United Security Financial Corp Mortgage Lending & HMDA Data, 2016

In 2016, United Security Financial Corp of Murray, UT reported 4,008 mortgage applications totaling $805.8 million, up 7% from 2015. The average application was for $201,056, and applicants reported an average income of $32,005. 56% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Salt Lake City, UT (187), Phoenix-Mesa-Scottsdale, AZ (184) and Washington-Arlington-Alexandria, DC-VA-MD-WV (144) (applications in parentheses).

Mortgage Company & Address United Security Financial Corp
930 East 6600 South
Murray, UT 84121
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,008
Total Mortgage Loan Application Amount $805,834,000
Average Mortgage Loan Application Amount $201,056
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $32,005
Highest Applicant Income $641,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Security Financial Corp by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake, Utah 179 $ 42,726,000 $ 238,692 $ 55,000
Maricopa, Arizona 159 $ 30,486,000 $ 191,735 $ 40,000
Oklahoma, Oklahoma 75 $ 12,275,000 $ 163,666 $ 60,000
Bexar, Texas 71 $ 12,746,000 $ 179,521 $ 16,000
Utah, Utah 53 $ 12,569,000 $ 237,150 $ 42,000
Erie, Pennsylvania 47 $ 4,561,000 $ 97,042 $ 0
Harris, Texas 46 $ 8,000,000 $ 173,913 $ 26,000
Prince George's, Maryland 45 $ 11,844,000 $ 263,200 $ 68,000
Davis, Utah 44 $ 9,795,000 $ 222,613 $ 34,000
Weber, Utah 44 $ 8,017,000 $ 182,204 $ 44,000
Tarrant, Texas 41 $ 8,078,000 $ 197,024 $ 38,000
Riverside, California 32 $ 10,674,000 $ 333,562 $ 50,000
Tulsa, Oklahoma 32 $ 5,376,000 $ 168,000 $ 84,000
San Bernardino, California 31 $ 7,187,000 $ 231,838 $ 23,000
Prince William, Virginia 31 $ 8,459,000 $ 272,870 $ 43,000
Bell, Texas 29 $ 4,711,000 $ 162,448 $ 7,000
Pima, Arizona 27 $ 5,036,000 $ 186,518 $ 15,000
Los Angeles, California 27 $ 11,861,000 $ 439,296 $ 61,000
El Paso, Texas 27 $ 4,395,000 $ 162,777 $ 13,000
Warren, Pennsylvania 26 $ 2,019,000 $ 77,653 $ 0
Pinal, Arizona 25 $ 4,224,000 $ 168,960 $ 49,000
Polk, Iowa 25 $ 3,185,000 $ 127,400 $ 79,000
San Diego, California 22 $ 8,300,000 $ 377,272 $ 44,000
Dallas, Texas 22 $ 3,902,000 $ 177,363 $ 43,000
Marion, Indiana 21 $ 3,386,000 $ 161,238 $ 16,000
Douglas, Nebraska 21 $ 3,627,000 $ 172,714 $ 56,000
Pierce, Washington 20 $ 5,387,000 $ 269,350 $ 55,000
Kern, California 19 $ 3,704,000 $ 194,947 $ 33,000
Cumberland, North Carolina 19 $ 3,417,000 $ 179,842 $ 1,000
Genesee, Michigan 18 $ 2,221,000 $ 123,388 $ 56,000
Marion, Oregon 18 $ 4,119,000 $ 228,833 $ 57,000
Shelby, Tennessee 18 $ 2,805,000 $ 155,833 $ 31,000
Hillsborough, Florida 17 $ 3,552,000 $ 208,941 $ 22,000
Mecklenburg, North Carolina 17 $ 2,983,000 $ 175,470 $ 20,000
Canadian, Oklahoma 17 $ 3,152,000 $ 185,411 $ 81,000
Cleveland, Oklahoma 17 $ 2,958,000 $ 174,000 $ 77,000
Denton, Texas 17 $ 4,122,000 $ 242,470 $ 48,000
Anne Arundel, Maryland 16 $ 5,656,000 $ 353,500 $ 27,000
Collin, Texas 16 $ 3,565,000 $ 222,812 $ 46,000
Duval, Florida 15 $ 2,612,000 $ 174,133 $ 20,000
Calcasieu, Louisiana 15 $ 2,567,000 $ 171,133 $ 69,000
Onslow, North Carolina 15 $ 3,270,000 $ 218,000 $ 0
Clarion, Pennsylvania 15 $ 1,778,000 $ 118,533 $ 0
Williamson, Texas 15 $ 2,860,000 $ 190,666 $ 4,000
Virginia Beach, Virginia 15 $ 3,206,000 $ 213,733 $ 12,000
Sacramento, California 14 $ 3,839,000 $ 274,214 $ 29,000
Houston, Georgia 14 $ 2,322,000 $ 165,857 $ 11,000
