United Security Financial Corp Mortgage Lending & HMDA Data, 2012
In 2012, United Security Financial Corp of Murray, UT reported 7,140 mortgage applications totaling $1.5 billion, up 147% from 2011. The average application was for $206,906, and applicants reported an average income of $356. 97% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Las Vegas-Paradise, NV (355), Atlanta-Sandy Springs-Marietta, GA (281) and Phoenix-Mesa-Glendale, AZ (266) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,140 |
| Total Mortgage Loan Application Amount | $1,477,314,000 |
| Average Mortgage Loan Application Amount | $206,906 |
| Highest Mortgage Loan Application Amount | $921,000 |
| Average Applicant Income | $356 |
| Highest Applicant Income | $524,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Las Vegas-Paradise, NV | 355 | $ 71,243,000 | $ 200,684 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 281 | $ 49,691,000 | $ 176,836 | $ 2,000 |
| Phoenix-Mesa-Glendale, AZ | 266 | $ 49,979,000 | $ 187,890 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 231 | $ 57,273,000 | $ 247,935 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 190 | $ 44,872,000 | $ 236,168 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 182 | $ 56,507,000 | $ 310,478 | $ 4,857 |
| San Antonio-New Braunfels, TX | 155 | $ 27,459,000 | $ 177,154 | $ 0 |
| Baltimore-Towson, MD | 137 | $ 38,332,000 | $ 279,795 | $ 15,000 |
| San Diego-Carlsbad-San Marcos, CA | 131 | $ 41,500,000 | $ 316,793 | $ 0 |
| Tucson, AZ | 123 | $ 24,963,000 | $ 202,951 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 119 | $ 19,268,000 | $ 161,915 | $ 0 |
| Dallas-Plano-Irving, TX | 111 | $ 20,610,000 | $ 185,675 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 108 | $ 17,665,000 | $ 163,564 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 98 | $ 30,538,000 | $ 311,612 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 94 | $ 23,366,000 | $ 248,574 | $ 0 |
| Fayetteville, NC | 88 | $ 14,911,000 | $ 169,443 | $ 0 |
| Fort Worth-Arlington, TX | 81 | $ 13,116,000 | $ 161,925 | $ 0 |
| Austin-Round Rock-San Marcos, TX | 77 | $ 14,886,000 | $ 193,324 | $ 0 |
| Reno-Sparks, NV | 63 | $ 12,776,000 | $ 202,793 | $ 0 |
| Augusta-Richmond County, GA-SC | 60 | $ 10,457,000 | $ 174,283 | $ 0 |
| Salt Lake City, UT | 56 | $ 12,640,000 | $ 225,714 | $ 18,000 |
| Columbus, GA-AL | 52 | $ 10,116,000 | $ 194,538 | $ 0 |
| Albuquerque, NM | 51 | $ 9,888,000 | $ 193,882 | $ 0 |
| Indianapolis-Carmel, IN | 51 | $ 7,800,000 | $ 152,941 | $ 3,000 |
| Ogden-Clearfield, UT | 51 | $ 10,593,000 | $ 207,705 | $ 1,000 |
| Columbus, OH | 50 | $ 8,486,000 | $ 169,720 | $ 0 |
| Jacksonville, NC | 49 | $ 8,509,000 | $ 173,653 | $ 1,000 |
| Boise City-Nampa, ID | 48 | $ 8,600,000 | $ 179,166 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 48 | $ 7,860,000 | $ 163,750 | $ 0 |
| Savannah, GA | 48 | $ 8,863,000 | $ 184,645 | $ 0 |
| Montgomery, AL | 47 | $ 8,811,000 | $ 187,468 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 47 | $ 9,120,000 | $ 194,042 | $ 0 |
| Vallejo-Fairfield, CA | 45 | $ 13,283,000 | $ 295,177 | $ 0 |
| Memphis, TN-MS-AR | 44 | $ 8,345,000 | $ 189,659 | $ 0 |
| Clarksville, TN-KY | 43 | $ 7,387,000 | $ 171,790 | $ 0 |
| Chicago-Joliet-Naperville, IL | 42 | $ 9,030,000 | $ 215,000 | $ 2,000 |
