The Mortgage Store Financial Mortgage Lending & HMDA Data, 2007
In 2007, The Mortgage Store Financial of Los Angeles, CA reported 7,505 mortgage applications totaling $2.0 billion, down 57% from 2006. The average application was for $271,187, and applicants reported an average income of $135,215. 22% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,021), Riverside-San Bernardino-Ontario, CA (892) and San Diego-Carlsbad-San Marcos, CA (312) (applications in parentheses).
| Mortgage Company & Address | The Mortgage Store Financial 660 South Figueroa, 9th Floor Los Angeles, CA 90017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,505 |
| Total Mortgage Loan Application Amount | $2,035,259,000 |
| Average Mortgage Loan Application Amount | $271,187 |
| Highest Mortgage Loan Application Amount | $4,750,000 |
| Average Applicant Income | $135,215 |
| Highest Applicant Income | $5,903,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Mortgage Store Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 2,021 | $ 667,085,000 | $ 330,076 | $ 130,000 |
| Riverside, California | 452 | $ 127,878,000 | $ 282,915 | $ 124,000 |
| San Bernardino, California | 440 | $ 112,665,000 | $ 256,056 | $ 112,000 |
| San Diego, California | 312 | $ 93,539,000 | $ 299,804 | $ 132,000 |
| Orange, California | 258 | $ 100,305,000 | $ 388,779 | $ 149,000 |
| Clark, Nevada | 210 | $ 45,736,000 | $ 217,790 | $ 145,000 |
| Miami-Dade, Florida | 160 | $ 42,752,000 | $ 267,200 | $ 130,000 |
| Kern, California | 102 | $ 20,692,000 | $ 202,862 | $ 129,000 |
| Fulton, Georgia | 97 | $ 19,977,000 | $ 205,948 | $ 97,000 |
| Cook, Illinois | 96 | $ 18,964,000 | $ 197,541 | $ 80,000 |
| Harris, Texas | 92 | $ 11,946,000 | $ 129,847 | $ 140,000 |
| Broward, Florida | 88 | $ 18,974,000 | $ 215,613 | $ 113,000 |
| King, Washington | 83 | $ 20,681,000 | $ 249,168 | $ 133,000 |
| Contra Costa, California | 75 | $ 30,559,000 | $ 407,453 | $ 181,000 |
| Sacramento, California | 75 | $ 19,170,000 | $ 255,600 | $ 96,000 |
| Ventura, California | 75 | $ 26,224,000 | $ 349,653 | $ 135,000 |
| Alameda, California | 68 | $ 23,290,000 | $ 342,500 | $ 139,000 |
| Fresno, California | 67 | $ 12,101,000 | $ 180,611 | $ 93,000 |
| Maricopa, Arizona | 63 | $ 14,981,000 | $ 237,793 | $ 105,000 |
| Santa Clara, California | 56 | $ 28,740,000 | $ 513,214 | $ 211,000 |
| Prince George's, Maryland | 56 | $ 14,269,000 | $ 254,803 | $ 110,000 |
| San Joaquin, California | 46 | $ 14,019,000 | $ 304,760 | $ 159,000 |
| Orange, Florida | 45 | $ 8,291,000 | $ 184,244 | $ 90,000 |
| Shelby, Tennessee | 45 | $ 6,273,000 | $ 139,400 | $ 105,000 |
| Bexar, Texas | 43 | $ 5,789,000 | $ 134,627 | $ 95,000 |
| Pierce, Washington | 42 | $ 7,360,000 | $ 175,238 | $ 90,000 |
| Baltimore City, Maryland | 40 | $ 4,280,000 | $ 107,000 | $ 133,000 |
| DeKalb, Georgia | 39 | $ 6,161,000 | $ 157,974 | $ 129,000 |
| Hillsborough, Florida | 38 | $ 9,386,000 | $ 247,000 | $ 170,000 |
| Lee, Florida | 38 | $ 8,749,000 | $ 230,236 | $ 159,000 |
| Kings, New York | 36 | $ 14,260,000 | $ 396,111 | $ 62,000 |
| Tulare, California | 33 | $ 6,338,000 | $ 192,060 | $ 200,000 |
| Palm Beach, Florida | 33 | $ 6,025,000 | $ 182,575 | $ 196,000 |
| Prince William, Virginia | 33 | $ 7,513,000 | $ 227,666 | $ 147,000 |
| Wayne, Michigan | 28 | $ 2,119,000 | $ 75,678 | $ 56,000 |
| Fairfax, Virginia | 28 | $ 8,710,000 | $ 311,071 | $ 125,000 |
| Snohomish, Washington | 28 | $ 7,119,000 | $ 254,250 | $ 127,000 |
| Stanislaus, California | 27 | $ 8,090,000 | $ 299,629 | $ 156,000 |