Cook, Illinois 14 $ 3,396,000 $ 242,571 $ 10,000
Bernalillo, New Mexico 14 $ 3,269,000 $ 233,500 $ 11,000
Gwinnett, Georgia 13 $ 2,329,000 $ 179,153 $ 33,000
Jefferson, Louisiana 13 $ 1,813,000 $ 139,461 $ 43,000
Baltimore, Maryland 13 $ 3,084,000 $ 237,230 $ 32,000
Sarpy, Nebraska 13 $ 2,672,000 $ 205,538 $ 13,000
Multnomah, Oregon 13 $ 3,844,000 $ 295,692 $ 67,000
Washington, Oregon 13 $ 3,250,000 $ 250,000 $ 24,000
Montgomery, Tennessee 13 $ 2,445,000 $ 188,076 $ 6,000
Fort Bend, Texas 13 $ 3,557,000 $ 273,615 $ 3,000
Anchorage, Alaska 12 $ 2,820,000 $ 235,000 $ 17,000
Brevard, Florida 12 $ 2,235,000 $ 186,250 $ 27,000
Clay, Florida 12 $ 2,176,000 $ 181,333 $ 22,000
Fulton, Georgia 12 $ 2,698,000 $ 224,833 $ 43,000
Bossier, Louisiana 12 $ 2,533,000 $ 211,083 $ 47,000
Charles, Maryland 12 $ 3,467,000 $ 288,916 $ 62,000
Montgomery, Maryland 12 $ 3,317,000 $ 276,416 $ 64,000
Lebanon, Pennsylvania 12 $ 1,692,000 $ 141,000 $ 0
York, Pennsylvania 12 $ 2,115,000 $ 176,250 $ 13,000
Jefferson, Alabama 11 $ 1,651,000 $ 150,090 $ 15,000
Chatham, Georgia 11 $ 1,719,000 $ 156,272 $ 2,000
Cobb, Georgia 11 $ 2,017,000 $ 183,363 $ 21,000
Paulding, Georgia 11 $ 1,992,000 $ 181,090 $ 35,000
East Baton Rouge, Louisiana 11 $ 1,928,000 $ 175,272 $ 3,000
Elk, Pennsylvania 11 $ 820,000 $ 74,545 $ 0
McKean, Pennsylvania 11 $ 768,000 $ 69,818 $ 0
Stafford, Virginia 11 $ 3,707,000 $ 337,000 $ 51,000
King, Washington 11 $ 3,368,000 $ 306,181 $ 80,000
Madison, Alabama 10 $ 2,493,000 $ 249,300 $ 0
Russell, Alabama 10 $ 1,755,000 $ 175,500 $ 3,000
Cochise, Arizona 10 $ 2,449,000 $ 244,900 $ 11,000
Douglas, Colorado 10 $ 3,409,000 $ 340,900 $ 112,000
Broward, Florida 10 $ 2,791,000 $ 279,100 $ 54,000
Pasco, Florida 10 $ 1,789,000 $ 178,900 $ 14,000
Clackamas, Oregon 10 $ 2,685,000 $ 268,500 $ 47,000
Douglas, Oregon 10 $ 1,501,000 $ 150,100 $ 58,000
Lancaster, Pennsylvania 10 $ 1,493,000 $ 149,300 $ 13,000
Philadelphia, Pennsylvania 10 $ 1,901,000 $ 190,100 $ 25,000
Bay, Florida 9 $ 2,181,000 $ 242,333 $ 15,000
Columbia, Georgia 9 $ 1,906,000 $ 211,777 $ 0
Richmond, Georgia 9 $ 1,462,000 $ 162,444 $ 5,000
Tangipahoa, Louisiana 9 $ 1,428,000 $ 158,666 $ 54,000
Hillsborough, New Hampshire 9 $ 2,050,000 $ 227,777 $ 19,000
Wake, North Carolina 9 $ 1,454,000 $ 161,555 $ 28,000
Garfield, Oklahoma 9 $ 1,140,000 $ 126,666 $ 47,000
Sumner, Tennessee 9 $ 1,699,000 $ 188,777 $ 24,000
Tooele, Utah 9 $ 1,845,000 $ 205,000 $ 21,000
Fairfax, Virginia 9 $ 3,158,000 $ 350,888 $ 48,000
Clark, Washington 9 $ 2,343,000 $ 260,333 $ 62,000
Yavapai, Arizona 8 $ 1,836,000 $ 229,500 $ 0
Contra Costa, California 8 $ 2,322,000 $ 290,250 $ 25,000
Orange, California 8 $ 2,921,000 $ 365,125 $ 53,000
Okaloosa, Florida 8 $ 1,523,000 $ 190,375 $ 7,000
Pinellas, Florida 8 $ 1,603,000 $ 200,375 $ 33,000
DeKalb, Georgia 8 $ 1,004,000 $ 125,500 $ 27,000
Baltimore City, Maryland 8 $ 1,407,000 $ 175,875 $ 53,000
Dakota, Minnesota 8 $ 1,478,000 $ 184,750 $ 52,000
Harnett, North Carolina 8 $ 1,428,000 $ 178,500 $ 0
Franklin, Ohio 8 $ 1,214,000 $ 151,750 $ 0
Jackson, Oregon 8 $ 2,017,000 $ 252,125 $ 64,000
Allegheny, Pennsylvania 8 $ 1,218,000 $ 152,250 $ 0
Travis, Texas 8 $ 1,414,000 $ 176,750 $ 16,000
Chesapeake, Virginia 8 $ 1,649,000 $ 206,125 $ 0
Norfolk, Virginia 8 $ 1,627,000 $ 203,375 $ 5,000
Spotsylvania, Virginia 8 $ 1,910,000 $ 238,750 $ 27,000
Mohave, Arizona 7 $ 1,354,000 $ 193,428 $ 36,000