| Little Rock-North Little Rock-Conway, AR | 42 | $ 6,797,000 | $ 161,833 | $ 0 |
| Richmond, VA | 42 | $ 10,916,000 | $ 259,904 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 41 | $ 8,778,000 | $ 214,097 | $ 0 |
| Anchorage, AK | 40 | $ 10,688,000 | $ 267,200 | $ 0 |
| Oklahoma City, OK | 40 | $ 7,244,000 | $ 181,100 | $ 0 |
| Oakland-Fremont-Hayward, CA | 39 | $ 13,428,000 | $ 344,307 | $ 0 |
| Raleigh-Cary, NC | 39 | $ 8,327,000 | $ 213,512 | $ 2,000 |
| Bakersfield-Delano, CA | 37 | $ 7,136,000 | $ 192,864 | $ 1,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 35 | $ 8,196,000 | $ 234,171 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 33 | $ 6,824,000 | $ 206,787 | $ 0 |
| Hinesville-Fort Stewart, GA | 32 | $ 5,285,000 | $ 165,156 | $ 1,000 |
| Omaha-Council Bluffs, NE-IA | 31 | $ 5,507,000 | $ 177,645 | $ 0 |
| Philadelphia, PA | 30 | $ 7,073,000 | $ 235,766 | $ 0 |
| El Paso, TX | 29 | $ 4,830,000 | $ 166,551 | $ 0 |
| Fresno, CA | 29 | $ 6,513,000 | $ 224,586 | $ 0 |
| Huntsville, AL | 29 | $ 6,313,000 | $ 217,689 | $ 0 |
| Yuma, AZ | 29 | $ 5,313,000 | $ 183,206 | $ 3,000 |
| Birmingham-Hoover, AL | 27 | $ 5,248,000 | $ 194,370 | $ 0 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 26 | $ 5,120,000 | $ 196,923 | $ 0 |
| Stockton, CA | 26 | $ 6,073,000 | $ 233,576 | $ 0 |
| Dayton, OH | 25 | $ 4,445,000 | $ 177,800 | $ 0 |
| Manchester-Nashua, NH | 25 | $ 6,053,000 | $ 242,120 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 25 | $ 4,618,000 | $ 184,720 | $ 11,000 |
| Honolulu, HI | 24 | $ 9,394,000 | $ 391,416 | $ 0 |
| Kansas City, MO-KS | 23 | $ 4,195,000 | $ 182,391 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 23 | $ 9,662,000 | $ 420,086 | $ 0 |
| St. Louis, MO-IL | 23 | $ 4,324,000 | $ 188,000 | $ 0 |
| Yuba City, CA | 23 | $ 5,598,000 | $ 243,391 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 22 | $ 4,072,000 | $ 185,090 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 3,304,000 | $ 150,181 | $ 0 |
| Hanford-Corcoran, CA | 22 | $ 5,196,000 | $ 236,181 | $ 0 |
| Provo-Orem, UT | 22 | $ 4,319,000 | $ 196,318 | $ 5,000 |
| Salem, OR | 22 | $ 4,575,000 | $ 207,954 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 21 | $ 6,256,000 | $ 297,904 | $ 2,000 |
| Rapid City, SD | 21 | $ 3,541,000 | $ 168,619 | $ 0 |
| Shreveport-Bossier City, LA | 21 | $ 4,014,000 | $ 191,142 | $ 0 |
| Warner Robins, GA | 21 | $ 3,562,000 | $ 169,619 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 21 | $ 3,598,000 | $ 171,333 | $ 0 |
| Jacksonville, FL | 20 | $ 4,570,000 | $ 228,500 | $ 0 |
| Manhattan, KS | 20 | $ 3,517,000 | $ 175,850 | $ 2,000 |
| Portland-South Portland-Biddeford, ME | 20 | $ 4,119,000 | $ 205,950 | $ 0 |
| Wichita, KS | 20 | $ 3,522,000 | $ 176,100 | $ 0 |
| Gulfport-Biloxi, MS | 19 | $ 3,361,000 | $ 176,894 | $ 0 |
| Pittsburgh, PA | 19 | $ 2,947,000 | $ 155,105 | $ 0 |
| York-Hanover, PA | 19 | $ 4,378,000 | $ 230,421 | $ 0 |
| Akron, OH | 18 | $ 3,036,000 | $ 168,666 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 18 | $ 2,962,000 | $ 164,555 | $ 0 |
| Modesto, CA | 18 | $ 3,957,000 | $ 219,833 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 3,366,000 | $ 187,000 | $ 0 |
| Baton Rouge, LA | 17 | $ 3,239,000 | $ 190,529 | $ 0 |
