Third Federal Savings and Loan Mortgage Lending & HMDA Data, 2014

In 2014, Third Federal Savings and Loan of Cleveland, OH reported 24,608 mortgage applications totaling $5.0 billion, down 9% from 2013. The average application was for $203,582, and applicants reported an average income of $107,252. 47% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Cleveland-Elyria, OH (4,776), Columbus, OH (1,608) and Cincinnati, OH-KY-IN (1,447) (applications in parentheses).

Mortgage Company & Address Third Federal Savings and Loan
7007 Broadway Avenue
Cleveland, OH 44105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 24,608
Total Mortgage Loan Application Amount $5,009,761,000
Average Mortgage Loan Application Amount $203,582
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $107,252
Highest Applicant Income $3,796,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Third Federal Savings and Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Third Federal Savings and Loan by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 2,697 $ 392,706,000 $ 145,608 $ 98,000
Franklin, Ohio 949 $ 169,640,000 $ 178,756 $ 114,000
Summit, Ohio 858 $ 136,822,000 $ 159,466 $ 105,000
Lorain, Ohio 649 $ 105,645,000 $ 162,781 $ 101,000
Medina, Ohio 614 $ 100,989,000 $ 164,477 $ 95,000
Palm Beach, Florida 597 $ 122,304,000 $ 204,864 $ 112,000
Hamilton, Ohio 584 $ 109,396,000 $ 187,321 $ 112,000
Lake, Ohio 578 $ 87,243,000 $ 150,939 $ 91,000
Broward, Florida 564 $ 123,466,000 $ 218,911 $ 99,000
Pinellas, Florida 554 $ 99,649,000 $ 179,871 $ 97,000
Delaware, Ohio 384 $ 87,824,000 $ 228,708 $ 133,000
Hillsborough, Florida 334 $ 63,144,000 $ 189,053 $ 106,000
Lee, Florida 309 $ 56,389,000 $ 182,488 $ 95,000
Los Angeles, California 306 $ 105,444,000 $ 344,588 $ 123,000
Butler, Ohio 271 $ 48,931,000 $ 180,557 $ 116,000
Geauga, Ohio 256 $ 50,895,000 $ 198,808 $ 119,000
Warren, Ohio 251 $ 51,240,000 $ 204,143 $ 132,000
Sarasota, Florida 232 $ 46,051,000 $ 198,495 $ 91,000
Portage, Ohio 225 $ 35,540,000 $ 157,955 $ 98,000
Cook, Illinois 213 $ 52,135,000 $ 244,765 $ 131,000
Collier, Florida 210 $ 52,025,000 $ 247,738 $ 121,000
Orange, California 180 $ 75,860,000 $ 421,444 $ 122,000
King, Washington 170 $ 56,682,000 $ 333,423 $ 147,000
Pasco, Florida 169 $ 24,977,000 $ 147,792 $ 79,000
Clermont, Ohio 164 $ 29,503,000 $ 179,896 $ 106,000
Fairfax, Virginia 151 $ 56,805,000 $ 376,192 $ 150,000
Manatee, Florida 150 $ 29,493,000 $ 196,620 $ 97,000
Miami-Dade, Florida 146 $ 36,307,000 $ 248,678 $ 96,000
Wake, North Carolina 144 $ 32,085,000 $ 222,812 $ 113,000
Bucks, Pennsylvania 128 $ 31,866,000 $ 248,953 $ 145,000
Middlesex, New Jersey 126 $ 28,614,000 $ 227,095 $ 141,000
San Diego, California 122 $ 45,447,000 $ 372,516 $ 123,000
Santa Clara, California 119 $ 57,012,000 $ 479,092 $ 129,000
Mecklenburg, North Carolina 118 $ 26,498,000 $ 224,559 $ 121,000
Montgomery, Pennsylvania 117 $ 25,436,000 $ 217,401 $ 151,000
Montgomery, Maryland 105 $ 33,011,000 $ 314,390 $ 144,000
Stark, Ohio 101 $ 16,503,000 $ 163,396 $ 111,000
DuPage, Illinois 91 $ 24,472,000 $ 268,923 $ 170,000
Chester, Pennsylvania 86 $ 21,205,000 $ 246,569 $ 144,000
Bergen, New Jersey 85 $ 27,961,000 $ 328,952 $ 155,000
Morris, New Jersey 82 $ 24,241,000 $ 295,621 $ 150,000
Alameda, California 81 $ 34,288,000 $ 423,308 $ 163,000
Fairfield, Ohio 81 $ 13,608,000 $ 168,000 $ 118,000
Licking, Ohio 75 $ 12,700,000 $ 169,333 $ 114,000
Contra Costa, California 71 $ 32,467,000 $ 457,281 $ 127,000
Monmouth, New Jersey 71 $ 19,140,000 $ 269,577 $ 144,000
Union, Ohio 70 $ 16,240,000 $ 232,000 $ 137,000
Loudoun, Virginia 70 $ 31,062,000 $ 443,742 $ 168,000
Sacramento, California 67 $ 14,845,000 $ 221,567 $ 103,000
Boone, Kentucky 65 $ 12,317,000 $ 189,492 $ 112,000
