UBS Bank, USA Mortgage Lending & HMDA Data, 2010
In 2010, UBS Bank, USA of Salt Lake City, UT reported 1,554 mortgage applications totaling $1.8 billion. The average application was for $1,146,362, and applicants reported an average income of $556,900. 46% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (217), New York-White Plains-Wayne, NY-NJ (182) and Santa Ana-Anaheim-Irvine, CA (58) (applications in parentheses).
| Mortgage Company & Address | UBS Bank, USA 299 South Main Street - Suite 2275 Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 |
| Total Number of Mortgage Applications | 1,554 |
| Total Mortgage Loan Application Amount | $1,781,447,000 |
| Average Mortgage Loan Application Amount | $1,146,362 |
| Highest Mortgage Loan Application Amount | $12,500,000 |
| Average Applicant Income | $556,900 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank, USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 217 | $ 342,044,000 | $ 1,576,239 | $ 724,000 |
| New York, New York | 111 | $ 164,011,000 | $ 1,477,576 | $ 783,000 |
| Orange, California | 58 | $ 105,643,000 | $ 1,821,431 | $ 787,000 |
| San Diego, California | 48 | $ 58,838,000 | $ 1,225,791 | $ 413,000 |
| Fairfield, Connecticut | 47 | $ 67,073,000 | $ 1,427,085 | $ 681,000 |
| Cook, Illinois | 42 | $ 35,463,000 | $ 844,357 | $ 407,000 |
| Santa Clara, California | 36 | $ 43,300,000 | $ 1,202,777 | $ 427,000 |
| Westchester, New York | 34 | $ 33,418,000 | $ 982,882 | $ 496,000 |
| Maricopa, Arizona | 33 | $ 31,780,000 | $ 963,030 | $ 489,000 |
| Suffolk, New York | 31 | $ 38,549,000 | $ 1,243,516 | $ 713,000 |
| King, Washington | 29 | $ 29,095,000 | $ 1,003,275 | $ 322,000 |
| Fulton, Georgia | 26 | $ 21,993,000 | $ 845,884 | $ 372,000 |
| Harris, Texas | 22 | $ 16,513,000 | $ 750,590 | $ 526,000 |
| Palm Beach, Florida | 20 | $ 17,776,000 | $ 888,800 | $ 331,000 |
| Miami-Dade, Florida | 19 | $ 19,214,000 | $ 1,011,263 | $ 490,000 |
| Middlesex, Massachusetts | 19 | $ 22,152,000 | $ 1,165,894 | $ 701,000 |
| San Francisco, California | 17 | $ 20,401,000 | $ 1,200,058 | $ 618,000 |
| Dallas, Texas | 17 | $ 15,046,000 | $ 885,058 | $ 418,000 |
| Bergen, New Jersey | 16 | $ 18,544,000 | $ 1,159,000 | $ 677,000 |
| San Mateo, California | 13 | $ 14,652,000 | $ 1,127,076 | $ 261,000 |
| Riverside, California | 12 | $ 12,303,000 | $ 1,025,250 | $ 1,095,000 |
| Ventura, California | 12 | $ 13,418,000 | $ 1,118,166 | $ 437,000 |
| Monterey, California | 11 | $ 21,977,000 | $ 1,997,909 | $ 500,000 |
| Hennepin, Minnesota | 11 | $ 9,944,000 | $ 904,000 | $ 377,000 |
| Collier, Florida | 10 | $ 9,933,000 | $ 993,300 | $ 981,000 |
| Sarasota, Florida | 10 | $ 9,691,000 | $ 969,100 | $ 363,000 |
