Sunflower Bank, N.A. Mortgage Lending & HMDA Data, 2021
In 2021, Sunflower Bank, N.A. of Dallas, TX reported 10,654 mortgage applications totaling $3.4 billion, down 14% from 2020. The average application was for $323,424, and applicants reported an average income of $133,006. 69% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,513), Spokane-Spokane Valley, WA (992) and Dallas-Plano-Irving, TX (805) (applications in parentheses).
| Mortgage Company & Address | Sunflower Bank, N.A. 3025 Cortland Circle - Po Box 800 Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,654 |
| Total Mortgage Loan Application Amount | $3,445,760,000 |
| Average Mortgage Loan Application Amount | $323,424 |
| Highest Mortgage Loan Application Amount | $10,055,000 |
| Average Applicant Income | $133,006 |
| Highest Applicant Income | $6,144,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunflower Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 1,513 | $ 584,755,000 | $ 386,487 | $ 136,000 |
| Outside any metro area | 1,068 | $ 255,180,000 | $ 238,932 | $ 116,499 |
| Spokane-Spokane Valley, WA | 992 | $ 306,890,000 | $ 309,364 | $ 105,000 |
| Dallas-Plano-Irving, TX | 805 | $ 245,115,000 | $ 304,490 | $ 164,000 |
| Denver-Aurora-Lakewood, CO | 731 | $ 292,945,000 | $ 400,745 | $ 134,000 |
| Kansas City, MO-KS | 462 | $ 142,740,000 | $ 308,961 | $ 146,597 |
| Flint, MI | 395 | $ 65,375,000 | $ 165,506 | $ 95,000 |
| College Station-Bryan, TX | 311 | $ 78,095,000 | $ 251,109 | $ 110,000 |
| Fort Worth-Arlington, TX | 302 | $ 90,990,000 | $ 301,291 | $ 144,000 |
| Wichita, KS | 271 | $ 60,375,000 | $ 222,785 | $ 115,000 |
| Albuquerque, NM | 270 | $ 66,170,000 | $ 245,074 | $ 101,000 |
| Santa Fe, NM | 263 | $ 94,485,000 | $ 359,258 | $ 133,000 |
| Warren-Troy-Farmington Hills, MI | 236 | $ 54,190,000 | $ 229,618 | $ 125,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 176 | $ 69,480,000 | $ 394,772 | $ 147,954 |
| Manhattan, KS | 111 | $ 20,415,000 | $ 183,918 | $ 96,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 103 | $ 48,825,000 | $ 474,029 | $ 160,000 |
| Houston-The Woodlands-Sugar Land, TX | 95 | $ 26,515,000 | $ 279,105 | $ 138,000 |
| El Paso, TX | 94 | $ 26,530,000 | $ 282,234 | $ 181,000 |
| Seattle-Bellevue-Everett, WA | 87 | $ 42,115,000 | $ 484,080 | $ 150,000 |
| Coeur D'Alene, ID | 80 | $ 30,210,000 | $ 377,625 | $ 121,000 |
| Las Cruces, NM | 79 | $ 16,165,000 | $ 204,620 | $ 82,000 |
| Lawrence, KS | 72 | $ 15,020,000 | $ 208,611 | $ 111,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 70 | $ 34,940,000 | $ 499,142 | $ 140,914 |
| Los Angeles-Long Beach-Glendale, CA | 63 | $ 31,335,000 | $ 497,380 | $ 128,000 |
| Atlanta-Sandy Springs-Roswell, GA | 59 | $ 18,525,000 | $ 313,983 | $ 120,000 |
| Tacoma-Lakewood, WA | 58 | $ 21,420,000 | $ 369,310 | $ 178,000 |
| San Diego-Carlsbad, CA | 57 | $ 42,005,000 | $ 736,929 | $ 191,000 |
| Greeley, CO | 53 | $ 20,165,000 | $ 380,471 | $ 112,000 |
| Boulder, CO | 51 | $ 23,175,000 | $ 454,411 | $ 212,000 |
| Riverside-San Bernardino-Ontario, CA | 51 | $ 19,515,000 | $ 382,647 | $ 154,000 |
| Pueblo, CO | 48 | $ 10,150,000 | $ 211,458 | $ 113,000 |
| San Antonio-New Braunfels, TX | 47 | $ 16,205,000 | $ 344,787 | $ 150,000 |
| Austin-Round Rock, TX | 44 | $ 16,230,000 | $ 368,863 | $ 186,000 |
| Prescott Valley-Prescott, AZ | 43 | $ 19,185,000 | $ 446,162 | $ 169,000 |
| Colorado Springs, CO | 40 | $ 15,040,000 | $ 376,000 | $ 157,000 |
| Baltimore-Columbia-Towson, MD | 38 | $ 14,480,000 | $ 381,052 | $ 161,000 |
| Las Vegas-Henderson-Paradise, NV | 38 | $ 14,110,000 | $ 371,315 | $ 120,000 |
| Detroit-Dearborn-Livonia, MI | 37 | $ 7,895,000 | $ 213,378 | $ 123,000 |
| Raleigh, NC | 37 | $ 11,085,000 | $ 299,594 | $ 131,000 |
