The Money Source Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Money Source Inc. 135 Maxess Road New York, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 46,776 |
| Total Mortgage Loan Application Amount | $10,559,554,000 |
| Average Mortgage Loan Application Amount | $230,333 |
| Highest Mortgage Loan Application Amount | $1,595,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $1,476,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with The Money Source Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Money Source Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down The Money Source Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Money Source Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Money Source Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Money Source Inc.'s mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,369 | $ 625,734,000 | $ 264,000 | $ 68,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,626 | $ 603,327,000 | $ 371,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,424 | $ 300,482,000 | $ 211,000 | $ 55,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,105 | $ 320,314,000 | $ 289,000 | $ 70,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 959 | $ 198,468,000 | $ 206,000 | $ 61,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 917 | $ 311,314,000 | $ 335,000 | $ 67,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 880 | $ 168,618,000 | $ 191,000 | $ 54,000 |
| DALLAS-PLANO-IRVING, TX | 864 | $ 183,349,000 | $ 212,000 | $ 60,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 760 | $ 229,406,000 | $ 296,500 | $ 66,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 742 | $ 227,377,000 | $ 306,000 | $ 72,000 |
| SAN DIEGO-CARLSBAD, CA | 715 | $ 298,986,000 | $ 418,000 | $ 92,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 698 | $ 146,218,000 | $ 209,000 | $ 55,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 624 | $ 125,579,000 | $ 201,000 | $ 58,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 597 | $ 137,953,000 | $ 231,000 | $ 53,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 581 | $ 160,629,000 | $ 274,500 | $ 68,500 |
| ST. LOUIS, MO-IL | 537 | $ 93,972,000 | $ 175,500 | $ 66,000 |
| OKLAHOMA CITY, OK | 504 | $ 85,234,000 | $ 169,000 | $ 68,000 |
| FORT WORTH-ARLINGTON, TX | 497 | $ 99,748,000 | $ 200,000 | $ 59,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 497 | $ 108,725,000 | $ 218,000 | $ 62,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 449 | $ 79,918,000 | $ 168,500 | $ 64,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 446 | $ 87,041,000 | $ 195,000 | $ 50,000 |
| KANSAS CITY, MO-KS | 406 | $ 74,446,000 | $ 184,500 | $ 70,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 405 | $ 140,507,000 | $ 346,000 | $ 82,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 401 | $ 132,679,000 | $ 330,000 | $ 84,000 |
| ALBUQUERQUE, NM | 397 | $ 78,202,000 | $ 196,000 | $ 68,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 373 | $ 74,461,000 | $ 199,000 | $ 39,000 |
| COLORADO SPRINGS, CO | 362 | $ 88,049,000 | $ 243,000 | $ 61,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 355 | $ 77,845,000 | $ 252,000 | $ 88,000 |
| TULSA, OK | 353 | $ 58,896,000 | $ 166,000 | $ 61,000 |
| ALBANY-SCHENECTADY-TROY, NY | 346 | $ 68,827,000 | $ 198,000 | $ 76,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 346 | $ 153,914,000 | $ 444,000 | $ 101,000 |
| COLUMBUS, OH | 338 | $ 60,041,000 | $ 177,000 | $ 52,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 331 | $ 86,131,000 | $ 260,000 | $ 68,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 329 | $ 73,234,000 | $ 206,500 | $ 48,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 315 | $ 133,475,000 | $ 423,000 | $ 99,000 |
| NEWARK, NJ-PA | 300 | $ 80,479,000 | $ 219,000 | $ 50,000 |