| District of Columbia, District Of Columbia | 26 | $ 9,518,000 | $ 366,076 | $ 151,000 |
| St. Lucie, Florida | 26 | $ 4,553,000 | $ 175,115 | $ 726,000 |
| Denver, Colorado | 24 | $ 2,911,000 | $ 121,291 | $ 138,000 |
| Osceola, Florida | 24 | $ 3,625,000 | $ 151,041 | $ 73,000 |
| Gwinnett, Georgia | 24 | $ 3,388,000 | $ 141,166 | $ 104,000 |
| Dallas, Texas | 24 | $ 3,252,000 | $ 135,500 | $ 89,000 |
| St. Louis City, Missouri | 23 | $ 2,338,000 | $ 101,652 | $ 135,000 |
| Multnomah, Oregon | 23 | $ 6,600,000 | $ 286,956 | $ 1,252,000 |
| Solano, California | 21 | $ 7,307,000 | $ 347,952 | $ 577,000 |
| Loudoun, Virginia | 21 | $ 6,674,000 | $ 317,809 | $ 76,000 |
| Seminole, Florida | 20 | $ 3,534,000 | $ 176,700 | $ 78,000 |
| Cobb, Georgia | 20 | $ 2,720,000 | $ 136,000 | $ 173,000 |
| Hennepin, Minnesota | 20 | $ 4,295,000 | $ 214,750 | $ 78,000 |
| Nassau, New York | 20 | $ 6,730,000 | $ 336,500 | $ 103,000 |
| Tarrant, Texas | 19 | $ 2,932,000 | $ 154,315 | $ 200,000 |
| Monterey, California | 18 | $ 5,572,000 | $ 309,555 | $ 103,000 |
| Duval, Florida | 18 | $ 2,210,000 | $ 122,777 | $ 100,000 |
| Montgomery, Maryland | 18 | $ 4,929,000 | $ 273,833 | $ 74,000 |
| Suffolk, Massachusetts | 18 | $ 5,838,000 | $ 324,333 | $ 45,000 |
| Queens, New York | 17 | $ 6,099,000 | $ 358,764 | $ 130,000 |
| New Haven, Connecticut | 16 | $ 3,576,000 | $ 223,500 | $ 74,000 |
| Canyon, Idaho | 15 | $ 2,269,000 | $ 151,266 | $ 253,000 |
| Fort Bend, Texas | 15 | $ 3,332,000 | $ 222,133 | $ 82,000 |
| San Mateo, California | 14 | $ 5,810,000 | $ 415,000 | $ 170,000 |
| Fairfield, Connecticut | 14 | $ 3,790,000 | $ 270,714 | $ 154,000 |
| New Castle, Delaware | 14 | $ 1,095,000 | $ 78,214 | $ 77,000 |
| Suffolk, New York | 14 | $ 3,772,000 | $ 269,428 | $ 59,000 |
| Washington, Oregon | 14 | $ 2,826,000 | $ 201,857 | $ 142,000 |
| Salt Lake, Utah | 14 | $ 1,798,000 | $ 128,428 | $ 174,000 |
| Flagler, Florida | 13 | $ 2,466,000 | $ 189,692 | $ 112,000 |
| Pinellas, Florida | 13 | $ 3,045,000 | $ 234,230 | $ 47,000 |
| Volusia, Florida | 13 | $ 1,834,000 | $ 141,076 | $ 527,000 |
| Ramsey, Minnesota | 13 | $ 4,140,000 | $ 318,461 | $ 168,000 |
| St. Louis, Missouri | 13 | $ 1,029,000 | $ 79,153 | $ 75,000 |
| Pima, Arizona | 12 | $ 1,411,000 | $ 117,583 | $ 60,000 |
| Merced, California | 12 | $ 3,696,000 | $ 308,000 | $ 61,000 |
| Charlotte, Florida | 12 | $ 1,765,000 | $ 147,083 | $ 154,000 |
| Bernalillo, New Mexico | 12 | $ 1,690,000 | $ 140,833 | $ 123,000 |
| Clark, Washington | 12 | $ 2,570,000 | $ 214,166 | $ 98,000 |
| Placer, California | 11 | $ 4,129,000 | $ 375,363 | $ 196,000 |
| Fayette, Georgia | 11 | $ 1,754,000 | $ 159,454 | $ 223,000 |
| Baltimore, Maryland | 11 | $ 2,234,000 | $ 203,090 | $ 64,000 |
| Bronx, New York | 11 | $ 3,285,000 | $ 298,636 | $ 127,000 |
| Imperial, California | 10 | $ 2,029,000 | $ 202,900 | $ 66,000 |
| Kings, California | 10 | $ 948,000 | $ 94,800 | $ 55,000 |
| Clackamas, Oregon | 10 | $ 2,698,000 | $ 269,800 | $ 456,000 |
| San Luis Obispo, California | 9 | $ 2,492,000 | $ 276,888 | $ 102,000 |
| Santa Barbara, California | 9 | $ 2,365,000 | $ 262,777 | $ 264,000 |
| Clayton, Georgia | 9 | $ 793,000 | $ 88,111 | $ 107,000 |
| Hinds, Mississippi | 9 | $ 1,212,000 | $ 134,666 | $ 69,000 |
| Alamance, North Carolina | 9 | $ 852,000 | $ 94,666 | $ 275,000 |
| Travis, Texas | 9 | $ 1,297,000 | $ 144,111 | $ 121,000 |
| Milwaukee, Wisconsin | 9 | $ 786,000 | $ 87,333 | $ 49,000 |
| Adams, Colorado | 8 | $ 1,651,000 | $ 206,375 | $ 49,000 |
| Weld, Colorado | 8 | $ 1,050,000 | $ 131,250 | $ 68,000 |
| Pasco, Florida | 8 | $ 1,551,000 | $ 193,875 | $ 89,000 |
