Texas Capital Bank, National Association Mortgage Lending & HMDA Data, 2017
In 2017, Texas Capital Bank, National Association of Dallas, TX reported 20,846 mortgage applications totaling $5.5 billion, up 75% from 2016. The average application was for $262,604, and applicants reported an average income of $112,523. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,051), Dallas-Plano-Irving, TX (900) and Denver-Aurora-Lakewood, CO (837) (applications in parentheses).
| Mortgage Company & Address | Texas Capital Bank, National Association 2000 McKinney Ave Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 20,846 |
| Total Mortgage Loan Application Amount | $5,474,243,000 |
| Average Mortgage Loan Application Amount | $262,604 |
| Highest Mortgage Loan Application Amount | $7,700,000 |
| Average Applicant Income | $112,523 |
| Highest Applicant Income | $6,805,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Capital Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 1,051 | $ 258,121,000 | $ 245,595 | $ 107,000 |
| Dallas-Plano-Irving, TX | 900 | $ 238,562,000 | $ 265,068 | $ 131,000 |
| Denver-Aurora-Lakewood, CO | 837 | $ 249,137,000 | $ 297,654 | $ 103,000 |
| Chicago-Naperville-Arlington Heights, IL | 599 | $ 154,859,000 | $ 258,529 | $ 122,000 |
| Los Angeles-Long Beach-Glendale, CA | 523 | $ 204,434,000 | $ 390,887 | $ 127,000 |
| Houston-The Woodlands-Sugar Land, TX | 480 | $ 154,180,000 | $ 321,208 | $ 155,000 |
| Phoenix-Mesa-Scottsdale, AZ | 477 | $ 123,176,000 | $ 258,230 | $ 108,000 |
| Warren-Troy-Farmington Hills, MI | 458 | $ 97,609,000 | $ 213,120 | $ 101,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 442 | $ 115,416,000 | $ 261,122 | $ 109,000 |
| Fort Worth-Arlington, TX | 403 | $ 88,863,000 | $ 220,503 | $ 101,000 |
| Riverside-San Bernardino-Ontario, CA | 352 | $ 103,999,000 | $ 295,451 | $ 107,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 337 | $ 101,505,000 | $ 301,201 | $ 104,305 |
| New York-Jersey City-White Plains, NY-NJ | 335 | $ 110,188,000 | $ 328,919 | $ 135,173 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 311 | $ 75,082,000 | $ 241,421 | $ 110,646 |
| San Antonio-New Braunfels, TX | 295 | $ 75,224,000 | $ 254,996 | $ 134,000 |
| Baltimore-Columbia-Towson, MD | 284 | $ 82,025,000 | $ 288,820 | $ 121,000 |
| Austin-Round Rock, TX | 279 | $ 98,403,000 | $ 352,698 | $ 234,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 260 | $ 88,109,000 | $ 338,880 | $ 124,938 |
| San Diego-Carlsbad, CA | 241 | $ 92,910,000 | $ 385,518 | $ 137,000 |
| Salt Lake City, UT | 224 | $ 59,923,000 | $ 267,513 | $ 98,000 |
| Louisville/Jefferson County, KY-IN | 203 | $ 42,106,000 | $ 207,418 | $ 86,719 |
| Anaheim-Santa Ana-Irvine, CA | 201 | $ 81,647,000 | $ 406,203 | $ 133,000 |
| Tampa-St. Petersburg-Clearwater, FL | 194 | $ 45,443,000 | $ 234,242 | $ 102,000 |
| New Orleans-Metairie, LA | 188 | $ 44,081,000 | $ 234,473 | $ 122,000 |
| Oakland-Hayward-Berkeley, CA | 187 | $ 83,981,000 | $ 449,096 | $ 153,000 |
| Flint, MI | 179 | $ 26,187,000 | $ 146,296 | $ 74,000 |
| Seattle-Bellevue-Everett, WA | 179 | $ 61,924,000 | $ 345,944 | $ 131,000 |
| Columbus, OH | 176 | $ 40,117,000 | $ 227,937 | $ 106,000 |
| Provo-Orem, UT | 174 | $ 47,715,000 | $ 274,224 | $ 108,000 |
| Tulsa, OK | 167 | $ 34,040,000 | $ 203,832 | $ 95,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 166 | $ 53,484,000 | $ 322,192 | $ 136,000 |
| Charlotte-Concord-Gastonia, NC-SC | 149 | $ 36,504,000 | $ 244,993 | $ 107,677 |
| Kansas City, MO-KS | 146 | $ 31,466,000 | $ 215,520 | $ 93,513 |
