Texas Star Bank SSB Mortgage Lending & HMDA Data, 2012
In 2012, Texas Star Bank SSB of Lott, TX reported 6,658 mortgage applications totaling $1.1 billion, up 57% from 2011. The average application was for $172,374, and applicants reported an average income of $18. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Las Vegas-Paradise, NV (898), Orlando-Kissimmee-Sanford, FL (287) and Los Angeles-Long Beach-Glendale, CA (211) (applications in parentheses).
| Mortgage Company & Address | Texas Star Bank SSB 101 Gassaway Lott, TX 76656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,658 |
| Total Mortgage Loan Application Amount | $1,147,672,000 |
| Average Mortgage Loan Application Amount | $172,374 |
| Highest Mortgage Loan Application Amount | $1,914,000 |
| Average Applicant Income | $18 |
| Highest Applicant Income | $332,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Star Bank SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Las Vegas-Paradise, NV | 898 | $ 140,323,000 | $ 156,261 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 287 | $ 38,148,000 | $ 132,919 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 211 | $ 53,592,000 | $ 253,990 | $ 0 |
| Phoenix-Mesa-Glendale, AZ | 204 | $ 36,261,000 | $ 177,750 | $ 0 |
| Lakeland-Winter Haven, FL | 162 | $ 20,228,000 | $ 124,864 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 144 | $ 20,046,000 | $ 139,208 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 142 | $ 29,114,000 | $ 205,028 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 138 | $ 21,100,000 | $ 152,898 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 125 | $ 22,543,000 | $ 180,344 | $ 0 |
| Seattle-Bellevue-Everett, WA | 125 | $ 38,714,000 | $ 309,712 | $ 0 |
| Philadelphia, PA | 121 | $ 20,523,000 | $ 169,611 | $ 0 |
| Ocala, FL | 113 | $ 11,532,000 | $ 102,053 | $ 0 |
| Dallas-Plano-Irving, TX | 107 | $ 15,875,000 | $ 148,364 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 102 | $ 19,818,000 | $ 194,294 | $ 0 |
| Indianapolis-Carmel, IN | 101 | $ 14,225,000 | $ 140,841 | $ 0 |
| San Antonio-New Braunfels, TX | 92 | $ 15,923,000 | $ 173,076 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 82 | $ 31,572,000 | $ 385,024 | $ 0 |
| Baltimore-Towson, MD | 80 | $ 19,449,000 | $ 243,112 | $ 0 |
| Wichita, KS | 80 | $ 12,451,000 | $ 155,637 | $ 0 |
| Raleigh-Cary, NC | 70 | $ 16,008,000 | $ 228,685 | $ 0 |
| Albuquerque, NM | 64 | $ 12,280,000 | $ 191,875 | $ 0 |
| Austin-Round Rock-San Marcos, TX | 59 | $ 10,273,000 | $ 174,118 | $ 6,000 |
| Denver-Aurora-Broomfield, CO | 59 | $ 12,714,000 | $ 215,491 | $ 0 |
| Camden, NJ | 52 | $ 9,387,000 | $ 180,519 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 52 | $ 15,508,000 | $ 298,230 | $ 0 |
| Fort Worth-Arlington, TX | 50 | $ 7,593,000 | $ 151,860 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 46 | $ 5,653,000 | $ 122,891 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 44 | $ 6,120,000 | $ 139,090 | $ 0 |
| Tucson, AZ | 41 | $ 8,661,000 | $ 211,243 | $ 0 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 39 | $ 6,207,000 | $ 159,153 | $ 0 |
| Palm Coast, FL | 38 | $ 4,307,000 | $ 113,342 | $ 0 |
| Nassau-Suffolk, NY | 37 | $ 10,447,000 | $ 282,351 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 37 | $ 4,882,000 | $ 131,945 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 33 | $ 7,538,000 | $ 228,424 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 31 | $ 8,457,000 | $ 272,806 | $ 0 |
