USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2025
In 2025, USAA Federal Savings Bank of San Antonio, TX reported 26,636 mortgage applications totaling $9.6 billion, down 5% from 2024. The average application was for $359,480, and applicants reported an average income of $155,890. 44% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (523), San Antonio-New Braunfels, TX (443) and Atlanta-Sandy Springs-Roswell, GA (416) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,636 |
| Total Mortgage Loan Application Amount | $9,575,120,000 |
| Average Mortgage Loan Application Amount | $359,480 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $155,890 |
| Highest Applicant Income | $7,260,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 4,738 | $ 1,360,230,000 | $ 287,089 | $ 136,694 |
| Houston-The Woodlands-Sugar Land, TX | 523 | $ 189,565,000 | $ 362,456 | $ 185,000 |
| San Antonio-New Braunfels, TX | 443 | $ 154,965,000 | $ 349,808 | $ 154,000 |
| Atlanta-Sandy Springs-Roswell, GA | 416 | $ 154,510,000 | $ 371,418 | $ 153,000 |
| Arlington-Alexandria-Reston, VA-WV | 380 | $ 233,150,000 | $ 613,552 | $ 234,750 |
| Dallas-Plano-Irving, TX | 363 | $ 155,965,000 | $ 429,655 | $ 191,000 |
| Phoenix-Mesa-Scottsdale, AZ | 318 | $ 123,220,000 | $ 387,484 | $ 151,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 309 | $ 121,565,000 | $ 393,414 | $ 149,676 |
| St. Louis, MO-IL | 277 | $ 83,015,000 | $ 299,693 | $ 139,624 |
| Charlotte-Concord-Gastonia, NC-SC | 265 | $ 108,465,000 | $ 409,301 | $ 160,973 |
| Kansas City, MO-KS | 261 | $ 87,855,000 | $ 336,609 | $ 148,344 |
| Chicago-Naperville, IL | 252 | $ 90,000,000 | $ 357,142 | $ 170,000 |
| Baltimore-Columbia-Towson, MD | 250 | $ 111,930,000 | $ 447,720 | $ 198,000 |
| Oklahoma City, OK | 243 | $ 79,155,000 | $ 325,740 | $ 147,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 239 | $ 96,065,000 | $ 401,945 | $ 153,313 |
| Denver-Aurora-Lakewood, CO | 233 | $ 116,555,000 | $ 500,236 | $ 178,000 |
| Fort Worth-Arlington, TX | 231 | $ 87,035,000 | $ 376,774 | $ 172,000 |
| Orlando-Kissimmee-Sanford, FL | 223 | $ 91,555,000 | $ 410,560 | $ 180,000 |
| Tampa, FL | 220 | $ 88,820,000 | $ 403,727 | $ 163,000 |
| Austin-Round Rock, TX | 217 | $ 92,155,000 | $ 424,677 | $ 198,000 |
| Fayetteville, NC | 197 | $ 54,225,000 | $ 275,253 | $ 116,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 195 | $ 82,605,000 | $ 423,615 | $ 146,000 |
| Columbia, SC | 185 | $ 64,115,000 | $ 346,567 | $ 139,000 |
| Las Vegas-Henderson-Paradise, NV | 185 | $ 79,545,000 | $ 429,972 | $ 201,000 |
| Richmond, VA | 182 | $ 67,570,000 | $ 371,263 | $ 181,000 |
| Indianapolis-Carmel-Anderson, IN | 180 | $ 53,450,000 | $ 296,944 | $ 134,000 |
| Jacksonville, FL | 180 | $ 69,550,000 | $ 386,388 | $ 180,000 |
| Albuquerque, NM | 173 | $ 60,595,000 | $ 350,260 | $ 161,000 |
| Cincinnati, OH-KY-IN | 173 | $ 57,335,000 | $ 331,416 | $ 146,086 |
| Portland-Vancouver-Hillsboro, OR-WA | 170 | $ 74,500,000 | $ 438,235 | $ 164,470 |
| Pittsburgh, PA | 166 | $ 41,250,000 | $ 248,493 | $ 137,000 |
| Raleigh, NC | 165 | $ 67,145,000 | $ 406,939 | $ 179,000 |
| Marietta, GA | 152 | $ 55,740,000 | $ 366,710 | $ 134,000 |
| Dayton-Springfield-Kettering, OH | 151 | $ 45,095,000 | $ 298,642 | $ 182,000 |
| Washington, DC-MD | 151 | $ 73,055,000 | $ 483,807 | $ 177,788 |
| Colorado Springs, CO | 150 | $ 66,900,000 | $ 446,000 | $ 158,000 |
| Knoxville, TN | 148 | $ 58,020,000 | $ 392,027 | $ 144,000 |
| Huntsville, AL | 146 | $ 50,620,000 | $ 346,712 | $ 159,000 |
| Columbus, OH | 140 | $ 44,440,000 | $ 317,428 | $ 138,000 |
| Birmingham-Hoover, AL | 136 | $ 39,590,000 | $ 291,102 | $ 138,000 |
| Little Rock-North Little Rock-Conway, AR | 136 | $ 38,950,000 | $ 286,397 | $ 158,000 |
| Riverside-San Bernardino-Ontario, CA | 136 | $ 61,160,000 | $ 449,705 | $ 142,000 |
| Greenville-Anderson-Mauldin, SC | 133 | $ 46,275,000 | $ 347,932 | $ 132,000 |
