Truhome Solutions, L.L.C. Mortgage Lending & HMDA Data, 2016
In 2016, Truhome Solutions, L.L.C. of Lenexa, KS reported 3,335 mortgage applications totaling $592.5 million, down 68% from 2015. The average application was for $177,674, and applicants reported an average income of $85,554. 12% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Kansas City, MO-KS (1,611), Fort Worth-Arlington, TX (203) and Denver-Aurora-Lakewood, CO (151) (applications in parentheses).
| Mortgage Company & Address | Truhome Solutions, L.L.C. 9601 Legler Rd Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,335 |
| Total Mortgage Loan Application Amount | $592,545,000 |
| Average Mortgage Loan Application Amount | $177,674 |
| Highest Mortgage Loan Application Amount | $632,000 |
| Average Applicant Income | $85,554 |
| Highest Applicant Income | $1,074,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truhome Solutions, L.L.C. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 1,611 | $ 300,560,000 | $ 186,567 | $ 93,545 |
| Fort Worth-Arlington, TX | 203 | $ 32,682,000 | $ 160,995 | $ 89,000 |
| Denver-Aurora-Lakewood, CO | 151 | $ 35,930,000 | $ 237,947 | $ 87,000 |
| San Antonio-New Braunfels, TX | 133 | $ 25,585,000 | $ 192,368 | $ 77,000 |
| Houston-The Woodlands-Sugar Land, TX | 91 | $ 15,997,000 | $ 175,791 | $ 77,000 |
| Dallas-Plano-Irving, TX | 79 | $ 13,535,000 | $ 171,329 | $ 84,000 |
| St. Louis, MO-IL | 76 | $ 10,782,000 | $ 141,868 | $ 68,552 |
| Orlando-Kissimmee-Sanford, FL | 69 | $ 9,182,000 | $ 133,072 | $ 66,000 |
| Topeka, KS | 60 | $ 6,769,000 | $ 112,816 | $ 57,000 |
| Tallahassee, FL | 42 | $ 5,770,000 | $ 137,380 | $ 72,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 39 | $ 7,814,000 | $ 200,358 | $ 76,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 34 | $ 6,470,000 | $ 190,294 | $ 73,000 |
| Greenville-Anderson-Mauldin, SC | 33 | $ 4,587,000 | $ 139,000 | $ 57,000 |
| Lubbock, TX | 31 | $ 4,519,000 | $ 145,774 | $ 67,000 |
| Austin-Round Rock, TX | 30 | $ 6,216,000 | $ 207,200 | $ 78,000 |
| Tulsa, OK | 29 | $ 4,148,000 | $ 143,034 | $ 66,000 |
| Jacksonville, FL | 25 | $ 3,840,000 | $ 153,600 | $ 62,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 23 | $ 4,521,000 | $ 196,565 | $ 73,000 |
| Spartanburg, SC | 23 | $ 3,060,000 | $ 133,043 | $ 62,000 |
| Eugene, OR | 17 | $ 2,825,000 | $ 166,176 | $ 61,000 |
| Memphis, TN-MS-AR | 15 | $ 2,878,000 | $ 191,866 | $ 77,000 |
| Champaign-Urbana, IL | 13 | $ 1,624,000 | $ 124,923 | $ 93,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 2,546,000 | $ 212,166 | $ 74,833 |
| Columbia, SC | 11 | $ 1,789,000 | $ 162,636 | $ 57,000 |
| Medford, OR | 11 | $ 2,325,000 | $ 211,363 | $ 57,000 |
| Lawrence, KS | 10 | $ 1,364,000 | $ 136,400 | $ 95,000 |
| Tampa-St. Petersburg-Clearwater, FL | 10 | $ 1,781,000 | $ 178,100 | $ 69,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,667,000 | $ 185,222 | $ 87,000 |
| St. Joseph, MO-KS | 9 | $ 1,335,000 | $ 148,333 | $ 67,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 1,572,000 | $ 174,666 | $ 76,000 |
| Charleston-North Charleston, SC | 8 | $ 1,068,000 | $ 133,500 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,197,000 | $ 171,000 | $ 113,000 |
| Charlotte-Concord-Gastonia, NC-SC | 7 | $ 1,865,000 | $ 266,428 | $ 133,000 |
| Greeley, CO | 7 | $ 1,286,000 | $ 183,714 | $ 71,000 |
| Atlanta-Sandy Springs-Roswell, GA | 6 | $ 969,000 | $ 161,500 | $ 103,000 |
| Homosassa Springs, FL | 6 | $ 467,000 | $ 77,833 | $ 66,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 2,338,000 | $ 389,666 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 1,670,000 | $ 278,333 | $ 67,000 |
| The Villages, FL | 6 | $ 1,015,000 | $ 169,166 | $ 62,000 |
| Bend-Redmond, OR | 5 | $ 1,009,000 | $ 201,800 | $ 119,000 |
| Chicago-Naperville-Arlington Heights, IL | 5 | $ 1,369,000 | $ 273,800 | $ 104,000 |
