Texas Bank Financial Mortgage Lending & HMDA Data, 2021

In 2021, Texas Bank Financial of Weatherford, TX reported 2,219 mortgage applications totaling $490.4 million, down 15% from 2020. The average application was for $220,993, and applicants reported an average income of $80,739. 67% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (982), Fort Worth-Arlington, TX (840) and San Antonio-New Braunfels, TX (52) (applications in parentheses).

Mortgage Company & Address Texas Bank Financial
901 Santa Fe Drive
Weatherford, TX 76086
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,219
Total Mortgage Loan Application Amount $490,385,000
Average Mortgage Loan Application Amount $220,993
Highest Mortgage Loan Application Amount $29,005,000
Average Applicant Income $80,739
Highest Applicant Income $908,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Bank Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texas Bank Financial by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 718 $ 137,530,000 $ 191,545 $ 69,000
Tarrant, Texas 657 $ 124,695,000 $ 189,794 $ 75,000
Parker, Texas 93 $ 24,045,000 $ 258,548 $ 121,000
Denton, Texas 70 $ 18,570,000 $ 265,285 $ 91,000
Collin, Texas 68 $ 15,940,000 $ 234,411 $ 80,000
Johnson, Texas 66 $ 14,060,000 $ 213,030 $ 82,000
Kaufman, Texas 57 $ 11,675,000 $ 204,824 $ 70,000
Bexar, Texas 48 $ 6,070,000 $ 126,458 $ 301,000
Hunt, Texas 32 $ 5,800,000 $ 181,250 $ 68,000
Ellis, Texas 25 $ 6,345,000 $ 253,800 $ 104,000
Wise, Texas 24 $ 5,200,000 $ 216,666 $ 90,000
Travis, Texas 17 $ 4,755,000 $ 279,705 $ 115,000
Harris, Texas 16 $ 2,180,000 $ 136,250 $ 80,000
Rockwall, Texas 12 $ 3,030,000 $ 252,500 $ 93,000
Palo Pinto, Texas 11 $ 3,285,000 $ 298,636 $ 231,000
Navarro, Texas 10 $ 1,970,000 $ 197,000 $ 60,000
Young, Texas 10 $ 1,950,000 $ 195,000 $ 126,000
Hood, Texas 8 $ 3,450,000 $ 431,250 $ 114,000
Grayson, Texas 7 $ 1,105,000 $ 157,857 $ 65,000
Jack, Texas 7 $ 1,485,000 $ 212,142 $ 122,000
Maricopa, Arizona 6 $ 2,040,000 $ 340,000 $ 0
Williamson, Texas 6 $ 1,520,000 $ 253,333 $ 104,000
Riverside, California 5 $ 1,585,000 $ 317,000 $ 0
Cooke, Texas 5 $ 895,000 $ 179,000 $ 85,000
Hays, Texas 5 $ 1,155,000 $ 231,000 $ 80,000
Henderson, Texas 5 $ 1,835,000 $ 367,000 $ 266,000
Hill, Texas 5 $ 1,415,000 $ 283,000 $ 86,000
Los Angeles, California 4 $ 1,450,000 $ 362,500 $ 0
Broward, Florida 4 $ 1,320,000 $ 330,000 $ 0
Prince George's, Maryland 4 $ 1,340,000 $ 335,000 $ 107,000
Yavapai, Arizona 3 $ 855,000 $ 285,000 $ 906,000
Cobb, Georgia 3 $ 665,000 $ 221,666 $ 0
Bastrop, Texas 3 $ 1,245,000 $ 415,000 $ 120,000
Bell, Texas 3 $ 405,000 $ 135,000 $ 45,000
Erath, Texas 3 $ 505,000 $ 168,333 $ 134,000
Fannin, Texas 3 $ 665,000 $ 221,666 $ 194,000
Fort Bend, Texas 3 $ 265,000 $ 88,333 $ 62,000
Montgomery, Texas 3 $ 515,000 $ 171,666 $ 0
Van Zandt, Texas 3 $ 535,000 $ 178,333 $ 59,000
Snohomish, Washington 3 $ 1,235,000 $ 411,666 $ 0
Pinal, Arizona 2 $ 340,000 $ 170,000 $ 0
Orange, California 2 $ 740,000 $ 370,000 $ 0
San Bernardino, California 2 $ 710,000 $ 355,000 $ 0
San Diego, California 2 $ 770,000 $ 385,000 $ 0