| Tulsa, OK | 131 | $ 40,625,000 | $ 310,114 | $ 137,000 |
| Memphis, TN-MS-AR | 130 | $ 43,050,000 | $ 331,153 | $ 127,076 |
| Palm Bay-Melbourne-Titusville, FL | 130 | $ 44,390,000 | $ 341,461 | $ 156,000 |
| Augusta-Richmond County, GA-SC | 127 | $ 37,675,000 | $ 296,653 | $ 127,952 |
| Warren-Troy-Farmington Hills, MI | 127 | $ 42,315,000 | $ 333,188 | $ 136,000 |
| Omaha-Council Bluffs, NE-IA | 126 | $ 41,660,000 | $ 330,634 | $ 144,857 |
| Charleston-North Charleston, SC | 123 | $ 54,325,000 | $ 441,666 | $ 164,000 |
| Los Angeles-Long Beach-Glendale, CA | 120 | $ 77,180,000 | $ 643,166 | $ 208,000 |
| Pensacola-Ferry Pass-Brent, FL | 118 | $ 42,540,000 | $ 360,508 | $ 146,000 |
| Louisville/Jefferson County, KY-IN | 117 | $ 33,165,000 | $ 283,461 | $ 123,085 |
| Killeen-Temple, TX | 115 | $ 34,265,000 | $ 297,956 | $ 137,000 |
| Clarksville, TN-KY | 112 | $ 35,290,000 | $ 315,089 | $ 117,062 |
| New York-Jersey City-White Plains, NY-NJ | 109 | $ 60,525,000 | $ 555,275 | $ 222,073 |
| Cleveland, OH | 108 | $ 31,940,000 | $ 295,740 | $ 156,000 |
| El Paso, TX | 107 | $ 32,045,000 | $ 299,485 | $ 146,000 |
| Anchorage, AK | 105 | $ 42,955,000 | $ 409,095 | $ 170,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 105 | $ 51,725,000 | $ 492,619 | $ 169,000 |
| Tacoma-Lakewood, WA | 104 | $ 52,910,000 | $ 508,750 | $ 185,000 |
| Wichita, KS | 103 | $ 26,755,000 | $ 259,757 | $ 122,000 |
| New Orleans-Metairie, LA | 102 | $ 32,140,000 | $ 315,098 | $ 162,000 |
| Camden, NJ | 94 | $ 35,640,000 | $ 379,148 | $ 161,000 |
| Crestview-Fort Walton Beach-Destin, FL | 94 | $ 36,480,000 | $ 388,085 | $ 155,000 |
| Lakewood-New Brunswick, NJ | 94 | $ 41,880,000 | $ 445,531 | $ 185,000 |
| San Diego-Carlsbad, CA | 92 | $ 65,000,000 | $ 706,521 | $ 211,000 |
| Seattle-Bellevue-Everett, WA | 92 | $ 59,930,000 | $ 651,413 | $ 227,000 |
| North Port-Sarasota-Bradenton, FL | 91 | $ 37,925,000 | $ 416,758 | $ 201,000 |
| Tucson, AZ | 91 | $ 29,855,000 | $ 328,076 | $ 143,000 |
| Columbus, GA-AL | 90 | $ 24,110,000 | $ 267,888 | $ 134,666 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 88 | $ 41,030,000 | $ 466,250 | $ 167,000 |
| Providence-Warwick, RI-MA | 88 | $ 36,290,000 | $ 412,386 | $ 170,250 |
| Fayetteville-Springdale-Rogers, AR-MO | 87 | $ 33,265,000 | $ 382,356 | $ 190,000 |
| Montgomery County-Bucks County-Chester County, PA | 87 | $ 39,365,000 | $ 452,471 | $ 212,000 |
| St. Petersburg-Clearwater-Largo, FL | 85 | $ 35,835,000 | $ 421,588 | $ 154,000 |
| Washington-Baltimore-Arlington, DC | 85 | $ 45,435,000 | $ 534,529 | $ 202,000 |
| Hartford-West Hartford-East Hartford, CT | 81 | $ 32,865,000 | $ 405,740 | $ 178,000 |
| Savannah, GA | 81 | $ 28,145,000 | $ 347,469 | $ 139,000 |
| Gulfport-Biloxi-Pascagoula, MS | 80 | $ 23,910,000 | $ 298,875 | $ 134,000 |
| Wilmington, NC | 79 | $ 26,855,000 | $ 339,936 | $ 133,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 78 | $ 33,410,000 | $ 428,333 | $ 168,000 |
| Boise City, ID | 77 | $ 38,245,000 | $ 496,688 | $ 178,000 |
| Syracuse, NY | 77 | $ 21,835,000 | $ 283,571 | $ 135,000 |
| Montgomery, AL | 76 | $ 21,080,000 | $ 277,368 | $ 142,000 |
| Boston, MA | 75 | $ 40,855,000 | $ 544,733 | $ 232,000 |
| Chattanooga, TN-GA | 75 | $ 28,775,000 | $ 383,666 | $ 160,800 |
| Shreveport-Bossier City, LA | 74 | $ 19,160,000 | $ 258,918 | $ 134,000 |
| Corpus Christi, TX | 72 | $ 23,520,000 | $ 326,666 | $ 180,000 |
| Newark, NJ-PA | 72 | $ 36,480,000 | $ 506,666 | $ 213,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 71 | $ 23,255,000 | $ 327,535 | $ 141,000 |
| Philadelphia, PA | 71 | $ 26,475,000 | $ 372,887 | $ 151,000 |
| Warner Robins, GA | 71 | $ 22,415,000 | $ 315,704 | $ 131,000 |
| Winston-Salem, NC | 71 | $ 22,055,000 | $ 310,633 | $ 124,000 |
| Durham-Chapel Hill, NC | 70 | $ 27,620,000 | $ 394,571 | $ 179,000 |
| Greensboro-High Point, NC | 69 | $ 20,995,000 | $ 304,275 | $ 127,000 |