| Huntsville, AL | 30 | $ 3,946,000 | $ 131,533 | $ 0 |
| Naples-Marco Island, FL | 30 | $ 4,977,000 | $ 165,900 | $ 0 |
| Baton Rouge, LA | 29 | $ 5,044,000 | $ 173,931 | $ 0 |
| Birmingham-Hoover, AL | 28 | $ 3,899,000 | $ 139,250 | $ 0 |
| Cape Coral-Fort Myers, FL | 28 | $ 2,948,000 | $ 105,285 | $ 0 |
| Edison-New Brunswick, NJ | 28 | $ 8,271,000 | $ 295,392 | $ 0 |
| Farmington, NM | 28 | $ 6,083,000 | $ 217,250 | $ 0 |
| Jacksonville, FL | 28 | $ 4,347,000 | $ 155,250 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 28 | $ 6,699,000 | $ 239,250 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 27 | $ 4,567,000 | $ 169,148 | $ 0 |
| Newark-Union, NJ-PA | 27 | $ 6,700,000 | $ 248,148 | $ 0 |
| Kansas City, MO-KS | 26 | $ 4,835,000 | $ 185,961 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 25 | $ 8,605,000 | $ 344,200 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 23 | $ 3,630,000 | $ 157,826 | $ 0 |
| Knoxville, TN | 22 | $ 2,818,000 | $ 128,090 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 4,033,000 | $ 192,047 | $ 0 |
| Chicago-Joliet-Naperville, IL | 21 | $ 3,702,000 | $ 176,285 | $ 0 |
| Oakland-Fremont-Hayward, CA | 21 | $ 5,427,000 | $ 258,428 | $ 0 |
| Fayetteville, NC | 20 | $ 3,116,000 | $ 155,800 | $ 0 |
| Salt Lake City, UT | 20 | $ 4,271,000 | $ 213,550 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 20 | $ 4,589,000 | $ 229,450 | $ 0 |
| Flint, MI | 19 | $ 1,886,000 | $ 99,263 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 19 | $ 2,351,000 | $ 123,736 | $ 49,000 |
| Gary, IN | 18 | $ 2,201,000 | $ 122,277 | $ 0 |
| Memphis, TN-MS-AR | 18 | $ 2,580,000 | $ 143,333 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 18 | $ 4,182,000 | $ 232,333 | $ 0 |
| Grand Rapids-Wyoming, MI | 17 | $ 2,227,000 | $ 131,000 | $ 0 |
| Pittsburgh, PA | 17 | $ 2,974,000 | $ 174,941 | $ 0 |
| Beaumont-Port Arthur, TX | 16 | $ 1,658,000 | $ 103,625 | $ 0 |
| Brownsville-Harlingen, TX | 16 | $ 2,042,000 | $ 127,625 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 16 | $ 3,005,000 | $ 187,812 | $ 0 |
| Fresno, CA | 16 | $ 3,191,000 | $ 199,437 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 16 | $ 2,917,000 | $ 182,312 | $ 0 |
| Columbus, GA-AL | 15 | $ 2,853,000 | $ 190,200 | $ 0 |
| Greensboro-High Point, NC | 15 | $ 2,046,000 | $ 136,400 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 15 | $ 3,009,000 | $ 200,600 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 15 | $ 2,713,000 | $ 180,866 | $ 0 |
| Bakersfield-Delano, CA | 14 | $ 2,515,000 | $ 179,642 | $ 0 |
| Oklahoma City, OK | 14 | $ 2,755,000 | $ 196,785 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 14 | $ 1,970,000 | $ 140,714 | $ 0 |
| Rochester, NY | 14 | $ 1,898,000 | $ 135,571 | $ 0 |
| Wilmington, DE-MD-NJ | 14 | $ 3,053,000 | $ 218,071 | $ 0 |
| Durham-Chapel Hill, NC | 13 | $ 2,626,000 | $ 202,000 | $ 0 |
| Richmond, VA | 13 | $ 2,891,000 | $ 222,384 | $ 0 |
| Savannah, GA | 13 | $ 2,455,000 | $ 188,846 | $ 0 |
| Vallejo-Fairfield, CA | 13 | $ 3,038,000 | $ 233,692 | $ 0 |
| York-Hanover, PA | 13 | $ 2,777,000 | $ 213,615 | $ 0 |
| El Paso, TX | 12 | $ 1,987,000 | $ 165,583 | $ 0 |
| Modesto, CA | 12 | $ 2,144,000 | $ 178,666 | $ 0 |
| Port St. Lucie, FL | 12 | $ 1,507,000 | $ 125,583 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 11 | $ 2,557,000 | $ 232,454 | $ 0 |