| Fairbanks, AK | 17 | $ 3,782,000 | $ 222,470 | $ 0 |
| Harrisburg-Carlisle, PA | 17 | $ 3,166,000 | $ 186,235 | $ 0 |
| Mobile, AL | 17 | $ 2,824,000 | $ 166,117 | $ 0 |
| Rockingham County-Strafford County, NH | 17 | $ 4,139,000 | $ 243,470 | $ 0 |
| Tacoma, WA | 17 | $ 4,461,000 | $ 262,411 | $ 0 |
| Tulsa, OK | 17 | $ 2,745,000 | $ 161,470 | $ 0 |
| Valdosta, GA | 17 | $ 3,143,000 | $ 184,882 | $ 0 |
| Jackson, MS | 15 | $ 2,559,000 | $ 170,600 | $ 0 |
| Corpus Christi, TX | 14 | $ 1,964,000 | $ 140,285 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 3,191,000 | $ 227,928 | $ 3,214 |
| Lake Havasu City-Kingman, AZ | 14 | $ 2,174,000 | $ 155,285 | $ 0 |
| Lewiston-Auburn, ME | 14 | $ 2,471,000 | $ 176,500 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 2,595,000 | $ 185,357 | $ 16,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 5,155,000 | $ 368,214 | $ 1,000 |
| Prescott, AZ | 14 | $ 2,449,000 | $ 174,928 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 14 | $ 4,230,000 | $ 302,142 | $ 0 |
| Visalia-Porterville, CA | 14 | $ 2,977,000 | $ 212,642 | $ 0 |
| Greensboro-High Point, NC | 13 | $ 2,496,000 | $ 192,000 | $ 0 |
| Knoxville, TN | 13 | $ 2,597,000 | $ 199,769 | $ 0 |
| Las Cruces, NM | 13 | $ 2,929,000 | $ 225,307 | $ 0 |
| Abilene, TX | 12 | $ 2,012,000 | $ 167,666 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 2,517,000 | $ 209,750 | $ 0 |
| Lake County-Kenosha County, IL-WI | 12 | $ 2,570,000 | $ 214,166 | $ 0 |
| Winston-Salem, NC | 12 | $ 1,720,000 | $ 143,333 | $ 0 |
| Asheville, NC | 11 | $ 2,336,000 | $ 212,363 | $ 0 |
| Chico, CA | 11 | $ 2,739,000 | $ 249,000 | $ 0 |
| Dothan, AL | 11 | $ 1,835,000 | $ 166,818 | $ 0 |
| Lancaster, PA | 11 | $ 2,020,000 | $ 183,636 | $ 0 |
| Pittsfield, MA | 11 | $ 1,710,000 | $ 155,454 | $ 103,000 |
| Santa Rosa-Petaluma, CA | 11 | $ 3,280,000 | $ 298,181 | $ 0 |
| Toledo, OH | 11 | $ 1,688,000 | $ 153,454 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 1,980,000 | $ 198,000 | $ 0 |
| Auburn-Opelika, AL | 10 | $ 1,828,000 | $ 182,800 | $ 0 |
| Chattanooga, TN-GA | 10 | $ 1,559,000 | $ 155,900 | $ 0 |
| Cheyenne, WY | 10 | $ 1,888,000 | $ 188,800 | $ 0 |
| Denver-Aurora-Broomfield, CO | 10 | $ 2,434,000 | $ 243,400 | $ 0 |
| Eugene-Springfield, OR | 10 | $ 2,439,000 | $ 243,900 | $ 0 |
| Madison, WI | 10 | $ 2,121,000 | $ 212,100 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 1,710,000 | $ 171,000 | $ 0 |
| Pascagoula, MS | 10 | $ 1,492,000 | $ 149,200 | $ 0 |
| Reading, PA | 10 | $ 2,147,000 | $ 214,700 | $ 0 |
| Roanoke, VA | 10 | $ 1,797,000 | $ 179,700 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 3,812,000 | $ 381,200 | $ 0 |
| Wichita Falls, TX | 10 | $ 1,283,000 | $ 128,300 | $ 0 |
| Bangor, ME | 9 | $ 1,626,000 | $ 180,666 | $ 0 |
| Canton-Massillon, OH | 9 | $ 1,242,000 | $ 138,000 | $ 0 |
| Dover, DE | 9 | $ 1,936,000 | $ 215,111 | $ 6,000 |
| Goldsboro, NC | 9 | $ 1,646,000 | $ 182,888 | $ 0 |
| Redding, CA | 9 | $ 1,745,000 | $ 193,888 | $ 0 |
| Wilmington, NC | 9 | $ 1,704,000 | $ 189,333 | $ 0 |
| Bend, OR | 8 | $ 1,573,000 | $ 196,625 | $ 0 |
| Carson City, NV | 8 | $ 1,480,000 | $ 185,000 | $ 0 |
| Durham-Chapel Hill, NC | 8 | $ 1,408,000 | $ 176,000 | $ 0 |
| Gainesville, GA | 8 | $ 1,302,000 | $ 162,750 | $ 11,000 |