| St. Louis, MO-IL | 140 | $ 28,409,000 | $ 202,921 | $ 98,400 |
| Greeley, CO | 135 | $ 37,535,000 | $ 278,037 | $ 93,000 |
| Colorado Springs, CO | 129 | $ 36,091,000 | $ 279,775 | $ 95,000 |
| Miami-Miami Beach-Kendall, FL | 128 | $ 35,944,000 | $ 280,812 | $ 109,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 124 | $ 31,318,000 | $ 252,564 | $ 115,000 |
| Detroit-Dearborn-Livonia, MI | 123 | $ 21,807,000 | $ 177,292 | $ 94,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 121 | $ 34,544,000 | $ 285,487 | $ 123,000 |
| Ogden-Clearfield, UT | 118 | $ 30,883,000 | $ 261,720 | $ 104,000 |
| Montgomery County-Bucks County-Chester County, PA | 116 | $ 32,023,000 | $ 276,060 | $ 126,000 |
| Fresno, CA | 109 | $ 27,477,000 | $ 252,082 | $ 106,000 |
| Orlando-Kissimmee-Sanford, FL | 106 | $ 25,433,000 | $ 239,933 | $ 99,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 100 | $ 58,265,000 | $ 582,650 | $ 175,000 |
| Grand Rapids-Wyoming, MI | 99 | $ 18,213,000 | $ 183,969 | $ 75,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 98 | $ 25,045,000 | $ 255,561 | $ 99,428 |
| Cleveland-Elyria, OH | 96 | $ 17,638,000 | $ 183,729 | $ 100,000 |
| Indianapolis-Carmel-Anderson, IN | 96 | $ 21,535,000 | $ 224,322 | $ 109,000 |
| Rockingham County-Strafford County, NH | 95 | $ 27,072,000 | $ 284,968 | $ 119,000 |
| Birmingham-Hoover, AL | 94 | $ 19,387,000 | $ 206,244 | $ 88,000 |
| Nassau County-Suffolk County, NY | 93 | $ 30,276,000 | $ 325,548 | $ 136,000 |
| Raleigh, NC | 89 | $ 23,723,000 | $ 266,550 | $ 107,000 |
| Warner Robins, GA | 89 | $ 17,471,000 | $ 196,303 | $ 80,000 |
| Newark, NJ-PA | 80 | $ 24,999,000 | $ 312,487 | $ 143,825 |
| Cincinnati, OH-KY-IN | 79 | $ 18,936,000 | $ 239,696 | $ 107,164 |
| Baton Rouge, LA | 78 | $ 16,321,000 | $ 209,243 | $ 103,000 |
| Providence-Warwick, RI-MA | 75 | $ 17,997,000 | $ 239,960 | $ 103,653 |
| Milwaukee-Waukesha-West Allis, WI | 74 | $ 17,593,000 | $ 237,743 | $ 104,000 |
| Manchester-Nashua, NH | 72 | $ 17,178,000 | $ 238,583 | $ 122,000 |
| Charleston-North Charleston, SC | 71 | $ 18,034,000 | $ 254,000 | $ 107,000 |
| Silver Spring-Frederick-Rockville, MD | 71 | $ 22,651,000 | $ 319,028 | $ 130,000 |
| Fort Collins, CO | 69 | $ 20,837,000 | $ 301,985 | $ 124,000 |
| Cape Coral-Fort Myers, FL | 68 | $ 14,723,000 | $ 216,514 | $ 123,000 |
| Ann Arbor, MI | 67 | $ 13,976,000 | $ 208,597 | $ 120,000 |
| Las Vegas-Henderson-Paradise, NV | 65 | $ 16,434,000 | $ 252,830 | $ 87,000 |
| Naples-Immokalee-Marco Island, FL | 65 | $ 17,242,000 | $ 265,261 | $ 127,000 |
| Philadelphia, PA | 65 | $ 14,355,000 | $ 220,846 | $ 107,000 |
| Little Rock-North Little Rock-Conway, AR | 64 | $ 11,665,000 | $ 182,265 | $ 93,000 |
| Elgin, IL | 63 | $ 14,639,000 | $ 232,365 | $ 110,000 |
| Tacoma-Lakewood, WA | 63 | $ 17,510,000 | $ 277,936 | $ 100,000 |
| Columbia, SC | 62 | $ 12,605,000 | $ 203,306 | $ 102,000 |
| Wichita, KS | 60 | $ 11,407,000 | $ 190,116 | $ 90,000 |
| Stockton-Lodi, CA | 59 | $ 17,915,000 | $ 303,644 | $ 102,000 |
| Albuquerque, NM | 58 | $ 13,113,000 | $ 226,086 | $ 100,000 |
| Boston, MA | 58 | $ 18,765,000 | $ 323,534 | $ 129,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 58 | $ 9,901,000 | $ 170,706 | $ 90,000 |
| North Port-Sarasota-Bradenton, FL | 56 | $ 14,536,000 | $ 259,571 | $ 99,000 |
| Richmond, VA | 55 | $ 14,467,000 | $ 263,036 | $ 101,000 |
| Greenville-Anderson-Mauldin, SC | 54 | $ 12,756,000 | $ 236,222 | $ 93,000 |
| Lake County-Kenosha County, IL-WI | 54 | $ 14,226,000 | $ 263,444 | $ 128,666 |
| Hartford-West Hartford-East Hartford, CT | 53 | $ 12,477,000 | $ 235,415 | $ 121,000 |