| Chattanooga, TN-GA | 11 | $ 1,474,000 | $ 134,000 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 11 | $ 1,658,000 | $ 150,727 | $ 0 |
| Longview, TX | 11 | $ 1,154,000 | $ 104,909 | $ 0 |
| St. Louis, MO-IL | 11 | $ 2,119,000 | $ 192,636 | $ 0 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,758,000 | $ 175,800 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 1,282,000 | $ 128,200 | $ 0 |
| Ogden-Clearfield, UT | 10 | $ 2,195,000 | $ 219,500 | $ 0 |
| Athens-Clarke County, GA | 9 | $ 1,140,000 | $ 126,666 | $ 0 |
| Atlantic City-Hammonton, NJ | 9 | $ 2,150,000 | $ 238,888 | $ 0 |
| Fort Wayne, IN | 9 | $ 855,000 | $ 95,000 | $ 0 |
| Lancaster, PA | 9 | $ 1,440,000 | $ 160,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 1,341,000 | $ 149,000 | $ 0 |
| Montgomery, AL | 9 | $ 1,360,000 | $ 151,111 | $ 0 |
| Wausau, WI | 9 | $ 940,000 | $ 104,444 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 2,093,000 | $ 261,625 | $ 0 |
| Harrisburg-Carlisle, PA | 8 | $ 1,302,000 | $ 162,750 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,129,000 | $ 141,125 | $ 0 |
| Hinesville-Fort Stewart, GA | 8 | $ 1,271,000 | $ 158,875 | $ 0 |
| Jackson, TN | 8 | $ 828,000 | $ 103,500 | $ 0 |
| Jacksonville, NC | 8 | $ 1,278,000 | $ 159,750 | $ 0 |
| Lansing-East Lansing, MI | 8 | $ 995,000 | $ 124,375 | $ 0 |
| Louisville/Jefferson County, KY-IN | 8 | $ 992,000 | $ 124,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 1,814,000 | $ 226,750 | $ 0 |
| Mobile, AL | 8 | $ 1,040,000 | $ 130,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,018,000 | $ 127,250 | $ 0 |
| Reno-Sparks, NV | 8 | $ 1,585,000 | $ 198,125 | $ 0 |
| Salem, OR | 8 | $ 1,371,000 | $ 171,375 | $ 0 |
| Stockton, CA | 8 | $ 1,669,000 | $ 208,625 | $ 0 |
| Tacoma, WA | 8 | $ 1,969,000 | $ 246,125 | $ 0 |
| Tallahassee, FL | 8 | $ 1,206,000 | $ 150,750 | $ 0 |
| Amarillo, TX | 7 | $ 894,000 | $ 127,714 | $ 0 |
| Brunswick, GA | 7 | $ 1,310,000 | $ 187,142 | $ 0 |
| Evansville, IN-KY | 7 | $ 558,000 | $ 79,714 | $ 0 |
| Gainesville, FL | 7 | $ 922,000 | $ 131,714 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,071,000 | $ 295,857 | $ 0 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,497,000 | $ 213,857 | $ 0 |
| Warner Robins, GA | 7 | $ 960,000 | $ 137,142 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 6 | $ 976,000 | $ 162,666 | $ 0 |
| Columbus, OH | 6 | $ 815,000 | $ 135,833 | $ 0 |
| Decatur, AL | 6 | $ 644,000 | $ 107,333 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 845,000 | $ 140,833 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,274,000 | $ 212,333 | $ 0 |
| Kennewick-Pasco-Richland, WA | 6 | $ 1,276,000 | $ 212,666 | $ 0 |
| Lafayette, IN | 6 | $ 770,000 | $ 128,333 | $ 0 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,033,000 | $ 172,166 | $ 0 |
| Madison, WI | 6 | $ 1,191,000 | $ 198,500 | $ 0 |
| Merced, CA | 6 | $ 923,000 | $ 153,833 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 882,000 | $ 147,000 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,223,000 | $ 203,833 | $ 0 |
| Reading, PA | 6 | $ 844,000 | $ 140,666 | $ 0 |
| Shreveport-Bossier City, LA | 6 | $ 1,172,000 | $ 195,333 | $ 0 |
| Trenton-Ewing, NJ | 6 | $ 1,226,000 | $ 204,333 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 6 | $ 1,055,000 | $ 175,833 | $ 0 |
| Wilmington, NC | 6 | $ 1,254,000 | $ 209,000 | $ 0 |
| Yuba City, CA | 6 | $ 1,339,000 | $ 223,166 | $ 0 |
