Vanderbilt Mortgage Mortgage Lending & HMDA Data, 2010
In 2010, Vanderbilt Mortgage of Maryville, TN reported 80,915 mortgage applications totaling $5.5 billion, down 10% from 2009. The average application was for $67,805, and applicants reported an average income of $39,999. 12% of its applications resulted in an originated loan and 59% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (1,337), Knoxville, TN (782) and Greenville-Mauldin-Easley, SC (506) (applications in parentheses).
| Mortgage Company & Address | Vanderbilt Mortgage 500 Alcoa Trail Maryville, TN 37804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 80,915 |
| Total Mortgage Loan Application Amount | $5,486,480,000 |
| Average Mortgage Loan Application Amount | $67,805 |
| Highest Mortgage Loan Application Amount | $2,101,000 |
| Average Applicant Income | $39,999 |
| Highest Applicant Income | $3,409,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Vanderbilt Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 1,337 | $ 73,836,000 | $ 55,225 | $ 44,000 |
| Knoxville, TN | 782 | $ 49,311,000 | $ 63,057 | $ 34,000 |
| Greenville-Mauldin-Easley, SC | 506 | $ 32,289,000 | $ 63,812 | $ 35,000 |
| Little Rock-North Little Rock-Conway, AR | 495 | $ 32,055,000 | $ 64,757 | $ 41,000 |
| Birmingham-Hoover, AL | 425 | $ 28,074,000 | $ 66,056 | $ 41,000 |
| San Antonio-New Braunfels, TX | 413 | $ 28,419,000 | $ 68,811 | $ 45,000 |
| Charleston-North Charleston-Summerville, SC | 400 | $ 26,427,000 | $ 66,067 | $ 40,000 |
| Kingsport-Bristol-Bristol, TN-VA | 394 | $ 25,642,000 | $ 65,081 | $ 36,690 |
| Baton Rouge, LA | 387 | $ 21,613,000 | $ 55,847 | $ 42,000 |
| Asheville, NC | 376 | $ 27,099,000 | $ 72,071 | $ 37,000 |
| Columbia, SC | 349 | $ 23,278,000 | $ 66,699 | $ 39,000 |
| Austin-Round Rock-San Marcos, TX | 339 | $ 19,650,000 | $ 57,964 | $ 53,000 |
| Spartanburg, SC | 330 | $ 21,978,000 | $ 66,600 | $ 36,000 |
| St. Louis, MO-IL | 326 | $ 21,175,000 | $ 64,953 | $ 39,226 |
| Richmond, VA | 282 | $ 23,169,000 | $ 82,159 | $ 44,000 |
| Houma-Bayou Cane-Thibodaux, LA | 269 | $ 14,060,000 | $ 52,267 | $ 42,000 |
| Chattanooga, TN-GA | 266 | $ 18,550,000 | $ 69,736 | $ 39,436 |
| Tucson, AZ | 262 | $ 23,269,000 | $ 88,812 | $ 46,000 |
| Johnson City, TN | 260 | $ 17,710,000 | $ 68,115 | $ 33,000 |
| Raleigh-Cary, NC | 257 | $ 17,292,000 | $ 67,284 | $ 38,000 |
| Oklahoma City, OK | 256 | $ 17,263,000 | $ 67,433 | $ 43,000 |
| Tulsa, OK | 251 | $ 16,540,000 | $ 65,896 | $ 40,000 |
| Jackson, MS | 250 | $ 15,043,000 | $ 60,172 | $ 37,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 234 | $ 18,327,000 | $ 78,320 | $ 38,628 |
| Morristown, TN | 225 | $ 15,539,000 | $ 69,062 | $ 34,000 |
| Huntington-Ashland, WV-KY-OH | 215 | $ 14,291,000 | $ 66,469 | $ 38,148 |
| Greensboro-High Point, NC | 214 | $ 16,658,000 | $ 77,841 | $ 37,000 |
| Hickory-Lenoir-Morganton, NC | 204 | $ 16,282,000 | $ 79,813 | $ 35,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 201 | $ 15,522,000 | $ 77,223 | $ 41,000 |
