USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2014

In 2014, USAA Federal Savings Bank of San Antonio, TX reported 101,008 mortgage applications totaling $20.5 billion, down 25% from 2013. The average application was for $203,408, and applicants reported an average income of $92,344. 55% of its applications resulted in an originated loan and 25% were denied. Its largest markets were San Antonio-New Braunfels, TX (3,288), Houston-The Woodlands-Sugar Land, TX (3,080) and Washington-Arlington-Alexandria, DC-VA-MD-WV (2,954) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 101,008
Total Mortgage Loan Application Amount $20,545,904,000
Average Mortgage Loan Application Amount $203,408
Highest Mortgage Loan Application Amount $1,752,000
Average Applicant Income $92,344
Highest Applicant Income $8,419,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 2,612 $ 443,664,000 $ 169,856 $ 88,000
Maricopa, Arizona 2,108 $ 418,463,000 $ 198,511 $ 92,000
Harris, Texas 1,767 $ 336,150,000 $ 190,237 $ 106,000
Clark, Nevada 1,168 $ 250,387,000 $ 214,372 $ 88,000
Tarrant, Texas 1,114 $ 196,211,000 $ 176,131 $ 94,000
San Diego, California 1,038 $ 331,196,000 $ 319,071 $ 106,000
El Paso, Colorado 1,032 $ 234,053,000 $ 226,795 $ 81,000
Bell, Texas 856 $ 125,818,000 $ 146,983 $ 73,000
Hillsborough, Florida 807 $ 168,905,000 $ 209,299 $ 98,000
Travis, Texas 758 $ 166,347,000 $ 219,455 $ 107,000
Cumberland, North Carolina 740 $ 108,545,000 $ 146,682 $ 68,000
Los Angeles, California 711 $ 226,863,000 $ 319,075 $ 121,000
Fairfax, Virginia 677 $ 251,862,000 $ 372,026 $ 137,000
Dallas, Texas 673 $ 123,627,000 $ 183,695 $ 101,000
Pierce, Washington 654 $ 155,546,000 $ 237,837 $ 85,000
Riverside, California 645 $ 167,250,000 $ 259,302 $ 99,000
El Paso, Texas 605 $ 94,878,000 $ 156,823 $ 82,000
Pima, Arizona 576 $ 105,375,000 $ 182,942 $ 89,000
King, Washington 574 $ 176,101,000 $ 306,796 $ 116,000
Wake, North Carolina 566 $ 121,631,000 $ 214,895 $ 94,000
Broward, Florida 543 $ 128,460,000 $ 236,574 $ 101,000
Collin, Texas 539 $ 112,003,000 $ 207,797 $ 108,000
Williamson, Texas 519 $ 102,887,000 $ 198,240 $ 96,000
Prince William, Virginia 503 $ 165,294,000 $ 328,616 $ 114,000
Duval, Florida 500 $ 92,223,000 $ 184,446 $ 78,000
Montgomery, Tennessee 492 $ 79,991,000 $ 162,583 $ 70,000
Oklahoma, Oklahoma 458 $ 79,093,000 $ 172,692 $ 79,000
Cobb, Georgia 454 $ 93,384,000 $ 205,691 $ 98,000
Denton, Texas 452 $ 87,868,000 $ 194,398 $ 102,000
Bernalillo, New Mexico 445 $ 87,647,000 $ 196,959 $ 90,000
Arapahoe, Colorado 432 $ 107,116,000 $ 247,953 $ 95,000
Montgomery, Texas 425 $ 94,409,000 $ 222,138 $ 125,000
Brevard, Florida 424 $ 78,135,000 $ 184,280 $ 88,000
Fulton, Georgia 418 $ 87,021,000 $ 208,184 $ 107,000
Anne Arundel, Maryland 418 $ 129,767,000 $ 310,447 $ 109,000
Cook, Illinois 417 $ 95,081,000 $ 228,011 $ 105,000
San Bernardino, California 411 $ 87,662,000 $ 213,289 $ 90,000
Richland, South Carolina 407 $ 70,421,000 $ 173,024 $ 79,000
Gwinnett, Georgia 404 $ 75,883,000 $ 187,829 $ 84,000
Pinellas, Florida 401 $ 74,573,000 $ 185,967 $ 90,000
Mecklenburg, North Carolina 397 $ 80,653,000 $ 203,156 $ 103,000
Palm Beach, Florida 394 $ 90,135,000 $ 228,769 $ 97,000
Okaloosa, Florida 393 $ 80,595,000 $ 205,076 $ 86,000
Orange, Florida 391 $ 89,412,000 $ 228,675 $ 88,000
Virginia Beach, Virginia 388 $ 89,906,000 $ 231,716 $ 87,000
Sacramento, California 384 $ 94,025,000 $ 244,856 $ 90,000
Miami-Dade, Florida 367 $ 82,517,000 $ 224,841 $ 93,000
Columbia, Georgia 364 $ 70,062,000 $ 192,478 $ 87,000
Prince George's, Maryland 361 $ 98,497,000 $ 272,844 $ 113,000
Fort Bend, Texas 351 $ 75,987,000 $ 216,487 $ 114,000
Jefferson, Colorado 327 $ 81,544,000 $ 249,370 $ 129,000
Santa Rosa, Florida 326 $ 65,983,000 $ 202,401 $ 85,000
Madison, Alabama 319 $ 61,816,000 $ 193,780 $ 101,000
