Caliber Home Loans, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Caliber Home Loans, Inc. of Wilmington, DE reported 400,596 mortgage applications totaling $117.6 billion, up 1% from 2020. The average application was for $293,546, and applicants reported an average income of $111,455. 58% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (19,448), Washington-Arlington-Alexandria, DC-VA-MD-WV (11,116) and Tampa-St. Petersburg-Clearwater, FL (10,363) (applications in parentheses).

Mortgage Company & Address Caliber Home Loans, Inc.
1525 S. Beltline Road
Wilmington, DE 75019
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2007  2006  2005  2004  
Total Number of Mortgage Applications 400,596
Total Mortgage Loan Application Amount $117,593,630,000
Average Mortgage Loan Application Amount $293,546
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $111,455
Highest Applicant Income $9,372,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Caliber Home Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Caliber Home Loans, Inc. by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 30,812 $ 6,781,110,000 $ 220,080 $ 95,199
Seattle-Bellevue-Everett, WA 19,448 $ 9,688,930,000 $ 498,196 $ 156,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 11,116 $ 4,836,300,000 $ 435,075 $ 146,350
Tampa-St. Petersburg-Clearwater, FL 10,363 $ 2,672,995,000 $ 257,936 $ 99,000
Indianapolis-Carmel-Anderson, IN 10,243 $ 2,248,665,000 $ 219,531 $ 95,000
Chicago-Naperville, IL 9,299 $ 2,267,665,000 $ 243,861 $ 103,000
Miami-Miami Beach-Kendall, FL 7,699 $ 2,483,555,000 $ 322,581 $ 118,000
Houston-The Woodlands-Sugar Land, TX 7,165 $ 1,684,425,000 $ 235,090 $ 110,000
Dallas-Plano-Irving, TX 6,946 $ 1,905,110,000 $ 274,274 $ 126,000
Portland-Vancouver-Hillsboro, OR-WA 6,654 $ 2,416,840,000 $ 363,216 $ 117,591
Phoenix-Mesa-Scottsdale, AZ 6,624 $ 1,903,330,000 $ 287,338 $ 108,000
Los Angeles-Long Beach-Glendale, CA 6,581 $ 3,115,405,000 $ 473,393 $ 142,000
Atlanta-Sandy Springs-Roswell, GA 6,055 $ 1,479,705,000 $ 244,377 $ 97,000
Riverside-San Bernardino-Ontario, CA 5,706 $ 1,939,830,000 $ 339,963 $ 110,000
Orlando-Kissimmee-Sanford, FL 5,341 $ 1,406,875,000 $ 263,410 $ 97,000
Denver-Aurora-Lakewood, CO 5,337 $ 1,895,955,000 $ 355,247 $ 117,000
Warren-Troy-Farmington Hills, MI 5,254 $ 1,149,820,000 $ 218,846 $ 97,000
Baltimore-Columbia-Towson, MD 5,175 $ 1,583,365,000 $ 305,964 $ 119,000
Virginia Beach-Norfolk-Newport News, VA-NC 5,140 $ 1,481,770,000 $ 288,282 $ 100,363
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 4,899 $ 1,420,225,000 $ 289,901 $ 109,000
San Diego-Carlsbad, CA 4,614 $ 2,328,490,000 $ 504,657 $ 142,000
Tacoma-Lakewood, WA 4,501 $ 1,716,245,000 $ 381,303 $ 121,000
New York-Jersey City-White Plains, NY-NJ 4,199 $ 1,935,515,000 $ 460,946 $ 149,579
San Antonio-New Braunfels, TX 3,975 $ 993,905,000 $ 250,038 $ 109,000
Sacramento--Roseville--Arden-Arcade, CA 3,757 $ 1,391,955,000 $ 370,496 $ 126,000
New York-Newark, NY 3,718 $ 1,207,900,000 $ 324,878 $ 134,881
Cincinnati, OH-KY-IN 3,679 $ 732,145,000 $ 199,006 $ 85,319
Oakland-Hayward-Berkeley, CA 3,620 $ 1,854,580,000 $ 512,314 $ 157,000
Austin-Round Rock, TX 3,265 $ 938,675,000 $ 287,496 $ 133,000
St. Louis, MO-IL 3,154 $ 623,870,000 $ 197,802 $ 94,492
Fort Worth-Arlington, TX 2,987 $ 714,555,000 $ 239,221 $ 105,000
Newark, NJ-PA 2,838 $ 1,017,690,000 $ 358,594 $ 142,969