Kenton, Kentucky 62 $ 9,767,000 $ 157,532 $ 92,000
Hartford, Connecticut 61 $ 10,283,000 $ 168,573 $ 129,000
Orange, Florida 61 $ 12,003,000 $ 196,770 $ 108,000
Will, Illinois 57 $ 10,950,000 $ 192,105 $ 114,000
Washington, Oregon 57 $ 13,310,000 $ 233,508 $ 114,000
Nassau, New York 56 $ 15,604,000 $ 278,642 $ 127,000
Ventura, California 53 $ 21,166,000 $ 399,358 $ 125,000
Fairfield, Connecticut 53 $ 21,184,000 $ 399,698 $ 161,000
Westchester, New York 53 $ 20,823,000 $ 392,886 $ 144,000
Snohomish, Washington 52 $ 11,490,000 $ 220,961 $ 109,000
Brevard, Florida 51 $ 9,757,000 $ 191,313 $ 130,000
Charlotte, Florida 51 $ 8,464,000 $ 165,960 $ 91,000
Lake, Illinois 51 $ 13,093,000 $ 256,725 $ 178,000
Campbell, Kentucky 51 $ 8,294,000 $ 162,627 $ 110,000
Burlington, New Jersey 51 $ 8,310,000 $ 162,941 $ 140,000
El Paso, Colorado 50 $ 11,142,000 $ 222,840 $ 113,000
Pierce, Washington 50 $ 12,015,000 $ 240,300 $ 134,000
Delaware, Pennsylvania 49 $ 10,716,000 $ 218,693 $ 158,000
Arapahoe, Colorado 45 $ 11,075,000 $ 246,111 $ 102,000
Jefferson, Colorado 45 $ 10,761,000 $ 239,133 $ 114,000
Ocean, New Jersey 45 $ 10,673,000 $ 237,177 $ 118,000
Seminole, Florida 44 $ 9,586,000 $ 217,863 $ 159,000
Mercer, New Jersey 44 $ 11,038,000 $ 250,863 $ 155,000
San Mateo, California 43 $ 19,621,000 $ 456,302 $ 126,000
Prince William, Virginia 43 $ 12,915,000 $ 300,348 $ 120,000
Baltimore, Maryland 42 $ 8,819,000 $ 209,976 $ 154,000
Essex, New Jersey 42 $ 10,732,000 $ 255,523 $ 129,000
Multnomah, Oregon 41 $ 8,978,000 $ 218,975 $ 106,000
Howard, Maryland 40 $ 13,367,000 $ 334,175 $ 140,000
Suffolk, New York 40 $ 11,766,000 $ 294,150 $ 98,000
Shelby, Tennessee 40 $ 9,109,000 $ 227,725 $ 170,000
Martin, Florida 39 $ 8,213,000 $ 210,589 $ 108,000
Anne Arundel, Maryland 39 $ 10,785,000 $ 276,538 $ 115,000
Denver, Colorado 38 $ 11,122,000 $ 292,684 $ 116,000
Polk, Florida 38 $ 5,895,000 $ 155,131 $ 113,000
Somerset, New Jersey 36 $ 10,649,000 $ 295,805 $ 172,000
Douglas, Colorado 35 $ 10,937,000 $ 312,485 $ 120,000
Middlesex, Massachusetts 35 $ 12,479,000 $ 356,542 $ 179,000
Union, New Jersey 35 $ 9,599,000 $ 274,257 $ 173,000
Montgomery, Ohio 35 $ 6,266,000 $ 179,028 $ 105,000
Camden, New Jersey 34 $ 5,815,000 $ 171,029 $ 150,000
York, Pennsylvania 34 $ 5,204,000 $ 153,058 $ 120,000
New Haven, Connecticut 33 $ 7,283,000 $ 220,696 $ 149,000
Hillsborough, New Hampshire 33 $ 6,203,000 $ 187,969 $ 90,000
Union, North Carolina 33 $ 6,990,000 $ 211,818 $ 93,000
Philadelphia, Pennsylvania 33 $ 5,724,000 $ 173,454 $ 83,000
Williamson, Tennessee 33 $ 10,344,000 $ 313,454 $ 129,000
Clark, Washington 33 $ 6,426,000 $ 194,727 $ 111,000
Boulder, Colorado 32 $ 8,911,000 $ 278,468 $ 115,000
Fulton, Georgia 32 $ 8,075,000 $ 252,343 $ 179,000
Hernando, Florida 31 $ 3,744,000 $ 120,774 $ 62,000
Gwinnett, Georgia 31 $ 5,499,000 $ 177,387 $ 87,000
Gloucester, New Jersey 31 $ 5,415,000 $ 174,677 $ 141,000
San Francisco, California 30 $ 15,826,000 $ 527,533 $ 148,000
Duval, Florida 30 $ 5,291,000 $ 176,366 $ 107,000
Prince George's, Maryland 30 $ 6,733,000 $ 224,433 $ 145,000
Erie, New York 30 $ 5,485,000 $ 182,833 $ 90,000
Cobb, Georgia 29 $ 6,654,000 $ 229,448 $ 130,000
Erie, Ohio 29 $ 4,194,000 $ 144,620 $ 96,000
Davidson, Tennessee 29 $ 6,227,000 $ 214,724 $ 134,000
Adams, Colorado 28 $ 5,193,000 $ 185,464 $ 95,000
Hudson, New Jersey 27 $ 6,225,000 $ 230,555 $ 116,000
Durham, North Carolina 27 $ 5,286,000 $ 195,777 $ 110,000
Guilford, North Carolina 27 $ 5,521,000 $ 204,481 $ 124,000
Placer, California 26 $ 6,869,000 $ 264,192 $ 101,000
Passaic, New Jersey 26 $ 5,313,000 $ 204,346 $ 133,000
Mahoning, Ohio 26 $ 3,250,000 $ 125,000 $ 108,000
Lehigh, Pennsylvania 26 $ 4,458,000 $ 171,461 $ 148,000
