Wells Fargo Bank, NA Mortgage Lending & HMDA Data, 2006
In 2006, Wells Fargo Bank, NA of Winston-Salem, NC reported 257,350 mortgage applications totaling $36.1 billion, down 3% from 2005. The average application was for $140,122, and applicants reported an average income of $96,465. 46% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (19,991), Philadelphia, PA (18,652) and Washington-Arlington-Alexandria, DC-VA-MD-WV (9,348) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Bank, NA 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 257,350 |
| Total Mortgage Loan Application Amount | $36,060,639,000 |
| Average Mortgage Loan Application Amount | $140,122 |
| Highest Mortgage Loan Application Amount | $80,000,000 |
| Average Applicant Income | $96,465 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 19,991 | $ 2,294,764,000 | $ 114,789 | $ 97,000 |
| Philadelphia, PA | 18,652 | $ 1,936,697,000 | $ 103,833 | $ 103,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9,348 | $ 1,783,130,000 | $ 190,749 | $ 118,218 |
| Edison, NJ | 8,977 | $ 1,343,082,000 | $ 149,613 | $ 131,000 |
| Charlotte-Gastonia-Concord, NC-SC | 8,961 | $ 897,528,000 | $ 100,159 | $ 90,788 |
| New York-White Plains-Wayne, NY-NJ | 8,600 | $ 1,798,893,000 | $ 209,173 | $ 149,957 |
| Tampa-St. Petersburg-Clearwater, FL | 7,580 | $ 864,021,000 | $ 113,986 | $ 83,000 |
| Newark-Union, NJ-PA | 7,493 | $ 1,210,263,000 | $ 161,519 | $ 128,665 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5,414 | $ 774,923,000 | $ 143,133 | $ 110,000 |
| Camden, NJ | 5,348 | $ 548,083,000 | $ 102,483 | $ 105,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5,141 | $ 785,989,000 | $ 152,886 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 5,095 | $ 722,297,000 | $ 141,765 | $ 115,000 |
| Orlando-Kissimmee, FL | 5,089 | $ 663,763,000 | $ 130,430 | $ 92,000 |
| Richmond, VA | 4,932 | $ 594,053,000 | $ 120,448 | $ 82,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4,743 | $ 533,118,000 | $ 112,401 | $ 83,040 |
| Allentown-Bethlehem-Easton, PA-NJ | 4,736 | $ 449,189,000 | $ 94,845 | $ 92,224 |
| Baltimore-Towson, MD | 4,064 | $ 570,299,000 | $ 140,329 | $ 100,000 |
| Jacksonville, FL | 3,988 | $ 546,973,000 | $ 137,154 | $ 91,000 |
| Raleigh-Cary, NC | 3,510 | $ 392,694,000 | $ 111,878 | $ 98,000 |
| Birmingham-Hoover, AL | 3,110 | $ 295,817,000 | $ 95,118 | $ 69,000 |
| Greensboro-High Point, NC | 2,809 | $ 271,400,000 | $ 96,618 | $ 84,000 |
| New Haven-Milford, CT | 2,708 | $ 286,847,000 | $ 105,925 | $ 98,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2,213 | $ 256,798,000 | $ 116,040 | $ 80,000 |
| Lakeland, FL | 2,190 | $ 185,591,000 | $ 84,744 | $ 67,000 |
| Columbia, SC | 2,141 | $ 179,366,000 | $ 83,776 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 2,126 | $ 169,741,000 | $ 79,840 | $ 78,164 |
| Bridgeport-Stamford-Norwalk, CT | 2,108 | $ 459,797,000 | $ 218,120 | $ 171,000 |
| Cape Coral-Fort Myers, FL | 2,106 | $ 267,112,000 | $ 126,833 | $ 93,000 |
| Winston-Salem, NC | 2,098 | $ 202,917,000 | $ 96,719 | $ 74,000 |
| Scranton--Wilkes-Barre, PA | 2,049 | $ 155,975,000 | $ 76,122 | $ 79,000 |
| Reading, PA | 2,048 | $ 165,865,000 | $ 80,988 | $ 77,000 |