| Fort Worth-Arlington, TX | 198 | $ 13,094,000 | $ 66,131 | $ 46,000 |
| Wilmington, NC | 198 | $ 15,384,000 | $ 77,696 | $ 39,000 |
| New Orleans-Metairie-Kenner, LA | 190 | $ 11,385,000 | $ 59,921 | $ 41,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 186 | $ 13,287,000 | $ 71,435 | $ 44,419 |
| Denver-Aurora-Broomfield, CO | 174 | $ 9,906,000 | $ 56,931 | $ 42,000 |
| Dallas-Plano-Irving, TX | 173 | $ 9,943,000 | $ 57,473 | $ 51,000 |
| Louisville-Jefferson County, KY-IN | 172 | $ 12,190,000 | $ 70,872 | $ 40,000 |
| Charleston, WV | 170 | $ 10,613,000 | $ 62,429 | $ 40,000 |
| Springfield, MO | 169 | $ 12,638,000 | $ 74,781 | $ 40,000 |
| Memphis, TN-MS-AR | 156 | $ 10,613,000 | $ 68,032 | $ 40,974 |
| Fayetteville-Springdale-Rogers, AR-MO | 155 | $ 10,456,000 | $ 67,458 | $ 43,838 |
| Montgomery, AL | 152 | $ 8,350,000 | $ 54,934 | $ 32,000 |
| Jacksonville, FL | 149 | $ 12,711,000 | $ 85,308 | $ 45,000 |
| Lynchburg, VA | 146 | $ 10,381,000 | $ 71,102 | $ 34,000 |
| Rocky Mount, NC | 137 | $ 8,393,000 | $ 61,262 | $ 36,000 |
| Tallahassee, FL | 136 | $ 11,722,000 | $ 86,191 | $ 42,000 |
| Huntsville, AL | 134 | $ 7,706,000 | $ 57,507 | $ 38,000 |
| Hot Springs, AR | 129 | $ 6,674,000 | $ 51,736 | $ 30,000 |
| Greenville, NC | 128 | $ 8,285,000 | $ 64,726 | $ 37,000 |
| Pensacola-Ferry Pass-Brent, FL | 128 | $ 8,197,000 | $ 64,039 | $ 35,000 |
| Burlington, NC | 127 | $ 8,801,000 | $ 69,299 | $ 40,000 |
| Anderson, SC | 126 | $ 8,573,000 | $ 68,039 | $ 34,000 |
| El Paso, TX | 126 | $ 7,377,000 | $ 58,547 | $ 35,000 |
| Cleveland, TN | 122 | $ 8,179,000 | $ 67,040 | $ 36,000 |
| Cincinnati-Middletown, OH-KY-IN | 121 | $ 7,067,000 | $ 58,404 | $ 38,661 |
| Fayetteville, NC | 115 | $ 8,293,000 | $ 72,113 | $ 37,000 |
| Lafayette, LA | 114 | $ 6,231,000 | $ 54,657 | $ 43,000 |
| Longview, TX | 110 | $ 7,048,000 | $ 64,072 | $ 49,000 |
| Killeen-Temple-Fort Hood, TX | 106 | $ 6,302,000 | $ 59,452 | $ 46,000 |
| Decatur, AL | 104 | $ 5,655,000 | $ 54,375 | $ 36,000 |
| Shreveport-Bossier City, LA | 104 | $ 6,740,000 | $ 64,807 | $ 44,000 |
| Tuscaloosa, AL | 104 | $ 5,758,000 | $ 55,365 | $ 37,000 |
| Roanoke, VA | 102 | $ 7,465,000 | $ 73,186 | $ 35,000 |
| Anniston-Oxford, AL | 101 | $ 6,924,000 | $ 68,554 | $ 37,000 |
| Boise City-Nampa, ID | 101 | $ 6,908,000 | $ 68,396 | $ 42,000 |
| Mobile, AL | 100 | $ 6,283,000 | $ 62,830 | $ 41,000 |
| Winston-Salem, NC | 99 | $ 6,962,000 | $ 70,323 | $ 37,000 |
| Fort Smith, AR-OK | 96 | $ 6,014,000 | $ 62,645 | $ 34,343 |
| Hattiesburg, MS | 96 | $ 5,077,000 | $ 52,885 | $ 45,000 |
| Augusta-Richmond County, GA-SC | 94 | $ 6,206,000 | $ 66,021 | $ 35,000 |
| Beaumont-Port Arthur, TX | 91 | $ 6,432,000 | $ 70,681 | $ 48,000 |
| Jonesboro, AR | 91 | $ 4,840,000 | $ 53,186 | $ 30,000 |
| Durham-Chapel Hill, NC | 90 | $ 6,860,000 | $ 76,222 | $ 36,000 |