St. Lucie, Florida 25 $ 3,316,000 $ 132,640 $ 59,000
Volusia, Florida 25 $ 4,047,000 $ 161,880 $ 62,000
Kane, Illinois 25 $ 4,628,000 $ 185,120 $ 138,000
Jefferson, Kentucky 25 $ 5,187,000 $ 207,480 $ 118,000
Rockingham, New Hampshire 25 $ 5,538,000 $ 221,520 $ 119,000
Ashtabula, Ohio 25 $ 3,776,000 $ 151,040 $ 91,000
Wayne, Ohio 24 $ 3,626,000 $ 151,083 $ 65,000
Lancaster, Pennsylvania 24 $ 3,809,000 $ 158,708 $ 118,000
Northampton, Pennsylvania 24 $ 4,000,000 $ 166,666 $ 164,000
Arlington, Virginia 24 $ 11,944,000 $ 497,666 $ 197,000
Virginia Beach, Virginia 24 $ 6,162,000 $ 256,750 $ 107,000
Fresno, California 23 $ 4,242,000 $ 184,434 $ 117,000
St. Louis, Missouri 23 $ 7,150,000 $ 310,869 $ 157,000
Monroe, New York 23 $ 3,332,000 $ 144,869 $ 116,000
Lucas, Ohio 23 $ 3,156,000 $ 137,217 $ 135,000
Pickaway, Ohio 23 $ 3,406,000 $ 148,086 $ 83,000
Hamilton, Tennessee 23 $ 4,353,000 $ 189,260 $ 129,000
Chesterfield, Virginia 23 $ 5,288,000 $ 229,913 $ 143,000
Henrico, Virginia 23 $ 6,015,000 $ 261,521 $ 206,000
Harford, Maryland 22 $ 4,122,000 $ 187,363 $ 108,000
Berks, Pennsylvania 22 $ 4,119,000 $ 187,227 $ 131,000
St. Johns, Florida 21 $ 4,878,000 $ 232,285 $ 121,000
Atlantic, New Jersey 21 $ 4,168,000 $ 198,476 $ 99,000
Buncombe, North Carolina 21 $ 4,461,000 $ 212,428 $ 108,000
Trumbull, Ohio 21 $ 2,429,000 $ 115,666 $ 88,000
Clackamas, Oregon 21 $ 5,048,000 $ 240,380 $ 140,000
Spokane, Washington 21 $ 2,898,000 $ 138,000 $ 109,000
Larimer, Colorado 20 $ 3,870,000 $ 193,500 $ 104,000
Rockland, New York 20 $ 5,336,000 $ 266,800 $ 193,000
Madison, Ohio 20 $ 4,031,000 $ 201,550 $ 89,000
Lake, Florida 19 $ 2,951,000 $ 155,315 $ 99,000
Allegheny, Pennsylvania 19 $ 3,541,000 $ 186,368 $ 126,000
Stanislaus, California 18 $ 3,582,000 $ 199,000 $ 153,000
Essex, Massachusetts 18 $ 4,767,000 $ 264,833 $ 143,000
Knox, Tennessee 18 $ 3,722,000 $ 206,777 $ 135,000
Kitsap, Washington 18 $ 4,741,000 $ 263,388 $ 119,000
Whatcom, Washington 18 $ 4,123,000 $ 229,055 $ 119,000
Riverside, California 17 $ 4,257,000 $ 250,411 $ 79,000
Leon, Florida 17 $ 2,601,000 $ 153,000 $ 123,000
Cabarrus, North Carolina 17 $ 2,954,000 $ 173,764 $ 136,000
Iredell, North Carolina 17 $ 3,802,000 $ 223,647 $ 115,000
Orange, North Carolina 17 $ 5,465,000 $ 321,470 $ 128,000
Dauphin, Pennsylvania 17 $ 2,560,000 $ 150,588 $ 124,000
Erie, Pennsylvania 17 $ 3,090,000 $ 181,764 $ 163,000
Wilson, Tennessee 17 $ 3,520,000 $ 207,058 $ 117,000
Marion, Florida 16 $ 2,293,000 $ 143,312 $ 107,000
Osceola, Florida 16 $ 2,991,000 $ 186,937 $ 104,000
Hamilton, Indiana 16 $ 3,472,000 $ 217,000 $ 111,000
Hunterdon, New Jersey 16 $ 3,775,000 $ 235,937 $ 175,000
Greene, Ohio 16 $ 2,810,000 $ 175,625 $ 168,000
Monterey, California 15 $ 6,327,000 $ 421,800 $ 121,000
District of Columbia, District Of Columbia 15 $ 5,438,000 $ 362,533 $ 247,000
McHenry, Illinois 15 $ 3,005,000 $ 200,333 $ 123,000
Carroll, Maryland 15 $ 2,944,000 $ 196,266 $ 84,000
Frederick, Maryland 15 $ 2,949,000 $ 196,600 $ 97,000
Thurston, Washington 15 $ 3,555,000 $ 237,000 $ 114,000
Weld, Colorado 14 $ 3,122,000 $ 223,000 $ 105,000
Sumter, Florida 14 $ 3,060,000 $ 218,571 $ 237,000
Marion, Indiana 14 $ 2,680,000 $ 191,428 $ 108,000
Norfolk, Massachusetts 14 $ 4,276,000 $ 305,428 $ 141,000
Salem, New Jersey 14 $ 1,602,000 $ 114,428 $ 83,000
Lane, Oregon 14 $ 2,789,000 $ 199,214 $ 113,000
Westmoreland, Pennsylvania 14 $ 2,457,000 $ 175,500 $ 118,000
Rutherford, Tennessee 14 $ 2,142,000 $ 153,000 $ 95,000
San Bernardino, California 13 $ 2,645,000 $ 203,461 $ 113,000
Middlesex, Connecticut 13 $ 2,349,000 $ 180,692 $ 100,000
Escambia, Florida 13 $ 2,339,000 $ 179,923 $ 114,000
Forsyth, Georgia 13 $ 3,142,000 $ 241,692 $ 116,000
Kendall, Illinois 13 $ 2,663,000 $ 204,846 $ 95,000