Thurston, Washington 318 $ 77,488,000 $ 243,672 $ 87,000
Houston, Georgia 304 $ 50,331,000 $ 165,562 $ 70,000
Guadalupe, Texas 298 $ 54,402,000 $ 182,557 $ 80,000
DeKalb, Georgia 296 $ 57,189,000 $ 193,206 $ 93,000
Nueces, Texas 296 $ 53,140,000 $ 179,527 $ 109,000
Anchorage, Alaska 294 $ 83,753,000 $ 284,874 $ 108,000
Denver, Colorado 293 $ 70,816,000 $ 241,692 $ 94,000
Shelby, Tennessee 283 $ 52,076,000 $ 184,014 $ 99,000
Charleston, South Carolina 282 $ 63,188,000 $ 224,070 $ 98,000
Honolulu, Hawaii 279 $ 115,125,000 $ 412,634 $ 121,000
Franklin, Ohio 278 $ 45,314,000 $ 163,000 $ 77,000
Douglas, Colorado 276 $ 80,363,000 $ 291,170 $ 112,000
Burlington, New Jersey 274 $ 58,899,000 $ 214,959 $ 92,000
Escambia, Florida 268 $ 44,590,000 $ 166,380 $ 80,000
Galveston, Texas 264 $ 48,498,000 $ 183,704 $ 107,000
Muscogee, Georgia 260 $ 41,163,000 $ 158,319 $ 71,000
Multnomah, Oregon 260 $ 66,883,000 $ 257,242 $ 100,000
Montgomery, Ohio 256 $ 41,244,000 $ 161,109 $ 88,000
Montgomery, Maryland 255 $ 89,655,000 $ 351,588 $ 125,000
Stafford, Virginia 254 $ 79,218,000 $ 311,881 $ 112,000
Orange, California 253 $ 91,825,000 $ 362,944 $ 117,000
Snohomish, Washington 253 $ 70,301,000 $ 277,869 $ 97,000
Oakland, Michigan 251 $ 47,705,000 $ 190,059 $ 95,000
Chatham, Georgia 248 $ 43,787,000 $ 176,560 $ 71,000
Harnett, North Carolina 247 $ 46,777,000 $ 189,380 $ 73,000
Ada, Idaho 246 $ 49,946,000 $ 203,032 $ 83,000
Jefferson, Kentucky 240 $ 42,343,000 $ 176,429 $ 89,000
Pulaski, Arkansas 239 $ 40,403,000 $ 169,050 $ 80,000
Onslow, North Carolina 238 $ 39,097,000 $ 164,273 $ 58,000
Loudoun, Virginia 237 $ 84,070,000 $ 354,725 $ 137,000
Lee, Florida 236 $ 41,944,000 $ 177,728 $ 88,000
Greenville, South Carolina 227 $ 42,175,000 $ 185,792 $ 87,000
Washoe, Nevada 226 $ 53,652,000 $ 237,398 $ 97,000
Hennepin, Minnesota 225 $ 50,601,000 $ 224,893 $ 106,000
Moore, North Carolina 223 $ 51,896,000 $ 232,717 $ 94,000
Volusia, Florida 220 $ 37,876,000 $ 172,163 $ 73,000
Sedgwick, Kansas 219 $ 32,051,000 $ 146,351 $ 75,000
Cleveland, Oklahoma 219 $ 35,271,000 $ 161,054 $ 76,000
Kitsap, Washington 217 $ 56,798,000 $ 261,741 $ 104,000
Spokane, Washington 217 $ 41,767,000 $ 192,474 $ 86,000
Bay, Florida 215 $ 40,616,000 $ 188,911 $ 88,000
Pasco, Florida 215 $ 40,347,000 $ 187,660 $ 93,000
Washington, Oregon 215 $ 53,155,000 $ 247,232 $ 97,000
Middlesex, Massachusetts 213 $ 67,681,000 $ 317,751 $ 117,000
Jefferson, Alabama 212 $ 38,953,000 $ 183,740 $ 81,000
Philadelphia, Pennsylvania 212 $ 35,394,000 $ 166,952 $ 92,000
Chesterfield, Virginia 210 $ 49,567,000 $ 236,033 $ 100,000
Solano, California 208 $ 59,604,000 $ 286,557 $ 90,000
Davidson, Tennessee 206 $ 38,450,000 $ 186,650 $ 84,000
Allegheny, Pennsylvania 203 $ 35,511,000 $ 174,931 $ 95,000
Johnson, Kansas 202 $ 40,340,000 $ 199,702 $ 99,000
Salt Lake, Utah 202 $ 46,184,000 $ 228,633 $ 112,000
Wayne, Michigan 201 $ 27,222,000 $ 135,432 $ 77,000
Brazoria, Texas 200 $ 38,219,000 $ 191,095 $ 97,000
Chesapeake, Virginia 200 $ 53,088,000 $ 265,440 $ 94,000
Adams, Colorado 198 $ 42,429,000 $ 214,287 $ 90,000
Hartford, Connecticut 198 $ 43,295,000 $ 218,661 $ 91,000
Berkeley, South Carolina 197 $ 36,332,000 $ 184,426 $ 77,000
Worcester, Massachusetts 194 $ 47,647,000 $ 245,603 $ 96,000
Sarpy, Nebraska 194 $ 36,765,000 $ 189,510 $ 101,000
Clark, Washington 193 $ 47,146,000 $ 244,279 $ 84,000
Comal, Texas 190 $ 43,920,000 $ 231,157 $ 108,000
Larimer, Colorado 189 $ 44,712,000 $ 236,571 $ 88,000
Orleans, Louisiana 189 $ 41,781,000 $ 221,063 $ 103,000
St. Johns, Florida 187 $ 47,172,000 $ 252,256 $ 116,000
St. Louis, Missouri 187 $ 35,867,000 $ 191,802 $ 95,000
Kern, California 183 $ 35,448,000 $ 193,704 $ 94,000
St. Tammany, Louisiana 183 $ 35,918,000 $ 196,273 $ 90,000
Norfolk, Virginia 183 $ 40,794,000 $ 222,918 $ 91,000