| Corpus Christi, TX | 52 | $ 12,031,000 | $ 231,365 | $ 114,000 |
| Oklahoma City, OK | 52 | $ 11,659,000 | $ 224,211 | $ 102,000 |
| Memphis, TN-MS-AR | 51 | $ 10,958,000 | $ 214,862 | $ 94,254 |
| Fayetteville-Springdale-Rogers, AR-MO | 49 | $ 10,327,000 | $ 210,755 | $ 97,285 |
| Gary, IN | 48 | $ 10,287,000 | $ 214,312 | $ 88,000 |
| Owensboro, KY | 48 | $ 7,791,000 | $ 162,312 | $ 88,000 |
| Modesto, CA | 47 | $ 12,517,000 | $ 266,319 | $ 100,000 |
| Boulder, CO | 46 | $ 15,787,000 | $ 343,195 | $ 127,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 46 | $ 18,300,000 | $ 397,826 | $ 121,000 |
| Eugene, OR | 45 | $ 11,547,000 | $ 256,600 | $ 100,000 |
| Savannah, GA | 45 | $ 10,121,000 | $ 224,911 | $ 116,000 |
| Chattanooga, TN-GA | 44 | $ 9,149,000 | $ 207,931 | $ 102,090 |
| Vallejo-Fairfield, CA | 44 | $ 14,968,000 | $ 340,181 | $ 118,000 |
| Gainesville, GA | 43 | $ 9,764,000 | $ 227,069 | $ 123,000 |
| Wilmington, DE-MD-NJ | 43 | $ 10,981,000 | $ 255,372 | $ 106,930 |
| Camden, NJ | 42 | $ 11,528,000 | $ 274,476 | $ 134,000 |
| McAllen-Edinburg-Mission, TX | 42 | $ 7,334,000 | $ 174,619 | $ 80,000 |
| St. George, UT | 42 | $ 9,878,000 | $ 235,190 | $ 99,000 |
| Jacksonville, FL | 41 | $ 10,352,000 | $ 252,487 | $ 135,000 |
| Lexington-Fayette, KY | 41 | $ 9,751,000 | $ 237,829 | $ 126,000 |
| Alexandria, LA | 40 | $ 6,930,000 | $ 173,250 | $ 83,000 |
| Athens-Clarke County, GA | 39 | $ 8,104,000 | $ 207,794 | $ 100,000 |
| Bakersfield, CA | 39 | $ 8,651,000 | $ 221,820 | $ 102,000 |
| Huntsville, AL | 38 | $ 7,573,000 | $ 199,289 | $ 87,000 |
| New Haven-Milford, CT | 38 | $ 9,550,000 | $ 251,315 | $ 141,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 38 | $ 15,088,000 | $ 397,052 | $ 157,000 |
| Augusta-Richmond County, GA-SC | 37 | $ 7,073,000 | $ 191,162 | $ 98,891 |
| Lansing-East Lansing, MI | 36 | $ 5,515,000 | $ 153,194 | $ 91,000 |
| San Francisco-Redwood City-South San Francisco, CA | 36 | $ 20,308,000 | $ 564,111 | $ 178,000 |
| Syracuse, NY | 35 | $ 6,155,000 | $ 175,857 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 34 | $ 11,563,000 | $ 340,088 | $ 112,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 33 | $ 6,974,000 | $ 211,333 | $ 110,000 |
| Macon-Bibb County, GA | 33 | $ 5,029,000 | $ 152,393 | $ 68,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 33 | $ 6,602,000 | $ 200,060 | $ 97,545 |
| Salinas, CA | 33 | $ 12,180,000 | $ 369,090 | $ 125,000 |
| Rochester, NY | 32 | $ 6,341,000 | $ 198,156 | $ 152,000 |
| Salisbury, MD-DE | 32 | $ 9,037,000 | $ 282,406 | $ 134,000 |
| Shreveport-Bossier City, LA | 32 | $ 6,432,000 | $ 201,000 | $ 81,000 |
| Worcester, MA-CT | 32 | $ 8,500,000 | $ 265,625 | $ 104,531 |
| Bend-Redmond, OR | 31 | $ 9,312,000 | $ 300,387 | $ 105,000 |
| Boise City, ID | 31 | $ 8,258,000 | $ 266,387 | $ 114,000 |
| Knoxville, TN | 31 | $ 7,552,000 | $ 243,612 | $ 114,000 |
| Rapid City, SD | 31 | $ 7,269,000 | $ 234,483 | $ 97,000 |
| Visalia-Porterville, CA | 31 | $ 7,045,000 | $ 227,258 | $ 101,000 |
| Bloomington, IL | 30 | $ 5,691,000 | $ 189,700 | $ 117,000 |
| Jackson, MS | 30 | $ 6,118,000 | $ 203,933 | $ 75,000 |
| Kalamazoo-Portage, MI | 30 | $ 6,219,000 | $ 207,300 | $ 94,000 |
| Tuscaloosa, AL | 30 | $ 5,680,000 | $ 189,333 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 29 | $ 6,586,000 | $ 227,103 | $ 114,068 |
| Deltona-Daytona Beach-Ormond Beach, FL | 29 | $ 6,257,000 | $ 215,758 | $ 94,000 |
| Pittsburgh, PA | 29 | $ 5,980,000 | $ 206,206 | $ 97,000 |