Worcester, Massachusetts 13 $ 2,064,000 $ 158,769 $ 84,000
Sussex, New Jersey 13 $ 3,028,000 $ 232,923 $ 135,000
Forsyth, North Carolina 13 $ 2,286,000 $ 175,846 $ 105,000
New Hanover, North Carolina 13 $ 3,082,000 $ 237,076 $ 107,000
Huron, Ohio 13 $ 1,718,000 $ 132,153 $ 65,000
El Dorado, California 12 $ 4,463,000 $ 371,916 $ 146,000
Santa Barbara, California 12 $ 4,100,000 $ 341,666 $ 117,000
Santa Cruz, California 12 $ 6,035,000 $ 502,916 $ 93,000
Sonoma, California 12 $ 3,901,000 $ 325,083 $ 93,000
Alachua, Florida 12 $ 2,120,000 $ 176,666 $ 145,000
St. Clair, Illinois 12 $ 1,830,000 $ 152,500 $ 118,000
Baltimore City, Maryland 12 $ 1,932,000 $ 161,000 $ 111,000
Cape May, New Jersey 12 $ 2,038,000 $ 169,833 $ 103,000
Knox, Ohio 12 $ 1,947,000 $ 162,250 $ 85,000
Wood, Ohio 12 $ 3,213,000 $ 267,750 $ 139,000
Luzerne, Pennsylvania 12 $ 1,992,000 $ 166,000 $ 88,000
Alexandria, Virginia 12 $ 3,622,000 $ 301,833 $ 164,000
Butte, California 11 $ 1,753,000 $ 159,363 $ 101,000
San Luis Obispo, California 11 $ 3,826,000 $ 347,818 $ 77,000
Litchfield, Connecticut 11 $ 1,934,000 $ 175,818 $ 109,000
Citrus, Florida 11 $ 1,370,000 $ 124,545 $ 94,000
DeKalb, Georgia 11 $ 1,722,000 $ 156,545 $ 95,000
Madison, Illinois 11 $ 1,503,000 $ 136,636 $ 49,000
McLean, Illinois 11 $ 1,643,000 $ 149,363 $ 134,000
Albany, New York 11 $ 1,733,000 $ 157,545 $ 85,000
Stafford, Virginia 11 $ 2,843,000 $ 258,454 $ 181,000
New London, Connecticut 10 $ 1,951,000 $ 195,100 $ 118,000
Dutchess, New York 10 $ 2,889,000 $ 288,900 $ 167,000
Alamance, North Carolina 10 $ 1,517,000 $ 151,700 $ 120,000
Gaston, North Carolina 10 $ 2,904,000 $ 290,400 $ 150,000
Clark, Ohio 10 $ 1,094,000 $ 109,400 $ 95,000
Deschutes, Oregon 10 $ 2,702,000 $ 270,200 $ 143,000
Norfolk, Virginia 10 $ 3,128,000 $ 312,800 $ 103,000
Broomfield, Colorado 9 $ 2,474,000 $ 274,888 $ 155,000
Clay, Florida 9 $ 1,331,000 $ 147,888 $ 98,000
St. Charles, Missouri 9 $ 1,421,000 $ 157,888 $ 114,000
Brunswick, North Carolina 9 $ 1,844,000 $ 204,888 $ 144,000
Chatham, North Carolina 9 $ 2,269,000 $ 252,111 $ 146,000
Chesapeake, Virginia 9 $ 2,837,000 $ 315,222 $ 84,000
Hanover, Virginia 9 $ 2,040,000 $ 226,666 $ 99,000
James City, Virginia 9 $ 2,272,000 $ 252,444 $ 103,000
Santa Rosa, Florida 8 $ 2,256,000 $ 282,000 $ 165,000
Cherokee, Georgia 8 $ 2,418,000 $ 302,250 $ 216,000
Lake, Indiana 8 $ 1,947,000 $ 243,375 $ 107,000
Washington, Maryland 8 $ 1,352,000 $ 169,000 $ 112,000
Plymouth, Massachusetts 8 $ 2,776,000 $ 347,000 $ 188,000
Merrimack, New Hampshire 8 $ 1,253,000 $ 156,625 $ 127,000
Cumberland, North Carolina 8 $ 1,481,000 $ 185,125 $ 84,000
Moore, North Carolina 8 $ 1,479,000 $ 184,875 $ 99,000
Rowan, North Carolina 8 $ 1,572,000 $ 196,500 $ 143,000
Ottawa, Ohio 8 $ 1,121,000 $ 140,125 $ 91,000
Monroe, Pennsylvania 8 $ 1,393,000 $ 174,125 $ 167,000
Albemarle, Virginia 8 $ 2,322,000 $ 290,250 $ 134,000
Spotsylvania, Virginia 8 $ 1,992,000 $ 249,000 $ 124,000
Benton, Washington 8 $ 1,206,000 $ 150,750 $ 129,000
Napa, California 7 $ 2,828,000 $ 404,000 $ 120,000
Indian River, Florida 7 $ 1,130,000 $ 161,428 $ 78,000
Okaloosa, Florida 7 $ 2,300,000 $ 328,571 $ 166,000
Champaign, Illinois 7 $ 1,162,000 $ 166,000 $ 169,000
Peoria, Illinois 7 $ 889,000 $ 127,000 $ 82,000
Porter, Indiana 7 $ 1,561,000 $ 223,000 $ 87,000
Putnam, New York 7 $ 1,443,000 $ 206,142 $ 132,000
Ulster, New York 7 $ 1,175,000 $ 167,857 $ 119,000
Johnston, North Carolina 7 $ 1,347,000 $ 192,428 $ 111,000
Marion, Ohio 7 $ 1,074,000 $ 153,428 $ 84,000
Jackson, Oregon 7 $ 1,640,000 $ 234,285 $ 93,000
Yakima, Washington 7 $ 1,056,000 $ 150,857 $ 100,000
Marin, California 6 $ 3,025,000 $ 504,166 $ 177,000
Yolo, California 6 $ 1,077,000 $ 179,500 $ 88,000