| Portland-South Portland, ME | 69 | $ 30,885,000 | $ 447,608 | $ 173,000 |
| Springfield, MO | 68 | $ 19,050,000 | $ 280,147 | $ 116,000 |
| Reno, NV | 67 | $ 32,745,000 | $ 488,731 | $ 220,000 |
| Cambridge-Newton-Framingham, MA | 66 | $ 36,750,000 | $ 556,818 | $ 170,000 |
| Baton Rouge, LA | 65 | $ 20,155,000 | $ 310,076 | $ 171,000 |
| Lawton, OK | 65 | $ 13,775,000 | $ 211,923 | $ 112,000 |
| Miami-Miami Beach-Kendall, FL | 65 | $ 33,265,000 | $ 511,769 | $ 239,000 |
| Detroit-Dearborn-Livonia, MI | 64 | $ 14,440,000 | $ 225,625 | $ 107,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 64 | $ 21,290,000 | $ 332,656 | $ 161,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 63 | $ 18,515,000 | $ 293,888 | $ 136,000 |
| Milwaukee-Waukesha-West Allis, WI | 62 | $ 22,400,000 | $ 361,290 | $ 137,000 |
| Harrisburg-Carlisle, PA | 59 | $ 17,445,000 | $ 295,677 | $ 126,000 |
| Jacksonville, NC | 59 | $ 18,415,000 | $ 312,118 | $ 118,000 |
| Olympia-Tumwater, WA | 59 | $ 29,615,000 | $ 501,949 | $ 168,000 |
| Asheville, NC | 58 | $ 23,480,000 | $ 404,827 | $ 182,000 |
| Lakeland-Winter Haven, FL | 57 | $ 15,865,000 | $ 278,333 | $ 124,000 |
| Lexington-Fayette, KY | 56 | $ 20,370,000 | $ 363,750 | $ 153,000 |
| Ocala, FL | 56 | $ 15,260,000 | $ 272,500 | $ 122,000 |
| Cape Coral-Fort Myers, FL | 55 | $ 18,075,000 | $ 328,636 | $ 180,000 |
| Manhattan, KS | 55 | $ 14,285,000 | $ 259,727 | $ 145,000 |
| Port St. Lucie, FL | 55 | $ 18,245,000 | $ 331,727 | $ 149,000 |
| Spartanburg, SC | 54 | $ 15,390,000 | $ 285,000 | $ 114,000 |
| Albany-Schenectady-Troy, NY | 53 | $ 17,595,000 | $ 331,981 | $ 169,000 |
| Grand Rapids-Wyoming, MI | 53 | $ 17,555,000 | $ 331,226 | $ 135,000 |
| Nassau County-Suffolk County, NY | 53 | $ 31,545,000 | $ 595,188 | $ 200,000 |
| Oakland-Hayward-Berkeley, CA | 53 | $ 32,505,000 | $ 613,301 | $ 225,000 |
| Jackson, MS | 52 | $ 14,590,000 | $ 280,576 | $ 114,000 |
| Tallahassee, FL | 52 | $ 14,670,000 | $ 282,115 | $ 156,000 |
| Wildwood-The Villages, FL | 52 | $ 15,290,000 | $ 294,038 | $ 144,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 50 | $ 17,140,000 | $ 342,800 | $ 158,240 |
| Rochester, NY | 50 | $ 14,380,000 | $ 287,600 | $ 149,000 |
| Spokane-Spokane Valley, WA | 50 | $ 18,830,000 | $ 376,600 | $ 133,000 |
| Wilmington, DE-MD-NJ | 50 | $ 17,960,000 | $ 359,200 | $ 151,320 |
| Worcester, MA-CT | 50 | $ 19,810,000 | $ 396,200 | $ 128,000 |
| Panama City, FL | 48 | $ 15,410,000 | $ 321,041 | $ 143,000 |
| Fort Collins, CO | 47 | $ 23,635,000 | $ 502,872 | $ 219,000 |
| Las Cruces, NM | 47 | $ 13,275,000 | $ 282,446 | $ 112,000 |
| Sumter, SC | 47 | $ 12,415,000 | $ 264,148 | $ 114,000 |
| Abilene, TX | 46 | $ 11,710,000 | $ 254,565 | $ 109,000 |
| Bremerton-Silverdale, WA | 45 | $ 23,415,000 | $ 520,333 | $ 199,000 |
| Charlottesville, VA | 45 | $ 17,985,000 | $ 399,666 | $ 159,000 |
| Salt Lake City, UT | 45 | $ 19,145,000 | $ 425,444 | $ 190,000 |
| Lake County-Kenosha County, IL-WI | 43 | $ 17,965,000 | $ 417,790 | $ 177,000 |
| Lafayette, LA | 42 | $ 10,970,000 | $ 261,190 | $ 142,000 |
| Lynchburg, VA | 42 | $ 14,810,000 | $ 352,619 | $ 227,000 |
| Madison, WI | 42 | $ 18,060,000 | $ 430,000 | $ 196,000 |
| Bend-Redmond, OR | 41 | $ 19,975,000 | $ 487,195 | $ 176,000 |
| Roanoke, VA | 41 | $ 11,215,000 | $ 273,536 | $ 124,000 |
| Valdosta, GA | 41 | $ 11,045,000 | $ 269,390 | $ 109,000 |
| Bakersfield, CA | 40 | $ 13,590,000 | $ 339,750 | $ 129,000 |
| Gainesville, FL | 40 | $ 11,210,000 | $ 280,250 | $ 267,000 |
| Hinesville, GA | 40 | $ 10,240,000 | $ 256,000 | $ 101,000 |
| Rockingham County-Strafford County, NH | 40 | $ 22,050,000 | $ 551,250 | $ 177,000 |
| Anaheim-Santa Ana-Irvine, CA | 39 | $ 30,935,000 | $ 793,205 | $ 225,000 |
| Des Moines-West Des Moines, IA | 39 | $ 10,645,000 | $ 272,948 | $ 115,000 |
| Lake County-Porter County-Jasper County, IN | 39 | $ 11,645,000 | $ 298,589 | $ 134,000 |
| Lubbock, TX | 39 | $ 11,995,000 | $ 307,564 | $ 185,000 |