| Lakeland-Winter Haven, FL | 90 | $ 8,108,000 | $ 90,088 | $ 46,000 |
| Evansville, IN-KY | 89 | $ 5,885,000 | $ 66,123 | $ 41,067 |
| Elizabethtown, KY | 86 | $ 7,232,000 | $ 84,093 | $ 36,000 |
| Amarillo, TX | 84 | $ 5,691,000 | $ 67,750 | $ 47,000 |
| Auburn-Opelika, AL | 84 | $ 6,079,000 | $ 72,369 | $ 43,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 84 | $ 5,244,000 | $ 62,428 | $ 39,000 |
| Jacksonville, NC | 83 | $ 5,732,000 | $ 69,060 | $ 36,000 |
| Pine Bluff, AR | 83 | $ 5,113,000 | $ 61,602 | $ 39,000 |
| Columbus, OH | 82 | $ 5,968,000 | $ 72,780 | $ 41,000 |
| Las Cruces, NM | 82 | $ 5,528,000 | $ 67,414 | $ 33,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 79 | $ 5,426,000 | $ 68,683 | $ 46,202 |
| Albuquerque, NM | 78 | $ 4,995,000 | $ 64,038 | $ 51,000 |
| Danville, VA | 77 | $ 6,460,000 | $ 83,896 | $ 35,000 |
| Greeley, CO | 77 | $ 4,885,000 | $ 63,441 | $ 43,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 77 | $ 5,796,000 | $ 75,272 | $ 43,000 |
| College Station-Bryan, TX | 76 | $ 3,479,000 | $ 45,776 | $ 44,000 |
| Crestview-Fort Walton Beach-Destin, FL | 76 | $ 5,786,000 | $ 76,131 | $ 39,000 |
| Lake Charles, LA | 75 | $ 3,821,000 | $ 50,946 | $ 50,000 |
| Owensboro, KY | 74 | $ 4,676,000 | $ 63,189 | $ 39,000 |
| Wichita, KS | 74 | $ 5,019,000 | $ 67,824 | $ 44,000 |
| Blacksburg-Christiansburg-Radford, VA | 73 | $ 3,815,000 | $ 52,260 | $ 33,000 |
| Goldsboro, NC | 72 | $ 4,428,000 | $ 61,500 | $ 36,000 |
| Gulfport-Biloxi, MS | 72 | $ 4,858,000 | $ 67,472 | $ 46,000 |
| McAllen-Edinburg-Mission, TX | 72 | $ 3,718,000 | $ 51,638 | $ 46,000 |
| Waco, TX | 70 | $ 4,879,000 | $ 69,700 | $ 49,000 |
| Atlanta-Sandy Springs-Marietta, GA | 68 | $ 5,065,000 | $ 74,485 | $ 48,000 |
| Clarksville, TN-KY | 68 | $ 4,948,000 | $ 72,764 | $ 41,294 |
| Sumter, SC | 68 | $ 4,211,000 | $ 61,926 | $ 40,000 |
| Florence, SC | 67 | $ 4,516,000 | $ 67,402 | $ 42,000 |
| Phoenix-Mesa-Glendale, AZ | 66 | $ 6,674,000 | $ 101,121 | $ 63,000 |
| Victoria, TX | 66 | $ 3,506,000 | $ 53,121 | $ 43,000 |
| Jackson, TN | 64 | $ 4,688,000 | $ 73,250 | $ 36,000 |
| Joplin, MO | 61 | $ 4,192,000 | $ 68,721 | $ 37,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 61 | $ 3,753,000 | $ 61,524 | $ 38,557 |
| Salt Lake City, UT | 60 | $ 4,442,000 | $ 74,033 | $ 43,000 |
| Lexington-Fayette, KY | 59 | $ 3,717,000 | $ 63,000 | $ 46,000 |
| Texarkana, Tx-Texarkana, AR | 59 | $ 3,908,000 | $ 66,237 | $ 40,440 |
| Gadsden, AL | 58 | $ 3,803,000 | $ 65,568 | $ 41,000 |
| Brownsville-Harlingen, TX | 55 | $ 3,001,000 | $ 54,563 | $ 39,000 |
| Monroe, LA | 54 | $ 2,682,000 | $ 49,666 | $ 33,000 |
| Farmington, NM | 53 | $ 2,828,000 | $ 53,358 | $ 37,000 |
| Cheyenne, WY | 46 | $ 2,777,000 | $ 60,369 | $ 37,000 |
| Athens-Clarke County, GA | 45 | $ 4,327,000 | $ 96,155 | $ 40,000 |
| Charlottesville, VA | 45 | $ 3,252,000 | $ 72,266 | $ 34,000 |
| Pittsburgh, PA | 45 | $ 3,772,000 | $ 83,822 | $ 43,000 |