| Lake, Illinois | 10 | $ 8,505,000 | $ 850,500 | $ 379,000 |
| Suffolk, Massachusetts | 10 | $ 9,149,000 | $ 914,900 | $ 457,000 |
| Clark, Nevada | 10 | $ 16,158,000 | $ 1,615,800 | $ 620,000 |
| Kings, New York | 10 | $ 8,503,000 | $ 850,300 | $ 307,000 |
| Montgomery, Pennsylvania | 10 | $ 7,907,000 | $ 790,700 | $ 358,000 |
| Travis, Texas | 10 | $ 8,257,000 | $ 825,700 | $ 487,000 |
| Marin, California | 9 | $ 16,276,000 | $ 1,808,444 | $ 1,383,000 |
| Washoe, Nevada | 9 | $ 9,707,000 | $ 1,078,555 | $ 569,000 |
| Cape May, New Jersey | 9 | $ 8,665,000 | $ 962,777 | $ 802,000 |
| Nassau, New York | 9 | $ 10,332,000 | $ 1,148,000 | $ 333,000 |
| Charleston, South Carolina | 9 | $ 6,490,000 | $ 721,111 | $ 230,000 |
| Alameda, California | 8 | $ 7,704,000 | $ 963,000 | $ 325,000 |
| Contra Costa, California | 8 | $ 8,068,000 | $ 1,008,500 | $ 370,000 |
| Multnomah, Oregon | 8 | $ 6,346,000 | $ 793,250 | $ 300,000 |
| Arapahoe, Colorado | 7 | $ 8,391,000 | $ 1,198,714 | $ 657,000 |
| Jefferson, Kentucky | 7 | $ 6,131,000 | $ 875,857 | $ 515,000 |
| Somerset, New Jersey | 7 | $ 4,926,000 | $ 703,714 | $ 196,000 |
| Chester, Pennsylvania | 7 | $ 7,382,000 | $ 1,054,571 | $ 629,000 |
| Santa Barbara, California | 6 | $ 8,512,000 | $ 1,418,666 | $ 838,000 |
| Pitkin, Colorado | 6 | $ 12,504,000 | $ 2,084,000 | $ 622,000 |
| Broward, Florida | 6 | $ 4,164,000 | $ 694,000 | $ 400,000 |
| Johnson, Kansas | 6 | $ 8,231,000 | $ 1,371,833 | $ 629,000 |
| Cumberland, Maine | 6 | $ 5,182,000 | $ 863,666 | $ 556,000 |
| Montgomery, Maryland | 6 | $ 5,134,000 | $ 855,666 | $ 433,000 |
| Barnstable, Massachusetts | 6 | $ 5,091,000 | $ 848,500 | $ 807,000 |
| Norfolk, Massachusetts | 6 | $ 6,663,000 | $ 1,110,500 | $ 444,000 |
| Oakland, Michigan | 6 | $ 5,879,000 | $ 979,833 | $ 209,000 |
| Essex, New Jersey | 6 | $ 5,739,000 | $ 956,500 | $ 375,000 |
| Monmouth, New Jersey | 6 | $ 5,904,000 | $ 984,000 | $ 564,000 |
| Morris, New Jersey | 6 | $ 11,029,000 | $ 1,838,166 | $ 1,415,000 |
| Philadelphia, Pennsylvania | 6 | $ 5,039,000 | $ 839,833 | $ 1,230,000 |
| Summit, Utah | 6 | $ 5,361,000 | $ 893,500 | $ 907,000 |
| Placer, California | 5 | $ 6,197,000 | $ 1,239,400 | $ 423,000 |
| District of Columbia, District Of Columbia | 5 | $ 4,887,000 | $ 977,400 | $ 741,000 |
| Cobb, Georgia | 5 | $ 4,035,000 | $ 807,000 | $ 245,000 |
| Honolulu, Hawaii | 5 | $ 6,410,000 | $ 1,282,000 | $ 217,000 |
| Atlantic, New Jersey | 5 | $ 5,175,000 | $ 1,035,000 | $ 471,000 |
| Cuyahoga, Ohio | 5 | $ 4,621,000 | $ 924,200 | $ 620,000 |
| Franklin, Ohio | 5 | $ 2,955,000 | $ 591,000 | $ 460,000 |
| Deschutes, Oregon | 5 | $ 3,221,000 | $ 644,200 | $ 199,000 |