Suffolk, New York 180 $ 50,939,000 $ 282,994 $ 131,000
Knox, Tennessee 180 $ 34,581,000 $ 192,116 $ 90,000
Erie, New York 179 $ 24,757,000 $ 138,307 $ 81,000
Clay, Florida 178 $ 34,120,000 $ 191,685 $ 77,000
Jackson, Missouri 178 $ 26,899,000 $ 151,117 $ 71,000
Montgomery, Pennsylvania 177 $ 44,059,000 $ 248,920 $ 116,000
Tulsa, Oklahoma 176 $ 29,898,000 $ 169,875 $ 81,000
Dorchester, South Carolina 176 $ 35,241,000 $ 200,232 $ 75,000
Baltimore, Maryland 174 $ 36,761,000 $ 211,270 $ 89,000
Macomb, Michigan 174 $ 29,166,000 $ 167,620 $ 88,000
Horry, South Carolina 173 $ 27,307,000 $ 157,843 $ 81,000
Polk, Florida 171 $ 26,037,000 $ 152,263 $ 78,000
St. Clair, Illinois 171 $ 29,833,000 $ 174,461 $ 93,000
District of Columbia, District Of Columbia 169 $ 51,395,000 $ 304,112 $ 113,000
Pinal, Arizona 168 $ 24,033,000 $ 143,053 $ 67,000
Seminole, Florida 168 $ 33,762,000 $ 200,964 $ 151,000
Douglas, Nebraska 168 $ 26,659,000 $ 158,684 $ 89,000
Hays, Texas 168 $ 33,163,000 $ 197,398 $ 94,000
Taylor, Texas 168 $ 24,538,000 $ 146,059 $ 70,000
New Haven, Connecticut 167 $ 36,615,000 $ 219,251 $ 105,000
Henry, Georgia 164 $ 28,998,000 $ 176,817 $ 70,000
New Castle, Delaware 163 $ 34,974,000 $ 214,564 $ 90,000
Marion, Indiana 161 $ 23,145,000 $ 143,757 $ 73,000
Greene, Ohio 161 $ 28,753,000 $ 178,590 $ 93,000
Howard, Maryland 160 $ 52,947,000 $ 330,918 $ 124,000
Baltimore City, Maryland 159 $ 29,559,000 $ 185,905 $ 98,000
Harrison, Mississippi 159 $ 23,925,000 $ 150,471 $ 77,000
Hoke, North Carolina 159 $ 25,396,000 $ 159,723 $ 63,000
Lexington, South Carolina 158 $ 27,367,000 $ 173,208 $ 75,000
Tom Green, Texas 157 $ 24,784,000 $ 157,859 $ 70,000
Cherokee, Georgia 156 $ 31,386,000 $ 201,192 $ 97,000
Durham, North Carolina 156 $ 30,422,000 $ 195,012 $ 96,000
Cuyahoga, Ohio 156 $ 24,175,000 $ 154,967 $ 107,000
Placer, California 155 $ 44,178,000 $ 285,019 $ 109,000
Hamilton, Tennessee 153 $ 28,073,000 $ 183,483 $ 81,000
Richmond, Georgia 152 $ 18,939,000 $ 124,598 $ 62,000
Hamilton, Indiana 150 $ 29,906,000 $ 199,373 $ 87,000
Guilford, North Carolina 150 $ 25,832,000 $ 172,213 $ 87,000
Contra Costa, California 148 $ 48,879,000 $ 330,263 $ 113,000
Hillsborough, New Hampshire 147 $ 33,804,000 $ 229,959 $ 104,000
Lake, Florida 146 $ 24,120,000 $ 165,205 $ 75,000
Lake, Illinois 146 $ 31,456,000 $ 215,452 $ 99,000
Comanche, Oklahoma 146 $ 21,624,000 $ 148,109 $ 66,000
Sumter, South Carolina 146 $ 22,163,000 $ 151,801 $ 70,000
Sarasota, Florida 143 $ 28,144,000 $ 196,811 $ 89,000
Ventura, California 142 $ 51,859,000 $ 365,204 $ 117,000
Cochise, Arizona 141 $ 26,437,000 $ 187,496 $ 81,000
Fresno, California 141 $ 32,007,000 $ 227,000 $ 88,000
Montgomery, Alabama 140 $ 24,286,000 $ 173,471 $ 109,000
Manatee, Florida 139 $ 28,317,000 $ 203,719 $ 111,000
Beaufort, South Carolina 139 $ 29,549,000 $ 212,582 $ 97,000
Benton, Arkansas 138 $ 24,910,000 $ 180,507 $ 94,000
Essex, Massachusetts 138 $ 41,248,000 $ 298,898 $ 119,000
Clackamas, Oregon 138 $ 36,570,000 $ 265,000 $ 104,000
Coryell, Texas 137 $ 16,146,000 $ 117,854 $ 72,000
Yavapai, Arizona 136 $ 28,140,000 $ 206,911 $ 90,000
Baldwin, Alabama 135 $ 26,407,000 $ 195,607 $ 98,000
Boulder, Colorado 134 $ 34,783,000 $ 259,574 $ 102,000
East Baton Rouge, Louisiana 133 $ 24,782,000 $ 186,330 $ 79,000
Weld, Colorado 132 $ 30,760,000 $ 233,030 $ 87,000
Liberty, Georgia 132 $ 18,068,000 $ 136,878 $ 58,000
Jefferson, Louisiana 132 $ 22,886,000 $ 173,378 $ 77,000
Mobile, Alabama 131 $ 19,195,000 $ 146,526 $ 76,000
DuPage, Illinois 131 $ 33,240,000 $ 253,740 $ 112,000
Alameda, California 130 $ 46,281,000 $ 356,007 $ 127,000
Ocean, New Jersey 130 $ 27,988,000 $ 215,292 $ 104,000
Buncombe, North Carolina 130 $ 29,452,000 $ 226,553 $ 87,000
Jefferson, New York 129 $ 21,038,000 $ 163,085 $ 81,000
York, South Carolina 129 $ 25,106,000 $ 194,620 $ 88,000
