Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Towne Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,160 |
| Total Mortgage Loan Application Amount | $2,142,410,000 |
| Average Mortgage Loan Application Amount | $276,400 |
| Highest Mortgage Loan Application Amount | $11,125,000 |
| Average Applicant Income | $212,600 |
| Highest Applicant Income | $8,879,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 362 | $ 114,420,000 | $ 316,000 | $ 233,000 |
| Anne Arundel County Maryland | 285 | $ 114,905,000 | $ 403,000 | $ 155,000 |
| Wake County North Carolina | 260 | $ 130,840,000 | $ 503,000 | $ 259,000 |
| Montgomery County Maryland | 241 | $ 105,275,000 | $ 436,000 | $ 151,000 |
| Mecklenburg County North Carolina | 240 | $ 89,330,000 | $ 372,000 | $ 290,000 |
| Prince George's County Maryland | 233 | $ 87,545,000 | $ 375,000 | $ 126,000 |
| Chesapeake County Virginia | 225 | $ 61,045,000 | $ 271,000 | $ 149,000 |
| Dare County North Carolina | 171 | $ 66,445,000 | $ 388,000 | $ 227,000 |
| Henrico County Virginia | 157 | $ 48,175,000 | $ 306,000 | $ 160,000 |
| Baltimore County Maryland | 151 | $ 42,955,000 | $ 284,000 | $ 103,000 |
| Frederick County Maryland | 147 | $ 59,255,000 | $ 403,000 | $ 152,000 |
| Pitt County North Carolina | 145 | $ 30,295,000 | $ 208,000 | $ 165,000 |
| Norfolk County Virginia | 137 | $ 30,335,000 | $ 221,000 | $ 204,000 |
| Suffolk County Virginia | 136 | $ 49,100,000 | $ 361,000 | $ 222,000 |
| Chesterfield County Virginia | 104 | $ 29,080,000 | $ 279,000 | $ 169,000 |
| St. Mary's County Maryland | 101 | $ 35,045,000 | $ 346,000 | $ 125,000 |
| Portsmouth County Virginia | 100 | $ 15,460,000 | $ 154,000 | $ 111,000 |
| Howard County Maryland | 97 | $ 42,755,000 | $ 440,000 | $ 157,000 |
| New Hanover County North Carolina | 94 | $ 37,720,000 | $ 401,000 | $ 284,000 |
| Charles County Maryland | 92 | $ 36,860,000 | $ 400,000 | $ 136,000 |
| Currituck County North Carolina | 92 | $ 35,870,000 | $ 389,000 | $ 257,000 |
| Union County North Carolina | 92 | $ 33,940,000 | $ 368,000 | $ 190,000 |
| James City County Virginia | 91 | $ 27,495,000 | $ 302,000 | $ 242,000 |
| Richmond City County Virginia | 91 | $ 27,385,000 | $ 300,000 | $ 182,000 |
| Baltimore City County Maryland | 86 | $ 22,160,000 | $ 257,000 | $ 133,000 |
| Newport News County Virginia | 85 | $ 18,015,000 | $ 211,000 | $ 145,000 |
| Isle of Wight County Virginia | 74 | $ 17,700,000 | $ 239,000 | $ 148,000 |
| Brunswick County North Carolina | 72 | $ 29,590,000 | $ 410,000 | $ 195,000 |
| Harford County Maryland | 71 | $ 22,515,000 | $ 317,000 | $ 118,000 |
| Carroll County Maryland | 69 | $ 25,415,000 | $ 368,000 | $ 137,000 |
| Fairfax County Virginia | 69 | $ 40,575,000 | $ 588,000 | $ 206,000 |
| York County Virginia | 59 | $ 16,615,000 | $ 281,000 | $ 280,000 |
| Calvert County Maryland | 55 | $ 24,085,000 | $ 437,000 | $ 171,000 |
| Johnston County North Carolina | 52 | $ 25,890,000 | $ 497,000 | $ 111,000 |
| Hampton County Virginia | 51 | $ 10,565,000 | $ 207,000 | $ 123,000 |
| York County South Carolina | 50 | $ 15,310,000 | $ 306,000 | $ 182,000 |
| Harnett County North Carolina | 45 | $ 14,815,000 | $ 329,000 | $ 126,000 |
| Washington County Maryland | 41 | $ 11,855,000 | $ 289,000 | $ 97,000 |
| Prince William County Virginia | 40 | $ 18,590,000 | $ 464,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 39 | $ 17,965,000 | $ 460,000 | $ 150,000 |
| Lancaster County South Carolina | 39 | $ 12,605,000 | $ 323,000 | $ 129,000 |
| Pender County North Carolina | 33 | $ 12,675,000 | $ 384,000 | $ 196,000 |
| York County Pennsylvania | 31 | $ 8,425,000 | $ 271,000 | $ 137,000 |