| Santa Rosa-Petaluma, CA | 45 | $ 4,240,000 | $ 94,222 | $ 60,000 |
| Alexandria, LA | 44 | $ 2,728,000 | $ 62,000 | $ 48,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 44 | $ 4,048,000 | $ 92,000 | $ 52,000 |
| Jefferson City, MO | 43 | $ 2,574,000 | $ 59,860 | $ 36,000 |
| Dalton, GA | 42 | $ 2,874,000 | $ 68,428 | $ 36,000 |
| Pascagoula, MS | 41 | $ 2,344,000 | $ 57,170 | $ 44,000 |
| Sherman-Denison, TX | 41 | $ 2,455,000 | $ 59,878 | $ 50,000 |
| Tyler, TX | 40 | $ 1,912,000 | $ 47,800 | $ 43,000 |
| Kansas City, MO-KS | 39 | $ 2,948,000 | $ 75,589 | $ 43,512 |
| Bowling Green, KY | 38 | $ 2,481,000 | $ 65,289 | $ 39,000 |
| Topeka, KS | 38 | $ 2,539,000 | $ 66,815 | $ 43,000 |
| Ogden-Clearfield, UT | 36 | $ 2,408,000 | $ 66,888 | $ 44,000 |
| Columbus, GA-AL | 35 | $ 2,870,000 | $ 82,000 | $ 43,971 |
| Lake Havasu City-Kingman, AZ | 35 | $ 3,521,000 | $ 100,600 | $ 78,000 |
| Columbia, MO | 33 | $ 2,030,000 | $ 61,515 | $ 36,000 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 3,184,000 | $ 99,500 | $ 50,000 |
| Dover, DE | 29 | $ 2,250,000 | $ 77,586 | $ 46,000 |
| Manhattan, KS | 29 | $ 1,773,000 | $ 61,137 | $ 44,000 |
| Albany, GA | 26 | $ 1,795,000 | $ 69,038 | $ 48,000 |
| Odessa, TX | 24 | $ 1,108,000 | $ 46,166 | $ 46,000 |
| Philadelphia, PA | 24 | $ 1,595,000 | $ 66,458 | $ 54,000 |
| Harrisonburg, VA | 23 | $ 1,803,000 | $ 78,391 | $ 55,000 |
| Orlando-Kissimmee-Sanford, FL | 23 | $ 2,453,000 | $ 106,652 | $ 66,000 |
| Salisbury, MD | 22 | $ 1,649,000 | $ 74,954 | $ 39,000 |
| Lancaster, PA | 21 | $ 1,435,000 | $ 68,333 | $ 47,000 |
| Las Vegas-Paradise, NV | 21 | $ 1,789,000 | $ 85,190 | $ 55,000 |
| Lubbock, TX | 21 | $ 1,105,000 | $ 52,619 | $ 50,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 21 | $ 1,493,000 | $ 71,095 | $ 62,190 |
| Riverside-San Bernardino-Ontario, CA | 20 | $ 1,433,000 | $ 71,650 | $ 66,000 |
| Warren-Troy-Farmington Hills, MI | 20 | $ 637,000 | $ 31,850 | $ 35,000 |
| Fort Collins-Loveland, CO | 19 | $ 1,262,000 | $ 66,421 | $ 46,000 |
| Provo-Orem, UT | 19 | $ 831,000 | $ 43,736 | $ 31,000 |
| Savannah, GA | 19 | $ 951,000 | $ 50,052 | $ 39,000 |
| Florence-Muscle Shoals, AL | 18 | $ 903,000 | $ 50,166 | $ 44,000 |
| Baltimore-Towson, MD | 17 | $ 1,454,000 | $ 85,529 | $ 49,000 |
| Vallejo-Fairfield, CA | 17 | $ 1,242,000 | $ 73,058 | $ 55,000 |
| Morgantown, WV | 16 | $ 854,000 | $ 53,375 | $ 45,000 |
| Pueblo, CO | 16 | $ 1,574,000 | $ 98,375 | $ 48,000 |
| Yakima, WA | 16 | $ 1,529,000 | $ 95,562 | $ 42,000 |
| Dayton, OH | 15 | $ 759,000 | $ 50,600 | $ 33,000 |
| Lawton, OK | 15 | $ 1,182,000 | $ 78,800 | $ 43,000 |
| Corpus Christi, TX | 14 | $ 668,000 | $ 47,714 | $ 46,000 |
| Ocala, FL | 14 | $ 1,050,000 | $ 75,000 | $ 67,000 |
| Santa Fe, NM | 14 | $ 872,000 | $ 62,285 | $ 172,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 817,000 | $ 62,846 | $ 85,000 |
| Oakland-Fremont-Hayward, CA | 13 | $ 1,116,000 | $ 85,846 | $ 70,000 |