| Bucks, Pennsylvania | 5 | $ 4,046,000 | $ 809,200 | $ 2,217,000 |
| Beaufort, South Carolina | 5 | $ 3,110,000 | $ 622,000 | $ 166,000 |
| Fairfax, Virginia | 5 | $ 7,119,000 | $ 1,423,800 | $ 509,000 |
| Virginia Beach, Virginia | 5 | $ 4,160,000 | $ 832,000 | $ 333,000 |
| Denver, Colorado | 4 | $ 2,557,000 | $ 639,250 | $ 586,000 |
| Jefferson, Colorado | 4 | $ 3,467,000 | $ 866,750 | $ 385,000 |
| Litchfield, Connecticut | 4 | $ 4,880,000 | $ 1,220,000 | $ 521,000 |
| New Haven, Connecticut | 4 | $ 2,966,000 | $ 741,500 | $ 222,000 |
| Hillsborough, Florida | 4 | $ 1,890,000 | $ 472,500 | $ 200,000 |
| Okaloosa, Florida | 4 | $ 4,600,000 | $ 1,150,000 | $ 412,000 |
| Blaine, Idaho | 4 | $ 4,669,000 | $ 1,167,250 | $ 572,000 |
| DuPage, Illinois | 4 | $ 4,316,000 | $ 1,079,000 | $ 444,000 |
| Dukes, Massachusetts | 4 | $ 3,685,000 | $ 921,250 | $ 789,000 |
| Plymouth, Massachusetts | 4 | $ 3,239,000 | $ 809,750 | $ 687,000 |
| Hudson, New Jersey | 4 | $ 3,194,000 | $ 798,500 | $ 427,000 |
| Mecklenburg, North Carolina | 4 | $ 3,416,000 | $ 854,000 | $ 360,000 |
| Clackamas, Oregon | 4 | $ 3,164,000 | $ 791,000 | $ 168,000 |
| Denton, Texas | 4 | $ 2,647,000 | $ 661,750 | $ 423,000 |
| Sonoma, California | 3 | $ 2,150,000 | $ 716,666 | $ 160,000 |
| Eagle, Colorado | 3 | $ 3,400,000 | $ 1,133,333 | $ 855,000 |
| Duval, Florida | 3 | $ 2,392,000 | $ 797,333 | $ 87,000 |
| Lee, Florida | 3 | $ 2,174,000 | $ 724,666 | $ 165,000 |
| Pinellas, Florida | 3 | $ 2,652,000 | $ 884,000 | $ 228,000 |
| Maui, Hawaii | 3 | $ 2,576,000 | $ 858,666 | $ 1,032,000 |
| Hancock, Maine | 3 | $ 4,669,000 | $ 1,556,333 | $ 1,407,000 |
| Essex, Massachusetts | 3 | $ 2,048,000 | $ 682,666 | $ 281,000 |
| Ramsey, Minnesota | 3 | $ 2,818,000 | $ 939,333 | $ 322,000 |
| St. Louis, Missouri | 3 | $ 2,339,000 | $ 779,666 | $ 466,000 |
| Lancaster, Nebraska | 3 | $ 2,307,000 | $ 769,000 | $ 285,000 |
| Hunterdon, New Jersey | 3 | $ 3,801,000 | $ 1,267,000 | $ 460,000 |
| Mercer, New Jersey | 3 | $ 2,210,000 | $ 736,666 | $ 255,000 |
| Ocean, New Jersey | 3 | $ 4,099,000 | $ 1,366,333 | $ 450,000 |
| Santa Fe, New Mexico | 3 | $ 3,872,000 | $ 1,290,666 | $ 658,000 |
| Jackson, North Carolina | 3 | $ 2,598,000 | $ 866,000 | $ 242,000 |
| Delaware, Pennsylvania | 3 | $ 3,102,000 | $ 1,034,000 | $ 589,000 |
| Greenville, South Carolina | 3 | $ 2,495,000 | $ 831,666 | $ 355,000 |
| Davidson, Tennessee | 3 | $ 2,292,000 | $ 764,000 | $ 732,000 |
| Hamilton, Tennessee | 3 | $ 2,415,000 | $ 805,000 | $ 256,000 |
| Salt Lake, Utah | 3 | $ 1,792,000 | $ 597,333 | $ 217,000 |
| Tallapoosa, Alabama | 2 | $ 1,194,000 | $ 597,000 | $ 121,000 |
| Pima, Arizona | 2 | $ 1,449,000 | $ 724,500 | $ 318,000 |