| Watertown-Fort Drum, NY | 39 | $ 10,145,000 | $ 260,128 | $ 124,000 |
| Everett, WA | 38 | $ 22,010,000 | $ 579,210 | $ 203,000 |
| Hickory-Lenoir-Morganton, NC | 38 | $ 12,420,000 | $ 326,842 | $ 115,000 |
| Springfield, MA | 38 | $ 12,360,000 | $ 325,263 | $ 139,000 |
| Akron, OH | 37 | $ 9,185,000 | $ 248,243 | $ 131,000 |
| Bridgeport-Stamford-Norwalk, CT | 37 | $ 21,565,000 | $ 582,837 | $ 379,000 |
| Hagerstown-Martinsburg, MD-WV | 37 | $ 12,575,000 | $ 339,864 | $ 202,270 |
| Prescott Valley-Prescott, AZ | 37 | $ 17,255,000 | $ 466,351 | $ 211,000 |
| Sierra Vista-Douglas, AZ | 37 | $ 10,175,000 | $ 275,000 | $ 130,000 |
| Fort Wayne, IN | 36 | $ 12,130,000 | $ 336,944 | $ 152,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 36 | $ 15,060,000 | $ 418,333 | $ 208,000 |
| Kingsport-Bristol-Bristol, TN-VA | 36 | $ 11,020,000 | $ 306,111 | $ 129,722 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 36 | $ 16,180,000 | $ 449,444 | $ 192,000 |
| Lansing-East Lansing, MI | 36 | $ 8,370,000 | $ 232,500 | $ 96,000 |
| McAllen-Edinburg-Mission, TX | 36 | $ 11,290,000 | $ 313,611 | $ 140,000 |
| Pinehurst-Southern Pines, NC | 36 | $ 15,440,000 | $ 428,888 | $ 145,000 |
| Billings, MT | 35 | $ 14,475,000 | $ 413,571 | $ 183,000 |
| Daphne-Fairhope-Foley, AL | 35 | $ 12,425,000 | $ 355,000 | $ 127,000 |
| Fairbanks, AK | 35 | $ 11,755,000 | $ 335,857 | $ 140,000 |
| Fort Smith, AR-OK | 35 | $ 10,715,000 | $ 306,142 | $ 161,371 |
| Ogden-Clearfield, UT | 35 | $ 17,055,000 | $ 487,285 | $ 216,000 |
| Winchester, VA-WV | 35 | $ 12,405,000 | $ 354,428 | $ 171,285 |
| Wichita Falls, TX | 34 | $ 7,840,000 | $ 230,588 | $ 118,000 |
| Auburn-Opelika, AL | 33 | $ 10,785,000 | $ 326,818 | $ 187,000 |
| College Station-Bryan, TX | 33 | $ 11,415,000 | $ 345,909 | $ 296,000 |
| Johnson City, TN | 32 | $ 12,600,000 | $ 393,750 | $ 146,000 |
| Manchester-Nashua, NH | 32 | $ 13,490,000 | $ 421,562 | $ 150,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 32 | $ 6,900,000 | $ 215,625 | $ 98,000 |
| Tyler, TX | 32 | $ 10,930,000 | $ 341,562 | $ 176,000 |
| Youngstown-Warren-Boardman, OH-PA | 32 | $ 6,540,000 | $ 204,375 | $ 84,000 |
| Elgin, IL | 31 | $ 10,365,000 | $ 334,354 | $ 135,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 31 | $ 22,685,000 | $ 731,774 | $ 231,000 |
| York-Hanover, PA | 31 | $ 10,665,000 | $ 344,032 | $ 200,000 |
| Duluth, MN-WI | 30 | $ 6,470,000 | $ 215,666 | $ 87,833 |
| Elizabethtown-Fort Knox, KY | 30 | $ 8,780,000 | $ 292,666 | $ 133,000 |
| Eugene, OR | 30 | $ 12,440,000 | $ 414,666 | $ 156,000 |
| Fresno, CA | 30 | $ 11,280,000 | $ 376,000 | $ 138,000 |
| Kalamazoo-Portage, MI | 30 | $ 9,410,000 | $ 313,666 | $ 136,000 |
| Naples-Immokalee-Marco Island, FL | 30 | $ 14,110,000 | $ 470,333 | $ 196,000 |
| New Haven-Milford, CT | 30 | $ 10,810,000 | $ 360,333 | $ 178,000 |
| Cheyenne, WY | 29 | $ 12,145,000 | $ 418,793 | $ 149,000 |
| Mobile, AL | 29 | $ 7,465,000 | $ 257,413 | $ 239,000 |
| Reading, PA | 29 | $ 10,695,000 | $ 368,793 | $ 147,000 |
| Toledo, OH | 29 | $ 7,165,000 | $ 247,068 | $ 155,000 |
| Davenport-Moline-Rock Island, IA-IL | 28 | $ 6,560,000 | $ 234,285 | $ 152,571 |
| Urban Honolulu, HI | 28 | $ 23,970,000 | $ 856,071 | $ 199,000 |
| Waco, TX | 28 | $ 10,280,000 | $ 367,142 | $ 153,000 |
| Dover, DE | 27 | $ 9,475,000 | $ 350,925 | $ 137,000 |
| Homosassa Springs, FL | 27 | $ 7,015,000 | $ 259,814 | $ 129,000 |
| Hot Springs, AR | 27 | $ 6,955,000 | $ 257,592 | $ 153,000 |
| Huntington-Ashland, WV-KY-OH | 27 | $ 6,715,000 | $ 248,703 | $ 130,444 |
| Lexington Park, MD | 27 | $ 14,015,000 | $ 519,074 | $ 184,000 |
| Macon-Bibb County, GA | 27 | $ 6,165,000 | $ 228,333 | $ 110,000 |
| Norwich-New London, CT | 27 | $ 9,915,000 | $ 367,222 | $ 283,000 |
| Rapid City, SD | 27 | $ 9,835,000 | $ 364,259 | $ 112,000 |
| Peoria, IL | 26 | $ 6,810,000 | $ 261,923 | $ 146,000 |
| San Angelo, TX | 26 | $ 7,380,000 | $ 283,846 | $ 118,000 |