| Maui, Hawaii | 8 | $ 3,628,000 | $ 453,500 | $ 53,000 |
| Ada, Idaho | 8 | $ 3,614,000 | $ 451,750 | $ 49,000 |
| Will, Illinois | 8 | $ 2,044,000 | $ 255,500 | $ 153,000 |
| Howard, Maryland | 8 | $ 2,240,000 | $ 280,000 | $ 188,000 |
| Mille Lacs, Minnesota | 8 | $ 731,000 | $ 91,375 | $ 178,000 |
| Jackson, Missouri | 8 | $ 670,000 | $ 83,750 | $ 94,000 |
| Davidson, Tennessee | 8 | $ 1,075,000 | $ 134,375 | $ 127,000 |
| Cowlitz, Washington | 8 | $ 670,000 | $ 83,750 | $ 139,000 |
| Mohave, Arizona | 7 | $ 2,068,000 | $ 295,428 | $ 117,000 |
| El Dorado, California | 7 | $ 2,897,000 | $ 413,857 | $ 141,000 |
| Middlesex, Massachusetts | 7 | $ 2,665,000 | $ 380,714 | $ 43,000 |
| Plymouth, Massachusetts | 7 | $ 1,603,000 | $ 229,000 | $ 62,000 |
| Knox, Tennessee | 7 | $ 763,000 | $ 109,000 | $ 257,000 |
| Sonoma, California | 6 | $ 2,041,000 | $ 340,166 | $ 192,000 |
| Collier, Florida | 6 | $ 1,504,000 | $ 250,666 | $ 217,000 |
| Indian River, Florida | 6 | $ 512,000 | $ 85,333 | $ 450,000 |
| Marion, Florida | 6 | $ 1,190,000 | $ 198,333 | $ 97,000 |
| Henry, Georgia | 6 | $ 889,000 | $ 148,166 | $ 48,000 |
| Spalding, Georgia | 6 | $ 786,000 | $ 131,000 | $ 160,000 |
| Honolulu, Hawaii | 6 | $ 2,168,000 | $ 361,333 | $ 92,000 |
| Lake, Illinois | 6 | $ 3,501,000 | $ 583,500 | $ 420,000 |
| Marion, Indiana | 6 | $ 634,000 | $ 105,666 | $ 112,000 |
| Anne Arundel, Maryland | 6 | $ 1,769,000 | $ 294,833 | $ 51,000 |
| Washington, Minnesota | 6 | $ 1,119,000 | $ 186,500 | $ 40,000 |
| Hamilton, Tennessee | 6 | $ 470,000 | $ 78,333 | $ 186,000 |
| Brazoria, Texas | 6 | $ 2,820,000 | $ 470,000 | $ 16,000 |
| Clallam, Washington | 6 | $ 1,027,000 | $ 171,166 | $ 540,000 |
| Kitsap, Washington | 6 | $ 2,399,000 | $ 399,833 | $ 319,000 |
| Pinal, Arizona | 5 | $ 1,046,000 | $ 209,200 | $ 282,000 |
| Madera, California | 5 | $ 1,439,000 | $ 287,800 | $ 161,000 |
| Douglas, Colorado | 5 | $ 1,825,000 | $ 365,000 | $ 182,000 |
| El Paso, Colorado | 5 | $ 1,280,000 | $ 256,000 | $ 327,000 |
| Hartford, Connecticut | 5 | $ 746,000 | $ 149,200 | $ 89,000 |
| Hernando, Florida | 5 | $ 677,000 | $ 135,400 | $ 102,000 |
| Okaloosa, Florida | 5 | $ 1,020,000 | $ 204,000 | $ 132,000 |
| Paulding, Georgia | 5 | $ 572,000 | $ 114,400 | $ 56,000 |
| Rockdale, Georgia | 5 | $ 1,985,000 | $ 397,000 | $ 21,000 |
| Orleans, Louisiana | 5 | $ 624,000 | $ 124,800 | $ 70,000 |
| Hampden, Massachusetts | 5 | $ 496,000 | $ 99,200 | $ 39,000 |
| Norfolk, Massachusetts | 5 | $ 1,077,000 | $ 215,400 | $ 93,000 |
| Anoka, Minnesota | 5 | $ 1,310,000 | $ 262,000 | $ 67,000 |
| Mecklenburg, North Carolina | 5 | $ 410,000 | $ 82,000 | $ 413,000 |
| Wake, North Carolina | 5 | $ 2,009,000 | $ 401,800 | $ 539,000 |
| Cameron, Texas | 5 | $ 321,000 | $ 64,200 | $ 57,000 |
| Denton, Texas | 5 | $ 2,164,000 | $ 432,800 | $ 249,000 |
| Galveston, Texas | 5 | $ 1,469,000 | $ 293,800 | $ 196,000 |
| Williamson, Texas | 5 | $ 460,000 | $ 92,000 | $ 211,000 |
| Alexandria, Virginia | 5 | $ 1,430,000 | $ 286,000 | $ 113,000 |
| Napa, California | 4 | $ 1,227,000 | $ 306,750 | $ 95,000 |
| San Francisco, California | 4 | $ 1,958,000 | $ 489,500 | $ 308,000 |
| Yolo, California | 4 | $ 551,000 | $ 137,750 | $ 81,000 |
| Yuba, California | 4 | $ 726,000 | $ 181,500 | $ 179,000 |
| Kent, Delaware | 4 | $ 523,000 | $ 130,750 | $ 123,000 |
| Bay, Florida | 4 | $ 1,035,000 | $ 258,750 | $ 145,000 |
| Brevard, Florida | 4 | $ 544,000 | $ 136,000 | $ 67,000 |
| Polk, Florida | 4 | $ 730,000 | $ 182,500 | $ 99,000 |
| Carroll, Georgia | 4 | $ 404,000 | $ 101,000 | $ 143,000 |
