The Privatebank and Trust Co. Mortgage Lending & HMDA Data, 2010

In 2010, The Privatebank and Trust Co. of Chicago, IL reported 2,081 mortgage applications totaling $561.1 million, down 8% from 2009. The average application was for $269,646, and applicants reported an average income of $182,639. 83% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (864), Chicago-Joliet-Naperville, IL (630) and Warren-Troy-Farmington Hills, MI (158) (applications in parentheses).

Mortgage Company & Address The Privatebank and Trust Co.
120 South Lasalle Street
Chicago, IL 60603
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,081
Total Mortgage Loan Application Amount $561,135,000
Average Mortgage Loan Application Amount $269,646
Highest Mortgage Loan Application Amount $3,375,000
Average Applicant Income $182,639
Highest Applicant Income $4,777,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Privatebank and Trust Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Privatebank and Trust Co. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 600 $ 172,913,000 $ 288,188 $ 196,000
Cook, Illinois 447 $ 115,557,000 $ 258,516 $ 165,000
Oakland, Michigan 136 $ 36,852,000 $ 270,970 $ 215,000
Will, Illinois 118 $ 24,420,000 $ 206,949 $ 99,000
St. Louis City, Missouri 88 $ 20,729,000 $ 235,556 $ 138,000
St. Charles, Missouri 87 $ 16,691,000 $ 191,850 $ 105,000
Johnson, Kansas 46 $ 11,509,000 $ 250,195 $ 141,000
DuPage, Illinois 41 $ 14,293,000 $ 348,609 $ 213,000
Jefferson, Missouri 28 $ 5,396,000 $ 192,714 $ 82,000
Jackson, Missouri 25 $ 5,527,000 $ 221,080 $ 329,000
Lake, Illinois 19 $ 8,600,000 $ 452,631 $ 210,000
St. Clair, Illinois 19 $ 4,766,000 $ 250,842 $ 135,000
Macomb, Michigan 18 $ 2,975,000 $ 165,277 $ 105,000
Madison, Illinois 17 $ 2,883,000 $ 169,588 $ 102,000
Wayne, Michigan 12 $ 3,929,000 $ 327,416 $ 286,000
Grundy, Illinois 11 $ 2,465,000 $ 224,090 $ 146,000
Wyandotte, Kansas 11 $ 2,260,000 $ 205,454 $ 123,000
Milwaukee, Wisconsin 11 $ 3,278,000 $ 298,000 $ 246,000
Kane, Illinois 10 $ 3,262,000 $ 326,200 $ 218,000
Waukesha, Wisconsin 10 $ 2,507,000 $ 250,700 $ 116,000
Maricopa, Arizona 9 $ 1,975,000 $ 219,444 $ 130,000
Los Angeles, California 9 $ 3,004,000 $ 333,777 $ 136,000
Camden, Missouri 9 $ 1,230,000 $ 136,666 $ 192,000
Platte, Missouri 9 $ 2,223,000 $ 247,000 $ 128,000
Lake, Indiana 7 $ 1,169,000 $ 167,000 $ 104,000
Emmet, Michigan 7 $ 2,276,000 $ 325,142 $ 399,000
Warren, Missouri 7 $ 1,455,000 $ 207,857 $ 239,000
San Diego, California 6 $ 2,287,000 $ 381,166 $ 374,000
Collier, Florida 6 $ 2,167,000 $ 361,166 $ 354,000
Clinton, Illinois 6 $ 1,511,000 $ 251,833 $ 167,000
Clay, Missouri 6 $ 1,134,000 $ 189,000 $ 424,000
Fulton, Georgia 5 $ 4,685,000 $ 937,000 $ 94,000
Cass, Missouri 5 $ 714,000 $ 142,800 $ 75,000
Boulder, Colorado 4 $ 986,000 $ 246,500 $ 90,000
Berrien, Michigan 4 $ 985,000 $ 246,250 $ 135,000
Kalamazoo, Michigan 4 $ 1,119,000 $ 279,750 $ 253,000
Washtenaw, Michigan 4 $ 1,429,000 $ 357,250 $ 117,000
Franklin, Missouri 4 $ 793,000 $ 198,250 $ 65,000
Lincoln, Missouri 4 $ 776,000 $ 194,000 $ 137,000
Tarrant, Texas 4 $ 734,000 $ 183,500 $ 118,000