| Abilene, TX | 12 | $ 697,000 | $ 58,083 | $ 50,000 |
| Santa Ana-Anaheim-Irvine, CA | 12 | $ 708,000 | $ 59,000 | $ 73,000 |
| Idaho Falls, ID | 11 | $ 1,007,000 | $ 91,545 | $ 45,000 |
| Macon, GA | 11 | $ 603,000 | $ 54,818 | $ 65,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 1,183,000 | $ 107,545 | $ 68,000 |
| Seattle-Bellevue-Everett, WA | 11 | $ 911,000 | $ 82,818 | $ 59,000 |
| Wilmington, DE-MD-NJ | 11 | $ 732,000 | $ 66,545 | $ 68,000 |
| Chicago-Joliet-Naperville, IL | 10 | $ 795,000 | $ 79,500 | $ 34,000 |
| Colorado Springs, CO | 10 | $ 628,000 | $ 62,800 | $ 52,000 |
| Mansfield, OH | 10 | $ 772,000 | $ 77,200 | $ 28,000 |
| Reno-Sparks, NV | 10 | $ 1,049,000 | $ 104,900 | $ 49,000 |
| Toledo, OH | 10 | $ 480,000 | $ 48,000 | $ 50,000 |
| Bloomington, IN | 9 | $ 277,000 | $ 30,777 | $ 36,000 |
| New York-White Plains-Wayne, NY-NJ | 9 | $ 732,000 | $ 81,333 | $ 77,666 |
| Prescott, AZ | 9 | $ 944,000 | $ 104,888 | $ 55,000 |
| Bend, OR | 8 | $ 624,000 | $ 78,000 | $ 33,000 |
| Chico, CA | 8 | $ 637,000 | $ 79,625 | $ 48,000 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 386,000 | $ 48,250 | $ 39,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 624,000 | $ 78,000 | $ 41,125 |
| Scranton--Wilkes-Barre, PA | 8 | $ 617,000 | $ 77,125 | $ 58,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 446,000 | $ 63,714 | $ 36,000 |
| Flagstaff, AZ | 7 | $ 782,000 | $ 111,714 | $ 75,000 |
| Gainesville, GA | 7 | $ 744,000 | $ 106,285 | $ 68,000 |
| Lawrence, KS | 7 | $ 536,000 | $ 76,571 | $ 44,000 |
| Midland, TX | 7 | $ 403,000 | $ 57,571 | $ 53,000 |
| Palm Coast, FL | 7 | $ 502,000 | $ 71,714 | $ 34,000 |
| San Diego-Carlsbad-San Marcos, CA | 7 | $ 495,000 | $ 70,714 | $ 59,000 |
| Yuma, AZ | 7 | $ 642,000 | $ 91,714 | $ 55,000 |
| Boulder, CO | 6 | $ 463,000 | $ 77,166 | $ 43,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 244,000 | $ 40,666 | $ 49,000 |
| Nassau-Suffolk, NY | 6 | $ 842,000 | $ 140,333 | $ 67,000 |
| Syracuse, NY | 6 | $ 285,000 | $ 47,500 | $ 31,000 |
| Warner Robins, GA | 6 | $ 340,000 | $ 56,666 | $ 40,000 |
| Wenatchee-East Wenatchee, WA | 6 | $ 463,000 | $ 77,166 | $ 68,000 |
| York-Hanover, PA | 6 | $ 461,000 | $ 76,833 | $ 55,000 |
| Akron, OH | 5 | $ 297,000 | $ 59,400 | $ 36,000 |
| Cape Girardeau-Jackson, MO-IL | 5 | $ 330,000 | $ 66,000 | $ 48,800 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 216,000 | $ 43,200 | $ 32,000 |
| Olympia, WA | 5 | $ 511,000 | $ 102,200 | $ 49,000 |
| Pocatello, ID | 5 | $ 635,000 | $ 127,000 | $ 59,000 |
| Rome, GA | 5 | $ 253,000 | $ 50,600 | $ 37,000 |
| Spokane, WA | 5 | $ 435,000 | $ 87,000 | $ 60,000 |
| St. Joseph, MO-KS | 5 | $ 432,000 | $ 86,400 | $ 47,000 |
| Wichita Falls, TX | 5 | $ 257,000 | $ 51,400 | $ 44,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 364,000 | $ 91,000 | $ 58,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 114,000 | $ 28,500 | $ 17,000 |