| Forsyth, Georgia | 4 | $ 1,250,000 | $ 312,500 | $ 229,000 |
| Hall, Georgia | 4 | $ 491,000 | $ 122,750 | $ 39,000 |
| Newton, Georgia | 4 | $ 736,000 | $ 184,000 | $ 118,000 |
| Charles, Maryland | 4 | $ 1,138,000 | $ 284,500 | $ 126,000 |
| Garrett, Maryland | 4 | $ 398,000 | $ 99,500 | $ 69,000 |
| Washington, Maryland | 4 | $ 729,000 | $ 182,250 | $ 72,000 |
| Worcester, Massachusetts | 4 | $ 626,000 | $ 156,500 | $ 57,000 |
| Ingham, Michigan | 4 | $ 335,000 | $ 83,750 | $ 66,000 |
| Dakota, Minnesota | 4 | $ 499,000 | $ 124,750 | $ 196,000 |
| Scott, Minnesota | 4 | $ 882,000 | $ 220,500 | $ 148,000 |
| St. Charles, Missouri | 4 | $ 373,000 | $ 93,250 | $ 151,000 |
| Union, North Carolina | 4 | $ 407,000 | $ 101,750 | $ 521,000 |
| Lane, Oregon | 4 | $ 582,000 | $ 145,500 | $ 588,000 |
| Madison, Tennessee | 4 | $ 539,000 | $ 134,750 | $ 61,000 |
| Collin, Texas | 4 | $ 1,607,000 | $ 401,750 | $ 43,000 |
| Hidalgo, Texas | 4 | $ 390,000 | $ 97,500 | $ 30,000 |
| Washington, Utah | 4 | $ 1,239,000 | $ 309,750 | $ 154,000 |
| Arlington, Virginia | 4 | $ 1,627,000 | $ 406,750 | $ 232,000 |
| Chesapeake, Virginia | 4 | $ 841,000 | $ 210,250 | $ 89,000 |
| Fauquier, Virginia | 4 | $ 922,000 | $ 230,500 | $ 139,000 |
| Frederick, Virginia | 4 | $ 1,338,000 | $ 334,500 | $ 79,000 |
| Manassas, Virginia | 4 | $ 493,000 | $ 123,250 | $ 110,000 |
| Portsmouth, Virginia | 4 | $ 279,000 | $ 69,750 | $ 57,000 |
| Richmond City, Virginia | 4 | $ 289,000 | $ 72,250 | $ 114,000 |
| Spotsylvania, Virginia | 4 | $ 761,000 | $ 190,250 | $ 53,000 |
| Virginia Beach, Virginia | 4 | $ 736,000 | $ 184,000 | $ 166,000 |
| Washington, Arkansas | 3 | $ 263,000 | $ 87,666 | $ 161,000 |
| Butte, California | 3 | $ 585,000 | $ 195,000 | $ 210,000 |
| Humboldt, California | 3 | $ 583,000 | $ 194,333 | $ 80,000 |
| Citrus, Florida | 3 | $ 263,000 | $ 87,666 | $ 53,000 |
| Highlands, Florida | 3 | $ 543,000 | $ 181,000 | $ 28,000 |
| Martin, Florida | 3 | $ 532,000 | $ 177,333 | $ 52,000 |
| Douglas, Georgia | 3 | $ 508,000 | $ 169,333 | $ 97,000 |
| DuPage, Illinois | 3 | $ 799,000 | $ 266,333 | $ 171,000 |
| Winnebago, Illinois | 3 | $ 260,000 | $ 86,666 | $ 59,000 |
| Shelby, Kentucky | 3 | $ 342,000 | $ 114,000 | $ 18,000 |
| Essex, Massachusetts | 3 | $ 833,000 | $ 277,666 | $ 41,000 |
| Kent, Michigan | 3 | $ 192,000 | $ 64,000 | $ 141,000 |
| Oakland, Michigan | 3 | $ 169,000 | $ 56,333 | $ 0 |
| Lancaster, Nebraska | 3 | $ 354,000 | $ 118,000 | $ 38,000 |
| New York, New York | 3 | $ 1,392,000 | $ 464,000 | $ 283,000 |
| Rockland, New York | 3 | $ 710,000 | $ 236,666 | $ 69,000 |
| Buncombe, North Carolina | 3 | $ 629,000 | $ 209,666 | $ 94,000 |
| Forsyth, North Carolina | 3 | $ 819,000 | $ 273,000 | $ 136,000 |
| Henderson, North Carolina | 3 | $ 299,000 | $ 99,666 | $ 91,000 |
| Lincoln, Oregon | 3 | $ 1,732,000 | $ 577,333 | $ 694,000 |
| Horry, South Carolina | 3 | $ 1,526,000 | $ 508,666 | $ 296,000 |
| Montgomery, Tennessee | 3 | $ 306,000 | $ 102,000 | $ 68,000 |
| El Paso, Texas | 3 | $ 254,000 | $ 84,666 | $ 44,000 |
| Montgomery, Texas | 3 | $ 365,000 | $ 121,666 | $ 290,000 |
| Smith, Texas | 3 | $ 248,000 | $ 82,666 | $ 158,000 |
| Davis, Utah | 3 | $ 379,000 | $ 126,333 | $ 198,000 |
| Grays Harbor, Washington | 3 | $ 514,000 | $ 171,333 | $ 148,000 |
| Yakima, Washington | 3 | $ 243,000 | $ 81,000 | $ 120,000 |
| Jefferson, Alabama | 2 | $ 635,000 | $ 317,500 | $ 0 |
| Tuscaloosa, Alabama | 2 | $ 134,000 | $ 67,000 | $ 74,000 |
| Yuma, Arizona | 2 | $ 628,000 | $ 314,000 | $ 150,000 |
| Phillips, Arkansas | 2 | $ 145,000 | $ 72,500 | $ 463,000 |
