United Security Financial Corp Mortgage Lending & HMDA Data, 2016
In 2016, United Security Financial Corp of Murray, UT reported 4,008 mortgage applications totaling $805.8 million, up 7% from 2015. The average application was for $201,056, and applicants reported an average income of $32,005. 56% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Salt Lake City, UT (187), Phoenix-Mesa-Scottsdale, AZ (184) and Washington-Arlington-Alexandria, DC-VA-MD-WV (144) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,008 |
| Total Mortgage Loan Application Amount | $805,834,000 |
| Average Mortgage Loan Application Amount | $201,056 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $32,005 |
| Highest Applicant Income | $641,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake City, UT | 187 | $ 44,424,000 | $ 237,561 | $ 54,000 |
| Phoenix-Mesa-Scottsdale, AZ | 184 | $ 34,710,000 | $ 188,641 | $ 41,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 144 | $ 40,699,000 | $ 282,631 | $ 53,479 |
| Oklahoma City, OK | 117 | $ 19,876,000 | $ 169,880 | $ 66,000 |
| Atlanta-Sandy Springs-Roswell, GA | 100 | $ 18,721,000 | $ 187,210 | $ 36,000 |
| Ogden-Clearfield, UT | 95 | $ 19,058,000 | $ 200,610 | $ 37,000 |
| San Antonio-New Braunfels, TX | 83 | $ 15,319,000 | $ 184,566 | $ 16,000 |
| Houston-The Woodlands-Sugar Land, TX | 79 | $ 15,110,000 | $ 191,265 | $ 22,000 |
| Dallas-Plano-Irving, TX | 68 | $ 14,292,000 | $ 210,176 | $ 38,000 |
| Riverside-San Bernardino-Ontario, CA | 63 | $ 17,861,000 | $ 283,507 | $ 37,000 |
| Provo-Orem, UT | 54 | $ 12,646,000 | $ 234,185 | $ 42,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 53 | $ 11,821,000 | $ 223,037 | $ 3,849 |
| Baltimore-Columbia-Towson, MD | 51 | $ 14,155,000 | $ 277,549 | $ 33,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 50 | $ 13,269,000 | $ 265,380 | $ 50,520 |
| Erie, PA | 47 | $ 4,561,000 | $ 97,042 | $ 0 |
| Fort Worth-Arlington, TX | 47 | $ 9,133,000 | $ 194,319 | $ 34,000 |
| Tulsa, OK | 47 | $ 7,798,000 | $ 165,914 | $ 79,000 |
| Tampa-St. Petersburg-Clearwater, FL | 38 | $ 7,461,000 | $ 196,342 | $ 20,000 |
| Omaha-Council Bluffs, NE-IA | 37 | $ 7,104,000 | $ 192,000 | $ 38,000 |
| Denver-Aurora-Lakewood, CO | 36 | $ 10,939,000 | $ 303,861 | $ 76,000 |
| Charlotte-Concord-Gastonia, NC-SC | 35 | $ 6,459,000 | $ 184,542 | $ 24,800 |
| Indianapolis-Carmel-Anderson, IN | 33 | $ 5,338,000 | $ 161,757 | $ 15,000 |
| Des Moines-West Des Moines, IA | 32 | $ 4,502,000 | $ 140,687 | $ 83,000 |
| Austin-Round Rock, TX | 31 | $ 5,665,000 | $ 182,741 | $ 10,000 |
| Killeen-Temple, TX | 30 | $ 4,854,000 | $ 161,800 | $ 6,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 5,819,000 | $ 193,966 | $ 32,000 |
| New Orleans-Metairie, LA | 30 | $ 5,749,000 | $ 191,633 | $ 31,000 |
| Jacksonville, FL | 29 | $ 5,594,000 | $ 192,896 | $ 27,000 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 11,861,000 | $ 439,296 | $ 61,000 |
| Tucson, AZ | 27 | $ 5,036,000 | $ 186,518 | $ 15,000 |
| El Paso, TX | 26 | $ 4,050,000 | $ 155,769 | $ 8,000 |
| Fayetteville, NC | 26 | $ 4,524,000 | $ 174,000 | $ 3,000 |
| Memphis, TN-MS-AR | 24 | $ 3,762,000 | $ 156,750 | $ 28,375 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 4,606,000 | $ 191,916 | $ 34,500 |
| Cincinnati, OH-KY-IN | 22 | $ 3,151,000 | $ 143,227 | $ 35,863 |
| San Diego-Carlsbad, CA | 22 | $ 8,300,000 | $ 377,272 | $ 44,000 |
| Albuquerque, NM | 20 | $ 4,340,000 | $ 217,000 | $ 7,000 |
| Baton Rouge, LA | 20 | $ 3,532,000 | $ 176,600 | $ 20,000 |
| Birmingham-Hoover, AL | 20 | $ 3,219,000 | $ 160,950 | $ 10,000 |
| Chicago-Naperville-Arlington Heights, IL | 20 | $ 4,613,000 | $ 230,650 | $ 12,000 |
