Clearpoint Funding, Inc. Mortgage Lending & HMDA Data, 2011
In 2011, Clearpoint Funding, Inc. of Westborough, MA reported 7,412 mortgage applications totaling $1.9 billion, up 73% from 2010. The average application was for $258,829, and applicants reported an average income of $114,206. 70% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (977), Boston-Quincy, MA (410) and Cambridge-Newton-Framingham, MA (390) (applications in parentheses).
| Mortgage Company & Address | Clearpoint Funding, Inc. 4 Technology Drive, Suite 200 Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 7,412 |
| Total Mortgage Loan Application Amount | $1,918,445,000 |
| Average Mortgage Loan Application Amount | $258,829 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $114,206 |
| Highest Applicant Income | $1,853,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpoint Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 977 | $ 331,834,000 | $ 339,645 | $ 138,000 |
| Middlesex, Massachusetts | 390 | $ 105,929,000 | $ 271,612 | $ 113,000 |
| Essex, Massachusetts | 343 | $ 86,915,000 | $ 253,396 | $ 96,000 |
| Santa Clara, California | 274 | $ 111,773,000 | $ 407,930 | $ 174,000 |
| Orange, California | 270 | $ 95,589,000 | $ 354,033 | $ 141,000 |
| Hillsborough, New Hampshire | 263 | $ 52,098,000 | $ 198,091 | $ 98,000 |
| Rockingham, New Hampshire | 254 | $ 54,365,000 | $ 214,035 | $ 97,000 |
| Cook, Illinois | 192 | $ 36,103,000 | $ 188,036 | $ 70,000 |
| Norfolk, Massachusetts | 171 | $ 49,143,000 | $ 287,385 | $ 110,000 |
| San Diego, California | 156 | $ 51,919,000 | $ 332,814 | $ 124,000 |
| Ventura, California | 147 | $ 51,121,000 | $ 347,761 | $ 133,000 |
| Worcester, Massachusetts | 143 | $ 30,791,000 | $ 215,321 | $ 90,000 |
| Fairfield, Connecticut | 141 | $ 42,758,000 | $ 303,248 | $ 121,000 |
| Montgomery, Maryland | 132 | $ 43,117,000 | $ 326,643 | $ 131,000 |
| Bexar, Texas | 130 | $ 22,345,000 | $ 171,884 | $ 97,000 |
| Providence, Rhode Island | 129 | $ 23,562,000 | $ 182,651 | $ 88,000 |
| Suffolk, Massachusetts | 127 | $ 37,281,000 | $ 293,551 | $ 128,000 |
| Plymouth, Massachusetts | 112 | $ 26,806,000 | $ 239,339 | $ 93,000 |
| Harris, Texas | 104 | $ 18,440,000 | $ 177,307 | $ 110,000 |
| Alameda, California | 103 | $ 35,077,000 | $ 340,553 | $ 162,000 |
| Hartford, Connecticut | 89 | $ 17,112,000 | $ 192,269 | $ 83,000 |
| New Haven, Connecticut | 79 | $ 15,869,000 | $ 200,873 | $ 103,000 |
| Bristol, Massachusetts | 72 | $ 16,580,000 | $ 230,277 | $ 84,000 |
| Montgomery, Texas | 63 | $ 14,141,000 | $ 224,460 | $ 128,000 |
| Allegheny, Pennsylvania | 57 | $ 9,458,000 | $ 165,929 | $ 93,000 |
| Riverside, California | 53 | $ 12,351,000 | $ 233,037 | $ 129,000 |
| San Bernardino, California | 53 | $ 12,666,000 | $ 238,981 | $ 113,000 |
| Contra Costa, California | 52 | $ 20,066,000 | $ 385,884 | $ 189,000 |
| Miami-Dade, Florida | 52 | $ 10,954,000 | $ 210,653 | $ 120,000 |
| Merrimack, New Hampshire | 52 | $ 10,207,000 | $ 196,288 | $ 117,000 |
| Broward, Florida | 51 | $ 9,867,000 | $ 193,470 | $ 76,000 |
| Washington, Rhode Island | 50 | $ 11,223,000 | $ 224,460 | $ 108,000 |
| Barnstable, Massachusetts | 49 | $ 11,982,000 | $ 244,530 | $ 133,000 |
| King, Washington | 47 | $ 15,621,000 | $ 332,361 | $ 139,000 |
| Strafford, New Hampshire | 45 | $ 7,987,000 | $ 177,488 | $ 89,000 |
| Travis, Texas | 45 | $ 10,137,000 | $ 225,266 | $ 129,000 |
| Kent, Rhode Island | 38 | $ 7,315,000 | $ 192,500 | $ 92,000 |
| Palm Beach, Florida | 33 | $ 7,594,000 | $ 230,121 | $ 117,000 |
| San Mateo, California | 32 | $ 11,057,000 | $ 345,531 | $ 145,000 |
| Knox, Tennessee | 31 | $ 5,314,000 | $ 171,419 | $ 102,000 |
| Salt Lake, Utah | 31 | $ 8,257,000 | $ 266,354 | $ 105,000 |
| Cobb, Georgia | 30 | $ 6,547,000 | $ 218,233 | $ 110,000 |
| DeKalb, Georgia | 30 | $ 6,309,000 | $ 210,300 | $ 124,000 |
| York, Maine | 29 | $ 5,014,000 | $ 172,896 | $ 71,000 |
| Okaloosa, Florida | 28 | $ 4,878,000 | $ 174,214 | $ 78,000 |
| Litchfield, Connecticut | 25 | $ 5,664,000 | $ 226,560 | $ 92,000 |