| Anderson, IN | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Anniston-Oxford, AL | 5 | $ 688,000 | $ 137,600 | $ 0 |
| Boise City-Nampa, ID | 5 | $ 799,000 | $ 159,800 | $ 0 |
| Chico, CA | 5 | $ 946,000 | $ 189,200 | $ 0 |
| Clarksville, TN-KY | 5 | $ 729,000 | $ 145,800 | $ 0 |
| Columbia, SC | 5 | $ 540,000 | $ 108,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 1,032,000 | $ 206,400 | $ 0 |
| Dothan, AL | 5 | $ 772,000 | $ 154,400 | $ 0 |
| Greeley, CO | 5 | $ 1,110,000 | $ 222,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 5 | $ 749,000 | $ 149,800 | $ 0 |
| Holland-Grand Haven, MI | 5 | $ 757,000 | $ 151,400 | $ 0 |
| Lawton, OK | 5 | $ 972,000 | $ 194,400 | $ 0 |
| Lewiston-Auburn, ME | 5 | $ 798,000 | $ 159,600 | $ 0 |
| Lincoln, NE | 5 | $ 658,000 | $ 131,600 | $ 0 |
| McAllen-Edinburg-Mission, TX | 5 | $ 1,041,000 | $ 208,200 | $ 0 |
| Morristown, TN | 5 | $ 674,000 | $ 134,800 | $ 0 |
| Punta Gorda, FL | 5 | $ 561,000 | $ 112,200 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,063,000 | $ 412,600 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 1,147,000 | $ 229,400 | $ 0 |
| Visalia-Porterville, CA | 5 | $ 848,000 | $ 169,600 | $ 0 |
| Yuma, AZ | 5 | $ 832,000 | $ 166,400 | $ 0 |
| Asheville, NC | 4 | $ 706,000 | $ 176,500 | $ 0 |
| Bangor, ME | 4 | $ 638,000 | $ 159,500 | $ 0 |
| Canton-Massillon, OH | 4 | $ 581,000 | $ 145,250 | $ 0 |
| Colorado Springs, CO | 4 | $ 795,000 | $ 198,750 | $ 0 |
| Dalton, GA | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Eau Claire, WI | 4 | $ 615,000 | $ 153,750 | $ 0 |
| El Centro, CA | 4 | $ 1,004,000 | $ 251,000 | $ 0 |
| Fairbanks, AK | 4 | $ 812,000 | $ 203,000 | $ 0 |
| Johnson City, TN | 4 | $ 504,000 | $ 126,000 | $ 0 |
| Lafayette, LA | 4 | $ 665,000 | $ 166,250 | $ 0 |
| Laredo, TX | 4 | $ 591,000 | $ 147,750 | $ 0 |
| Lexington-Fayette, KY | 4 | $ 490,000 | $ 122,500 | $ 0 |
| Logan, UT-ID | 4 | $ 772,000 | $ 193,000 | $ 0 |
| Lubbock, TX | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Muskegon-Norton Shores, MI | 4 | $ 406,000 | $ 101,500 | $ 0 |
| Prescott, AZ | 4 | $ 890,000 | $ 222,500 | $ 0 |
| Redding, CA | 4 | $ 733,000 | $ 183,250 | $ 0 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,039,000 | $ 259,750 | $ 0 |
| Santa Fe, NM | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,213,000 | $ 303,250 | $ 0 |
| South Bend-Mishawaka, IN-MI | 4 | $ 366,000 | $ 91,500 | $ 0 |
| Topeka, KS | 4 | $ 545,000 | $ 136,250 | $ 0 |
| Tulsa, OK | 4 | $ 625,000 | $ 156,250 | $ 0 |
| Winston-Salem, NC | 4 | $ 607,000 | $ 151,750 | $ 0 |
| Abilene, TX | 3 | $ 498,000 | $ 166,000 | $ 0 |
| Anchorage, AK | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Auburn-Opelika, AL | 3 | $ 401,000 | $ 133,666 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 657,000 | $ 219,000 | $ 0 |
| Boulder, CO | 3 | $ 986,000 | $ 328,666 | $ 0 |
| Buffalo-Niagara Falls, NY | 3 | $ 533,000 | $ 177,666 | $ 0 |
| Burlington, NC | 3 | $ 422,000 | $ 140,666 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 3 | $ 539,000 | $ 179,666 | $ 0 |
| Corpus Christi, TX | 3 | $ 347,000 | $ 115,666 | $ 0 |
| Dover, DE | 3 | $ 639,000 | $ 213,000 | $ 0 |
| Elkhart-Goshen, IN | 3 | $ 457,000 | $ 152,333 | $ 0 |
| Gainesville, GA | 3 | $ 558,000 | $ 186,000 | $ 0 |
| Hanford-Corcoran, CA | 3 | $ 461,000 | $ 153,666 | $ 0 |
| Honolulu, HI | 3 | $ 1,230,000 | $ 410,000 | $ 0 |