El Paso, Colorado 2 $ 660,000 $ 330,000 $ 0
Hillsborough, Florida 2 $ 630,000 $ 315,000 $ 0
Martin, Florida 2 $ 800,000 $ 400,000 $ 107,000
Osceola, Florida 2 $ 550,000 $ 275,000 $ 0
Palm Beach, Florida 2 $ 650,000 $ 325,000 $ 0
Barrow, Georgia 2 $ 390,000 $ 195,000 $ 48,000
Cook, Illinois 2 $ 370,000 $ 185,000 $ 0
Winnebago, Illinois 2 $ 160,000 $ 80,000 $ 0
Anoka, Minnesota 2 $ 610,000 $ 305,000 $ 0
Dona Ana, New Mexico 2 $ 350,000 $ 175,000 $ 158,000
Mecklenburg, North Carolina 2 $ 1,740,000 $ 870,000 $ 587,000
Oklahoma, Oklahoma 2 $ 29,080,000 $ 14,540,000 $ 0
Clackamas, Oregon 2 $ 670,000 $ 335,000 $ 0
Delta, Texas 2 $ 380,000 $ 190,000 $ 65,000
El Paso, Texas 2 $ 220,000 $ 110,000 $ 210,000
Falls, Texas 2 $ 440,000 $ 220,000 $ 103,000
Guadalupe, Texas 2 $ 720,000 $ 360,000 $ 72,000
Liberty, Texas 2 $ 420,000 $ 210,000 $ 210,000
Lubbock, Texas 2 $ 370,000 $ 185,000 $ 110,000
McLennan, Texas 2 $ 640,000 $ 320,000 $ 133,000
Midland, Texas 2 $ 510,000 $ 255,000 $ 96,000
Smith, Texas 2 $ 170,000 $ 85,000 $ 78,000
Stephens, Texas 2 $ 230,000 $ 115,000 $ 80,000
Washington, Utah 2 $ 640,000 $ 320,000 $ 0
Fairfax, Virginia 2 $ 720,000 $ 360,000 $ 0
Hanover, Virginia 2 $ 920,000 $ 460,000 $ 0
Oconto, Wisconsin 2 $ 460,000 $ 230,000 $ 0
Lee, Alabama 1 $ 215,000 $ 215,000 $ 0
Limestone, Alabama 1 $ 135,000 $ 135,000 $ 0
Pima, Arizona 1 $ 205,000 $ 205,000 $ 0
Benton, Arkansas 1 $ 165,000 $ 165,000 $ 0
White, Arkansas 1 $ 325,000 $ 325,000 $ 0
Contra Costa, California 1 $ 485,000 $ 485,000 $ 0
El Dorado, California 1 $ 245,000 $ 245,000 $ 0
Placer, California 1 $ 155,000 $ 155,000 $ 0
Sacramento, California 1 $ 335,000 $ 335,000 $ 0
Santa Barbara, California 1 $ 445,000 $ 445,000 $ 0
Stanislaus, California 1 $ 165,000 $ 165,000 $ 0
Arapahoe, Colorado 1 $ 445,000 $ 445,000 $ 0
Elbert, Colorado 1 $ 505,000 $ 505,000 $ 0
Jefferson, Colorado 1 $ 515,000 $ 515,000 $ 0
Mesa, Colorado 1 $ 295,000 $ 295,000 $ 0
Pueblo, Colorado 1 $ 185,000 $ 185,000 $ 0
Alachua, Florida 1 $ 275,000 $ 275,000 $ 0
Citrus, Florida 1 $ 135,000 $ 135,000 $ 0
Escambia, Florida 1 $ 115,000 $ 115,000 $ 0
Hernando, Florida 1 $ 245,000 $ 245,000 $ 0
Lake, Florida 1 $ 165,000 $ 165,000 $ 0
Manatee, Florida 1 $ 545,000 $ 545,000 $ 0
Miami-Dade, Florida 1 $ 225,000 $ 225,000 $ 0
Nassau, Florida 1 $ 175,000 $ 175,000 $ 0
Orange, Florida 1 $ 315,000 $ 315,000 $ 0
Pasco, Florida 1 $ 215,000 $ 215,000 $ 0
Seminole, Florida 1 $ 355,000 $ 355,000 $ 0
Bryan, Georgia 1 $ 445,000 $ 445,000 $ 0
Gwinnett, Georgia 1 $ 545,000 $ 545,000 $ 0
Lumpkin, Georgia 1 $ 85,000 $ 85,000 $ 0
Morgan, Georgia 1 $ 165,000 $ 165,000 $ 0
Pickens, Georgia 1 $ 385,000 $ 385,000 $ 0
Hawaii, Hawaii 1 $ 235,000 $ 235,000 $ 0
Canyon, Idaho 1 $ 145,000 $ 145,000 $ 0
Twin Falls, Idaho 1 $ 315,000 $ 315,000 $ 0
Whiteside, Illinois 1 $ 65,000 $ 65,000 $ 0
Dubuque, Iowa 1 $ 105,000 $ 105,000 $ 0
Linn, Iowa 1 $ 125,000 $ 125,000 $ 0
Polk, Iowa 1 $ 275,000 $ 275,000 $ 0
Fayette, Kentucky 1 $ 95,000 $ 95,000 $ 0
Ascension, Louisiana 1 $ 245,000 $ 245,000 $ 0
Ouachita, Louisiana 1 $ 265,000 $ 265,000 $ 0