| Tacoma-Lakewood, WA | 20 | $ 5,387,000 | $ 269,350 | $ 55,000 |
| Augusta-Richmond County, GA-SC | 19 | $ 3,745,000 | $ 197,105 | $ 2,000 |
| Bakersfield, CA | 19 | $ 3,704,000 | $ 194,947 | $ 33,000 |
| Columbus, GA-AL | 19 | $ 3,108,000 | $ 163,578 | $ 10,105 |
| Sacramento--Roseville--Arden-Arcade, CA | 19 | $ 5,240,000 | $ 275,789 | $ 21,000 |
| Salem, OR | 19 | $ 4,387,000 | $ 230,894 | $ 62,000 |
| Shreveport-Bossier City, LA | 19 | $ 3,765,000 | $ 198,157 | $ 48,000 |
| Flint, MI | 18 | $ 2,221,000 | $ 123,388 | $ 56,000 |
| Seattle-Bellevue-Everett, WA | 18 | $ 5,605,000 | $ 311,388 | $ 62,000 |
| Kansas City, MO-KS | 17 | $ 2,831,000 | $ 166,529 | $ 21,823 |
| Pittsburgh, PA | 17 | $ 2,509,000 | $ 147,588 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 3,619,000 | $ 226,187 | $ 13,000 |
| Savannah, GA | 16 | $ 2,560,000 | $ 160,000 | $ 1,000 |
| Anchorage, AK | 15 | $ 3,457,000 | $ 230,466 | $ 14,000 |
| Columbus, OH | 15 | $ 2,294,000 | $ 152,933 | $ 3,000 |
| Jacksonville, NC | 15 | $ 3,270,000 | $ 218,000 | $ 0 |
| Lake Charles, LA | 15 | $ 2,567,000 | $ 171,133 | $ 69,000 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 3,707,000 | $ 247,133 | $ 48,000 |
| Silver Spring-Frederick-Rockville, MD | 15 | $ 4,411,000 | $ 294,066 | $ 51,000 |
| Warner Robins, GA | 15 | $ 2,459,000 | $ 163,933 | $ 11,000 |
| Clarksville, TN-KY | 14 | $ 2,627,000 | $ 187,642 | $ 5,571 |
| Philadelphia, PA | 14 | $ 2,785,000 | $ 198,928 | $ 43,000 |
| Raleigh, NC | 14 | $ 2,464,000 | $ 176,000 | $ 23,000 |
| Huntsville, AL | 12 | $ 2,946,000 | $ 245,500 | $ 0 |
| Jackson, MS | 12 | $ 1,762,000 | $ 146,833 | $ 35,000 |
| Lebanon, PA | 12 | $ 1,692,000 | $ 141,000 | $ 0 |
| Montgomery, AL | 12 | $ 2,484,000 | $ 207,000 | $ 9,000 |
| Oakland-Hayward-Berkeley, CA | 12 | $ 4,045,000 | $ 337,083 | $ 44,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 2,235,000 | $ 186,250 | $ 27,000 |
| York-Hanover, PA | 12 | $ 2,115,000 | $ 176,250 | $ 13,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,839,000 | $ 167,181 | $ 14,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 1,951,000 | $ 177,363 | $ 0 |
| Cleveland-Elyria, OH | 10 | $ 1,884,000 | $ 188,400 | $ 34,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 2,791,000 | $ 279,100 | $ 54,000 |
| Gulfport-Biloxi-Pascagoula, MS | 10 | $ 1,599,000 | $ 159,900 | $ 14,000 |
| Lancaster, PA | 10 | $ 1,493,000 | $ 149,300 | $ 13,000 |
| Louisville/Jefferson County, KY-IN | 10 | $ 1,541,000 | $ 154,100 | $ 36,000 |
| Panama City, FL | 10 | $ 2,336,000 | $ 233,600 | $ 18,000 |
| Richmond, VA | 10 | $ 2,526,000 | $ 252,600 | $ 17,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 2,449,000 | $ 244,900 | $ 11,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 1,800,000 | $ 200,000 | $ 6,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 1,721,000 | $ 191,222 | $ 9,000 |
| Hammond, LA | 9 | $ 1,428,000 | $ 158,666 | $ 54,000 |
| Hinesville, GA | 9 | $ 1,531,000 | $ 170,111 | $ 0 |
| Knoxville, TN | 9 | $ 1,742,000 | $ 193,555 | $ 19,000 |
| Manchester-Nashua, NH | 9 | $ 2,050,000 | $ 227,777 | $ 19,000 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 2,921,000 | $ 365,125 | $ 53,000 |
| Camden, NJ | 8 | $ 1,382,000 | $ 172,750 | $ 40,000 |
| Charleston-North Charleston, SC | 8 | $ 1,723,000 | $ 215,375 | $ 24,000 |
| Greensboro-High Point, NC | 8 | $ 1,303,000 | $ 162,875 | $ 14,000 |
| Medford, OR | 8 | $ 2,017,000 | $ 252,125 | $ 64,000 |
| Prescott, AZ | 8 | $ 1,836,000 | $ 229,500 | $ 0 |
| St. Louis, MO-IL | 8 | $ 1,576,000 | $ 197,000 | $ 20,500 |
| Wilmington, NC | 8 | $ 1,722,000 | $ 215,250 | $ 0 |