| TUCSON, AZ | 284 | $ 48,349,000 | $ 170,000 | $ 56,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 275 | $ 48,400,000 | $ 176,000 | $ 50,000 |
| TACOMA-LAKEWOOD, WA | 273 | $ 71,624,000 | $ 262,000 | $ 68,000 |
| SALT LAKE CITY, UT | 264 | $ 63,745,000 | $ 241,000 | $ 63,000 |
| FRESNO, CA | 253 | $ 57,539,000 | $ 227,000 | $ 68,000 |
| CLEVELAND-ELYRIA, OH | 251 | $ 39,482,000 | $ 157,000 | $ 45,000 |
| AUSTIN-ROUND ROCK, TX | 242 | $ 56,671,000 | $ 234,000 | $ 62,000 |
| BAKERSFIELD, CA | 232 | $ 47,234,000 | $ 203,000 | $ 55,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 230 | $ 57,147,000 | $ 248,000 | $ 53,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 220 | $ 42,606,000 | $ 193,000 | $ 56,000 |
| BIRMINGHAM-HOOVER, AL | 219 | $ 37,464,000 | $ 171,000 | $ 58,000 |
| CINCINNATI, OH-KY-IN | 215 | $ 37,094,000 | $ 161,000 | $ 51,333 |
| MEMPHIS, TN-MS-AR | 206 | $ 34,861,000 | $ 164,666 | $ 37,666 |
| WICHITA, KS | 205 | $ 29,355,000 | $ 143,000 | $ 59,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 204 | $ 48,673,000 | $ 238,000 | $ 53,000 |
| PRESCOTT, AZ | 198 | $ 37,152,000 | $ 187,000 | $ 49,000 |
| BOISE CITY, ID | 192 | $ 38,922,000 | $ 202,000 | $ 68,000 |
| STOCKTON-LODI, CA | 172 | $ 44,819,000 | $ 260,000 | $ 68,000 |
| GREELEY, CO | 169 | $ 41,735,000 | $ 246,000 | $ 58,000 |
| JACKSONVILLE, FL | 169 | $ 33,490,000 | $ 198,000 | $ 51,000 |
| KNOXVILLE, TN | 167 | $ 26,570,000 | $ 159,000 | $ 51,000 |
| DES MOINES-WEST DES MOINES, IA | 166 | $ 26,720,000 | $ 160,000 | $ 50,000 |
| LAKELAND-WINTER HAVEN, FL | 165 | $ 29,203,000 | $ 176,000 | $ 43,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 165 | $ 28,942,000 | $ 170,500 | $ 51,000 |
| SPRINGFIELD, MO | 160 | $ 23,248,000 | $ 145,000 | $ 60,000 |
| EL PASO, TX | 154 | $ 24,566,000 | $ 159,000 | $ 41,000 |
| BATON ROUGE, LA | 153 | $ 24,486,000 | $ 160,000 | $ 38,000 |
| CAMDEN, NJ | 152 | $ 30,000,000 | $ 197,000 | $ 35,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 148 | $ 62,394,000 | $ 421,000 | $ 93,000 |
| VALLEJO-FAIRFIELD, CA | 146 | $ 50,701,000 | $ 347,000 | $ 79,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 143 | $ 43,963,000 | $ 307,000 | $ 74,000 |
| SPOKANE-SPOKANE VALLEY, WA | 141 | $ 27,003,000 | $ 191,000 | $ 60,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 140 | $ 28,012,000 | $ 199,500 | $ 51,000 |
| GARY, IN | 139 | $ 25,725,000 | $ 185,000 | $ 53,000 |
| PROVIDENCE-WARWICK, RI-MA | 138 | $ 33,142,000 | $ 243,500 | $ 52,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 136 | $ 27,028,000 | $ 198,000 | $ 68,000 |
| JACKSON, MS | 133 | $ 21,051,000 | $ 158,000 | $ 49,000 |
| PROVO-OREM, UT | 133 | $ 32,622,000 | $ 245,000 | $ 65,000 |
| SHREVEPORT-BOSSIER CITY, LA | 133 | $ 20,084,000 | $ 151,000 | $ 48,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 132 | $ 42,205,000 | $ 319,000 | $ 74,000 |
| MCALLEN-EDINBURG-MISSION, TX | 131 | $ 21,631,000 | $ 165,000 | $ 55,000 |
| MODESTO, CA | 127 | $ 31,156,000 | $ 245,000 | $ 63,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 125 | $ 22,789,000 | $ 178,000 | $ 58,500 |
| OGDEN-CLEARFIELD, UT | 125 | $ 28,382,000 | $ 227,000 | $ 63,000 |
| REDDING, CA | 125 | $ 26,609,000 | $ 212,000 | $ 54,000 |
| EVANSVILLE, IN-KY | 121 | $ 16,917,000 | $ 137,000 | $ 47,500 |
| CAPE CORAL-FORT MYERS, FL | 119 | $ 22,702,000 | $ 190,000 | $ 48,000 |
| SALEM, OR | 118 | $ 26,556,000 | $ 225,000 | $ 51,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 114 | $ 21,903,000 | $ 192,000 | $ 57,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 114 | $ 27,306,000 | $ 239,000 | $ 61,000 |
| FLINT, MI | 108 | $ 15,370,000 | $ 142,000 | $ 49,000 |
| WORCESTER, MA-CT | 108 | $ 24,041,000 | $ 204,500 | $ 65,500 |
| LUBBOCK, TX | 105 | $ 16,875,000 | $ 160,000 | $ 70,000 |
| HUNTSVILLE, AL | 101 | $ 19,524,000 | $ 193,000 | $ 65,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 98 | $ 16,726,000 | $ 170,000 | $ 44,000 |
