Washtenaw Mortgage Company Mortgage Lending & HMDA Data, 2004

In 2004, Washtenaw Mortgage Company of Ann Arbor, MI reported 15,461 mortgage applications totaling $2.1 billion, down 52% from 2003. The average application was for $135,697, and applicants reported an average income of $61,555. 49% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,112), Warren-Farmington Hills-Troy, MI (948) and Detroit-Livonia-Dearborn, MI (605) (applications in parentheses).

Mortgage Company & Address Washtenaw Mortgage Company
3767 Ranchero Drive
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 15,461
Total Mortgage Loan Application Amount $2,098,014,000
Average Mortgage Loan Application Amount $135,697
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $61,555
Highest Applicant Income $1,652,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washtenaw Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washtenaw Mortgage Company by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 810 $ 143,077,000 $ 176,638 $ 65,000
Wayne, Michigan 605 $ 75,607,000 $ 124,970 $ 60,000
Oakland, Michigan 513 $ 89,596,000 $ 174,651 $ 79,000
Ingham, Michigan 326 $ 38,278,000 $ 117,417 $ 68,000
Los Angeles, California 314 $ 74,018,000 $ 235,726 $ 79,000
Washtenaw, Michigan 255 $ 44,852,000 $ 175,890 $ 83,000
Allegheny, Pennsylvania 245 $ 24,060,000 $ 98,204 $ 59,000
Franklin, Ohio 236 $ 28,735,000 $ 121,758 $ 59,000
Macomb, Michigan 226 $ 34,406,000 $ 152,238 $ 70,000
Salt Lake, Utah 210 $ 34,225,000 $ 162,976 $ 65,000
Cuyahoga, Ohio 209 $ 22,367,000 $ 107,019 $ 54,000
Pima, Arizona 170 $ 23,414,000 $ 137,729 $ 79,000
Genesee, Michigan 155 $ 19,072,000 $ 123,045 $ 62,000
Eaton, Michigan 153 $ 19,156,000 $ 125,202 $ 57,000
Lake, Illinois 151 $ 32,546,000 $ 215,536 $ 72,000
Kent, Michigan 135 $ 16,025,000 $ 118,703 $ 55,000
Miami-Dade, Florida 126 $ 18,710,000 $ 148,492 $ 60,000
Livingston, Michigan 122 $ 22,173,000 $ 181,745 $ 72,000
Summit, Ohio 117 $ 12,702,000 $ 108,564 $ 58,000
DuPage, Illinois 109 $ 21,187,000 $ 194,376 $ 75,000
Hennepin, Minnesota 100 $ 16,990,000 $ 169,900 $ 64,000
Marion, Indiana 99 $ 10,513,000 $ 106,191 $ 63,000
Saginaw, Michigan 96 $ 9,087,000 $ 94,656 $ 68,000
Clinton, Michigan 94 $ 13,485,000 $ 143,457 $ 62,000
Maricopa, Arizona 93 $ 13,562,000 $ 145,827 $ 60,000
Butler, Pennsylvania 93 $ 11,755,000 $ 126,397 $ 60,000
Lenawee, Michigan 92 $ 10,504,000 $ 114,173 $ 62,000