| Alexandria, LA | 7 | $ 969,000 | $ 138,428 | $ 31,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,560,000 | $ 222,857 | $ 32,000 |
| Bend-Redmond, OR | 7 | $ 1,689,000 | $ 241,285 | $ 64,000 |
| Chattanooga, TN-GA | 7 | $ 1,197,000 | $ 171,000 | $ 22,000 |
| Colorado Springs, CO | 7 | $ 1,466,000 | $ 209,428 | $ 12,000 |
| Columbia, SC | 7 | $ 1,169,000 | $ 167,000 | $ 46,000 |
| Gary, IN | 7 | $ 1,222,000 | $ 174,571 | $ 0 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,354,000 | $ 193,428 | $ 36,000 |
| Lewiston-Auburn, ME | 7 | $ 1,378,000 | $ 196,857 | $ 26,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,973,000 | $ 281,857 | $ 17,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 1,561,000 | $ 223,000 | $ 49,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,756,000 | $ 250,857 | $ 64,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 7 | $ 1,756,000 | $ 250,857 | $ 34,000 |
| Wichita, KS | 7 | $ 1,230,000 | $ 175,714 | $ 58,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,513,000 | $ 216,142 | $ 15,000 |
| Winston-Salem, NC | 7 | $ 971,000 | $ 138,714 | $ 0 |
| Abilene, TX | 6 | $ 852,000 | $ 142,000 | $ 5,000 |
| Amarillo, TX | 6 | $ 821,000 | $ 136,833 | $ 15,000 |
| Cheyenne, WY | 6 | $ 1,380,000 | $ 230,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,210,000 | $ 201,666 | $ 61,000 |
| Dayton, OH | 6 | $ 890,000 | $ 148,333 | $ 34,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 1,160,000 | $ 193,333 | $ 20,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 846,000 | $ 141,000 | $ 30,000 |
| Fresno, CA | 6 | $ 1,545,000 | $ 257,500 | $ 0 |
| Grand Rapids-Wyoming, MI | 6 | $ 754,000 | $ 125,666 | $ 3,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,062,000 | $ 177,000 | $ 19,000 |
| Lafayette, LA | 6 | $ 763,000 | $ 127,166 | $ 22,000 |
| Las Cruces, NM | 6 | $ 1,126,000 | $ 187,666 | $ 0 |
| Mobile, AL | 6 | $ 1,290,000 | $ 215,000 | $ 0 |
| St. George, UT | 6 | $ 1,450,000 | $ 241,666 | $ 47,000 |
| Stockton-Lodi, CA | 6 | $ 1,540,000 | $ 256,666 | $ 17,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,448,000 | $ 241,333 | $ 39,000 |
| Yuma, AZ | 6 | $ 1,134,000 | $ 189,000 | $ 24,000 |
| Asheville, NC | 5 | $ 796,000 | $ 159,200 | $ 15,000 |
| Corpus Christi, TX | 5 | $ 740,000 | $ 148,000 | $ 39,000 |
| Dothan, AL | 5 | $ 765,000 | $ 153,000 | $ 31,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,130,000 | $ 226,000 | $ 24,000 |
| Eugene, OR | 5 | $ 1,178,000 | $ 235,600 | $ 35,000 |
| Evansville, IN-KY | 5 | $ 628,000 | $ 125,600 | $ 26,000 |
| Fairbanks, AK | 5 | $ 1,280,000 | $ 256,000 | $ 0 |
| Greeley, CO | 5 | $ 1,358,000 | $ 271,600 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,348,000 | $ 269,600 | $ 38,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 894,000 | $ 178,800 | $ 58,000 |
| Johnson City, TN | 5 | $ 1,119,000 | $ 223,800 | $ 108,000 |
| Lakeland-Winter Haven, FL | 5 | $ 816,000 | $ 163,200 | $ 12,000 |
| Las Vegas-Henderson-Paradise, NV | 5 | $ 894,000 | $ 178,800 | $ 47,000 |
| Lawton, OK | 5 | $ 647,000 | $ 129,400 | $ 20,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 1,784,000 | $ 356,800 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,791,000 | $ 358,200 | $ 61,000 |
| Port St. Lucie, FL | 5 | $ 844,000 | $ 168,800 | $ 22,000 |
| Portland-South Portland, ME | 5 | $ 1,253,000 | $ 250,600 | $ 23,000 |
| Rapid City, SD | 5 | $ 889,000 | $ 177,800 | $ 40,000 |
| Reading, PA | 5 | $ 652,000 | $ 130,400 | $ 39,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,588,000 | $ 317,600 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 773,000 | $ 154,600 | $ 17,000 |