| Sarasota-Bradenton-Venice, FL | 1,838 | $ 241,790,000 | $ 131,550 | $ 83,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,724 | $ 206,598,000 | $ 119,836 | $ 81,000 |
| Houston-Sugar Land-Baytown, TX | 1,714 | $ 269,166,000 | $ 157,039 | $ 101,000 |
| Trenton-Ewing, NJ | 1,673 | $ 212,229,000 | $ 126,855 | $ 101,000 |
| Lancaster, PA | 1,632 | $ 153,260,000 | $ 93,909 | $ 82,000 |
| Greenville, SC | 1,584 | $ 172,625,000 | $ 108,980 | $ 80,000 |
| Asheville, NC | 1,531 | $ 187,843,000 | $ 122,693 | $ 89,000 |
| Columbus, GA-AL | 1,528 | $ 122,960,000 | $ 80,471 | $ 70,180 |
| Charleston-North Charleston, SC | 1,516 | $ 330,806,000 | $ 218,209 | $ 89,000 |
| Durham, NC | 1,442 | $ 140,543,000 | $ 97,463 | $ 91,000 |
| Dallas-Plano-Irving, TX | 1,326 | $ 309,872,000 | $ 233,689 | $ 117,000 |
| Savannah, GA | 1,301 | $ 135,164,000 | $ 103,892 | $ 88,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1,291 | $ 339,832,000 | $ 263,231 | $ 131,000 |
| Port St. Lucie-Fort Pierce, FL | 1,151 | $ 151,176,000 | $ 131,343 | $ 97,000 |
| Hickory-Lenoir-Morganton, NC | 1,146 | $ 82,383,000 | $ 71,887 | $ 65,000 |
| Ocala, FL | 1,138 | $ 111,679,000 | $ 98,136 | $ 71,000 |
| Wilmington, NC | 1,123 | $ 168,326,000 | $ 149,889 | $ 112,000 |
| Lynchburg, VA | 1,098 | $ 84,194,000 | $ 76,679 | $ 67,000 |
| Harrisburg-Carlisle, PA | 1,041 | $ 90,526,000 | $ 86,960 | $ 84,000 |
| York-Hanover, PA | 1,024 | $ 91,741,000 | $ 89,590 | $ 77,000 |
| Roanoke, VA | 1,003 | $ 92,175,000 | $ 91,899 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 995 | $ 116,349,000 | $ 116,933 | $ 105,000 |
| Atlantic City, NJ | 982 | $ 131,733,000 | $ 134,147 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 925 | $ 105,812,000 | $ 114,391 | $ 80,000 |
| San Antonio, TX | 913 | $ 143,288,000 | $ 156,941 | $ 98,000 |
| Punta Gorda, FL | 871 | $ 91,389,000 | $ 104,924 | $ 75,000 |
| Mobile, AL | 828 | $ 70,323,000 | $ 84,931 | $ 80,000 |
| Naples-Marco Island, FL | 827 | $ 173,905,000 | $ 210,284 | $ 114,000 |
| Fort Worth-Arlington, TX | 825 | $ 136,965,000 | $ 166,018 | $ 102,000 |
| Dothan, AL | 799 | $ 48,150,000 | $ 60,262 | $ 67,000 |
| Fayetteville, NC | 728 | $ 49,500,000 | $ 67,994 | $ 93,000 |
| Tallahassee, FL | 715 | $ 86,720,000 | $ 121,286 | $ 89,000 |
| Nassau-Suffolk, NY | 706 | $ 232,937,000 | $ 329,939 | $ 170,000 |
| Montgomery, AL | 679 | $ 63,314,000 | $ 93,245 | $ 86,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 667 | $ 84,705,000 | $ 126,994 | $ 115,000 |
| Greenville, NC | 665 | $ 64,095,000 | $ 96,383 | $ 86,000 |
| Lebanon, PA | 655 | $ 50,271,000 | $ 76,749 | $ 70,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 636 | $ 90,558,000 | $ 142,386 | $ 127,000 |
| Chicago-Naperville-Joliet, IL | 571 | $ 225,910,000 | $ 395,639 | $ 7,000 |
| Gainesville, FL | 557 | $ 94,852,000 | $ 170,290 | $ 98,000 |
| Sebastian-Vero Beach, FL | 549 | $ 82,822,000 | $ 150,859 | $ 98,000 |
| Huntsville, AL | 541 | $ 51,556,000 | $ 95,297 | $ 96,000 |
| Memphis, TN-MS-AR | 536 | $ 76,727,000 | $ 143,147 | $ 77,630 |
| Dalton, GA | 526 | $ 32,963,000 | $ 62,667 | $ 48,000 |
| Phoenix-Mesa-Scottsdale, AZ | 526 | $ 526,177,000 | $ 1,000,336 | $ 6,000 |
| Los Angeles-Long Beach-Glendale, CA | 525 | $ 376,318,000 | $ 716,796 | $ 39,000 |
| Florence, SC | 506 | $ 29,187,000 | $ 57,681 | $ 63,000 |