Arapahoe, Colorado 7 $ 1,867,000 $ 266,714 $ 57,000
El Paso, Colorado 7 $ 1,466,000 $ 209,428 $ 12,000
Jefferson, Colorado 7 $ 2,324,000 $ 332,000 $ 84,000
Miami-Dade, Florida 7 $ 1,973,000 $ 281,857 $ 17,000
Palm Beach, Florida 7 $ 1,756,000 $ 250,857 $ 34,000
Santa Rosa, Florida 7 $ 1,304,000 $ 186,285 $ 0
Muscogee, Georgia 7 $ 959,000 $ 137,000 $ 17,000
Johnson, Kansas 7 $ 1,259,000 $ 179,857 $ 11,000
St. Tammany, Louisiana 7 $ 1,625,000 $ 232,142 $ 7,000
Androscoggin, Maine 7 $ 1,378,000 $ 196,857 $ 26,000
Howard, Maryland 7 $ 2,092,000 $ 298,857 $ 32,000
Rankin, Mississippi 7 $ 1,039,000 $ 148,428 $ 32,000
Gaston, North Carolina 7 $ 1,290,000 $ 184,285 $ 32,000
Guilford, North Carolina 7 $ 1,161,000 $ 165,857 $ 16,000
Hoke, North Carolina 7 $ 1,107,000 $ 158,142 $ 8,000
Butler, Ohio 7 $ 1,037,000 $ 148,142 $ 27,000
Hamilton, Ohio 7 $ 965,000 $ 137,857 $ 35,000
Deschutes, Oregon 7 $ 1,689,000 $ 241,285 $ 64,000
Venango, Pennsylvania 7 $ 634,000 $ 90,571 $ 0
Rutherford, Tennessee 7 $ 1,328,000 $ 189,714 $ 33,000
Brazoria, Texas 7 $ 1,250,000 $ 178,571 $ 41,000
Box Elder, Utah 7 $ 1,246,000 $ 178,000 $ 17,000
Manassas, Virginia 7 $ 2,044,000 $ 292,000 $ 51,000
Snohomish, Washington 7 $ 2,237,000 $ 319,571 $ 35,000
Baldwin, Alabama 6 $ 1,210,000 $ 201,666 $ 61,000
Mobile, Alabama 6 $ 1,290,000 $ 215,000 $ 0
Montgomery, Alabama 6 $ 1,273,000 $ 212,166 $ 8,000
Yuma, Arizona 6 $ 1,134,000 $ 189,000 $ 24,000
Fresno, California 6 $ 1,545,000 $ 257,500 $ 0
San Joaquin, California 6 $ 1,540,000 $ 256,666 $ 17,000
Solano, California 6 $ 1,448,000 $ 241,333 $ 39,000
District of Columbia, District Of Columbia 6 $ 1,835,000 $ 305,833 $ 45,000
Volusia, Florida 6 $ 1,250,000 $ 208,333 $ 5,000
Barrow, Georgia 6 $ 1,115,000 $ 185,833 $ 25,000
Clayton, Georgia 6 $ 851,000 $ 141,833 $ 7,000
Douglas, Georgia 6 $ 1,111,000 $ 185,166 $ 10,000
Caddo, Louisiana 6 $ 937,000 $ 156,166 $ 42,000
Rapides, Louisiana 6 $ 877,000 $ 146,166 $ 32,000
Harford, Maryland 6 $ 1,608,000 $ 268,000 $ 12,000
Wayne, Michigan 6 $ 1,160,000 $ 193,333 $ 20,000
Dona Ana, New Mexico 6 $ 1,126,000 $ 187,666 $ 0
Sandoval, New Mexico 6 $ 1,071,000 $ 178,500 $ 0
Forsyth, North Carolina 6 $ 843,000 $ 140,500 $ 0
New Hanover, North Carolina 6 $ 1,266,000 $ 211,000 $ 0
Montgomery, Ohio 6 $ 890,000 $ 148,333 $ 34,000
Potter, Pennsylvania 6 $ 598,000 $ 99,666 $ 0
Hays, Texas 6 $ 1,221,000 $ 203,500 $ 23,000
Montgomery, Texas 6 $ 1,054,000 $ 175,666 $ 31,000
Taylor, Texas 6 $ 852,000 $ 142,000 $ 5,000
Washington, Utah 6 $ 1,450,000 $ 241,666 $ 47,000
Newport News, Virginia 6 $ 1,304,000 $ 217,333 $ 0
Laramie, Wyoming 6 $ 1,380,000 $ 230,000 $ 0
Coffee, Alabama 5 $ 892,000 $ 178,400 $ 0
Elmore, Alabama 5 $ 1,015,000 $ 203,000 $ 11,000
Shelby, Alabama 5 $ 866,000 $ 173,200 $ 6,000
Fairbanks North Star, Alaska 5 $ 1,280,000 $ 256,000 $ 0
Benton, Arkansas 5 $ 655,000 $ 131,000 $ 28,000
Lonoke, Arkansas 5 $ 871,000 $ 174,200 $ 31,000
Santa Barbara, California 5 $ 1,588,000 $ 317,600 $ 0
Ventura, California 5 $ 1,791,000 $ 358,200 $ 61,000
Weld, Colorado 5 $ 1,358,000 $ 271,600 $ 70,000
New Castle, Delaware 5 $ 1,007,000 $ 201,400 $ 21,000
Orange, Florida 5 $ 1,138,000 $ 227,600 $ 20,000
Polk, Florida 5 $ 816,000 $ 163,200 $ 12,000
Liberty, Georgia 5 $ 797,000 $ 159,400 $ 0
Newton, Georgia 5 $ 782,000 $ 156,400 $ 36,000
Lake, Indiana 5 $ 899,000 $ 179,800 $ 0
Geary, Kansas 5 $ 716,000 $ 143,200 $ 0
Ascension, Louisiana 5 $ 890,000 $ 178,000 $ 33,000