Minneapolis-St. Paul-Bloomington, MN-WI 2,720 $ 703,570,000 $ 258,665 $ 102,700
Washington-Baltimore-Arlington, DC 2,705 $ 1,099,905,000 $ 406,619 $ 145,000
Jacksonville, FL 2,698 $ 652,900,000 $ 241,994 $ 95,000
West Palm Beach-Boca Raton-Delray Beach, FL 2,598 $ 730,460,000 $ 281,162 $ 112,000
Nassau County-Suffolk County, NY 2,358 $ 984,270,000 $ 417,417 $ 145,000
Richmond, VA 2,343 $ 585,065,000 $ 249,707 $ 101,000
Bellingham, WA 2,295 $ 803,265,000 $ 350,006 $ 108,000
Detroit-Dearborn-Livonia, MI 2,285 $ 395,095,000 $ 172,908 $ 80,000
North Port-Sarasota-Bradenton, FL 2,276 $ 606,240,000 $ 266,362 $ 102,000
Las Vegas-Henderson-Paradise, NV 2,226 $ 626,830,000 $ 281,594 $ 102,000
Anaheim-Santa Ana-Irvine, CA 2,192 $ 1,097,250,000 $ 500,570 $ 159,000
Columbus, OH 2,135 $ 468,675,000 $ 219,519 $ 88,000
Lakeland-Winter Haven, FL 2,121 $ 466,685,000 $ 220,030 $ 78,000
Vallejo-Fairfield, CA 2,111 $ 850,745,000 $ 403,005 $ 122,000
Camden, NJ 2,100 $ 468,190,000 $ 222,947 $ 108,000
Allentown-Bethlehem-Easton, PA-NJ 1,877 $ 440,735,000 $ 234,808 $ 102,749
Charlotte-Concord-Gastonia, NC-SC 1,876 $ 443,110,000 $ 236,199 $ 95,557
Salt Lake City, UT 1,868 $ 621,670,000 $ 332,799 $ 105,000
Peoria, IL 1,852 $ 242,370,000 $ 130,869 $ 74,000
Dayton-Springfield-Kettering, OH 1,827 $ 316,425,000 $ 173,193 $ 81,000
Colorado Springs, CO 1,792 $ 565,130,000 $ 315,362 $ 101,000
Kansas City, MO-KS 1,697 $ 354,555,000 $ 208,930 $ 96,332
Raleigh, NC 1,693 $ 450,915,000 $ 266,340 $ 107,000
Salem, OR 1,649 $ 503,945,000 $ 305,606 $ 97,000
Cape Coral-Fort Myers, FL 1,545 $ 378,835,000 $ 245,200 $ 88,000
Elgin, IL 1,536 $ 349,320,000 $ 227,421 $ 96,000
Chattanooga, TN-GA 1,520 $ 337,180,000 $ 221,828 $ 84,872
Anchorage, AK 1,502 $ 509,530,000 $ 339,234 $ 110,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,480 $ 394,270,000 $ 266,398 $ 98,000
Providence-Warwick, RI-MA 1,472 $ 407,910,000 $ 277,112 $ 91,963
Montgomery County-Bucks County-Chester County, PA 1,461 $ 395,815,000 $ 270,920 $ 116,000
Deltona-Daytona Beach-Ormond Beach, FL 1,454 $ 340,810,000 $ 234,394 $ 91,000
Bakersfield, CA 1,373 $ 341,715,000 $ 248,882 $ 105,000
New Orleans-Metairie, LA 1,322 $ 302,680,000 $ 228,956 $ 98,000
Cambridge-Newton-Framingham, MA 1,296 $ 511,080,000 $ 394,351 $ 126,000
Palm Bay-Melbourne-Titusville, FL 1,280 $ 328,190,000 $ 256,398 $ 103,000
Stockton-Lodi, CA 1,272 $ 468,590,000 $ 368,388 $ 106,000
Cleveland-Elyria, OH 1,242 $ 230,980,000 $ 185,974 $ 96,000
Spokane-Spokane Valley, WA 1,212 $ 347,810,000 $ 286,971 $ 103,000
Philadelphia, PA 1,198 $ 253,060,000 $ 211,235 $ 97,000
Santa Rosa, CA 1,179 $ 520,635,000 $ 441,590 $ 133,000
Boston, MA 1,167 $ 468,755,000 $ 401,675 $ 116,000
Port St. Lucie, FL 1,157 $ 291,085,000 $ 251,585 $ 94,000
Omaha-Council Bluffs, NE-IA 1,155 $ 247,825,000 $ 214,567 $ 97,800
Hartford-West Hartford-East Hartford, CT 1,147 $ 257,675,000 $ 224,651 $ 92,000
Lake County-Kenosha County, IL-WI 1,119 $ 273,895,000 $ 244,767 $ 123,468
Columbia, SC 1,113 $ 222,425,000 $ 199,842 $ 81,000
Ogden-Clearfield, UT 1,099 $ 349,035,000 $ 317,593 $ 100,000
Olympia-Tumwater, WA 1,084 $ 371,460,000 $ 342,675 $ 110,000
Albuquerque, NM 1,064 $ 242,490,000 $ 227,904 $ 83,000
Sebastian-Vero Beach, FL 1,061 $ 260,395,000 $ 245,424 $ 99,000
Bend-Redmond, OR 1,048 $ 397,140,000 $ 378,950 $ 130,000
Bremerton-Silverdale, WA 1,048 $ 398,020,000 $ 379,790 $ 128,000
