Union Federal C/O Sky Bank Mortgage Lending & HMDA Data, 2006
In 2006, Union Federal C/O Sky Bank of Bowling Green, OH reported 7,025 mortgage applications totaling $807.6 million, down 90% from 2005. The average application was for $114,965, and applicants reported an average income of $73,043. 38% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Indianapolis-Carmel, IN (1,434), Atlanta-Sandy Springs-Marietta, GA (294) and Phoenix-Mesa-Scottsdale, AZ (242) (applications in parentheses).
| Mortgage Company & Address | Union Federal C/O Sky Bank 137 Clough St Bowling Green, OH 43402 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,025 |
| Total Mortgage Loan Application Amount | $807,633,000 |
| Average Mortgage Loan Application Amount | $114,965 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $73,043 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Union Federal C/O Sky Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion, Indiana | 824 | $ 44,144,000 | $ 53,572 | $ 66,000 |
| Hamilton, Indiana | 229 | $ 15,688,000 | $ 68,506 | $ 94,000 |
| Maricopa, Arizona | 212 | $ 30,037,000 | $ 141,683 | $ 61,000 |
| Hendricks, Indiana | 126 | $ 7,585,000 | $ 60,198 | $ 74,000 |
| Cook, Illinois | 122 | $ 14,139,000 | $ 115,893 | $ 81,000 |
| Fulton, Georgia | 109 | $ 14,915,000 | $ 136,834 | $ 144,000 |
| Johnson, Indiana | 93 | $ 5,067,000 | $ 54,483 | $ 69,000 |
| Los Angeles, California | 89 | $ 25,028,000 | $ 281,213 | $ 133,000 |
| Clark, Nevada | 81 | $ 12,977,000 | $ 160,209 | $ 103,000 |
| Harris, Texas | 78 | $ 7,449,000 | $ 95,500 | $ 88,000 |
| Boone, Indiana | 71 | $ 4,503,000 | $ 63,422 | $ 60,000 |
| Bexar, Texas | 53 | $ 5,550,000 | $ 104,716 | $ 48,000 |
| Wayne, Michigan | 52 | $ 3,289,000 | $ 63,250 | $ 78,000 |
| Pima, Arizona | 50 | $ 4,370,000 | $ 87,400 | $ 73,000 |
| Salt Lake, Utah | 50 | $ 6,552,000 | $ 131,040 | $ 87,000 |
| DeKalb, Georgia | 48 | $ 4,639,000 | $ 96,645 | $ 85,000 |
| Hancock, Indiana | 47 | $ 3,252,000 | $ 69,191 | $ 72,000 |
| Allen, Indiana | 43 | $ 3,589,000 | $ 83,465 | $ 50,000 |
| Multnomah, Oregon | 42 | $ 5,498,000 | $ 130,904 | $ 118,000 |
| Clayton, Georgia | 41 | $ 2,866,000 | $ 69,902 | $ 89,000 |
| King, Washington | 41 | $ 8,965,000 | $ 218,658 | $ 113,000 |
| Kalamazoo, Michigan | 40 | $ 3,366,000 | $ 84,150 | $ 73,000 |
| Weld, Colorado | 39 | $ 4,393,000 | $ 112,641 | $ 81,000 |
| Orange, California | 38 | $ 14,047,000 | $ 369,657 | $ 126,000 |
| Montgomery, Maryland | 38 | $ 7,600,000 | $ 200,000 | $ 44,000 |
| Fresno, California | 37 | $ 7,186,000 | $ 194,216 | $ 101,000 |
| Gwinnett, Georgia | 37 | $ 3,700,000 | $ 100,000 | $ 93,000 |
| Deschutes, Oregon | 37 | $ 5,859,000 | $ 158,351 | $ 105,000 |
| Riverside, California | 35 | $ 9,144,000 | $ 261,257 | $ 119,000 |
| Oklahoma, Oklahoma | 35 | $ 3,950,000 | $ 112,857 | $ 63,000 |
| Wake, North Carolina | 34 | $ 3,715,000 | $ 109,264 | $ 69,000 |
| Franklin, Ohio | 34 | $ 3,139,000 | $ 92,323 | $ 83,000 |
| Denver, Colorado | 33 | $ 5,008,000 | $ 151,757 | $ 73,000 |
| El Paso, Colorado | 33 | $ 3,855,000 | $ 116,818 | $ 82,000 |
| Kent, Michigan | 33 | $ 2,445,000 | $ 74,090 | $ 64,000 |
| San Bernardino, California | 31 | $ 6,549,000 | $ 211,258 | $ 111,000 |
| Prince George's, Maryland | 31 | $ 5,079,000 | $ 163,838 | $ 74,000 |
| Pinal, Arizona | 30 | $ 3,686,000 | $ 122,866 | $ 46,000 |
| St. Joseph, Indiana | 30 | $ 2,128,000 | $ 70,933 | $ 30,000 |
| Kern, California | 29 | $ 3,795,000 | $ 130,862 | $ 86,000 |
| Will, Illinois | 29 | $ 1,824,000 | $ 62,896 | $ 80,000 |
| Oakland, Michigan | 29 | $ 2,781,000 | $ 95,896 | $ 78,000 |
| Suffolk, New York | 29 | $ 8,132,000 | $ 280,413 | $ 141,000 |
| Cuyahoga, Ohio | 29 | $ 1,900,000 | $ 65,517 | $ 69,000 |
| Lake, Illinois | 28 | $ 2,926,000 | $ 104,500 | $ 93,000 |
| Pierce, Washington | 28 | $ 3,925,000 | $ 140,178 | $ 92,000 |
| Sutter, California | 24 | $ 3,968,000 | $ 165,333 | $ 41,000 |
| Sacramento, California | 23 | $ 5,774,000 | $ 251,043 | $ 114,000 |
| San Diego, California | 23 | $ 8,931,000 | $ 388,304 | $ 120,000 |
| Monmouth, New Jersey | 22 | $ 5,086,000 | $ 231,181 | $ 95,000 |
| Summit, Ohio | 22 | $ 853,000 | $ 38,772 | $ 52,000 |
| Tarrant, Texas | 22 | $ 2,265,000 | $ 102,954 | $ 60,000 |
| DuPage, Illinois | 21 | $ 1,860,000 | $ 88,571 | $ 104,000 |
| Morgan, Indiana | 21 | $ 1,505,000 | $ 71,666 | $ 76,000 |