| Brunswick, GA | 25 | $ 10,375,000 | $ 415,000 | $ 170,000 |
| Lincoln, NE | 25 | $ 7,675,000 | $ 307,000 | $ 143,000 |
| San Francisco-Redwood City-South San Francisco, CA | 25 | $ 22,195,000 | $ 887,800 | $ 333,000 |
| Columbia, MO | 24 | $ 8,700,000 | $ 362,500 | $ 153,000 |
| Helena, MT | 24 | $ 11,430,000 | $ 476,250 | $ 159,000 |
| Lake Charles, LA | 24 | $ 6,140,000 | $ 255,833 | $ 190,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 7,480,000 | $ 311,666 | $ 172,000 |
| Santa Fe, NM | 24 | $ 12,240,000 | $ 510,000 | $ 189,000 |
| Dothan, AL | 23 | $ 6,565,000 | $ 285,434 | $ 157,000 |
| Enid, OK | 23 | $ 4,915,000 | $ 213,695 | $ 116,000 |
| Great Falls, MT | 23 | $ 8,075,000 | $ 351,086 | $ 160,000 |
| Minot, ND | 23 | $ 6,475,000 | $ 281,521 | $ 120,000 |
| Redding, CA | 23 | $ 8,295,000 | $ 360,652 | $ 140,000 |
| Rochester, MN | 23 | $ 7,555,000 | $ 328,478 | $ 129,000 |
| Salem, OR | 23 | $ 8,915,000 | $ 387,608 | $ 153,000 |
| Sherman-Denison, TX | 23 | $ 7,285,000 | $ 316,739 | $ 192,000 |
| South Bend-Mishawaka, IN-MI | 23 | $ 5,715,000 | $ 248,478 | $ 135,869 |
| Bellingham, WA | 22 | $ 11,820,000 | $ 537,272 | $ 315,000 |
| Brownsville-Harlingen, TX | 22 | $ 6,360,000 | $ 289,090 | $ 154,000 |
| Canton-Massillon, OH | 22 | $ 5,490,000 | $ 249,545 | $ 119,000 |
| Coeur D'Alene, ID | 22 | $ 11,070,000 | $ 503,181 | $ 156,000 |
| Fargo, ND-MN | 22 | $ 7,800,000 | $ 354,545 | $ 142,727 |
| Goldsboro, NC | 22 | $ 6,170,000 | $ 280,454 | $ 96,000 |
| Greeley, CO | 22 | $ 11,100,000 | $ 504,545 | $ 157,000 |
| Punta Gorda, FL | 22 | $ 7,120,000 | $ 323,636 | $ 137,000 |
| Slidell-Mandeville-Covington, LA | 22 | $ 9,660,000 | $ 439,090 | $ 231,000 |
| Terre Haute, IN | 22 | $ 5,430,000 | $ 246,818 | $ 128,000 |
| Tuscaloosa, AL | 22 | $ 5,680,000 | $ 258,181 | $ 148,000 |
| Amarillo, TX | 21 | $ 5,885,000 | $ 280,238 | $ 142,000 |
| Bloomington, IN | 21 | $ 7,065,000 | $ 336,428 | $ 175,000 |
| Charleston, WV | 21 | $ 4,875,000 | $ 232,142 | $ 125,000 |
| Decatur, AL | 21 | $ 7,125,000 | $ 339,285 | $ 140,000 |
| Greenville, NC | 21 | $ 5,095,000 | $ 242,619 | $ 117,000 |
| Provo-Orem, UT | 21 | $ 11,715,000 | $ 557,857 | $ 180,000 |
| Appleton, WI | 20 | $ 7,730,000 | $ 386,500 | $ 122,000 |
| Bangor, ME | 20 | $ 5,750,000 | $ 287,500 | $ 147,000 |
| Boulder, CO | 20 | $ 10,730,000 | $ 536,500 | $ 436,000 |
| Kennewick-Richland, WA | 20 | $ 9,840,000 | $ 492,000 | $ 163,000 |
| Longview, TX | 20 | $ 5,390,000 | $ 269,500 | $ 108,000 |
| Monroe, LA | 20 | $ 4,210,000 | $ 210,500 | $ 92,000 |
| Pueblo, CO | 20 | $ 5,920,000 | $ 296,000 | $ 127,000 |
| Traverse City, MI | 20 | $ 8,230,000 | $ 411,500 | $ 204,000 |
| Utica-Rome, NY | 20 | $ 5,260,000 | $ 263,000 | $ 154,000 |
| Athens-Clarke County, GA | 19 | $ 7,345,000 | $ 386,578 | $ 136,000 |
| Binghamton, NY | 19 | $ 5,495,000 | $ 289,210 | $ 174,000 |
| Cleveland, TN | 19 | $ 6,585,000 | $ 346,578 | $ 138,000 |
| Joplin, MO | 19 | $ 4,835,000 | $ 254,473 | $ 131,526 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 19 | $ 11,785,000 | $ 620,263 | $ 191,000 |
| Texarkana, TX-AR | 19 | $ 4,625,000 | $ 243,421 | $ 114,315 |
| Waterbury-Shelton, CT | 19 | $ 5,445,000 | $ 286,578 | $ 122,000 |
| Yuma, AZ | 19 | $ 5,305,000 | $ 279,210 | $ 104,000 |
| Albany, GA | 18 | $ 3,380,000 | $ 187,777 | $ 121,000 |
| Beaumont-Port Arthur, TX | 18 | $ 5,040,000 | $ 280,000 | $ 120,000 |
| Bowling Green, KY | 18 | $ 5,940,000 | $ 330,000 | $ 116,000 |
| Florence, SC | 18 | $ 4,170,000 | $ 231,666 | $ 101,000 |
| Green Bay, WI | 18 | $ 6,500,000 | $ 361,111 | $ 173,000 |
| Lawrence, KS | 18 | $ 5,800,000 | $ 322,222 | $ 129,000 |
| Morristown, TN | 18 | $ 6,600,000 | $ 366,666 | $ 134,000 |
| Topeka, KS | 18 | $ 4,020,000 | $ 223,333 | $ 161,000 |
| Atlantic City-Hammonton, NJ | 17 | $ 6,355,000 | $ 373,823 | $ 193,000 |
| Champaign-Urbana, IL | 17 | $ 4,925,000 | $ 289,705 | $ 134,000 |