| Lawton, OK | 8 | $ 1,646,000 | $ 205,750 | $ 0 |
| Medford, OR | 8 | $ 1,430,000 | $ 178,750 | $ 0 |
| Salinas, CA | 8 | $ 2,383,000 | $ 297,875 | $ 0 |
| Seattle-Bellevue-Everett, WA | 8 | $ 2,458,000 | $ 307,250 | $ 0 |
| Sioux Falls, SD | 8 | $ 1,330,000 | $ 166,250 | $ 0 |
| Colorado Springs, CO | 7 | $ 1,326,000 | $ 189,428 | $ 0 |
| Columbia, SC | 7 | $ 1,385,000 | $ 197,857 | $ 0 |
| El Centro, CA | 7 | $ 1,658,000 | $ 236,857 | $ 0 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,038,000 | $ 148,285 | $ 0 |
| Jonesboro, AR | 7 | $ 1,146,000 | $ 163,714 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 7 | $ 1,716,000 | $ 245,142 | $ 0 |
| Springfield, MA | 7 | $ 1,260,000 | $ 180,000 | $ 85,000 |
| Topeka, KS | 7 | $ 1,560,000 | $ 222,857 | $ 0 |
| Wilmington, DE-MD-NJ | 7 | $ 1,705,000 | $ 243,571 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 799,000 | $ 114,142 | $ 0 |
| Amarillo, TX | 6 | $ 840,000 | $ 140,000 | $ 0 |
| Dalton, GA | 6 | $ 665,000 | $ 110,833 | $ 0 |
| Decatur, AL | 6 | $ 1,415,000 | $ 235,833 | $ 0 |
| Elizabethtown, KY | 6 | $ 1,517,000 | $ 252,833 | $ 0 |
| Erie, PA | 6 | $ 678,000 | $ 113,000 | $ 0 |
| Flint, MI | 6 | $ 1,146,000 | $ 191,000 | $ 0 |
| Greenville, NC | 6 | $ 748,000 | $ 124,666 | $ 0 |
| Hattiesburg, MS | 6 | $ 1,031,000 | $ 171,833 | $ 0 |
| Lebanon, PA | 6 | $ 1,087,000 | $ 181,166 | $ 0 |
| Lincoln, NE | 6 | $ 769,000 | $ 128,166 | $ 0 |
| Macon, GA | 6 | $ 1,099,000 | $ 183,166 | $ 0 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,211,000 | $ 201,833 | $ 0 |
| Merced, CA | 6 | $ 1,029,000 | $ 171,500 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 1,372,000 | $ 228,666 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 6 | $ 1,969,000 | $ 328,166 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 6 | $ 1,240,000 | $ 206,666 | $ 0 |
| Salisbury, MD | 6 | $ 1,357,000 | $ 226,166 | $ 0 |
| Scranton--Wilkes-Barre, PA | 6 | $ 828,000 | $ 138,000 | $ 0 |
| St. Cloud, MN | 6 | $ 810,000 | $ 135,000 | $ 0 |
| St. George, UT | 6 | $ 1,375,000 | $ 229,166 | $ 0 |
| Anniston-Oxford, AL | 5 | $ 886,000 | $ 177,200 | $ 0 |
| Bremerton-Silverdale, WA | 5 | $ 1,249,000 | $ 249,800 | $ 0 |
| Brunswick, GA | 5 | $ 1,249,000 | $ 249,800 | $ 0 |
| Coeur D'Alene, ID | 5 | $ 755,000 | $ 151,000 | $ 0 |
| Danville, VA | 5 | $ 1,009,000 | $ 201,800 | $ 0 |
| Edison-New Brunswick, NJ | 5 | $ 1,544,000 | $ 308,800 | $ 0 |
| Fort Smith, AR-OK | 5 | $ 622,000 | $ 124,400 | $ 0 |
| Fort Wayne, IN | 5 | $ 687,000 | $ 137,400 | $ 0 |
| Gary, IN | 5 | $ 734,000 | $ 146,800 | $ 0 |
| Johnson City, TN | 5 | $ 1,089,000 | $ 217,800 | $ 0 |
| Lakeland-Winter Haven, FL | 5 | $ 665,000 | $ 133,000 | $ 0 |
| Lansing-East Lansing, MI | 5 | $ 709,000 | $ 141,800 | $ 0 |
| Laredo, TX | 5 | $ 842,000 | $ 168,400 | $ 0 |
| Logan, UT-ID | 5 | $ 994,000 | $ 198,800 | $ 0 |
| Nassau-Suffolk, NY | 5 | $ 1,326,000 | $ 265,200 | $ 0 |
| Olympia, WA | 5 | $ 1,554,000 | $ 310,800 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,046,000 | $ 209,200 | $ 0 |
| Pine Bluff, AR | 5 | $ 1,030,000 | $ 206,000 | $ 0 |
| Rockford, IL | 5 | $ 710,000 | $ 142,000 | $ 0 |
| Rocky Mount, NC | 5 | $ 760,000 | $ 152,000 | $ 0 |
| Santa Fe, NM | 5 | $ 1,099,000 | $ 219,800 | $ 0 |