Osceola, Florida 128 $ 24,810,000 $ 193,828 $ 78,000
Bucks, Pennsylvania 128 $ 32,917,000 $ 257,164 $ 121,000
Davis, Utah 128 $ 26,786,000 $ 209,265 $ 82,000
Newport News, Virginia 126 $ 25,395,000 $ 201,547 $ 78,000
Matanuska-Susitna, Alaska 125 $ 31,362,000 $ 250,896 $ 104,000
Frederick, Maryland 125 $ 36,713,000 $ 293,704 $ 98,000
Nassau, New York 125 $ 40,030,000 $ 320,240 $ 121,000
St. Lucie, Florida 124 $ 18,607,000 $ 150,056 $ 74,000
Forsyth, Georgia 124 $ 30,621,000 $ 246,943 $ 114,000
Lowndes, Georgia 124 $ 21,501,000 $ 173,395 $ 65,000
Harford, Maryland 124 $ 31,151,000 $ 251,217 $ 97,000
Hampton, Virginia 124 $ 23,819,000 $ 192,088 $ 90,000
Charles, Maryland 123 $ 36,661,000 $ 298,056 $ 86,000
Plymouth, Massachusetts 123 $ 36,156,000 $ 293,951 $ 115,000
Bergen, New Jersey 123 $ 39,811,000 $ 323,666 $ 122,000
Fayette, Georgia 122 $ 27,883,000 $ 228,549 $ 103,000
Bossier, Louisiana 122 $ 25,558,000 $ 209,491 $ 80,000
Camden, New Jersey 122 $ 21,738,000 $ 178,180 $ 88,000
New London, Connecticut 121 $ 27,030,000 $ 223,388 $ 88,000
Hamilton, Ohio 121 $ 20,479,000 $ 169,247 $ 88,000
Lee, Alabama 119 $ 20,485,000 $ 172,142 $ 72,000
Shelby, Alabama 119 $ 24,456,000 $ 205,512 $ 93,000
Marion, Florida 119 $ 16,449,000 $ 138,226 $ 74,000
Will, Illinois 119 $ 25,137,000 $ 211,235 $ 103,000
Alexandria, Virginia 119 $ 41,255,000 $ 346,680 $ 142,000
Spotsylvania, Virginia 119 $ 31,356,000 $ 263,495 $ 137,000
Kent, Delaware 118 $ 23,065,000 $ 195,466 $ 73,000
Chester, Pennsylvania 118 $ 32,054,000 $ 271,644 $ 122,000
Coweta, Georgia 117 $ 21,519,000 $ 183,923 $ 95,000
Yuma, Arizona 116 $ 22,215,000 $ 191,508 $ 86,000
Lafayette, Louisiana 115 $ 22,429,000 $ 195,034 $ 90,000
Rockingham, New Hampshire 114 $ 27,570,000 $ 241,842 $ 102,000
Summit, Ohio 114 $ 17,900,000 $ 157,017 $ 81,000
Rutherford, Tennessee 114 $ 21,624,000 $ 189,684 $ 87,000
Sandoval, New Mexico 113 $ 23,113,000 $ 204,539 $ 82,000
Union, North Carolina 113 $ 25,091,000 $ 222,044 $ 96,000
Cumberland, Maine 112 $ 24,247,000 $ 216,491 $ 98,000
Monmouth, New Jersey 112 $ 31,405,000 $ 280,401 $ 134,000
Kent, Michigan 110 $ 17,390,000 $ 158,090 $ 77,000
Laramie, Wyoming 110 $ 22,254,000 $ 202,309 $ 74,000
Hardin, Kentucky 109 $ 18,773,000 $ 172,229 $ 78,000
Sussex, Delaware 108 $ 23,317,000 $ 215,898 $ 125,000
Dona Ana, New Mexico 108 $ 20,295,000 $ 187,916 $ 84,000
Orange, New York 108 $ 26,939,000 $ 249,435 $ 101,000
Johnston, North Carolina 108 $ 19,652,000 $ 181,962 $ 76,000
Deschutes, Oregon 108 $ 26,343,000 $ 243,916 $ 97,000
Brazos, Texas 108 $ 19,403,000 $ 179,657 $ 109,000
Henrico, Virginia 108 $ 23,509,000 $ 217,675 $ 102,000
Delaware, Pennsylvania 107 $ 21,909,000 $ 204,757 $ 103,000
Leon, Florida 106 $ 19,769,000 $ 186,500 $ 79,000
Forsyth, North Carolina 106 $ 16,744,000 $ 157,962 $ 78,000
Hidalgo, Texas 106 $ 14,435,000 $ 136,179 $ 74,000
Lubbock, Texas 106 $ 17,002,000 $ 160,396 $ 93,000
Monroe, New York 105 $ 15,310,000 $ 145,809 $ 86,000
Spartanburg, South Carolina 105 $ 15,512,000 $ 147,733 $ 74,000
McLennan, Texas 103 $ 15,697,000 $ 152,398 $ 84,000
San Joaquin, California 102 $ 23,702,000 $ 232,372 $ 93,000
Fairfield, Connecticut 102 $ 30,974,000 $ 303,666 $ 134,000
Williamson, Tennessee 102 $ 29,222,000 $ 286,490 $ 111,000
Dane, Wisconsin 101 $ 23,068,000 $ 228,396 $ 99,000
Alachua, Florida 100 $ 17,920,000 $ 179,200 $ 90,000
Paulding, Georgia 100 $ 15,442,000 $ 154,420 $ 67,000
Geary, Kansas 100 $ 14,829,000 $ 148,290 $ 66,000
Rockwall, Texas 100 $ 21,157,000 $ 211,570 $ 97,000
Riley, Kansas 98 $ 18,285,000 $ 186,581 $ 80,000
Hampden, Massachusetts 98 $ 18,395,000 $ 187,704 $ 75,000
St. Charles, Missouri 98 $ 19,113,000 $ 195,030 $ 95,000
Lancaster, Nebraska 98 $ 15,391,000 $ 157,051 $ 72,000
Caddo, Louisiana 97 $ 16,847,000 $ 173,680 $ 87,000