| CHATTANOOGA, TN-GA | 97 | $ 16,641,000 | $ 160,500 | $ 61,500 |
| OLYMPIA-TUMWATER, WA | 97 | $ 21,772,000 | $ 224,000 | $ 61,000 |
| BOSTON, MA | 95 | $ 31,317,000 | $ 329,000 | $ 69,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 95 | $ 21,335,000 | $ 224,000 | $ 52,000 |
| ASHEVILLE, NC | 94 | $ 17,050,000 | $ 181,000 | $ 56,000 |
| BEND-REDMOND, OR | 94 | $ 21,379,000 | $ 227,000 | $ 67,000 |
| FORT COLLINS, CO | 94 | $ 26,235,000 | $ 279,000 | $ 69,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 94 | $ 15,761,000 | $ 169,500 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 93 | $ 18,013,000 | $ 193,000 | $ 56,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 93 | $ 23,084,000 | $ 248,000 | $ 63,000 |
| BREMERTON-SILVERDALE, WA | 92 | $ 21,918,000 | $ 238,000 | $ 68,000 |
| NEW ORLEANS-METAIRIE, LA | 92 | $ 14,054,000 | $ 152,000 | $ 36,000 |
| PITTSBURGH, PA | 91 | $ 14,503,000 | $ 159,000 | $ 48,000 |
| LAFAYETTE, LA | 89 | $ 12,348,000 | $ 138,000 | $ 48,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 89 | $ 25,301,000 | $ 284,000 | $ 56,000 |
| PHILADELPHIA, PA | 89 | $ 15,214,000 | $ 170,000 | $ 37,000 |
| RENO, NV | 89 | $ 21,562,000 | $ 242,000 | $ 51,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 89 | $ 45,672,000 | $ 513,000 | $ 109,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 87 | $ 14,848,000 | $ 170,000 | $ 49,000 |
| RALEIGH, NC | 86 | $ 18,332,000 | $ 213,000 | $ 67,000 |
| RICHMOND, VA | 85 | $ 17,644,000 | $ 207,000 | $ 54,000 |
| VISALIA-PORTERVILLE, CA | 85 | $ 17,466,000 | $ 205,000 | $ 53,000 |
| SAVANNAH, GA | 84 | $ 15,055,000 | $ 179,000 | $ 51,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 83 | $ 14,270,000 | $ 171,000 | $ 51,000 |
| EUGENE, OR | 83 | $ 16,808,000 | $ 202,000 | $ 55,000 |
| KILLEEN-TEMPLE, TX | 83 | $ 13,513,000 | $ 162,000 | $ 38,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 80 | $ 16,965,000 | $ 212,000 | $ 48,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 78 | $ 14,760,000 | $ 187,000 | $ 69,500 |
| LAWTON, OK | 77 | $ 13,413,000 | $ 174,000 | $ 56,000 |
| GLENS FALLS, NY | 76 | $ 13,674,000 | $ 179,000 | $ 74,000 |
| GRAND RAPIDS-WYOMING, MI | 76 | $ 12,903,000 | $ 169,000 | $ 41,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 75 | $ 13,794,000 | $ 197,000 | $ 51,000 |
| COLUMBUS, GA-AL | 74 | $ 12,507,000 | $ 154,000 | $ 65,000 |
| PUEBLO, CO | 74 | $ 13,120,000 | $ 177,000 | $ 47,000 |
| FARMINGTON, NM | 73 | $ 12,783,000 | $ 175,000 | $ 57,000 |
| AKRON, OH | 72 | $ 10,730,000 | $ 149,000 | $ 44,000 |
| AMARILLO, TX | 71 | $ 11,230,000 | $ 158,000 | $ 57,000 |
| NEW HAVEN-MILFORD, CT | 71 | $ 14,369,000 | $ 202,000 | $ 73,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 69 | $ 22,099,000 | $ 320,000 | $ 63,000 |
| WARNER ROBINS, GA | 69 | $ 11,435,000 | $ 165,000 | $ 62,000 |
| GREENSBORO-HIGH POINT, NC | 68 | $ 11,108,000 | $ 163,000 | $ 56,000 |
| PORT ST. LUCIE, FL | 68 | $ 12,568,000 | $ 184,000 | $ 42,000 |
| GRAND JUNCTION, CO | 67 | $ 13,415,000 | $ 200,000 | $ 46,000 |
| SANTA ROSA, CA | 67 | $ 28,135,000 | $ 419,000 | $ 96,000 |
| DURHAM-CHAPEL HILL, NC | 62 | $ 10,450,000 | $ 168,000 | $ 63,000 |
| MOBILE, AL | 61 | $ 10,441,000 | $ 171,000 | $ 50,000 |
| YUBA CITY, CA | 60 | $ 14,399,000 | $ 239,000 | $ 59,000 |
| LINCOLN, NE | 59 | $ 10,206,000 | $ 172,000 | $ 66,000 |
| MEDFORD, OR | 59 | $ 13,550,000 | $ 229,000 | $ 64,000 |
| SANTA FE, NM | 59 | $ 13,048,000 | $ 221,000 | $ 69,000 |
| WILMINGTON, DE-MD-NJ | 59 | $ 13,534,000 | $ 206,000 | $ 42,333 |
| COLUMBIA, SC | 58 | $ 11,692,000 | $ 201,000 | $ 65,000 |
| FAYETTEVILLE, NC | 58 | $ 10,325,000 | $ 178,000 | $ 63,000 |
| DAYTON, OH | 56 | $ 9,427,000 | $ 168,000 | $ 55,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 56 | $ 10,231,000 | $ 182,000 | $ 52,000 |
| MERCED, CA | 56 | $ 12,608,000 | $ 225,000 | $ 60,000 |