Lafayette, Louisiana 5 $ 619,000 $ 123,800 $ 27,000
Morehouse, Louisiana 5 $ 575,000 $ 115,000 $ 32,000
Orleans, Louisiana 5 $ 1,351,000 $ 270,200 $ 49,000
Calvert, Maryland 5 $ 1,698,000 $ 339,600 $ 15,000
Washington, Maryland 5 $ 1,348,000 $ 269,600 $ 38,000
Hennepin, Minnesota 5 $ 915,000 $ 183,000 $ 33,000
Harrison, Mississippi 5 $ 980,000 $ 196,000 $ 0
Clark, Nevada 5 $ 894,000 $ 178,800 $ 47,000
Comanche, Oklahoma 5 $ 647,000 $ 129,400 $ 20,000
Creek, Oklahoma 5 $ 914,000 $ 182,800 $ 103,000
Jackson, Oklahoma 5 $ 538,000 $ 107,600 $ 44,000
McClain, Oklahoma 5 $ 844,000 $ 168,800 $ 66,000
Wagoner, Oklahoma 5 $ 735,000 $ 147,000 $ 45,000
Lane, Oregon 5 $ 1,178,000 $ 235,600 $ 35,000
Berks, Pennsylvania 5 $ 652,000 $ 130,400 $ 39,000
Bucks, Pennsylvania 5 $ 1,337,000 $ 267,400 $ 44,000
Chester, Pennsylvania 5 $ 1,109,000 $ 221,800 $ 45,000
Crawford, Pennsylvania 5 $ 456,000 $ 91,200 $ 0
Montgomery, Pennsylvania 5 $ 1,261,000 $ 252,200 $ 54,000
Northampton, Pennsylvania 5 $ 1,154,000 $ 230,800 $ 37,000
Charleston, South Carolina 5 $ 1,260,000 $ 252,000 $ 39,000
Pennington, South Dakota 5 $ 889,000 $ 177,800 $ 40,000
Washington, Tennessee 5 $ 1,119,000 $ 223,800 $ 108,000
Wilson, Tennessee 5 $ 1,016,000 $ 203,200 $ 41,000
Ellis, Texas 5 $ 799,000 $ 159,800 $ 18,000
Guadalupe, Texas 5 $ 957,000 $ 191,400 $ 10,000
Rockwall, Texas 5 $ 1,348,000 $ 269,600 $ 0
Portsmouth, Virginia 5 $ 872,000 $ 174,400 $ 0
Houston, Alabama 4 $ 580,000 $ 145,000 $ 39,000
Tuscaloosa, Alabama 4 $ 745,000 $ 186,250 $ 21,000
Pulaski, Arkansas 4 $ 623,000 $ 155,750 $ 0
Alameda, California 4 $ 1,723,000 $ 430,750 $ 83,000
Adams, Colorado 4 $ 944,000 $ 236,000 $ 53,000
Denver, Colorado 4 $ 863,000 $ 215,750 $ 21,000
Kent, Delaware 4 $ 908,000 $ 227,000 $ 0
Escambia, Florida 4 $ 647,000 $ 161,750 $ 0
Lee, Florida 4 $ 600,000 $ 150,000 $ 27,000
Osceola, Florida 4 $ 925,000 $ 231,250 $ 5,000
Sarasota, Florida 4 $ 869,000 $ 217,250 $ 49,000
Seminole, Florida 4 $ 785,000 $ 196,250 $ 23,000
Cherokee, Georgia 4 $ 925,000 $ 231,250 $ 71,000
Coweta, Georgia 4 $ 612,000 $ 153,000 $ 58,000
Hall, Georgia 4 $ 797,000 $ 199,250 $ 57,000
Henry, Georgia 4 $ 635,000 $ 158,750 $ 18,000
Long, Georgia 4 $ 734,000 $ 183,500 $ 0
Lowndes, Georgia 4 $ 616,000 $ 154,000 $ 9,000
Allen, Indiana 4 $ 847,000 $ 211,750 $ 17,000
Clark, Indiana 4 $ 609,000 $ 152,250 $ 40,000
Johnson, Indiana 4 $ 851,000 $ 212,750 $ 29,000
St. Joseph, Indiana 4 $ 463,000 $ 115,750 $ 24,000
Vanderburgh, Indiana 4 $ 490,000 $ 122,500 $ 12,000
Warren, Iowa 4 $ 565,000 $ 141,250 $ 58,000
Butler, Kansas 4 $ 799,000 $ 199,750 $ 84,000
Jefferson, Kentucky 4 $ 572,000 $ 143,000 $ 24,000
St. Charles, Louisiana 4 $ 832,000 $ 208,000 $ 11,000
St. Mary's, Maryland 4 $ 1,280,000 $ 320,000 $ 11,000
Ramsey, Minnesota 4 $ 808,000 $ 202,000 $ 25,000
Lancaster, Nebraska 4 $ 584,000 $ 146,000 $ 15,000
Rockingham, New Hampshire 4 $ 1,075,000 $ 268,750 $ 112,000
Burlington, New Jersey 4 $ 613,000 $ 153,250 $ 56,000
Otero, New Mexico 4 $ 752,000 $ 188,000 $ 29,000
Durham, North Carolina 4 $ 824,000 $ 206,000 $ 0
Johnston, North Carolina 4 $ 900,000 $ 225,000 $ 17,000
Cuyahoga, Ohio 4 $ 768,000 $ 192,000 $ 49,000
Rogers, Oklahoma 4 $ 552,000 $ 138,000 $ 57,000
Klamath, Oregon 4 $ 695,000 $ 173,750 $ 27,000
Armstrong, Pennsylvania 4 $ 521,000 $ 130,250 $ 0
Centre, Pennsylvania 4 $ 500,000 $ 125,000 $ 0
Delaware, Pennsylvania 4 $ 884,000 $ 221,000 $ 86,000