Norfolk, Massachusetts 97 $ 30,217,000 $ 311,515 $ 123,000
Morris, New Jersey 97 $ 30,500,000 $ 314,432 $ 131,000
Lonoke, Arkansas 95 $ 14,639,000 $ 154,094 $ 64,000
Middlesex, New Jersey 95 $ 24,985,000 $ 263,000 $ 97,000
Smith, Texas 95 $ 15,413,000 $ 162,242 $ 83,000
Utah, Utah 95 $ 19,898,000 $ 209,452 $ 97,000
Milwaukee, Wisconsin 95 $ 14,396,000 $ 151,536 $ 79,000
Dakota, Minnesota 94 $ 19,822,000 $ 210,872 $ 95,000
Cabarrus, North Carolina 94 $ 16,293,000 $ 173,329 $ 80,000
Providence, Rhode Island 94 $ 17,221,000 $ 183,202 $ 66,000
Cameron, Texas 94 $ 13,885,000 $ 147,712 $ 101,000
Santa Clara, California 92 $ 33,130,000 $ 360,108 $ 137,000
Essex, New Jersey 91 $ 23,811,000 $ 261,659 $ 136,000
New Hanover, North Carolina 91 $ 18,529,000 $ 203,615 $ 97,000
Marion, Oregon 91 $ 19,202,000 $ 211,010 $ 88,000
Ellis, Texas 91 $ 18,410,000 $ 202,307 $ 102,000
Parker, Texas 91 $ 17,789,000 $ 195,483 $ 99,000
Collier, Florida 90 $ 23,255,000 $ 258,388 $ 137,000
Ramsey, Minnesota 90 $ 16,254,000 $ 180,600 $ 87,000
Curry, New Mexico 90 $ 17,137,000 $ 190,411 $ 76,000
York, Pennsylvania 89 $ 16,455,000 $ 184,887 $ 86,000
Jackson, Mississippi 87 $ 13,827,000 $ 158,931 $ 82,000
Butler, Ohio 87 $ 16,270,000 $ 187,011 $ 93,000
Arlington, Virginia 87 $ 32,517,000 $ 373,758 $ 134,000
Hall, Georgia 86 $ 17,208,000 $ 200,093 $ 88,000
Santa Fe, New Mexico 86 $ 18,229,000 $ 211,965 $ 87,000
Lane, Oregon 86 $ 17,919,000 $ 208,360 $ 87,000
Westchester, New York 85 $ 27,864,000 $ 327,811 $ 132,000
York, Virginia 85 $ 22,766,000 $ 267,835 $ 98,000
Fayette, Kentucky 84 $ 15,805,000 $ 188,154 $ 91,000
Union, New Jersey 84 $ 21,970,000 $ 261,547 $ 110,000
Yuba, California 83 $ 17,546,000 $ 211,397 $ 75,000
Gloucester, New Jersey 83 $ 16,146,000 $ 194,530 $ 94,000
Onondaga, New York 83 $ 12,120,000 $ 146,024 $ 95,000
Suffolk, Virginia 82 $ 19,632,000 $ 239,414 $ 77,000
Fairbanks North Star, Alaska 81 $ 17,409,000 $ 214,925 $ 88,000
Sonoma, California 80 $ 27,926,000 $ 349,075 $ 125,000
Clayton, Georgia 80 $ 10,558,000 $ 131,975 $ 64,000
Wayne, North Carolina 80 $ 12,642,000 $ 158,025 $ 79,000
Sumner, Tennessee 80 $ 17,008,000 $ 212,600 $ 93,000
Pueblo, Colorado 79 $ 12,665,000 $ 160,316 $ 74,000
Carroll, Maryland 79 $ 23,173,000 $ 293,329 $ 94,000
Washtenaw, Michigan 79 $ 15,567,000 $ 197,050 $ 100,000
Warren, Ohio 79 $ 16,596,000 $ 210,075 $ 89,000
Canadian, Oklahoma 79 $ 14,065,000 $ 178,037 $ 73,000
Cascade, Montana 78 $ 13,355,000 $ 171,217 $ 66,000
Richmond City, Virginia 78 $ 15,432,000 $ 197,846 $ 99,000
Bryan, Georgia 77 $ 17,144,000 $ 222,649 $ 89,000
Pennington, South Dakota 77 $ 15,191,000 $ 197,285 $ 67,000
Allen, Indiana 76 $ 11,431,000 $ 150,407 $ 78,000
Lake, Indiana 76 $ 12,242,000 $ 161,078 $ 71,000
Leavenworth, Kansas 75 $ 12,912,000 $ 172,160 $ 91,000
St. Mary's, Maryland 75 $ 21,860,000 $ 291,466 $ 110,000
Lancaster, Pennsylvania 75 $ 14,970,000 $ 199,600 $ 89,000
Albemarle, Virginia 74 $ 21,314,000 $ 288,027 $ 107,000
Craven, North Carolina 73 $ 12,795,000 $ 175,273 $ 78,000
Nassau, Florida 72 $ 15,990,000 $ 222,083 $ 98,000
Calcasieu, Louisiana 72 $ 11,550,000 $ 160,416 $ 90,000
Elmore, Alabama 71 $ 12,771,000 $ 179,873 $ 85,000
Coconino, Arizona 71 $ 16,711,000 $ 235,366 $ 105,000
Indian River, Florida 71 $ 14,216,000 $ 200,225 $ 113,000
Douglas, Georgia 71 $ 12,356,000 $ 174,028 $ 64,000
Bristol, Massachusetts 71 $ 18,598,000 $ 261,943 $ 107,000
Cumberland, Pennsylvania 71 $ 13,753,000 $ 193,704 $ 100,000
Midland, Texas 71 $ 15,275,000 $ 215,140 $ 104,000
Wichita, Texas 71 $ 11,221,000 $ 158,042 $ 77,000
Benton, Washington 71 $ 15,200,000 $ 214,084 $ 104,000
Kane, Illinois 70 $ 16,755,000 $ 239,357 $ 102,000
Aiken, South Carolina 70 $ 10,752,000 $ 153,600 $ 73,000
Jefferson, Texas 70 $ 10,660,000 $ 152,285 $ 88,000
Randall, Texas 70 $ 11,701,000 $ 167,157 $ 101,000