| Columbus, IN | 17 | $ 5,605,000 | $ 329,705 | $ 166,000 |
| Hattiesburg, MS | 17 | $ 5,195,000 | $ 305,588 | $ 145,000 |
| Lafayette-West Lafayette, IN | 17 | $ 5,435,000 | $ 319,705 | $ 159,000 |
| Lancaster, PA | 17 | $ 4,485,000 | $ 263,823 | $ 127,000 |
| Muskegon, MI | 17 | $ 4,755,000 | $ 279,705 | $ 113,000 |
| Saginaw, MI | 17 | $ 3,525,000 | $ 207,352 | $ 117,000 |
| Sebastian-Vero Beach, FL | 17 | $ 7,285,000 | $ 428,529 | $ 181,000 |
| Sioux Falls, SD | 17 | $ 4,515,000 | $ 265,588 | $ 119,000 |
| St. Cloud, MN | 17 | $ 5,155,000 | $ 303,235 | $ 126,000 |
| Ann Arbor, MI | 16 | $ 6,520,000 | $ 407,500 | $ 202,000 |
| Beckley, WV | 16 | $ 4,140,000 | $ 258,750 | $ 130,000 |
| Gainesville, GA | 16 | $ 6,680,000 | $ 417,500 | $ 247,000 |
| Hammond, LA | 16 | $ 4,660,000 | $ 291,250 | $ 113,000 |
| Jackson, TN | 16 | $ 4,970,000 | $ 310,625 | $ 122,000 |
| Jonesboro, AR | 16 | $ 3,410,000 | $ 213,125 | $ 101,000 |
| Lewiston-Auburn, ME | 16 | $ 4,990,000 | $ 311,875 | $ 128,000 |
| Medford, OR | 16 | $ 6,110,000 | $ 381,875 | $ 122,000 |
| Paducah, KY-IL | 16 | $ 4,170,000 | $ 260,625 | $ 112,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 11,620,000 | $ 726,250 | $ 457,000 |
| St. Joseph, MO-KS | 16 | $ 3,840,000 | $ 240,000 | $ 148,437 |
| State College, PA | 16 | $ 4,540,000 | $ 283,750 | $ 151,000 |
| Bloomington, IL | 15 | $ 4,085,000 | $ 272,333 | $ 131,000 |
| Bozeman, MT | 15 | $ 7,525,000 | $ 501,666 | $ 187,000 |
| Cedar Rapids, IA | 15 | $ 4,365,000 | $ 291,000 | $ 127,000 |
| Chico, CA | 15 | $ 7,205,000 | $ 480,333 | $ 229,000 |
| Gettysburg, PA | 15 | $ 5,085,000 | $ 339,000 | $ 131,000 |
| Grand Junction, CO | 15 | $ 5,705,000 | $ 380,333 | $ 152,000 |
| Houma-Thibodaux, LA | 15 | $ 3,515,000 | $ 234,333 | $ 131,000 |
| Kingston, NY | 15 | $ 5,685,000 | $ 379,000 | $ 124,000 |
| La Crosse-Onalaska, WI-MN | 15 | $ 4,545,000 | $ 303,000 | $ 121,600 |
| Midland, TX | 15 | $ 6,445,000 | $ 429,666 | $ 179,000 |
| Muncie, IN | 15 | $ 2,725,000 | $ 181,666 | $ 155,000 |
| St. George, UT | 15 | $ 6,275,000 | $ 418,333 | $ 132,000 |
| Vallejo-Fairfield, CA | 15 | $ 7,665,000 | $ 511,000 | $ 184,000 |
| Wenatchee, WA | 15 | $ 7,975,000 | $ 531,666 | $ 261,000 |
| Battle Creek, MI | 14 | $ 3,370,000 | $ 240,714 | $ 136,000 |
| Burlington-South Burlington, VT | 14 | $ 6,150,000 | $ 439,285 | $ 151,000 |
| Elkhart-Goshen, IN | 14 | $ 4,230,000 | $ 302,142 | $ 132,000 |
| Grand Forks, ND-MN | 14 | $ 4,740,000 | $ 338,571 | $ 146,714 |
| Morgantown, WV | 14 | $ 3,770,000 | $ 269,285 | $ 104,000 |
| Rockford, IL | 14 | $ 2,910,000 | $ 207,857 | $ 81,000 |
| Santa Rosa, CA | 14 | $ 6,780,000 | $ 484,285 | $ 168,000 |
| Springfield, OH | 14 | $ 3,440,000 | $ 245,714 | $ 159,000 |
| Yakima, WA | 14 | $ 5,280,000 | $ 377,142 | $ 192,000 |
| Burlington, NC | 13 | $ 3,925,000 | $ 301,923 | $ 137,000 |
| Farmington, NM | 13 | $ 3,395,000 | $ 261,153 | $ 128,000 |
| Missoula, MT | 13 | $ 5,775,000 | $ 444,230 | $ 166,000 |
| Salisbury, MD-DE | 13 | $ 3,475,000 | $ 267,307 | $ 168,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 7,185,000 | $ 552,692 | $ 218,000 |
| Victoria, TX | 13 | $ 3,675,000 | $ 282,692 | $ 133,000 |
| Anniston-Oxford-Jacksonville, AL | 12 | $ 3,170,000 | $ 264,166 | $ 108,000 |
| Chambersburg-Waynesboro, PA | 12 | $ 3,840,000 | $ 320,000 | $ 125,000 |
| Eau Claire, WI | 12 | $ 4,190,000 | $ 349,166 | $ 117,000 |
| Erie, PA | 12 | $ 2,370,000 | $ 197,500 | $ 133,000 |
| Kenosha, WI | 12 | $ 4,100,000 | $ 341,666 | $ 131,000 |
| Kokomo, IN | 12 | $ 2,980,000 | $ 248,333 | $ 99,000 |
| Salinas, CA | 12 | $ 8,970,000 | $ 747,500 | $ 226,000 |
| Springfield, IL | 12 | $ 3,360,000 | $ 280,000 | $ 128,000 |
| Trenton, NJ | 12 | $ 5,010,000 | $ 417,500 | $ 166,000 |
| Casper, WY | 11 | $ 3,885,000 | $ 353,181 | $ 122,000 |
| Flint, MI | 11 | $ 2,845,000 | $ 258,636 | $ 114,000 |
| Harrisonburg, VA | 11 | $ 3,715,000 | $ 337,727 | $ 147,000 |