Ozaukee, Wisconsin 4 $ 1,901,000 $ 475,250 $ 187,000
Eagle, Colorado 3 $ 3,439,000 $ 1,146,333 $ 554,000
Summit, Colorado 3 $ 1,060,000 $ 353,333 $ 366,000
Pinellas, Florida 3 $ 907,000 $ 302,333 $ 304,000
Monroe, Illinois 3 $ 867,000 $ 289,000 $ 145,000
LaPorte, Indiana 3 $ 2,303,000 $ 767,666 $ 559,000
Genesee, Michigan 3 $ 431,000 $ 143,666 $ 69,000
Livingston, Michigan 3 $ 718,000 $ 239,333 $ 176,000
Hennepin, Minnesota 3 $ 653,000 $ 217,666 $ 104,000
Crawford, Missouri 3 $ 369,000 $ 123,000 $ 102,000
Morgan, Missouri 3 $ 518,000 $ 172,666 $ 167,000
Clark, Nevada 3 $ 868,000 $ 289,333 $ 394,000
Chester, Pennsylvania 3 $ 863,000 $ 287,666 $ 260,000
Vilas, Wisconsin 3 $ 608,000 $ 202,666 $ 393,000
Orange, California 2 $ 616,000 $ 308,000 $ 192,000
Denver, Colorado 2 $ 366,000 $ 183,000 $ 176,000
El Paso, Colorado 2 $ 826,000 $ 413,000 $ 378,000
District of Columbia, District Of Columbia 2 $ 678,000 $ 339,000 $ 195,000
Hillsborough, Florida 2 $ 1,467,000 $ 733,500 $ 1,069,000
Lee, Florida 2 $ 643,000 $ 321,500 $ 278,000
Manatee, Florida 2 $ 582,000 $ 291,000 $ 152,000
Miami-Dade, Florida 2 $ 568,000 $ 284,000 $ 481,000
Palm Beach, Florida 2 $ 548,000 $ 274,000 $ 211,000
Sarasota, Florida 2 $ 669,000 $ 334,500 $ 181,000
Cherokee, Georgia 2 $ 3,300,000 $ 1,650,000 $ 39,000
Cobb, Georgia 2 $ 527,000 $ 263,500 $ 161,000
Tazewell, Illinois 2 $ 367,000 $ 183,500 $ 117,000
Hendricks, Indiana 2 $ 299,000 $ 149,500 $ 113,000
Porter, Indiana 2 $ 826,000 $ 413,000 $ 424,000
Cheboygan, Michigan 2 $ 834,000 $ 417,000 $ 254,000
Grand Traverse, Michigan 2 $ 699,000 $ 349,500 $ 180,000
Iosco, Michigan 2 $ 288,000 $ 144,000 $ 57,000
Boone, Missouri 2 $ 817,000 $ 408,500 $ 212,000
Cole, Missouri 2 $ 530,000 $ 265,000 $ 805,000
Beaufort, South Carolina 2 $ 3,524,000 $ 1,762,000 $ 70,000
Bexar, Texas 2 $ 319,000 $ 159,500 $ 136,000
Jefferson, Texas 2 $ 620,000 $ 310,000 $ 1,162,000
Alexandria, Virginia 2 $ 513,000 $ 256,500 $ 229,000
King, Washington 2 $ 706,000 $ 353,000 $ 740,000
Sheboygan, Wisconsin 2 $ 738,000 $ 369,000 $ 568,000
Walworth, Wisconsin 2 $ 449,000 $ 224,500 $ 126,000
Baldwin, Alabama 1 $ 393,000 $ 393,000 $ 110,000
Santa Cruz, Arizona 1 $ 123,000 $ 123,000 $ 136,000
Lonoke, Arkansas 1 $ 278,000 $ 278,000 $ 148,000
Washington, Arkansas 1 $ 412,000 $ 412,000 $ 285,000
Contra Costa, California 1 $ 417,000 $ 417,000 $ 130,000
San Joaquin, California 1 $ 417,000 $ 417,000 $ 360,000
San Mateo, California 1 $ 417,000 $ 417,000 $ 235,000
Santa Barbara, California 1 $ 405,000 $ 405,000 $ 54,000
Sonoma, California 1 $ 100,000 $ 100,000 $ 38,000
Douglas, Colorado 1 $ 417,000 $ 417,000 $ 2,580,000
Jefferson, Colorado 1 $ 417,000 $ 417,000 $ 118,000
La Plata, Colorado 1 $ 188,000 $ 188,000 $ 45,000
Larimer, Colorado 1 $ 143,000 $ 143,000 $ 93,000
Pitkin, Colorado 1 $ 350,000 $ 350,000 $ 221,000
Routt, Colorado 1 $ 333,000 $ 333,000 $ 773,000
Teller, Colorado 1 $ 417,000 $ 417,000 $ 200,000
Charlotte, Florida 1 $ 236,000 $ 236,000 $ 1,568,000
Indian River, Florida 1 $ 400,000 $ 400,000 $ 650,000
Nassau, Florida 1 $ 304,000 $ 304,000 $ 497,000
Okaloosa, Florida 1 $ 840,000 $ 840,000 $ 372,000