Waukesha, Wisconsin 70 $ 16,928,000 $ 241,828 $ 131,000
Saline, Arkansas 69 $ 13,586,000 $ 196,898 $ 76,000
Atlantic, New Jersey 69 $ 12,833,000 $ 185,985 $ 83,000
Ward, North Dakota 69 $ 15,637,000 $ 226,623 $ 73,000
Berkeley, West Virginia 69 $ 12,888,000 $ 186,782 $ 78,000
Russell, Alabama 68 $ 12,745,000 $ 187,426 $ 62,000
Barnstable, Massachusetts 68 $ 17,587,000 $ 258,632 $ 133,000
Greene, Missouri 68 $ 9,719,000 $ 142,926 $ 68,000
Kent, Rhode Island 68 $ 13,303,000 $ 195,632 $ 90,000
Johnson, Texas 68 $ 11,552,000 $ 169,882 $ 80,000
Kootenai, Idaho 67 $ 14,584,000 $ 217,671 $ 94,000
Otero, New Mexico 67 $ 9,124,000 $ 136,179 $ 64,000
Fairfield, Ohio 67 $ 11,157,000 $ 166,522 $ 72,000
Weber, Utah 67 $ 12,797,000 $ 191,000 $ 78,000
James City, Virginia 67 $ 17,341,000 $ 258,820 $ 103,000
Hawaii, Hawaii 66 $ 18,671,000 $ 282,893 $ 97,000
Rapides, Louisiana 66 $ 11,754,000 $ 178,090 $ 89,000
Clay, Missouri 66 $ 11,909,000 $ 180,439 $ 83,000
Queens, New York 66 $ 21,414,000 $ 324,454 $ 83,000
Genesee, Michigan 65 $ 7,905,000 $ 121,615 $ 72,000
Kalamazoo, Michigan 65 $ 10,604,000 $ 163,138 $ 77,000
Licking, Ohio 65 $ 10,828,000 $ 166,584 $ 85,000
Anderson, South Carolina 65 $ 11,711,000 $ 180,169 $ 78,000
Washington, Arkansas 64 $ 10,481,000 $ 163,765 $ 84,000
Martin, Florida 64 $ 15,409,000 $ 240,765 $ 111,000
McHenry, Illinois 64 $ 12,713,000 $ 198,640 $ 115,000
DeSoto, Mississippi 64 $ 10,647,000 $ 166,359 $ 83,000
Gallatin, Montana 64 $ 15,134,000 $ 236,468 $ 104,000
Washington, Utah 64 $ 14,282,000 $ 223,156 $ 101,000
Charlotte, Florida 63 $ 11,508,000 $ 182,666 $ 86,000
Somerset, New Jersey 63 $ 15,974,000 $ 253,555 $ 117,000
Brunswick, North Carolina 63 $ 10,982,000 $ 174,317 $ 89,000
Monterey, California 62 $ 20,103,000 $ 324,241 $ 96,000
Stanislaus, California 62 $ 13,947,000 $ 224,951 $ 105,000
Middlesex, Connecticut 62 $ 15,288,000 $ 246,580 $ 114,000
Kennebec, Maine 62 $ 10,103,000 $ 162,951 $ 98,000
Calvert, Maryland 62 $ 18,460,000 $ 297,741 $ 106,000
Anoka, Minnesota 62 $ 11,531,000 $ 185,983 $ 76,000
Rankin, Mississippi 62 $ 11,583,000 $ 186,822 $ 81,000
Pulaski, Missouri 62 $ 8,468,000 $ 136,580 $ 72,000
Santa Barbara, California 61 $ 18,375,000 $ 301,229 $ 107,000
St. Louis City, Missouri 61 $ 9,812,000 $ 160,852 $ 91,000
Dauphin, Pennsylvania 61 $ 10,071,000 $ 165,098 $ 79,000
Luzerne, Pennsylvania 61 $ 10,333,000 $ 169,393 $ 91,000
Val Verde, Texas 61 $ 9,395,000 $ 154,016 $ 81,000
Fauquier, Virginia 61 $ 19,606,000 $ 321,409 $ 143,000
Autauga, Alabama 60 $ 11,220,000 $ 187,000 $ 82,000
Houston, Alabama 60 $ 10,280,000 $ 171,333 $ 77,000
El Dorado, California 60 $ 16,947,000 $ 282,450 $ 116,000
Citrus, Florida 60 $ 8,455,000 $ 140,916 $ 89,000
Hernando, Florida 60 $ 7,731,000 $ 128,850 $ 70,000
Sumter, Florida 60 $ 11,962,000 $ 199,366 $ 94,000
Polk, Iowa 60 $ 10,540,000 $ 175,666 $ 82,000
Livingston, Michigan 60 $ 11,355,000 $ 189,250 $ 81,000
Hinds, Mississippi 60 $ 8,950,000 $ 149,166 $ 84,000
Lucas, Ohio 60 $ 9,038,000 $ 150,633 $ 99,000
Jackson, Oregon 60 $ 12,520,000 $ 208,666 $ 116,000
Monroe, Pennsylvania 60 $ 8,536,000 $ 142,266 $ 88,000
Jefferson, West Virginia 60 $ 15,008,000 $ 250,133 $ 97,000
Strafford, New Hampshire 59 $ 12,462,000 $ 211,220 $ 92,000
Henderson, North Carolina 59 $ 10,494,000 $ 177,864 $ 80,000
Northampton, Pennsylvania 59 $ 12,359,000 $ 209,474 $ 94,000
Wilson, Tennessee 59 $ 13,282,000 $ 225,118 $ 95,000
Kaufman, Texas 59 $ 9,788,000 $ 165,898 $ 78,000
York, Maine 58 $ 12,951,000 $ 223,293 $ 104,000
Yellowstone, Montana 58 $ 11,859,000 $ 204,465 $ 87,000
Alamance, North Carolina 58 $ 9,304,000 $ 160,413 $ 80,000
Florence, South Carolina 58 $ 9,210,000 $ 158,793 $ 74,000
Island, Washington 58 $ 13,674,000 $ 235,758 $ 75,000
Coffee, Alabama 57 $ 9,746,000 $ 170,982 $ 75,000
Johnson, Indiana 57 $ 9,780,000 $ 171,578 $ 90,000