| Gary, IN | 4 | $ 294,000 | $ 73,500 | $ 39,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 344,000 | $ 86,000 | $ 58,000 |
| Lima, OH | 4 | $ 175,000 | $ 43,750 | $ 27,000 |
| Napa, CA | 4 | $ 449,000 | $ 112,250 | $ 58,000 |
| Newark-Union, NJ-PA | 4 | $ 468,000 | $ 117,000 | $ 83,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 271,000 | $ 67,750 | $ 42,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 245,000 | $ 61,250 | $ 35,000 |
| Port St. Lucie, FL | 4 | $ 374,000 | $ 93,500 | $ 59,000 |
| Salem, OR | 4 | $ 370,000 | $ 92,500 | $ 135,000 |
| Sioux Falls, SD | 4 | $ 140,000 | $ 35,000 | $ 31,000 |
| Springfield, OH | 4 | $ 153,000 | $ 38,250 | $ 51,000 |
| Tacoma, WA | 4 | $ 411,000 | $ 102,750 | $ 81,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 287,000 | $ 71,750 | $ 25,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 81,000 | $ 27,000 | $ 35,000 |
| Bakersfield-Delano, CA | 3 | $ 311,000 | $ 103,666 | $ 52,000 |
| Camden, NJ | 3 | $ 230,000 | $ 76,666 | $ 40,000 |
| Casper, WY | 3 | $ 198,000 | $ 66,000 | $ 37,000 |
| Champaign-Urbana, IL | 3 | $ 121,000 | $ 40,333 | $ 29,000 |
| Dothan, AL | 3 | $ 231,000 | $ 77,000 | $ 51,000 |
| El Centro, CA | 3 | $ 141,000 | $ 47,000 | $ 39,000 |
| Erie, PA | 3 | $ 144,000 | $ 48,000 | $ 46,000 |
| Gainesville, FL | 3 | $ 246,000 | $ 82,000 | $ 66,000 |
| Grand Junction, CO | 3 | $ 256,000 | $ 85,333 | $ 78,000 |
| Indianapolis-Carmel, IN | 3 | $ 109,000 | $ 36,333 | $ 56,000 |
| Kennewick-Pasco-Richland, WA | 3 | $ 127,000 | $ 42,333 | $ 27,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 147,000 | $ 49,000 | $ 21,666 |
| Lincoln, NE | 3 | $ 421,000 | $ 140,333 | $ 47,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 156,000 | $ 52,000 | $ 38,000 |
| Reading, PA | 3 | $ 157,000 | $ 52,333 | $ 46,000 |
| Springfield, MA | 3 | $ 289,000 | $ 96,333 | $ 42,000 |
| Stockton, CA | 3 | $ 364,000 | $ 121,333 | $ 94,000 |
| Valdosta, GA | 3 | $ 138,000 | $ 46,000 | $ 40,000 |
| Wheeling, WV-OH | 3 | $ 195,000 | $ 65,000 | $ 37,000 |
| Williamsport, PA | 3 | $ 212,000 | $ 70,666 | $ 55,000 |
| Yuba City, CA | 3 | $ 421,000 | $ 140,333 | $ 63,000 |
| Ann Arbor, MI | 2 | $ 54,000 | $ 27,000 | $ 38,000 |
| Bethesda-Rockville-Frederick, MD | 2 | $ 94,000 | $ 47,000 | $ 57,000 |
| Binghamton, NY | 2 | $ 145,000 | $ 72,500 | $ 24,000 |
| Bloomington-Normal, IL | 2 | $ 71,000 | $ 35,500 | $ 26,000 |
| Brunswick, GA | 2 | $ 284,000 | $ 142,000 | $ 48,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 60,000 | $ 30,000 | $ 24,000 |
| Coeur D'Alene, ID | 2 | $ 165,000 | $ 82,500 | $ 90,000 |
| Decatur, IL | 2 | $ 96,000 | $ 48,000 | $ 29,000 |
| Edison-New Brunswick, NJ | 2 | $ 211,000 | $ 105,500 | $ 20,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 123,000 | $ 61,500 | $ 23,000 |
| Fresno, CA | 2 | $ 96,000 | $ 48,000 | $ 16,000 |
| Great Falls, MT | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Harrisburg-Carlisle, PA | 2 | $ 42,000 | $ 21,000 | $ 48,000 |