Pittsburgh, PA 1,041 $ 198,965,000 $ 191,128 $ 107,000
Bridgeport-Stamford-Norwalk, CT 1,040 $ 356,780,000 $ 343,057 $ 116,000
Chico, CA 1,040 $ 311,160,000 $ 299,192 $ 108,000
Oxnard-Thousand Oaks-Ventura, CA 1,038 $ 475,240,000 $ 457,842 $ 147,000
San Jose-Sunnyvale-Santa Clara, CA 1,037 $ 556,305,000 $ 536,456 $ 164,000
Birmingham-Hoover, AL 1,035 $ 236,765,000 $ 228,758 $ 87,000
Oklahoma City, OK 1,021 $ 202,665,000 $ 198,496 $ 96,000
Provo-Orem, UT 1,015 $ 339,265,000 $ 334,251 $ 104,000
Greeley, CO 999 $ 318,555,000 $ 318,873 $ 99,000
Atlantic City-Hammonton, NJ 996 $ 197,180,000 $ 197,971 $ 95,000
Corpus Christi, TX 980 $ 223,170,000 $ 227,724 $ 108,000
Portland-South Portland, ME 965 $ 297,135,000 $ 307,911 $ 113,000
Boise City, ID 964 $ 298,510,000 $ 309,657 $ 106,000
Lancaster, PA 954 $ 207,680,000 $ 217,693 $ 90,000
Visalia-Porterville, CA 941 $ 241,365,000 $ 256,498 $ 92,000
Salisbury, MD-DE 930 $ 260,470,000 $ 280,075 $ 116,790
Medford, OR 921 $ 282,315,000 $ 306,530 $ 95,000
Yakima, WA 906 $ 243,190,000 $ 268,421 $ 108,000
Reno, NV 873 $ 310,425,000 $ 355,584 $ 134,000
Charleston-North Charleston, SC 860 $ 238,190,000 $ 276,965 $ 111,000
Fort Collins, CO 847 $ 286,155,000 $ 337,845 $ 127,000
Grand Rapids-Wyoming, MI 823 $ 171,805,000 $ 208,754 $ 88,000
Tucson, AZ 815 $ 176,565,000 $ 216,644 $ 102,000
Tulsa, OK 815 $ 164,475,000 $ 201,809 $ 84,000
Modesto, CA 810 $ 241,240,000 $ 297,827 $ 92,000
New Haven-Milford, CT 796 $ 185,360,000 $ 232,864 $ 102,000
Davenport-Moline-Rock Island, IA-IL 782 $ 108,500,000 $ 138,746 $ 64,644
Gary, IN 774 $ 161,670,000 $ 208,875 $ 84,000
Santa Maria-Santa Barbara, CA 765 $ 371,695,000 $ 485,875 $ 148,000
Milwaukee-Waukesha-West Allis, WI 755 $ 154,395,000 $ 204,496 $ 88,000
Panama City, FL 753 $ 182,105,000 $ 241,839 $ 104,000
Baton Rouge, LA 745 $ 150,575,000 $ 202,114 $ 83,000
San Francisco-Redwood City-South San Francisco, CA 738 $ 406,920,000 $ 551,382 $ 172,000
Urban Honolulu, HI 735 $ 405,785,000 $ 552,088 $ 134,000
Wilmington, DE-MD-NJ 734 $ 183,970,000 $ 250,640 $ 97,517
Mount Vernon-Anacortes, WA 709 $ 245,995,000 $ 346,960 $ 103,000
Fresno, CA 703 $ 182,815,000 $ 260,049 $ 113,000
Eugene, OR 696 $ 203,070,000 $ 291,767 $ 102,000
Shreveport-Bossier City, LA 695 $ 145,265,000 $ 209,014 $ 85,000
El Paso, TX 693 $ 123,515,000 $ 178,232 $ 88,000
Worcester, MA-CT 687 $ 187,235,000 $ 272,540 $ 96,668
Des Moines-West Des Moines, IA 682 $ 145,010,000 $ 212,624 $ 95,000
Fort Wayne, IN 675 $ 112,255,000 $ 166,303 $ 77,000
Wenatchee, WA 655 $ 230,965,000 $ 352,618 $ 130,000
Louisville/Jefferson County, KY-IN 648 $ 127,210,000 $ 196,311 $ 76,231
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 634 $ 141,280,000 $ 222,839 $ 92,395
Fargo, ND-MN 633 $ 142,355,000 $ 224,889 $ 83,665
Crestview-Fort Walton Beach-Destin, FL 631 $ 186,465,000 $ 295,507 $ 141,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 628 $ 293,190,000 $ 466,863 $ 159,000
Fayetteville, NC 625 $ 123,275,000 $ 197,240 $ 76,000
Punta Gorda, FL 617 $ 135,295,000 $ 219,278 $ 90,000
Memphis, TN-MS-AR 609 $ 137,045,000 $ 225,032 $ 97,423
Ocean City, NJ 609 $ 202,345,000 $ 332,257 $ 157,000
Spartanburg, SC 609 $ 127,755,000 $ 209,778 $ 74,000
Albany, OR 607 $ 169,995,000 $ 280,057 $ 84,000
Huntsville, AL 604 $ 135,510,000 $ 224,354 $ 111,000
Naples-Immokalee-Marco Island, FL 596 $ 192,660,000 $ 323,255 $ 149,000