| Lakeland-Winter Haven, FL | 28 | $ 4,094,000 | $ 146,214 | $ 79,000 |
| Grand Junction, CO | 27 | $ 6,806,000 | $ 252,074 | $ 103,000 |
| Merced, CA | 27 | $ 6,296,000 | $ 233,185 | $ 111,000 |
| Port St. Lucie, FL | 27 | $ 5,780,000 | $ 214,074 | $ 91,000 |
| Santa Rosa, CA | 27 | $ 10,692,000 | $ 396,000 | $ 163,000 |
| Toledo, OH | 27 | $ 4,513,000 | $ 167,148 | $ 102,000 |
| Laredo, TX | 26 | $ 5,566,000 | $ 214,076 | $ 97,000 |
| Santa Maria-Santa Barbara, CA | 26 | $ 8,409,000 | $ 323,423 | $ 112,000 |
| Springfield, MA | 26 | $ 5,003,000 | $ 192,423 | $ 68,000 |
| Tucson, AZ | 26 | $ 6,109,000 | $ 234,961 | $ 105,000 |
| Brunswick, GA | 25 | $ 7,551,000 | $ 302,040 | $ 127,000 |
| Green Bay, WI | 25 | $ 3,881,000 | $ 155,240 | $ 96,000 |
| Lafayette, LA | 25 | $ 4,624,000 | $ 184,960 | $ 81,000 |
| Olympia-Tumwater, WA | 25 | $ 6,742,000 | $ 269,680 | $ 102,000 |
| Reno, NV | 25 | $ 6,747,000 | $ 269,880 | $ 104,000 |
| Evansville, IN-KY | 24 | $ 3,502,000 | $ 145,916 | $ 68,750 |
| Lake Havasu City-Kingman, AZ | 24 | $ 4,927,000 | $ 205,291 | $ 96,000 |
| Sioux Falls, SD | 24 | $ 4,854,000 | $ 202,250 | $ 80,000 |
| Urban Honolulu, HI | 24 | $ 9,521,000 | $ 396,708 | $ 124,000 |
| Coeur D'Alene, ID | 23 | $ 5,334,000 | $ 231,913 | $ 98,000 |
| Davenport-Moline-Rock Island, IA-IL | 23 | $ 3,819,000 | $ 166,043 | $ 100,739 |
| Montgomery, AL | 23 | $ 4,721,000 | $ 205,260 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 23 | $ 3,971,000 | $ 172,652 | $ 93,000 |
| Salem, OR | 23 | $ 4,864,000 | $ 211,478 | $ 79,000 |
| Bowling Green, KY | 22 | $ 4,052,000 | $ 184,181 | $ 77,000 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 5,562,000 | $ 252,818 | $ 132,000 |
| Portland-South Portland, ME | 22 | $ 5,682,000 | $ 258,272 | $ 114,000 |
| San Angelo, TX | 22 | $ 4,174,000 | $ 189,727 | $ 97,000 |
| Daphne-Fairhope-Foley, AL | 20 | $ 4,745,000 | $ 237,250 | $ 96,000 |
| Waco, TX | 20 | $ 4,314,000 | $ 215,700 | $ 96,000 |
| Akron, OH | 19 | $ 4,107,000 | $ 216,157 | $ 114,000 |
| Chico, CA | 19 | $ 5,410,000 | $ 284,736 | $ 97,000 |
| Monroe, MI | 19 | $ 3,259,000 | $ 171,526 | $ 76,000 |
| Santa Cruz-Watsonville, CA | 19 | $ 9,082,000 | $ 478,000 | $ 135,000 |
| Albany-Schenectady-Troy, NY | 18 | $ 4,251,000 | $ 236,166 | $ 104,000 |
| Auburn-Opelika, AL | 17 | $ 3,741,000 | $ 220,058 | $ 93,000 |
| Clarksville, TN-KY | 17 | $ 3,761,000 | $ 221,235 | $ 123,294 |
| Columbus, GA-AL | 17 | $ 3,621,000 | $ 213,000 | $ 82,117 |
| Greensboro-High Point, NC | 17 | $ 3,624,000 | $ 213,176 | $ 105,000 |
| Tyler, TX | 17 | $ 4,163,000 | $ 244,882 | $ 118,000 |
| York-Hanover, PA | 17 | $ 3,570,000 | $ 210,000 | $ 92,000 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 5,030,000 | $ 314,375 | $ 128,000 |
| Dayton, OH | 16 | $ 2,283,000 | $ 142,687 | $ 83,000 |
| El Paso, TX | 16 | $ 3,152,000 | $ 197,000 | $ 123,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 4,322,000 | $ 270,125 | $ 118,750 |
| Pueblo, CO | 16 | $ 2,815,000 | $ 175,937 | $ 61,000 |
| Sherman-Denison, TX | 16 | $ 3,629,000 | $ 226,812 | $ 124,000 |
| Winston-Salem, NC | 16 | $ 3,617,000 | $ 226,062 | $ 96,000 |
| Charlottesville, VA | 15 | $ 3,856,000 | $ 257,066 | $ 115,000 |
| Corvallis, OR | 15 | $ 4,528,000 | $ 301,866 | $ 156,000 |
| Crestview-Fort Walton Beach-Destin, FL | 15 | $ 3,087,000 | $ 205,800 | $ 106,000 |
| Punta Gorda, FL | 15 | $ 2,985,000 | $ 199,000 | $ 79,000 |
| Redding, CA | 15 | $ 4,292,000 | $ 286,133 | $ 106,000 |
| Asheville, NC | 14 | $ 3,784,000 | $ 270,285 | $ 88,000 |
| Harrisburg-Carlisle, PA | 14 | $ 3,365,000 | $ 240,357 | $ 125,000 |