| Holland-Grand Haven, MI | 2 | $ 78,000 | $ 39,000 | $ 25,000 |
| Lansing-East Lansing, MI | 2 | $ 73,000 | $ 36,500 | $ 42,000 |
| Medford, OR | 2 | $ 76,000 | $ 38,000 | $ 44,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 96,000 | $ 48,000 | $ 16,000 |
| Modesto, CA | 2 | $ 119,000 | $ 59,500 | $ 22,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 157,000 | $ 78,500 | $ 80,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 81,000 | $ 40,500 | $ 27,000 |
| Providence-New Bedford-Fall River, RI-MA | 2 | $ 224,000 | $ 112,000 | $ 39,000 |
| Rockford, IL | 2 | $ 91,000 | $ 45,500 | $ 15,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 212,000 | $ 106,000 | $ 98,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 242,000 | $ 121,000 | $ 98,000 |
| Springfield, IL | 2 | $ 65,000 | $ 32,500 | $ 29,000 |
| Terre Haute, IN | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Winchester, VA-WV | 2 | $ 156,000 | $ 78,000 | $ 34,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 23,000 | $ 11,500 | $ 66,000 |
| Ames, IA | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Anchorage, AK | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Billings, MT | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Boston-Quincy, MA | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Bremerton-Silverdale, WA | 1 | $ 44,000 | $ 44,000 | $ 18,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 69,000 | $ 69,000 | $ 14,000 |
| Canton-Massillon, OH | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Carson City, NV | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Cedar Rapids, IA | 1 | $ 12,000 | $ 12,000 | $ 69,000 |
| Columbus, IN | 1 | $ 21,000 | $ 21,000 | $ 17,000 |
| Corvallis, OR | 1 | $ 17,000 | $ 17,000 | $ 20,000 |
| Cumberland, MD-WV | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Des Moines-West Des Moines, IA | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
| Elkhart-Goshen, IN | 1 | $ 4,000 | $ 4,000 | $ 15,000 |
| Eugene-Springfield, OR | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
| Fort Wayne, IN | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Glens Falls, NY | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 24,000 | $ 24,000 | $ 73,000 |
| Honolulu, HI | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Iowa City, IA | 1 | $ 19,000 | $ 19,000 | $ 77,000 |
| Johnstown, PA | 1 | $ 51,000 | $ 51,000 | $ 54,000 |
| Kalamazoo-Portage, MI | 1 | $ 10,000 | $ 10,000 | $ 13,000 |
| Laredo, TX | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Lebanon, PA | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Mankato-North Mankato, MN | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Merced, CA | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Missoula, MT | 1 | $ 41,000 | $ 41,000 | $ 63,000 |
| Monroe, MI | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| Naples-Marco Island, FL | 1 | $ 344,000 | $ 344,000 | $ 114,000 |