St. Bernard, Louisiana 1 $ 105,000 $ 105,000 $ 21,000
St. Landry, Louisiana 1 $ 45,000 $ 45,000 $ 0
Wicomico, Maryland 1 $ 225,000 $ 225,000 $ 0
Wayne, Michigan 1 $ 225,000 $ 225,000 $ 0
Hennepin, Minnesota 1 $ 275,000 $ 275,000 $ 0
Washington, Minnesota 1 $ 285,000 $ 285,000 $ 0
Wright, Minnesota 1 $ 245,000 $ 245,000 $ 0
Ripley, Missouri 1 $ 125,000 $ 125,000 $ 28,000
Lewis and Clark, Montana 1 $ 215,000 $ 215,000 $ 0
Monmouth, New Jersey 1 $ 425,000 $ 425,000 $ 0
Curry, New Mexico 1 $ 85,000 $ 85,000 $ 0
San Juan, New Mexico 1 $ 185,000 $ 185,000 $ 0
Buncombe, North Carolina 1 $ 195,000 $ 195,000 $ 0
Franklin, North Carolina 1 $ 305,000 $ 305,000 $ 0
Harnett, North Carolina 1 $ 65,000 $ 65,000 $ 0
Johnston, North Carolina 1 $ 365,000 $ 365,000 $ 0
Mitchell, North Carolina 1 $ 35,000 $ 35,000 $ 0
Orange, North Carolina 1 $ 225,000 $ 225,000 $ 0
Rowan, North Carolina 1 $ 145,000 $ 145,000 $ 0
Union, North Carolina 1 $ 285,000 $ 285,000 $ 0
Butler, Ohio 1 $ 155,000 $ 155,000 $ 0
Clermont, Ohio 1 $ 205,000 $ 205,000 $ 0
Lucas, Ohio 1 $ 115,000 $ 115,000 $ 0
Medina, Ohio 1 $ 185,000 $ 185,000 $ 0
Muskingum, Ohio 1 $ 145,000 $ 145,000 $ 0
Union, Ohio 1 $ 325,000 $ 325,000 $ 0
Comanche, Oklahoma 1 $ 85,000 $ 85,000 $ 0
Pittsburg, Oklahoma 1 $ 135,000 $ 135,000 $ 86,000
Tulsa, Oklahoma 1 $ 135,000 $ 135,000 $ 0
Jefferson, Oregon 1 $ 325,000 $ 325,000 $ 0
Washington, Oregon 1 $ 125,000 $ 125,000 $ 0
Allegheny, Pennsylvania 1 $ 255,000 $ 255,000 $ 0
Washington, Pennsylvania 1 $ 365,000 $ 365,000 $ 0
York, Pennsylvania 1 $ 255,000 $ 255,000 $ 0
Anderson, South Carolina 1 $ 145,000 $ 145,000 $ 0
Charleston, South Carolina 1 $ 285,000 $ 285,000 $ 0
Cherokee, South Carolina 1 $ 75,000 $ 75,000 $ 0
Richland, South Carolina 1 $ 135,000 $ 135,000 $ 0
Sumner, Tennessee 1 $ 305,000 $ 305,000 $ 0
Andrews, Texas 1 $ 285,000 $ 285,000 $ 149,000
Aransas, Texas 1 $ 135,000 $ 135,000 $ 90,000
Atascosa, Texas 1 $ 255,000 $ 255,000 $ 71,000
Brazoria, Texas 1 $ 55,000 $ 55,000 $ 0
Callahan, Texas 1 $ 185,000 $ 185,000 $ 53,000
Cameron, Texas 1 $ 265,000 $ 265,000 $ 97,000
Cherokee, Texas 1 $ 185,000 $ 185,000 $ 151,000
Colorado, Texas 1 $ 245,000 $ 245,000 $ 121,000
Comal, Texas 1 $ 535,000 $ 535,000 $ 0
Franklin, Texas 1 $ 1,015,000 $ 1,015,000 $ 220,000
Gaines, Texas 1 $ 205,000 $ 205,000 $ 0
Gillespie, Texas 1 $ 135,000 $ 135,000 $ 68,000
Grimes, Texas 1 $ 315,000 $ 315,000 $ 0
Hidalgo, Texas 1 $ 505,000 $ 505,000 $ 0
Jefferson, Texas 1 $ 215,000 $ 215,000 $ 45,000
Jim Wells, Texas 1 $ 235,000 $ 235,000 $ 0
Lamar, Texas 1 $ 135,000 $ 135,000 $ 66,000
Matagorda, Texas 1 $ 135,000 $ 135,000 $ 94,000
Mills, Texas 1 $ 175,000 $ 175,000 $ 102,000
Montague, Texas 1 $ 355,000 $ 355,000 $ 100,000
Nueces, Texas 1 $ 75,000 $ 75,000 $ 43,000
Taylor, Texas 1 $ 65,000 $ 65,000 $ 0
Throckmorton, Texas 1 $ 645,000 $ 645,000 $ 318,000
Tom Green, Texas 1 $ 135,000 $ 135,000 $ 154,000
Tyler, Texas 1 $ 85,000 $ 85,000 $ 0
Wharton, Texas 1 $ 245,000 $ 245,000 $ 260,000
Wood, Texas 1 $ 215,000 $ 215,000 $ 63,000
Davis, Utah 1 $ 325,000 $ 325,000 $ 0
Utah, Utah 1 $ 375,000 $ 375,000 $ 0