Polk, Florida 1 $ 403,000 $ 403,000 $ 312,000
DeKalb, Georgia 1 $ 2,133,000 $ 2,133,000 $ 0
Fayette, Georgia 1 $ 85,000 $ 85,000 $ 0
Forsyth, Georgia 1 $ 314,000 $ 314,000 $ 155,000
Glynn, Georgia 1 $ 420,000 $ 420,000 $ 818,000
Gwinnett, Georgia 1 $ 91,000 $ 91,000 $ 39,000
Pickens, Georgia 1 $ 417,000 $ 417,000 $ 198,000
Blaine, Idaho 1 $ 240,000 $ 240,000 $ 1,575,000
Adams, Illinois 1 $ 100,000 $ 100,000 $ 36,000
Bond, Illinois 1 $ 316,000 $ 316,000 $ 87,000
DeKalb, Illinois 1 $ 139,000 $ 139,000 $ 722,000
Iroquois, Illinois 1 $ 200,000 $ 200,000 $ 174,000
Jo Daviess, Illinois 1 $ 155,000 $ 155,000 $ 84,000
Kendall, Illinois 1 $ 120,000 $ 120,000 $ 47,000
Livingston, Illinois 1 $ 111,000 $ 111,000 $ 52,000
Marshall, Illinois 1 $ 179,000 $ 179,000 $ 239,000
McHenry, Illinois 1 $ 103,000 $ 103,000 $ 60,000
McLean, Illinois 1 $ 235,000 $ 235,000 $ 290,000
Peoria, Illinois 1 $ 276,000 $ 276,000 $ 149,000
Wabash, Illinois 1 $ 80,000 $ 80,000 $ 30,000
Leavenworth, Kansas 1 $ 255,000 $ 255,000 $ 83,000
Miami, Kansas 1 $ 123,000 $ 123,000 $ 31,000
Sedgwick, Kansas 1 $ 154,000 $ 154,000 $ 323,000
Boone, Kentucky 1 $ 378,000 $ 378,000 $ 141,000
Daviess, Kentucky 1 $ 404,000 $ 404,000 $ 247,000
Henderson, Kentucky 1 $ 109,000 $ 109,000 $ 59,000
Jefferson, Kentucky 1 $ 120,000 $ 120,000 $ 40,000
East Baton Rouge, Louisiana 1 $ 393,000 $ 393,000 $ 0
Prince George's, Maryland 1 $ 285,000 $ 285,000 $ 92,000
Allegan, Michigan 1 $ 417,000 $ 417,000 $ 659,000
Benzie, Michigan 1 $ 384,000 $ 384,000 $ 274,000
Cass, Michigan 1 $ 417,000 $ 417,000 $ 715,000
Charlevoix, Michigan 1 $ 263,000 $ 263,000 $ 165,000
Gogebic, Michigan 1 $ 42,000 $ 42,000 $ 157,000
Lapeer, Michigan 1 $ 370,000 $ 370,000 $ 145,000
Sanilac, Michigan 1 $ 400,000 $ 400,000 $ 424,000
Van Buren, Michigan 1 $ 180,000 $ 180,000 $ 65,000
Audrain, Missouri 1 $ 122,000 $ 122,000 $ 96,000
Macon, Missouri 1 $ 135,000 $ 135,000 $ 225,000
Miller, Missouri 1 $ 390,000 $ 390,000 $ 487,000
Pulaski, Missouri 1 $ 74,000 $ 74,000 $ 44,000
Park, Montana 1 $ 293,000 $ 293,000 $ 166,000
Rockingham, New Hampshire 1 $ 375,000 $ 375,000 $ 143,000
Mercer, New Jersey 1 $ 352,000 $ 352,000 $ 54,000
Morris, New Jersey 1 $ 403,000 $ 403,000 $ 138,000
Henderson, North Carolina 1 $ 304,000 $ 304,000 $ 120,000
Mecklenburg, North Carolina 1 $ 273,000 $ 273,000 $ 106,000
Wake, North Carolina 1 $ 240,000 $ 240,000 $ 60,000
Cuyahoga, Ohio 1 $ 150,000 $ 150,000 $ 65,000
Franklin, Ohio 1 $ 170,000 $ 170,000 $ 95,000
Hamilton, Ohio 1 $ 157,000 $ 157,000 $ 59,000
Lucas, Ohio 1 $ 125,000 $ 125,000 $ 73,000
Montgomery, Ohio 1 $ 113,000 $ 113,000 $ 75,000
Tulsa, Oklahoma 1 $ 127,000 $ 127,000 $ 100,000
Greenville, South Carolina 1 $ 285,000 $ 285,000 $ 76,000
Oconee, South Carolina 1 $ 375,000 $ 375,000 $ 189,000
Sevier, Tennessee 1 $ 300,000 $ 300,000 $ 173,000
Collin, Texas 1 $ 165,000 $ 165,000 $ 65,000
Denton, Texas 1 $ 236,000 $ 236,000 $ 100,000
Montgomery, Texas 1 $ 412,000 $ 412,000 $ 257,000
Nueces, Texas 1 $ 136,000 $ 136,000 $ 126,000
Washington, Utah 1 $ 405,000 $ 405,000 $ 297,000
Rutland, Vermont 1 $ 376,000 $ 376,000 $ 370,000
Bedford, Virginia 1 $ 400,000 $ 400,000 $ 99,000