| Oakland-Hayward-Berkeley, CA | 34 | $ 18,070,000 | $ 531,470 | $ 165,000 |
| Tampa-St. Petersburg-Clearwater, FL | 33 | $ 10,265,000 | $ 311,060 | $ 138,000 |
| Fort Collins, CO | 32 | $ 11,200,000 | $ 350,000 | $ 349,000 |
| Tucson, AZ | 32 | $ 11,500,000 | $ 359,375 | $ 131,000 |
| Charlotte-Concord-Gastonia, NC-SC | 31 | $ 10,405,000 | $ 335,645 | $ 128,935 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 11,925,000 | $ 411,206 | $ 131,000 |
| Washington-Baltimore-Arlington, DC | 27 | $ 11,365,000 | $ 420,925 | $ 158,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 7,220,000 | $ 300,833 | $ 108,208 |
| Montgomery County-Bucks County-Chester County, PA | 23 | $ 10,355,000 | $ 450,217 | $ 193,000 |
| Orlando-Kissimmee-Sanford, FL | 22 | $ 6,460,000 | $ 293,636 | $ 114,000 |
| Chicago-Naperville, IL | 21 | $ 7,295,000 | $ 347,380 | $ 111,000 |
| Lansing-East Lansing, MI | 21 | $ 3,635,000 | $ 173,095 | $ 73,000 |
| Anaheim-Santa Ana-Irvine, CA | 20 | $ 12,260,000 | $ 613,000 | $ 218,000 |
| Oklahoma City, OK | 20 | $ 4,390,000 | $ 219,500 | $ 97,000 |
| Boston, MA | 19 | $ 7,465,000 | $ 392,894 | $ 106,000 |
| Cincinnati, OH-KY-IN | 19 | $ 3,125,000 | $ 164,473 | $ 132,315 |
| Flagstaff, AZ | 16 | $ 8,840,000 | $ 552,500 | $ 601,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 6,960,000 | $ 435,000 | $ 159,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 15 | $ 21,375,000 | $ 1,425,000 | $ 197,000 |
| Yakima, WA | 14 | $ 4,180,000 | $ 298,571 | $ 132,000 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 2,795,000 | $ 215,000 | $ 122,000 |
| Jacksonville, FL | 13 | $ 3,235,000 | $ 248,846 | $ 69,000 |
| Lake Havasu City-Kingman, AZ | 13 | $ 5,125,000 | $ 394,230 | $ 197,000 |
| St. Louis, MO-IL | 13 | $ 8,315,000 | $ 639,615 | $ 198,384 |
| Stockton-Lodi, CA | 13 | $ 3,845,000 | $ 295,769 | $ 134,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 4,480,000 | $ 373,333 | $ 138,000 |
| San Francisco-Redwood City-South San Francisco, CA | 12 | $ 12,300,000 | $ 1,025,000 | $ 237,000 |
| Sherman-Denison, TX | 12 | $ 2,950,000 | $ 245,833 | $ 126,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 3,405,000 | $ 309,545 | $ 123,000 |
| Philadelphia, PA | 11 | $ 2,695,000 | $ 245,000 | $ 120,000 |
| Saginaw, MI | 11 | $ 1,905,000 | $ 173,181 | $ 112,000 |
| Bakersfield, CA | 10 | $ 2,410,000 | $ 241,000 | $ 108,000 |
| Fresno, CA | 10 | $ 3,540,000 | $ 354,000 | $ 131,000 |
| Huntsville, AL | 10 | $ 2,950,000 | $ 295,000 | $ 165,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 4,040,000 | $ 404,000 | $ 230,000 |
| Urban Honolulu, HI | 10 | $ 6,610,000 | $ 661,000 | $ 142,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 3,340,000 | $ 334,000 | $ 112,000 |
| Ann Arbor, MI | 9 | $ 1,725,000 | $ 191,666 | $ 98,000 |
| Boise City, ID | 9 | $ 2,405,000 | $ 267,222 | $ 112,000 |
| Cambridge-Newton-Framingham, MA | 9 | $ 6,045,000 | $ 671,666 | $ 163,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 2,875,000 | $ 319,444 | $ 186,000 |
| Fayetteville, NC | 9 | $ 1,655,000 | $ 183,888 | $ 98,000 |
| Memphis, TN-MS-AR | 9 | $ 2,205,000 | $ 245,000 | $ 163,000 |
| Olympia-Tumwater, WA | 9 | $ 3,335,000 | $ 370,555 | $ 129,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,905,000 | $ 322,777 | $ 98,000 |
| Punta Gorda, FL | 9 | $ 2,725,000 | $ 302,777 | $ 149,000 |
| Sierra Vista-Douglas, AZ | 9 | $ 1,035,000 | $ 115,000 | $ 65,000 |
| Vallejo-Fairfield, CA | 9 | $ 6,365,000 | $ 707,222 | $ 179,000 |
| Columbus, OH | 8 | $ 3,190,000 | $ 398,750 | $ 96,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 2,320,000 | $ 290,000 | $ 130,000 |
| Panama City, FL | 8 | $ 2,150,000 | $ 268,750 | $ 143,000 |