| Fort Bend, Texas | 25 | $ 5,243,000 | $ 209,720 | $ 99,000 |
| Lake, Illinois | 24 | $ 5,224,000 | $ 217,666 | $ 109,000 |
| Webb, Texas | 24 | $ 4,133,000 | $ 172,208 | $ 76,000 |
| Will, Illinois | 23 | $ 4,984,000 | $ 216,695 | $ 89,000 |
| Duval, Florida | 22 | $ 2,982,000 | $ 135,545 | $ 87,000 |
| Howard, Maryland | 22 | $ 7,735,000 | $ 351,590 | $ 141,000 |
| Middlesex, Connecticut | 21 | $ 5,126,000 | $ 244,095 | $ 94,000 |
| Fulton, Georgia | 20 | $ 4,672,000 | $ 233,600 | $ 113,000 |
| Gwinnett, Georgia | 20 | $ 3,512,000 | $ 175,600 | $ 92,000 |
| DuPage, Illinois | 20 | $ 4,728,000 | $ 236,400 | $ 89,000 |
| Kerr, Texas | 20 | $ 2,642,000 | $ 132,100 | $ 72,000 |
| Williamson, Texas | 20 | $ 3,352,000 | $ 167,600 | $ 113,000 |
| San Francisco, California | 19 | $ 5,986,000 | $ 315,052 | $ 179,000 |
| Comal, Texas | 19 | $ 4,617,000 | $ 243,000 | $ 98,000 |
| Hidalgo, Texas | 19 | $ 2,118,000 | $ 111,473 | $ 61,000 |
| Sacramento, California | 18 | $ 3,883,000 | $ 215,722 | $ 127,000 |
| Tolland, Connecticut | 18 | $ 4,326,000 | $ 240,333 | $ 84,000 |
| Prince George's, Maryland | 18 | $ 4,930,000 | $ 273,888 | $ 127,000 |
| Orange, Florida | 17 | $ 2,658,000 | $ 156,352 | $ 84,000 |
| District of Columbia, District Of Columbia | 16 | $ 4,448,000 | $ 278,000 | $ 149,000 |
| Pinellas, Florida | 16 | $ 2,975,000 | $ 185,937 | $ 124,000 |
| Cumberland, Maine | 16 | $ 3,472,000 | $ 217,000 | $ 88,000 |
| Anne Arundel, Maryland | 16 | $ 4,276,000 | $ 267,250 | $ 92,000 |
| Belknap, New Hampshire | 16 | $ 3,467,000 | $ 216,687 | $ 124,000 |
| El Paso, Texas | 16 | $ 2,464,000 | $ 154,000 | $ 85,000 |
| Maricopa, Arizona | 15 | $ 2,395,000 | $ 159,666 | $ 96,000 |
| Marin, California | 15 | $ 6,126,000 | $ 408,400 | $ 191,000 |
| Sonoma, California | 15 | $ 4,756,000 | $ 317,066 | $ 116,000 |
| Hampden, Massachusetts | 15 | $ 2,377,000 | $ 158,466 | $ 79,000 |
| Hennepin, Minnesota | 15 | $ 2,953,000 | $ 196,866 | $ 63,000 |
| New London, Connecticut | 14 | $ 2,455,000 | $ 175,357 | $ 108,000 |
| Seminole, Florida | 14 | $ 2,509,000 | $ 179,214 | $ 85,000 |
| Tarrant, Texas | 13 | $ 2,659,000 | $ 204,538 | $ 123,000 |
| Fairfax, Virginia | 13 | $ 4,107,000 | $ 315,923 | $ 142,000 |
| Dane, Wisconsin | 13 | $ 2,747,000 | $ 211,307 | $ 100,000 |
| San Joaquin, California | 12 | $ 2,054,000 | $ 171,166 | $ 126,000 |
| Lee, Florida | 12 | $ 1,884,000 | $ 157,000 | $ 68,000 |
| Marion, Florida | 12 | $ 1,365,000 | $ 113,750 | $ 59,000 |
| Beaver, Pennsylvania | 12 | $ 1,869,000 | $ 155,750 | $ 85,000 |
| Davis, Utah | 12 | $ 2,400,000 | $ 200,000 | $ 85,000 |
| Collier, Florida | 11 | $ 2,667,000 | $ 242,454 | $ 171,000 |
| Hillsborough, Florida | 11 | $ 2,631,000 | $ 239,181 | $ 129,000 |
| Dallas, Texas | 11 | $ 2,129,000 | $ 193,545 | $ 90,000 |
| Santa Cruz, California | 10 | $ 3,467,000 | $ 346,700 | $ 135,000 |
| Volusia, Florida | 10 | $ 1,265,000 | $ 126,500 | $ 84,000 |
| Washington, Pennsylvania | 10 | $ 1,947,000 | $ 194,700 | $ 111,000 |
| Newport, Rhode Island | 10 | $ 3,004,000 | $ 300,400 | $ 103,000 |
| Davidson, Tennessee | 10 | $ 1,955,000 | $ 195,500 | $ 115,000 |
| Guadalupe, Texas | 10 | $ 1,590,000 | $ 159,000 | $ 59,000 |
| Weber, Utah | 10 | $ 1,872,000 | $ 187,200 | $ 70,000 |
| Santa Barbara, California | 9 | $ 3,645,000 | $ 405,000 | $ 115,000 |
| Osceola, Florida | 9 | $ 1,125,000 | $ 125,000 | $ 39,000 |
| Kane, Illinois | 9 | $ 1,789,000 | $ 198,777 | $ 128,000 |
| Baltimore, Maryland | 9 | $ 2,268,000 | $ 252,000 | $ 77,000 |
| Carroll, Maryland | 9 | $ 3,234,000 | $ 359,333 | $ 124,000 |
| Cheshire, New Hampshire | 9 | $ 1,177,000 | $ 130,777 | $ 59,000 |
| Westmoreland, Pennsylvania | 9 | $ 1,772,000 | $ 196,888 | $ 103,000 |
| Brazoria, Texas | 9 | $ 1,276,000 | $ 141,777 | $ 91,000 |
| Hays, Texas | 9 | $ 1,842,000 | $ 204,666 | $ 92,000 |
| Kern, California | 8 | $ 1,305,000 | $ 163,125 | $ 107,000 |
| Larimer, Colorado | 8 | $ 1,453,000 | $ 181,625 | $ 91,000 |
| Bucks, Pennsylvania | 8 | $ 1,654,000 | $ 206,750 | $ 81,000 |