Pensacola-Ferry Pass-Brent, FL 595 $ 140,555,000 $ 236,226 $ 86,000
Mobile, AL 588 $ 111,520,000 $ 189,659 $ 86,000
Greenville-Anderson-Mauldin, SC 586 $ 122,360,000 $ 208,805 $ 79,000
Ocala, FL 582 $ 108,830,000 $ 186,993 $ 82,000
Greensboro-High Point, NC 580 $ 100,820,000 $ 173,827 $ 71,000
Salinas, CA 558 $ 234,960,000 $ 421,075 $ 120,000
Buffalo-Cheektowaga-Niagara Falls, NY 557 $ 105,535,000 $ 189,470 $ 96,000
Kennewick-Richland, WA 555 $ 153,435,000 $ 276,459 $ 102,000
Durham-Chapel Hill, NC 547 $ 127,345,000 $ 232,806 $ 116,000
Toledo, OH 545 $ 98,355,000 $ 180,467 $ 83,000
Knoxville, TN 536 $ 112,990,000 $ 210,802 $ 84,000
Boulder, CO 521 $ 195,335,000 $ 374,923 $ 133,000
Grants Pass, OR 520 $ 158,960,000 $ 305,692 $ 89,000
Killeen-Temple, TX 506 $ 96,070,000 $ 189,861 $ 94,000
Little Rock-North Little Rock-Conway, AR 485 $ 92,555,000 $ 190,835 $ 93,000
Clarksville, TN-KY 471 $ 98,085,000 $ 208,248 $ 116,878
Flint, MI 464 $ 76,520,000 $ 164,913 $ 75,000
Springfield, OH 451 $ 70,715,000 $ 156,796 $ 71,000
Jacksonville, NC 449 $ 88,885,000 $ 197,962 $ 73,000
Augusta-Richmond County, GA-SC 446 $ 96,720,000 $ 216,860 $ 100,273
Rochester, NY 428 $ 71,720,000 $ 167,570 $ 86,000
Ann Arbor, MI 416 $ 102,370,000 $ 246,081 $ 115,000
McAllen-Edinburg-Mission, TX 415 $ 82,265,000 $ 198,228 $ 104,000
Akron, OH 405 $ 66,595,000 $ 164,432 $ 85,000
York-Hanover, PA 401 $ 85,305,000 $ 212,730 $ 92,000
Wilmington, NC 396 $ 99,290,000 $ 250,732 $ 106,000
Winston-Salem, NC 390 $ 70,650,000 $ 181,153 $ 78,000
Amarillo, TX 388 $ 76,790,000 $ 197,912 $ 132,000
Lansing-East Lansing, MI 384 $ 68,880,000 $ 179,375 $ 79,000
Lafayette-West Lafayette, IN 382 $ 68,270,000 $ 178,717 $ 80,000
Hagerstown-Martinsburg, MD-WV 379 $ 88,925,000 $ 234,630 $ 94,651
Scranton--Wilkes-Barre--Hazleton, PA 375 $ 62,005,000 $ 165,346 $ 69,000
Fairbanks, AK 371 $ 114,695,000 $ 309,150 $ 97,000
Logan, UT-ID 371 $ 99,845,000 $ 269,123 $ 86,000
Albany-Schenectady-Troy, NY 367 $ 76,705,000 $ 209,005 $ 94,000
Harrisburg-Carlisle, PA 362 $ 71,850,000 $ 198,480 $ 83,000
Muncie, IN 359 $ 48,895,000 $ 136,197 $ 79,000
Homosassa Springs, FL 342 $ 66,930,000 $ 195,701 $ 84,000
Dover, DE 333 $ 82,915,000 $ 248,993 $ 79,000
Merced, CA 333 $ 89,035,000 $ 267,372 $ 82,000
Lake Havasu City-Kingman, AZ 326 $ 73,630,000 $ 225,858 $ 97,000
Springfield, MO 324 $ 60,360,000 $ 186,296 $ 73,000
Daphne-Fairhope-Foley, AL 322 $ 78,530,000 $ 243,881 $ 108,000
Lake Charles, LA 321 $ 62,245,000 $ 193,909 $ 86,000
Reading, PA 320 $ 61,900,000 $ 193,437 $ 84,000
Huntington-Ashland, WV-KY-OH 316 $ 50,500,000 $ 159,810 $ 76,047
Fort Smith, AR-OK 313 $ 54,305,000 $ 173,498 $ 76,654
Savannah, GA 311 $ 71,015,000 $ 228,344 $ 90,000
Jackson, MS 307 $ 62,075,000 $ 202,198 $ 78,000
Lubbock, TX 306 $ 59,720,000 $ 195,163 $ 102,000
Madison, WI 305 $ 75,325,000 $ 246,967 $ 101,000
Tallahassee, FL 302 $ 62,890,000 $ 208,245 $ 93,000
Trenton, NJ 300 $ 74,130,000 $ 247,100 $ 135,000
Lafayette, LA 298 $ 53,710,000 $ 180,234 $ 74,000
Napa, CA 297 $ 129,325,000 $ 435,437 $ 133,000
East Stroudsburg, PA 293 $ 64,715,000 $ 220,870 $ 94,000
Wichita, KS 288 $ 48,120,000 $ 167,083 $ 71,000
Montgomery, AL 287 $ 58,905,000 $ 205,243 $ 85,000
St. George, UT 287 $ 89,815,000 $ 312,944 $ 113,000
Bismarck, ND 286 $ 70,670,000 $ 247,097 $ 88,000
Hilton Head Island-Bluffton-Beaufort, SC 285 $ 85,195,000 $ 298,929 $ 106,000
Gainesville, FL 282 $ 58,580,000 $ 207,730 $ 93,000