| New Haven-Milford, CT | 1 | $ 52,000 | $ 52,000 | $ 100,000 |
| Norwich-New London, CT | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Peoria, IL | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Punta Gorda, FL | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Racine, WI | 1 | $ 18,000 | $ 18,000 | $ 63,000 |
| Rapid City, SD | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Redding, CA | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Rochester, NY | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Rockingham County-Strafford County, NH | 1 | $ 81,000 | $ 81,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 111,000 | $ 111,000 | $ 78,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 57,000 | $ 57,000 | $ 70,000 |
| Sebastian-Vero Beach, FL | 1 | $ 49,000 | $ 49,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| St. Cloud, MN | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| St. George, UT | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Utica-Rome, NY | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Worcester, MA | 1 | $ 64,000 | $ 64,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Vanderbilt Mortgage in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 80,912 | $5,486,186,000 | $67,000 | $2,101,000 | $40,000 | $3,409,000 |
| Refinancing | 3 | $294,000 | $98,000 | $117,000 | $34,000 | $47,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 49,325 | $3,383,858,000 | $68,000 | $2,101,000 | $42,000 | $3,409,000 |
| Black or African American | 15,041 | $1,028,389,000 | $68,000 | $322,000 | $36,000 | $1,620,000 |
| Not Provided | 7,517 | $508,436,000 | $67,000 | $673,000 | $38,000 | $1,080,000 |
| Hispanic | 6,802 | $421,921,000 | $62,000 | $422,000 | $40,000 | $1,042,000 |
| American Indian or Alaskan Native | 1,815 | $115,339,000 | $63,000 | $389,000 | $41,000 | $862,000 |
| Native Hawaiian or Other Pacific Islander | 200 | $13,512,000 | $67,000 | $245,000 | $39,000 | $199,000 |
| Asian | 195 | $14,125,000 | $72,000 | $246,000 | $66,000 | $1,877,000 |
| Not applicable | 20 | $900,000 | $45,000 | $97,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69,810 | $4,799,412,000 | $68,000 | $2,101,000 | $41,000 | $3,409,000 |
| FHA-insured (Federal Housing Administration) | 11,105 | $687,068,000 | $61,000 | $673,000 | $37,000 | $636,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 47,538 | $3,346,554,000 | $70,000 | $866,000 | $37,000 | $1,916,000 |
| Application Approved But Not Accepted | 23,866 | $1,527,313,000 | $63,000 | $2,101,000 | $44,000 | $3,409,000 |
| Loan Originated | 9,491 | $611,713,000 | $64,000 | $333,000 | $47,000 | $1,891,000 |
| Loan Purchased By The Institution | 20 | $900,000 | $45,000 | $97,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanderbilt Mortgage's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanderbilt Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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