| Rocky Mount, NC | 483 | $ 32,884,000 | $ 68,082 | $ 69,000 |
| Spartanburg, SC | 483 | $ 39,753,000 | $ 82,304 | $ 69,000 |
| Ocean City, NJ | 471 | $ 128,898,000 | $ 273,668 | $ 207,000 |
| Anniston-Oxford, AL | 470 | $ 31,331,000 | $ 66,661 | $ 63,000 |
| Charlottesville, VA | 465 | $ 53,172,000 | $ 114,348 | $ 86,000 |
| Austin-Round Rock, TX | 457 | $ 103,364,000 | $ 226,179 | $ 110,000 |
| Gainesville, GA | 451 | $ 46,418,000 | $ 102,922 | $ 85,000 |
| Beaumont-Port Arthur, TX | 435 | $ 37,151,000 | $ 85,404 | $ 83,000 |
| Burlington, NC | 431 | $ 36,851,000 | $ 85,501 | $ 70,000 |
| Gadsden, AL | 378 | $ 24,383,000 | $ 64,505 | $ 78,000 |
| Auburn-Opelika, AL | 370 | $ 35,156,000 | $ 95,016 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 363 | $ 26,632,000 | $ 73,366 | $ 65,688 |
| Fort Walton Beach-Crestview-Destin, FL | 360 | $ 63,220,000 | $ 175,611 | $ 103,000 |
| San Diego-Carlsbad-San Marcos, CA | 358 | $ 224,996,000 | $ 628,480 | $ 19,000 |
| Anderson, SC | 355 | $ 25,603,000 | $ 72,121 | $ 71,000 |
| Tuscaloosa, AL | 344 | $ 35,345,000 | $ 102,747 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 341 | $ 252,586,000 | $ 740,721 | $ 18,000 |
| Nashville-Davidson--Murfreesboro, TN | 331 | $ 80,569,000 | $ 243,410 | $ 126,000 |
| Blacksburg-Christiansburg-Radford, VA | 314 | $ 28,024,000 | $ 89,248 | $ 74,000 |
| Macon, GA | 305 | $ 25,270,000 | $ 82,852 | $ 81,000 |
| Seattle-Bellevue-Everett, WA | 294 | $ 238,213,000 | $ 810,248 | $ 9,000 |
| Goldsboro, NC | 287 | $ 16,227,000 | $ 56,540 | $ 68,000 |
| Jacksonville, NC | 278 | $ 32,357,000 | $ 116,392 | $ 89,000 |
| Wilmington, DE-MD-NJ | 262 | $ 51,520,000 | $ 196,641 | $ 119,801 |
| Winchester, VA-WV | 256 | $ 32,273,000 | $ 126,066 | $ 77,125 |
| Panama City-Lynn Haven, FL | 250 | $ 46,251,000 | $ 185,004 | $ 141,000 |
| Denver-Aurora, CO | 245 | $ 112,980,000 | $ 461,142 | $ 5,000 |
| Providence-New Bedford-Fall River, RI-MA | 240 | $ 38,442,000 | $ 160,175 | $ 55,900 |
| Chattanooga, TN-GA | 236 | $ 17,076,000 | $ 72,355 | $ 59,758 |
| Santa Ana-Anaheim-Irvine, CA | 235 | $ 273,268,000 | $ 1,162,842 | $ 67,000 |
| Harrisonburg, VA | 231 | $ 17,538,000 | $ 75,922 | $ 64,000 |
| Athens-Clarke County, GA | 226 | $ 41,295,000 | $ 182,721 | $ 99,000 |
| Decatur, AL | 223 | $ 16,460,000 | $ 73,811 | $ 66,000 |
| Pascagoula, MS | 221 | $ 19,685,000 | $ 89,072 | $ 84,000 |
| Oakland-Fremont-Hayward, CA | 206 | $ 162,146,000 | $ 787,116 | $ 40,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 196 | $ 85,765,000 | $ 437,576 | $ 40,000 |
| Kingston, NY | 193 | $ 24,023,000 | $ 124,471 | $ 100,000 |
| Boston-Quincy, MA | 189 | $ 126,976,000 | $ 671,830 | $ 67,000 |
| Florence-Muscle Shoals, AL | 184 | $ 11,466,000 | $ 62,315 | $ 69,000 |
| Rome, GA | 172 | $ 10,930,000 | $ 63,546 | $ 62,000 |
| Gulfport-Biloxi, MS | 170 | $ 19,955,000 | $ 117,382 | $ 140,000 |
| Portland-Vancouver-Beaverton, OR-WA | 166 | $ 121,166,000 | $ 729,915 | $ 0 |
| Danville, VA | 162 | $ 10,586,000 | $ 65,345 | $ 54,000 |
| Sumter, SC | 156 | $ 11,633,000 | $ 74,570 | $ 79,000 |
| Las Vegas-Paradise, NV | 148 | $ 119,056,000 | $ 804,432 | $ 73,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 144 | $ 42,327,000 | $ 293,937 | $ 10,847 |
| Vineland-Millville-Bridgeton, NJ | 127 | $ 13,764,000 | $ 108,377 | $ 99,000 |