Fairfax, Virginia 1 $ 275,000 $ 275,000 $ 114,000
Loudoun, Virginia 1 $ 403,000 $ 403,000 $ 1,457,000
Prince William, Virginia 1 $ 417,000 $ 417,000 $ 365,000
Chelan, Washington 1 $ 220,000 $ 220,000 $ 1,015,000
Dane, Wisconsin 1 $ 163,000 $ 163,000 $ 37,000
Door, Wisconsin 1 $ 300,000 $ 300,000 $ 156,000
Kenosha, Wisconsin 1 $ 340,000 $ 340,000 $ 310,000
Manitowoc, Wisconsin 1 $ 272,000 $ 272,000 $ 247,000
Oneida, Wisconsin 1 $ 408,000 $ 408,000 $ 554,000
Washington, Wisconsin 1 $ 216,000 $ 216,000 $ 66,000
Albany, Wyoming 1 $ 144,000 $ 144,000 $ 55,000

Mortgage Loan Application Detail Totals for The Privatebank and Trust Co. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,647 $439,744,000 $266,000 $3,375,000 $179,000 $2,580,000
Home Purchase 405 $116,171,000 $286,000 $3,000,000 $204,000 $4,777,000
Home Improvement 29 $5,220,000 $180,000 $700,000 $91,000 $176,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,890 $495,730,000 $262,000 $2,680,000 $180,000 $4,777,000
Not Provided 90 $24,068,000 $267,000 $829,000 $239,000 $1,443,000
Asian 36 $10,759,000 $298,000 $1,170,000 $196,000 $577,000
Hispanic 31 $8,441,000 $272,000 $840,000 $143,000 $389,000
Black or African American 16 $3,249,000 $203,000 $403,000 $309,000 $1,457,000
Not applicable 12 $17,779,000 $1,481,000 $3,375,000 $0 $0
Native Hawaiian or Other Pacific Islander 5 $1,028,000 $205,000 $320,000 $126,000 $215,000
American Indian or Alaskan Native 1 $81,000 $81,000 $81,000 $871,000 $871,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,034 $552,857,000 $271,000 $3,375,000 $185,000 $4,777,000
FHA-insured (Federal Housing Administration) 46 $8,068,000 $175,000 $323,000 $75,000 $220,000
VA-guaranteed (Veterans Administration) 1 $210,000 $210,000 $210,000 $89,000 $89,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,724 $472,317,000 $273,000 $3,375,000 $190,000 $4,777,000
Application Withdrawn By Applicant 173 $45,555,000 $263,000 $1,000,000 $171,000 $1,402,000
Application Denied By Financial Institution 152 $36,414,000 $239,000 $1,443,000 $122,000 $1,000,000
Preapproval Denied by Financial Institution 11 $1,510,000 $137,000 $250,000 $42,000 $73,000
Application Approved But Not Accepted 10 $2,656,000 $265,000 $417,000 $125,000 $238,000
Loan Purchased By The Institution 6 $1,037,000 $172,000 $207,000 $46,000 $55,000
File Closed For Incompleteness 5 $1,646,000 $329,000 $417,000 $350,000 $715,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 27 $8,288,000 $306,000 $1,443,000 $159,000 $1,000,000
Debt-To-Income Ratio 17 $5,387,000 $316,000 $608,000 $109,000 $324,000
Credit History 14 $2,056,000 $146,000 $675,000 $111,000 $431,000
Credit Application Incomplete 5 $2,124,000 $424,000 $672,000 $181,000 $627,000
Other 4 $1,501,000 $375,000 $417,000 $315,000 $450,000
Mortgage Insurance Denied 2 $426,000 $213,000 $239,000 $76,000 $91,000
Employment History 2 $625,000 $312,000 $385,000 $99,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Privatebank and Trust Co.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Privatebank and Trust Co.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List