Tolland, Connecticut 6 $ 1,229,000 $ 204,833 $ 111,000
Highlands, Florida 6 $ 1,112,000 $ 185,333 $ 97,000
Fayette, Georgia 6 $ 882,000 $ 147,000 $ 90,000
Allen, Indiana 6 $ 809,000 $ 134,833 $ 84,000
Charles, Maryland 6 $ 1,103,000 $ 183,833 $ 127,000
St. Mary's, Maryland 6 $ 1,144,000 $ 190,666 $ 123,000
Suffolk, Massachusetts 6 $ 1,737,000 $ 289,500 $ 78,000
Warren, New Jersey 6 $ 1,165,000 $ 194,166 $ 91,000
Orange, New York 6 $ 1,667,000 $ 277,833 $ 71,000
Watauga, North Carolina 6 $ 1,272,000 $ 212,000 $ 90,000
Miami, Ohio 6 $ 1,003,000 $ 167,166 $ 91,000
Marion, Oregon 6 $ 1,314,000 $ 219,000 $ 217,000
Sumner, Tennessee 6 $ 1,136,000 $ 189,333 $ 138,000
Washington, Tennessee 6 $ 1,075,000 $ 179,166 $ 87,000
Fauquier, Virginia 6 $ 2,497,000 $ 416,166 $ 51,000
Newport News, Virginia 6 $ 824,000 $ 137,333 $ 78,000
Suffolk, Virginia 6 $ 1,106,000 $ 184,333 $ 113,000
Skagit, Washington 6 $ 1,848,000 $ 308,000 $ 109,000
Flagler, Florida 5 $ 679,000 $ 135,800 $ 55,000
Hall, Georgia 5 $ 622,000 $ 124,400 $ 159,000
Boone, Illinois 5 $ 571,000 $ 114,200 $ 112,000
DeKalb, Illinois 5 $ 741,000 $ 148,200 $ 56,000
Rock Island, Illinois 5 $ 617,000 $ 123,400 $ 103,000
Barnstable, Massachusetts 5 $ 1,519,000 $ 303,800 $ 80,000
Jackson, Missouri 5 $ 1,155,000 $ 231,000 $ 85,000
Strafford, New Hampshire 5 $ 704,000 $ 140,800 $ 109,000
Saratoga, New York 5 $ 1,236,000 $ 247,200 $ 149,000
Catawba, North Carolina 5 $ 1,059,000 $ 211,800 $ 342,000
Craven, North Carolina 5 $ 715,000 $ 143,000 $ 81,000
Harnett, North Carolina 5 $ 678,000 $ 135,600 $ 112,000
Pitt, North Carolina 5 $ 881,000 $ 176,200 $ 133,000
Randolph, North Carolina 5 $ 636,000 $ 127,200 $ 99,000
Allen, Ohio 5 $ 545,000 $ 109,000 $ 57,000
Brown, Ohio 5 $ 668,000 $ 133,600 $ 68,000
Hancock, Ohio 5 $ 619,000 $ 123,800 $ 206,000
Richland, Ohio 5 $ 706,000 $ 141,200 $ 80,000
Sandusky, Ohio 5 $ 422,000 $ 84,400 $ 25,000
Benton, Oregon 5 $ 1,090,000 $ 218,000 $ 135,000
Linn, Oregon 5 $ 727,000 $ 145,400 $ 90,000
Butler, Pennsylvania 5 $ 1,282,000 $ 256,400 $ 182,000
Lebanon, Pennsylvania 5 $ 666,000 $ 133,200 $ 98,000
Perry, Pennsylvania 5 $ 698,000 $ 139,600 $ 105,000
Cumberland, Tennessee 5 $ 688,000 $ 137,600 $ 61,000
Madison, Tennessee 5 $ 926,000 $ 185,200 $ 95,000
Richmond City, Virginia 5 $ 1,954,000 $ 390,800 $ 114,000
Kern, California 4 $ 687,000 $ 171,750 $ 90,000
Nevada, California 4 $ 1,215,000 $ 303,750 $ 39,000
San Benito, California 4 $ 1,423,000 $ 355,750 $ 75,000
Mesa, Colorado 4 $ 792,000 $ 198,000 $ 111,000
Monroe, Florida 4 $ 1,605,000 $ 401,250 $ 118,000
Chatham, Georgia 4 $ 1,148,000 $ 287,000 $ 199,000
Sangamon, Illinois 4 $ 766,000 $ 191,500 $ 92,000
Winnebago, Illinois 4 $ 494,000 $ 123,500 $ 84,000
Oldham, Kentucky 4 $ 1,258,000 $ 314,500 $ 69,000
Queen Anne's, Maryland 4 $ 701,000 $ 175,250 $ 98,000
Bristol, Massachusetts 4 $ 436,000 $ 109,000 $ 52,000
Hampshire, Massachusetts 4 $ 649,000 $ 162,250 $ 113,000
Greene, Missouri 4 $ 572,000 $ 143,000 $ 67,000
Cumberland, New Jersey 4 $ 447,000 $ 111,750 $ 93,000
Carteret, North Carolina 4 $ 536,000 $ 134,000 $ 54,000
Davidson, North Carolina 4 $ 688,000 $ 172,000 $ 106,000
Haywood, North Carolina 4 $ 782,000 $ 195,500 $ 83,000
Ashland, Ohio 4 $ 563,000 $ 140,750 $ 137,000
Columbiana, Ohio 4 $ 608,000 $ 152,000 $ 84,000
Highland, Ohio 4 $ 442,000 $ 110,500 $ 109,000
Lawrence, Ohio 4 $ 678,000 $ 169,500 $ 61,000
Perry, Ohio 4 $ 619,000 $ 154,750 $ 155,000
Ross, Ohio 4 $ 386,000 $ 96,500 $ 84,000
Tuscarawas, Ohio 4 $ 667,000 $ 166,750 $ 129,000
Coos, Oregon 4 $ 576,000 $ 144,000 $ 115,000
Beaver, Pennsylvania 4 $ 547,000 $ 136,750 $ 44,000
Anderson, Tennessee 4 $ 530,000 $ 132,500 $ 107,000
Bradley, Tennessee 4 $ 414,000 $ 103,500 $ 91,000