| Lakeland-Winter Haven, FL | 5 | $ 554,000 | $ 110,800 | $ 39,000 |
| Port St. Lucie, FL | 5 | $ 664,000 | $ 132,800 | $ 75,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 1,230,000 | $ 246,000 | $ 80,000 |
| Wichita, KS | 5 | $ 607,000 | $ 121,400 | $ 55,000 |
| Ocala, FL | 4 | $ 413,000 | $ 103,250 | $ 32,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 971,000 | $ 242,750 | $ 129,000 |
| Salem, OR | 4 | $ 803,000 | $ 200,750 | $ 64,000 |
| Fresno, CA | 3 | $ 473,000 | $ 157,666 | $ 54,000 |
| Gainesville, FL | 3 | $ 336,000 | $ 112,000 | $ 57,000 |
| Killeen-Temple, TX | 3 | $ 348,000 | $ 116,000 | $ 50,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 631,000 | $ 210,333 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 325,000 | $ 108,333 | $ 21,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 823,000 | $ 274,333 | $ 123,000 |
| San Diego-Carlsbad, CA | 3 | $ 1,324,000 | $ 441,333 | $ 170,000 |
| Sheboygan, WI | 3 | $ 348,000 | $ 116,000 | $ 75,000 |
| Springfield, MO | 3 | $ 367,000 | $ 122,333 | $ 68,000 |
| Albany, OR | 2 | $ 295,000 | $ 147,500 | $ 91,000 |
| Asheville, NC | 2 | $ 213,000 | $ 106,500 | $ 106,000 |
| Colorado Springs, CO | 2 | $ 264,000 | $ 132,000 | $ 60,000 |
| Columbia, MO | 2 | $ 348,000 | $ 174,000 | $ 47,000 |
| Corpus Christi, TX | 2 | $ 274,000 | $ 137,000 | $ 114,000 |
| Durham-Chapel Hill, NC | 2 | $ 293,000 | $ 146,500 | $ 109,000 |
| Fort Collins, CO | 2 | $ 496,000 | $ 248,000 | $ 36,000 |
| Grants Pass, OR | 2 | $ 326,000 | $ 163,000 | $ 85,000 |
| Jefferson City, MO | 2 | $ 306,000 | $ 153,000 | $ 46,000 |
| Midland, TX | 2 | $ 215,000 | $ 107,500 | $ 48,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 276,000 | $ 138,000 | $ 58,000 |
| Rochester, MN | 2 | $ 241,000 | $ 120,500 | $ 367,000 |
| Sebring, FL | 2 | $ 233,000 | $ 116,500 | $ 88,000 |
| St. Cloud, MN | 2 | $ 414,000 | $ 207,000 | $ 89,000 |
| Tacoma-Lakewood, WA | 2 | $ 721,000 | $ 360,500 | $ 122,000 |
| Tyler, TX | 2 | $ 339,000 | $ 169,500 | $ 95,000 |
| Albany, GA | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Amarillo, TX | 1 | $ 154,000 | $ 154,000 | $ 81,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 432,000 | $ 432,000 | $ 90,000 |
| Appleton, WI | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 62,000 | $ 62,000 | $ 215,000 |
| Bakersfield, CA | 1 | $ 158,000 | $ 158,000 | $ 139,000 |
| Beaumont-Port Arthur, TX | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Boulder, CO | 1 | $ 304,000 | $ 304,000 | $ 157,000 |
| Brunswick, GA | 1 | $ 191,000 | $ 191,000 | $ 257,000 |
| Cape Girardeau, MO-IL | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Chattanooga, TN-GA | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| College Station-Bryan, TX | 1 | $ 198,000 | $ 198,000 | $ 64,000 |
| Columbus, IN | 1 | $ 81,000 | $ 81,000 | $ 100,000 |
| Des Moines-West Des Moines, IA | 1 | $ 239,000 | $ 239,000 | $ 124,000 |
| Duluth, MN-WI | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| El Centro, CA | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Fond Du Lac, WI | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Fort Smith, AR-OK | 1 | $ 110,000 | $ 110,000 | $ 122,000 |
| Green Bay, WI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Huntsville, AL | 1 | $ 67,000 | $ 67,000 | $ 141,000 |
| Johnson City, TN | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Joplin, MO | 1 | $ 171,000 | $ 171,000 | $ 47,000 |
| Knoxville, TN | 1 | $ 324,000 | $ 324,000 | $ 65,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Lancaster, PA | 1 | $ 187,000 | $ 187,000 | $ 101,000 |
| Lincoln, NE | 1 | $ 181,000 | $ 181,000 | $ 205,000 |
| Madera, CA | 1 | $ 196,000 | $ 196,000 | $ 87,000 |
