Sunflower Bank, N.A. Mortgage Lending & HMDA Data, 2014
In 2014, Sunflower Bank, N.A. of Dallas, TX reported 1,022 mortgage applications totaling $172.0 million, down 44% from 2013. The average application was for $168,342, and applicants reported an average income of $88,222. 55% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Pueblo, CO (76), Denver-Aurora-Lakewood, CO (63) and Manhattan, KS (59) (applications in parentheses).
| Mortgage Company & Address | Sunflower Bank, N.A. 3025 Cortland Circle - Po Box 800 Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,022 |
| Total Mortgage Loan Application Amount | $172,046,000 |
| Average Mortgage Loan Application Amount | $168,342 |
| Highest Mortgage Loan Application Amount | $8,700,000 |
| Average Applicant Income | $88,222 |
| Highest Applicant Income | $1,728,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunflower Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pueblo, CO | 76 | $ 11,867,000 | $ 156,144 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 63 | $ 22,358,000 | $ 354,888 | $ 244,000 |
| Manhattan, KS | 59 | $ 9,150,000 | $ 155,084 | $ 90,000 |
| Wichita, KS | 46 | $ 6,674,000 | $ 145,086 | $ 110,000 |
| Lawrence, KS | 28 | $ 7,609,000 | $ 271,750 | $ 137,000 |
| Topeka, KS | 24 | $ 2,832,000 | $ 118,000 | $ 115,000 |
| Kansas City, MO-KS | 16 | $ 4,202,000 | $ 262,625 | $ 117,500 |
| Atlanta-Sandy Springs-Roswell, GA | 14 | $ 1,956,000 | $ 139,714 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 3,222,000 | $ 292,909 | $ 0 |
| Cambridge-Newton-Framingham, MA | 6 | $ 1,312,000 | $ 218,666 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 1,000,000 | $ 166,666 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 6 | $ 847,000 | $ 141,166 | $ 30,000 |
| San Diego-Carlsbad, CA | 6 | $ 2,440,000 | $ 406,666 | $ 72,000 |
| Boulder, CO | 5 | $ 2,547,000 | $ 509,400 | $ 138,000 |
| Houston-The Woodlands-Sugar Land, TX | 5 | $ 924,000 | $ 184,800 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 1,176,000 | $ 235,200 | $ 0 |
| Colorado Springs, CO | 4 | $ 1,357,000 | $ 339,250 | $ 47,000 |
| Fort Collins, CO | 4 | $ 1,231,000 | $ 307,750 | $ 155,000 |
| Greeley, CO | 4 | $ 9,157,000 | $ 2,289,250 | $ 67,000 |
| Nassau County-Suffolk County, NY | 4 | $ 823,000 | $ 205,750 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 638,000 | $ 212,666 | $ 52,666 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 476,000 | $ 158,666 | $ 103,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 720,000 | $ 240,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Boston, MA | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 475,000 | $ 237,500 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Columbia, MO | 2 | $ 317,000 | $ 158,500 | $ 25,000 |
| Columbus, GA-AL | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Dallas-Plano-Irving, TX | 2 | $ 2,219,000 | $ 1,109,500 | $ 344,000 |
| Fort Worth-Arlington, TX | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 446,000 | $ 223,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 1,074,000 | $ 537,000 | $ 0 |
| Modesto, CA | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 885,000 | $ 442,500 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 843,000 | $ 421,500 | $ 0 |
| Providence-Warwick, RI-MA | 2 | $ 287,000 | $ 143,500 | $ 0 |
| Reno, NV | 2 | $ 420,000 | $ 210,000 | $ 180,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 598,000 | $ 299,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Syracuse, NY | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 295,000 | $ 147,500 | $ 49,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 601,000 | $ 300,500 | $ 0 |
| Anchorage, AK | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Austin-Round Rock, TX | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Birmingham-Hoover, AL | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Brunswick, GA | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 298,000 | $ 298,000 | $ 108,000 |
| Dothan, AL | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Elgin, IL | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 72,000 | $ 72,000 | $ 159,000 |
| Flagstaff, AZ | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 66,000 | $ 66,000 | $ 144,000 |