| Butler, Pennsylvania | 8 | $ 1,604,000 | $ 200,500 | $ 108,000 |
| Bristol, Rhode Island | 8 | $ 2,249,000 | $ 281,125 | $ 81,000 |
| Brazos, Texas | 8 | $ 1,132,000 | $ 141,500 | $ 96,000 |
| Jefferson, Alabama | 7 | $ 1,078,000 | $ 154,000 | $ 121,000 |
| Fresno, California | 7 | $ 1,766,000 | $ 252,285 | $ 157,000 |
| Pasco, Florida | 7 | $ 1,378,000 | $ 196,857 | $ 76,000 |
| McHenry, Illinois | 7 | $ 774,000 | $ 110,571 | $ 97,000 |
| Hampshire, Massachusetts | 7 | $ 1,954,000 | $ 279,142 | $ 115,000 |
| Dakota, Minnesota | 7 | $ 1,711,000 | $ 244,428 | $ 107,000 |
| Washington, Minnesota | 7 | $ 1,260,000 | $ 180,000 | $ 68,000 |
| Hudson, New Jersey | 7 | $ 1,592,000 | $ 227,428 | $ 91,000 |
| Anderson, Tennessee | 7 | $ 1,080,000 | $ 154,285 | $ 52,000 |
| Galveston, Texas | 7 | $ 1,216,000 | $ 173,714 | $ 171,000 |
| Wharton, Texas | 7 | $ 812,000 | $ 116,000 | $ 50,000 |
| Snohomish, Washington | 7 | $ 1,856,000 | $ 265,142 | $ 117,000 |
| Placer, California | 6 | $ 1,871,000 | $ 311,833 | $ 147,000 |
| San Luis Obispo, California | 6 | $ 1,928,000 | $ 321,333 | $ 124,000 |
| Brevard, Florida | 6 | $ 898,000 | $ 149,666 | $ 103,000 |
| Citrus, Florida | 6 | $ 953,000 | $ 158,833 | $ 102,000 |
| Cherokee, Georgia | 6 | $ 912,000 | $ 152,000 | $ 82,000 |
| Coweta, Georgia | 6 | $ 1,367,000 | $ 227,833 | $ 114,000 |
| Carroll, New Hampshire | 6 | $ 1,413,000 | $ 235,500 | $ 115,000 |
| Montgomery, Ohio | 6 | $ 739,000 | $ 123,166 | $ 73,000 |
| Warren, Ohio | 6 | $ 1,345,000 | $ 224,166 | $ 102,000 |
| Montgomery, Pennsylvania | 6 | $ 1,725,000 | $ 287,500 | $ 199,000 |
| Collin, Texas | 6 | $ 1,222,000 | $ 203,666 | $ 102,000 |
| Utah, Utah | 6 | $ 1,285,000 | $ 214,166 | $ 77,000 |
| Butte, California | 5 | $ 936,000 | $ 187,200 | $ 68,000 |
| Nevada, California | 5 | $ 1,155,000 | $ 231,000 | $ 208,000 |
| Boulder, Colorado | 5 | $ 2,712,000 | $ 542,400 | $ 104,000 |
| Windham, Connecticut | 5 | $ 799,000 | $ 159,800 | $ 90,000 |
| Clay, Florida | 5 | $ 938,000 | $ 187,600 | $ 74,000 |
| Lake, Florida | 5 | $ 840,000 | $ 168,000 | $ 55,000 |
| Martin, Florida | 5 | $ 1,628,000 | $ 325,600 | $ 123,000 |
| Baltimore City, Maryland | 5 | $ 1,121,000 | $ 224,200 | $ 84,000 |
| Charles, Maryland | 5 | $ 1,360,000 | $ 272,000 | $ 118,000 |
| Frederick, Maryland | 5 | $ 1,060,000 | $ 212,000 | $ 86,000 |
| Dukes, Massachusetts | 5 | $ 1,496,000 | $ 299,200 | $ 101,000 |
| Grafton, New Hampshire | 5 | $ 1,257,000 | $ 251,400 | $ 159,000 |
| Bergen, New Jersey | 5 | $ 1,682,000 | $ 336,400 | $ 164,000 |
| Spartanburg, South Carolina | 5 | $ 574,000 | $ 114,800 | $ 47,000 |
| Sevier, Tennessee | 5 | $ 596,000 | $ 119,200 | $ 43,000 |
| Shelby, Alabama | 4 | $ 696,000 | $ 174,000 | $ 110,000 |
| Monterey, California | 4 | $ 1,183,000 | $ 295,750 | $ 115,000 |
| Napa, California | 4 | $ 950,000 | $ 237,500 | $ 127,000 |
| Flagler, Florida | 4 | $ 367,000 | $ 91,750 | $ 164,000 |
| Nassau, Florida | 4 | $ 717,000 | $ 179,250 | $ 144,000 |
| Bibb, Georgia | 4 | $ 320,000 | $ 80,000 | $ 42,000 |
| Forsyth, Georgia | 4 | $ 1,150,000 | $ 287,500 | $ 152,000 |
| Hall, Georgia | 4 | $ 765,000 | $ 191,250 | $ 71,000 |
| Henry, Georgia | 4 | $ 639,000 | $ 159,750 | $ 62,000 |
| Scott, Iowa | 4 | $ 806,000 | $ 201,500 | $ 94,000 |
| Berkshire, Massachusetts | 4 | $ 1,000,000 | $ 250,000 | $ 128,000 |
| Anoka, Minnesota | 4 | $ 475,000 | $ 118,750 | $ 79,000 |
| Nicollet, Minnesota | 4 | $ 562,000 | $ 140,500 | $ 54,000 |
| Ramsey, Minnesota | 4 | $ 776,000 | $ 194,000 | $ 65,000 |
| Butler, Ohio | 4 | $ 820,000 | $ 205,000 | $ 121,000 |
| Franklin, Ohio | 4 | $ 984,000 | $ 246,000 | $ 107,000 |
| Philadelphia, Pennsylvania | 4 | $ 953,000 | $ 238,250 | $ 61,000 |
| Rutherford, Tennessee | 4 | $ 524,000 | $ 131,000 | $ 79,000 |
| Sumner, Tennessee | 4 | $ 636,000 | $ 159,000 | $ 57,000 |
| Denton, Texas | 4 | $ 621,000 | $ 155,250 | $ 71,000 |
| Ellis, Texas | 4 | $ 450,000 | $ 112,500 | $ 86,000 |
| Arlington, Virginia | 4 | $ 883,000 | $ 220,750 | $ 134,000 |
| Montgomery, Alabama | 3 | $ 319,000 | $ 106,333 | $ 42,000 |