| Pulaski, Arkansas | 2 | $ 1,309,000 | $ 654,500 | $ 274,000 |
| Fresno, California | 2 | $ 1,288,000 | $ 644,000 | $ 235,000 |
| Kern, California | 2 | $ 2,213,000 | $ 1,106,500 | $ 334,000 |
| Boulder, Colorado | 2 | $ 1,419,000 | $ 709,500 | $ 159,000 |
| Douglas, Colorado | 2 | $ 1,251,000 | $ 625,500 | $ 315,000 |
| Hartford, Connecticut | 2 | $ 2,025,000 | $ 1,012,500 | $ 331,000 |
| New London, Connecticut | 2 | $ 1,750,000 | $ 875,000 | $ 473,000 |
| New Castle, Delaware | 2 | $ 3,059,000 | $ 1,529,500 | $ 1,085,000 |
| Manatee, Florida | 2 | $ 1,531,000 | $ 765,500 | $ 187,000 |
| Martin, Florida | 2 | $ 1,699,000 | $ 849,500 | $ 700,000 |
| Walton, Florida | 2 | $ 1,148,000 | $ 574,000 | $ 470,000 |
| Ada, Idaho | 2 | $ 1,384,000 | $ 692,000 | $ 433,000 |
| Hamilton, Indiana | 2 | $ 1,606,000 | $ 803,000 | $ 435,000 |
| Howard, Maryland | 2 | $ 3,380,000 | $ 1,690,000 | $ 319,000 |
| Queen Anne's, Maryland | 2 | $ 2,383,000 | $ 1,191,500 | $ 391,000 |
| Talbot, Maryland | 2 | $ 1,936,000 | $ 968,000 | $ 396,000 |
| Nantucket, Massachusetts | 2 | $ 1,323,000 | $ 661,500 | $ 464,000 |
| Washtenaw, Michigan | 2 | $ 1,565,000 | $ 782,500 | $ 477,000 |
| Flathead, Montana | 2 | $ 1,000,000 | $ 500,000 | $ 105,000 |
| Gallatin, Montana | 2 | $ 2,683,000 | $ 1,341,500 | $ 735,000 |
| Hillsborough, New Hampshire | 2 | $ 1,411,000 | $ 705,500 | $ 323,000 |
| Burlington, New Jersey | 2 | $ 1,219,000 | $ 609,500 | $ 122,000 |
| Camden, New Jersey | 2 | $ 1,290,000 | $ 645,000 | $ 654,000 |
| Middlesex, New Jersey | 2 | $ 1,750,000 | $ 875,000 | $ 545,000 |
| Sussex, New Jersey | 2 | $ 1,663,000 | $ 831,500 | $ 659,000 |
| Union, New Jersey | 2 | $ 1,263,000 | $ 631,500 | $ 277,000 |
| Queens, New York | 2 | $ 607,000 | $ 303,500 | $ 329,000 |
| Richmond, New York | 2 | $ 2,480,000 | $ 1,240,000 | $ 864,000 |
| Warren, New York | 2 | $ 1,238,000 | $ 619,000 | $ 130,000 |
| Lincoln, North Carolina | 2 | $ 2,500,000 | $ 1,250,000 | $ 223,000 |
| Macon, North Carolina | 2 | $ 2,227,000 | $ 1,113,500 | $ 407,000 |
| Wake, North Carolina | 2 | $ 882,000 | $ 441,000 | $ 308,000 |
| Northampton, Pennsylvania | 2 | $ 1,151,000 | $ 575,500 | $ 215,000 |
| Montgomery, Texas | 2 | $ 1,017,000 | $ 508,500 | $ 213,000 |
| Tarrant, Texas | 2 | $ 811,000 | $ 405,500 | $ 354,000 |
| Wasatch, Utah | 2 | $ 2,696,000 | $ 1,348,000 | $ 550,000 |
| Washington, Utah | 2 | $ 1,604,000 | $ 802,000 | $ 184,000 |
| Grand Isle, Vermont | 2 | $ 1,805,000 | $ 902,500 | $ 1,145,000 |
| Arlington, Virginia | 2 | $ 1,803,000 | $ 901,500 | $ 318,000 |
| Loudoun, Virginia | 2 | $ 1,056,000 | $ 528,000 | $ 262,000 |
| Snohomish, Washington | 2 | $ 1,092,000 | $ 546,000 | $ 178,000 |