St. Joseph, Indiana 57 $ 7,635,000 $ 133,947 $ 61,000
Suffolk, Massachusetts 57 $ 19,240,000 $ 337,543 $ 111,000
Canyon, Idaho 56 $ 8,726,000 $ 155,821 $ 79,000
Shawnee, Kansas 56 $ 7,575,000 $ 135,267 $ 78,000
Washington, Minnesota 56 $ 14,032,000 $ 250,571 $ 120,000
Saratoga, New York 56 $ 13,861,000 $ 247,517 $ 97,000
Carteret, North Carolina 56 $ 13,173,000 $ 235,232 $ 121,000
Iredell, North Carolina 56 $ 12,300,000 $ 219,642 $ 91,000
Delaware, Ohio 56 $ 12,255,000 $ 218,839 $ 108,000
Stark, Ohio 56 $ 8,387,000 $ 149,767 $ 73,000
San Luis Obispo, California 55 $ 18,071,000 $ 328,563 $ 125,000
Bibb, Georgia 55 $ 7,748,000 $ 140,872 $ 69,000
Jefferson, Missouri 55 $ 9,186,000 $ 167,018 $ 84,000
Whatcom, Washington 55 $ 12,351,000 $ 224,563 $ 79,000
Walton, Georgia 54 $ 9,070,000 $ 167,962 $ 74,000
Merrimack, New Hampshire 54 $ 11,296,000 $ 209,185 $ 111,000
Berks, Pennsylvania 54 $ 9,068,000 $ 167,925 $ 85,000
Kendall, Texas 54 $ 13,713,000 $ 253,944 $ 124,000
Chittenden, Vermont 54 $ 13,838,000 $ 256,259 $ 121,000
Tuscaloosa, Alabama 53 $ 9,809,000 $ 185,075 $ 78,000
Garland, Arkansas 53 $ 7,266,000 $ 137,094 $ 79,000
Christian, Kentucky 53 $ 6,308,000 $ 119,018 $ 51,000
Newport, Rhode Island 53 $ 15,674,000 $ 295,735 $ 122,000
Webb, Texas 53 $ 8,904,000 $ 168,000 $ 83,000
Skagit, Washington 53 $ 13,724,000 $ 258,943 $ 100,000
Mohave, Arizona 52 $ 7,540,000 $ 145,000 $ 80,000
Ingham, Michigan 52 $ 7,658,000 $ 147,269 $ 75,000
St. Louis, Minnesota 52 $ 8,571,000 $ 164,826 $ 94,000
Frederick, Virginia 52 $ 13,208,000 $ 254,000 $ 121,000
Hendricks, Indiana 51 $ 8,931,000 $ 175,117 $ 85,000
Monroe, Indiana 51 $ 9,879,000 $ 193,705 $ 94,000
Lorain, Ohio 51 $ 8,197,000 $ 160,725 $ 107,000
Portsmouth, Virginia 51 $ 8,712,000 $ 170,823 $ 79,000
Litchfield, Connecticut 50 $ 12,073,000 $ 241,460 $ 90,000
Flagler, Florida 50 $ 8,735,000 $ 174,700 $ 65,000
Walton, Florida 50 $ 10,502,000 $ 210,040 $ 101,000
Camden, Georgia 50 $ 8,461,000 $ 169,220 $ 79,000
Ottawa, Michigan 50 $ 8,503,000 $ 170,060 $ 85,000
Lee, North Carolina 50 $ 8,555,000 $ 171,100 $ 85,000
Mesa, Colorado 49 $ 10,310,000 $ 210,408 $ 83,000
Tippecanoe, Indiana 49 $ 7,880,000 $ 160,816 $ 69,000
Johnson, Missouri 49 $ 7,473,000 $ 152,510 $ 67,000
Passaic, New Jersey 49 $ 12,206,000 $ 249,102 $ 97,000
Medina, Texas 49 $ 8,844,000 $ 180,489 $ 187,000
Clallam, Washington 49 $ 9,091,000 $ 185,530 $ 70,000
Faulkner, Arkansas 48 $ 7,484,000 $ 155,916 $ 79,000
Effingham, Georgia 48 $ 8,669,000 $ 180,604 $ 75,000
Newton, Georgia 48 $ 7,936,000 $ 165,333 $ 76,000
Madison, Illinois 48 $ 8,263,000 $ 172,145 $ 88,000
Madison, Mississippi 48 $ 10,434,000 $ 217,375 $ 97,000
Platte, Missouri 48 $ 10,160,000 $ 211,666 $ 90,000
Dutchess, New York 48 $ 11,555,000 $ 240,729 $ 97,000
Kings, New York 48 $ 16,144,000 $ 336,333 $ 101,000
Niagara, New York 48 $ 7,705,000 $ 160,520 $ 78,000
Pender, North Carolina 48 $ 10,412,000 $ 216,916 $ 85,000
Ascension, Louisiana 47 $ 9,741,000 $ 207,255 $ 83,000
Penobscot, Maine 47 $ 7,730,000 $ 164,468 $ 92,000
Lowndes, Mississippi 47 $ 6,840,000 $ 145,531 $ 77,000
Monongalia, West Virginia 47 $ 9,897,000 $ 210,574 $ 104,000
Nevada, California 46 $ 12,891,000 $ 280,239 $ 124,000
Yolo, California 46 $ 14,376,000 $ 312,521 $ 123,000
Richmond, New York 46 $ 14,431,000 $ 313,717 $ 116,000
Orange, North Carolina 46 $ 10,757,000 $ 233,847 $ 102,000
Pitt, North Carolina 46 $ 8,060,000 $ 175,217 $ 96,000
Lehigh, Pennsylvania 46 $ 10,420,000 $ 226,521 $ 110,000
Hanover, Virginia 46 $ 11,286,000 $ 245,347 $ 91,000
Montgomery, Virginia 46 $ 7,825,000 $ 170,108 $ 87,000
Kanawha, West Virginia 46 $ 5,777,000 $ 125,586 $ 78,000
Limestone, Alabama 45 $ 9,364,000 $ 208,088 $ 77,000
Rockdale, Georgia 45 $ 7,669,000 $ 170,422 $ 79,000
Hudson, New Jersey 45 $ 11,923,000 $ 264,955 $ 118,000