| Durham County North Carolina | 30 | $ 12,660,000 | $ 422,000 | $ 210,000 |
| St. Tammany County Louisiana | 29 | $ 7,355,000 | $ 253,000 | $ 108,000 |
| Guilford County North Carolina | 29 | $ 9,985,000 | $ 344,000 | $ 323,000 |
| Queen Anne's County Maryland | 27 | $ 9,965,000 | $ 369,000 | $ 141,000 |
| Hanover County Virginia | 27 | $ 7,645,000 | $ 283,000 | $ 179,000 |
| Loudoun County Virginia | 27 | $ 15,065,000 | $ 557,000 | $ 200,000 |
| Gaston County North Carolina | 25 | $ 6,305,000 | $ 252,000 | $ 106,000 |
| Iredell County North Carolina | 25 | $ 9,255,000 | $ 370,000 | $ 222,000 |
| Sussex County Delaware | 24 | $ 8,610,000 | $ 358,000 | $ 279,000 |
| Beaufort County North Carolina | 24 | $ 4,840,000 | $ 201,000 | $ 156,000 |
| Petersburg County Virginia | 23 | $ 2,785,000 | $ 121,000 | $ 65,000 |
| Franklin County North Carolina | 21 | $ 6,635,000 | $ 315,000 | $ 130,000 |
| Cabarrus County North Carolina | 20 | $ 5,470,000 | $ 273,000 | $ 179,000 |
| Worcester County Maryland | 19 | $ 7,455,000 | $ 392,000 | $ 223,000 |
| Goochland County Virginia | 19 | $ 6,645,000 | $ 349,000 | $ 215,000 |
| Onslow County North Carolina | 18 | $ 5,150,000 | $ 286,000 | $ 137,000 |
| Cecil County Maryland | 17 | $ 5,565,000 | $ 327,000 | $ 135,000 |
| Pasquotank County North Carolina | 17 | $ 2,815,000 | $ 165,000 | $ 111,000 |
| Adams County Pennsylvania | 17 | $ 4,715,000 | $ 277,000 | $ 159,000 |
| Carteret County North Carolina | 15 | $ 8,435,000 | $ 562,000 | $ 482,000 |
| Gloucester County Virginia | 15 | $ 4,295,000 | $ 286,000 | $ 139,000 |
| Chatham County North Carolina | 14 | $ 9,270,000 | $ 662,000 | $ 315,000 |
| Alexandria County Virginia | 14 | $ 6,460,000 | $ 461,000 | $ 209,000 |
| Camden County North Carolina | 13 | $ 2,245,000 | $ 172,000 | $ 128,000 |
| Dorchester County South Carolina | 13 | $ 5,355,000 | $ 411,000 | $ 148,000 |
| Rapides County Louisiana | 12 | $ 2,040,000 | $ 170,000 | $ 67,000 |
| Orange County North Carolina | 12 | $ 7,930,000 | $ 660,000 | $ 518,000 |
| Northampton County Virginia | 12 | $ 4,440,000 | $ 370,000 | $ 397,000 |
| Stafford County Virginia | 12 | $ 5,220,000 | $ 435,000 | $ 184,000 |
| Westmoreland County Virginia | 12 | $ 3,070,000 | $ 255,000 | $ 117,000 |
| Lincoln County North Carolina | 11 | $ 6,405,000 | $ 582,000 | $ 500,000 |
| Horry County South Carolina | 11 | $ 3,095,000 | $ 281,000 | $ 217,000 |
| Arlington County Virginia | 11 | $ 6,075,000 | $ 552,000 | $ 185,000 |
| Jefferson County West Virginia | 11 | $ 3,385,000 | $ 307,000 | $ 100,000 |
| Escambia County Florida | 10 | $ 3,330,000 | $ 333,000 | $ 130,000 |
| Hopewell County Virginia | 10 | $ 1,410,000 | $ 141,000 | $ 120,000 |
| Poquoson County Virginia | 10 | $ 3,960,000 | $ 396,000 | $ 518,000 |
| Spotsylvania County Virginia | 10 | $ 4,180,000 | $ 418,000 | $ 142,000 |
| Berkeley County West Virginia | 10 | $ 2,510,000 | $ 251,000 | $ 134,000 |
| Nash County North Carolina | 9 | $ 2,425,000 | $ 269,000 | $ 228,000 |
| Powhatan County Virginia | 9 | $ 2,245,000 | $ 249,000 | $ 207,000 |
| Williamsburg County Virginia | 9 | $ 2,795,000 | $ 310,000 | $ 184,000 |
| Craven County North Carolina | 8 | $ 1,810,000 | $ 226,000 | $ 134,000 |
| Forsyth County North Carolina | 8 | $ 2,580,000 | $ 322,000 | $ 318,000 |
| Lee County Florida | 7 | $ 2,515,000 | $ 359,000 | $ 203,000 |
| Santa Rosa County Florida | 7 | $ 2,215,000 | $ 316,000 | $ 272,000 |
| DeKalb County Georgia | 7 | $ 2,235,000 | $ 319,000 | $ 139,000 |
| Caroline County Maryland | 7 | $ 1,765,000 | $ 252,000 | $ 112,000 |
| Brevard County Florida | 6 | $ 1,730,000 | $ 288,000 | $ 129,000 |
| Broward County Florida | 6 | $ 3,590,000 | $ 598,000 | $ 183,000 |