Jefferson, Tennessee 4 $ 491,000 $ 122,750 $ 110,000
Loudon, Tennessee 4 $ 951,000 $ 237,750 $ 137,000
Montgomery, Tennessee 4 $ 647,000 $ 161,750 $ 53,000
Roanoke, Virginia 4 $ 702,000 $ 175,500 $ 127,000
Franklin, Washington 4 $ 583,000 $ 145,750 $ 118,000
Madera, California 3 $ 618,000 $ 206,000 $ 144,000
Shasta, California 3 $ 797,000 $ 265,666 $ 124,000
Solano, California 3 $ 739,000 $ 246,333 $ 237,000
Elbert, Colorado 3 $ 996,000 $ 332,000 $ 97,000
Garfield, Colorado 3 $ 802,000 $ 267,333 $ 42,000
La Plata, Colorado 3 $ 1,503,000 $ 501,000 $ 155,000
Pueblo, Colorado 3 $ 438,000 $ 146,000 $ 67,000
Bartow, Georgia 3 $ 374,000 $ 124,666 $ 128,000
Clarke, Georgia 3 $ 499,000 $ 166,333 $ 1,201,000
Columbia, Georgia 3 $ 913,000 $ 304,333 $ 199,000
Henry, Georgia 3 $ 378,000 $ 126,000 $ 133,000
Lumpkin, Georgia 3 $ 447,000 $ 149,000 $ 108,000
Hancock, Indiana 3 $ 390,000 $ 130,000 $ 100,000
Tippecanoe, Indiana 3 $ 409,000 $ 136,333 $ 112,000
Calvert, Maryland 3 $ 720,000 $ 240,000 $ 119,000
Cecil, Maryland 3 $ 455,000 $ 151,666 $ 77,000
Worcester, Maryland 3 $ 987,000 $ 329,000 $ 104,000
Boone, Missouri 3 $ 376,000 $ 125,333 $ 61,000
Belknap, New Hampshire 3 $ 507,000 $ 169,000 $ 93,000
Niagara, New York 3 $ 555,000 $ 185,000 $ 85,000
Schenectady, New York 3 $ 547,000 $ 182,333 $ 46,000
Cleveland, North Carolina 3 $ 517,000 $ 172,333 $ 123,000
Franklin, North Carolina 3 $ 406,000 $ 135,333 $ 69,000
Henderson, North Carolina 3 $ 778,000 $ 259,333 $ 154,000
Onslow, North Carolina 3 $ 282,000 $ 94,000 $ 36,000
Pender, North Carolina 3 $ 313,000 $ 104,333 $ 95,000
Rockingham, North Carolina 3 $ 319,000 $ 106,333 $ 83,000
Clinton, Ohio 3 $ 475,000 $ 158,333 $ 69,000
Hocking, Ohio 3 $ 466,000 $ 155,333 $ 95,000
Lackawanna, Pennsylvania 3 $ 457,000 $ 152,333 $ 78,000
Montour, Pennsylvania 3 $ 376,000 $ 125,333 $ 98,000
Coffee, Tennessee 3 $ 445,000 $ 148,333 $ 56,000
Fayette, Tennessee 3 $ 481,000 $ 160,333 $ 102,000
Sevier, Tennessee 3 $ 493,000 $ 164,333 $ 90,000
Sullivan, Tennessee 3 $ 560,000 $ 186,666 $ 35,000
Bedford, Virginia 3 $ 415,000 $ 138,333 $ 53,000
Frederick, Virginia 3 $ 551,000 $ 183,666 $ 149,000
Hampton, Virginia 3 $ 489,000 $ 163,000 $ 145,000
New Kent, Virginia 3 $ 787,000 $ 262,333 $ 144,000
Rockingham, Virginia 3 $ 472,000 $ 157,333 $ 69,000
Asotin, Washington 3 $ 613,000 $ 204,333 $ 115,000
Chelan, Washington 3 $ 414,000 $ 138,000 $ 87,000
Island, Washington 3 $ 774,000 $ 258,000 $ 238,000
Mason, Washington 3 $ 462,000 $ 154,000 $ 106,000
Humboldt, California 2 $ 314,000 $ 157,000 $ 194,000
Kings, California 2 $ 361,000 $ 180,500 $ 176,000
Merced, California 2 $ 247,000 $ 123,500 $ 59,000
Chaffee, Colorado 2 $ 266,000 $ 133,000 $ 47,000
Delta, Colorado 2 $ 246,000 $ 123,000 $ 65,000
Eagle, Colorado 2 $ 1,103,000 $ 551,500 $ 161,000
Fremont, Colorado 2 $ 355,000 $ 177,500 $ 60,000
Routt, Colorado 2 $ 338,000 $ 169,000 $ 160,000
Windham, Connecticut 2 $ 282,000 $ 141,000 $ 33,000
Baker, Florida 2 $ 266,000 $ 133,000 $ 129,000
Bay, Florida 2 $ 250,000 $ 125,000 $ 147,000
Gadsden, Florida 2 $ 210,000 $ 105,000 $ 119,000
Coweta, Georgia 2 $ 213,000 $ 106,500 $ 44,000
Douglas, Georgia 2 $ 234,000 $ 117,000 $ 97,000
Jackson, Georgia 2 $ 435,000 $ 217,500 $ 51,000
Oconee, Georgia 2 $ 240,000 $ 120,000 $ 97,000
Walton, Georgia 2 $ 307,000 $ 153,500 $ 91,000
Grundy, Illinois 2 $ 346,000 $ 173,000 $ 76,000
LaSalle, Illinois 2 $ 293,000 $ 146,500 $ 115,000
Tazewell, Illinois 2 $ 456,000 $ 228,000 $ 159,000
Hardin, Kentucky 2 $ 335,000 $ 167,500 $ 184,000
Woodford, Kentucky 2 $ 651,000 $ 325,500 $ 256,000
Allegany, Maryland 2 $ 175,000 $ 87,500 $ 0
Caroline, Maryland 2 $ 293,000 $ 146,500 $ 41,000
Garrett, Maryland 2 $ 347,000 $ 173,500 $ 40,000
Wicomico, Maryland 2 $ 253,000 $ 126,500 $ 79,000