| Warner Robins, GA | 125 | $ 8,249,000 | $ 65,992 | $ 93,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 119 | $ 80,565,000 | $ 677,016 | $ 10,000 |
| Cambridge-Newton-Framingham, MA | 118 | $ 97,246,000 | $ 824,118 | $ 48,000 |
| Jackson, MS | 114 | $ 10,681,000 | $ 93,692 | $ 111,000 |
| Worcester, MA | 113 | $ 11,246,000 | $ 99,522 | $ 75,000 |
| San Francisco-San Mateo-Redwood City, CA | 111 | $ 76,291,000 | $ 687,306 | $ 8,000 |
| Kansas City, MO-KS | 107 | $ 70,854,000 | $ 662,186 | $ 251,635 |
| Pittsburgh, PA | 103 | $ 13,072,000 | $ 126,912 | $ 111,000 |
| Tucson, AZ | 95 | $ 44,120,000 | $ 464,421 | $ 12,000 |
| Hinesville-Fort Stewart, GA | 84 | $ 5,475,000 | $ 65,178 | $ 63,000 |
| Albany-Schenectady-Troy, NY | 83 | $ 25,231,000 | $ 303,987 | $ 86,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 77 | $ 63,322,000 | $ 822,363 | $ 19,000 |
| Tacoma, WA | 77 | $ 56,751,000 | $ 737,025 | $ 0 |
| Colorado Springs, CO | 72 | $ 15,625,000 | $ 217,013 | $ 3,000 |
| Cincinnati-Middletown, OH-KY-IN | 70 | $ 22,879,000 | $ 326,842 | $ 3,714 |
| Stockton, CA | 70 | $ 25,631,000 | $ 366,157 | $ 1,000 |
| Warren-Troy-Farmington Hills, MI | 68 | $ 52,097,000 | $ 766,132 | $ 47,000 |
| Norwich-New London, CT | 67 | $ 8,133,000 | $ 121,388 | $ 99,000 |
| Salt Lake City, UT | 65 | $ 47,396,000 | $ 729,169 | $ 90,000 |
| Columbus, OH | 63 | $ 18,139,000 | $ 287,920 | $ 9,000 |
| Essex County, MA | 60 | $ 15,620,000 | $ 260,333 | $ 45,000 |
| Lake County-Kenosha County, IL-WI | 59 | $ 21,731,000 | $ 368,322 | $ 0 |
| Hattiesburg, MS | 55 | $ 18,566,000 | $ 337,563 | $ 91,000 |
| St. Louis, MO-IL | 53 | $ 15,349,000 | $ 289,603 | $ 9,811 |
| Indianapolis-Carmel, IN | 52 | $ 169,073,000 | $ 3,251,403 | $ 71,000 |
| Santa Rosa-Petaluma, CA | 52 | $ 24,148,000 | $ 464,384 | $ 3,000 |
| Hagerstown-Martinsburg, MD-WV | 47 | $ 9,560,000 | $ 203,404 | $ 93,106 |
| Reno-Sparks, NV | 47 | $ 45,067,000 | $ 958,872 | $ 4,000 |
| Rochester, NY | 47 | $ 4,465,000 | $ 95,000 | $ 85,000 |
| Brunswick, GA | 46 | $ 15,360,000 | $ 333,913 | $ 154,000 |
| Buffalo-Niagara Falls, NY | 45 | $ 3,035,000 | $ 67,444 | $ 74,000 |
| Knoxville, TN | 45 | $ 55,475,000 | $ 1,232,777 | $ 50,000 |
| Cleveland-Elyria-Mentor, OH | 41 | $ 11,976,000 | $ 292,097 | $ 58,000 |
| Fresno, CA | 40 | $ 35,664,000 | $ 891,600 | $ 4,000 |
| Bakersfield, CA | 38 | $ 9,410,000 | $ 247,631 | $ 0 |
| Barnstable Town, MA | 35 | $ 14,326,000 | $ 409,314 | $ 171,000 |
| Bend, OR | 33 | $ 11,077,000 | $ 335,666 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 32 | $ 7,256,000 | $ 226,750 | $ 21,000 |
| Vallejo-Fairfield, CA | 32 | $ 14,906,000 | $ 465,812 | $ 2,000 |
| Johnson City, TN | 30 | $ 5,078,000 | $ 169,266 | $ 111,000 |
| Boise City-Nampa, ID | 29 | $ 5,798,000 | $ 199,931 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 29 | $ 13,232,000 | $ 456,275 | $ 5,000 |
| Olympia, WA | 29 | $ 6,978,000 | $ 240,620 | $ 0 |
| Portland-South Portland-Biddeford, ME | 28 | $ 12,379,000 | $ 442,107 | $ 62,000 |
| Springfield, MA | 27 | $ 3,845,000 | $ 142,407 | $ 10,000 |
| Albany, GA | 26 | $ 3,117,000 | $ 119,884 | $ 90,000 |
| Honolulu, HI | 26 | $ 14,063,000 | $ 540,884 | $ 30,000 |
| Syracuse, NY | 25 | $ 2,737,000 | $ 109,480 | $ 108,000 |