| SALISBURY, MD-DE | 55 | $ 10,732,000 | $ 190,000 | $ 52,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 54 | $ 11,058,000 | $ 204,000 | $ 63,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 54 | $ 14,277,000 | $ 264,000 | $ 77,000 |
| LEXINGTON-FAYETTE, KY | 53 | $ 8,447,000 | $ 159,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 53 | $ 10,684,000 | $ 201,000 | $ 52,000 |
| ELGIN, IL | 52 | $ 10,832,000 | $ 208,000 | $ 65,000 |
| ALBANY, OR | 51 | $ 9,873,000 | $ 193,000 | $ 52,000 |
| FLAGSTAFF, AZ | 51 | $ 11,685,000 | $ 229,000 | $ 74,000 |
| SALINAS, CA | 51 | $ 18,648,000 | $ 365,000 | $ 93,000 |
| KENNEWICK-RICHLAND, WA | 50 | $ 9,802,000 | $ 196,000 | $ 57,000 |
| MIDLAND, TX | 49 | $ 9,822,000 | $ 200,000 | $ 48,000 |
| MONROE, LA | 47 | $ 8,198,000 | $ 174,000 | $ 64,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 47 | $ 16,392,000 | $ 348,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 46 | $ 8,600,000 | $ 185,500 | $ 42,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 45 | $ 9,649,000 | $ 218,500 | $ 68,000 |
| BEAUMONT-PORT ARTHUR, TX | 45 | $ 7,268,000 | $ 161,000 | $ 61,000 |
| LAS CRUCES, NM | 45 | $ 7,773,000 | $ 172,000 | $ 45,000 |
| TOLEDO, OH | 45 | $ 7,832,000 | $ 174,000 | $ 47,000 |
| OWENSBORO, KY | 44 | $ 6,255,000 | $ 142,000 | $ 43,000 |
| BOULDER, CO | 43 | $ 12,347,000 | $ 287,000 | $ 75,000 |
| CORPUS CHRISTI, TX | 42 | $ 6,728,000 | $ 160,000 | $ 34,000 |
| SPRINGFIELD, MA | 42 | $ 8,077,000 | $ 192,000 | $ 47,000 |
| WINSTON-SALEM, NC | 42 | $ 6,559,000 | $ 156,000 | $ 42,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 41 | $ 10,306,000 | $ 251,000 | $ 68,000 |
| FORT WAYNE, IN | 41 | $ 6,026,000 | $ 146,000 | $ 42,000 |
| OCALA, FL | 41 | $ 5,353,000 | $ 130,000 | $ 44,000 |
| ROCHESTER, NY | 41 | $ 6,838,000 | $ 166,000 | $ 63,000 |
| SHERMAN-DENISON, TX | 41 | $ 6,841,000 | $ 166,000 | $ 60,000 |
| ANCHORAGE, AK | 40 | $ 12,082,000 | $ 302,000 | $ 42,000 |
| MADERA, CA | 40 | $ 8,410,000 | $ 210,000 | $ 60,000 |
| MANCHESTER-NASHUA, NH | 40 | $ 8,308,000 | $ 207,000 | $ 62,000 |
| SIERRA VISTA-DOUGLAS, AZ | 40 | $ 6,884,000 | $ 172,000 | $ 54,000 |
| WILMINGTON, NC | 40 | $ 6,826,000 | $ 170,000 | $ 64,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 39 | $ 5,192,000 | $ 133,000 | $ 43,000 |
| ROANOKE, VA | 39 | $ 6,128,000 | $ 157,000 | $ 50,000 |
| LONGVIEW, TX | 38 | $ 5,413,000 | $ 142,000 | $ 33,000 |
| LYNCHBURG, VA | 38 | $ 6,585,000 | $ 173,000 | $ 58,000 |
| MONTGOMERY, AL | 38 | $ 7,187,000 | $ 189,000 | $ 53,000 |
| SANTA MARIA-SANTA BARBARA, CA | 38 | $ 13,321,000 | $ 350,000 | $ 83,000 |
| URBAN HONOLULU, HI | 38 | $ 17,817,000 | $ 468,000 | $ 88,000 |
| WATERTOWN-FORT DRUM, NY | 38 | $ 6,866,000 | $ 180,000 | $ 73,000 |
| CHARLOTTESVILLE, VA | 37 | $ 7,259,000 | $ 196,000 | $ 62,000 |
| GAINESVILLE, GA | 37 | $ 6,023,000 | $ 162,000 | $ 42,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 37 | $ 6,373,000 | $ 172,000 | $ 53,000 |
| PORTLAND-SOUTH PORTLAND, ME | 37 | $ 7,813,000 | $ 211,000 | $ 59,000 |
| WACO, TX | 37 | $ 5,646,000 | $ 152,000 | $ 43,000 |
| CHICO, CA | 36 | $ 7,332,000 | $ 203,000 | $ 44,000 |
| FARGO, ND-MN | 36 | $ 7,677,000 | $ 210,500 | $ 71,500 |
| LONGVIEW, WA | 35 | $ 7,292,000 | $ 208,000 | $ 60,000 |
| YORK-HANOVER, PA | 34 | $ 5,672,000 | $ 166,000 | $ 39,000 |
| BINGHAMTON, NY | 33 | $ 4,636,000 | $ 140,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN, TX | 33 | $ 5,654,000 | $ 171,000 | $ 57,000 |
| LANSING-EAST LANSING, MI | 33 | $ 4,935,000 | $ 149,000 | $ 48,000 |
| LAREDO, TX | 33 | $ 5,475,000 | $ 165,000 | $ 36,000 |
| YAKIMA, WA | 33 | $ 5,899,000 | $ 178,000 | $ 46,000 |
| EAST STROUDSBURG, PA | 32 | $ 6,398,000 | $ 199,000 | $ 42,000 |
| HANFORD-CORCORAN, CA | 32 | $ 6,820,000 | $ 213,000 | $ 47,000 |
| ODESSA, TX | 32 | $ 5,526,000 | $ 172,000 | $ 37,000 |