| Tippecanoe, Indiana | 21 | $ 1,873,000 | $ 89,190 | $ 74,000 |
| Larimer, Colorado | 20 | $ 1,660,000 | $ 83,000 | $ 70,000 |
| Ingham, Michigan | 20 | $ 1,416,000 | $ 70,800 | $ 53,000 |
| Nye, Nevada | 20 | $ 3,326,000 | $ 166,300 | $ 72,000 |
| Mecklenburg, North Carolina | 20 | $ 2,038,000 | $ 101,900 | $ 87,000 |
| San Joaquin, California | 19 | $ 5,665,000 | $ 298,157 | $ 87,000 |
| Marion, Oregon | 19 | $ 2,344,000 | $ 123,368 | $ 108,000 |
| Thurston, Washington | 19 | $ 3,646,000 | $ 191,894 | $ 102,000 |
| Milwaukee, Wisconsin | 19 | $ 1,490,000 | $ 78,421 | $ 70,000 |
| Arapahoe, Colorado | 18 | $ 1,607,000 | $ 89,277 | $ 81,000 |
| Jefferson, Colorado | 18 | $ 1,787,000 | $ 99,277 | $ 69,000 |
| Midland, Michigan | 18 | $ 1,142,000 | $ 63,444 | $ 55,000 |
| Clackamas, Oregon | 18 | $ 3,144,000 | $ 174,666 | $ 100,000 |
| Utah, Utah | 17 | $ 1,975,000 | $ 116,176 | $ 93,000 |
| Fairfax, Virginia | 17 | $ 3,149,000 | $ 185,235 | $ 59,000 |
| Clark, Washington | 17 | $ 2,072,000 | $ 121,882 | $ 49,000 |
| Orange, Florida | 16 | $ 1,839,000 | $ 114,937 | $ 53,000 |
| Madison, Indiana | 16 | $ 749,000 | $ 46,812 | $ 40,000 |
| Klamath, Oregon | 16 | $ 2,069,000 | $ 129,312 | $ 62,000 |
| Prince William, Virginia | 16 | $ 4,079,000 | $ 254,937 | $ 37,000 |
| Snohomish, Washington | 16 | $ 2,136,000 | $ 133,500 | $ 120,000 |
| Spokane, Washington | 16 | $ 1,140,000 | $ 71,250 | $ 72,000 |
| Douglas, Colorado | 15 | $ 1,735,000 | $ 115,666 | $ 84,000 |
| Polk, Florida | 15 | $ 2,162,000 | $ 144,133 | $ 75,000 |
| Lake, Indiana | 15 | $ 936,000 | $ 62,400 | $ 43,000 |
| Queens, New York | 15 | $ 3,572,000 | $ 238,133 | $ 49,000 |
| Adams, Colorado | 14 | $ 1,385,000 | $ 98,928 | $ 50,000 |
| Cobb, Georgia | 14 | $ 1,749,000 | $ 124,928 | $ 57,000 |
| Henry, Georgia | 14 | $ 1,798,000 | $ 128,428 | $ 80,000 |
| Jackson, Missouri | 14 | $ 649,000 | $ 46,357 | $ 62,000 |
| St. Louis, Missouri | 14 | $ 950,000 | $ 67,857 | $ 52,000 |
| Mesa, Colorado | 13 | $ 1,597,000 | $ 122,846 | $ 70,000 |
| Kane, Illinois | 13 | $ 2,077,000 | $ 159,769 | $ 73,000 |
| Baltimore, Maryland | 13 | $ 1,477,000 | $ 113,615 | $ 104,000 |
| Macomb, Michigan | 13 | $ 1,890,000 | $ 145,384 | $ 49,000 |
| Montgomery, Texas | 13 | $ 1,716,000 | $ 132,000 | $ 87,000 |
| Coconino, Arizona | 12 | $ 567,000 | $ 47,250 | $ 75,000 |
| Elkhart, Indiana | 12 | $ 981,000 | $ 81,750 | $ 39,000 |
| Anne Arundel, Maryland | 12 | $ 3,151,000 | $ 262,583 | $ 67,000 |
| Calhoun, Michigan | 12 | $ 1,124,000 | $ 93,666 | $ 90,000 |
| Middlesex, New Jersey | 12 | $ 2,741,000 | $ 228,416 | $ 66,000 |
| Guilford, North Carolina | 12 | $ 874,000 | $ 72,833 | $ 41,000 |
| Lucas, Ohio | 12 | $ 567,000 | $ 47,250 | $ 57,000 |
| Washington, Oregon | 12 | $ 1,175,000 | $ 97,916 | $ 93,000 |
| Charleston, South Carolina | 12 | $ 610,000 | $ 50,833 | $ 100,000 |
| Richland, South Carolina | 12 | $ 654,000 | $ 54,500 | $ 40,000 |
| Galveston, Texas | 12 | $ 1,249,000 | $ 104,083 | $ 19,000 |
| Outagamie, Wisconsin | 12 | $ 1,344,000 | $ 112,000 | $ 471,000 |
| District of Columbia, District Of Columbia | 11 | $ 1,628,000 | $ 148,000 | $ 76,000 |
| Marion, Florida | 11 | $ 813,000 | $ 73,909 | $ 32,000 |
| Chatham, Georgia | 11 | $ 1,233,000 | $ 112,090 | $ 65,000 |
| LaPorte, Indiana | 11 | $ 1,156,000 | $ 105,090 | $ 58,000 |
| Putnam, Indiana | 11 | $ 518,000 | $ 47,090 | $ 61,000 |
| Shelby, Indiana | 11 | $ 2,219,000 | $ 201,727 | $ 121,000 |
| Nassau, New York | 11 | $ 3,787,000 | $ 344,272 | $ 102,000 |
| Orange, New York | 11 | $ 2,046,000 | $ 186,000 | $ 37,000 |
| Butler, Ohio | 11 | $ 928,000 | $ 84,363 | $ 74,000 |
| Hamilton, Ohio | 11 | $ 678,000 | $ 61,636 | $ 85,000 |
| Broward, Florida | 10 | $ 2,772,000 | $ 277,200 | $ 125,000 |
| Lee, Florida | 10 | $ 2,218,000 | $ 221,800 | $ 150,000 |
| St. Lucie, Florida | 10 | $ 1,340,000 | $ 134,000 | $ 41,000 |
| Volusia, Florida | 10 | $ 1,233,000 | $ 123,300 | $ 71,000 |
| Bibb, Georgia | 10 | $ 915,000 | $ 91,500 | $ 50,000 |
| Bulloch, Georgia | 10 | $ 600,000 | $ 60,000 | $ 144,000 |
| Grant, Indiana | 10 | $ 481,000 | $ 48,100 | $ 30,000 |
| Caddo, Louisiana | 10 | $ 1,070,000 | $ 107,000 | $ 57,000 |
| Cumberland, Maine | 10 | $ 1,492,000 | $ 149,200 | $ 65,000 |
| Frederick, Maryland | 10 | $ 1,525,000 | $ 152,500 | $ 63,000 |