| Albuquerque, NM | 24 | $ 46,749,000 | $ 1,947,875 | $ 0 |
| Dover, DE | 24 | $ 4,113,000 | $ 171,375 | $ 87,000 |
| Salinas, CA | 24 | $ 33,483,000 | $ 1,395,125 | $ 3,000 |
| Glens Falls, NY | 23 | $ 2,910,000 | $ 126,521 | $ 177,000 |
| Modesto, CA | 23 | $ 7,960,000 | $ 346,086 | $ 0 |
| Valdosta, GA | 23 | $ 1,662,000 | $ 72,260 | $ 50,000 |
| Yuba City, CA | 23 | $ 5,708,000 | $ 248,173 | $ 0 |
| Boulder, CO | 22 | $ 10,093,000 | $ 458,772 | $ 0 |
| Merced, CA | 22 | $ 6,570,000 | $ 298,636 | $ 58,000 |
| Corpus Christi, TX | 21 | $ 18,774,000 | $ 894,000 | $ 146,000 |
| Fort Collins-Loveland, CO | 21 | $ 20,322,000 | $ 967,714 | $ 11,000 |
| Louisville-Jefferson County, KY-IN | 21 | $ 6,885,000 | $ 327,857 | $ 42,000 |
| Manchester-Nashua, NH | 21 | $ 37,254,000 | $ 1,774,000 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 21 | $ 37,277,000 | $ 1,775,095 | $ 151,000 |
| Salisbury, MD | 21 | $ 2,383,000 | $ 113,476 | $ 43,000 |
| Santa Barbara-Santa Maria, CA | 21 | $ 16,516,000 | $ 786,476 | $ 553,000 |
| Santa Cruz-Watsonville, CA | 21 | $ 26,836,000 | $ 1,277,904 | $ 32,000 |
| Provo-Orem, UT | 20 | $ 3,826,000 | $ 191,300 | $ 0 |
| Salem, OR | 20 | $ 3,565,000 | $ 178,250 | $ 0 |
| Rockingham County-Strafford County, NH | 19 | $ 11,289,000 | $ 594,157 | $ 0 |
| El Paso, TX | 18 | $ 16,613,000 | $ 922,944 | $ 68,000 |
| Binghamton, NY | 17 | $ 1,095,000 | $ 64,411 | $ 81,000 |
| Dayton, OH | 17 | $ 3,289,000 | $ 193,470 | $ 9,000 |
| Lexington-Fayette, KY | 17 | $ 9,361,000 | $ 550,647 | $ 423,000 |
| Prescott, AZ | 17 | $ 4,879,000 | $ 287,000 | $ 0 |
| Spokane, WA | 17 | $ 16,570,000 | $ 974,705 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 16 | $ 8,014,000 | $ 500,875 | $ 8,000 |
| Baton Rouge, LA | 15 | $ 15,034,000 | $ 1,002,266 | $ 1,000 |
| Santa Fe, NM | 15 | $ 8,052,000 | $ 536,800 | $ 22,000 |
| McAllen-Edinburg-Mission, TX | 14 | $ 1,209,000 | $ 86,357 | $ 118,000 |
| State College, PA | 14 | $ 6,966,000 | $ 497,571 | $ 144,000 |
| Toledo, OH | 14 | $ 4,778,000 | $ 341,285 | $ 14,000 |
| Eugene-Springfield, OR | 13 | $ 3,182,000 | $ 244,769 | $ 5,000 |
| Greeley, CO | 13 | $ 1,982,000 | $ 152,461 | $ 0 |
| Ogden-Clearfield, UT | 13 | $ 2,819,000 | $ 216,846 | $ 0 |
| Oklahoma City, OK | 13 | $ 22,830,000 | $ 1,756,153 | $ 1,000 |
| Pittsfield, MA | 13 | $ 3,777,000 | $ 290,538 | $ 52,000 |
| Sherman-Denison, TX | 13 | $ 1,707,000 | $ 131,307 | $ 62,000 |
| Utica-Rome, NY | 13 | $ 889,000 | $ 68,384 | $ 103,000 |
| Williamsport, PA | 13 | $ 815,000 | $ 62,692 | $ 74,000 |
| Bellingham, WA | 12 | $ 2,934,000 | $ 244,500 | $ 0 |
| Cleveland, TN | 12 | $ 1,207,000 | $ 100,583 | $ 74,000 |
| Erie, PA | 12 | $ 795,000 | $ 66,250 | $ 71,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 5,301,000 | $ 441,750 | $ 21,000 |
| Medford, OR | 12 | $ 8,261,000 | $ 688,416 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 13,919,000 | $ 1,159,916 | $ 4,583 |
| Akron, OH | 11 | $ 2,071,000 | $ 188,272 | $ 7,000 |
| Bremerton-Silverdale, WA | 11 | $ 9,268,000 | $ 842,545 | $ 0 |
| Chico, CA | 11 | $ 9,974,000 | $ 906,727 | $ 0 |
| College Station-Bryan, TX | 11 | $ 1,350,000 | $ 122,727 | $ 67,000 |
| Cumberland, MD-WV | 11 | $ 1,145,000 | $ 104,090 | $ 114,454 |