| Reno, NV | 8 | $ 3,240,000 | $ 405,000 | $ 185,000 |
| Salt Lake City, UT | 8 | $ 2,630,000 | $ 328,750 | $ 104,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 5,540,000 | $ 692,500 | $ 212,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 3,700,000 | $ 462,500 | $ 104,000 |
| Tulsa, OK | 8 | $ 1,880,000 | $ 235,000 | $ 127,000 |
| Billings, MT | 7 | $ 1,295,000 | $ 185,000 | $ 76,000 |
| Cleveland-Elyria, OH | 7 | $ 1,325,000 | $ 189,285 | $ 83,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,835,000 | $ 262,142 | $ 108,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 2,425,000 | $ 346,428 | $ 164,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 2,185,000 | $ 312,142 | $ 131,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 4,135,000 | $ 590,714 | $ 146,000 |
| New Haven-Milford, CT | 7 | $ 1,565,000 | $ 223,571 | $ 81,000 |
| Birmingham-Hoover, AL | 6 | $ 1,280,000 | $ 213,333 | $ 46,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 2,050,000 | $ 341,666 | $ 227,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,810,000 | $ 301,666 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 2,210,000 | $ 368,333 | $ 175,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 2,310,000 | $ 385,000 | $ 113,000 |
| Modesto, CA | 6 | $ 2,260,000 | $ 376,666 | $ 415,000 |
| New Orleans-Metairie, LA | 6 | $ 1,490,000 | $ 248,333 | $ 201,000 |
| Providence-Warwick, RI-MA | 6 | $ 2,340,000 | $ 390,000 | $ 229,000 |
| Richmond, VA | 6 | $ 1,250,000 | $ 208,333 | $ 68,000 |
| Santa Rosa, CA | 6 | $ 4,030,000 | $ 671,666 | $ 258,000 |
| Wichita Falls, TX | 6 | $ 840,000 | $ 140,000 | $ 63,000 |
| Worcester, MA-CT | 6 | $ 1,430,000 | $ 238,333 | $ 160,500 |
| Akron, OH | 5 | $ 1,405,000 | $ 281,000 | $ 158,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,035,000 | $ 207,000 | $ 74,000 |
| Chattanooga, TN-GA | 5 | $ 825,000 | $ 165,000 | $ 82,400 |
| Cheyenne, WY | 5 | $ 1,405,000 | $ 281,000 | $ 154,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,545,000 | $ 309,000 | $ 139,000 |
| Eugene, OR | 5 | $ 1,515,000 | $ 303,000 | $ 87,000 |
| Gainesville, FL | 5 | $ 1,935,000 | $ 387,000 | $ 107,000 |
| Grand Junction, CO | 5 | $ 1,535,000 | $ 307,000 | $ 76,000 |
| Kennewick-Richland, WA | 5 | $ 1,945,000 | $ 389,000 | $ 142,000 |
| Killeen-Temple, TX | 5 | $ 1,875,000 | $ 375,000 | $ 152,000 |
| Knoxville, TN | 5 | $ 1,265,000 | $ 253,000 | $ 107,000 |
| Lexington-Fayette, KY | 5 | $ 875,000 | $ 175,000 | $ 72,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 965,000 | $ 193,000 | $ 75,000 |
| Newark, NJ-PA | 5 | $ 2,045,000 | $ 409,000 | $ 182,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,005,000 | $ 201,000 | $ 62,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 2,865,000 | $ 573,000 | $ 187,000 |
| Salinas, CA | 5 | $ 5,675,000 | $ 1,135,000 | $ 305,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 6,725,000 | $ 1,345,000 | $ 215,000 |
| Toledo, OH | 5 | $ 725,000 | $ 145,000 | $ 382,000 |
| Tyler, TX | 5 | $ 1,375,000 | $ 275,000 | $ 143,000 |
| Bellingham, WA | 4 | $ 1,290,000 | $ 322,500 | $ 68,000 |
| Bremerton-Silverdale, WA | 4 | $ 2,290,000 | $ 572,500 | $ 133,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,330,000 | $ 332,500 | $ 72,000 |
| Columbia, SC | 4 | $ 1,100,000 | $ 275,000 | $ 162,000 |
| Elgin, IL | 4 | $ 950,000 | $ 237,500 | $ 60,000 |
| Greensboro-High Point, NC | 4 | $ 5,790,000 | $ 1,447,500 | $ 110,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 3,210,000 | $ 802,500 | $ 169,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,270,000 | $ 317,500 | $ 113,250 |
| Longview, TX | 4 | $ 1,590,000 | $ 397,500 | $ 221,000 |
| Lubbock, TX | 4 | $ 710,000 | $ 177,500 | $ 128,000 |