Berkshire, Massachusetts 2 $ 339,000 $ 169,500 $ 194,000
Cape Girardeau, Missouri 2 $ 328,000 $ 164,000 $ 135,000
Christian, Missouri 2 $ 250,000 $ 125,000 $ 105,000
Phelps, Missouri 2 $ 252,000 $ 126,000 $ 35,000
St. Louis City, Missouri 2 $ 280,000 $ 140,000 $ 68,000
Chautauqua, New York 2 $ 278,000 $ 139,000 $ 36,000
Kings, New York 2 $ 570,000 $ 285,000 $ 281,000
Ontario, New York 2 $ 180,000 $ 90,000 $ 11,000
Rensselaer, New York 2 $ 323,000 $ 161,500 $ 90,000
Washington, New York 2 $ 209,000 $ 104,500 $ 81,000
Alexander, North Carolina 2 $ 420,000 $ 210,000 $ 123,000
Camden, North Carolina 2 $ 291,000 $ 145,500 $ 66,000
Dare, North Carolina 2 $ 385,000 $ 192,500 $ 145,000
Davie, North Carolina 2 $ 293,000 $ 146,500 $ 87,000
Jackson, North Carolina 2 $ 320,000 $ 160,000 $ 63,000
Lee, North Carolina 2 $ 280,000 $ 140,000 $ 82,000
Lincoln, North Carolina 2 $ 298,000 $ 149,000 $ 180,000
Pasquotank, North Carolina 2 $ 268,000 $ 134,000 $ 60,000
Stanly, North Carolina 2 $ 327,000 $ 163,500 $ 0
Stokes, North Carolina 2 $ 255,000 $ 127,500 $ 19,000
Surry, North Carolina 2 $ 220,000 $ 110,000 $ 111,000
Yadkin, North Carolina 2 $ 258,000 $ 129,000 $ 72,000
Belmont, Ohio 2 $ 288,000 $ 144,000 $ 104,000
Carroll, Ohio 2 $ 486,000 $ 243,000 $ 193,000
Fayette, Ohio 2 $ 143,000 $ 71,500 $ 13,000
Guernsey, Ohio 2 $ 115,000 $ 57,500 $ 32,000
Mercer, Ohio 2 $ 305,000 $ 152,500 $ 137,000
Morrow, Ohio 2 $ 314,000 $ 157,000 $ 41,000
Preble, Ohio 2 $ 294,000 $ 147,000 $ 95,000
Seneca, Ohio 2 $ 220,000 $ 110,000 $ 108,000
Douglas, Oregon 2 $ 263,000 $ 131,500 $ 62,000
Josephine, Oregon 2 $ 380,000 $ 190,000 $ 110,000
Polk, Oregon 2 $ 224,000 $ 112,000 $ 31,000
Yamhill, Oregon 2 $ 293,000 $ 146,500 $ 136,000
Blair, Pennsylvania 2 $ 416,000 $ 208,000 $ 171,000
Cambria, Pennsylvania 2 $ 306,000 $ 153,000 $ 149,000
Cumberland, Pennsylvania 2 $ 207,000 $ 103,500 $ 36,000
Franklin, Pennsylvania 2 $ 266,000 $ 133,000 $ 143,000
Indiana, Pennsylvania 2 $ 300,000 $ 150,000 $ 194,000
Pike, Pennsylvania 2 $ 970,000 $ 485,000 $ 119,000
Cheatham, Tennessee 2 $ 291,000 $ 145,500 $ 146,000
Franklin, Tennessee 2 $ 359,000 $ 179,500 $ 163,000
Greene, Tennessee 2 $ 313,000 $ 156,500 $ 0
Lincoln, Tennessee 2 $ 220,000 $ 110,000 $ 75,000
McMinn, Tennessee 2 $ 267,000 $ 133,500 $ 122,000
Putnam, Tennessee 2 $ 485,000 $ 242,500 $ 68,000
Sequatchie, Tennessee 2 $ 854,000 $ 427,000 $ 41,000
Smith, Tennessee 2 $ 277,000 $ 138,500 $ 88,000
Danville, Virginia 2 $ 160,000 $ 80,000 $ 36,000
Isle of Wight, Virginia 2 $ 463,000 $ 231,500 $ 152,000
Montgomery, Virginia 2 $ 350,000 $ 175,000 $ 129,000
Winchester, Virginia 2 $ 293,000 $ 146,500 $ 109,000
York, Virginia 2 $ 419,000 $ 209,500 $ 66,000
Douglas, Washington 2 $ 369,000 $ 184,500 $ 38,000
Kittitas, Washington 2 $ 302,000 $ 151,000 $ 128,000
Lewis, Washington 2 $ 203,000 $ 101,500 $ 130,000
Okanogan, Washington 2 $ 235,000 $ 117,500 $ 18,000
Calaveras, California 1 $ 110,000 $ 110,000 $ 99,000
San Joaquin, California 1 $ 65,000 $ 65,000 $ 0
Sutter, California 1 $ 160,000 $ 160,000 $ 147,000
Tehama, California 1 $ 215,000 $ 215,000 $ 123,000
Trinity, California 1 $ 110,000 $ 110,000 $ 60,000
Tulare, California 1 $ 92,000 $ 92,000 $ 238,000
Tuolumne, California 1 $ 114,000 $ 114,000 $ 95,000
Cheyenne, Colorado 1 $ 69,000 $ 69,000 $ 0
Gunnison, Colorado 1 $ 145,000 $ 145,000 $ 83,000
Logan, Colorado 1 $ 160,000 $ 160,000 $ 161,000
Montrose, Colorado 1 $ 158,000 $ 158,000 $ 0
Ouray, Colorado 1 $ 140,000 $ 140,000 $ 57,000
DeSoto, Florida 1 $ 113,000 $ 113,000 $ 97,000
Jefferson, Florida 1 $ 110,000 $ 110,000 $ 100,000
Levy, Florida 1 $ 255,000 $ 255,000 $ 91,000
Nassau, Florida 1 $ 364,000 $ 364,000 $ 628,000
Putnam, Florida 1 $ 121,000 $ 121,000 $ 66,000