| Mankato-North Mankato, MN | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 71,000 | $ 71,000 | $ 80,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 142,000 | $ 142,000 | $ 102,000 |
| Oklahoma City, OK | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 36,000 | $ 36,000 | $ 89,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
| Panama City, FL | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 247,000 | $ 247,000 | $ 157,000 |
| Reading, PA | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 456,000 | $ 456,000 | $ 110,000 |
| Savannah, GA | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| Sherman-Denison, TX | 1 | $ 128,000 | $ 128,000 | $ 121,000 |
| Spokane-Spokane Valley, WA | 1 | $ 266,000 | $ 266,000 | $ 88,000 |
| Stockton-Lodi, CA | 1 | $ 283,000 | $ 283,000 | $ 190,000 |
| Vallejo-Fairfield, CA | 1 | $ 424,000 | $ 424,000 | $ 160,000 |
| Visalia-Porterville, CA | 1 | $ 72,000 | $ 72,000 | $ 129,000 |
| Waco, TX | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Wichita Falls, TX | 1 | $ 199,000 | $ 199,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Truhome Solutions, L.L.C. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,915 | $341,584,000 | $178,000 | $581,000 | $83,000 | $1,074,000 |
| Refinancing | 1,420 | $250,961,000 | $176,000 | $632,000 | $89,000 | $553,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,222 | $400,420,000 | $180,000 | $632,000 | $89,000 | $1,074,000 |
| Not Provided | 439 | $80,164,000 | $182,000 | $581,000 | $86,000 | $408,000 |
| Hispanic | 279 | $45,473,000 | $162,000 | $400,000 | $72,000 | $254,000 |
| Black or African American | 272 | $43,351,000 | $159,000 | $417,000 | $68,000 | $367,000 |
| Asian | 84 | $16,772,000 | $199,000 | $417,000 | $96,000 | $450,000 |
| American Indian or Alaskan Native | 30 | $4,747,000 | $158,000 | $457,000 | $66,000 | $141,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,618,000 | $179,000 | $281,000 | $96,000 | $130,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,035 | $369,766,000 | $181,000 | $581,000 | $98,000 | $635,000 |
| FHA-insured (Federal Housing Administration) | 941 | $148,101,000 | $157,000 | $463,000 | $62,000 | $255,000 |
| VA-guaranteed (Veterans Administration) | 312 | $68,250,000 | $218,000 | $632,000 | $81,000 | $1,074,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,428,000 | $136,000 | $255,000 | $46,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,401 | $439,515,000 | $183,000 | $632,000 | $92,000 | $635,000 |
| Loan Originated | 406 | $67,243,000 | $165,000 | $462,000 | $67,000 | $358,000 |
| Application Withdrawn By Applicant | 335 | $56,789,000 | $169,000 | $581,000 | $71,000 | $300,000 |
| Application Denied By Financial Institution | 144 | $21,173,000 | $147,000 | $424,000 | $57,000 | $185,000 |
| Application Approved But Not Accepted | 31 | $4,512,000 | $145,000 | $417,000 | $64,000 | $408,000 |
| File Closed For Incompleteness | 18 | $3,313,000 | $184,000 | $568,000 | $141,000 | $1,074,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 54 | $8,234,000 | $152,000 | $405,000 | $61,000 | $143,000 |
| Debt-To-Income Ratio | 42 | $5,673,000 | $135,000 | $335,000 | $44,000 | $120,000 |
| Other | 15 | $2,287,000 | $152,000 | $424,000 | $75,000 | $185,000 |
| Collateral | 14 | $1,889,000 | $134,000 | $411,000 | $63,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,769,000 | $147,000 | $264,000 | $47,000 | $83,000 |
| Unverifiable Information | 3 | $410,000 | $136,000 | $195,000 | $59,000 | $69,000 |
| Employment History | 3 | $755,000 | $251,000 | $392,000 | $48,000 | $80,000 |
| Credit Application Incomplete | 1 | $156,000 | $156,000 | $156,000 | $101,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truhome Solutions, L.L.C.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truhome Solutions, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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