| Lake, California | 2 | $ 301,000 | $ 150,500 | $ 105,000 |
| Lassen, California | 2 | $ 218,000 | $ 109,000 | $ 99,000 |
| San Benito, California | 2 | $ 613,000 | $ 306,500 | $ 161,000 |
| Santa Cruz, California | 2 | $ 475,000 | $ 237,500 | $ 0 |
| Shasta, California | 2 | $ 374,000 | $ 187,000 | $ 130,000 |
| Eagle, Colorado | 2 | $ 343,000 | $ 171,500 | $ 97,000 |
| Jefferson, Colorado | 2 | $ 413,000 | $ 206,500 | $ 220,000 |
| Lake, Florida | 2 | $ 1,307,000 | $ 653,500 | $ 0 |
| Santa Rosa, Florida | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Kauai, Hawaii | 2 | $ 1,191,000 | $ 595,500 | $ 122,000 |
| Bannock, Idaho | 2 | $ 117,000 | $ 58,500 | $ 37,000 |
| Kootenai, Idaho | 2 | $ 327,000 | $ 163,500 | $ 40,000 |
| Kane, Illinois | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Kendall, Illinois | 2 | $ 628,000 | $ 314,000 | $ 162,000 |
| Peoria, Illinois | 2 | $ 285,000 | $ 142,500 | $ 111,000 |
| Clark, Indiana | 2 | $ 102,000 | $ 51,000 | $ 74,000 |
| Johnson, Indiana | 2 | $ 254,000 | $ 127,000 | $ 61,000 |
| Lake, Indiana | 2 | $ 151,000 | $ 75,500 | $ 51,000 |
| LaPorte, Indiana | 2 | $ 81,000 | $ 40,500 | $ 176,000 |
| St. Joseph, Indiana | 2 | $ 107,000 | $ 53,500 | $ 82,000 |
| Polk, Iowa | 2 | $ 121,000 | $ 60,500 | $ 34,000 |
| Sedgwick, Kansas | 2 | $ 261,000 | $ 130,500 | $ 177,000 |
| Wyandotte, Kansas | 2 | $ 154,000 | $ 77,000 | $ 0 |
| York, Maine | 2 | $ 962,000 | $ 481,000 | $ 0 |
| Bristol, Massachusetts | 2 | $ 593,000 | $ 296,500 | $ 158,000 |
| Marquette, Michigan | 2 | $ 107,000 | $ 53,500 | $ 180,000 |
| Ottawa, Michigan | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| St. Clair, Michigan | 2 | $ 157,000 | $ 78,500 | $ 57,000 |
| Blue Earth, Minnesota | 2 | $ 149,000 | $ 74,500 | $ 197,000 |
| Carver, Minnesota | 2 | $ 478,000 | $ 239,000 | $ 139,000 |
| Isanti, Minnesota | 2 | $ 165,000 | $ 82,500 | $ 64,000 |
| Le Sueur, Minnesota | 2 | $ 449,000 | $ 224,500 | $ 154,000 |
| Claiborne, Mississippi | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| DeSoto, Mississippi | 2 | $ 366,000 | $ 183,000 | $ 107,000 |
| Madison, Mississippi | 2 | $ 402,000 | $ 201,000 | $ 87,000 |
| Greene, Missouri | 2 | $ 372,000 | $ 186,000 | $ 48,000 |
| Jasper, Missouri | 2 | $ 174,000 | $ 87,000 | $ 62,000 |
| Washoe, Nevada | 2 | $ 500,000 | $ 250,000 | $ 108,000 |
| Hillsborough, New Hampshire | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Sandoval, New Mexico | 2 | $ 193,000 | $ 96,500 | $ 0 |
| Dutchess, New York | 2 | $ 708,000 | $ 354,000 | $ 138,000 |
| Richmond, New York | 2 | $ 932,000 | $ 466,000 | $ 95,000 |
| Westchester, New York | 2 | $ 1,018,000 | $ 509,000 | $ 0 |
| Brunswick, North Carolina | 2 | $ 641,000 | $ 320,500 | $ 144,000 |
| Cabarrus, North Carolina | 2 | $ 364,000 | $ 182,000 | $ 90,000 |
| Cumberland, North Carolina | 2 | $ 71,000 | $ 35,500 | $ 78,000 |
| Guilford, North Carolina | 2 | $ 684,000 | $ 342,000 | $ 101,000 |
| New Hanover, North Carolina | 2 | $ 616,000 | $ 308,000 | $ 205,000 |
| Transylvania, North Carolina | 2 | $ 138,000 | $ 69,000 | $ 173,000 |
| Coos, Oregon | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Marion, Oregon | 2 | $ 628,000 | $ 314,000 | $ 83,000 |
| Kent, Rhode Island | 2 | $ 348,000 | $ 174,000 | $ 39,000 |
| Providence, Rhode Island | 2 | $ 279,000 | $ 139,500 | $ 46,000 |
| Rutherford, Tennessee | 2 | $ 314,000 | $ 157,000 | $ 32,000 |
| Sevier, Tennessee | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Bell, Texas | 2 | $ 115,000 | $ 57,500 | $ 86,000 |