| WICHITA FALLS, TX | 32 | $ 4,397,000 | $ 137,000 | $ 67,000 |
| GREEN BAY, WI | 31 | $ 5,909,000 | $ 190,000 | $ 79,000 |
| EL CENTRO, CA | 30 | $ 7,005,000 | $ 233,000 | $ 78,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 30 | $ 5,553,000 | $ 163,000 | $ 58,000 |
| CEDAR RAPIDS, IA | 29 | $ 4,403,000 | $ 151,000 | $ 56,000 |
| HOUMA-THIBODAUX, LA | 29 | $ 4,638,000 | $ 159,000 | $ 43,000 |
| TALLAHASSEE, FL | 29 | $ 4,898,000 | $ 168,000 | $ 57,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 28 | $ 6,785,000 | $ 242,000 | $ 73,000 |
| GAINESVILLE, FL | 28 | $ 4,486,000 | $ 160,000 | $ 61,000 |
| LAKE CHARLES, LA | 28 | $ 4,876,000 | $ 174,000 | $ 49,000 |
| MADISON, WI | 28 | $ 6,035,000 | $ 215,000 | $ 58,000 |
| MOUNT VERNON-ANACORTES, WA | 28 | $ 6,443,000 | $ 230,000 | $ 48,000 |
| TYLER, TX | 28 | $ 4,895,000 | $ 174,000 | $ 63,000 |
| BILLINGS, MT | 27 | $ 5,199,000 | $ 192,000 | $ 61,000 |
| DOVER, DE | 27 | $ 5,548,000 | $ 205,000 | $ 31,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 27 | $ 14,454,000 | $ 535,000 | $ 122,000 |
| TOPEKA, KS | 27 | $ 4,088,000 | $ 151,000 | $ 43,000 |
| ALEXANDRIA, LA | 26 | $ 3,858,000 | $ 148,000 | $ 37,000 |
| HICKORY-LENOIR-MORGANTON, NC | 26 | $ 3,292,000 | $ 126,000 | $ 41,000 |
| IOWA CITY, IA | 26 | $ 4,481,000 | $ 172,000 | $ 64,000 |
| JOHNSON CITY, TN | 26 | $ 4,456,000 | $ 171,000 | $ 65,000 |
| RACINE, WI | 26 | $ 3,986,000 | $ 153,000 | $ 59,000 |
| TUSCALOOSA, AL | 26 | $ 4,532,000 | $ 174,000 | $ 52,000 |
| APPLETON, WI | 25 | $ 3,875,000 | $ 155,000 | $ 43,000 |
| BOWLING GREEN, KY | 25 | $ 3,812,000 | $ 152,000 | $ 43,000 |
| BURLINGTON, NC | 25 | $ 3,723,000 | $ 148,000 | $ 51,000 |
| CLEVELAND, TN | 25 | $ 3,292,000 | $ 131,000 | $ 47,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 25 | $ 3,574,000 | $ 147,000 | $ 47,000 |
| JACKSONVILLE, NC | 25 | $ 4,432,000 | $ 177,000 | $ 58,000 |
| KALAMAZOO-PORTAGE, MI | 25 | $ 3,499,000 | $ 139,000 | $ 46,000 |
| CHEYENNE, WY | 24 | $ 4,776,000 | $ 199,000 | $ 36,000 |
| DOTHAN, AL | 24 | $ 3,688,000 | $ 153,000 | $ 56,000 |
| HARRISBURG-CARLISLE, PA | 24 | $ 3,777,000 | $ 157,000 | $ 44,000 |
| JEFFERSON CITY, MO | 24 | $ 3,396,000 | $ 141,000 | $ 65,000 |
| VALDOSTA, GA | 24 | $ 3,689,000 | $ 153,000 | $ 50,000 |
| CANTON-MASSILLON, OH | 23 | $ 3,484,000 | $ 151,000 | $ 31,000 |
| CASPER, WY | 23 | $ 4,333,000 | $ 188,000 | $ 43,000 |
| COEUR D'ALENE, ID | 23 | $ 5,433,000 | $ 236,000 | $ 54,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 23 | $ 3,866,000 | $ 168,000 | $ 33,000 |
| HINESVILLE, GA | 23 | $ 4,106,000 | $ 178,000 | $ 39,000 |
| PUNTA GORDA, FL | 23 | $ 3,981,000 | $ 173,000 | $ 59,000 |
| YUMA, AZ | 23 | $ 4,084,000 | $ 177,000 | $ 38,000 |
| CHARLESTON, WV | 22 | $ 3,499,000 | $ 159,000 | $ 45,000 |
| PANAMA CITY, FL | 22 | $ 4,005,000 | $ 182,000 | $ 55,000 |
| SPARTANBURG, SC | 22 | $ 3,492,000 | $ 158,000 | $ 40,000 |
| ST. GEORGE, UT | 22 | $ 4,416,000 | $ 200,000 | $ 39,000 |
| WALLA WALLA, WA | 22 | $ 4,408,000 | $ 200,000 | $ 52,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 21 | $ 4,120,000 | $ 196,000 | $ 35,000 |
| AUBURN-OPELIKA, AL | 21 | $ 4,278,000 | $ 203,000 | $ 63,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 21 | $ 3,545,000 | $ 168,000 | $ 72,000 |
| CARSON CITY, NV | 21 | $ 4,116,000 | $ 196,000 | $ 45,000 |
| JOPLIN, MO | 21 | $ 2,367,000 | $ 112,000 | $ 62,000 |
| MONROE, MI | 21 | $ 3,958,000 | $ 188,000 | $ 49,000 |
| COLUMBIA, MO | 20 | $ 2,603,000 | $ 130,000 | $ 63,000 |
| GRANTS PASS, OR | 20 | $ 4,033,000 | $ 201,000 | $ 31,000 |
| GREAT FALLS, MT | 20 | $ 3,481,000 | $ 174,000 | $ 44,000 |
| HOMOSASSA SPRINGS, FL | 20 | $ 3,146,000 | $ 157,000 | $ 42,000 |
| READING, PA | 20 | $ 2,904,000 | $ 145,000 | $ 53,000 |
| WINCHESTER, VA-WV | 20 | $ 4,043,000 | $ 182,500 | $ 45,500 |