| Mobile, AL | 14 | $ 2,027,000 | $ 144,785 | $ 66,000 |
| Spokane-Spokane Valley, WA | 14 | $ 3,523,000 | $ 251,642 | $ 88,000 |
| Springfield, MO | 14 | $ 1,963,000 | $ 140,214 | $ 52,000 |
| Wilmington, NC | 14 | $ 4,053,000 | $ 289,500 | $ 159,000 |
| Bremerton-Silverdale, WA | 13 | $ 3,681,000 | $ 283,153 | $ 99,000 |
| Champaign-Urbana, IL | 13 | $ 2,145,000 | $ 165,000 | $ 100,000 |
| College Station-Bryan, TX | 13 | $ 3,174,000 | $ 244,153 | $ 124,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 3,048,000 | $ 234,461 | $ 100,538 |
| California-Lexington Park, MD | 12 | $ 3,278,000 | $ 273,166 | $ 162,000 |
| Duluth, MN-WI | 12 | $ 1,937,000 | $ 161,416 | $ 83,333 |
| Durham-Chapel Hill, NC | 12 | $ 2,394,000 | $ 199,500 | $ 115,000 |
| Hammond, LA | 12 | $ 2,591,000 | $ 215,916 | $ 83,000 |
| Ocean City, NJ | 12 | $ 2,860,000 | $ 238,333 | $ 153,000 |
| Panama City, FL | 12 | $ 2,267,000 | $ 188,916 | $ 87,000 |
| Prescott, AZ | 12 | $ 2,776,000 | $ 231,333 | $ 96,000 |
| Trenton, NJ | 12 | $ 3,323,000 | $ 276,916 | $ 125,000 |
| Anchorage, AK | 11 | $ 3,456,000 | $ 314,181 | $ 121,000 |
| Decatur, IL | 11 | $ 1,248,000 | $ 113,454 | $ 76,000 |
| Lincoln, NE | 11 | $ 2,375,000 | $ 215,909 | $ 71,000 |
| Madison, WI | 11 | $ 2,325,000 | $ 211,363 | $ 91,000 |
| Medford, OR | 11 | $ 2,424,000 | $ 220,363 | $ 67,000 |
| Muskegon, MI | 11 | $ 1,682,000 | $ 152,909 | $ 68,000 |
| Napa, CA | 11 | $ 3,781,000 | $ 343,727 | $ 109,000 |
| Barnstable Town, MA | 10 | $ 2,750,000 | $ 275,000 | $ 115,000 |
| Fort Wayne, IN | 10 | $ 2,287,000 | $ 228,700 | $ 100,000 |
| Johnson City, TN | 10 | $ 2,134,000 | $ 213,400 | $ 82,000 |
| Kennewick-Richland, WA | 10 | $ 2,554,000 | $ 255,400 | $ 87,000 |
| Spartanburg, SC | 10 | $ 2,685,000 | $ 268,500 | $ 100,000 |
| Elizabethtown-Fort Knox, KY | 9 | $ 1,951,000 | $ 216,777 | $ 65,000 |
| Gadsden, AL | 9 | $ 1,372,000 | $ 152,444 | $ 76,000 |
| Killeen-Temple, TX | 9 | $ 1,508,000 | $ 167,555 | $ 105,000 |
| Longview, WA | 9 | $ 2,559,000 | $ 284,333 | $ 90,000 |
| Madera, CA | 9 | $ 2,629,000 | $ 292,111 | $ 127,000 |
| San Rafael, CA | 9 | $ 3,186,000 | $ 354,000 | $ 192,000 |
| Winchester, VA-WV | 9 | $ 2,101,000 | $ 233,444 | $ 115,000 |
| Brownsville-Harlingen, TX | 8 | $ 1,095,000 | $ 136,875 | $ 75,000 |
| Kahului-Wailuku-Lahaina, HI | 8 | $ 4,198,000 | $ 524,750 | $ 105,000 |
| Racine, WI | 8 | $ 2,047,000 | $ 255,875 | $ 162,000 |
| Saginaw, MI | 8 | $ 1,292,000 | $ 161,500 | $ 92,000 |
| Topeka, KS | 8 | $ 1,556,000 | $ 194,500 | $ 88,000 |
| Albany, GA | 7 | $ 1,357,000 | $ 193,857 | $ 79,000 |
| Albany, OR | 7 | $ 1,504,000 | $ 214,857 | $ 55,000 |
| Anniston-Oxford-Jacksonville, AL | 7 | $ 1,164,000 | $ 166,285 | $ 65,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 1,466,000 | $ 209,428 | $ 110,000 |
| Des Moines-West Des Moines, IA | 7 | $ 1,226,000 | $ 175,142 | $ 74,000 |
| Dover, DE | 7 | $ 1,793,000 | $ 256,142 | $ 85,000 |
| Fort Smith, AR-OK | 7 | $ 1,270,000 | $ 181,428 | $ 96,000 |
| Jackson, MI | 7 | $ 1,362,000 | $ 194,571 | $ 57,000 |
| Lubbock, TX | 7 | $ 1,170,000 | $ 167,142 | $ 126,000 |
| Manhattan, KS | 7 | $ 1,237,000 | $ 176,714 | $ 82,000 |
| Norwich-New London, CT | 7 | $ 1,685,000 | $ 240,714 | $ 89,000 |
| Beaumont-Port Arthur, TX | 6 | $ 1,012,000 | $ 168,666 | $ 84,000 |
| Billings, MT | 6 | $ 1,179,000 | $ 196,500 | $ 58,000 |
| Dutchess County-Putnam County, NY | 6 | $ 1,675,000 | $ 279,166 | $ 138,000 |
| Flagstaff, AZ | 6 | $ 1,321,000 | $ 220,166 | $ 103,000 |