| Hillsborough County Florida | 6 | $ 3,140,000 | $ 523,000 | $ 364,000 |
| Tangipahoa County Louisiana | 6 | $ 1,280,000 | $ 213,000 | $ 78,000 |
| Allegany County Maryland | 6 | $ 1,280,000 | $ 213,000 | $ 70,000 |
| Kent County Maryland | 6 | $ 1,360,000 | $ 226,000 | $ 79,000 |
| Rankin County Mississippi | 6 | $ 1,230,000 | $ 205,000 | $ 53,000 |
| Catawba County North Carolina | 6 | $ 2,270,000 | $ 378,000 | $ 270,000 |
| Chowan County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 111,000 |
| Granville County North Carolina | 6 | $ 1,440,000 | $ 240,000 | $ 111,000 |
| Perquimans County North Carolina | 6 | $ 1,340,000 | $ 223,000 | $ 85,000 |
| Rowan County North Carolina | 6 | $ 1,730,000 | $ 288,000 | $ 137,000 |
| Warren County North Carolina | 6 | $ 1,800,000 | $ 300,000 | $ 180,000 |
| Wayne County North Carolina | 6 | $ 1,010,000 | $ 168,000 | $ 136,000 |
| Franklin County Pennsylvania | 6 | $ 1,530,000 | $ 255,000 | $ 99,000 |
| Charleston County South Carolina | 6 | $ 3,620,000 | $ 603,000 | $ 278,000 |
| Dinwiddie County Virginia | 6 | $ 1,040,000 | $ 173,000 | $ 108,000 |
| Manassas County Virginia | 6 | $ 3,040,000 | $ 506,000 | $ 135,000 |
| Pinellas County Florida | 5 | $ 2,905,000 | $ 581,000 | $ 1,204,000 |
| Livingston County Louisiana | 5 | $ 1,725,000 | $ 345,000 | $ 113,000 |
| Dorchester County Maryland | 5 | $ 1,455,000 | $ 291,000 | $ 110,000 |
| Talbot County Maryland | 5 | $ 1,555,000 | $ 311,000 | $ 261,000 |
| Gates County North Carolina | 5 | $ 885,000 | $ 177,000 | $ 61,000 |
| Stanly County North Carolina | 5 | $ 985,000 | $ 197,000 | $ 71,000 |
| Chester County South Carolina | 5 | $ 1,515,000 | $ 303,000 | $ 94,000 |
| Richland County South Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 94,000 |
| Caroline County Virginia | 5 | $ 1,525,000 | $ 305,000 | $ 147,000 |
| Frederick County Virginia | 5 | $ 1,605,000 | $ 321,000 | $ 259,000 |
| King George County Virginia | 5 | $ 2,005,000 | $ 401,000 | $ 155,000 |
| New Kent County Virginia | 5 | $ 1,685,000 | $ 337,000 | $ 115,000 |
| Northumberland County Virginia | 5 | $ 1,745,000 | $ 349,000 | $ 146,000 |
| Sarasota County Florida | 4 | $ 1,270,000 | $ 317,000 | $ 122,000 |
| Walton County Florida | 4 | $ 3,120,000 | $ 780,000 | $ 203,000 |
| Gwinnett County Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 119,000 |
| Hinds County Mississippi | 4 | $ 590,000 | $ 147,000 | $ 60,000 |
| Davidson County North Carolina | 4 | $ 1,400,000 | $ 350,000 | $ 144,000 |
| Wilson County North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 195,000 |
| Berkeley County South Carolina | 4 | $ 1,590,000 | $ 397,000 | $ 123,000 |
| Greenville County South Carolina | 4 | $ 3,200,000 | $ 800,000 | $ 289,000 |
| Charles City County Virginia | 4 | $ 820,000 | $ 205,000 | $ 140,000 |
| Clarke County Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 120,000 |
| Colonial Heights County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 90,000 |
| Louisa County Virginia | 4 | $ 1,200,000 | $ 300,000 | $ 106,000 |
| Nelson County Virginia | 4 | $ 960,000 | $ 240,000 | $ 508,000 |
| Southampton County Virginia | 4 | $ 940,000 | $ 235,000 | $ 132,000 |
| El Paso County Colorado | 3 | $ 1,655,000 | $ 551,000 | $ 189,000 |
| Mesa County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 190,000 |
| Kent County Delaware | 3 | $ 905,000 | $ 301,000 | $ 133,000 |
| Flagler County Florida | 3 | $ 955,000 | $ 318,000 | $ 98,000 |
| Okaloosa County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 190,000 |
| Palm Beach County Florida | 3 | $ 2,635,000 | $ 878,000 | $ 748,000 |