| Bay, Michigan | 10 | $ 713,000 | $ 71,300 | $ 60,000 |
| Isabella, Michigan | 10 | $ 704,000 | $ 70,400 | $ 64,000 |
| Saginaw, Michigan | 10 | $ 820,000 | $ 82,000 | $ 43,000 |
| Union, New Jersey | 10 | $ 1,644,000 | $ 164,400 | $ 56,000 |
| Cameron, Texas | 10 | $ 1,296,000 | $ 129,600 | $ 58,000 |
| Loudoun, Virginia | 10 | $ 2,112,000 | $ 211,200 | $ 34,000 |
| Mohave, Arizona | 9 | $ 698,000 | $ 77,555 | $ 86,000 |
| Peoria, Illinois | 9 | $ 475,000 | $ 52,777 | $ 53,000 |
| Winnebago, Illinois | 9 | $ 522,000 | $ 58,000 | $ 31,000 |
| Porter, Indiana | 9 | $ 723,000 | $ 80,333 | $ 53,000 |
| Barry, Michigan | 9 | $ 556,000 | $ 61,777 | $ 50,000 |
| Berrien, Michigan | 9 | $ 526,000 | $ 58,444 | $ 69,000 |
| Genesee, Michigan | 9 | $ 706,000 | $ 78,444 | $ 70,000 |
| Hillsborough, New Hampshire | 9 | $ 1,397,000 | $ 155,222 | $ 75,000 |
| Canadian, Oklahoma | 9 | $ 1,255,000 | $ 139,444 | $ 66,000 |
| Bucks, Pennsylvania | 9 | $ 474,000 | $ 52,666 | $ 95,000 |
| Greenville, South Carolina | 9 | $ 742,000 | $ 82,444 | $ 25,000 |
| Madison, Alabama | 8 | $ 677,000 | $ 84,625 | $ 69,000 |
| Yavapai, Arizona | 8 | $ 1,150,000 | $ 143,750 | $ 19,000 |
| Butte, California | 8 | $ 1,203,000 | $ 150,375 | $ 16,000 |
| Shasta, California | 8 | $ 1,795,000 | $ 224,375 | $ 68,000 |
| Tulare, California | 8 | $ 1,277,000 | $ 159,625 | $ 30,000 |
| Brevard, Florida | 8 | $ 1,222,000 | $ 152,750 | $ 16,000 |
| McHenry, Illinois | 8 | $ 411,000 | $ 51,375 | $ 89,000 |
| Baltimore City, Maryland | 8 | $ 526,000 | $ 65,750 | $ 55,000 |
| Cass, Michigan | 8 | $ 598,000 | $ 74,750 | $ 46,000 |
| Greene, Missouri | 8 | $ 774,000 | $ 96,750 | $ 191,000 |
| St. Charles, Missouri | 8 | $ 289,000 | $ 36,125 | $ 64,000 |
| St. Louis City, Missouri | 8 | $ 227,000 | $ 28,375 | $ 63,000 |
| Randolph, North Carolina | 8 | $ 807,000 | $ 100,875 | $ 37,000 |
| Montgomery, Ohio | 8 | $ 713,000 | $ 89,125 | $ 32,000 |
| Stark, Ohio | 8 | $ 665,000 | $ 83,125 | $ 69,000 |
| Lane, Oregon | 8 | $ 846,000 | $ 105,750 | $ 58,000 |
| Chester, Pennsylvania | 8 | $ 695,000 | $ 86,875 | $ 107,000 |
| Philadelphia, Pennsylvania | 8 | $ 608,000 | $ 76,000 | $ 80,000 |
| Brazoria, Texas | 8 | $ 1,042,000 | $ 130,250 | $ 80,000 |
| El Paso, Texas | 8 | $ 686,000 | $ 85,750 | $ 82,000 |
| Chesterfield, Virginia | 8 | $ 785,000 | $ 98,125 | $ 59,000 |
| Shenandoah, Virginia | 8 | $ 905,000 | $ 113,125 | $ 56,000 |
| Spotsylvania, Virginia | 8 | $ 1,378,000 | $ 172,250 | $ 37,000 |
| Contra Costa, California | 7 | $ 2,337,000 | $ 333,857 | $ 96,000 |
| Yuba, California | 7 | $ 1,042,000 | $ 148,857 | $ 11,000 |
| Boulder, Colorado | 7 | $ 668,000 | $ 95,428 | $ 35,000 |
| Duval, Florida | 7 | $ 480,000 | $ 68,571 | $ 72,000 |
| Hillsborough, Florida | 7 | $ 477,000 | $ 68,142 | $ 79,000 |
| Delaware, Indiana | 7 | $ 647,000 | $ 92,428 | $ 95,000 |
| Monroe, Indiana | 7 | $ 457,000 | $ 65,285 | $ 90,000 |
| Middlesex, Massachusetts | 7 | $ 1,418,000 | $ 202,571 | $ 87,000 |
| Plymouth, Massachusetts | 7 | $ 986,000 | $ 140,857 | $ 45,000 |
| Van Buren, Michigan | 7 | $ 753,000 | $ 107,571 | $ 24,000 |
| Washoe, Nevada | 7 | $ 507,000 | $ 72,428 | $ 247,000 |
| Ocean, New Jersey | 7 | $ 1,313,000 | $ 187,571 | $ 182,000 |
| Bernalillo, New Mexico | 7 | $ 593,000 | $ 84,714 | $ 89,000 |
| Alamance, North Carolina | 7 | $ 687,000 | $ 98,142 | $ 43,000 |
| Huron, Ohio | 7 | $ 758,000 | $ 108,285 | $ 43,000 |
| Lake, Ohio | 7 | $ 250,000 | $ 35,714 | $ 95,000 |
| Wayne, Ohio | 7 | $ 385,000 | $ 55,000 | $ 47,000 |
| Davis, Utah | 7 | $ 574,000 | $ 82,000 | $ 43,000 |
| Norfolk, Virginia | 7 | $ 1,087,000 | $ 155,285 | $ 126,000 |
| Stafford, Virginia | 7 | $ 2,298,000 | $ 328,285 | $ 58,000 |
| Virginia Beach, Virginia | 7 | $ 925,000 | $ 132,142 | $ 67,000 |
| Montgomery, Alabama | 6 | $ 673,000 | $ 112,166 | $ 66,000 |
| Saline, Arkansas | 6 | $ 719,000 | $ 119,833 | $ 77,000 |
| Alameda, California | 6 | $ 1,532,000 | $ 255,333 | $ 108,000 |
| Kings, California | 6 | $ 501,000 | $ 83,500 | $ 31,000 |
| Placer, California | 6 | $ 2,245,000 | $ 374,166 | $ 127,000 |
| Santa Rosa, Florida | 6 | $ 1,616,000 | $ 269,333 | $ 112,000 |
| Douglas, Georgia | 6 | $ 397,000 | $ 66,166 | $ 58,000 |
| Hall, Georgia | 6 | $ 317,000 | $ 52,833 | $ 44,000 |
| Rockdale, Georgia | 6 | $ 527,000 | $ 87,833 | $ 85,000 |
| Ada, Idaho | 6 | $ 859,000 | $ 143,166 | $ 82,000 |