Youngstown-Warren-Boardman, OH-PA 282 $ 43,690,000 $ 154,929 $ 82,744
Fayetteville-Springdale-Rogers, AR-MO 279 $ 59,595,000 $ 213,602 $ 91,000
Lincoln, NE 277 $ 54,805,000 $ 197,851 $ 74,000
Sherman-Denison, TX 276 $ 60,080,000 $ 217,681 $ 103,000
Pueblo, CO 273 $ 59,135,000 $ 216,611 $ 83,000
Las Cruces, NM 265 $ 53,905,000 $ 203,415 $ 79,000
Gulfport-Biloxi-Pascagoula, MS 258 $ 48,710,000 $ 188,798 $ 80,000
San Rafael, CA 254 $ 146,030,000 $ 574,921 $ 179,000
Muskegon, MI 250 $ 38,680,000 $ 154,720 $ 63,000
Sioux Falls, SD 245 $ 58,785,000 $ 239,938 $ 102,000
Evansville, IN-KY 244 $ 36,470,000 $ 149,467 $ 61,385
Tyler, TX 242 $ 50,110,000 $ 207,066 $ 93,000
Manchester-Nashua, NH 238 $ 63,640,000 $ 267,394 $ 98,000
Rockingham County-Strafford County, NH 237 $ 71,605,000 $ 302,130 $ 116,000
Syracuse, NY 237 $ 35,815,000 $ 151,118 $ 76,000
Prescott Valley-Prescott, AZ 236 $ 62,480,000 $ 264,745 $ 82,000
Greenville, NC 235 $ 41,485,000 $ 176,531 $ 77,000
Springfield, MA 234 $ 52,560,000 $ 224,615 $ 77,000
Grand Junction, CO 233 $ 56,895,000 $ 244,184 $ 83,000
Canton-Massillon, OH 231 $ 39,985,000 $ 173,095 $ 89,000
Hammond, LA 228 $ 45,320,000 $ 198,771 $ 73,000
Yuba City, CA 227 $ 65,895,000 $ 290,286 $ 98,000
Laredo, TX 224 $ 42,810,000 $ 191,116 $ 77,000
Asheville, NC 216 $ 53,790,000 $ 249,027 $ 87,000
California-Lexington Park, MD 216 $ 66,780,000 $ 309,166 $ 135,000
Hattiesburg, MS 211 $ 43,185,000 $ 204,668 $ 76,000
Sebring, FL 210 $ 39,120,000 $ 186,285 $ 78,000
Wichita Falls, TX 210 $ 36,650,000 $ 174,523 $ 86,000
Idaho Falls, ID 203 $ 46,905,000 $ 231,059 $ 80,000
College Station-Bryan, TX 196 $ 42,730,000 $ 218,010 $ 117,000
Warner Robins, GA 193 $ 37,255,000 $ 193,031 $ 76,000
Jonesboro, AR 192 $ 34,440,000 $ 179,375 $ 73,000
Lexington-Fayette, KY 190 $ 42,210,000 $ 222,157 $ 84,000
El Centro, CA 186 $ 44,130,000 $ 237,258 $ 70,000
Columbia, MO 185 $ 35,035,000 $ 189,378 $ 89,000
Beaumont-Port Arthur, TX 181 $ 31,515,000 $ 174,116 $ 93,000
Longview, WA 175 $ 52,315,000 $ 298,942 $ 98,000
Kalamazoo-Portage, MI 174 $ 31,180,000 $ 179,195 $ 79,000
Lewiston, ID-WA 174 $ 46,040,000 $ 264,597 $ 118,195
Coeur D'Alene, ID 173 $ 55,765,000 $ 322,341 $ 122,000
Brownsville-Harlingen, TX 172 $ 31,540,000 $ 183,372 $ 108,000
Kahului-Wailuku-Lahaina, HI 172 $ 97,240,000 $ 565,348 $ 162,000
Redding, CA 172 $ 45,320,000 $ 263,488 $ 98,000
Abilene, TX 171 $ 35,565,000 $ 207,982 $ 101,000
Monroe, MI 171 $ 32,725,000 $ 191,374 $ 92,000
Fond Du Lac, WI 170 $ 28,350,000 $ 166,764 $ 64,000
Houma-Thibodaux, LA 170 $ 30,980,000 $ 182,235 $ 74,000
Corvallis, OR 168 $ 54,270,000 $ 323,035 $ 105,000
Duluth, MN-WI 168 $ 32,440,000 $ 193,095 $ 92,535
Waco, TX 167 $ 31,145,000 $ 186,497 $ 87,000
Lynchburg, VA 166 $ 33,200,000 $ 200,000 $ 76,000
Gainesville, GA 161 $ 37,565,000 $ 233,322 $ 78,000
Cedar Rapids, IA 159 $ 27,585,000 $ 173,490 $ 88,000
Norwich-New London, CT 158 $ 38,120,000 $ 241,265 $ 94,000
Burlington, NC 155 $ 28,695,000 $ 185,129 $ 82,000
Columbus, GA-AL 155 $ 29,425,000 $ 189,838 $ 77,600
Roanoke, VA 155 $ 36,355,000 $ 234,548 $ 126,000
Santa Cruz-Watsonville, CA 154 $ 69,170,000 $ 449,155 $ 158,000
Rockford, IL 151 $ 23,235,000 $ 153,874 $ 89,000
Charlottesville, VA 150 $ 41,460,000 $ 276,400 $ 127,000
The Villages, FL 150 $ 36,200,000 $ 241,333 $ 93,000
Hickory-Lenoir-Morganton, NC 149 $ 30,035,000 $ 201,577 $ 114,000