| El Centro, CA | 11 | $ 2,350,000 | $ 213,636 | $ 0 |
| Gary, IN | 11 | $ 1,815,000 | $ 165,000 | $ 48,000 |
| Redding, CA | 11 | $ 3,184,000 | $ 289,454 | $ 0 |
| Burlington-South Burlington, VT | 10 | $ 4,912,000 | $ 491,200 | $ 19,000 |
| Clarksville, TN-KY | 10 | $ 628,000 | $ 62,800 | $ 55,400 |
| Coeur D'Alene, ID | 10 | $ 2,246,000 | $ 224,600 | $ 11,000 |
| Johnstown, PA | 10 | $ 1,657,000 | $ 165,700 | $ 235,000 |
| Tulsa, OK | 10 | $ 2,478,000 | $ 247,800 | $ 16,000 |
| Tyler, TX | 10 | $ 2,079,000 | $ 207,900 | $ 420,000 |
| Visalia-Porterville, CA | 10 | $ 2,174,000 | $ 217,400 | $ 0 |
| Brownsville-Harlingen, TX | 9 | $ 794,000 | $ 88,222 | $ 65,000 |
| Columbia, MO | 9 | $ 1,419,000 | $ 157,666 | $ 32,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 614,000 | $ 68,222 | $ 28,000 |
| Lansing-East Lansing, MI | 9 | $ 2,417,000 | $ 268,555 | $ 11,000 |
| Madison, WI | 9 | $ 2,780,000 | $ 308,888 | $ 40,000 |
| St. George, UT | 9 | $ 2,338,000 | $ 259,777 | $ 30,000 |
| Amarillo, TX | 8 | $ 545,000 | $ 68,125 | $ 55,000 |
| Anchorage, AK | 8 | $ 2,790,000 | $ 348,750 | $ 5,000 |
| Fort Wayne, IN | 8 | $ 909,000 | $ 113,625 | $ 17,000 |
| Wichita, KS | 8 | $ 746,000 | $ 93,250 | $ 0 |
| Des Moines-West Des Moines, IA | 7 | $ 1,761,000 | $ 251,571 | $ 0 |
| Ithaca, NY | 7 | $ 1,342,000 | $ 191,714 | $ 224,000 |
| Little Rock-North Little Rock, AR | 7 | $ 2,797,000 | $ 399,571 | $ 24,000 |
| Morgantown, WV | 7 | $ 1,211,000 | $ 173,000 | $ 207,000 |
| Napa, CA | 7 | $ 4,745,000 | $ 677,857 | $ 16,000 |
| Wichita Falls, TX | 7 | $ 565,000 | $ 80,714 | $ 32,000 |
| Altoona, PA | 6 | $ 1,051,000 | $ 175,166 | $ 94,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 538,000 | $ 89,666 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,574,000 | $ 262,333 | $ 0 |
| Grand Junction, CO | 6 | $ 1,251,000 | $ 208,500 | $ 0 |
| Morristown, TN | 6 | $ 1,091,000 | $ 181,833 | $ 153,000 |
| Rockford, IL | 6 | $ 741,000 | $ 123,500 | $ 0 |
| Springfield, MO | 6 | $ 2,164,000 | $ 360,666 | $ 0 |
| Kalamazoo-Portage, MI | 5 | $ 11,468,000 | $ 2,293,600 | $ 0 |
| Odessa, TX | 5 | $ 686,000 | $ 137,200 | $ 28,000 |
| Waco, TX | 5 | $ 549,000 | $ 109,800 | $ 34,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 584,000 | $ 116,800 | $ 30,200 |
| Yuma, AZ | 5 | $ 2,123,000 | $ 424,600 | $ 295,000 |
| Ann Arbor, MI | 4 | $ 1,384,000 | $ 346,000 | $ 0 |
| Canton-Massillon, OH | 4 | $ 722,000 | $ 180,500 | $ 0 |
| Elmira, NY | 4 | $ 283,000 | $ 70,750 | $ 115,000 |
| Fargo, ND-MN | 4 | $ 418,000 | $ 104,500 | $ 0 |
| Flagstaff, AZ | 4 | $ 1,182,000 | $ 295,500 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 276,000 | $ 69,000 | $ 16,500 |
| Idaho Falls, ID | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Laredo, TX | 4 | $ 270,000 | $ 67,500 | $ 2,000 |
| Lawrence, KS | 4 | $ 10,248,000 | $ 2,562,000 | $ 0 |
| Madera, CA | 4 | $ 1,286,000 | $ 321,500 | $ 0 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,124,000 | $ 281,000 | $ 0 |
| Pueblo, CO | 4 | $ 425,000 | $ 106,250 | $ 0 |
| Rapid City, SD | 4 | $ 696,000 | $ 174,000 | $ 0 |
| Yakima, WA | 4 | $ 587,000 | $ 146,750 | $ 0 |
| Alexandria, LA | 3 | $ 174,000 | $ 58,000 | $ 54,000 |
| Battle Creek, MI | 3 | $ 761,000 | $ 253,666 | $ 108,000 |