| Grants Pass, OR | 6 | $ 1,617,000 | $ 269,500 | $ 81,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,042,000 | $ 173,666 | $ 71,000 |
| Houma-Thibodaux, LA | 6 | $ 1,217,000 | $ 202,833 | $ 91,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 1,102,000 | $ 183,666 | $ 85,000 |
| Jonesboro, AR | 6 | $ 1,082,000 | $ 180,333 | $ 131,000 |
| Longview, TX | 6 | $ 975,000 | $ 162,500 | $ 65,000 |
| Monroe, LA | 6 | $ 1,132,000 | $ 188,666 | $ 68,000 |
| Ocala, FL | 6 | $ 1,065,000 | $ 177,500 | $ 96,000 |
| Rome, GA | 6 | $ 973,000 | $ 162,166 | $ 76,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 1,369,000 | $ 228,166 | $ 145,500 |
| Texarkana, TX-AR | 6 | $ 1,305,000 | $ 217,500 | $ 117,000 |
| Walla Walla, WA | 6 | $ 1,423,000 | $ 237,166 | $ 120,000 |
| Amarillo, TX | 5 | $ 4,587,000 | $ 917,400 | $ 76,000 |
| Binghamton, NY | 5 | $ 857,000 | $ 171,400 | $ 168,000 |
| Dothan, AL | 5 | $ 960,000 | $ 192,000 | $ 132,000 |
| El Centro, CA | 5 | $ 1,061,000 | $ 212,200 | $ 96,000 |
| Fargo, ND-MN | 5 | $ 1,174,000 | $ 234,800 | $ 80,800 |
| Fayetteville, NC | 5 | $ 1,419,000 | $ 283,800 | $ 102,000 |
| Florence, SC | 5 | $ 952,000 | $ 190,400 | $ 93,000 |
| Gainesville, FL | 5 | $ 922,000 | $ 184,400 | $ 83,000 |
| Harrisonburg, VA | 5 | $ 1,154,000 | $ 230,800 | $ 88,000 |
| Hinesville, GA | 5 | $ 1,192,000 | $ 238,400 | $ 77,000 |
| Logan, UT-ID | 5 | $ 1,111,000 | $ 222,200 | $ 76,000 |
| Lynchburg, VA | 5 | $ 1,396,000 | $ 279,200 | $ 144,000 |
| Michigan City-La Porte, IN | 5 | $ 1,504,000 | $ 300,800 | $ 158,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,055,000 | $ 211,000 | $ 124,000 |
| Staunton-Waynesboro, VA | 5 | $ 1,090,000 | $ 218,000 | $ 104,000 |
| Sumter, SC | 5 | $ 1,158,000 | $ 231,600 | $ 107,000 |
| Tallahassee, FL | 5 | $ 1,197,000 | $ 239,400 | $ 102,000 |
| Wausau, WI | 5 | $ 712,000 | $ 142,400 | $ 69,000 |
| Yuba City, CA | 5 | $ 1,182,000 | $ 236,400 | $ 81,000 |
| Appleton, WI | 4 | $ 628,000 | $ 157,000 | $ 60,000 |
| Battle Creek, MI | 4 | $ 405,000 | $ 101,250 | $ 39,000 |
| Bellingham, WA | 4 | $ 1,029,000 | $ 257,250 | $ 81,000 |
| Carson City, NV | 4 | $ 1,380,000 | $ 345,000 | $ 115,000 |
| Cheyenne, WY | 4 | $ 1,096,000 | $ 274,000 | $ 89,000 |
| Columbus, IN | 4 | $ 836,000 | $ 209,000 | $ 96,000 |
| Decatur, AL | 4 | $ 640,000 | $ 160,000 | $ 76,000 |
| Florence-Muscle Shoals, AL | 4 | $ 617,000 | $ 154,250 | $ 132,000 |
| Hanford-Corcoran, CA | 4 | $ 999,000 | $ 249,750 | $ 94,000 |
| Hattiesburg, MS | 4 | $ 870,000 | $ 217,500 | $ 104,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 966,000 | $ 241,500 | $ 106,000 |
| Hot Springs, AR | 4 | $ 694,000 | $ 173,500 | $ 45,000 |
| Idaho Falls, ID | 4 | $ 789,000 | $ 197,250 | $ 74,000 |
| Jacksonville, NC | 4 | $ 868,000 | $ 217,000 | $ 68,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 723,000 | $ 180,750 | $ 54,000 |
| Midland, TX | 4 | $ 1,017,000 | $ 254,250 | $ 93,000 |
| Niles-Benton Harbor, MI | 4 | $ 1,030,000 | $ 257,500 | $ 158,000 |
| Peoria, IL | 4 | $ 719,000 | $ 179,750 | $ 81,000 |
| Reading, PA | 4 | $ 845,000 | $ 211,250 | $ 111,000 |
| Rockford, IL | 4 | $ 863,000 | $ 215,750 | $ 144,000 |
| The Villages, FL | 4 | $ 1,154,000 | $ 288,500 | $ 114,000 |
| Yuma, AZ | 4 | $ 603,000 | $ 150,750 | $ 69,000 |
| Abilene, TX | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Altoona, PA | 3 | $ 438,000 | $ 146,000 | $ 59,000 |
| Cape Girardeau, MO-IL | 3 | $ 326,000 | $ 108,666 | $ 58,000 |
| Casper, WY | 3 | $ 472,000 | $ 157,333 | $ 95,000 |
| Charleston, WV | 3 | $ 345,000 | $ 115,000 | $ 71,000 |
| Cleveland, TN | 3 | $ 744,000 | $ 248,000 | $ 101,000 |