Longview, TX 148 $ 31,210,000 $ 210,878 $ 105,000
Tuscaloosa, AL 148 $ 28,880,000 $ 195,135 $ 83,000
Hanford-Corcoran, CA 145 $ 34,775,000 $ 239,827 $ 88,000
Vineland-Bridgeton, NJ 145 $ 25,315,000 $ 174,586 $ 78,000
South Bend-Mishawaka, IN-MI 139 $ 22,515,000 $ 161,978 $ 85,143
Midland, TX 138 $ 31,690,000 $ 229,637 $ 115,000
Cleveland, TN 137 $ 25,655,000 $ 187,262 $ 70,000
Kingsport-Bristol-Bristol, TN-VA 134 $ 22,300,000 $ 166,417 $ 85,604
Madera, CA 129 $ 33,515,000 $ 259,806 $ 94,000
Cape Girardeau, MO-IL 128 $ 22,270,000 $ 173,984 $ 68,000
Barnstable Town, MA 125 $ 39,715,000 $ 317,720 $ 120,000
Jackson, MI 125 $ 22,495,000 $ 179,960 $ 75,000
Hinesville, GA 124 $ 23,010,000 $ 185,564 $ 60,000
Lebanon, PA 124 $ 24,570,000 $ 198,145 $ 78,000
Rochester, MN 122 $ 24,600,000 $ 201,639 $ 97,000
Winchester, VA-WV 122 $ 32,950,000 $ 270,081 $ 90,672
Rapid City, SD 121 $ 26,395,000 $ 218,140 $ 120,000
Texarkana, TX-AR 121 $ 23,475,000 $ 194,008 $ 87,347
Cheyenne, WY 119 $ 35,005,000 $ 294,159 $ 99,000
Lewiston-Auburn, ME 115 $ 23,505,000 $ 204,391 $ 93,000
Yuma, AZ 115 $ 21,845,000 $ 189,956 $ 85,000
State College, PA 113 $ 23,225,000 $ 205,530 $ 88,000
Twin Falls, ID 113 $ 24,645,000 $ 218,097 $ 82,000
Terre Haute, IN 110 $ 14,470,000 $ 131,545 $ 78,000
Bloomington, IN 107 $ 23,665,000 $ 221,168 $ 108,000
Athens-Clarke County, GA 106 $ 22,110,000 $ 208,584 $ 89,000
Brunswick, GA 105 $ 26,845,000 $ 255,666 $ 101,000
Santa Fe, NM 103 $ 30,265,000 $ 293,834 $ 107,000
Green Bay, WI 102 $ 18,660,000 $ 182,941 $ 75,000
Sierra Vista-Douglas, AZ 102 $ 19,230,000 $ 188,529 $ 85,000
Decatur, AL 99 $ 18,475,000 $ 186,616 $ 103,000
Macon-Bibb County, GA 97 $ 18,535,000 $ 191,082 $ 94,000
Joplin, MO 95 $ 13,905,000 $ 146,368 $ 56,000
Dothan, AL 94 $ 16,640,000 $ 177,021 $ 101,000
Valdosta, GA 94 $ 17,370,000 $ 184,787 $ 66,000
Dalton, GA 93 $ 16,835,000 $ 181,021 $ 64,000
Odessa, TX 92 $ 18,160,000 $ 197,391 $ 88,000
Auburn-Opelika, AL 89 $ 21,215,000 $ 238,370 $ 97,000
Bloomington, IL 88 $ 15,930,000 $ 181,022 $ 131,000
Gettysburg, PA 88 $ 20,490,000 $ 232,840 $ 94,000
Springfield, IL 85 $ 12,295,000 $ 144,647 $ 58,000
Binghamton, NY 84 $ 10,450,000 $ 124,404 $ 70,000
Jackson, TN 84 $ 15,040,000 $ 179,047 $ 78,000
Rocky Mount, NC 84 $ 14,770,000 $ 175,833 $ 72,000
New Bern, NC 83 $ 15,475,000 $ 186,445 $ 74,000
Racine, WI 83 $ 15,915,000 $ 191,746 $ 87,000
Blacksburg-Christiansburg-Radford, VA 81 $ 15,355,000 $ 189,567 $ 142,000
Monroe, LA 80 $ 13,420,000 $ 167,750 $ 58,000
Topeka, KS 80 $ 13,710,000 $ 171,375 $ 74,000
Columbus, IN 79 $ 17,385,000 $ 220,063 $ 83,000
Florence, SC 79 $ 14,315,000 $ 181,202 $ 88,000
Sumter, SC 78 $ 15,120,000 $ 193,846 $ 85,000
Appleton, WI 77 $ 14,895,000 $ 193,441 $ 88,000
Chambersburg-Waynesboro, PA 77 $ 15,675,000 $ 203,571 $ 83,000
Williamsport, PA 75 $ 12,005,000 $ 160,066 $ 72,000
Elkhart-Goshen, IN 74 $ 13,920,000 $ 188,108 $ 81,000
Flagstaff, AZ 74 $ 22,440,000 $ 303,243 $ 94,000
Elizabethtown-Fort Knox, KY 73 $ 14,185,000 $ 194,315 $ 77,000
San Angelo, TX 73 $ 15,595,000 $ 213,630 $ 98,000
Oshkosh-Neenah, WI 72 $ 13,110,000 $ 182,083 $ 72,000
Michigan City-La Porte, IN 71 $ 12,715,000 $ 179,084 $ 76,000
Walla Walla, WA 71 $ 21,415,000 $ 301,619 $ 128,000
Casper, WY 70 $ 15,520,000 $ 221,714 $ 96,000
Janesville-Beloit, WI 69 $ 11,485,000 $ 166,449 $ 53,000
Altoona, PA 68 $ 9,820,000 $ 144,411 $ 68,000
Erie, PA 68 $ 9,330,000 $ 137,205 $ 60,000