| Medford, OR | 4 | $ 960,000 | $ 240,000 | $ 72,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 970,000 | $ 242,500 | $ 107,000 |
| Pittsfield, MA | 4 | $ 510,000 | $ 127,500 | $ 21,000 |
| Salem, OR | 4 | $ 1,160,000 | $ 290,000 | $ 74,000 |
| Texarkana, TX-AR | 4 | $ 980,000 | $ 245,000 | $ 77,500 |
| Bay City, MI | 3 | $ 425,000 | $ 141,666 | $ 71,000 |
| Bend-Redmond, OR | 3 | $ 1,115,000 | $ 371,666 | $ 2,110,000 |
| Brownsville-Harlingen, TX | 3 | $ 815,000 | $ 271,666 | $ 166,000 |
| Carbondale-Marion, IL | 3 | $ 325,000 | $ 108,333 | $ 111,000 |
| Corpus Christi, TX | 3 | $ 665,000 | $ 221,666 | $ 126,000 |
| Farmington, NM | 3 | $ 715,000 | $ 238,333 | $ 114,000 |
| Montgomery, AL | 3 | $ 545,000 | $ 181,666 | $ 96,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,005,000 | $ 335,000 | $ 72,000 |
| New York-Newark, NY | 3 | $ 1,405,000 | $ 468,333 | $ 119,000 |
| Niles-Benton Harbor, MI | 3 | $ 595,000 | $ 198,333 | $ 70,000 |
| Ogden-Clearfield, UT | 3 | $ 1,215,000 | $ 405,000 | $ 70,000 |
| Provo-Orem, UT | 3 | $ 1,165,000 | $ 388,333 | $ 80,000 |
| Sebring, FL | 3 | $ 855,000 | $ 285,000 | $ 277,000 |
| Shreveport-Bossier City, LA | 3 | $ 465,000 | $ 155,000 | $ 146,000 |
| St. Joseph, MO-KS | 3 | $ 595,000 | $ 198,333 | $ 182,000 |
| The Villages, FL | 3 | $ 915,000 | $ 305,000 | $ 396,000 |
| Topeka, KS | 3 | $ 505,000 | $ 168,333 | $ 80,000 |
| Wilmington, NC | 3 | $ 1,115,000 | $ 371,666 | $ 132,000 |
| Yuma, AZ | 3 | $ 795,000 | $ 265,000 | $ 109,000 |
| Abilene, TX | 2 | $ 260,000 | $ 130,000 | $ 357,000 |
| Albany, OR | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| Amarillo, TX | 2 | $ 720,000 | $ 360,000 | $ 128,000 |
| Athens-Clarke County, GA | 2 | $ 730,000 | $ 365,000 | $ 136,000 |
| Barnstable Town, MA | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Battle Creek, MI | 2 | $ 350,000 | $ 175,000 | $ 49,000 |
| Beaumont-Port Arthur, TX | 2 | $ 420,000 | $ 210,000 | $ 44,000 |
| Champaign-Urbana, IL | 2 | $ 290,000 | $ 145,000 | $ 185,000 |
| Charleston-North Charleston, SC | 2 | $ 1,660,000 | $ 830,000 | $ 268,000 |
| Columbia, MO | 2 | $ 600,000 | $ 300,000 | $ 100,000 |
| Decatur, AL | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Des Moines-West Des Moines, IA | 2 | $ 980,000 | $ 490,000 | $ 125,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 320,000 | $ 160,000 | $ 105,000 |
| Harrisburg-Carlisle, PA | 2 | $ 610,000 | $ 305,000 | $ 122,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 500,000 | $ 250,000 | $ 82,000 |
| Idaho Falls, ID | 2 | $ 980,000 | $ 490,000 | $ 80,000 |
| Lafayette, LA | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Lafayette-West Lafayette, IN | 2 | $ 330,000 | $ 165,000 | $ 137,000 |
| Lakeland-Winter Haven, FL | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Lewiston, ID-WA | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| Monroe, MI | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| Muskegon, MI | 2 | $ 310,000 | $ 155,000 | $ 35,000 |
| Pittsburgh, PA | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| Port St. Lucie, FL | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Racine, WI | 2 | $ 340,000 | $ 170,000 | $ 188,000 |
| Rapid City, SD | 2 | $ 940,000 | $ 470,000 | $ 158,000 |
| Rome, GA | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| San Angelo, TX | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Springfield, MO | 2 | $ 760,000 | $ 380,000 | $ 87,000 |
| Tallahassee, FL | 2 | $ 750,000 | $ 375,000 | $ 137,000 |
| Trenton, NJ | 2 | $ 830,000 | $ 415,000 | $ 205,000 |
| Waco, TX | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Winchester, VA-WV | 2 | $ 500,000 | $ 250,000 | $ 39,000 |