| Dane, Wisconsin | 2 | $ 1,601,000 | $ 800,500 | $ 519,000 |
| Baldwin, Alabama | 1 | $ 368,000 | $ 368,000 | $ 2,918,000 |
| Jefferson, Alabama | 1 | $ 676,000 | $ 676,000 | $ 200,000 |
| Mobile, Alabama | 1 | $ 1,293,000 | $ 1,293,000 | $ 220,000 |
| Shelby, Alabama | 1 | $ 800,000 | $ 800,000 | $ 545,000 |
| Gila, Arizona | 1 | $ 480,000 | $ 480,000 | $ 174,000 |
| Pinal, Arizona | 1 | $ 799,000 | $ 799,000 | $ 115,000 |
| Benton, Arkansas | 1 | $ 890,000 | $ 890,000 | $ 404,000 |
| Merced, California | 1 | $ 597,000 | $ 597,000 | $ 144,000 |
| Napa, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 252,000 |
| Plumas, California | 1 | $ 926,000 | $ 926,000 | $ 525,000 |
| San Bernardino, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 901,000 |
| San Joaquin, California | 1 | $ 375,000 | $ 375,000 | $ 40,000 |
| Santa Cruz, California | 1 | $ 826,000 | $ 826,000 | $ 846,000 |
| Solano, California | 1 | $ 778,000 | $ 778,000 | $ 218,000 |
| Broomfield, Colorado | 1 | $ 672,000 | $ 672,000 | $ 269,000 |
| El Paso, Colorado | 1 | $ 543,000 | $ 543,000 | $ 322,000 |
| Grand, Colorado | 1 | $ 1,875,000 | $ 1,875,000 | $ 1,149,000 |
| Larimer, Colorado | 1 | $ 550,000 | $ 550,000 | $ 251,000 |
| Summit, Colorado | 1 | $ 811,000 | $ 811,000 | $ 193,000 |
| Weld, Colorado | 1 | $ 900,000 | $ 900,000 | $ 414,000 |
| Sussex, Delaware | 1 | $ 1,040,000 | $ 1,040,000 | $ 1,216,000 |
| Flagler, Florida | 1 | $ 319,000 | $ 319,000 | $ 400,000 |
| Highlands, Florida | 1 | $ 79,000 | $ 79,000 | $ 125,000 |
| Indian River, Florida | 1 | $ 833,000 | $ 833,000 | $ 667,000 |
| Lake, Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 468,000 |
| Monroe, Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 495,000 |
| Seminole, Florida | 1 | $ 600,000 | $ 600,000 | $ 183,000 |
| St. Johns, Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 596,000 |
| St. Lucie, Florida | 1 | $ 417,000 | $ 417,000 | $ 654,000 |
| Cherokee, Georgia | 1 | $ 614,000 | $ 614,000 | $ 213,000 |
| Coweta, Georgia | 1 | $ 402,000 | $ 402,000 | $ 290,000 |
| Glynn, Georgia | 1 | $ 1,482,000 | $ 1,482,000 | $ 416,000 |
| Jasper, Georgia | 1 | $ 1,030,000 | $ 1,030,000 | $ 185,000 |
| Kootenai, Idaho | 1 | $ 554,000 | $ 554,000 | $ 651,000 |
| Kendall, Illinois | 1 | $ 417,000 | $ 417,000 | $ 233,000 |
| Hancock, Indiana | 1 | $ 676,000 | $ 676,000 | $ 1,153,000 |
| Harrison, Indiana | 1 | $ 680,000 | $ 680,000 | $ 450,000 |
| Lake, Indiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Sedgwick, Kansas | 1 | $ 774,000 | $ 774,000 | $ 619,000 |
| Woodford, Kentucky | 1 | $ 1,000,000 | $ 1,000,000 | $ 459,000 |
| East Baton Rouge, Louisiana | 1 | $ 596,000 | $ 596,000 | $ 104,000 |