Jefferson, Pennsylvania 4 $ 238,000 $ 59,500 $ 0
Mifflin, Pennsylvania 4 $ 423,000 $ 105,750 $ 11,000
Hamilton, Tennessee 4 $ 790,000 $ 197,500 $ 31,000
Knox, Tennessee 4 $ 732,000 $ 183,000 $ 11,000
Hidalgo, Texas 4 $ 682,000 $ 170,500 $ 37,000
Johnson, Texas 4 $ 800,000 $ 200,000 $ 33,000
McLennan, Texas 4 $ 712,000 $ 178,000 $ 16,000
Randall, Texas 4 $ 519,000 $ 129,750 $ 0
Tom Green, Texas 4 $ 538,000 $ 134,500 $ 0
Wasatch, Utah 4 $ 1,262,000 $ 315,500 $ 74,000
King George, Virginia 4 $ 1,444,000 $ 361,000 $ 0
Winnebago, Wisconsin 4 $ 622,000 $ 155,500 $ 0
Dale, Alabama 3 $ 552,000 $ 184,000 $ 0
Lee, Alabama 3 $ 600,000 $ 200,000 $ 44,000
Morgan, Alabama 3 $ 372,000 $ 124,000 $ 10,000
Matanuska-Susitna, Alaska 3 $ 637,000 $ 212,333 $ 0
Johnson, Arkansas 3 $ 536,000 $ 178,666 $ 20,000
Amador, California 3 $ 738,000 $ 246,000 $ 0
Madera, California 3 $ 858,000 $ 286,000 $ 25,000
Monterey, California 3 $ 929,000 $ 309,666 $ 32,000
Placer, California 3 $ 976,000 $ 325,333 $ 0
Boulder, Colorado 3 $ 1,189,000 $ 396,333 $ 117,000
Elbert, Colorado 3 $ 1,237,000 $ 412,333 $ 82,000
Larimer, Colorado 3 $ 841,000 $ 280,333 $ 58,000
Flagler, Florida 3 $ 471,000 $ 157,000 $ 19,000
Hernando, Florida 3 $ 517,000 $ 172,333 $ 0
Lake, Florida 3 $ 771,000 $ 257,000 $ 0
Manatee, Florida 3 $ 692,000 $ 230,666 $ 49,000
St. Lucie, Florida 3 $ 428,000 $ 142,666 $ 23,000
Bryan, Georgia 3 $ 520,000 $ 173,333 $ 0
Fayette, Georgia 3 $ 1,154,000 $ 384,666 $ 179,000
DuPage, Illinois 3 $ 510,000 $ 170,000 $ 32,000
Rock Island, Illinois 3 $ 456,000 $ 152,000 $ 0
DeKalb, Indiana 3 $ 652,000 $ 217,333 $ 15,000
Tippecanoe, Indiana 3 $ 339,000 $ 113,000 $ 0
Dallas, Iowa 3 $ 752,000 $ 250,666 $ 153,000
Lafourche, Louisiana 3 $ 800,000 $ 266,666 $ 27,000
Livingston, Louisiana 3 $ 512,000 $ 170,666 $ 38,000
Cumberland, Maine 3 $ 775,000 $ 258,333 $ 38,000
Frederick, Maryland 3 $ 1,094,000 $ 364,666 $ 0
Kent, Michigan 3 $ 308,000 $ 102,666 $ 6,000
Olmsted, Minnesota 3 $ 534,000 $ 178,000 $ 35,000
Jackson, Mississippi 3 $ 308,000 $ 102,666 $ 32,000
Oktibbeha, Mississippi 3 $ 534,000 $ 178,000 $ 15,000
Clay, Missouri 3 $ 294,000 $ 98,000 $ 46,000
Pulaski, Missouri 3 $ 646,000 $ 215,333 $ 41,000
Red Willow, Nebraska 3 $ 416,000 $ 138,666 $ 42,000
Saunders, Nebraska 3 $ 805,000 $ 268,333 $ 21,000
Merrimack, New Hampshire 3 $ 869,000 $ 289,666 $ 22,000
Strafford, New Hampshire 3 $ 681,000 $ 227,000 $ 0
Camden, New Jersey 3 $ 568,000 $ 189,333 $ 32,000
Grant, New Mexico 3 $ 419,000 $ 139,666 $ 22,000
Buncombe, North Carolina 3 $ 586,000 $ 195,333 $ 0
Cabarrus, North Carolina 3 $ 499,000 $ 166,333 $ 24,000
Moore, North Carolina 3 $ 657,000 $ 219,000 $ 19,000
Surry, North Carolina 3 $ 367,000 $ 122,333 $ 61,000
Union, North Carolina 3 $ 971,000 $ 323,666 $ 63,000
Allen, Ohio 3 $ 278,000 $ 92,666 $ 0
Licking, Ohio 3 $ 464,000 $ 154,666 $ 17,000
Lorain, Ohio 3 $ 613,000 $ 204,333 $ 0
Medina, Ohio 3 $ 503,000 $ 167,666 $ 49,000
Stark, Ohio 3 $ 429,000 $ 143,000 $ 0
Summit, Ohio 3 $ 462,000 $ 154,000 $ 28,000
Warren, Ohio 3 $ 511,000 $ 170,333 $ 74,000
Logan, Oklahoma 3 $ 732,000 $ 244,000 $ 70,000
Seminole, Oklahoma 3 $ 504,000 $ 168,000 $ 55,000
Washington, Oklahoma 3 $ 495,000 $ 165,000 $ 76,000
Josephine, Oregon 3 $ 676,000 $ 225,333 $ 0
Yamhill, Oregon 3 $ 661,000 $ 220,333 $ 41,000
Cambria, Pennsylvania 3 $ 251,000 $ 83,666 $ 0
Columbia, Pennsylvania 3 $ 593,000 $ 197,666 $ 15,000