| Champaign-Urbana, IL | 3 | $ 394,000 | $ 131,333 | $ 61,000 |
| Elkhart-Goshen, IN | 3 | $ 321,000 | $ 107,000 | $ 0 |
| Holland-Grand Haven, MI | 3 | $ 1,786,000 | $ 595,333 | $ 0 |
| Kennewick-Richland-Pasco, WA | 3 | $ 322,000 | $ 107,333 | $ 21,000 |
| Lafayette, LA | 3 | $ 417,000 | $ 139,000 | $ 79,000 |
| Lake Charles, LA | 3 | $ 414,000 | $ 138,000 | $ 33,000 |
| Lincoln, NE | 3 | $ 342,000 | $ 114,000 | $ 0 |
| Longview, TX | 3 | $ 276,000 | $ 92,000 | $ 84,000 |
| Longview, WA | 3 | $ 779,000 | $ 259,666 | $ 0 |
| Lubbock, TX | 3 | $ 354,000 | $ 118,000 | $ 52,000 |
| Racine, WI | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Rochester, MN | 3 | $ 500,000 | $ 166,666 | $ 0 |
| Shreveport-Bossier City, LA | 3 | $ 918,000 | $ 306,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 1,784,000 | $ 594,666 | $ 298,666 |
| St. Cloud, MN | 3 | $ 1,034,000 | $ 344,666 | $ 0 |
| Wheeling, WV-OH | 3 | $ 149,000 | $ 49,666 | $ 44,666 |
| Abilene, TX | 2 | $ 1,050,000 | $ 525,000 | $ 18,000 |
| Anderson, IN | 2 | $ 189,000 | $ 94,500 | $ 21,000 |
| Bowling Green, KY | 2 | $ 1,083,000 | $ 541,500 | $ 12,000 |
| Carson City, NV | 2 | $ 824,000 | $ 412,000 | $ 0 |
| Charleston, WV | 2 | $ 667,000 | $ 333,500 | $ 34,000 |
| Cheyenne, WY | 2 | $ 154,000 | $ 77,000 | $ 0 |
| Duluth, MN-WI | 2 | $ 583,000 | $ 291,500 | $ 0 |
| Fond Du Lac, WI | 2 | $ 445,000 | $ 222,500 | $ 0 |
| Green Bay, WI | 2 | $ 494,000 | $ 247,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 402,000 | $ 201,000 | $ 0 |
| Jackson, MI | 2 | $ 213,000 | $ 106,500 | $ 111,000 |
| Jackson, TN | 2 | $ 153,000 | $ 76,500 | $ 43,000 |
| Lafayette, IN | 2 | $ 7,032,000 | $ 3,516,000 | $ 100,000 |
| Las Cruces, NM | 2 | $ 16,055,000 | $ 8,027,500 | $ 0 |
| Midland, TX | 2 | $ 176,000 | $ 88,000 | $ 52,000 |
| Niles-Benton Harbor, MI | 2 | $ 620,000 | $ 310,000 | $ 18,000 |
| Pocatello, ID | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Sandusky, OH | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Springfield, OH | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Victoria, TX | 2 | $ 86,000 | $ 43,000 | $ 65,000 |
| Appleton, WI | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Bangor, ME | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Billings, MT | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Bloomington, IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Casper, WY | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Corvallis, OR | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Decatur, IL | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Elizabethtown, KY | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Flint, MI | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Janesville, WI | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Jonesboro, AR | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Joplin, MO | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Kokomo, IN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Logan, UT-ID | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Monroe, LA | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Muncie, IN | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Owensboro, KY | 1 | $ 794,000 | $ 794,000 | $ 0 |
| Peoria, IL | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 108,000 | $ 108,000 | $ 0 |