| Idaho Falls, ID | 11 | $ 5,405,000 | $ 491,363 | $ 155,000 |
| Ithaca, NY | 11 | $ 3,495,000 | $ 317,727 | $ 130,000 |
| Jackson, MI | 11 | $ 2,935,000 | $ 266,818 | $ 127,000 |
| Johnstown, PA | 11 | $ 1,615,000 | $ 146,818 | $ 105,000 |
| Lebanon, PA | 11 | $ 3,995,000 | $ 363,181 | $ 207,000 |
| Niles-Benton Harbor, MI | 11 | $ 3,185,000 | $ 289,545 | $ 163,000 |
| Rocky Mount, NC | 11 | $ 2,535,000 | $ 230,454 | $ 104,000 |
| Sebring, FL | 11 | $ 3,195,000 | $ 290,454 | $ 226,000 |
| Stockton-Lodi, CA | 11 | $ 4,105,000 | $ 373,181 | $ 137,000 |
| Altoona, PA | 10 | $ 2,380,000 | $ 238,000 | $ 131,000 |
| Flagstaff, AZ | 10 | $ 4,460,000 | $ 446,000 | $ 273,000 |
| Florence-Muscle Shoals, AL | 10 | $ 3,100,000 | $ 310,000 | $ 154,000 |
| Jefferson City, MO | 10 | $ 2,690,000 | $ 269,000 | $ 123,000 |
| Longview, WA | 10 | $ 3,540,000 | $ 354,000 | $ 113,000 |
| Mansfield, OH | 10 | $ 3,330,000 | $ 333,000 | $ 108,000 |
| Wausau, WI | 10 | $ 3,450,000 | $ 345,000 | $ 99,000 |
| Ames, IA | 9 | $ 2,645,000 | $ 293,888 | $ 119,000 |
| Barnstable Town, MA | 9 | $ 4,225,000 | $ 469,444 | $ 162,000 |
| Bismarck, ND | 9 | $ 3,155,000 | $ 350,555 | $ 154,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 2,905,000 | $ 322,777 | $ 206,000 |
| Evansville, IN-KY | 9 | $ 2,785,000 | $ 309,444 | $ 250,000 |
| Glens Falls, NY | 9 | $ 1,825,000 | $ 202,777 | $ 97,000 |
| Grants Pass, OR | 9 | $ 3,375,000 | $ 375,000 | $ 108,000 |
| Lima, OH | 9 | $ 2,275,000 | $ 252,777 | $ 116,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 6,305,000 | $ 700,555 | $ 196,000 |
| Racine, WI | 9 | $ 4,255,000 | $ 472,777 | $ 174,000 |
| Rome, GA | 9 | $ 2,295,000 | $ 255,000 | $ 83,000 |
| Sioux City, IA-NE-SD | 9 | $ 2,445,000 | $ 271,666 | $ 124,555 |
| Weirton-Steubenville, WV-OH | 9 | $ 2,205,000 | $ 245,000 | $ 101,777 |
| Yuba City, CA | 9 | $ 3,155,000 | $ 350,555 | $ 96,000 |
| Hanford-Corcoran, CA | 8 | $ 2,290,000 | $ 286,250 | $ 150,000 |
| Laredo, TX | 8 | $ 1,750,000 | $ 218,750 | $ 86,000 |
| Monroe, MI | 8 | $ 1,950,000 | $ 243,750 | $ 115,000 |
| Pittsfield, MA | 8 | $ 2,520,000 | $ 315,000 | $ 117,000 |
| San Rafael, CA | 8 | $ 6,470,000 | $ 808,750 | $ 232,000 |
| Twin Falls, ID | 8 | $ 2,690,000 | $ 336,250 | $ 101,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 2,120,000 | $ 265,000 | $ 78,000 |
| Albany, OR | 7 | $ 2,305,000 | $ 329,285 | $ 116,000 |
| Alexandria, LA | 7 | $ 2,365,000 | $ 337,857 | $ 201,000 |
| Cape Girardeau, MO-IL | 7 | $ 2,695,000 | $ 385,000 | $ 300,000 |
| Dalton, GA | 7 | $ 1,705,000 | $ 243,571 | $ 111,000 |
| Iowa City, IA | 7 | $ 2,245,000 | $ 320,714 | $ 153,000 |
| Logan, UT-ID | 7 | $ 2,395,000 | $ 342,142 | $ 155,000 |
| Michigan City-La Porte, IN | 7 | $ 1,025,000 | $ 146,428 | $ 110,000 |
| Midland, MI | 7 | $ 2,155,000 | $ 307,857 | $ 178,000 |
| Oshkosh-Neenah, WI | 7 | $ 2,245,000 | $ 320,714 | $ 106,000 |
| Owensboro, KY | 7 | $ 1,835,000 | $ 262,142 | $ 119,000 |
| Sandusky, OH | 7 | $ 2,045,000 | $ 292,142 | $ 135,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 4,095,000 | $ 585,000 | $ 216,000 |
| Staunton-Waynesboro, VA | 7 | $ 2,635,000 | $ 376,428 | $ 145,000 |
| Amherst Town-Northampton, MA | 6 | $ 2,860,000 | $ 476,666 | $ 187,000 |
| Corvallis, OR | 6 | $ 3,200,000 | $ 533,333 | $ 269,000 |
| Decatur, IL | 6 | $ 1,310,000 | $ 218,333 | $ 98,000 |
| Elmira, NY | 6 | $ 1,130,000 | $ 188,333 | $ 101,000 |
| Gadsden, AL | 6 | $ 1,640,000 | $ 273,333 | $ 113,000 |
| Kankakee, IL | 6 | $ 1,470,000 | $ 245,000 | $ 119,000 |
| Mankato-North Mankato, MN | 6 | $ 1,900,000 | $ 316,666 | $ 97,000 |
| Parkersburg-Vienna, WV | 6 | $ 1,340,000 | $ 223,333 | $ 102,000 |
| Visalia-Porterville, CA | 6 | $ 3,210,000 | $ 535,000 | $ 209,000 |
| Wheeling, WV-OH | 6 | $ 870,000 | $ 145,000 | $ 66,000 |
| Bay City, MI | 5 | $ 1,055,000 | $ 211,000 | $ 157,000 |
| Grand Island, NE | 5 | $ 1,385,000 | $ 277,000 | $ 108,000 |