| Columbia, MO | 3 | $ 547,000 | $ 182,333 | $ 91,000 |
| Dalton, GA | 3 | $ 507,000 | $ 169,000 | $ 93,000 |
| East Stroudsburg, PA | 3 | $ 353,000 | $ 117,666 | $ 46,000 |
| Farmington, NM | 3 | $ 787,000 | $ 262,333 | $ 93,000 |
| Gettysburg, PA | 3 | $ 742,000 | $ 247,333 | $ 108,000 |
| Ithaca, NY | 3 | $ 563,000 | $ 187,666 | $ 97,000 |
| Kokomo, IN | 3 | $ 473,000 | $ 157,666 | $ 71,000 |
| Lancaster, PA | 3 | $ 577,000 | $ 192,333 | $ 70,000 |
| Las Cruces, NM | 3 | $ 506,000 | $ 168,666 | $ 68,000 |
| Lawrence, KS | 3 | $ 597,000 | $ 199,000 | $ 102,000 |
| Mansfield, OH | 3 | $ 337,000 | $ 112,333 | $ 49,000 |
| Morristown, TN | 3 | $ 579,000 | $ 193,000 | $ 44,000 |
| Pine Bluff, AR | 3 | $ 477,000 | $ 159,000 | $ 47,000 |
| Pocatello, ID | 3 | $ 484,000 | $ 161,333 | $ 57,000 |
| Roanoke, VA | 3 | $ 568,000 | $ 189,333 | $ 96,000 |
| Santa Fe, NM | 3 | $ 875,000 | $ 291,666 | $ 224,000 |
| Springfield, IL | 3 | $ 710,000 | $ 236,666 | $ 106,000 |
| St. Cloud, MN | 3 | $ 392,000 | $ 130,666 | $ 64,000 |
| Vineland-Bridgeton, NJ | 3 | $ 559,000 | $ 186,333 | $ 82,000 |
| Williamsport, PA | 3 | $ 716,000 | $ 238,666 | $ 81,000 |
| Beckley, WV | 2 | $ 426,000 | $ 213,000 | $ 131,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 377,000 | $ 188,500 | $ 43,000 |
| Canton-Massillon, OH | 2 | $ 335,000 | $ 167,500 | $ 51,000 |
| Danville, IL | 2 | $ 228,000 | $ 114,000 | $ 48,000 |
| Elkhart-Goshen, IN | 2 | $ 314,000 | $ 157,000 | $ 73,000 |
| Enid, OK | 2 | $ 452,000 | $ 226,000 | $ 107,000 |
| Glens Falls, NY | 2 | $ 135,000 | $ 67,500 | $ 26,000 |
| Grand Forks, ND-MN | 2 | $ 432,000 | $ 216,000 | $ 91,500 |
| Great Falls, MT | 2 | $ 345,000 | $ 172,500 | $ 66,000 |
| Homosassa Springs, FL | 2 | $ 324,000 | $ 162,000 | $ 43,000 |
| Lake Charles, LA | 2 | $ 544,000 | $ 272,000 | $ 99,000 |
| Lawton, OK | 2 | $ 455,000 | $ 227,500 | $ 123,000 |
| Lewiston-Auburn, ME | 2 | $ 274,000 | $ 137,000 | $ 52,000 |
| Midland, MI | 2 | $ 407,000 | $ 203,500 | $ 68,000 |
| Morgantown, WV | 2 | $ 252,000 | $ 126,000 | $ 198,000 |
| Muncie, IN | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Rocky Mount, NC | 2 | $ 334,000 | $ 167,000 | $ 79,000 |
| Sheboygan, WI | 2 | $ 368,000 | $ 184,000 | $ 71,000 |
| Springfield, OH | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| St. Joseph, MO-KS | 2 | $ 414,000 | $ 207,000 | $ 72,000 |
| Utica-Rome, NY | 2 | $ 465,000 | $ 232,500 | $ 140,000 |
| Wenatchee, WA | 2 | $ 565,000 | $ 282,500 | $ 86,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 483,000 | $ 241,500 | $ 185,500 |
| Ames, IA | 1 | $ 153,000 | $ 153,000 | $ 96,000 |
| Bangor, ME | 1 | $ 78,000 | $ 78,000 | $ 139,000 |
| Bay City, MI | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Bismarck, ND | 1 | $ 219,000 | $ 219,000 | $ 116,000 |
| Bloomington, IN | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Burlington, NC | 1 | $ 262,000 | $ 262,000 | $ 76,000 |
| Carbondale-Marion, IL | 1 | $ 169,000 | $ 169,000 | $ 46,000 |
| Eau Claire, WI | 1 | $ 210,000 | $ 210,000 | $ 71,000 |
| Fairbanks, AK | 1 | $ 232,000 | $ 232,000 | $ 48,000 |
| Goldsboro, NC | 1 | $ 260,000 | $ 260,000 | $ 79,000 |
| Grand Island, NE | 1 | $ 190,000 | $ 190,000 | $ 73,000 |
| Iowa City, IA | 1 | $ 202,000 | $ 202,000 | $ 49,000 |
| Janesville-Beloit, WI | 1 | $ 280,000 | $ 280,000 | $ 65,000 |
| Kankakee, IL | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
| Kingston, NY | 1 | $ 136,000 | $ 136,000 | $ 101,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Lafayette-West Lafayette, IN | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