Walton, Florida 1 $ 129,000 $ 129,000 $ 67,000
Baldwin, Georgia 1 $ 130,000 $ 130,000 $ 0
Barrow, Georgia 1 $ 153,000 $ 153,000 $ 98,000
Bibb, Georgia 1 $ 300,000 $ 300,000 $ 91,000
Carroll, Georgia 1 $ 155,000 $ 155,000 $ 166,000
Catoosa, Georgia 1 $ 135,000 $ 135,000 $ 130,000
Dougherty, Georgia 1 $ 128,000 $ 128,000 $ 108,000
Effingham, Georgia 1 $ 77,000 $ 77,000 $ 113,000
Gilmer, Georgia 1 $ 135,000 $ 135,000 $ 0
Glynn, Georgia 1 $ 115,000 $ 115,000 $ 0
Habersham, Georgia 1 $ 399,000 $ 399,000 $ 580,000
Harris, Georgia 1 $ 265,000 $ 265,000 $ 191,000
Hart, Georgia 1 $ 118,000 $ 118,000 $ 143,000
Lowndes, Georgia 1 $ 315,000 $ 315,000 $ 105,000
Muscogee, Georgia 1 $ 166,000 $ 166,000 $ 0
Oglethorpe, Georgia 1 $ 112,000 $ 112,000 $ 0
Paulding, Georgia 1 $ 205,000 $ 205,000 $ 156,000
Pickens, Georgia 1 $ 265,000 $ 265,000 $ 52,000
Richmond, Georgia 1 $ 113,000 $ 113,000 $ 95,000
Spalding, Georgia 1 $ 145,000 $ 145,000 $ 283,000
Union, Georgia 1 $ 185,000 $ 185,000 $ 152,000
White, Georgia 1 $ 250,000 $ 250,000 $ 143,000
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Mortgage Loan Application Detail Totals for Third Federal Savings and Loan in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16,143 $3,355,365,000 $207,000 $1,000,000 $111,000 $3,796,000
Home Purchase 7,684 $1,489,844,000 $193,000 $1,000,000 $99,000 $1,899,000
Home Improvement 781 $164,552,000 $210,000 $960,000 $111,000 $830,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,561 $3,600,160,000 $193,000 $1,000,000 $105,000 $2,395,000
Not Provided 2,697 $630,651,000 $233,000 $1,000,000 $124,000 $3,796,000
Asian 1,686 $450,612,000 $267,000 $1,000,000 $128,000 $2,216,000
Hispanic 972 $203,216,000 $209,000 $1,000,000 $89,000 $1,050,000
Black or African American 534 $89,566,000 $167,000 $780,000 $64,000 $938,000
American Indian or Alaskan Native 91 $19,090,000 $209,000 $800,000 $97,000 $830,000
Native Hawaiian or Other Pacific Islander 67 $16,466,000 $245,000 $672,000 $104,000 $1,070,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,608 $5,009,761,000 $203,000 $1,000,000 $107,000 $3,796,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,566 $2,177,417,000 $188,000 $1,000,000 $133,000 $2,395,000
Application Denied By Financial Institution 5,837 $1,399,382,000 $239,000 $1,000,000 $58,000 $1,125,000
Preapproval Approved but not Accepted 2,219 $455,825,000 $205,000 $1,000,000 $111,000 $845,000
Preapproval Denied by Financial Institution 2,014 $346,422,000 $172,000 $1,000,000 $49,000 $1,070,000
Application Withdrawn By Applicant 1,460 $296,035,000 $202,000 $1,000,000 $128,000 $2,216,000
File Closed For Incompleteness 927 $214,418,000 $231,000 $1,000,000 $160,000 $3,796,000
Application Approved But Not Accepted 585 $120,262,000 $205,000 $1,000,000 $143,000 $1,750,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 3,736 $896,320,000 $239,000 $1,000,000 $76,000 $948,000
Credit History 3,350 $709,442,000 $211,000 $1,000,000 $20,000 $1,125,000
Collateral 535 $104,496,000 $195,000 $978,000 $118,000 $644,000
Other 122 $17,455,000 $143,000 $1,000,000 $136,000 $1,070,000
Insufficient Cash (Downpayment, Closing Cost) 58 $7,320,000 $126,000 $316,000 $75,000 $322,000
Unverifiable Information 25 $4,221,000 $168,000 $417,000 $95,000 $335,000
Credit Application Incomplete 15 $4,363,000 $290,000 $1,000,000 $0 $0
Employment History 6 $1,622,000 $270,000 $465,000 $79,000 $243,000
Mortgage Insurance Denied 4 $565,000 $141,000 $180,000 $81,000 $109,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings and Loan's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Third Federal Savings and Loan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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