Fauquier, Virginia 1 $ 225,000 $ 225,000 $ 0
Norfolk, Virginia 1 $ 285,000 $ 285,000 $ 0
Rockingham, Virginia 1 $ 185,000 $ 185,000 $ 0
Stafford, Virginia 1 $ 235,000 $ 235,000 $ 0
Kitsap, Washington 1 $ 395,000 $ 395,000 $ 0
Pierce, Washington 1 $ 485,000 $ 485,000 $ 0
Spokane, Washington 1 $ 345,000 $ 345,000 $ 0
Thurston, Washington 1 $ 315,000 $ 315,000 $ 0
Raleigh, West Virginia 1 $ 165,000 $ 165,000 $ 0
Calumet, Wisconsin 1 $ 75,000 $ 75,000 $ 0
Clark, Wisconsin 1 $ 115,000 $ 115,000 $ 0
Waukesha, Wisconsin 1 $ 285,000 $ 285,000 $ 0

Mortgage Loan Application Detail Totals for Texas Bank Financial in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,354 $320,190,000 $236,000 $29,005,000 $78,000 $908,000
Refinancing 391 $69,205,000 $176,000 $725,000 $85,000 $389,000
Not Applicable 263 $58,815,000 $223,000 $545,000 $0 $0
Cash-out Refinancing 209 $42,055,000 $201,000 $1,255,000 $91,000 $587,000
Home Improvement 2 $120,000 $60,000 $65,000 $30,000 $37,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,611 $306,675,000 $190,000 $555,000 $69,000 $515,000
Not applicable 276 $95,360,000 $345,000 $29,005,000 $28,000 $28,000
White 256 $69,150,000 $270,000 $1,255,000 $146,000 $908,000
Not Provided 31 $6,965,000 $224,000 $475,000 $102,000 $324,000
Black or African American 22 $5,310,000 $241,000 $545,000 $101,000 $221,000
Asian 16 $5,130,000 $320,000 $545,000 $168,000 $402,000
American Indian or Alaskan Native 3 $575,000 $191,000 $255,000 $69,000 $74,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,980 $430,910,000 $217,000 $29,005,000 $82,000 $908,000
FHA-insured (Federal Housing Administration) 169 $37,715,000 $223,000 $485,000 $72,000 $164,000
VA-guaranteed (Veterans Administration) 67 $21,245,000 $317,000 $545,000 $44,000 $223,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $515,000 $171,000 $245,000 $65,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,480 $335,140,000 $226,000 $29,005,000 $81,000 $906,000
Application Withdrawn By Applicant 399 $83,785,000 $209,000 $1,255,000 $81,000 $908,000
Loan Purchased By The Institution 265 $59,335,000 $223,000 $545,000 $0 $0
Application Approved But Not Accepted 30 $4,790,000 $159,000 $305,000 $63,000 $165,000
File Closed For Incompleteness 24 $3,170,000 $132,000 $285,000 $58,000 $126,000
Application Denied By Financial Institution 21 $4,165,000 $198,000 $385,000 $100,000 $292,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,198 $486,220,000 $221,000 $29,005,000 $81,000 $908,000
Credit History 7 $1,295,000 $185,000 $285,000 $132,000 $290,000
Debt-To-Income Ratio 7 $1,685,000 $240,000 $385,000 $109,000 $292,000
Collateral 4 $570,000 $142,000 $185,000 $60,000 $84,000
Other 1 $185,000 $185,000 $185,000 $52,000 $52,000
Unverifiable Information 1 $205,000 $205,000 $205,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $225,000 $225,000 $225,000 $26,000 $26,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Bank Financial's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texas Bank Financial's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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