Utah, Utah 91 $ 14,608,000 $ 160,527 $ 73,000
Stark, Ohio 87 $ 8,867,000 $ 101,919 $ 45,000
Jackson, Michigan 81 $ 8,809,000 $ 108,753 $ 57,000
Will, Illinois 80 $ 13,898,000 $ 173,725 $ 75,000
Lake, Indiana 79 $ 8,438,000 $ 106,810 $ 57,000
Lucas, Ohio 79 $ 8,892,000 $ 112,556 $ 65,000
Montgomery, Ohio 78 $ 7,897,000 $ 101,243 $ 72,000
Westmoreland, Pennsylvania 73 $ 8,482,000 $ 116,191 $ 60,000
Ross, Ohio 65 $ 6,353,000 $ 97,738 $ 53,000
Surry, North Carolina 64 $ 6,429,000 $ 100,453 $ 52,000
Bay, Michigan 63 $ 6,803,000 $ 107,984 $ 61,000
Mahoning, Ohio 63 $ 5,874,000 $ 93,238 $ 54,000
Pennington, South Dakota 63 $ 7,269,000 $ 115,380 $ 59,000
San Bernardino, California 61 $ 10,989,000 $ 180,147 $ 73,000
Ottawa, Michigan 60 $ 7,592,000 $ 126,533 $ 45,000
King, Washington 60 $ 11,724,000 $ 195,400 $ 72,000
Lorain, Ohio 59 $ 7,582,000 $ 128,508 $ 90,000
Jefferson, Kentucky 57 $ 7,816,000 $ 137,122 $ 59,000
Monroe, Michigan 57 $ 7,336,000 $ 128,701 $ 53,000
Fairfield, Ohio 57 $ 6,851,000 $ 120,192 $ 68,000
Arapahoe, Colorado 55 $ 10,357,000 $ 188,309 $ 63,000
Hamilton, Ohio 54 $ 6,690,000 $ 123,888 $ 66,000
Medina, Ohio 54 $ 7,147,000 $ 132,351 $ 94,000
El Paso, Colorado 53 $ 9,311,000 $ 175,679 $ 80,000
Kane, Illinois 52 $ 9,767,000 $ 187,826 $ 64,000
McHenry, Illinois 52 $ 9,325,000 $ 179,326 $ 69,000
Columbiana, Ohio 51 $ 4,096,000 $ 80,313 $ 41,000
Contra Costa, California 50 $ 11,548,000 $ 230,960 $ 87,000
Allen, Indiana 49 $ 6,414,000 $ 130,897 $ 70,000
Wayne, Indiana 49 $ 4,321,000 $ 88,183 $ 56,000
Forsyth, North Carolina 49 $ 5,184,000 $ 105,795 $ 50,000
Hillsborough, Florida 48 $ 6,355,000 $ 132,395 $ 65,000
Polk, Iowa 48 $ 5,381,000 $ 112,104 $ 63,000
St. Clair, Michigan 47 $ 6,932,000 $ 147,489 $ 53,000
Beaver, Pennsylvania 47 $ 4,599,000 $ 97,851 $ 45,000
Washington, Pennsylvania 46 $ 4,546,000 $ 98,826 $ 47,000
St. Joseph, Indiana 45 $ 3,261,000 $ 72,466 $ 44,000
Black Hawk, Iowa 45 $ 4,012,000 $ 89,155 $ 48,000
Dallas, Iowa 45 $ 4,083,000 $ 90,733 $ 47,000
Baltimore, Maryland 45 $ 9,089,000 $ 201,977 $ 100,000
Lake, Ohio 45 $ 5,463,000 $ 121,400 $ 53,000
Riverside, California 44 $ 8,892,000 $ 202,090 $ 74,000
Midland, Michigan 44 $ 5,499,000 $ 124,977 $ 82,000
Jackson, Missouri 44 $ 4,597,000 $ 104,477 $ 53,000
Broward, Florida 43 $ 6,728,000 $ 156,465 $ 81,000
Harnett, North Carolina 43 $ 4,413,000 $ 102,627 $ 41,000