| Volusia County Florida | 3 | $ 1,365,000 | $ 455,000 | $ 337,000 |
| Fulton County Georgia | 3 | $ 1,365,000 | $ 455,000 | $ 207,000 |
| East Baton Rouge County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 160,000 |
| Jefferson County Louisiana | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| Garrett County Maryland | 3 | $ 2,515,000 | $ 838,000 | $ 1,026,000 |
| Wicomico County Maryland | 3 | $ 595,000 | $ 198,000 | $ 78,000 |
| Warren County Mississippi | 3 | $ 735,000 | $ 245,000 | $ 113,000 |
| Avery County North Carolina | 3 | $ 3,625,000 | $ 1,208,000 | $ 0 |
| Bertie County North Carolina | 3 | $ 1,655,000 | $ 551,000 | $ 34,000 |
| Hyde County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 209,000 |
| Person County North Carolina | 3 | $ 1,215,000 | $ 405,000 | $ 244,000 |
| Washington County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 76,000 |
| Chester County Pennsylvania | 3 | $ 1,215,000 | $ 405,000 | $ 164,000 |
| Cumberland County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 69,000 |
| Delaware County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 77,000 |
| Williamson County Tennessee | 3 | $ 1,185,000 | $ 395,000 | $ 137,000 |
| Accomack County Virginia | 3 | $ 895,000 | $ 298,000 | $ 420,000 |
| Albemarle County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 109,000 |
| Bedford County Virginia | 3 | $ 1,535,000 | $ 511,000 | $ 160,000 |
| Fairfax City County Virginia | 3 | $ 745,000 | $ 248,000 | $ 77,000 |
| Fauquier County Virginia | 3 | $ 1,275,000 | $ 425,000 | $ 131,000 |
| Prince George County Virginia | 3 | $ 555,000 | $ 185,000 | $ 151,000 |
| Surry County Virginia | 3 | $ 1,015,000 | $ 338,000 | $ 118,000 |
| Sussex County Virginia | 3 | $ 705,000 | $ 235,000 | $ 106,000 |
| Waynesboro County Virginia | 3 | $ 725,000 | $ 241,000 | $ 131,000 |
| New Castle County Delaware | 2 | $ 430,000 | $ 215,000 | $ 100,000 |
| Miami-Dade County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 233,000 |
| Orange County Florida | 2 | $ 920,000 | $ 460,000 | $ 294,000 |
| Osceola County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 269,000 |
| Pasco County Florida | 2 | $ 800,000 | $ 400,000 | $ 137,000 |
| Seminole County Florida | 2 | $ 950,000 | $ 475,000 | $ 167,000 |
| Sumter County Florida | 2 | $ 690,000 | $ 345,000 | $ 180,000 |
| Coweta County Georgia | 2 | $ 340,000 | $ 170,000 | $ 59,000 |
| Fayette County Georgia | 2 | $ 1,070,000 | $ 535,000 | $ 219,000 |
| Newton County Georgia | 2 | $ 960,000 | $ 480,000 | $ 129,000 |
| Lincoln County Louisiana | 2 | $ 800,000 | $ 400,000 | $ 207,000 |
| Natchitoches County Louisiana | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Washington County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 160,000 |
| Davie County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 945,000 |
| Duplin County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Lenoir County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 87,000 |
| Macon County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 138,000 |
| Moore County North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 329,000 |
| Pamlico County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 87,000 |
| Randolph County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 223,000 |
| Robeson County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Stokes County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 207,000 |
| Watauga County North Carolina | 2 | $ 2,030,000 | $ 1,015,000 | $ 915,000 |
| Anderson County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 90,000 |
| Chesterfield County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 68,000 |