| Kootenai, Idaho | 6 | $ 649,000 | $ 108,166 | $ 60,000 |
| Williamson, Illinois | 6 | $ 520,000 | $ 86,666 | $ 38,000 |
| Marshall, Indiana | 6 | $ 546,000 | $ 91,000 | $ 40,000 |
| Vanderburgh, Indiana | 6 | $ 301,000 | $ 50,166 | $ 30,000 |
| Wayne, Indiana | 6 | $ 433,000 | $ 72,166 | $ 58,000 |
| Hardin, Kentucky | 6 | $ 607,000 | $ 101,166 | $ 19,000 |
| York, Maine | 6 | $ 619,000 | $ 103,166 | $ 60,000 |
| Gladwin, Michigan | 6 | $ 304,000 | $ 50,666 | $ 53,000 |
| Gratiot, Michigan | 6 | $ 332,000 | $ 55,333 | $ 38,000 |
| Strafford, New Hampshire | 6 | $ 640,000 | $ 106,666 | $ 84,000 |
| Sandoval, New Mexico | 6 | $ 674,000 | $ 112,333 | $ 138,000 |
| Brunswick, North Carolina | 6 | $ 660,000 | $ 110,000 | $ 66,000 |
| Cumberland, North Carolina | 6 | $ 660,000 | $ 110,000 | $ 26,000 |
| Erie, Ohio | 6 | $ 288,000 | $ 48,000 | $ 70,000 |
| Fairfield, Ohio | 6 | $ 268,000 | $ 44,666 | $ 62,000 |
| Portage, Ohio | 6 | $ 316,000 | $ 52,666 | $ 68,000 |
| Linn, Oregon | 6 | $ 597,000 | $ 99,500 | $ 111,000 |
| Horry, South Carolina | 6 | $ 686,000 | $ 114,333 | $ 108,000 |
| Comal, Texas | 6 | $ 1,242,000 | $ 207,000 | $ 127,000 |
| Hidalgo, Texas | 6 | $ 621,000 | $ 103,500 | $ 69,000 |
| Travis, Texas | 6 | $ 1,484,000 | $ 247,333 | $ 71,000 |
| Caroline, Virginia | 6 | $ 930,000 | $ 155,000 | $ 68,000 |
| Walker, Alabama | 5 | $ 280,000 | $ 56,000 | $ 27,000 |
| Navajo, Arizona | 5 | $ 484,000 | $ 96,800 | $ 46,000 |
| Monroe, Florida | 5 | $ 1,407,000 | $ 281,400 | $ 168,000 |
| Palm Beach, Florida | 5 | $ 729,000 | $ 145,800 | $ 85,000 |
| Pasco, Florida | 5 | $ 1,095,000 | $ 219,000 | $ 39,000 |
| Cherokee, Georgia | 5 | $ 917,000 | $ 183,400 | $ 91,000 |
| Honolulu, Hawaii | 5 | $ 1,463,000 | $ 292,600 | $ 90,000 |
| Saline, Illinois | 5 | $ 194,000 | $ 38,800 | $ 27,000 |
| Fayette, Kentucky | 5 | $ 618,000 | $ 123,600 | $ 78,000 |
| Jefferson, Kentucky | 5 | $ 324,000 | $ 64,800 | $ 42,000 |
| East Baton Rouge, Louisiana | 5 | $ 373,000 | $ 74,600 | $ 72,000 |
| Queen Anne's, Maryland | 5 | $ 1,129,000 | $ 225,800 | $ 103,000 |
| Allegan, Michigan | 5 | $ 579,000 | $ 115,800 | $ 44,000 |
| Branch, Michigan | 5 | $ 439,000 | $ 87,800 | $ 34,000 |
| Muskegon, Michigan | 5 | $ 506,000 | $ 101,200 | $ 112,000 |
| Ottawa, Michigan | 5 | $ 401,000 | $ 80,200 | $ 44,000 |
| Gallatin, Montana | 5 | $ 718,000 | $ 143,600 | $ 0 |
| Essex, New Jersey | 5 | $ 864,000 | $ 172,800 | $ 56,000 |
| Hunterdon, New Jersey | 5 | $ 1,956,000 | $ 391,200 | $ 108,000 |
| Durham, North Carolina | 5 | $ 661,000 | $ 132,200 | $ 54,000 |
| Rowan, North Carolina | 5 | $ 462,000 | $ 92,400 | $ 33,000 |
| Ashtabula, Ohio | 5 | $ 322,000 | $ 64,400 | $ 44,000 |
| Clermont, Ohio | 5 | $ 508,000 | $ 101,600 | $ 31,000 |
| Licking, Ohio | 5 | $ 379,000 | $ 75,800 | $ 63,000 |
| Seneca, Ohio | 5 | $ 196,000 | $ 39,200 | $ 82,000 |
| Warren, Ohio | 5 | $ 428,000 | $ 85,600 | $ 88,000 |
| Crook, Oregon | 5 | $ 696,000 | $ 139,200 | $ 84,000 |
| Allegheny, Pennsylvania | 5 | $ 463,000 | $ 92,600 | $ 43,000 |
| Delaware, Pennsylvania | 5 | $ 307,000 | $ 61,400 | $ 92,000 |
| Lancaster, Pennsylvania | 5 | $ 418,000 | $ 83,600 | $ 90,000 |
| Luzerne, Pennsylvania | 5 | $ 349,000 | $ 69,800 | $ 55,000 |
| Montgomery, Pennsylvania | 5 | $ 315,000 | $ 63,000 | $ 88,000 |
| Perry, Pennsylvania | 5 | $ 382,000 | $ 76,400 | $ 27,000 |
| York, Pennsylvania | 5 | $ 456,000 | $ 91,200 | $ 75,000 |
| Berkeley, South Carolina | 5 | $ 805,000 | $ 161,000 | $ 73,000 |
| Dorchester, South Carolina | 5 | $ 413,000 | $ 82,600 | $ 68,000 |
| Giles, Tennessee | 5 | $ 656,000 | $ 131,200 | $ 24,000 |
| Bell, Texas | 5 | $ 375,000 | $ 75,000 | $ 48,000 |
| Dallas, Texas | 5 | $ 402,000 | $ 80,400 | $ 28,000 |
| Williamson, Texas | 5 | $ 362,000 | $ 72,400 | $ 148,000 |
| Hampton, Virginia | 5 | $ 503,000 | $ 100,600 | $ 23,000 |
| Pope, Arkansas | 4 | $ 266,000 | $ 66,500 | $ 0 |
| Colusa, California | 4 | $ 497,000 | $ 124,250 | $ 57,000 |
| El Dorado, California | 4 | $ 1,240,000 | $ 310,000 | $ 77,000 |
| Stanislaus, California | 4 | $ 1,540,000 | $ 385,000 | $ 150,000 |
| New Haven, Connecticut | 4 | $ 955,000 | $ 238,750 | $ 121,000 |
| Miami-Dade, Florida | 4 | $ 807,000 | $ 201,750 | $ 26,000 |
| Pinellas, Florida | 4 | $ 685,000 | $ 171,250 | $ 59,000 |
| Columbia, Georgia | 4 | $ 230,000 | $ 57,500 | $ 10,000 |