Lawton, OK 68 $ 11,170,000 $ 164,264 $ 82,000
Utica-Rome, NY 68 $ 10,840,000 $ 159,411 $ 80,000
Goldsboro, NC 67 $ 11,125,000 $ 166,044 $ 67,000
Pocatello, ID 66 $ 13,780,000 $ 208,787 $ 87,000
Harrisonburg, VA 64 $ 14,050,000 $ 219,531 $ 117,000
Battle Creek, MI 63 $ 10,175,000 $ 161,507 $ 69,000
Jefferson City, MO 63 $ 9,595,000 $ 152,301 $ 62,000
Mansfield, OH 62 $ 9,650,000 $ 155,645 $ 73,000
Victoria, TX 62 $ 12,510,000 $ 201,774 $ 94,000
Billings, MT 61 $ 16,525,000 $ 270,901 $ 77,000
Champaign-Urbana, IL 60 $ 9,040,000 $ 150,666 $ 74,000
Charleston, WV 60 $ 8,860,000 $ 147,666 $ 68,000
Waterloo-Cedar Falls, IA 60 $ 10,850,000 $ 180,833 $ 79,000
Alexandria, LA 59 $ 10,315,000 $ 174,830 $ 65,000
Gadsden, AL 58 $ 9,160,000 $ 157,931 $ 303,000
Glens Falls, NY 57 $ 9,845,000 $ 172,719 $ 70,000
Morristown, TN 57 $ 11,615,000 $ 203,771 $ 65,000
Niles-Benton Harbor, MI 57 $ 10,785,000 $ 189,210 $ 105,000
Saginaw, MI 57 $ 7,205,000 $ 126,403 $ 68,000
Carson City, NV 56 $ 17,310,000 $ 309,107 $ 106,000
Ames, IA 55 $ 11,815,000 $ 214,818 $ 118,000
Johnson City, TN 55 $ 11,475,000 $ 208,636 $ 81,000
Hot Springs, AR 54 $ 11,250,000 $ 208,333 $ 89,000
Kankakee, IL 54 $ 8,200,000 $ 151,851 $ 70,000
Florence-Muscle Shoals, AL 53 $ 8,975,000 $ 169,339 $ 73,000
Kokomo, IN 53 $ 9,315,000 $ 175,754 $ 62,000
Albany, GA 52 $ 9,400,000 $ 180,769 $ 79,000
Staunton-Waynesboro, VA 52 $ 10,050,000 $ 193,269 $ 66,000
St. Cloud, MN 50 $ 9,280,000 $ 185,600 $ 80,000
Manhattan, KS 49 $ 9,235,000 $ 188,469 $ 89,000
Rome, GA 49 $ 8,635,000 $ 176,224 $ 92,000
Grand Forks, ND-MN 48 $ 10,730,000 $ 223,541 $ 79,229
Bangor, ME 46 $ 7,880,000 $ 171,304 $ 136,000
Cumberland, MD-WV 46 $ 7,000,000 $ 152,173 $ 77,347
Decatur, IL 46 $ 6,000,000 $ 130,434 $ 75,000
Wausau, WI 44 $ 6,990,000 $ 158,863 $ 82,000
Burlington-South Burlington, VT 43 $ 12,845,000 $ 298,720 $ 118,000
Farmington, NM 43 $ 9,285,000 $ 215,930 $ 79,000
Mankato-North Mankato, MN 43 $ 9,025,000 $ 209,883 $ 65,000
Sheboygan, WI 42 $ 6,450,000 $ 153,571 $ 91,000
Iowa City, IA 41 $ 8,935,000 $ 217,926 $ 106,000
Johnstown, PA 41 $ 5,405,000 $ 131,829 $ 83,000
Midland, MI 41 $ 6,225,000 $ 151,829 $ 79,000
Eau Claire, WI 40 $ 8,400,000 $ 210,000 $ 99,000
Kingston, NY 39 $ 10,335,000 $ 265,000 $ 100,000
St. Joseph, MO-KS 37 $ 6,065,000 $ 163,918 $ 103,000
Bay City, MI 36 $ 4,450,000 $ 123,611 $ 73,000
Missoula, MT 36 $ 11,220,000 $ 311,666 $ 111,000
Bloomsburg-Berwick, PA 34 $ 5,430,000 $ 159,705 $ 107,000
Bowling Green, KY 33 $ 5,465,000 $ 165,606 $ 97,000
Anniston-Oxford-Jacksonville, AL 32 $ 5,200,000 $ 162,500 $ 74,000
Carbondale-Marion, IL 32 $ 4,650,000 $ 145,312 $ 62,000
Watertown-Fort Drum, NY 30 $ 5,730,000 $ 191,000 $ 73,000
Dubuque, IA 29 $ 4,555,000 $ 157,068 $ 107,000
Lima, OH 29 $ 4,555,000 $ 157,068 $ 74,000
Elmira, NY 27 $ 3,535,000 $ 130,925 $ 0
Wheeling, WV-OH 27 $ 3,785,000 $ 140,185 $ 86,666
Danville, IL 25 $ 3,265,000 $ 130,600 $ 72,000
Morgantown, WV 23 $ 4,825,000 $ 209,782 $ 85,000
Parkersburg-Vienna, WV 23 $ 3,625,000 $ 157,608 $ 56,000
Pine Bluff, AR 23 $ 3,705,000 $ 161,086 $ 59,000
Pittsfield, MA 23 $ 5,325,000 $ 231,521 $ 116,000
Great Falls, MT 21 $ 4,945,000 $ 235,476 $ 162,000
La Crosse-Onalaska, WI-MN 20 $ 3,910,000 $ 195,500 $ 105,500
Beckley, WV 19 $ 2,675,000 $ 140,789 $ 104,000
Lawrence, KS 19 $ 4,435,000 $ 233,421 $ 89,000
Weirton-Steubenville, WV-OH 18 $ 2,320,000 $ 128,888 $ 55,666