| Fairfield County South Carolina | 2 | $ 890,000 | $ 445,000 | $ 171,000 |
| Georgetown County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 141,000 |
| Bradley County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 227,000 |
| Hamilton County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 122,000 |
| Sumner County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 114,000 |
| Cherokee County Texas | 2 | $ 320,000 | $ 160,000 | $ 138,000 |
| Harris County Texas | 2 | $ 1,140,000 | $ 570,000 | $ 423,000 |
| Kaufman County Texas | 2 | $ 570,000 | $ 285,000 | $ 69,000 |
| Tarrant County Texas | 2 | $ 440,000 | $ 220,000 | $ 198,000 |
| Amelia County Virginia | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Emporia County Virginia | 2 | $ 200,000 | $ 100,000 | $ 84,000 |
| Halifax County Virginia | 2 | $ 420,000 | $ 210,000 | $ 52,000 |
| Harrisonburg County Virginia | 2 | $ 580,000 | $ 290,000 | $ 105,000 |
| King William County Virginia | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Mathews County Virginia | 2 | $ 470,000 | $ 235,000 | $ 117,000 |
| Middlesex County Virginia | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Orange County Virginia | 2 | $ 890,000 | $ 445,000 | $ 105,000 |
| Warren County Virginia | 2 | $ 960,000 | $ 480,000 | $ 168,000 |
| Morgan County West Virginia | 2 | $ 600,000 | $ 300,000 | $ 332,000 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Madison County Alabama | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Tuscaloosa County Alabama | 1 | $ 465,000 | $ 465,000 | $ 148,000 |
| Adams County Colorado | 1 | $ 785,000 | $ 785,000 | $ 201,000 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Citrus County Florida | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| Clay County Florida | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Duval County Florida | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 269,000 |
| Nassau County Florida | 1 | $ 435,000 | $ 435,000 | $ 155,000 |
| Polk County Florida | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| St. Lucie County Florida | 1 | $ 555,000 | $ 555,000 | $ 240,000 |
| Chatham County Georgia | 1 | $ 375,000 | $ 375,000 | $ 232,000 |
| Effingham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Harris County Georgia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Henry County Georgia | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Muscogee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Boone County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 157,000 |
| Fleming County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
| Oldham County Kentucky | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| Pulaski County Kentucky | 1 | $ 565,000 | $ 565,000 | $ 314,000 |
| Caldwell County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Claiborne County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| St. Charles County Louisiana | 1 | $ 525,000 | $ 525,000 | $ 179,000 |
| St. John the Baptist County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Winn County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Hancock County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Madison County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Alamance County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Ashe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 458,000 |
| Buncombe County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 248,000 |