| Tuscaloosa, Alabama | 3 | $ 374,000 | $ 124,666 | $ 47,000 |
| Madera, California | 3 | $ 668,000 | $ 222,666 | $ 233,000 |
| Merced, California | 3 | $ 784,000 | $ 261,333 | $ 98,000 |
| Plumas, California | 3 | $ 597,000 | $ 199,000 | $ 110,000 |
| Tulare, California | 3 | $ 389,000 | $ 129,666 | $ 54,000 |
| Yolo, California | 3 | $ 917,000 | $ 305,666 | $ 524,000 |
| El Paso, Colorado | 3 | $ 647,000 | $ 215,666 | $ 58,000 |
| Jefferson, Colorado | 3 | $ 850,000 | $ 283,333 | $ 137,000 |
| New Castle, Delaware | 3 | $ 522,000 | $ 174,000 | $ 175,000 |
| Indian River, Florida | 3 | $ 623,000 | $ 207,666 | $ 69,000 |
| Polk, Florida | 3 | $ 459,000 | $ 153,000 | $ 98,000 |
| Bulloch, Georgia | 3 | $ 439,000 | $ 146,333 | $ 84,000 |
| Chatham, Georgia | 3 | $ 624,000 | $ 208,000 | $ 61,000 |
| Clarke, Georgia | 3 | $ 619,000 | $ 206,333 | $ 123,000 |
| Clayton, Georgia | 3 | $ 540,000 | $ 180,000 | $ 97,000 |
| Dougherty, Georgia | 3 | $ 628,000 | $ 209,333 | $ 78,000 |
| Kennebec, Maine | 3 | $ 538,000 | $ 179,333 | $ 90,000 |
| Blue Earth, Minnesota | 3 | $ 710,000 | $ 236,666 | $ 71,000 |
| Sullivan, New Hampshire | 3 | $ 364,000 | $ 121,333 | $ 93,000 |
| Monmouth, New Jersey | 3 | $ 950,000 | $ 316,666 | $ 101,000 |
| Lucas, Ohio | 3 | $ 505,000 | $ 168,333 | $ 121,000 |
| Chester, Pennsylvania | 3 | $ 826,000 | $ 275,333 | $ 252,000 |
| Lehigh, Pennsylvania | 3 | $ 505,000 | $ 168,333 | $ 67,000 |
| Blount, Tennessee | 3 | $ 496,000 | $ 165,333 | $ 60,000 |
| Loudon, Tennessee | 3 | $ 771,000 | $ 257,000 | $ 82,000 |
| Bell, Texas | 3 | $ 555,000 | $ 185,000 | $ 160,000 |
| Cameron, Texas | 3 | $ 673,000 | $ 224,333 | $ 302,000 |
| Gillespie, Texas | 3 | $ 317,000 | $ 105,666 | $ 61,000 |
| Jefferson, Texas | 3 | $ 671,000 | $ 223,666 | $ 113,000 |
| Smith, Texas | 3 | $ 538,000 | $ 179,333 | $ 105,000 |
| Taylor, Texas | 3 | $ 318,000 | $ 106,000 | $ 90,000 |
| Val Verde, Texas | 3 | $ 399,000 | $ 133,000 | $ 73,000 |
| Island, Washington | 3 | $ 1,239,000 | $ 413,000 | $ 153,000 |
| Mobile, Alabama | 2 | $ 203,000 | $ 101,500 | $ 29,000 |
| Shasta, California | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Siskiyou, California | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Solano, California | 2 | $ 402,000 | $ 201,000 | $ 82,000 |
| Stanislaus, California | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| Arapahoe, Colorado | 2 | $ 565,000 | $ 282,500 | $ 124,000 |
| Denver, Colorado | 2 | $ 319,000 | $ 159,500 | $ 52,000 |
| Douglas, Colorado | 2 | $ 729,000 | $ 364,500 | $ 144,000 |
| Charlotte, Florida | 2 | $ 271,000 | $ 135,500 | $ 65,000 |
| Escambia, Florida | 2 | $ 504,000 | $ 252,000 | $ 142,000 |
| Santa Rosa, Florida | 2 | $ 330,000 | $ 165,000 | $ 157,000 |
| St. Lucie, Florida | 2 | $ 248,000 | $ 124,000 | $ 74,000 |
| Douglas, Georgia | 2 | $ 293,000 | $ 146,500 | $ 49,000 |
| Effingham, Georgia | 2 | $ 297,000 | $ 148,500 | $ 42,000 |
| Jones, Georgia | 2 | $ 259,000 | $ 129,500 | $ 66,000 |
| Liberty, Georgia | 2 | $ 416,000 | $ 208,000 | $ 84,000 |
| Lowndes, Georgia | 2 | $ 293,000 | $ 146,500 | $ 55,000 |
| Newton, Georgia | 2 | $ 195,000 | $ 97,500 | $ 62,000 |
| Putnam, Georgia | 2 | $ 526,000 | $ 263,000 | $ 65,000 |
| Rockdale, Georgia | 2 | $ 407,000 | $ 203,500 | $ 56,000 |
| DeKalb, Illinois | 2 | $ 193,000 | $ 96,500 | $ 63,000 |
| Kendall, Illinois | 2 | $ 287,000 | $ 143,500 | $ 79,000 |
| Mercer, Illinois | 2 | $ 316,000 | $ 158,000 | $ 53,000 |
| Winnebago, Illinois | 2 | $ 285,000 | $ 142,500 | $ 93,000 |
| Androscoggin, Maine | 2 | $ 198,000 | $ 99,000 | $ 49,000 |
| Calvert, Maryland | 2 | $ 578,000 | $ 289,000 | $ 101,000 |
| Queen Anne's, Maryland | 2 | $ 512,000 | $ 256,000 | $ 207,000 |
| Wayne, Michigan | 2 | $ 318,000 | $ 159,000 | $ 80,000 |
| Faribault, Minnesota | 2 | $ 200,000 | $ 100,000 | $ 100,000 |
| Coos, New Hampshire | 2 | $ 329,000 | $ 164,500 | $ 83,000 |
| Essex, New Jersey | 2 | $ 792,000 | $ 396,000 | $ 110,000 |
| Gloucester, New Jersey | 2 | $ 479,000 | $ 239,500 | $ 151,000 |