Rogers, Oklahoma 45 $ 7,633,000 $ 169,622 $ 99,000
Washington, Rhode Island 45 $ 11,917,000 $ 264,822 $ 133,000
Pickens, South Carolina 45 $ 7,181,000 $ 159,577 $ 83,000
Grayson, Texas 45 $ 5,842,000 $ 129,822 $ 69,000
Kerr, Texas 45 $ 8,568,000 $ 190,400 $ 88,000
Sebastian, Arkansas 44 $ 6,512,000 $ 148,000 $ 72,000
Boone, Missouri 44 $ 7,726,000 $ 175,590 $ 80,000
Mercer, New Jersey 44 $ 9,477,000 $ 215,386 $ 111,000
Clermont, Ohio 44 $ 7,257,000 $ 164,931 $ 82,000
Hunt, Texas 44 $ 6,982,000 $ 158,681 $ 80,000
St. Clair, Alabama 43 $ 7,758,000 $ 180,418 $ 68,000
Butte, California 43 $ 9,029,000 $ 209,976 $ 77,000
Gaston, North Carolina 43 $ 6,744,000 $ 156,837 $ 84,000
Minnehaha, South Dakota 43 $ 7,227,000 $ 168,069 $ 84,000
Dale, Alabama 42 $ 5,860,000 $ 139,523 $ 68,000
Monroe, Florida 42 $ 13,067,000 $ 311,119 $ 107,000
Harris, Georgia 42 $ 9,276,000 $ 220,857 $ 82,000
Cass, Missouri 42 $ 6,190,000 $ 147,380 $ 72,000
Cape May, New Jersey 42 $ 9,744,000 $ 232,000 $ 105,000
Jackson, Oklahoma 42 $ 6,609,000 $ 157,357 $ 76,000
Benton, Oregon 42 $ 9,527,000 $ 226,833 $ 100,000
Blount, Tennessee 42 $ 8,797,000 $ 209,452 $ 82,000
Garfield, Oklahoma 41 $ 6,235,000 $ 152,073 $ 90,000
Franklin, Pennsylvania 41 $ 7,393,000 $ 180,317 $ 92,000
Wilson, Texas 41 $ 9,840,000 $ 240,000 $ 94,000
Craighead, Arkansas 40 $ 6,715,000 $ 167,875 $ 81,000
Broomfield, Colorado 40 $ 11,131,000 $ 278,275 $ 93,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 65,545 $14,469,031,000 $220,000 $1,620,000 $97,000 $7,208,000
Refinancing 25,772 $4,854,204,000 $188,000 $1,752,000 $78,000 $4,713,000
Home Improvement 9,691 $1,222,669,000 $126,000 $1,200,000 $99,000 $8,419,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 65,513 $13,334,891,000 $203,000 $1,752,000 $94,000 $8,419,000
Not Provided 14,273 $2,986,797,000 $209,000 $1,300,000 $98,000 $3,000,000
Black or African American 8,871 $1,726,171,000 $194,000 $1,080,000 $79,000 $2,580,000
Hispanic 8,333 $1,634,507,000 $196,000 $1,073,000 $82,000 $4,159,000
Asian 2,130 $486,627,000 $228,000 $946,000 $95,000 $1,800,000
American Indian or Alaskan Native 1,347 $255,788,000 $189,000 $929,000 $82,000 $456,000
Native Hawaiian or Other Pacific Islander 541 $121,123,000 $223,000 $824,000 $85,000 $447,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 56,945 $12,932,981,000 $227,000 $1,095,000 $83,000 $2,333,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 44,063 $7,612,923,000 $172,000 $1,752,000 $104,000 $8,419,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 55,247 $11,860,567,000 $214,000 $1,300,000 $95,000 $1,421,000
Application Denied By Financial Institution 25,405 $4,340,823,000 $170,000 $1,752,000 $80,000 $8,419,000
Application Withdrawn By Applicant 17,952 $3,856,433,000 $214,000 $1,620,000 $101,000 $3,840,000
File Closed For Incompleteness 1,890 $381,289,000 $201,000 $1,095,000 $94,000 $1,690,000
Application Approved But Not Accepted 415 $85,706,000 $206,000 $800,000 $81,000 $651,000
Loan Purchased By The Institution 99 $21,086,000 $212,000 $504,000 $84,000 $331,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8,658 $1,665,293,000 $192,000 $1,752,000 $59,000 $556,000
Credit History 8,189 $1,188,579,000 $145,000 $1,200,000 $81,000 $8,419,000
Collateral 5,134 $864,927,000 $168,000 $1,095,000 $103,000 $1,800,000
Other 1,700 $298,325,000 $175,000 $1,095,000 $89,000 $7,208,000
Insufficient Cash (Downpayment, Closing Cost) 816 $157,743,000 $193,000 $864,000 $98,000 $1,740,000
Credit Application Incomplete 613 $113,316,000 $184,000 $802,000 $109,000 $2,193,000
Unverifiable Information 177 $31,701,000 $179,000 $644,000 $106,000 $1,944,000
Employment History 118 $20,939,000 $177,000 $610,000 $80,000 $435,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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