| Burke County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Caldwell County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Caswell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Cherokee County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Cleveland County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Cumberland County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Edgecombe County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Greene County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 385,000 |
| Henderson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 393,000 |
| Lee County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Madison County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Martin County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| McDowell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Montgomery County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 372,000 |
| Northampton County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Transylvania County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Tyrrell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 143,000 |
| Vance County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Yadkin County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Athens County Ohio | 1 | $ 325,000 | $ 325,000 | $ 155,000 |
| Franklin County Ohio | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Berks County Pennsylvania | 1 | $ 1,205,000 | $ 1,205,000 | $ 668,000 |
| Bucks County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Lancaster County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Schuylkill County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Aiken County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Beaufort County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Darlington County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Greenwood County South Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 172,000 |
| Kershaw County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 382,000 |
| Marlboro County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| Spartanburg County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Sumter County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Davidson County Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 358,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Monroe County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Sevier County Tennessee | 1 | $ 1,555,000 | $ 1,555,000 | $ 922,000 |
| Shelby County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Archer County Texas | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Bell County Texas | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Bexar County Texas | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Ellis County Texas | 1 | $ 395,000 | $ 395,000 | $ 89,000 |
| Falls County Texas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 305,000 | $ 305,000 | $ 226,000 |
| Nacogdoches County Texas | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Waller County Texas | 1 | $ 575,000 | $ 575,000 | $ 300,000 |
| Amherst County Virginia | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Augusta County Virginia | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Culpeper County Virginia | 1 | $ 465,000 | $ 465,000 | $ 127,000 |
| Cumberland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Danville County Virginia | 1 | $ 135,000 | $ 135,000 | $ 184,000 |
| Franklin City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Greensville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Lancaster County Virginia | 1 | $ 755,000 | $ 755,000 | $ 680,000 |
| Manassas Park County Virginia | 1 | $ 335,000 | $ 335,000 | $ 184,000 |