| Jasper, Texas | 2 | $ 116,000 | $ 58,000 | $ 93,000 |
| Rockwall, Texas | 2 | $ 1,372,000 | $ 686,000 | $ 366,000 |
| Waller, Texas | 2 | $ 125,000 | $ 62,500 | $ 60,000 |
| Tooele, Utah | 2 | $ 257,000 | $ 128,500 | $ 96,000 |
| Weber, Utah | 2 | $ 315,000 | $ 157,500 | $ 0 |
| Hanover, Virginia | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Henrico, Virginia | 2 | $ 142,000 | $ 71,000 | $ 37,000 |
| Manassas Park, Virginia | 2 | $ 316,000 | $ 158,000 | $ 92,000 |
| Newport News, Virginia | 2 | $ 274,000 | $ 137,000 | $ 43,000 |
| Petersburg, Virginia | 2 | $ 59,000 | $ 29,500 | $ 180,000 |
| Roanoke, Virginia | 2 | $ 185,000 | $ 92,500 | $ 54,000 |
| Salem, Virginia | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Winchester, Virginia | 2 | $ 170,000 | $ 85,000 | $ 86,000 |
| Franklin, Washington | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Jefferson, Washington | 2 | $ 548,000 | $ 274,000 | $ 129,000 |
| Klickitat, Washington | 2 | $ 304,000 | $ 152,000 | $ 571,000 |
| Lewis, Washington | 2 | $ 149,000 | $ 74,500 | $ 94,000 |
| Spokane, Washington | 2 | $ 331,000 | $ 165,500 | $ 25,000 |
| Thurston, Washington | 2 | $ 382,000 | $ 191,000 | $ 76,000 |
| Kenosha, Wisconsin | 2 | $ 195,000 | $ 97,500 | $ 0 |
| Racine, Wisconsin | 2 | $ 246,000 | $ 123,000 | $ 31,000 |
| Baldwin, Alabama | 1 | $ 162,000 | $ 162,000 | $ 72,000 |
| Dale, Alabama | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Madison, Alabama | 1 | $ 272,000 | $ 272,000 | $ 1,544,000 |
| Marshall, Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Morgan, Alabama | 1 | $ 101,000 | $ 101,000 | $ 37,000 |
| Shelby, Alabama | 1 | $ 166,000 | $ 166,000 | $ 174,000 |
| Cochise, Arizona | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Navajo, Arizona | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Marin, California | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Mendocino, California | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| Sutter, California | 1 | $ 184,000 | $ 184,000 | $ 86,000 |
| Boulder, Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 327,000 | $ 327,000 | $ 99,000 |
| Pueblo, Colorado | 1 | $ 150,000 | $ 150,000 | $ 252,000 |
| Yuma, Colorado | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Litchfield, Connecticut | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Tolland, Connecticut | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Sussex, Delaware | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Clay, Florida | 1 | $ 186,000 | $ 186,000 | $ 118,000 |
| Gadsden, Florida | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Leon, Florida | 1 | $ 149,000 | $ 149,000 | $ 194,000 |
| Putnam, Florida | 1 | $ 65,000 | $ 65,000 | $ 161,000 |
| Walton, Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 799,000 |
| Catoosa, Georgia | 1 | $ 71,000 | $ 71,000 | $ 96,000 |
| Chatham, Georgia | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Cherokee, Georgia | 1 | $ 415,000 | $ 415,000 | $ 192,000 |
| Coweta, Georgia | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
| Harris, Georgia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Jasper, Georgia | 1 | $ 244,000 | $ 244,000 | $ 66,000 |
| Walton, Georgia | 1 | $ 536,000 | $ 536,000 | $ 240,000 |
| Henry, Illinois | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
| Fayette, Indiana | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Story, Iowa | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Johnson, Kansas | 1 | $ 190,000 | $ 190,000 | $ 1,754,000 |
| Kenton, Kentucky | 1 | $ 79,000 | $ 79,000 | $ 76,000 |
| Oldham, Kentucky | 1 | $ 329,000 | $ 329,000 | $ 147,000 |