| Middlesex, New Jersey | 2 | $ 524,000 | $ 262,000 | $ 106,000 |
| Ocean, New Jersey | 2 | $ 578,000 | $ 289,000 | $ 768,000 |
| Mecklenburg, North Carolina | 2 | $ 292,000 | $ 146,000 | $ 45,000 |
| Clark, Ohio | 2 | $ 204,000 | $ 102,000 | $ 61,000 |
| Clermont, Ohio | 2 | $ 186,000 | $ 93,000 | $ 112,000 |
| Hamilton, Ohio | 2 | $ 307,000 | $ 153,500 | $ 45,000 |
| Lake, Ohio | 2 | $ 239,000 | $ 119,500 | $ 41,000 |
| Delaware, Pennsylvania | 2 | $ 201,000 | $ 100,500 | $ 57,000 |
| Erie, Pennsylvania | 2 | $ 375,000 | $ 187,500 | $ 78,000 |
| York, South Carolina | 2 | $ 634,000 | $ 317,000 | $ 178,000 |
| Minnehaha, South Dakota | 2 | $ 242,000 | $ 121,000 | $ 37,000 |
| Hawkins, Tennessee | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Wilson, Tennessee | 2 | $ 377,000 | $ 188,500 | $ 48,000 |
| Aransas, Texas | 2 | $ 401,000 | $ 200,500 | $ 120,000 |
| Austin, Texas | 2 | $ 507,000 | $ 253,500 | $ 98,000 |
| Bandera, Texas | 2 | $ 591,000 | $ 295,500 | $ 80,000 |
| Gregg, Texas | 2 | $ 301,000 | $ 150,500 | $ 50,000 |
| Harrison, Texas | 2 | $ 271,000 | $ 135,500 | $ 57,000 |
| McLennan, Texas | 2 | $ 218,000 | $ 109,000 | $ 64,000 |
| Randall, Texas | 2 | $ 334,000 | $ 167,000 | $ 63,000 |
| San Patricio, Texas | 2 | $ 339,000 | $ 169,500 | $ 68,000 |
| Waller, Texas | 2 | $ 474,000 | $ 237,000 | $ 127,000 |
| Wilson, Texas | 2 | $ 526,000 | $ 263,000 | $ 158,000 |
| Iron, Utah | 2 | $ 215,000 | $ 107,500 | $ 79,000 |
| Summit, Utah | 2 | $ 641,000 | $ 320,500 | $ 67,000 |
| Loudoun, Virginia | 2 | $ 879,000 | $ 439,500 | $ 91,000 |
| Pierce, Washington | 2 | $ 434,000 | $ 217,000 | $ 57,000 |
| Thurston, Washington | 2 | $ 518,000 | $ 259,000 | $ 151,000 |
| Baldwin, Alabama | 1 | $ 162,000 | $ 162,000 | $ 95,000 |
| Madison, Alabama | 1 | $ 182,000 | $ 182,000 | $ 117,000 |
| Monroe, Alabama | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Randolph, Alabama | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| St. Clair, Alabama | 1 | $ 157,000 | $ 157,000 | $ 75,000 |
| Tallapoosa, Alabama | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Mohave, Arizona | 1 | $ 121,000 | $ 121,000 | $ 25,000 |
| Pinal, Arizona | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Yuma, Arizona | 1 | $ 249,000 | $ 249,000 | $ 77,000 |
| El Dorado, California | 1 | $ 119,000 | $ 119,000 | $ 27,000 |
| Lassen, California | 1 | $ 262,000 | $ 262,000 | $ 103,000 |
| Mendocino, California | 1 | $ 256,000 | $ 256,000 | $ 148,000 |
| Tuolumne, California | 1 | $ 162,000 | $ 162,000 | $ 180,000 |
| Adams, Colorado | 1 | $ 219,000 | $ 219,000 | $ 60,000 |
| Eagle, Colorado | 1 | $ 370,000 | $ 370,000 | $ 194,000 |
| La Plata, Colorado | 1 | $ 400,000 | $ 400,000 | $ 190,000 |
| Weld, Colorado | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Kent, Delaware | 1 | $ 161,000 | $ 161,000 | $ 171,000 |
| Sussex, Delaware | 1 | $ 228,000 | $ 228,000 | $ 121,000 |
| Alachua, Florida | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Baker, Florida | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Bay, Florida | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| Franklin, Florida | 1 | $ 353,000 | $ 353,000 | $ 159,000 |
| Gadsden, Florida | 1 | $ 352,000 | $ 352,000 | $ 73,000 |
| Leon, Florida | 1 | $ 257,000 | $ 257,000 | $ 55,000 |
| Monroe, Florida | 1 | $ 252,000 | $ 252,000 | $ 91,000 |
| Sarasota, Florida | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| St. Johns, Florida | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Sumter, Florida | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Walton, Florida | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Barrow, Georgia | 1 | $ 88,000 | $ 88,000 | $ 16,000 |
| Bartow, Georgia | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Bryan, Georgia | 1 | $ 96,000 | $ 96,000 | $ 89,000 |
| Crawford, Georgia | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Dawson, Georgia | 1 | $ 289,000 | $ 289,000 | $ 116,000 |
| Fannin, Georgia | 1 | $ 234,000 | $ 234,000 | $ 135,000 |