| Beaumont-Port Arthur, TX | 4 | $ 491,000 | $ 122,750 | $ 29,000 |
| California-Lexington Park, MD | 4 | $ 1,280,000 | $ 320,000 | $ 11,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 600,000 | $ 150,000 | $ 27,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 558,000 | $ 139,500 | $ 13,250 |
| Dover, DE | 4 | $ 908,000 | $ 227,000 | $ 0 |
| Fort Smith, AR-OK | 4 | $ 774,000 | $ 193,500 | $ 40,500 |
| Fort Wayne, IN | 4 | $ 847,000 | $ 211,750 | $ 17,000 |
| Gainesville, GA | 4 | $ 797,000 | $ 199,250 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 353,000 | $ 88,250 | $ 46,000 |
| Lansing-East Lansing, MI | 4 | $ 697,000 | $ 174,250 | $ 13,000 |
| Lincoln, NE | 4 | $ 584,000 | $ 146,000 | $ 15,000 |
| Madison, WI | 4 | $ 780,000 | $ 195,000 | $ 13,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 682,000 | $ 170,500 | $ 37,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 995,000 | $ 248,750 | $ 0 |
| Oshkosh-Neenah, WI | 4 | $ 622,000 | $ 155,500 | $ 0 |
| San Angelo, TX | 4 | $ 538,000 | $ 134,500 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,992,000 | $ 498,000 | $ 99,000 |
| Sioux Falls, SD | 4 | $ 817,000 | $ 204,250 | $ 24,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 463,000 | $ 115,750 | $ 24,000 |
| State College, PA | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Tuscaloosa, AL | 4 | $ 745,000 | $ 186,250 | $ 21,000 |
| Valdosta, GA | 4 | $ 616,000 | $ 154,000 | $ 9,000 |
| Waco, TX | 4 | $ 712,000 | $ 178,000 | $ 16,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 645,000 | $ 161,250 | $ 17,000 |
| Winchester, VA-WV | 4 | $ 1,017,000 | $ 254,250 | $ 13,000 |
| Akron, OH | 3 | $ 462,000 | $ 154,000 | $ 28,000 |
| Albany, GA | 3 | $ 480,000 | $ 160,000 | $ 20,000 |
| Athens-Clarke County, GA | 3 | $ 389,000 | $ 129,666 | $ 17,000 |
| Auburn-Opelika, AL | 3 | $ 600,000 | $ 200,000 | $ 44,000 |
| Bloomsburg-Berwick, PA | 3 | $ 593,000 | $ 197,666 | $ 15,000 |
| Boulder, CO | 3 | $ 1,189,000 | $ 396,333 | $ 117,000 |
| Bowling Green, KY | 3 | $ 375,000 | $ 125,000 | $ 13,000 |
| Canton-Massillon, OH | 3 | $ 429,000 | $ 143,000 | $ 0 |
| Decatur, AL | 3 | $ 372,000 | $ 124,000 | $ 10,000 |
| Duluth, MN-WI | 3 | $ 383,000 | $ 127,666 | $ 0 |
| East Stroudsburg, PA | 3 | $ 571,000 | $ 190,333 | $ 0 |
| Fort Collins, CO | 3 | $ 841,000 | $ 280,333 | $ 58,000 |
| Grants Pass, OR | 3 | $ 676,000 | $ 225,333 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 483,000 | $ 161,000 | $ 42,000 |
| Hattiesburg, MS | 3 | $ 571,000 | $ 190,333 | $ 28,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 726,000 | $ 242,000 | $ 0 |
| Houma-Thibodaux, LA | 3 | $ 800,000 | $ 266,666 | $ 27,000 |
| Johnstown, PA | 3 | $ 251,000 | $ 83,666 | $ 0 |
| Lafayette-West Lafayette, IN | 3 | $ 339,000 | $ 113,000 | $ 0 |
| Lima, OH | 3 | $ 278,000 | $ 92,666 | $ 0 |
| Madera, CA | 3 | $ 858,000 | $ 286,000 | $ 25,000 |
| New Bern, NC | 3 | $ 387,000 | $ 129,000 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 1,059,000 | $ 353,000 | $ 0 |
| Rochester, MN | 3 | $ 534,000 | $ 178,000 | $ 35,000 |
| Salinas, CA | 3 | $ 929,000 | $ 309,666 | $ 32,000 |
| Spartanburg, SC | 3 | $ 536,000 | $ 178,666 | $ 47,000 |
| Wichita Falls, TX | 3 | $ 406,000 | $ 135,333 | $ 0 |
| Albany, OR | 2 | $ 321,000 | $ 160,500 | $ 60,000 |
| Ann Arbor, MI | 2 | $ 495,000 | $ 247,500 | $ 52,000 |
| Bremerton-Silverdale, WA | 2 | $ 471,000 | $ 235,500 | $ 0 |
| Brunswick, GA | 2 | $ 465,000 | $ 232,500 | $ 0 |
| Charlottesville, VA | 2 | $ 658,000 | $ 329,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 398,000 | $ 199,000 | $ 24,000 |