| Jefferson, Louisiana | 1 | $ 149,000 | $ 149,000 | $ 168,000 |
| Winn, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washington, Maine | 1 | $ 197,000 | $ 197,000 | $ 60,000 |
| Caroline, Maryland | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Wicomico, Maryland | 1 | $ 142,000 | $ 142,000 | $ 27,000 |
| Berkshire, Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Dukes, Massachusetts | 1 | $ 664,000 | $ 664,000 | $ 240,000 |
| Calhoun, Michigan | 1 | $ 67,000 | $ 67,000 | $ 21,000 |
| Emmet, Michigan | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Benton, Minnesota | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Cass, Minnesota | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Douglas, Minnesota | 1 | $ 156,000 | $ 156,000 | $ 53,000 |
| Swift, Minnesota | 1 | $ 47,000 | $ 47,000 | $ 46,000 |
| Wright, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Calhoun, Mississippi | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Grenada, Mississippi | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Jones, Mississippi | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Jefferson, Missouri | 1 | $ 102,000 | $ 102,000 | $ 105,000 |
| Ravalli, Montana | 1 | $ 93,000 | $ 93,000 | $ 240,000 |
| Lincoln, New Mexico | 1 | $ 343,000 | $ 343,000 | $ 96,000 |
| Putnam, New York | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Sullivan, New York | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Cleveland, North Carolina | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Gaston, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 168,000 |
| Iredell, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Randolph, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 1,087,000 |
| Franklin, Ohio | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Grady, Oklahoma | 1 | $ 324,000 | $ 324,000 | $ 336,000 |
| Kiowa, Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Tulsa, Oklahoma | 1 | $ 360,000 | $ 360,000 | $ 163,000 |
| Deschutes, Oregon | 1 | $ 392,000 | $ 392,000 | $ 360,000 |
| Douglas, Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Jackson, Oregon | 1 | $ 261,000 | $ 261,000 | $ 63,000 |
| Klamath, Oregon | 1 | $ 560,000 | $ 560,000 | $ 366,000 |
| Polk, Oregon | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Wasco, Oregon | 1 | $ 144,000 | $ 144,000 | $ 571,000 |
| Luzerne, Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Montgomery, Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 110,000 |
| Newport, Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Spartanburg, South Carolina | 1 | $ 142,000 | $ 142,000 | $ 121,000 |
| Minnehaha, South Dakota | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Bradley, Tennessee | 1 | $ 122,000 | $ 122,000 | $ 480,000 |
| Crockett, Tennessee | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Fayette, Tennessee | 1 | $ 698,000 | $ 698,000 | $ 192,000 |
| Gibson, Tennessee | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Henderson, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Henry, Tennessee | 1 | $ 103,000 | $ 103,000 | $ 27,000 |
| Tipton, Tennessee | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Brazos, Texas | 1 | $ 82,000 | $ 82,000 | $ 102,000 |
| Comal, Texas | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Hays, Texas | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Jefferson, Texas | 1 | $ 184,000 | $ 184,000 | $ 126,000 |
| Lubbock, Texas | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Nueces, Texas | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Summit, Utah | 1 | $ 403,000 | $ 403,000 | $ 198,000 |