Alameda, California 42 $ 10,778,000 $ 256,619 $ 79,000
Porter, Indiana 42 $ 4,474,000 $ 106,523 $ 63,000
Iosco, Michigan 42 $ 4,447,000 $ 105,880 $ 60,000
Ashtabula, Ohio 42 $ 3,902,000 $ 92,904 $ 45,000
Milwaukee, Wisconsin 42 $ 5,798,000 $ 138,047 $ 67,000
Davis, Utah 41 $ 7,121,000 $ 173,682 $ 88,000
Chesterfield, Virginia 41 $ 6,439,000 $ 157,048 $ 55,000
Prince George's, Maryland 40 $ 6,820,000 $ 170,500 $ 64,000
Lapeer, Michigan 40 $ 5,080,000 $ 127,000 $ 60,000
Bedford, Virginia 40 $ 5,412,000 $ 135,300 $ 66,000
Guilford, North Carolina 39 $ 4,209,000 $ 107,923 $ 57,000
Henrico, Virginia 39 $ 5,814,000 $ 149,076 $ 84,000
Jefferson, Colorado 38 $ 6,994,000 $ 184,052 $ 82,000
Alachua, Florida 38 $ 5,394,000 $ 141,947 $ 59,000
Ionia, Michigan 38 $ 3,944,000 $ 103,789 $ 54,000
Palm Beach, Florida 37 $ 6,307,000 $ 170,459 $ 123,000
Butler, Ohio 37 $ 4,487,000 $ 121,270 $ 74,000
San Diego, California 35 $ 8,237,000 $ 235,342 $ 81,000
Lee, Florida 35 $ 5,962,000 $ 170,342 $ 91,000
Pinellas, Florida 35 $ 3,629,000 $ 103,685 $ 62,000
Licking, Ohio 35 $ 4,166,000 $ 119,028 $ 62,000
Roanoke, Virginia 34 $ 4,632,000 $ 136,235 $ 64,000
Roanoke City, Virginia 34 $ 3,580,000 $ 105,294 $ 49,000
Shiawassee, Michigan 32 $ 4,270,000 $ 133,437 $ 69,000
Portage, Ohio 32 $ 4,091,000 $ 127,843 $ 59,000
Natrona, Wyoming 32 $ 3,557,000 $ 111,156 $ 61,000
Orange, California 31 $ 7,845,000 $ 253,064 $ 83,000
Reno, Kansas 31 $ 2,304,000 $ 74,322 $ 35,000
Marquette, Michigan 31 $ 2,978,000 $ 96,064 $ 46,000
Harris, Texas 31 $ 3,298,000 $ 106,387 $ 52,000
Fayette, Kentucky 30 $ 3,702,000 $ 123,400 $ 68,000
Calhoun, Michigan 30 $ 3,175,000 $ 105,833 $ 56,000
Kalamazoo, Michigan 30 $ 3,188,000 $ 106,266 $ 62,000
Allen, Ohio 30 $ 2,861,000 $ 95,366 $ 51,000
St. Charles, Missouri 29 $ 3,811,000 $ 131,413 $ 50,000
Ramsey, Minnesota 28 $ 4,800,000 $ 171,428 $ 74,000
Buchanan, Missouri 28 $ 2,399,000 $ 85,678 $ 47,000
Spartanburg, South Carolina 28 $ 2,837,000 $ 101,321 $ 41,000
Fairfax, Virginia 28 $ 6,699,000 $ 239,250 $ 103,000
Virginia Beach, Virginia 28 $ 5,677,000 $ 202,750 $ 86,000
Madison, Indiana 27 $ 2,252,000 $ 83,407 $ 53,000
Trumbull, Ohio 27 $ 2,287,000 $ 84,703 $ 44,000
Sacramento, California 26 $ 4,235,000 $ 162,884 $ 88,000
Johnson, Indiana 26 $ 3,262,000 $ 125,461 $ 69,000
Allegan, Michigan 26 $ 3,057,000 $ 117,576 $ 66,000
Scott, Minnesota 26 $ 5,875,000 $ 225,961 $ 128,000