| Fayette, Georgia | 1 | $ 104,000 | $ 104,000 | $ 44,000 |
| Glynn, Georgia | 1 | $ 137,000 | $ 137,000 | $ 35,000 |
| Houston, Georgia | 1 | $ 80,000 | $ 80,000 | $ 99,000 |
| McIntosh, Georgia | 1 | $ 241,000 | $ 241,000 | $ 31,000 |
| Oconee, Georgia | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Pulaski, Georgia | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Tattnall, Georgia | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Thomas, Georgia | 1 | $ 221,000 | $ 221,000 | $ 75,000 |
| Union, Georgia | 1 | $ 364,000 | $ 364,000 | $ 90,000 |
| Walton, Georgia | 1 | $ 222,000 | $ 222,000 | $ 176,000 |
| Wayne, Georgia | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| White, Georgia | 1 | $ 100,000 | $ 100,000 | $ 219,000 |
| Adams, Idaho | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| Bingham, Idaho | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Cerro Gordo, Iowa | 1 | $ 138,000 | $ 138,000 | $ 230,000 |
| Clinton, Iowa | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Polk, Iowa | 1 | $ 97,000 | $ 97,000 | $ 96,000 |
| Washington, Iowa | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Boone, Kentucky | 1 | $ 118,000 | $ 118,000 | $ 26,000 |
| Campbell, Kentucky | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Jefferson, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Franklin, Louisiana | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Lincoln, Maine | 1 | $ 96,000 | $ 96,000 | $ 96,000 |
| Oxford, Maine | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Waldo, Maine | 1 | $ 114,000 | $ 114,000 | $ 76,000 |
| Washington, Maine | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Allegany, Maryland | 1 | $ 207,000 | $ 207,000 | $ 77,000 |
| Caroline, Maryland | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Garrett, Maryland | 1 | $ 263,000 | $ 263,000 | $ 108,000 |
| Harford, Maryland | 1 | $ 257,000 | $ 257,000 | $ 246,000 |
| Washington, Maryland | 1 | $ 192,000 | $ 192,000 | $ 38,000 |
| Franklin, Massachusetts | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Nantucket, Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Lapeer, Michigan | 1 | $ 203,000 | $ 203,000 | $ 124,000 |
| Livingston, Michigan | 1 | $ 198,000 | $ 198,000 | $ 106,000 |
| Macomb, Michigan | 1 | $ 208,000 | $ 208,000 | $ 41,000 |
| Monroe, Michigan | 1 | $ 167,000 | $ 167,000 | $ 86,000 |
| Carver, Minnesota | 1 | $ 167,000 | $ 167,000 | $ 46,000 |
| Cass, Minnesota | 1 | $ 213,000 | $ 213,000 | $ 58,000 |
| Clay, Minnesota | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Crow Wing, Minnesota | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Dodge, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Douglas, Minnesota | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Martin, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Mille Lacs, Minnesota | 1 | $ 103,000 | $ 103,000 | $ 118,000 |
| Olmsted, Minnesota | 1 | $ 141,000 | $ 141,000 | $ 30,000 |
| Otter Tail, Minnesota | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Pennington, Minnesota | 1 | $ 180,000 | $ 180,000 | $ 103,000 |
| Renville, Minnesota | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Sherburne, Minnesota | 1 | $ 193,000 | $ 193,000 | $ 86,000 |
| Sibley, Minnesota | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Stearns, Minnesota | 1 | $ 259,000 | $ 259,000 | $ 114,000 |
| Todd, Minnesota | 1 | $ 203,000 | $ 203,000 | $ 77,000 |
| Wabasha, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Wright, Minnesota | 1 | $ 148,000 | $ 148,000 | $ 119,000 |
| Burlington, New Jersey | 1 | $ 146,000 | $ 146,000 | $ 121,000 |
| Morris, New Jersey | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Passaic, New Jersey | 1 | $ 179,000 | $ 179,000 | $ 124,000 |
| Somerset, New Jersey | 1 | $ 238,000 | $ 238,000 | $ 119,000 |
| Union, New Jersey | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Catawba, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Dare, North Carolina | 1 | $ 266,000 | $ 266,000 | $ 123,000 |
| Iredell, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 56,000 |