Lackawanna, Pennsylvania 3 $ 430,000 $ 143,333 $ 0
Monroe, Pennsylvania 3 $ 571,000 $ 190,333 $ 0
Berkeley, South Carolina 3 $ 463,000 $ 154,333 $ 0
Lexington, South Carolina 3 $ 395,000 $ 131,666 $ 40,000
Richland, South Carolina 3 $ 620,000 $ 206,666 $ 68,000
Spartanburg, South Carolina 3 $ 536,000 $ 178,666 $ 47,000
Minnehaha, South Dakota 3 $ 686,000 $ 228,666 $ 33,000
Maury, Tennessee 3 $ 440,000 $ 146,666 $ 14,000
Comal, Texas 3 $ 649,000 $ 216,333 $ 20,000
Galveston, Texas 3 $ 501,000 $ 167,000 $ 18,000
Kaufman, Texas 3 $ 446,000 $ 148,666 $ 11,000
Nueces, Texas 3 $ 536,000 $ 178,666 $ 65,000
Orange, Texas 3 $ 380,000 $ 126,666 $ 38,000
Wichita, Texas 3 $ 406,000 $ 135,333 $ 0
Uintah, Utah 3 $ 588,000 $ 196,000 $ 31,000
Culpeper, Virginia 3 $ 668,000 $ 222,666 $ 53,000
Suffolk, Virginia 3 $ 874,000 $ 291,333 $ 0
Warren, Virginia 3 $ 427,000 $ 142,333 $ 46,000
York, Virginia 3 $ 1,362,000 $ 454,000 $ 0
Thurston, Washington 3 $ 1,059,000 $ 353,000 $ 0
Dane, Wisconsin 3 $ 592,000 $ 197,333 $ 0
Chilton, Alabama 2 $ 362,000 $ 181,000 $ 0
DeKalb, Alabama 2 $ 391,000 $ 195,500 $ 31,000
Limestone, Alabama 2 $ 453,000 $ 226,500 $ 0
Marshall, Alabama 2 $ 306,000 $ 153,000 $ 0
Navajo, Arizona 2 $ 304,000 $ 152,000 $ 25,000
Boone, Arkansas 2 $ 293,000 $ 146,500 $ 0
Crawford, Arkansas 2 $ 295,000 $ 147,500 $ 0
Jefferson, Arkansas 2 $ 458,000 $ 229,000 $ 0
Humboldt, California 2 $ 528,000 $ 264,000 $ 0
Kings, California 2 $ 435,000 $ 217,500 $ 34,000
Merced, California 2 $ 375,000 $ 187,500 $ 58,000
Nevada, California 2 $ 935,000 $ 467,500 $ 76,000
San Benito, California 2 $ 1,026,000 $ 513,000 $ 38,000
Santa Clara, California 2 $ 966,000 $ 483,000 $ 161,000
Sonoma, California 2 $ 812,000 $ 406,000 $ 82,000
Stanislaus, California 2 $ 569,000 $ 284,500 $ 0
Middlesex, Connecticut 2 $ 402,000 $ 201,000 $ 35,000
Tolland, Connecticut 2 $ 383,000 $ 191,500 $ 96,000
Windham, Connecticut 2 $ 377,000 $ 188,500 $ 24,000
Charlotte, Florida 2 $ 391,000 $ 195,500 $ 37,000
Collier, Florida 2 $ 358,000 $ 179,000 $ 14,000
Indian River, Florida 2 $ 446,000 $ 223,000 $ 49,000
Marion, Florida 2 $ 442,000 $ 221,000 $ 30,000
Martin, Florida 2 $ 416,000 $ 208,000 $ 20,000
St. Johns, Florida 2 $ 806,000 $ 403,000 $ 101,000
Bibb, Georgia 2 $ 324,000 $ 162,000 $ 22,000
Camden, Georgia 2 $ 383,000 $ 191,500 $ 38,000
Dougherty, Georgia 2 $ 290,000 $ 145,000 $ 10,000
Effingham, Georgia 2 $ 321,000 $ 160,500 $ 0
Glynn, Georgia 2 $ 465,000 $ 232,500 $ 0
Harris, Georgia 2 $ 394,000 $ 197,000 $ 21,000
Jackson, Georgia 2 $ 449,000 $ 224,500 $ 46,000
Tift, Georgia 2 $ 279,000 $ 139,500 $ 0
Walker, Georgia 2 $ 228,000 $ 114,000 $ 15,000
Walton, Georgia 2 $ 464,000 $ 232,000 $ 63,000
Madison, Illinois 2 $ 441,000 $ 220,500 $ 62,000
Sangamon, Illinois 2 $ 229,000 $ 114,500 $ 13,000
St. Clair, Illinois 2 $ 329,000 $ 164,500 $ 0
Will, Illinois 2 $ 372,000 $ 186,000 $ 0
Grant, Indiana 2 $ 299,000 $ 149,500 $ 0
Hendricks, Indiana 2 $ 290,000 $ 145,000 $ 0
Howard, Indiana 2 $ 329,000 $ 164,500 $ 0
LaPorte, Indiana 2 $ 226,000 $ 113,000 $ 0
Madison, Indiana 2 $ 167,000 $ 83,500 $ 0
Porter, Indiana 2 $ 323,000 $ 161,500 $ 0
Cass, Iowa 2 $ 140,000 $ 70,000 $ 29,000
Jasper, Iowa 2 $ 288,000 $ 144,000 $ 52,000
Union, Iowa 2 $ 133,000 $ 66,500 $ 67,000
Leavenworth, Kansas 2 $ 418,000 $ 209,000 $ 0
Reno, Kansas 2 $ 285,000 $ 142,500 $ 0
Riley, Kansas 2 $ 344,000 $ 172,000 $ 0
Sedgwick, Kansas 2 $ 351,000 $ 175,500 $ 22,000