St. Louis, Missouri 26 $ 2,848,000 $ 109,538 $ 47,000
Huron, Ohio 26 $ 2,469,000 $ 94,961 $ 55,000
Ventura, California 25 $ 6,890,000 $ 275,600 $ 118,000
Duval, Florida 25 $ 2,268,000 $ 90,720 $ 62,000
Scott, Iowa 25 $ 2,272,000 $ 90,880 $ 53,000
Dakota, Minnesota 25 $ 4,534,000 $ 181,360 $ 60,000
Davidson, North Carolina 25 $ 2,404,000 $ 96,160 $ 42,000
Wake, North Carolina 25 $ 4,032,000 $ 161,280 $ 80,000
Erie, Ohio 25 $ 2,673,000 $ 106,920 $ 56,000
Wood, Ohio 25 $ 2,885,000 $ 115,400 $ 48,000
Santa Clara, California 24 $ 5,927,000 $ 246,958 $ 89,000
Denver, Colorado 24 $ 3,922,000 $ 163,416 $ 60,000
Douglas, Colorado 24 $ 5,432,000 $ 226,333 $ 75,000
Larimer, Colorado 24 $ 3,754,000 $ 156,416 $ 56,000
Weld, Colorado 24 $ 4,262,000 $ 177,583 $ 69,000
Whitfield, Georgia 24 $ 1,855,000 $ 77,291 $ 40,000
Lyon, Iowa 24 $ 1,818,000 $ 75,750 $ 35,000
Sedgwick, Kansas 24 $ 2,164,000 $ 90,166 $ 143,000
Anoka, Minnesota 24 $ 4,218,000 $ 175,750 $ 60,000
Clark, Nevada 24 $ 3,809,000 $ 158,708 $ 66,000
Johnston, North Carolina 24 $ 2,518,000 $ 104,916 $ 63,000
Mecklenburg, North Carolina 24 $ 3,097,000 $ 129,041 $ 55,000
Scioto, Ohio 24 $ 2,037,000 $ 84,875 $ 42,000
Warren, Ohio 24 $ 3,523,000 $ 146,791 $ 69,000
San Joaquin, California 23 $ 4,400,000 $ 191,304 $ 68,000
Adams, Colorado 23 $ 4,155,000 $ 180,652 $ 69,000
Gwinnett, Georgia 23 $ 3,579,000 $ 155,608 $ 69,000
Johnson, Kansas 23 $ 4,290,000 $ 186,521 $ 78,000
Muskegon, Michigan 23 $ 2,589,000 $ 112,565 $ 51,000
St. Louis City, Missouri 23 $ 1,960,000 $ 85,217 $ 66,000
Delaware, Ohio 23 $ 4,195,000 $ 182,391 $ 94,000
Jefferson, Ohio 23 $ 1,475,000 $ 64,130 $ 40,000
Franklin, Virginia 23 $ 3,724,000 $ 161,913 $ 50,000
Orange, Florida 22 $ 3,352,000 $ 152,363 $ 67,000
Greene, Ohio 22 $ 3,090,000 $ 140,454 $ 75,000
Hillsdale, Michigan 21 $ 2,283,000 $ 108,714 $ 43,000
Montcalm, Michigan 21 $ 2,145,000 $ 102,142 $ 39,000
Sampson, North Carolina 21 $ 1,983,000 $ 94,428 $ 58,000
Belmont, Ohio 21 $ 1,350,000 $ 64,285 $ 35,000
Tuscarawas, Ohio 21 $ 1,960,000 $ 93,333 $ 42,000
Fulton, Georgia 20 $ 3,157,000 $ 157,850 $ 77,000
Murray, Georgia 20 $ 2,016,000 $ 100,800 $ 46,000
Montgomery, Maryland 20 $ 4,412,000 $ 220,600 $ 88,000
Berrien, Michigan 20 $ 2,397,000 $ 119,850 $ 58,000
Grand Traverse, Michigan 20 $ 2,276,000 $ 113,800 $ 57,000
New Hanover, North Carolina 20 $ 2,883,000 $ 144,150 $ 97,000
Athens, Ohio 20 $ 1,901,000 $ 95,050 $ 46,000