| Lee, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Pender, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
| Person, North Carolina | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Mahoning, Ohio | 1 | $ 96,000 | $ 96,000 | $ 22,000 |
| Miami, Ohio | 1 | $ 400,000 | $ 400,000 | $ 92,000 |
| Morrow, Ohio | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Wayne, Ohio | 1 | $ 159,000 | $ 159,000 | $ 13,000 |
| Wood, Ohio | 1 | $ 161,000 | $ 161,000 | $ 153,000 |
| Lincoln, Oregon | 1 | $ 320,000 | $ 320,000 | $ 64,000 |
| Multnomah, Oregon | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Washington, Oregon | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Armstrong, Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Cambria, Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Centre, Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 161,000 |
| Clearfield, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Cumberland, Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 26,000 |
| Fayette, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Lawrence, Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Lycoming, Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 77,000 |
| Mifflin, Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 38,000 |
| Cherokee, South Carolina | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Dorchester, South Carolina | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Hanson, South Dakota | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Lincoln, South Dakota | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Turner, South Dakota | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Dickson, Tennessee | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| Fayette, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Greene, Tennessee | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Hamilton, Tennessee | 1 | $ 79,000 | $ 79,000 | $ 11,000 |
| Jefferson, Tennessee | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Montgomery, Tennessee | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Obion, Tennessee | 1 | $ 203,000 | $ 203,000 | $ 56,000 |
| Roane, Tennessee | 1 | $ 199,000 | $ 199,000 | $ 75,000 |
| Williamson, Tennessee | 1 | $ 337,000 | $ 337,000 | $ 80,000 |
| Bastrop, Texas | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Colorado, Texas | 1 | $ 321,000 | $ 321,000 | $ 8,000 |
| Coryell, Texas | 1 | $ 97,000 | $ 97,000 | $ 206,000 |
| Ector, Texas | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Grayson, Texas | 1 | $ 302,000 | $ 302,000 | $ 88,000 |
| Howard, Texas | 1 | $ 112,000 | $ 112,000 | $ 103,000 |
| Johnson, Texas | 1 | $ 417,000 | $ 417,000 | $ 326,000 |
| Kaufman, Texas | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| Kendall, Texas | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Kimble, Texas | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Lampasas, Texas | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Limestone, Texas | 1 | $ 300,000 | $ 300,000 | $ 136,000 |
| Llano, Texas | 1 | $ 218,000 | $ 218,000 | $ 114,000 |
| Midland, Texas | 1 | $ 248,000 | $ 248,000 | $ 151,000 |
| Morris, Texas | 1 | $ 214,000 | $ 214,000 | $ 100,000 |
| Nueces, Texas | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Panola, Texas | 1 | $ 72,000 | $ 72,000 | $ 47,000 |
| Robertson, Texas | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Rockwall, Texas | 1 | $ 74,000 | $ 74,000 | $ 80,000 |
| Tom Green, Texas | 1 | $ 126,000 | $ 126,000 | $ 76,000 |
| Victoria, Texas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Walker, Texas | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Washington, Texas | 1 | $ 94,000 | $ 94,000 | $ 100,000 |
| Morgan, Utah | 1 | $ 383,000 | $ 383,000 | $ 87,000 |
| Washington, Utah | 1 | $ 75,000 | $ 75,000 | $ 567,000 |
| Alexandria, Virginia | 1 | $ 137,000 | $ 137,000 | $ 149,000 |
| Hampton, Virginia | 1 | $ 93,000 | $ 93,000 | $ 23,000 |
| Henrico, Virginia | 1 | $ 236,000 | $ 236,000 | $ 85,000 |