| Grand Junction, CO | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Grants Pass, OR | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Huntsville, AL | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Jacksonville, FL | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Lincoln, NE | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Longview, TX | 1 | $ 8,000 | $ 8,000 | $ 47,000 |
| Lynchburg, VA | 1 | $ 135,000 | $ 135,000 | $ 823,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Mobile, AL | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Newark, NJ-PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 942,000 | $ 942,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 1,540,000 | $ 1,540,000 | $ 1,382,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Rapid City, SD | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Rochester, MN | 1 | $ 153,000 | $ 153,000 | $ 98,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 417,000 | $ 417,000 | $ 98,000 |
| Silver Spring-Frederick-Rockville, MD | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Springfield, MO | 1 | $ 219,000 | $ 219,000 | $ 0 |
| St. George, UT | 1 | $ 103,000 | $ 103,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Tucson, AZ | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Tulsa, OK | 1 | $ 213,000 | $ 213,000 | $ 155,000 |
| Tuscaloosa, AL | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 196,000 | $ 196,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 430,000 | $ 430,000 | $ 0 |
| York-Hanover, PA | 1 | $ 217,000 | $ 217,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sunflower Bank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 528 | $98,296,000 | $186,000 | $8,700,000 | $90,000 | $1,382,000 |
| Refinancing | 335 | $60,914,000 | $181,000 | $1,558,000 | $86,000 | $1,728,000 |
| Home Improvement | 159 | $12,836,000 | $80,000 | $1,000,000 | $87,000 | $1,728,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 728 | $108,649,000 | $149,000 | $1,995,000 | $107,000 | $1,728,000 |
| Not applicable | 177 | $45,816,000 | $258,000 | $8,700,000 | $0 | $0 |
| Hispanic | 64 | $7,379,000 | $115,000 | $1,558,000 | $91,000 | $630,000 |
| Not Provided | 26 | $5,680,000 | $218,000 | $999,000 | $141,000 | $1,019,000 |
| Black or African American | 14 | $2,454,000 | $175,000 | $770,000 | $120,000 | $328,000 |
| Asian | 10 | $1,903,000 | $190,000 | $500,000 | $108,000 | $324,000 |
| American Indian or Alaskan Native | 2 | $115,000 | $57,000 | $110,000 | $29,000 | $30,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $50,000 | $50,000 | $50,000 | $52,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 956 | $164,722,000 | $172,000 | $8,700,000 | $92,000 | $1,728,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $4,961,000 | $99,000 | $233,000 | $45,000 | $78,000 |
| FHA-insured (Federal Housing Administration) | 16 | $2,363,000 | $147,000 | $404,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 557 | $89,333,000 | $160,000 | $1,995,000 | $108,000 | $1,728,000 |
| Loan Purchased By The Institution | 155 | $31,952,000 | $206,000 | $942,000 | $0 | $0 |
| Application Denied By Financial Institution | 144 | $25,845,000 | $179,000 | $8,700,000 | $96,000 | $1,411,000 |
| Application Approved But Not Accepted | 117 | $16,504,000 | $141,000 | $706,000 | $100,000 | $823,000 |
| Preapproval Denied by Financial Institution | 21 | $3,636,000 | $173,000 | $520,000 | $62,000 | $216,000 |
| Application Withdrawn By Applicant | 19 | $3,250,000 | $171,000 | $634,000 | $114,000 | $432,000 |
| Preapproval Approved but not Accepted | 9 | $1,526,000 | $169,000 | $500,000 | $93,000 | $170,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 83 | $6,183,000 | $74,000 | $390,000 | $63,000 | $234,000 |
| Debt-To-Income Ratio | 45 | $8,228,000 | $182,000 | $770,000 | $58,000 | $271,000 |
| Other | 27 | $13,580,000 | $502,000 | $8,700,000 | $184,000 | $1,019,000 |
| Unverifiable Information | 4 | $656,000 | $164,000 | $280,000 | $70,000 | $101,000 |
| Collateral | 4 | $455,000 | $113,000 | $239,000 | $131,000 | $360,000 |
| Credit Application Incomplete | 1 | $135,000 | $135,000 | $135,000 | $1,411,000 | $1,411,000 |
| Employment History | 1 | $244,000 | $244,000 | $244,000 | $130,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunflower Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About