| Houston, Georgia | 4 | $ 310,000 | $ 77,500 | $ 84,000 |
| Lowndes, Georgia | 4 | $ 256,000 | $ 64,000 | $ 64,000 |
| DeKalb, Illinois | 4 | $ 250,000 | $ 62,500 | $ 74,000 |
| St. Clair, Illinois | 4 | $ 405,000 | $ 101,250 | $ 61,000 |
| Noble, Indiana | 4 | $ 286,000 | $ 71,500 | $ 40,000 |
| Warrick, Indiana | 4 | $ 319,000 | $ 79,750 | $ 66,000 |
| Charles, Maryland | 4 | $ 951,000 | $ 237,750 | $ 34,000 |
| Howard, Maryland | 4 | $ 1,002,000 | $ 250,500 | $ 29,000 |
| Arenac, Michigan | 4 | $ 210,000 | $ 52,500 | $ 28,000 |
| Clinton, Michigan | 4 | $ 425,000 | $ 106,250 | $ 70,000 |
| Shiawassee, Michigan | 4 | $ 192,000 | $ 48,000 | $ 92,000 |
| Washtenaw, Michigan | 4 | $ 421,000 | $ 105,250 | $ 67,000 |
| Hennepin, Minnesota | 4 | $ 476,000 | $ 119,000 | $ 107,000 |
| Olmsted, Minnesota | 4 | $ 324,000 | $ 81,000 | $ 39,000 |
| Forrest, Mississippi | 4 | $ 190,000 | $ 47,500 | $ 300,000 |
| Boone, Missouri | 4 | $ 265,000 | $ 66,250 | $ 57,000 |
| Jefferson, Missouri | 4 | $ 112,000 | $ 28,000 | $ 90,000 |
| Kings, New York | 4 | $ 1,461,000 | $ 365,250 | $ 84,000 |
| New York, New York | 4 | $ 2,375,000 | $ 593,750 | $ 227,000 |
| Cabarrus, North Carolina | 4 | $ 304,000 | $ 76,000 | $ 92,000 |
| Rockingham, North Carolina | 4 | $ 404,000 | $ 101,000 | $ 45,000 |
| Yadkin, North Carolina | 4 | $ 328,000 | $ 82,000 | $ 22,000 |
| Delaware, Ohio | 4 | $ 275,000 | $ 68,750 | $ 93,000 |
| Greene, Ohio | 4 | $ 246,000 | $ 61,500 | $ 86,000 |
| Coos, Oregon | 4 | $ 528,000 | $ 132,000 | $ 29,000 |
| Jefferson, Oregon | 4 | $ 391,000 | $ 97,750 | $ 51,000 |
| Adams, Pennsylvania | 4 | $ 305,000 | $ 76,250 | $ 45,000 |
| Bedford, Pennsylvania | 4 | $ 347,000 | $ 86,750 | $ 66,000 |
| Cumberland, Pennsylvania | 4 | $ 158,000 | $ 39,500 | $ 65,000 |
| Westmoreland, Pennsylvania | 4 | $ 246,000 | $ 61,500 | $ 82,000 |
| Colleton, South Carolina | 4 | $ 398,000 | $ 99,500 | $ 44,000 |
| York, South Carolina | 4 | $ 481,000 | $ 120,250 | $ 40,000 |
| Angelina, Texas | 4 | $ 338,000 | $ 84,500 | $ 88,000 |
| Liberty, Texas | 4 | $ 368,000 | $ 92,000 | $ 16,000 |
| Washington, Utah | 4 | $ 418,000 | $ 104,500 | $ 93,000 |
| Weber, Utah | 4 | $ 542,000 | $ 135,500 | $ 45,000 |
| Chesapeake, Virginia | 4 | $ 1,069,000 | $ 267,250 | $ 45,000 |
| Newport News, Virginia | 4 | $ 255,000 | $ 63,750 | $ 23,000 |
| Grays Harbor, Washington | 4 | $ 223,000 | $ 55,750 | $ 86,000 |
| Brown, Wisconsin | 4 | $ 194,000 | $ 48,500 | $ 102,000 |
| Baldwin, Alabama | 3 | $ 814,000 | $ 271,333 | $ 118,000 |
| Cochise, Arizona | 3 | $ 323,000 | $ 107,666 | $ 71,000 |
| Garland, Arkansas | 3 | $ 151,000 | $ 50,333 | $ 31,000 |
| White, Arkansas | 3 | $ 225,000 | $ 75,000 | $ 6,000 |
| Santa Clara, California | 3 | $ 813,000 | $ 271,000 | $ 92,000 |
| Gilpin, Colorado | 3 | $ 695,000 | $ 231,666 | $ 85,000 |
| Montrose, Colorado | 3 | $ 322,000 | $ 107,333 | $ 120,000 |
| Morgan, Colorado | 3 | $ 296,000 | $ 98,666 | $ 31,000 |
| Citrus, Florida | 3 | $ 499,000 | $ 166,333 | $ 42,000 |
| Lake, Florida | 3 | $ 341,000 | $ 113,666 | $ 69,000 |
| Leon, Florida | 3 | $ 258,000 | $ 86,000 | $ 43,000 |
| St. Johns, Florida | 3 | $ 377,000 | $ 125,666 | $ 77,000 |
| Barrow, Georgia | 3 | $ 364,000 | $ 121,333 | $ 22,000 |
| Laurens, Georgia | 3 | $ 335,000 | $ 111,666 | $ 52,000 |
| Richmond, Georgia | 3 | $ 150,000 | $ 50,000 | $ 19,000 |
| Troup, Georgia | 3 | $ 110,000 | $ 36,666 | $ 5,000 |
| Bonner, Idaho | 3 | $ 382,000 | $ 127,333 | $ 49,000 |
| Canyon, Idaho | 3 | $ 169,000 | $ 56,333 | $ 66,000 |
| Kendall, Illinois | 3 | $ 583,000 | $ 194,333 | $ 104,000 |
| LaSalle, Illinois | 3 | $ 774,000 | $ 258,000 | $ 262,000 |
| Madison, Illinois | 3 | $ 118,000 | $ 39,333 | $ 61,000 |
| Ogle, Illinois | 3 | $ 77,000 | $ 25,666 | $ 72,000 |
| Tazewell, Illinois | 3 | $ 137,000 | $ 45,666 | $ 62,000 |
| Bartholomew, Indiana | 3 | $ 200,000 | $ 66,666 | $ 38,000 |
| Clinton, Indiana | 3 | $ 199,000 | $ 66,333 | $ 67,000 |
| Dearborn, Indiana | 3 | $ 307,000 | $ 102,333 | $ 63,000 |
| Henry, Indiana | 3 | $ 317,000 | $ 105,666 | $ 63,000 |
| Kosciusko, Indiana | 3 | $ 320,000 | $ 106,666 | $ 9,000 |
| Owen, Indiana | 3 | $ 174,000 | $ 58,000 | $ 53,000 |
| Wabash, Indiana | 3 | $ 239,000 | $ 79,666 | $ 74,000 |
| Wells, Indiana | 3 | $ 177,000 | $ 59,000 | $ 72,000 |
