366,000 $ 183,000 $ 79,000
Savannah, GA 2 $ 260,000 $ 130,000 $ 113,000
St. Louis, MO-IL 2 $ 455,000 $ 227,500 $ 312,000
Waco, TX 2 $ 357,000 $ 178,500 $ 54,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 2 $ 862,000 $ 431,000 $ 118,000
Wenatchee-East Wenatchee, WA 2 $ 322,000 $ 161,000 $ 61,000
Wichita Falls, TX 2 $ 255,000 $ 127,500 $ 51,000
Wilmington, DE-MD-NJ 2 $ 614,000 $ 307,000 $ 138,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 138,000 $ 138,000 $ 47,000
Anderson, SC 1 $ 177,000 $ 177,000 $ 53,000
Baton Rouge, LA 1 $ 135,000 $ 135,000 $ 0
Bethesda-Rockville-Frederick, MD 1 $ 478,000 $ 478,000 $ 155,000
Boise City-Nampa, ID 1 $ 211,000 $ 211,000 $ 0
Brunswick, GA 1 $ 114,000 $ 114,000 $ 57,000
Cleveland-Elyria-Mentor, OH 1 $ 322,000 $ 322,000 $ 105,000
Columbia, SC 1 $ 187,000 $ 187,000 $ 48,000
Columbus, GA-AL 1 $ 288,000 $ 288,000 $ 116,000
Columbus, OH 1 $ 160,000 $ 160,000 $ 84,000
Detroit-Livonia-Dearborn, MI 1 $ 142,000 $ 142,000 $ 94,000
Edison-New Brunswick, NJ 1 $ 563,000 $ 563,000 $ 228,000
Gary, IN 1 $ 134,000 $ 134,000 $ 38,000
Grand Rapids-Wyoming, MI 1 $ 105,000 $ 105,000 $ 0
Greenville-Mauldin-Easley, SC 1 $ 158,000 $ 158,000 $ 50,000
Hartford-West Hartford-East Hartford, CT 1 $ 167,000 $ 167,000 $ 41,000
Hinesville-Fort Stewart, GA 1 $ 178,000 $ 178,000 $ 43,000
Honolulu, HI 1 $ 249,000 $ 249,000 $ 41,000
Kansas City, MO-KS 1 $ 93,000 $ 93,000 $ 34,000
Lafayette, LA 1 $ 179,000 $ 179,000 $ 115,000
Lancaster, PA 1 $ 118,000 $ 118,000 $ 0
Louisville/Jefferson County, KY-IN 1 $ 165,000 $ 165,000 $ 53,000
Philadelphia, PA 1 $ 353,000 $ 353,000 $ 222,000
Portland-South Portland-Biddeford, ME 1 $ 230,000 $ 230,000 $ 221,000
Reno-Sparks, NV 1 $ 222,000 $ 222,000 $ 140,000
Richmond, VA 1 $ 406,000 $ 406,000 $ 169,000
Roanoke, VA 1 $ 68,000 $ 68,000 $ 29,000
Rockingham County-Strafford County, NH 1 $ 139,000 $ 139,000 $ 64,000
Texarkana, Tx-Texarkana, AR 1 $ 110,000 $ 110,000 $ 65,000
Tuscaloosa, AL 1 $ 245,000 $ 245,000 $ 72,000
Warren-Troy-Farmington Hills, MI 1 $ 234,000 $ 234,000 $ 130,000

Mortgage Loan Application Detail Totals for Suburban Mortgage Co of Nm in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,527 $1,827,781,000 $242,000 $1,363,000 $82,000 $5,299,000
Home Purchase 959 $294,720,000 $307,000 $1,320,000 $104,000 $1,392,000
Home Improvement 54 $13,762,000 $254,000 $626,000 $117,000 $755,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,172 $1,063,787,000 $254,000 $1,363,000 $93,000 $5,255,000
Not Provided 2,086 $493,785,000 $236,000 $1,200,000 $73,000 $5,299,000
Hispanic 1,296 $304,128,000 $234,000 $800,000 $69,000 $466,000
Asian 620 $189,753,000 $306,000 $1,260,000 $102,000 $1,440,000
Black or African American 299 $67,842,000 $226,000 $800,000 $79,000 $720,000
Native Hawaiian or Other Pacific Islander 48 $12,849,000 $267,000 $607,000 $83,000 $170,000
American Indian or Alaskan Native 19 $4,119,000 $216,000 $340,000 $77,000 $167,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,326 $1,611,141,000 $254,000 $1,363,000 $91,000 $5,299,000
FHA-insured (Federal Housing Administration) 2,056 $479,947,000 $233,000 $800,000 $65,000 $434,000
VA-guaranteed (Veterans Administration) 155 $44,512,000 $287,000 $638,000 $65,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $663,000 $221,000 $250,000 $88,000 $185,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,158 $753,016,000 $238,000 $1,320,000 $64,000 $1,440,000
Loan Originated 2,746 $718,868,000 $261,000 $1,000,000 $100,000 $5,255,000
Application Withdrawn By Applicant 2,320 $598,802,000 $258,000 $1,363,000 $92,000 $5,299,000
Loan Purchased By The Institution 312 $64,721,000 $207,000 $720,000 $97,000 $870,000
Application Approved But Not Accepted 4 $856,000 $214,000 $295,000 $53,000 $90,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,287 $279,487,000 $217,000 $800,000 $45,000 $1,440,000
Debt-To-Income Ratio 792 $202,899,000 $256,000 $1,320,000 $61,000 $350,000
Collateral 528 $128,435,000 $243,000 $1,000,000 $98,000 $1,392,000
Other 476 $123,361,000 $259,000 $1,260,000 $83,000 $343,000
Employment History 20 $4,976,000 $248,000 $421,000 $69,000 $159,000
Insufficient Cash (Downpayment, Closing Cost) 18 $3,839,000 $213,000 $431,000 $75,000 $165,000
Unverifiable Information 3 $685,000 $228,000 $325,000 $74,000 $112,000
Mortgage Insurance Denied 2 $295,000 $147,000 $160,000 $104,000 $138,000
Credit Application Incomplete 1 $284,000 $284,000 $284,000 $98,000 $98,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Suburban Mortgage Co of Nm's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Suburban Mortgage Co of Nm's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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