| Dalton, GA | 2 | $ 235,000 | $ 117,500 | $ 23,000 |
| Elgin, IL | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Gettysburg, PA | 2 | $ 656,000 | $ 328,000 | $ 0 |
| Goldsboro, NC | 2 | $ 376,000 | $ 188,000 | $ 60,000 |
| Grand Island, NE | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 435,000 | $ 217,500 | $ 34,000 |
| Jackson, TN | 2 | $ 252,000 | $ 126,000 | $ 66,000 |
| Kokomo, IN | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Lake County-Kenosha County, IL-WI | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Lynchburg, VA | 2 | $ 454,000 | $ 227,000 | $ 0 |
| Macon, GA | 2 | $ 324,000 | $ 162,000 | $ 22,000 |
| Manhattan, KS | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Merced, CA | 2 | $ 375,000 | $ 187,500 | $ 58,000 |
| Michigan City-La Porte, IN | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Midland, TX | 2 | $ 430,000 | $ 215,000 | $ 40,000 |
| Modesto, CA | 2 | $ 569,000 | $ 284,500 | $ 0 |
| Muskegon, MI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 508,000 | $ 254,000 | $ 40,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 358,000 | $ 179,000 | $ 14,000 |
| Newark, NJ-PA | 2 | $ 614,000 | $ 307,000 | $ 126,000 |
| Ocala, FL | 2 | $ 442,000 | $ 221,000 | $ 30,000 |
| Pine Bluff, AR | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 391,000 | $ 195,500 | $ 37,000 |
| Rocky Mount, NC | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Saginaw, MI | 2 | $ 233,000 | $ 116,500 | $ 20,000 |
| Salisbury, MD-DE | 2 | $ 289,000 | $ 144,500 | $ 12,500 |
| Santa Fe, NM | 2 | $ 758,000 | $ 379,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 812,000 | $ 406,000 | $ 82,000 |
| Sebastian-Vero Beach, FL | 2 | $ 446,000 | $ 223,000 | $ 49,000 |
| Sioux City, IA-NE-SD | 2 | $ 341,000 | $ 170,500 | $ 26,500 |
| Spokane-Spokane Valley, WA | 2 | $ 365,000 | $ 182,500 | $ 30,000 |
| Springfield, IL | 2 | $ 229,000 | $ 114,500 | $ 13,000 |
| Springfield, OH | 2 | $ 266,000 | $ 133,000 | $ 47,000 |
| Tallahassee, FL | 2 | $ 328,000 | $ 164,000 | $ 30,000 |
| Topeka, KS | 2 | $ 505,000 | $ 252,500 | $ 0 |
| Tyler, TX | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Williamsport, PA | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Worcester, MA-CT | 2 | $ 377,000 | $ 188,500 | $ 24,000 |
| Ames, IA | 1 | $ 52,000 | $ 52,000 | $ 13,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Appleton, WI | 1 | $ 154,000 | $ 154,000 | $ 49,000 |
| Bangor, ME | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Bellingham, WA | 1 | $ 201,000 | $ 201,000 | $ 49,000 |
| Billings, MT | 1 | $ 179,000 | $ 179,000 | $ 57,000 |
| Boise City, ID | 1 | $ 182,000 | $ 182,000 | $ 41,000 |
| Brownsville-Harlingen, TX | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Cleveland, TN | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 231,000 | $ 231,000 | $ 66,000 |
| Columbus, IN | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Corvallis, OR | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Decatur, IL | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Elkhart-Goshen, IN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Farmington, NM | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Florence, SC | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Gainesville, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Great Falls, MT | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Green Bay, WI | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Idaho Falls, ID | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