| Ames, IA | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Appleton, WI | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Asheville, NC | 1 | $ 225,000 | $ 225,000 | $ 301,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Auburn-Opelika, AL | 1 | $ 585,000 | $ 585,000 | $ 92,000 |
| Bloomington, IN | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Brunswick, GA | 1 | $ 575,000 | $ 575,000 | $ 132,000 |
| California-Lexington Park, MD | 1 | $ 475,000 | $ 475,000 | $ 141,000 |
| Camden, NJ | 1 | $ 285,000 | $ 285,000 | $ 213,000 |
| Canton-Massillon, OH | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Carson City, NV | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Casper, WY | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Charlottesville, VA | 1 | $ 465,000 | $ 465,000 | $ 118,000 |
| Chico, CA | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Clarksville, TN-KY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 415,000 | $ 415,000 | $ 104,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Duluth, MN-WI | 1 | $ 485,000 | $ 485,000 | $ 64,000 |
| East Stroudsburg, PA | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| El Centro, CA | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Erie, PA | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Florence-Muscle Shoals, AL | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 385,000 | $ 385,000 | $ 142,000 |
| Gary, IN | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Gettysburg, PA | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Great Falls, MT | 1 | $ 365,000 | $ 365,000 | $ 204,000 |
| Hammond, LA | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Homosassa Springs, FL | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Hot Springs, AR | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Jackson, MI | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Jackson, MS | 1 | $ 595,000 | $ 595,000 | $ 100,000 |
| Jacksonville, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson City, MO | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Johnson City, TN | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Johnstown, PA | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Joplin, MO | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Kalamazoo-Portage, MI | 1 | $ 185,000 | $ 185,000 | $ 18,000 |
| Lake Charles, LA | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Lancaster, PA | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Lincoln, NE | 1 | $ 215,000 | $ 215,000 | $ 462,000 |
| Logan, UT-ID | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Lynchburg, VA | 1 | $ 385,000 | $ 385,000 | $ 112,000 |
| Madera, CA | 1 | $ 515,000 | $ 515,000 | $ 161,000 |
| Madison, WI | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Merced, CA | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Michigan City-La Porte, IN | 1 | $ 225,000 | $ 225,000 | $ 184,000 |
| Midland, MI | 1 | $ 295,000 | $ 295,000 | $ 246,000 |
| Midland, TX | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Missoula, MT | 1 | $ 755,000 | $ 755,000 | $ 172,000 |
| Mobile, AL | 1 | $ 455,000 | $ 455,000 | $ 228,000 |
| New Bern, NC | 1 | $ 545,000 | $ 545,000 | $ 252,000 |
| Norwich-New London, CT | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Ocala, FL | 1 | $ 185,000 | $ 185,000 | $ 24,000 |
| Reading, PA | 1 | $ 215,000 | $ 215,000 | $ 290,000 |
| Redding, CA | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Rocky Mount, NC | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| San Rafael, CA | 1 | $ 2,505,000 | $ 2,505,000 | $ 561,000 |
| Savannah, GA | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Sioux City, IA-NE-SD | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| St. George, UT | 1 | $ 1,435,000 | $ 1,435,000 | $ 328,000 |