| South Bend-Mishawaka, IN-MI | 5 | $ 930,000 | $ 186,000 | $ 0 |
| Tuscaloosa, AL | 5 | $ 818,000 | $ 163,600 | $ 0 |
| Albany, GA | 4 | $ 593,000 | $ 148,250 | $ 0 |
| Albany-Schenectady-Troy, NY | 4 | $ 878,000 | $ 219,500 | $ 28,000 |
| Ann Arbor, MI | 4 | $ 692,000 | $ 173,000 | $ 0 |
| Beaumont-Port Arthur, TX | 4 | $ 772,000 | $ 193,000 | $ 0 |
| Boston-Quincy, MA | 4 | $ 1,057,000 | $ 264,250 | $ 0 |
| Buffalo-Niagara Falls, NY | 4 | $ 934,000 | $ 233,500 | $ 0 |
| Camden, NJ | 4 | $ 992,000 | $ 248,000 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 798,000 | $ 199,500 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 795,000 | $ 198,750 | $ 0 |
| Evansville, IN-KY | 4 | $ 699,000 | $ 174,750 | $ 0 |
| Idaho Falls, ID | 4 | $ 725,000 | $ 181,250 | $ 0 |
| Jackson, TN | 4 | $ 603,000 | $ 150,750 | $ 0 |
| Lafayette, IN | 4 | $ 514,000 | $ 128,500 | $ 0 |
| Louisville/Jefferson County, KY-IN | 4 | $ 717,000 | $ 179,250 | $ 0 |
| Lubbock, TX | 4 | $ 598,000 | $ 149,500 | $ 0 |
| Madera-Chowchilla, CA | 4 | $ 816,000 | $ 204,000 | $ 0 |
| Midland, TX | 4 | $ 741,000 | $ 185,250 | $ 0 |
| Morristown, TN | 4 | $ 717,000 | $ 179,250 | $ 0 |
| New Haven-Milford, CT | 4 | $ 1,167,000 | $ 291,750 | $ 9,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 629,000 | $ 157,250 | $ 0 |
| Sioux City, IA-NE-SD | 4 | $ 737,000 | $ 184,250 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 641,000 | $ 160,250 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 857,000 | $ 214,250 | $ 21,000 |
| Winchester, VA-WV | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Athens-Clarke County, GA | 3 | $ 408,000 | $ 136,000 | $ 0 |
| Battle Creek, MI | 3 | $ 607,000 | $ 202,333 | $ 0 |
| Billings, MT | 3 | $ 894,000 | $ 298,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 551,000 | $ 183,666 | $ 0 |
| Cumberland, MD-WV | 3 | $ 651,000 | $ 217,000 | $ 53,333 |
| Duluth, MN-WI | 3 | $ 537,000 | $ 179,000 | $ 0 |
| Gadsden, AL | 3 | $ 392,000 | $ 130,666 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 693,000 | $ 231,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 3 | $ 518,000 | $ 172,666 | $ 0 |
| Kankakee-Bradley, IL | 3 | $ 473,000 | $ 157,666 | $ 0 |
| Kokomo, IN | 3 | $ 337,000 | $ 112,333 | $ 0 |
| La Crosse, WI-MN | 3 | $ 753,000 | $ 251,000 | $ 0 |
| Lima, OH | 3 | $ 321,000 | $ 107,000 | $ 0 |
| Longview, TX | 3 | $ 547,000 | $ 182,333 | $ 0 |
| Monroe, LA | 3 | $ 454,000 | $ 151,333 | $ 0 |
| Oshkosh-Neenah, WI | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Peoria, IL | 3 | $ 583,000 | $ 194,333 | $ 0 |
| Pocatello, ID | 3 | $ 519,000 | $ 173,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 827,000 | $ 275,666 | $ 19,000 |
| Rome, GA | 3 | $ 354,000 | $ 118,000 | $ 0 |
| San Angelo, TX | 3 | $ 613,000 | $ 204,333 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 896,000 | $ 298,666 | $ 0 |
| Springfield, OH | 3 | $ 537,000 | $ 179,000 | $ 0 |
| Syracuse, NY | 3 | $ 827,000 | $ 275,666 | $ 0 |
| Waco, TX | 3 | $ 477,000 | $ 159,000 | $ 0 |
| Alexandria, LA | 2 | $ 371,000 | $ 185,500 | $ 0 |