| COLLEGE STATION-BRYAN, TX | 19 | $ 3,837,000 | $ 201,000 | $ 65,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 19 | $ 3,751,000 | $ 197,000 | $ 46,000 |
| LANCASTER, PA | 19 | $ 3,219,000 | $ 169,000 | $ 52,000 |
| SPRINGFIELD, IL | 19 | $ 3,263,000 | $ 171,000 | $ 68,000 |
| BLOOMINGTON, IL | 18 | $ 2,673,000 | $ 148,000 | $ 90,000 |
| KINGSTON, NY | 18 | $ 3,508,000 | $ 194,000 | $ 63,000 |
| LOGAN, UT-ID | 18 | $ 3,516,000 | $ 190,500 | $ 61,500 |
| MACON-BIBB COUNTY, GA | 18 | $ 2,765,000 | $ 153,000 | $ 54,000 |
| RAPID CITY, SD | 18 | $ 3,309,000 | $ 183,000 | $ 43,000 |
| TEXARKANA, TX-AR | 18 | $ 2,832,000 | $ 146,000 | $ 58,000 |
| DECATUR, AL | 17 | $ 2,738,000 | $ 161,000 | $ 57,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 17 | $ 2,559,000 | $ 145,000 | $ 50,000 |
| NORWICH-NEW LONDON, CT | 17 | $ 3,616,000 | $ 212,000 | $ 56,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 17 | $ 2,617,000 | $ 170,500 | $ 71,500 |
| ABILENE, TX | 16 | $ 2,446,000 | $ 152,000 | $ 80,000 |
| ALBANY, GA | 16 | $ 2,619,000 | $ 163,000 | $ 50,000 |
| CORVALLIS, OR | 16 | $ 4,491,000 | $ 280,000 | $ 74,000 |
| HAMMOND, LA | 16 | $ 2,723,000 | $ 170,000 | $ 47,000 |
| JACKSON, TN | 16 | $ 2,499,000 | $ 156,000 | $ 35,000 |
| MANKATO-NORTH MANKATO, MN | 16 | $ 2,819,000 | $ 176,000 | $ 56,000 |
| MORRISTOWN, TN | 16 | $ 2,415,000 | $ 150,000 | $ 46,000 |
| NAPA, CA | 16 | $ 6,779,000 | $ 423,000 | $ 103,000 |
| SANTA CRUZ-WATSONVILLE, CA | 16 | $ 8,297,000 | $ 518,000 | $ 119,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 2,527,000 | $ 157,000 | $ 53,000 |
| SHEBOYGAN, WI | 16 | $ 2,478,000 | $ 154,000 | $ 53,000 |
| SYRACUSE, NY | 16 | $ 3,059,000 | $ 191,000 | $ 73,000 |
| TRENTON, NJ | 16 | $ 3,556,000 | $ 222,000 | $ 51,000 |
| BELLINGHAM, WA | 15 | $ 3,504,000 | $ 233,000 | $ 56,000 |
| SAN ANGELO, TX | 15 | $ 2,305,000 | $ 153,000 | $ 34,000 |
| VICTORIA, TX | 15 | $ 3,367,000 | $ 224,000 | $ 59,000 |
| VINELAND-BRIDGETON, NJ | 15 | $ 2,819,000 | $ 187,000 | $ 26,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 14 | $ 2,434,000 | $ 159,500 | $ 26,500 |
| DULUTH, MN-WI | 14 | $ 2,805,000 | $ 199,000 | $ 55,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 14 | $ 2,724,000 | $ 194,000 | $ 46,000 |
| IDAHO FALLS, ID | 14 | $ 2,414,000 | $ 172,000 | $ 53,000 |
| KOKOMO, IN | 14 | $ 1,968,000 | $ 140,000 | $ 56,000 |
| WENATCHEE, WA | 14 | $ 3,177,000 | $ 226,000 | $ 65,000 |
| BISMARCK, ND | 13 | $ 2,813,000 | $ 216,000 | $ 38,000 |
| MUSKEGON, MI | 13 | $ 1,848,000 | $ 142,000 | $ 32,000 |
| ANN ARBOR, MI | 12 | $ 2,413,000 | $ 201,000 | $ 49,000 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 2,377,000 | $ 198,000 | $ 53,000 |
| BATTLE CREEK, MI | 12 | $ 1,989,000 | $ 165,000 | $ 54,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 12 | $ 1,774,000 | $ 147,000 | $ 56,000 |
| BRUNSWICK, GA | 12 | $ 2,070,000 | $ 172,000 | $ 54,000 |
| CAPE GIRARDEAU, MO-IL | 12 | $ 1,730,000 | $ 144,000 | $ 49,000 |
| CHAMPAIGN-URBANA, IL | 12 | $ 2,129,000 | $ 177,000 | $ 63,000 |
| KANKAKEE, IL | 12 | $ 2,075,000 | $ 172,000 | $ 67,000 |
| LAWRENCE, KS | 12 | $ 2,386,000 | $ 198,000 | $ 50,000 |
| ROCHESTER, MN | 12 | $ 2,461,000 | $ 205,000 | $ 75,000 |
| SIOUX CITY, IA-NE-SD | 12 | $ 2,055,000 | $ 136,500 | $ 35,000 |
| STAUNTON-WAYNESBORO, VA | 12 | $ 2,034,000 | $ 169,000 | $ 48,000 |
| BARNSTABLE TOWN, MA | 11 | $ 3,271,000 | $ 297,000 | $ 60,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 11 | $ 2,825,000 | $ 256,000 | $ 62,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 11 | $ 1,802,000 | $ 163,000 | $ 51,000 |
| ENID, OK | 11 | $ 1,782,000 | $ 162,000 | $ 49,000 |
| MANHATTAN, KS | 11 | $ 1,834,000 | $ 166,000 | $ 42,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 11 | $ 1,949,000 | $ 207,000 | $ 84,000 |
| SUMTER, SC | 11 | $ 1,711,000 | $ 155,000 | $ 68,000 |
| ELKHART-GOSHEN, IN | 10 | $ 1,585,000 | $ 158,000 | $ 46,000 |