| Sumter, SC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Twin Falls, ID | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Visalia-Porterville, CA | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Warner Robins, GA | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Wenatchee, WA | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Winston-Salem, NC | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| York-Hanover, PA | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Sunflower Bank, N.A. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,511 | $1,607,165,000 | $356,000 | $5,085,000 | $134,000 | $6,144,000 |
| Refinancing | 3,242 | $989,570,000 | $305,000 | $10,055,000 | $139,000 | $1,710,000 |
| Cash-out Refinancing | 2,849 | $834,935,000 | $293,000 | $3,825,000 | $124,000 | $5,216,000 |
| Other Purpose | 46 | $11,750,000 | $255,000 | $635,000 | $161,000 | $640,000 |
| Home Improvement | 6 | $2,340,000 | $390,000 | $975,000 | $210,000 | $300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,701 | $2,152,265,000 | $321,000 | $4,505,000 | $136,000 | $5,216,000 |
| Not Provided | 1,607 | $539,885,000 | $335,000 | $2,805,000 | $140,000 | $2,263,000 |
| Hispanic | 1,100 | $301,030,000 | $273,000 | $1,615,000 | $106,000 | $1,542,000 |
| Asian | 627 | $232,715,000 | $371,000 | $1,825,000 | $146,000 | $6,144,000 |
| Black or African American | 441 | $130,315,000 | $295,000 | $1,275,000 | $102,000 | $768,000 |
| American Indian or Alaskan Native | 74 | $21,970,000 | $296,000 | $915,000 | $105,000 | $483,000 |
| Not applicable | 23 | $38,015,000 | $1,652,000 | $10,055,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 12 | $5,020,000 | $418,000 | $715,000 | $96,000 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,178 | $2,979,600,000 | $324,000 | $10,055,000 | $139,000 | $6,144,000 |
| FHA-insured (Federal Housing Administration) | 733 | $185,145,000 | $252,000 | $805,000 | $76,000 | $504,000 |
| VA-guaranteed (Veterans Administration) | 701 | $274,445,000 | $391,000 | $2,605,000 | $110,000 | $554,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $6,570,000 | $156,000 | $295,000 | $59,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,321 | $2,330,795,000 | $318,000 | $10,055,000 | $131,000 | $3,349,000 |
| Application Withdrawn By Applicant | 2,327 | $786,995,000 | $338,000 | $3,105,000 | $144,000 | $6,144,000 |
| Application Denied By Financial Institution | 581 | $172,535,000 | $296,000 | $2,805,000 | $91,000 | $1,699,000 |
| File Closed For Incompleteness | 389 | $145,495,000 | $374,000 | $4,505,000 | $164,000 | $2,263,000 |
| Application Approved But Not Accepted | 36 | $9,940,000 | $276,000 | $1,275,000 | $116,000 | $450,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,073 | $3,273,225,000 | $324,000 | $10,055,000 | $135,000 | $6,144,000 |
| Credit History | 247 | $61,605,000 | $249,000 | $1,305,000 | $96,000 | $1,542,000 |
| Debt-To-Income Ratio | 192 | $67,730,000 | $352,000 | $2,805,000 | $61,000 | $507,000 |
| Collateral | 56 | $16,090,000 | $287,000 | $1,345,000 | $124,000 | $1,699,000 |
| Credit Application Incomplete | 27 | $9,015,000 | $333,000 | $2,005,000 | $137,000 | $482,000 |
| Other | 21 | $5,255,000 | $250,000 | $665,000 | $141,000 | $442,000 |
| Unverifiable Information | 19 | $5,745,000 | $302,000 | $755,000 | $101,000 | $256,000 |
| Employment History | 12 | $3,730,000 | $310,000 | $1,475,000 | $55,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,365,000 | $480,000 | $1,415,000 | $130,000 | $422,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunflower Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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