| Mecklenburg, Virginia | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Powhatan, Virginia | 1 | $ 313,000 | $ 313,000 | $ 74,000 |
| Prince William, Virginia | 1 | $ 417,000 | $ 417,000 | $ 134,000 |
| San Juan, Washington | 1 | $ 287,000 | $ 287,000 | $ 70,000 |
| Spokane, Washington | 1 | $ 228,000 | $ 228,000 | $ 48,000 |
| Whatcom, Washington | 1 | $ 359,000 | $ 359,000 | $ 86,000 |
| Hardy, West Virginia | 1 | $ 175,000 | $ 175,000 | $ 137,000 |
| Columbia, Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| Green, Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Jefferson, Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 90,000 |
| Manitowoc, Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 1,000 |
| Milwaukee, Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 60,000 |
| Rock, Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Walworth, Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Washington, Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Waukesha, Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Albany, Wyoming | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Clearpoint Funding, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,154 | $1,391,153,000 | $269,000 | $1,700,000 | $121,000 | $1,853,000 |
| Home Purchase | 2,186 | $508,434,000 | $232,000 | $1,600,000 | $98,000 | $981,000 |
| Home Improvement | 72 | $18,858,000 | $261,000 | $417,000 | $120,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,129 | $1,315,128,000 | $256,000 | $1,700,000 | $115,000 | $1,853,000 |
| Asian | 844 | $266,806,000 | $316,000 | $737,000 | $138,000 | $1,029,000 |
| Not Provided | 591 | $163,830,000 | $277,000 | $1,505,000 | $116,000 | $975,000 |
| Hispanic | 556 | $112,420,000 | $202,000 | $720,000 | $82,000 | $662,000 |
| Black or African American | 249 | $48,539,000 | $194,000 | $656,000 | $76,000 | $314,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $7,855,000 | $280,000 | $612,000 | $114,000 | $278,000 |
| American Indian or Alaskan Native | 15 | $3,867,000 | $257,000 | $700,000 | $92,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,700 | $1,530,106,000 | $268,000 | $1,700,000 | $124,000 | $1,853,000 |
| FHA-insured (Federal Housing Administration) | 1,635 | $371,383,000 | $227,000 | $737,000 | $80,000 | $609,000 |
| VA-guaranteed (Veterans Administration) | 58 | $14,658,000 | $252,000 | $712,000 | $81,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,298,000 | $120,000 | $265,000 | $42,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,195 | $1,362,050,000 | $262,000 | $802,000 | $119,000 | $1,853,000 |
| Application Approved But Not Accepted | 1,232 | $307,502,000 | $249,000 | $1,072,000 | $107,000 | $789,000 |
| Application Denied By Financial Institution | 778 | $189,403,000 | $243,000 | $1,400,000 | $90,000 | $1,393,000 |
| Application Withdrawn By Applicant | 192 | $55,396,000 | $288,000 | $1,700,000 | $110,000 | $946,000 |
| File Closed For Incompleteness | 15 | $4,094,000 | $272,000 | $534,000 | $73,000 | $160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 289 | $74,475,000 | $257,000 | $1,400,000 | $73,000 | $1,393,000 |
| Other | 159 | $41,012,000 | $257,000 | $729,000 | $127,000 | $603,000 |
| Collateral | 153 | $34,122,000 | $223,000 | $1,000,000 | $102,000 | $800,000 |
| Credit History | 104 | $23,277,000 | $223,000 | $726,000 | $78,000 | $827,000 |
| Employment History | 30 | $6,091,000 | $203,000 | $500,000 | $56,000 | $138,000 |
| Unverifiable Information | 14 | $3,060,000 | $218,000 | $421,000 | $67,000 | $122,000 |
| Mortgage Insurance Denied | 12 | $2,753,000 | $229,000 | $421,000 | $101,000 | $227,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,442,000 | $240,000 | $303,000 | $72,000 | $106,000 |
| Credit Application Incomplete | 3 | $491,000 | $163,000 | $266,000 | $56,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpoint Funding, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpoint Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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