| Clarke, Virginia | 1 | $ 119,000 | $ 119,000 | $ 222,000 |
| Fairfax City, Virginia | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Halifax, Virginia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Orange, Virginia | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Warren, Virginia | 1 | $ 290,000 | $ 290,000 | $ 153,000 |
| Skagit, Washington | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Whatcom, Washington | 1 | $ 263,000 | $ 263,000 | $ 180,000 |
| Berkeley, West Virginia | 1 | $ 232,000 | $ 232,000 | $ 68,000 |
| St. Croix, Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for The Mortgage Store Financial in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,053 | $1,043,402,000 | $257,000 | $4,063,000 | $127,000 | $2,760,000 |
| Refinancing | 3,438 | $988,341,000 | $287,000 | $4,750,000 | $145,000 | $5,903,000 |
| Home Improvement | 14 | $3,516,000 | $251,000 | $600,000 | $111,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,322 | $928,179,000 | $279,000 | $1,960,000 | $112,000 | $5,903,000 |
| White | 1,546 | $400,668,000 | $259,000 | $3,308,000 | $198,000 | $3,581,000 |
| Black or African American | 1,101 | $262,139,000 | $238,000 | $4,063,000 | $110,000 | $1,544,000 |
| Not Provided | 895 | $246,747,000 | $275,000 | $4,750,000 | $133,000 | $1,980,000 |
| Asian | 537 | $167,039,000 | $311,000 | $1,388,000 | $138,000 | $2,055,000 |
| Native Hawaiian or Other Pacific Islander | 81 | $23,304,000 | $287,000 | $870,000 | $140,000 | $666,000 |
| American Indian or Alaskan Native | 16 | $5,036,000 | $314,000 | $621,000 | $102,000 | $300,000 |
| Not applicable | 7 | $2,147,000 | $306,000 | $672,000 | $1,189,000 | $3,581,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,505 | $2,035,259,000 | $271,000 | $4,750,000 | $135,000 | $5,903,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 2,661 | $730,381,000 | $274,000 | $1,500,000 | $149,000 | $5,903,000 |
| Application Denied By Financial Institution | 2,547 | $714,587,000 | $280,000 | $4,063,000 | $118,000 | $3,581,000 |
| Loan Originated | 1,686 | $423,379,000 | $251,000 | $1,388,000 | $151,000 | $2,067,000 |
| Application Withdrawn By Applicant | 376 | $89,339,000 | $237,000 | $4,750,000 | $103,000 | $1,800,000 |
| File Closed For Incompleteness | 169 | $56,415,000 | $333,000 | $920,000 | $74,000 | $752,000 |
| Loan Purchased By The Institution | 66 | $21,158,000 | $320,000 | $1,300,000 | $156,000 | $1,566,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,073 | $304,991,000 | $284,000 | $1,960,000 | $141,000 | $3,581,000 |
| Credit History | 607 | $160,802,000 | $264,000 | $1,240,000 | $84,000 | $1,140,000 |
| Collateral | 406 | $116,226,000 | $286,000 | $4,063,000 | $114,000 | $1,529,000 |
| Debt-To-Income Ratio | 160 | $43,927,000 | $274,000 | $1,500,000 | $78,000 | $467,000 |
| Unverifiable Information | 134 | $40,346,000 | $301,000 | $3,308,000 | $140,000 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 84 | $28,395,000 | $338,000 | $1,404,000 | $116,000 | $900,000 |
| Employment History | 72 | $16,648,000 | $231,000 | $725,000 | $116,000 | $1,350,000 |
| Mortgage Insurance Denied | 5 | $1,298,000 | $259,000 | $316,000 | $508,000 | $2,344,000 |
| Credit Application Incomplete | 4 | $1,752,000 | $438,000 | $960,000 | $174,000 | $316,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Mortgage Store Financial's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Mortgage Store Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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