| Prince Edward County Virginia | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Rockingham County Virginia | 1 | $ 475,000 | $ 475,000 | $ 263,000 |
| Shenandoah County Virginia | 1 | $ 345,000 | $ 345,000 | $ 216,000 |
| Wise County Virginia | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Hampshire County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 183,000 |
| Harrison County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Putnam County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 278,000 |
| Tucker County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 188,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,722 | $1,796,930,000 | $380,000 | $11,125,000 | $169,000 | $8,879,000 |
| Home Improvement | 471 | $75,545,000 | $160,000 | $7,985,000 | $243,000 | $6,463,000 |
| Refinancing | 389 | $118,015,000 | $303,000 | $1,825,000 | $233,000 | $2,149,000 |
| Other Purpose | 317 | $62,595,000 | $197,000 | $1,505,000 | $256,000 | $3,366,000 |
| Cash-out Refinancing | 261 | $89,325,000 | $342,000 | $2,175,000 | $162,000 | $1,319,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,509 | $1,210,575,000 | $344,000 | $3,555,000 | $191,000 | $8,879,000 |
| Not Provided | 735 | $253,725,000 | $345,000 | $2,295,000 | $243,000 | $4,656,000 |
| Black or African American | 695 | $224,485,000 | $323,000 | $1,405,000 | $132,000 | $1,712,000 |
| Hispanic | 523 | $175,255,000 | $335,000 | $1,725,000 | $126,000 | $1,624,000 |
| Asian | 372 | $160,470,000 | $431,000 | $2,015,000 | $161,000 | $1,435,000 |
| Not applicable | 284 | $103,920,000 | $365,000 | $11,125,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $8,905,000 | $356,000 | $845,000 | $200,000 | $1,464,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $500,000 | $250,000 | $335,000 | $67,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,585 | $1,543,345,000 | $336,000 | $11,125,000 | $204,000 | $8,879,000 |
| FHA-insured (Federal Housing Administration) | 911 | $305,825,000 | $335,000 | $1,045,000 | $109,000 | $1,712,000 |
| VA-guaranteed (Veterans Administration) | 600 | $274,730,000 | $457,000 | $1,725,000 | $150,000 | $1,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $18,510,000 | $289,000 | $395,000 | $90,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,779 | $1,664,805,000 | $348,000 | $11,125,000 | $189,000 | $8,879,000 |
| Application Withdrawn By Applicant | 835 | $311,465,000 | $373,000 | $1,955,000 | $158,000 | $2,700,000 |
| Application Denied By Financial Institution | 312 | $88,160,000 | $282,000 | $2,505,000 | $147,000 | $2,233,000 |
| Application Approved But Not Accepted | 116 | $29,060,000 | $250,000 | $1,505,000 | $207,000 | $1,773,000 |
| File Closed For Incompleteness | 112 | $46,960,000 | $419,000 | $1,105,000 | $177,000 | $1,332,000 |
| Loan Purchased By The Institution | 6 | $1,960,000 | $326,000 | $625,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,848 | $2,054,250,000 | $351,000 | $11,125,000 | $185,000 | $8,879,000 |
| Debt-To-Income Ratio | 93 | $21,465,000 | $230,000 | $1,205,000 | $106,000 | $469,000 |
| Credit History | 71 | $13,475,000 | $189,000 | $605,000 | $142,000 | $1,105,000 |
| Collateral | 53 | $15,665,000 | $295,000 | $975,000 | $153,000 | $625,000 |
| Credit Application Incomplete | 49 | $22,115,000 | $451,000 | $2,505,000 | $243,000 | $2,233,000 |
| Other | 22 | $8,740,000 | $397,000 | $2,175,000 | $184,000 | $1,278,000 |
| Employment History | 11 | $3,195,000 | $290,000 | $485,000 | $68,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,725,000 | $191,000 | $365,000 | $72,000 | $113,000 |
| Unverifiable Information | 4 | $1,780,000 | $445,000 | $725,000 | $119,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.