| Jefferson, Louisiana | 1 | $ 539,000 | $ 539,000 | $ 34,000 |
| Orleans, Louisiana | 1 | $ 385,000 | $ 385,000 | $ 16,000 |
| St. Landry, Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 716,000 |
| Knox, Maine | 1 | $ 1,500,000 | $ 1,500,000 | $ 363,000 |
| Sagadahoc, Maine | 1 | $ 700,000 | $ 700,000 | $ 400,000 |
| York, Maine | 1 | $ 519,000 | $ 519,000 | $ 156,000 |
| Anne Arundel, Maryland | 1 | $ 800,000 | $ 800,000 | $ 248,000 |
| Baltimore, Maryland | 1 | $ 1,203,000 | $ 1,203,000 | $ 252,000 |
| Cecil, Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 319,000 |
| Berkshire, Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| Bristol, Massachusetts | 1 | $ 764,000 | $ 764,000 | $ 374,000 |
| Hampden, Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Hampshire, Massachusetts | 1 | $ 910,000 | $ 910,000 | $ 35,000 |
| Worcester, Massachusetts | 1 | $ 749,000 | $ 749,000 | $ 206,000 |
| Charlevoix, Michigan | 1 | $ 1,475,000 | $ 1,475,000 | $ 707,000 |
| Genesee, Michigan | 1 | $ 2,013,000 | $ 2,013,000 | $ 820,000 |
| Kent, Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 85,000 |
| Anoka, Minnesota | 1 | $ 1,223,000 | $ 1,223,000 | $ 361,000 |
| Carver, Minnesota | 1 | $ 633,000 | $ 633,000 | $ 435,000 |
| Dakota, Minnesota | 1 | $ 558,000 | $ 558,000 | $ 400,000 |
| Clay, Mississippi | 1 | $ 508,000 | $ 508,000 | $ 111,000 |
| Franklin, Missouri | 1 | $ 736,000 | $ 736,000 | $ 897,000 |
| Greene, Missouri | 1 | $ 707,000 | $ 707,000 | $ 452,000 |
| Jackson, Missouri | 1 | $ 1,500,000 | $ 1,500,000 | $ 88,000 |
| Missoula, Montana | 1 | $ 1,283,000 | $ 1,283,000 | $ 7,000 |
| Douglas, Nevada | 1 | $ 1,013,000 | $ 1,013,000 | $ 266,000 |
| Belknap, New Hampshire | 1 | $ 479,000 | $ 479,000 | $ 122,000 |
| Carroll, New Hampshire | 1 | $ 486,000 | $ 486,000 | $ 200,000 |
| Passaic, New Jersey | 1 | $ 1,313,000 | $ 1,313,000 | $ 914,000 |
| Bernalillo, New Mexico | 1 | $ 1,635,000 | $ 1,635,000 | $ 220,000 |
| Colfax, New Mexico | 1 | $ 566,000 | $ 566,000 | $ 267,000 |
| Lincoln, New Mexico | 1 | $ 1,157,000 | $ 1,157,000 | $ 236,000 |
| Sandoval, New Mexico | 1 | $ 719,000 | $ 719,000 | $ 304,000 |
| Bronx, New York | 1 | $ 750,000 | $ 750,000 | $ 397,000 |
| Columbia, New York | 1 | $ 469,000 | $ 469,000 | $ 263,000 |
| Erie, New York | 1 | $ 660,000 | $ 660,000 | $ 234,000 |
| Rockland, New York | 1 | $ 960,000 | $ 960,000 | $ 703,000 |
| Sullivan, New York | 1 | $ 399,000 | $ 399,000 | $ 312,000 |
| Washington, New York | 1 | $ 780,000 | $ 780,000 | $ 200,000 |
| Buncombe, North Carolina | 1 | $ 1,690,000 | $ 1,690,000 | $ 1,320,000 |
| Chatham, North Carolina | 1 | $ 650,000 | $ 650,000 | $ 229,000 |