| Johnson, Kansas | 3 | $ 284,000 | $ 94,666 | $ 58,000 |
| Kennebec, Maine | 3 | $ 204,000 | $ 68,000 | $ 109,000 |
| Hampden, Massachusetts | 3 | $ 389,000 | $ 129,666 | $ 0 |
| Suffolk, Massachusetts | 3 | $ 676,000 | $ 225,333 | $ 33,000 |
| Eaton, Michigan | 3 | $ 408,000 | $ 136,000 | $ 57,000 |
| Iosco, Michigan | 3 | $ 137,000 | $ 45,666 | $ 51,000 |
| Jackson, Michigan | 3 | $ 185,000 | $ 61,666 | $ 45,000 |
| Livingston, Michigan | 3 | $ 256,000 | $ 85,333 | $ 53,000 |
| Mecosta, Michigan | 3 | $ 221,000 | $ 73,666 | $ 19,000 |
| Missaukee, Michigan | 3 | $ 137,000 | $ 45,666 | $ 8,000 |
| Cass, Missouri | 3 | $ 60,000 | $ 20,000 | $ 73,000 |
| Cole, Missouri | 3 | $ 82,000 | $ 27,333 | $ 50,000 |
| Platte, Missouri | 3 | $ 148,000 | $ 49,333 | $ 110,000 |
| Dodge, Nebraska | 3 | $ 190,000 | $ 63,333 | $ 25,000 |
| Lancaster, Nebraska | 3 | $ 197,000 | $ 65,666 | $ 199,000 |
| Douglas, Nevada | 3 | $ 237,000 | $ 79,000 | $ 169,000 |
| Coos, New Hampshire | 3 | $ 340,000 | $ 113,333 | $ 53,000 |
| Rockingham, New Hampshire | 3 | $ 347,000 | $ 115,666 | $ 0 |
| Bergen, New Jersey | 3 | $ 631,000 | $ 210,333 | $ 105,000 |
| Burlington, New Jersey | 3 | $ 322,000 | $ 107,333 | $ 79,000 |
| Mercer, New Jersey | 3 | $ 361,000 | $ 120,333 | $ 74,000 |
| Passaic, New Jersey | 3 | $ 750,000 | $ 250,000 | $ 0 |
| Warren, New Jersey | 3 | $ 417,000 | $ 139,000 | $ 74,000 |
| Carteret, North Carolina | 3 | $ 234,000 | $ 78,000 | $ 10,000 |
| Catawba, North Carolina | 3 | $ 270,000 | $ 90,000 | $ 18,000 |
| Forsyth, North Carolina | 3 | $ 366,000 | $ 122,000 | $ 63,000 |
| Gaston, North Carolina | 3 | $ 313,000 | $ 104,333 | $ 34,000 |
| Gates, North Carolina | 3 | $ 321,000 | $ 107,000 | $ 57,000 |
| Hoke, North Carolina | 3 | $ 337,000 | $ 112,333 | $ 45,000 |
| Johnston, North Carolina | 3 | $ 350,000 | $ 116,666 | $ 46,000 |
| Lenoir, North Carolina | 3 | $ 331,000 | $ 110,333 | $ 37,000 |
| Knox, Ohio | 3 | $ 179,000 | $ 59,666 | $ 78,000 |
| Lorain, Ohio | 3 | $ 170,000 | $ 56,666 | $ 66,000 |
| Mahoning, Ohio | 3 | $ 101,000 | $ 33,666 | $ 32,000 |
| Medina, Ohio | 3 | $ 181,000 | $ 60,333 | $ 34,000 |
| Morrow, Ohio | 3 | $ 306,000 | $ 102,000 | $ 62,000 |
| Pickaway, Ohio | 3 | $ 350,000 | $ 116,666 | $ 32,000 |
| Preble, Ohio | 3 | $ 152,000 | $ 50,666 | $ 7,000 |
| Sandusky, Ohio | 3 | $ 280,000 | $ 93,333 | $ 15,000 |
| Union, Ohio | 3 | $ 156,000 | $ 52,000 | $ 83,000 |
| Cleveland, Oklahoma | 3 | $ 327,000 | $ 109,000 | $ 37,000 |
| Tulsa, Oklahoma | 3 | $ 344,000 | $ 114,666 | $ 41,000 |
| Columbia, Oregon | 3 | $ 428,000 | $ 142,666 | $ 52,000 |
| Douglas, Oregon | 3 | $ 220,000 | $ 73,333 | $ 41,000 |
| Yamhill, Oregon | 3 | $ 306,000 | $ 102,000 | $ 110,000 |
| Butler, Pennsylvania | 3 | $ 99,000 | $ 33,000 | $ 164,000 |
| Dauphin, Pennsylvania | 3 | $ 145,000 | $ 48,333 | $ 83,000 |
| Monroe, Pennsylvania | 3 | $ 318,000 | $ 106,000 | $ 78,000 |
| Northampton, Pennsylvania | 3 | $ 157,000 | $ 52,333 | $ 80,000 |
| Washington, Pennsylvania | 3 | $ 199,000 | $ 66,333 | $ 53,000 |
| Dillon, South Carolina | 3 | $ 116,000 | $ 38,666 | $ 71,000 |
| Lexington, South Carolina | 3 | $ 379,000 | $ 126,333 | $ 0 |
| Shelby, Tennessee | 3 | $ 252,000 | $ 84,000 | $ 92,000 |
| Sumner, Tennessee | 3 | $ 266,000 | $ 88,666 | $ 29,000 |
| Bee, Texas | 3 | $ 285,000 | $ 95,000 | $ 62,000 |
| Burnet, Texas | 3 | $ 221,000 | $ 73,666 | $ 50,000 |
| Parker, Texas | 3 | $ 377,000 | $ 125,666 | $ 68,000 |
| Summit, Utah | 3 | $ 503,000 | $ 167,666 | $ 86,000 |
| Tooele, Utah | 3 | $ 499,000 | $ 166,333 | $ 22,000 |
| Frederick, Virginia | 3 | $ 334,000 | $ 111,333 | $ 88,000 |
| Richmond City, Virginia | 3 | $ 309,000 | $ 103,000 | $ 73,000 |
| Clallam, Washington | 3 | $ 176,000 | $ 58,666 | $ 32,000 |
| Mason, Washington | 3 | $ 411,000 | $ 137,000 | $ 30,000 |
| Skamania, Washington | 3 | $ 386,000 | $ 128,666 | $ 42,000 |
| Blount, Alabama | 2 | $ 153,000 | $ 76,500 | $ 18,000 |
| Jefferson, Alabama | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Lee, Alabama | 2 | $ 156,000 | $ 78,000 | $ 166,000 |
| Limestone, Alabama | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Boone, Arkansas | 2 | $ 155,000 | $ 77,500 | $ 0 |
| Faulkner, Arkansas | 2 | $ 83,000 | $ 41,500 | $ 38,000 |
| Pulaski, Arkansas | 2 | $ 591,000 | $ 295,500 | $ 146,000 |
| Del Norte, California | 2 | $ 149,000 | $ 74,500 | $ 97,000 |