| Jackson, MS | 3 | $ 520,000 | $ 173,333 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 526,000 | $ 175,333 | $ 0 |
| Kokomo, IN | 3 | $ 300,000 | $ 100,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 3 | $ 547,000 | $ 182,333 | $ 0 |
| Las Cruces, NM | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Macon, GA | 3 | $ 418,000 | $ 139,333 | $ 0 |
| Madera-Chowchilla, CA | 3 | $ 441,000 | $ 147,000 | $ 0 |
| Rockford, IL | 3 | $ 421,000 | $ 140,333 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 879,000 | $ 293,000 | $ 0 |
| Rome, GA | 3 | $ 322,000 | $ 107,333 | $ 0 |
| Saginaw-Saginaw Township North, MI | 3 | $ 406,000 | $ 135,333 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 258,000 | $ 86,000 | $ 0 |
| Valdosta, GA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Yakima, WA | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Akron, OH | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Ann Arbor, MI | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Appleton, WI | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Bend, OR | 2 | $ 457,000 | $ 228,500 | $ 0 |
| Bloomington, IN | 2 | $ 259,000 | $ 129,500 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 583,000 | $ 291,500 | $ 0 |
| Carson City, NV | 2 | $ 387,000 | $ 193,500 | $ 0 |
| College Station-Bryan, TX | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Columbus, IN | 2 | $ 504,000 | $ 252,000 | $ 0 |
| Danville, VA | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Des Moines-West Des Moines, IA | 2 | $ 179,000 | $ 89,500 | $ 0 |
| Duluth, MN-WI | 2 | $ 249,000 | $ 124,500 | $ 0 |
| Eugene-Springfield, OR | 2 | $ 337,000 | $ 168,500 | $ 0 |
| Flagstaff, AZ | 2 | $ 443,000 | $ 221,500 | $ 0 |
| Fort Collins-Loveland, CO | 2 | $ 569,000 | $ 284,500 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 448,000 | $ 224,000 | $ 0 |
| Janesville, WI | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Johnstown, PA | 2 | $ 317,000 | $ 158,500 | $ 0 |
| Manchester-Nashua, NH | 2 | $ 427,000 | $ 213,500 | $ 0 |
| Medford, OR | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Monroe, LA | 2 | $ 273,000 | $ 136,500 | $ 0 |
| New Haven-Milford, CT | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Pascagoula, MS | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 439,000 | $ 219,500 | $ 0 |
| Provo-Orem, UT | 2 | $ 549,000 | $ 274,500 | $ 0 |
| Scranton--Wilkes-Barre, PA | 2 | $ 293,000 | $ 146,500 | $ 0 |
| St. George, UT | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Sumter, SC | 2 | $ 199,000 | $ 99,500 | $ 0 |
| Toledo, OH | 2 | $ 317,000 | $ 158,500 | $ 0 |
| Tuscaloosa, AL | 2 | $ 391,000 | $ 195,500 | $ 0 |
| Victoria, TX | 2 | $ 319,000 | $ 159,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 135,000 | $ 67,500 | $ 0 |
| Albany, GA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Altoona, PA | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Ames, IA | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Anderson, SC | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Bay City, MI | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Bellingham, WA | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Charleston, WV | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Cheyenne, WY | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Cleveland, TN | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Erie, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Goldsboro, NC | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Greenville, NC | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Jackson, MI | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Joplin, MO | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lebanon, PA | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Lynchburg, VA | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Midland, TX | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Ocean City, NJ | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Odessa, TX | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Racine, WI | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Rapid City, SD | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Roanoke, VA | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Rochester, MN | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Salinas, CA | 1 | $ 293,000 | $ 293,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 616,000 | $ 616,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Sandusky, OH | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Sheboygan, WI | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Spartanburg, SC | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Spokane, WA | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Springfield, MA | 1 | $ 74,000 | $ 74,000 | $ 0 |
| St. Cloud, MN | 1 | $ 140,000 | $ 140,000 | $ 0 |
| State College, PA | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Syracuse, NY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Tyler, TX | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Waco, TX | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 110,000 | $ 110,000 | $ 0 |
Mortgage Loan Application Detail Totals for Texas Star Bank SSB in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,643 | $701,674,000 | $192,000 | $1,914,000 | $0 | $93,000 |
| Home Purchase | 3,013 | $445,824,000 | $147,000 | $812,000 | $0 | $332,000 |
| Home Improvement | 2 | $174,000 | $87,000 | $169,000 | $60,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,642 | $1,146,236,000 | $172,000 | $1,914,000 | $0 | $0 |
| Not Provided | 8 | $688,000 | $86,000 | $244,000 | $99,000 | $249,000 |
| White | 6 | $459,000 | $76,000 | $156,000 | $132,000 | $332,000 |
| Asian | 1 | $180,000 | $180,000 | $180,000 | $48,000 | $48,000 |
| Hispanic | 1 | $109,000 | $109,000 | $109,000 | $113,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,714 | $480,273,000 | $176,000 | $1,914,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,506 | $177,811,000 | $118,000 | $459,000 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,376 | $274,386,000 | $199,000 | $812,000 | $1,000 | $332,000 |
| VA-guaranteed (Veterans Administration) | 1,062 | $215,202,000 | $202,000 | $795,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 6,642 | $1,146,236,000 | $172,000 | $1,914,000 | $0 | $0 |
| Loan Originated | 14 | $1,309,000 | $93,000 | $244,000 | $111,000 | $332,000 |
| Application Approved But Not Accepted | 1 | $17,000 | $17,000 | $17,000 | $120,000 | $120,000 |
| Application Withdrawn By Applicant | 1 | $110,000 | $110,000 | $110,000 | $70,000 | $70,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Star Bank SSB's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Star Bank SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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