| Jonesboro, AR | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Kankakee, IL | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Laredo, TX | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Logan, UT-ID | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Lubbock, TX | 1 | $ 66,000 | $ 66,000 | $ 22,000 |
| Mankato-North Mankato, MN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Midland, MI | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Missoula, MT | 1 | $ 375,000 | $ 375,000 | $ 132,000 |
| Monroe, LA | 1 | $ 244,000 | $ 244,000 | $ 152,000 |
| Morristown, TN | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Napa, CA | 1 | $ 364,000 | $ 364,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Odessa, TX | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Owensboro, KY | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Peoria, IL | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Pueblo, CO | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Racine, WI | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Redding, CA | 1 | $ 275,000 | $ 275,000 | $ 43,000 |
| Reno, NV | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Roanoke, VA | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Rockford, IL | 1 | $ 127,000 | $ 127,000 | $ 0 |
| San Rafael, CA | 1 | $ 636,000 | $ 636,000 | $ 120,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Sheboygan, WI | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| St. Cloud, MN | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
| Terre Haute, IN | 1 | $ 334,000 | $ 334,000 | $ 0 |
| The Villages, FL | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Toledo, OH | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Victoria, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Walla Walla, WA | 1 | $ 219,000 | $ 219,000 | $ 68,000 |
| Yuba City, CA | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,550 | $534,810,000 | $209,000 | $1,300,000 | $16,000 | $641,000 |
| Home Purchase | 1,458 | $271,024,000 | $185,000 | $1,223,000 | $60,000 | $495,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,618 | $535,956,000 | $204,000 | $1,223,000 | $33,000 | $641,000 |
| Black or African American | 541 | $112,282,000 | $207,000 | $540,000 | $25,000 | $495,000 |
| Not Provided | 427 | $67,606,000 | $158,000 | $1,300,000 | $18,000 | $192,000 |
| Hispanic | 277 | $57,986,000 | $209,000 | $545,000 | $50,000 | $225,000 |
| Asian | 79 | $18,392,000 | $232,000 | $671,000 | $46,000 | $179,000 |
| American Indian or Alaskan Native | 34 | $6,556,000 | $192,000 | $417,000 | $37,000 | $143,000 |
| Native Hawaiin or Other Pacific Islander | 29 | $6,662,000 | $229,000 | $574,000 | $39,000 | $160,000 |
| Not applicable | 3 | $394,000 | $131,000 | $197,000 | $25,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,257 | $470,953,000 | $208,000 | $716,000 | $10,000 | $352,000 |
| FHA-insured (Federal Housing Administration) | 1,298 | $243,514,000 | $187,000 | $636,000 | $51,000 | $237,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 383 | $83,815,000 | $218,000 | $1,300,000 | $99,000 | $641,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $7,552,000 | $107,000 | $244,000 | $32,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,257 | $471,586,000 | $208,000 | $716,000 | $11,000 | $495,000 |
| Loan Purchased By The Institution | 1,527 | $280,303,000 | $183,000 | $636,000 | $60,000 | $260,000 |
| Application Withdrawn By Applicant | 215 | $52,213,000 | $242,000 | $1,300,000 | $59,000 | $641,000 |
| Application Denied By Financial Institution | 9 | $1,732,000 | $192,000 | $389,000 | $56,000 | $108,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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