| Lake, California | 2 | $ 602,000 | $ 301,000 | $ 175,000 |
| Lassen, California | 2 | $ 213,000 | $ 106,500 | $ 81,000 |
| Madera, California | 2 | $ 308,000 | $ 154,000 | $ 138,000 |
| Napa, California | 2 | $ 214,000 | $ 107,000 | $ 55,000 |
| Solano, California | 2 | $ 786,000 | $ 393,000 | $ 139,000 |
| Sonoma, California | 2 | $ 558,000 | $ 279,000 | $ 98,000 |
| Tehama, California | 2 | $ 71,000 | $ 35,500 | $ 58,000 |
| Yolo, California | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Broomfield, Colorado | 2 | $ 269,000 | $ 134,500 | $ 61,000 |
| Eagle, Colorado | 2 | $ 114,000 | $ 57,000 | $ 176,000 |
| Moffat, Colorado | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Yuma, Colorado | 2 | $ 105,000 | $ 52,500 | $ 55,000 |
| New Castle, Delaware | 2 | $ 334,000 | $ 167,000 | $ 60,000 |
| Flagler, Florida | 2 | $ 491,000 | $ 245,500 | $ 192,000 |
| Osceola, Florida | 2 | $ 516,000 | $ 258,000 | $ 0 |
| Putnam, Florida | 2 | $ 147,000 | $ 73,500 | $ 32,000 |
| Suwannee, Florida | 2 | $ 197,000 | $ 98,500 | $ 42,000 |
| Walton, Florida | 2 | $ 950,000 | $ 475,000 | $ 210,000 |
| Coweta, Georgia | 2 | $ 173,000 | $ 86,500 | $ 72,000 |
| Floyd, Georgia | 2 | $ 119,000 | $ 59,500 | $ 144,000 |
| Forsyth, Georgia | 2 | $ 143,000 | $ 71,500 | $ 93,000 |
| Newton, Georgia | 2 | $ 180,000 | $ 90,000 | $ 228,000 |
| Screven, Georgia | 2 | $ 216,000 | $ 108,000 | $ 110,000 |
| Spalding, Georgia | 2 | $ 110,000 | $ 55,000 | $ 126,000 |
| Thomas, Georgia | 2 | $ 162,000 | $ 81,000 | $ 30,000 |
| Bannock, Idaho | 2 | $ 86,000 | $ 43,000 | $ 32,000 |
| Christian, Illinois | 2 | $ 93,000 | $ 46,500 | $ 43,000 |
| Douglas, Illinois | 2 | $ 67,000 | $ 33,500 | $ 66,000 |
| Franklin, Illinois | 2 | $ 174,000 | $ 87,000 | $ 54,000 |
| Kankakee, Illinois | 2 | $ 74,000 | $ 37,000 | $ 100,000 |
| Marion, Illinois | 2 | $ 169,000 | $ 84,500 | $ 54,000 |
| Marshall, Illinois | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| McLean, Illinois | 2 | $ 66,000 | $ 33,000 | $ 92,000 |
| Montgomery, Illinois | 2 | $ 53,000 | $ 26,500 | $ 33,000 |
| Perry, Illinois | 2 | $ 96,000 | $ 48,000 | $ 41,000 |
| Rock Island, Illinois | 2 | $ 38,000 | $ 19,000 | $ 73,000 |
| Blackford, Indiana | 2 | $ 91,000 | $ 45,500 | $ 65,000 |
| Carroll, Indiana | 2 | $ 298,000 | $ 149,000 | $ 46,000 |
| Cass, Indiana | 2 | $ 58,000 | $ 29,000 | $ 58,000 |
| Clark, Indiana | 2 | $ 186,000 | $ 93,000 | $ 57,000 |
| DeKalb, Indiana | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Fulton, Indiana | 2 | $ 182,000 | $ 91,000 | $ 57,000 |
| Howard, Indiana | 2 | $ 602,000 | $ 301,000 | $ 151,000 |
| Jackson, Indiana | 2 | $ 137,000 | $ 68,500 | $ 45,000 |
| Jennings, Indiana | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Lawrence, Indiana | 2 | $ 202,000 | $ 101,000 | $ 40,000 |
| Miami, Indiana | 2 | $ 103,000 | $ 51,500 | $ 40,000 |
| Newton, Indiana | 2 | $ 271,000 | $ 135,500 | $ 90,000 |
| Pulaski, Indiana | 2 | $ 263,000 | $ 131,500 | $ 35,000 |
| Randolph, Indiana | 2 | $ 131,000 | $ 65,500 | $ 51,000 |
| Steuben, Indiana | 2 | $ 253,000 | $ 126,500 | $ 36,000 |
| Sullivan, Indiana | 2 | $ 52,000 | $ 26,000 | $ 38,000 |
| Vigo, Indiana | 2 | $ 59,000 | $ 29,500 | $ 22,000 |
| White, Indiana | 2 | $ 190,000 | $ 95,000 | $ 13,000 |
| Whitley, Indiana | 2 | $ 189,000 | $ 94,500 | $ 44,000 |
| Shelby, Iowa | 2 | $ 123,000 | $ 61,500 | $ 0 |
| Douglas, Kansas | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Finney, Kansas | 2 | $ 81,000 | $ 40,500 | $ 36,000 |
| Geary, Kansas | 2 | $ 163,000 | $ 81,500 | $ 0 |
| Riley, Kansas | 2 | $ 169,000 | $ 84,500 | $ 135,000 |
| Sedgwick, Kansas | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Breckinridge, Kentucky | 2 | $ 175,000 | $ 87,500 | $ 36,000 |
| Daviess, Kentucky | 2 | $ 102,000 | $ 51,000 | $ 23,000 |
| Madison, Kentucky | 2 | $ 289,000 | $ 144,500 | $ 56,000 |
| Meade, Kentucky | 2 | $ 195,000 | $ 97,500 | $ 65,000 |
| Washington, Kentucky | 2 | $ 228,000 | $ 114,000 | $ 77,000 |
| Orleans, Louisiana | 2 | $ 375,000 | $ 187,500 | $ 140,000 |
| St. Charles, Louisiana | 2 | $ 251,000 | $ 125,500 | $ 119,000 |
| Androscoggin, Maine | 2 | $ 195,000 | $ 97,500 | $ 150,000 |
| Calvert, Maryland | 2 | $ 700,000 | $ 350,000 | $ 185,000 |
| St. Mary's, Maryland | 2 | $ 423,000 | $ 211,500 | $ 49,000 |
| Bristol, Massachusetts | 2 | $ 271,000 | $ 135,500 | $ 46,000 |