| FLORENCE, SC | 10 | $ 1,784,000 | $ 178,000 | $ 38,000 |
| LEWISTON-AUBURN, ME | 10 | $ 1,596,000 | $ 159,000 | $ 43,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 1,870,000 | $ 187,000 | $ 56,000 |
| MUNCIE, IN | 10 | $ 2,000,000 | $ 200,000 | $ 90,000 |
| SAGINAW, MI | 10 | $ 1,106,000 | $ 110,000 | $ 49,000 |
| SPRINGFIELD, OH | 10 | $ 1,229,000 | $ 122,000 | $ 55,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 1,321,000 | $ 132,000 | $ 33,000 |
| ALTOONA, PA | 9 | $ 1,295,000 | $ 143,000 | $ 49,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 9 | $ 1,522,000 | $ 169,000 | $ 34,000 |
| BECKLEY, WV | 9 | $ 1,521,000 | $ 169,000 | $ 53,000 |
| ERIE, PA | 9 | $ 1,347,000 | $ 149,000 | $ 46,000 |
| LIMA, OH | 9 | $ 1,449,000 | $ 161,000 | $ 57,000 |
| NEW BERN, NC | 9 | $ 1,652,000 | $ 183,000 | $ 67,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 1,605,000 | $ 178,000 | $ 100,000 |
| PEORIA, IL | 9 | $ 1,687,000 | $ 187,000 | $ 27,000 |
| ROCKFORD, IL | 9 | $ 1,395,000 | $ 155,000 | $ 38,000 |
| SEBRING, FL | 9 | $ 1,201,000 | $ 133,000 | $ 39,000 |
| ST. CLOUD, MN | 9 | $ 1,416,000 | $ 157,000 | $ 47,000 |
| ST. JOSEPH, MO-KS | 9 | $ 929,000 | $ 103,000 | $ 48,000 |
| STATE COLLEGE, PA | 9 | $ 1,575,000 | $ 175,000 | $ 67,000 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 1,303,000 | $ 162,000 | $ 39,000 |
| GRAND FORKS, ND-MN | 8 | $ 1,420,000 | $ 174,500 | $ 69,000 |
| HATTIESBURG, MS | 8 | $ 1,081,000 | $ 135,000 | $ 33,000 |
| JANESVILLE-BELOIT, WI | 8 | $ 1,364,000 | $ 170,000 | $ 44,000 |
| MANSFIELD, OH | 8 | $ 1,140,000 | $ 142,000 | $ 56,000 |
| NILES-BENTON HARBOR, MI | 8 | $ 1,073,000 | $ 134,000 | $ 45,000 |
| CUMBERLAND, MD-WV | 7 | $ 922,000 | $ 130,500 | $ 52,500 |
| HARRISONBURG, VA | 7 | $ 1,197,000 | $ 171,000 | $ 47,000 |
| JACKSON, MI | 7 | $ 1,107,000 | $ 158,000 | $ 40,000 |
| LEBANON, PA | 7 | $ 1,185,000 | $ 169,000 | $ 56,000 |
| MISSOULA, MT | 7 | $ 1,555,000 | $ 222,000 | $ 42,000 |
| ROCKY MOUNT, NC | 7 | $ 1,231,000 | $ 175,000 | $ 55,000 |
| ROME, GA | 7 | $ 1,164,000 | $ 166,000 | $ 78,000 |
| THE VILLAGES, FL | 7 | $ 1,159,000 | $ 165,000 | $ 51,000 |
| BLOOMINGTON, IN | 6 | $ 930,000 | $ 155,000 | $ 47,000 |
| DALTON, GA | 6 | $ 792,000 | $ 132,000 | $ 42,000 |
| GETTYSBURG, PA | 6 | $ 1,036,000 | $ 172,000 | $ 55,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 6 | $ 1,156,000 | $ 192,000 | $ 84,000 |
| OCEAN CITY, NJ | 6 | $ 1,331,000 | $ 221,000 | $ 39,000 |
| SAN RAFAEL, CA | 6 | $ 2,654,000 | $ 442,000 | $ 106,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,133,000 | $ 188,000 | $ 29,000 |
| TERRE HAUTE, IN | 6 | $ 932,000 | $ 155,000 | $ 42,000 |
| UTICA-ROME, NY | 6 | $ 867,000 | $ 144,000 | $ 63,000 |
| AMES, IA | 5 | $ 565,000 | $ 113,000 | $ 39,000 |
| COLUMBUS, IN | 5 | $ 689,000 | $ 137,000 | $ 30,000 |
| DECATUR, IL | 5 | $ 718,000 | $ 143,000 | $ 72,000 |
| ELMIRA, NY | 5 | $ 633,000 | $ 126,000 | $ 30,000 |
| FOND DU LAC, WI | 5 | $ 1,142,000 | $ 228,000 | $ 61,000 |
| FORT SMITH, AR-OK | 5 | $ 793,000 | $ 154,000 | $ 55,500 |
| GREENVILLE, NC | 5 | $ 731,000 | $ 146,000 | $ 52,000 |
| PINE BLUFF, AR | 5 | $ 617,000 | $ 123,000 | $ 56,000 |
| PITTSFIELD, MA | 5 | $ 969,000 | $ 193,000 | $ 35,000 |
| BANGOR, ME | 4 | $ 620,000 | $ 155,000 | $ 35,000 |
| DANVILLE, IL | 4 | $ 571,000 | $ 142,000 | $ 72,000 |
| GOLDSBORO, NC | 4 | $ 773,000 | $ 193,000 | $ 30,000 |
| GRAND ISLAND, NE | 4 | $ 723,000 | $ 180,000 | $ 141,000 |
| JONESBORO, AR | 4 | $ 503,000 | $ 125,000 | $ 59,000 |
| LEWISTON, ID-WA | 4 | $ 736,000 | $ 184,000 | $ 7,000 |
| MIDLAND, MI | 4 | $ 460,000 | $ 115,000 | $ 54,000 |
| SIOUX FALLS, SD | 4 | $ 687,000 | $ 171,000 | $ 61,000 |
| WHEELING, WV-OH | 4 | $ 528,000 | $ 125,500 | $ 41,000 |
| DUBUQUE, IA | 3 | $ 482,000 | $ 160,000 | $ 0 |
| FAIRBANKS, AK | 3 | $ 730,000 | $ 243,000 | $ 30,000 |
| GADSDEN, AL | 3 | $ 641,000 | $ 213,000 | $ 70,000 |