| Lebanon, PA | 1 | $ 246,000 | $ 246,000 | $ 65,000 |
| Lima, OH | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Mankato-North Mankato, MN | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Missoula, MT | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 312,000 | $ 312,000 | $ 199,000 |
| Odessa, TX | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Oshkosh-Neenah, WI | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Rochester, MN | 1 | $ 359,000 | $ 359,000 | $ 148,000 |
| Sebastian-Vero Beach, FL | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Sebring, FL | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| State College, PA | 1 | $ 385,000 | $ 385,000 | $ 512,000 |
| Valdosta, GA | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Watertown-Fort Drum, NY | 1 | $ 198,000 | $ 198,000 | $ 86,000 |
| Yakima, WA | 1 | $ 351,000 | $ 351,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,030 | $3,401,866,000 | $261,000 | $7,700,000 | $113,000 | $6,805,000 |
| Refinancing | 6,822 | $1,808,877,000 | $265,000 | $3,000,000 | $113,000 | $3,436,000 |
| Home Improvement | 994 | $263,500,000 | $265,000 | $1,225,000 | $103,000 | $953,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,694 | $3,768,183,000 | $256,000 | $7,700,000 | $115,000 | $6,805,000 |
| Hispanic | 2,157 | $535,362,000 | $248,000 | $921,000 | $91,000 | $1,581,000 |
| Asian | 1,513 | $504,506,000 | $333,000 | $2,688,000 | $135,000 | $892,000 |
| Not Provided | 1,154 | $320,094,000 | $277,000 | $1,000,000 | $122,000 | $1,091,000 |
| Black or African American | 1,144 | $275,768,000 | $241,000 | $1,140,000 | $95,000 | $1,659,000 |
| American Indian or Alaskan Native | 84 | $21,259,000 | $253,000 | $567,000 | $100,000 | $325,000 |
| Native Hawaiian or Other Pacific Islander | 57 | $15,027,000 | $263,000 | $663,000 | $91,000 | $192,000 |
| Not applicable | 43 | $34,044,000 | $791,000 | $6,750,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,886 | $4,040,169,000 | $271,000 | $7,700,000 | $124,000 | $6,805,000 |
| FHA-insured (Federal Housing Administration) | 4,278 | $964,053,000 | $225,000 | $734,000 | $81,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 1,666 | $467,691,000 | $280,000 | $921,000 | $95,000 | $416,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,330,000 | $145,000 | $304,000 | $55,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 20,671 | $5,299,459,000 | $256,000 | $1,870,000 | $109,000 | $1,659,000 |
| Loan Originated | 140 | $140,638,000 | $1,004,000 | $6,750,000 | $579,000 | $3,731,000 |
| Application Withdrawn By Applicant | 16 | $21,956,000 | $1,372,000 | $7,700,000 | $1,284,000 | $6,805,000 |
| Application Denied By Financial Institution | 14 | $7,690,000 | $549,000 | $2,498,000 | $250,000 | $1,042,000 |
| Application Approved But Not Accepted | 4 | $3,620,000 | $905,000 | $2,320,000 | $169,000 | $678,000 |
| File Closed For Incompleteness | 1 | $880,000 | $880,000 | $880,000 | $1,095,000 | $1,095,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $2,419,000 | $403,000 | $880,000 | $238,000 | $982,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,973,000 | $991,000 | $2,498,000 | $387,000 | $1,042,000 |
| Debt-To-Income Ratio | 2 | $1,573,000 | $786,000 | $1,061,000 | $220,000 | $293,000 |
| Employment History | 2 | $200,000 | $100,000 | $100,000 | $0 | $0 |
| Collateral | 1 | $525,000 | $525,000 | $525,000 | $477,000 | $477,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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