| Essex, Massachusetts | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Clare, Michigan | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Delta, Michigan | 2 | $ 80,000 | $ 40,000 | $ 87,000 |
| Gogebic, Michigan | 2 | $ 165,000 | $ 82,500 | $ 69,000 |
| Grand Traverse, Michigan | 2 | $ 162,000 | $ 81,000 | $ 89,000 |
| Ionia, Michigan | 2 | $ 197,000 | $ 98,500 | $ 32,000 |
| Lapeer, Michigan | 2 | $ 127,000 | $ 63,500 | $ 75,000 |
| Leelanau, Michigan | 2 | $ 152,000 | $ 76,000 | $ 49,000 |
| Lenawee, Michigan | 2 | $ 174,000 | $ 87,000 | $ 62,000 |
| Monroe, Michigan | 2 | $ 361,000 | $ 180,500 | $ 0 |
| St. Clair, Michigan | 2 | $ 133,000 | $ 66,500 | $ 31,000 |
| Tuscola, Michigan | 2 | $ 43,000 | $ 21,500 | $ 19,000 |
| Anoka, Minnesota | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Douglas, Minnesota | 2 | $ 133,000 | $ 66,500 | $ 52,000 |
| Scott, Minnesota | 2 | $ 1,200,000 | $ 600,000 | $ 312,000 |
| Buchanan, Missouri | 2 | $ 93,000 | $ 46,500 | $ 82,000 |
| Cape Girardeau, Missouri | 2 | $ 65,000 | $ 32,500 | $ 84,000 |
| Clay, Missouri | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Polk, Missouri | 2 | $ 97,000 | $ 48,500 | $ 180,000 |
| Pulaski, Missouri | 2 | $ 119,000 | $ 59,500 | $ 78,000 |
| Lyon, Nevada | 2 | $ 148,000 | $ 74,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Union Federal C/O Sky Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,375 | $448,496,000 | $132,000 | $1,500,000 | $70,000 | $1,800,000 |
| Refinancing | 2,346 | $295,449,000 | $125,000 | $1,900,000 | $73,000 | $1,236,000 |
| Home Improvement | 1,304 | $63,688,000 | $48,000 | $1,800,000 | $81,000 | $1,324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,863 | $460,450,000 | $119,000 | $1,845,000 | $74,000 | $1,800,000 |
| Not Provided | 1,226 | $93,749,000 | $76,000 | $1,900,000 | $73,000 | $1,324,000 |
| Black or African American | 736 | $78,526,000 | $106,000 | $1,625,000 | $76,000 | $1,236,000 |
| Hispanic | 541 | $71,619,000 | $132,000 | $906,000 | $52,000 | $538,000 |
| Not applicable | 514 | $80,684,000 | $156,000 | $1,075,000 | $84,000 | $566,000 |
| Asian | 110 | $18,444,000 | $167,000 | $1,000,000 | $81,000 | $360,000 |
| American Indian or Alaskan Native | 20 | $2,099,000 | $104,000 | $368,000 | $67,000 | $312,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,062,000 | $137,000 | $564,000 | $101,000 | $302,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,971 | $679,102,000 | $113,000 | $1,900,000 | $79,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 868 | $102,556,000 | $118,000 | $318,000 | $39,000 | $182,000 |
| VA-guaranteed (Veterans Administration) | 186 | $25,975,000 | $139,000 | $360,000 | $38,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,652 | $263,861,000 | $99,000 | $1,500,000 | $77,000 | $1,324,000 |
| Application Denied By Financial Institution | 1,596 | $174,327,000 | $109,000 | $1,900,000 | $73,000 | $1,236,000 |
| Application Approved But Not Accepted | 1,355 | $177,991,000 | $131,000 | $1,235,000 | $75,000 | $1,800,000 |
| Application Withdrawn By Applicant | 837 | $101,619,000 | $121,000 | $1,000,000 | $53,000 | $1,200,000 |
| Loan Purchased By The Institution | 519 | $81,639,000 | $157,000 | $1,075,000 | $84,000 | $566,000 |
| File Closed For Incompleteness | 45 | $5,475,000 | $121,000 | $324,000 | $46,000 | $260,000 |
| Preapproval Denied by Financial Institution | 21 | $2,721,000 | $129,000 | $190,000 | $37,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 589 | $52,631,000 | $89,000 | $1,800,000 | $59,000 | $780,000 |
| Debt-To-Income Ratio | 364 | $32,971,000 | $90,000 | $650,000 | $54,000 | $420,000 |
| Other | 343 | $48,941,000 | $142,000 | $1,900,000 | $84,000 | $750,000 |
| Collateral | 204 | $24,390,000 | $119,000 | $1,000,000 | $107,000 | $550,000 |
| Unverifiable Information | 72 | $11,702,000 | $162,000 | $1,625,000 | $132,000 | $1,236,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $3,207,000 | $133,000 | $636,000 | $87,000 | $1,147,000 |
| Employment History | 21 | $3,206,000 | $152,000 | $900,000 | $60,000 | $404,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Federal C/O Sky Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Federal C/O Sky Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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