| San Angelo, TX | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| Sheboygan, WI | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Wausau, WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank, NA in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 177,498 | $23,820,414,000 | $134,000 | $61,000,000 | $99,000 | $9,999,000 |
| Home Purchase | 42,185 | $10,159,919,000 | $240,000 | $80,000,000 | $88,000 | $9,999,000 |
| Home Improvement | 37,667 | $2,080,306,000 | $55,000 | $26,700,000 | $94,000 | $5,260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 152,541 | $16,732,162,000 | $109,000 | $13,250,000 | $107,000 | $9,999,000 |
| Black or African American | 31,638 | $2,861,908,000 | $90,000 | $3,200,000 | $78,000 | $6,281,000 |
| Hispanic | 23,134 | $2,679,972,000 | $115,000 | $12,220,000 | $98,000 | $7,500,000 |
| Not Provided | 21,035 | $2,517,923,000 | $119,000 | $9,050,000 | $119,000 | $9,999,000 |
| Not applicable | 18,779 | $9,902,779,000 | $527,000 | $80,000,000 | $0 | $1,875,000 |
| Asian | 6,064 | $850,341,000 | $140,000 | $1,658,000 | $130,000 | $9,713,000 |
| American Indian or Alaskan Native | 3,235 | $400,732,000 | $123,000 | $1,500,000 | $124,000 | $2,981,000 |
| Native Hawaiian or Other Pacific Islander | 924 | $114,822,000 | $124,000 | $1,800,000 | $112,000 | $917,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 257,336 | $36,059,180,000 | $140,000 | $80,000,000 | $96,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,101,000 | $100,000 | $128,000 | $23,000 | $54,000 |
| VA-guaranteed (Veterans Administration) | 3 | $358,000 | $119,000 | $135,000 | $55,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 117,914 | $16,420,243,000 | $139,000 | $80,000,000 | $110,000 | $9,999,000 |
| Application Approved But Not Accepted | 60,872 | $7,047,670,000 | $115,000 | $26,700,000 | $114,000 | $9,999,000 |
| Application Denied By Financial Institution | 60,195 | $6,396,009,000 | $106,000 | $13,250,000 | $81,000 | $9,973,000 |
| Loan Purchased By The Institution | 18,095 | $6,120,987,000 | $338,000 | $3,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 187 | $67,027,000 | $358,000 | $5,840,000 | $64,000 | $1,417,000 |
| File Closed For Incompleteness | 87 | $8,703,000 | $100,000 | $800,000 | $80,000 | $450,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30,291 | $2,538,080,000 | $83,000 | $13,250,000 | $70,000 | $9,973,000 |
| Debt-To-Income Ratio | 17,774 | $2,306,716,000 | $129,000 | $6,000,000 | $69,000 | $1,248,000 |
| Collateral | 10,819 | $1,232,808,000 | $113,000 | $7,200,000 | $116,000 | $5,019,000 |
| Other | 1,167 | $283,908,000 | $243,000 | $5,500,000 | $202,000 | $3,696,000 |
| Unverifiable Information | 113 | $16,342,000 | $144,000 | $1,000,000 | $103,000 | $650,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $12,385,000 | $651,000 | $3,000,000 | $136,000 | $1,461,000 |
| Credit Application Incomplete | 7 | $5,050,000 | $721,000 | $2,193,000 | $271,000 | $1,897,000 |
| Employment History | 4 | $630,000 | $157,000 | $180,000 | $63,000 | $148,000 |
| Mortgage Insurance Denied | 1 | $90,000 | $90,000 | $90,000 | $101,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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