| Anderson, IN | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Bay City, MI | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Bismarck, ND | 2 | $ 532,000 | $ 266,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Burlington, NC | 2 | $ 389,000 | $ 194,500 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 2 | $ 566,000 | $ 283,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Casper, WY | 2 | $ 453,000 | $ 226,500 | $ 0 |
| Charlottesville, VA | 2 | $ 344,000 | $ 172,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 419,000 | $ 209,500 | $ 0 |
| Des Moines-West Des Moines, IA | 2 | $ 372,000 | $ 186,000 | $ 0 |
| Eau Claire, WI | 2 | $ 259,000 | $ 129,500 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Fargo, ND-MN | 2 | $ 359,000 | $ 179,500 | $ 0 |
| Farmington, NM | 2 | $ 365,000 | $ 182,500 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 301,000 | $ 150,500 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 343,000 | $ 171,500 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 347,000 | $ 173,500 | $ 0 |
| Great Falls, MT | 2 | $ 349,000 | $ 174,500 | $ 0 |
| Green Bay, WI | 2 | $ 331,000 | $ 165,500 | $ 0 |
| Greenville-Mauldin-Easley, SC | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Jackson, MI | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Johnstown, PA | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Kingston, NY | 2 | $ 855,000 | $ 427,500 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Mansfield, OH | 2 | $ 163,000 | $ 81,500 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 169,000 | $ 84,500 | $ 0 |
| Muskegon-Norton Shores, MI | 2 | $ 213,000 | $ 106,500 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Newark-Union, NJ-PA | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Norwich-New London, CT | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Peabody, MA | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Port St. Lucie, FL | 2 | $ 374,000 | $ 187,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 817,000 | $ 408,500 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 443,000 | $ 221,500 | $ 0 |
| Sheboygan, WI | 2 | $ 303,000 | $ 151,500 | $ 0 |
| Spokane, WA | 2 | $ 331,000 | $ 165,500 | $ 0 |
| Springfield, MO | 2 | $ 294,000 | $ 147,000 | $ 0 |
| State College, PA | 2 | $ 315,000 | $ 157,500 | $ 0 |
| Tyler, TX | 2 | $ 391,000 | $ 195,500 | $ 0 |
| Utica-Rome, NY | 2 | $ 147,000 | $ 73,500 | $ 31,000 |
| Victoria, TX | 2 | $ 479,000 | $ 239,500 | $ 0 |
| Worcester, MA | 2 | $ 417,000 | $ 208,500 | $ 0 |
| Appleton, WI | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Bloomington, IN | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cleveland, TN | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Danville, IL | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Florence, SC | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Fort Collins-Loveland, CO | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Grand Junction, CO | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Greeley, CO | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Holland-Grand Haven, MI | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Hot Springs, AR | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Janesville, WI | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Kennewick-Pasco-Richland, WA | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lafayette, LA | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Lake Charles, LA | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Lawrence, KS | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Longview, WA | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Lynchburg, VA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Missoula, MT | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Monroe, MI | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Morgantown, WV | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Muncie, IN | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Napa, CA | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Ocala, FL | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Palm Coast, FL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Racine, WI | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Rochester, MN | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Sandusky, OH | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Spartanburg, SC | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Springfield, IL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Sumter, SC | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Tallahassee, FL | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Terre Haute, IN | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Wausau, WI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Williamsport, PA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Yakima, WA | 1 | $ 156,000 | $ 156,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,107 | $1,469,502,000 | $206,000 | $921,000 | $0 | $468,000 |
| Home Purchase | 32 | $7,663,000 | $239,000 | $498,000 | $78,000 | $524,000 |
| Home Improvement | 1 | $149,000 | $149,000 | $149,000 | $47,000 | $47,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,569 | $743,309,000 | $208,000 | $921,000 | $1,000 | $524,000 |
| Not Provided | 2,300 | $460,231,000 | $200,000 | $650,000 | $0 | $468,000 |
| Black or African American | 805 | $168,496,000 | $209,000 | $760,000 | $1,000 | $127,000 |
| Hispanic | 362 | $78,967,000 | $218,000 | $795,000 | $1,000 | $112,000 |
| Asian | 52 | $13,690,000 | $263,000 | $558,000 | $0 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $8,464,000 | $248,000 | $511,000 | $1,000 | $50,000 |
| American Indian or Alaskan Native | 18 | $4,157,000 | $230,000 | $860,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 6,835 | $1,428,095,000 | $208,000 | $921,000 | $0 | $118,000 |
| FHA-insured (Federal Housing Administration) | 274 | $42,894,000 | $156,000 | $492,000 | $14,000 | $468,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30 | $6,132,000 | $204,000 | $558,000 | $121,000 | $524,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $193,000 | $193,000 | $193,000 | $72,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,896 | $1,428,326,000 | $207,000 | $921,000 | $1,000 | $524,000 |
| Application Withdrawn By Applicant | 224 | $45,949,000 | $205,000 | $658,000 | $1,000 | $139,000 |
| Application Denied By Financial Institution | 12 | $1,885,000 | $157,000 | $302,000 | $17,000 | $114,000 |
| File Closed For Incompleteness | 7 | $1,050,000 | $150,000 | $280,000 | $6,000 | $42,000 |
| Application Approved But Not Accepted | 1 | $104,000 | $104,000 | $104,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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