Enid, OK 17 $ 2,375,000 $ 139,705 $ 63,000
Owensboro, KY 15 $ 2,275,000 $ 151,666 $ 58,000
Sioux City, IA-NE-SD 15 $ 2,675,000 $ 178,333 $ 51,000
Grand Island, NE 12 $ 1,970,000 $ 164,166 $ 78,000
Ithaca, NY 10 $ 2,050,000 $ 205,000 $ 82,000

Mortgage Loan Application Detail Totals for Caliber Home Loans, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 173,610 $47,169,920,000 $271,000 $6,005,000 $114,000 $8,819,000
Home Purchase 159,444 $50,898,330,000 $319,000 $3,005,000 $111,000 $7,725,000
Cash-out Refinancing 67,493 $19,516,225,000 $289,000 $2,565,000 $106,000 $9,372,000
Other Purpose 49 $9,155,000 $186,000 $655,000 $94,000 $901,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 190,610 $56,121,680,000 $294,000 $6,005,000 $113,000 $9,372,000
Not Provided 73,338 $21,947,810,000 $299,000 $2,805,000 $119,000 $8,819,000
Hispanic 46,760 $13,428,700,000 $287,000 $3,075,000 $91,000 $2,922,000
Not applicable 37,740 $9,641,960,000 $255,000 $1,585,000 $0 $0
Black or African American 27,286 $7,393,090,000 $270,000 $2,295,000 $91,000 $4,878,000
Asian 18,540 $6,726,650,000 $362,000 $2,745,000 $136,000 $6,075,000
American Indian or Alaskan Native 2,110 $585,450,000 $277,000 $1,875,000 $96,000 $1,900,000
Native Hawaiian or Other Pacific Islander 662 $235,770,000 $356,000 $1,465,000 $106,000 $720,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 260,416 $78,820,080,000 $302,000 $6,005,000 $120,000 $9,372,000
FHA-insured (Federal Housing Administration) 83,025 $20,528,165,000 $247,000 $1,605,000 $73,000 $2,412,000
VA-guaranteed (Veterans Administration) 53,198 $17,519,040,000 $329,000 $2,565,000 $103,000 $2,182,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,957 $726,345,000 $183,000 $795,000 $57,000 $205,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 231,912 $71,398,270,000 $307,000 $3,005,000 $113,000 $6,925,000
Application Withdrawn By Applicant 70,568 $20,227,600,000 $286,000 $6,005,000 $112,000 $9,372,000
Loan Purchased By The Institution 37,735 $9,640,865,000 $255,000 $1,585,000 $0 $0
File Closed For Incompleteness 36,863 $9,790,295,000 $265,000 $2,505,000 $107,000 $8,080,000
Application Denied By Financial Institution 20,749 $5,772,355,000 $278,000 $2,645,000 $90,000 $8,400,000
Application Approved But Not Accepted 2,769 $764,245,000 $276,000 $1,225,000 $107,000 $1,696,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 379,847 $111,821,275,000 $294,000 $6,005,000 $112,000 $9,372,000
Debt-To-Income Ratio 8,447 $2,512,185,000 $297,000 $2,505,000 $80,000 $8,400,000
Credit History 5,201 $1,368,375,000 $263,000 $2,425,000 $95,000 $2,973,000
Collateral 2,674 $690,350,000 $258,000 $2,645,000 $107,000 $2,224,000
Insufficient Cash (Downpayment, Closing Cost) 1,813 $488,985,000 $269,000 $2,075,000 $98,000 $612,000
Employment History 1,052 $295,900,000 $281,000 $1,835,000 $82,000 $1,093,000
Other 882 $252,230,000 $285,000 $2,505,000 $130,000 $8,085,000
Mortgage Insurance Denied 367 $91,295,000 $248,000 $1,095,000 $80,000 $340,000
Unverifiable Information 310 $72,070,000 $232,000 $765,000 $115,000 $484,000
Credit Application Incomplete 3 $965,000 $321,000 $585,000 $61,000 $123,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Caliber Home Loans, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Caliber Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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