| WAUSAU, WI | 3 | $ 593,000 | $ 197,000 | $ 60,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| EAU CLAIRE, WI | 2 | $ 357,000 | $ 178,000 | $ 58,000 |
| HOT SPRINGS, AR | 2 | $ 344,000 | $ 172,000 | $ 75,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 473,000 | $ 236,500 | $ 58,500 |
| PARKERSBURG-VIENNA, WV | 2 | $ 316,000 | $ 158,000 | $ 39,000 |
| POCATELLO, ID | 2 | $ 301,000 | $ 150,000 | $ 37,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 181,000 | $ 90,000 | $ 62,000 |
| BAY CITY, MI | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| CARBONDALE-MARION, IL | 1 | $ 104,000 | $ 104,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 653,000 | $ 653,000 | $ 119,000 |
| WILLIAMSPORT, PA | 1 | $ 299,000 | $ 299,000 | $ 85,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,771 | $5,140,559,000 | $216,000 | $1,595,000 | $74,000 | $1,476,000 |
| Refinancing | 22,787 | $5,366,605,000 | $235,000 | $1,226,000 | $47,000 | $1,080,000 |
| Home Improvement | 218 | $52,390,000 | $240,000 | $700,000 | $76,000 | $265,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 33,888 | $7,689,410,000 | $226,000 | $1,595,000 | $71,000 | $1,476,000 |
| White | 4,964 | $1,066,230,000 | $214,000 | $720,000 | $43,000 | $920,000 |
| Not Provided | 4,080 | $855,928,000 | $209,000 | $801,000 | $17,000 | $393,000 |
| Hispanic | 2,239 | $547,449,000 | $244,000 | $785,000 | $46,000 | $607,000 |
| Black or African American | 1,119 | $261,792,000 | $233,000 | $752,000 | $35,000 | $1,080,000 |
| Asian | 370 | $110,837,000 | $299,000 | $775,000 | $68,000 | $688,000 |
| American Indian or Alaskan Native | 67 | $14,530,000 | $216,000 | $636,000 | $46,000 | $294,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $13,378,000 | $273,000 | $457,000 | $41,000 | $214,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 27,880 | $6,173,454,000 | $221,000 | $1,226,000 | $56,000 | $1,080,000 |
| VA-guaranteed (Veterans Administration) | 11,010 | $2,723,999,000 | $247,000 | $1,595,000 | $59,000 | $1,045,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,598 | $1,323,044,000 | $236,000 | $801,000 | $94,000 | $1,476,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,288 | $339,057,000 | $148,000 | $376,000 | $51,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 33,975 | $7,705,428,000 | $226,000 | $1,595,000 | $71,000 | $1,476,000 |
| Loan Originated | 7,064 | $1,598,097,000 | $226,000 | $752,000 | $35,000 | $892,000 |
| Application Denied By Financial Institution | 3,313 | $732,354,000 | $221,000 | $801,000 | $40,000 | $920,000 |
| Application Withdrawn By Applicant | 1,771 | $387,031,000 | $218,000 | $706,000 | $34,000 | $393,000 |
| Application Approved But Not Accepted | 612 | $127,269,000 | $207,000 | $645,000 | $17,000 | $1,080,000 |
| File Closed For Incompleteness | 41 | $9,375,000 | $228,000 | $481,000 | $43,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,142 | $238,395,000 | $208,000 | $763,000 | $24,000 | $360,000 |
| Collateral | 539 | $127,194,000 | $235,000 | $785,000 | $75,000 | $920,000 |
| Credit Application Incomplete | 400 | $90,148,000 | $225,000 | $698,000 | $25,000 | $232,000 |
| Credit History | 313 | $64,609,000 | $206,000 | $647,000 | $31,000 | $360,000 |
| Debt-To-Income Ratio | 307 | $79,590,000 | $259,000 | $801,000 | $62,000 | $364,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 194 | $41,362,000 | $213,000 | $617,000 | $22,000 | $175,000 |
| Unverifiable Information | 184 | $39,507,000 | $214,000 | $801,000 | $37,000 | $351,000 |
| Employment History | 48 | $10,312,000 | $214,000 | $561,000 | $61,000 | $170,000 |
| Mortgage Insurance Denied | 7 | $1,316,000 | $188,000 | $280,000 | $52,000 | $130,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money Source Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Money Source Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.