| Craven, North Carolina | 1 | $ 560,000 | $ 560,000 | $ 556,000 |
| Durham, North Carolina | 1 | $ 719,000 | $ 719,000 | $ 210,000 |
| Orange, North Carolina | 1 | $ 700,000 | $ 700,000 | $ 257,000 |
| Erie, Ohio | 1 | $ 674,000 | $ 674,000 | $ 250,000 |
| Hamilton, Ohio | 1 | $ 610,000 | $ 610,000 | $ 200,000 |
| Knox, Ohio | 1 | $ 342,000 | $ 342,000 | $ 98,000 |
| Montgomery, Ohio | 1 | $ 544,000 | $ 544,000 | $ 959,000 |
| Summit, Ohio | 1 | $ 700,000 | $ 700,000 | $ 227,000 |
| Lincoln, Oregon | 1 | $ 591,000 | $ 591,000 | $ 300,000 |
| Cumberland, Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 195,000 |
| Bristol, Rhode Island | 1 | $ 901,000 | $ 901,000 | $ 370,000 |
| Anderson, South Carolina | 1 | $ 806,000 | $ 806,000 | $ 219,000 |
| Oconee, South Carolina | 1 | $ 415,000 | $ 415,000 | $ 534,000 |
| Pickens, South Carolina | 1 | $ 1,977,000 | $ 1,977,000 | $ 290,000 |
| York, South Carolina | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Minnehaha, South Dakota | 1 | $ 750,000 | $ 750,000 | $ 518,000 |
| Knox, Tennessee | 1 | $ 550,000 | $ 550,000 | $ 317,000 |
| Williamson, Tennessee | 1 | $ 720,000 | $ 720,000 | $ 215,000 |
| Bexar, Texas | 1 | $ 1,300,000 | $ 1,300,000 | $ 550,000 |
| Brazos, Texas | 1 | $ 104,000 | $ 104,000 | $ 113,000 |
| Burnet, Texas | 1 | $ 532,000 | $ 532,000 | $ 192,000 |
| Fort Bend, Texas | 1 | $ 470,000 | $ 470,000 | $ 150,000 |
| Hood, Texas | 1 | $ 880,000 | $ 880,000 | $ 221,000 |
| Kendall, Texas | 1 | $ 587,000 | $ 587,000 | $ 500,000 |
| Nueces, Texas | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Webb, Texas | 1 | $ 472,000 | $ 472,000 | $ 173,000 |
| Davis, Utah | 1 | $ 584,000 | $ 584,000 | $ 330,000 |
| Chittenden, Vermont | 1 | $ 600,000 | $ 600,000 | $ 195,000 |
| Washington, Vermont | 1 | $ 540,000 | $ 540,000 | $ 568,000 |
| Windsor, Vermont | 1 | $ 3,350,000 | $ 3,350,000 | $ 397,000 |
| James City, Virginia | 1 | $ 720,000 | $ 720,000 | $ 526,000 |
| Norfolk, Virginia | 1 | $ 750,000 | $ 750,000 | $ 280,000 |
| Spotsylvania, Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 497,000 |
| Clark, Washington | 1 | $ 662,000 | $ 662,000 | $ 440,000 |
| Island, Washington | 1 | $ 869,000 | $ 869,000 | $ 178,000 |
| Kitsap, Washington | 1 | $ 960,000 | $ 960,000 | $ 205,000 |
| Kittitas, Washington | 1 | $ 665,000 | $ 665,000 | $ 343,000 |
| Skagit, Washington | 1 | $ 945,000 | $ 945,000 | $ 421,000 |
| Spokane, Washington | 1 | $ 440,000 | $ 440,000 | $ 116,000 |
| Thurston, Washington | 1 | $ 407,000 | $ 407,000 | $ 181,000 |
| Polk, Wisconsin | 1 | $ 932,000 | $ 932,000 | $ 144,000 |
| Walworth, Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 344,000 |
| Teton, Wyoming | 1 | $ 633,000 | $ 633,000 | $ 345,000 |