Shawnee, Kansas 2 $ 505,000 $ 252,500 $ 0
Wyandotte, Kansas 2 $ 396,000 $ 198,000 $ 0
Boyd, Kentucky 2 $ 141,000 $ 70,500 $ 32,000
Warren, Kentucky 2 $ 194,000 $ 97,000 $ 20,000
Beauregard, Louisiana 2 $ 412,000 $ 206,000 $ 0
Evangeline, Louisiana 2 $ 360,000 $ 180,000 $ 70,000
Winn, Louisiana 2 $ 182,000 $ 91,000 $ 37,000
Knox, Maine 2 $ 339,000 $ 169,500 $ 29,000
Cecil, Maryland 2 $ 506,000 $ 253,000 $ 0
Ingham, Michigan 2 $ 367,000 $ 183,500 $ 0
Marquette, Michigan 2 $ 464,000 $ 232,000 $ 0
Muskegon, Michigan 2 $ 260,000 $ 130,000 $ 0
Ottawa, Michigan 2 $ 367,000 $ 183,500 $ 0
Saginaw, Michigan 2 $ 233,000 $ 116,500 $ 20,000
Sanilac, Michigan 2 $ 304,000 $ 152,000 $ 0
Washtenaw, Michigan 2 $ 495,000 $ 247,500 $ 52,000
Anoka, Minnesota 2 $ 333,000 $ 166,500 $ 0
St. Louis, Minnesota 2 $ 218,000 $ 109,000 $ 0
DeSoto, Mississippi 2 $ 361,000 $ 180,500 $ 24,000
Forrest, Mississippi 2 $ 349,000 $ 174,500 $ 43,000
Hancock, Mississippi 2 $ 311,000 $ 155,500 $ 21,000
Hinds, Mississippi 2 $ 151,000 $ 75,500 $ 36,000
Madison, Mississippi 2 $ 439,000 $ 219,500 $ 66,000
Jackson, Missouri 2 $ 318,000 $ 159,000 $ 36,000
St. Louis, Missouri 2 $ 509,000 $ 254,500 $ 0
Ocean, New Jersey 2 $ 615,000 $ 307,500 $ 84,000
Passaic, New Jersey 2 $ 794,000 $ 397,000 $ 52,000
Santa Fe, New Mexico 2 $ 758,000 $ 379,000 $ 0
Catawba, North Carolina 2 $ 491,000 $ 245,500 $ 0
Craven, North Carolina 2 $ 269,000 $ 134,500 $ 0
Haywood, North Carolina 2 $ 210,000 $ 105,000 $ 39,000
Lee, North Carolina 2 $ 420,000 $ 210,000 $ 0
Nash, North Carolina 2 $ 247,000 $ 123,500 $ 0
Pasquotank, North Carolina 2 $ 360,000 $ 180,000 $ 0
Pender, North Carolina 2 $ 456,000 $ 228,000 $ 0
Rutherford, North Carolina 2 $ 165,000 $ 82,500 $ 16,000
Wayne, North Carolina 2 $ 376,000 $ 188,000 $ 60,000
Clark, Ohio 2 $ 266,000 $ 133,000 $ 47,000
Clermont, Ohio 2 $ 256,000 $ 128,000 $ 21,000
Defiance, Ohio 2 $ 203,000 $ 101,500 $ 0
Fairfield, Ohio 2 $ 283,000 $ 141,500 $ 0
Muskingum, Ohio 2 $ 122,000 $ 61,000 $ 41,000
Carter, Oklahoma 2 $ 260,000 $ 130,000 $ 57,000
Cherokee, Oklahoma 2 $ 299,000 $ 149,500 $ 44,000
Delaware, Oklahoma 2 $ 202,000 $ 101,000 $ 60,000
Garvin, Oklahoma 2 $ 164,000 $ 82,000 $ 75,000
Lincoln, Oklahoma 2 $ 321,000 $ 160,500 $ 110,000
McIntosh, Oklahoma 2 $ 302,000 $ 151,000 $ 71,000
Muskogee, Oklahoma 2 $ 207,000 $ 103,500 $ 66,000
Columbia, Oregon 2 $ 486,000 $ 243,000 $ 85,000
Linn, Oregon 2 $ 321,000 $ 160,500 $ 60,000
Adams, Pennsylvania 2 $ 656,000 $ 328,000 $ 0
Butler, Pennsylvania 2 $ 294,000 $ 147,000 $ 0
Clearfield, Pennsylvania 2 $ 90,000 $ 45,000 $ 0
Cumberland, Pennsylvania 2 $ 334,000 $ 167,000 $ 30,000
Dauphin, Pennsylvania 2 $ 393,000 $ 196,500 $ 0
Fayette, Pennsylvania 2 $ 303,000 $ 151,500 $ 0
Huntingdon, Pennsylvania 2 $ 550,000 $ 275,000 $ 0
Lehigh, Pennsylvania 2 $ 406,000 $ 203,000 $ 18,000
Luzerne, Pennsylvania 2 $ 343,000 $ 171,500 $ 44,000
Lycoming, Pennsylvania 2 $ 404,000 $ 202,000 $ 0
Perry, Pennsylvania 2 $ 335,000 $ 167,500 $ 27,000
Schuylkill, Pennsylvania 2 $ 375,000 $ 187,500 $ 49,000
Tioga, Pennsylvania 2 $ 162,000 $ 81,000 $ 0
Wayne, Pennsylvania 2 $ 516,000 $ 258,000 $ 0
Greenville, South Carolina 2 $ 335,000 $ 167,500 $ 63,000
Horry, South Carolina 2 $ 508,000 $ 254,000 $ 40,000
Lancaster, South Carolina 2 $ 376,000 $ 188,000 $ 0
Davidson, Tennessee 2 $ 482,000 $ 241,000 $ 70,000
Loudon, Tennessee 2 $ 474,000 $ 237,000 $ 63,000
Madison, Tennessee 2 $ 252,000 $ 126,000 $ 66,000