| Lewiston, ID-WA | 4 | $ 860,000 | $ 215,000 | $ 65,500 |
| Merced, CA | 4 | $ 1,440,000 | $ 360,000 | $ 99,000 |
| Pocatello, ID | 4 | $ 1,340,000 | $ 335,000 | $ 128,000 |
| Sheboygan, WI | 4 | $ 930,000 | $ 232,500 | $ 143,000 |
| Williamsport, PA | 4 | $ 1,020,000 | $ 255,000 | $ 146,000 |
| Carson City, NV | 3 | $ 1,535,000 | $ 511,666 | $ 263,000 |
| Dubuque, IA | 3 | $ 515,000 | $ 171,666 | $ 140,000 |
| Fond Du Lac, WI | 3 | $ 1,025,000 | $ 341,666 | $ 148,000 |
| Janesville-Beloit, WI | 3 | $ 465,000 | $ 155,000 | $ 56,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,235,000 | $ 745,000 | $ 108,000 |
| Napa, CA | 3 | $ 2,075,000 | $ 691,666 | $ 301,000 |
| Vineland-Bridgeton, NJ | 3 | $ 975,000 | $ 325,000 | $ 124,000 |
| Eagle Pass, TX | 2 | $ 360,000 | $ 180,000 | $ 125,000 |
| El Centro, CA | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Modesto, CA | 2 | $ 1,280,000 | $ 640,000 | $ 256,000 |
| Walla Walla, WA | 1 | $ 775,000 | $ 775,000 | $ 220,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 21,865 | $8,079,245,000 | $369,000 | $3,005,000 | $161,000 | $7,260,000 |
| Cash-out Refinancing | 2,566 | $801,540,000 | $312,000 | $2,065,000 | $131,000 | $1,258,000 |
| Refinancing | 1,613 | $593,095,000 | $367,000 | $1,575,000 | $138,000 | $1,075,000 |
| Home Improvement | 362 | $53,810,000 | $148,000 | $785,000 | $104,000 | $457,000 |
| Other Purpose | 230 | $47,430,000 | $206,000 | $1,075,000 | $155,000 | $3,799,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,102 | $6,439,600,000 | $355,000 | $3,005,000 | $158,000 | $5,760,000 |
| Hispanic | 2,601 | $939,975,000 | $361,000 | $1,595,000 | $148,000 | $3,799,000 |
| Not Provided | 2,427 | $935,885,000 | $385,000 | $2,125,000 | $172,000 | $7,260,000 |
| Black or African American | 2,382 | $824,540,000 | $346,000 | $1,625,000 | $139,000 | $1,499,000 |
| Asian | 639 | $270,725,000 | $423,000 | $2,025,000 | $170,000 | $1,512,000 |
| American Indian or Alaskan Native | 417 | $134,515,000 | $322,000 | $1,535,000 | $133,000 | $810,000 |
| Native Hawaiian or Other Pacific Islander | 64 | $26,640,000 | $416,000 | $1,365,000 | $166,000 | $555,000 |
| Not applicable | 1 | $465,000 | $465,000 | $465,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 16,053 | $6,358,405,000 | $396,000 | $3,005,000 | $150,000 | $5,760,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,583 | $3,216,715,000 | $303,000 | $3,005,000 | $166,000 | $7,260,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,693 | $4,085,765,000 | $349,000 | $2,775,000 | $151,000 | $3,327,000 |
| Application Withdrawn By Applicant | 7,665 | $2,869,215,000 | $374,000 | $2,245,000 | $170,000 | $4,335,000 |
| Application Denied By Financial Institution | 7,039 | $2,535,295,000 | $360,000 | $3,005,000 | $152,000 | $7,260,000 |
| Application Approved But Not Accepted | 168 | $59,660,000 | $355,000 | $805,000 | $148,000 | $509,000 |
| File Closed For Incompleteness | 70 | $24,720,000 | $353,000 | $1,505,000 | $144,000 | $536,000 |
| Loan Purchased By The Institution | 1 | $465,000 | $465,000 | $465,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,597 | $7,039,825,000 | $359,000 | $2,775,000 | $158,000 | $4,335,000 |
| Credit Application Incomplete | 3,022 | $1,197,130,000 | $396,000 | $2,365,000 | $182,000 | $5,760,000 |
| Debt-To-Income Ratio | 1,656 | $575,130,000 | $347,000 | $2,635,000 | $74,000 | $1,007,000 |
| Credit History | 549 | $145,255,000 | $264,000 | $1,535,000 | $97,000 | $1,217,000 |
| Collateral | 544 | $149,220,000 | $274,000 | $1,545,000 | $171,000 | $1,692,000 |
| Other | 522 | $207,100,000 | $396,000 | $3,005,000 | $229,000 | $5,634,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 457 | $145,755,000 | $318,000 | $3,005,000 | $156,000 | $1,920,000 |
| Unverifiable Information | 289 | $115,705,000 | $400,000 | $1,605,000 | $260,000 | $7,260,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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