Mortgage Loan Application Detail Totals for UBS Bank, USA in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,284 | $1,488,801,000 | $1,159,000 | $12,500,000 | $523,000 | $5,742,000 |
| Home Purchase | 257 | $275,704,000 | $1,072,000 | $9,000,000 | $725,000 | $9,999,000 |
| Home Improvement | 13 | $16,942,000 | $1,303,000 | $3,650,000 | $582,000 | $2,052,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 954 | $1,021,614,000 | $1,070,000 | $12,500,000 | $520,000 | $9,999,000 |
| Not Provided | 501 | $642,084,000 | $1,281,000 | $10,000,000 | $634,000 | $9,999,000 |
| Asian | 52 | $73,217,000 | $1,408,000 | $6,500,000 | $611,000 | $2,510,000 |
| Hispanic | 31 | $31,618,000 | $1,019,000 | $2,576,000 | $395,000 | $806,000 |
| Black or African American | 8 | $7,003,000 | $875,000 | $1,470,000 | $604,000 | $2,918,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $3,045,000 | $761,000 | $863,000 | $265,000 | $327,000 |
| American Indian or Alaskan Native | 4 | $2,866,000 | $716,000 | $1,190,000 | $404,000 | $902,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,554 | $1,781,447,000 | $1,146,000 | $12,500,000 | $557,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 713 | $788,764,000 | $1,106,000 | $9,400,000 | $605,000 | $9,999,000 |
| Application Withdrawn By Applicant | 336 | $392,431,000 | $1,167,000 | $12,500,000 | $558,000 | $9,999,000 |
| Application Denied By Financial Institution | 288 | $356,364,000 | $1,237,000 | $12,205,000 | $351,000 | $3,550,000 |
| Application Approved But Not Accepted | 216 | $243,214,000 | $1,125,000 | $10,000,000 | $670,000 | $5,742,000 |
| File Closed For Incompleteness | 1 | $674,000 | $674,000 | $674,000 | $245,000 | $245,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 149 | $192,837,000 | $1,294,000 | $12,205,000 | $196,000 | $1,401,000 |
| Collateral | 103 | $113,147,000 | $1,098,000 | $3,000,000 | $495,000 | $2,474,000 |
| Credit Application Incomplete | 13 | $24,918,000 | $1,916,000 | $5,000,000 | $860,000 | $3,550,000 |
| Credit History | 9 | $10,003,000 | $1,111,000 | $2,342,000 | $396,000 | $820,000 |
| Other | 6 | $3,886,000 | $647,000 | $860,000 | $386,000 | $898,000 |
| Unverifiable Information | 3 | $3,749,000 | $1,249,000 | $2,429,000 | $359,000 | $558,000 |
| Employment History | 3 | $2,399,000 | $799,000 | $1,000,000 | $267,000 | $491,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $5,425,000 | $2,712,000 | $4,125,000 | $1,005,000 | $1,767,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank, USA's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess UBS Bank, USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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