Monroe, Tennessee 2 $ 307,000 $ 153,500 $ 58,000
Tipton, Tennessee 2 $ 332,000 $ 166,000 $ 25,000
Angelina, Texas 2 $ 289,000 $ 144,500 $ 38,000
Bastrop, Texas 2 $ 170,000 $ 85,000 $ 0
Brazos, Texas 2 $ 398,000 $ 199,000 $ 24,000
Burnet, Texas 2 $ 462,000 $ 231,000 $ 30,000
Henderson, Texas 2 $ 276,000 $ 138,000 $ 41,000
Liberty, Texas 2 $ 305,000 $ 152,500 $ 0
Medina, Texas 2 $ 378,000 $ 189,000 $ 25,000
Midland, Texas 2 $ 430,000 $ 215,000 $ 40,000
Parker, Texas 2 $ 270,000 $ 135,000 $ 0
Potter, Texas 2 $ 302,000 $ 151,000 $ 47,000
San Patricio, Texas 2 $ 204,000 $ 102,000 $ 0
Smith, Texas 2 $ 227,000 $ 113,500 $ 0
Val Verde, Texas 2 $ 474,000 $ 237,000 $ 75,000
Waller, Texas 2 $ 443,000 $ 221,500 $ 0
Caroline, Virginia 2 $ 545,000 $ 272,500 $ 35,000
Frederick, Virginia 2 $ 499,000 $ 249,500 $ 0
Hampton, Virginia 2 $ 274,000 $ 137,000 $ 0
Hanover, Virginia 2 $ 543,000 $ 271,500 $ 25,000
Henrico, Virginia 2 $ 540,000 $ 270,000 $ 26,000
Loudoun, Virginia 2 $ 989,000 $ 494,500 $ 106,000
Winchester, Virginia 2 $ 518,000 $ 259,000 $ 26,000
Kitsap, Washington 2 $ 471,000 $ 235,500 $ 0
Milwaukee, Wisconsin 2 $ 463,000 $ 231,500 $ 0
Monroe, Wisconsin 2 $ 551,000 $ 275,500 $ 37,000
Waukesha, Wisconsin 2 $ 532,000 $ 266,000 $ 0
Fremont, Wyoming 2 $ 359,000 $ 179,500 $ 36,000
Autauga, Alabama 1 $ 196,000 $ 196,000 $ 0
Calhoun, Alabama 1 $ 103,000 $ 103,000 $ 43,000
Colbert, Alabama 1 $ 198,000 $ 198,000 $ 0
Escambia, Alabama 1 $ 135,000 $ 135,000 $ 0
Henry, Alabama 1 $ 185,000 $ 185,000 $ 0
Jackson, Alabama 1 $ 388,000 $ 388,000 $ 153,000
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Mortgage Loan Application Detail Totals for United Security Financial Corp in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,550 $534,810,000 $209,000 $1,300,000 $16,000 $641,000
Home Purchase 1,458 $271,024,000 $185,000 $1,223,000 $60,000 $495,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,618 $535,956,000 $204,000 $1,223,000 $33,000 $641,000
Black or African American 541 $112,282,000 $207,000 $540,000 $25,000 $495,000
Not Provided 427 $67,606,000 $158,000 $1,300,000 $18,000 $192,000
Hispanic 277 $57,986,000 $209,000 $545,000 $50,000 $225,000
Asian 79 $18,392,000 $232,000 $671,000 $46,000 $179,000
American Indian or Alaskan Native 34 $6,556,000 $192,000 $417,000 $37,000 $143,000
Native Hawaiin or Other Pacific Islander 29 $6,662,000 $229,000 $574,000 $39,000 $160,000
Not applicable 3 $394,000 $131,000 $197,000 $25,000 $51,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,257 $470,953,000 $208,000 $716,000 $10,000 $352,000
FHA-insured (Federal Housing Administration) 1,298 $243,514,000 $187,000 $636,000 $51,000 $237,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 383 $83,815,000 $218,000 $1,300,000 $99,000 $641,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $7,552,000 $107,000 $244,000 $32,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,257 $471,586,000 $208,000 $716,000 $11,000 $495,000
Loan Purchased By The Institution 1,527 $280,303,000 $183,000 $636,000 $60,000 $260,000
Application Withdrawn By Applicant 215 $52,213,000 $242,000 $1,300,000 $59,000 $641,000
Application Denied By Financial Institution 9 $1,732,000 $192,000 $389,000 $56,000 $108,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Security Financial Corp's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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