Seneca, Ohio 20 $ 1,538,000 $ 76,900 $ 31,000
Union, Ohio 20 $ 3,022,000 $ 151,100 $ 53,000
Bucks, Pennsylvania 20 $ 3,455,000 $ 172,750 $ 73,000
Norfolk, Virginia 20 $ 2,650,000 $ 132,500 $ 55,000
Hamilton, Indiana 19 $ 2,943,000 $ 154,894 $ 67,000
Barry, Michigan 19 $ 1,886,000 $ 99,263 $ 45,000
Hancock, Ohio 19 $ 1,743,000 $ 91,736 $ 41,000
Pike, Ohio 19 $ 1,602,000 $ 84,315 $ 42,000
Wayne, Ohio 19 $ 1,691,000 $ 89,000 $ 48,000
Erie, Pennsylvania 19 $ 1,766,000 $ 92,947 $ 51,000
Waukesha, Wisconsin 19 $ 3,012,000 $ 158,526 $ 74,000
Sweetwater, Wyoming 19 $ 1,890,000 $ 99,473 $ 58,000
Sutter, California 18 $ 2,805,000 $ 155,833 $ 54,000
Highlands, Florida 18 $ 1,858,000 $ 103,222 $ 37,000
Pickaway, Ohio 18 $ 2,117,000 $ 117,611 $ 47,000
Laramie, Wyoming 18 $ 2,049,000 $ 113,833 $ 49,000
Clayton, Georgia 17 $ 1,728,000 $ 101,647 $ 42,000
Branch, Michigan 17 $ 1,471,000 $ 86,529 $ 37,000
Delta, Michigan 17 $ 1,366,000 $ 80,352 $ 65,000
Van Buren, Michigan 17 $ 2,104,000 $ 123,764 $ 54,000
Philadelphia, Pennsylvania 17 $ 1,371,000 $ 80,647 $ 48,000
Sanpete, Utah 17 $ 1,413,000 $ 83,117 $ 38,000
Bernalillo, New Mexico 16 $ 1,776,000 $ 111,000 $ 46,000
Randolph, North Carolina 16 $ 2,100,000 $ 131,250 $ 59,000
Wasatch, Utah 16 $ 2,837,000 $ 177,312 $ 55,000
Weber, Utah 16 $ 2,751,000 $ 171,937 $ 74,000
Snohomish, Washington 16 $ 2,660,000 $ 166,250 $ 74,000
DeKalb, Georgia 15 $ 2,048,000 $ 136,533 $ 64,000
Winnebago, Illinois 15 $ 1,516,000 $ 101,066 $ 55,000
Clark, Indiana 15 $ 1,679,000 $ 111,933 $ 53,000
LaPorte, Indiana 15 $ 1,476,000 $ 98,400 $ 42,000
Pulaski, Kentucky 15 $ 1,117,000 $ 74,466 $ 39,000
Gratiot, Michigan 15 $ 1,597,000 $ 106,466 $ 40,000
Washington, Minnesota 15 $ 3,023,000 $ 201,533 $ 66,000
Richland, Ohio 15 $ 1,399,000 $ 93,266 $ 45,000
Wyandot, Ohio 15 $ 1,383,000 $ 92,200 $ 85,000
Lawrence, Pennsylvania 15 $ 1,285,000 $ 85,666 $ 48,000
Greenville, South Carolina 15 $ 1,614,000 $ 107,600 $ 41,000
Horry, South Carolina 15 $ 1,898,000 $ 126,533 $ 76,000
Meade, South Dakota 15 $ 2,229,000 $ 148,600 $ 47,000
Montgomery, Virginia 15 $ 1,711,000 $ 114,066 $ 64,000
Hernando, Florida 14 $ 940,000 $ 67,142 $ 39,000
Volusia, Florida 14 $ 1,441,000 $ 102,928 $ 46,000
Habersham, Georgia 14 $ 1,230,000 $ 87,857 $ 35,000
Elkhart, Indiana 14 $ 1,371,000 $ 97,928 $ 45,000
Shawnee, Kansas 14 $ 1,204,000 $ 86,000 $ 57,000
Laurel, Kentucky 14 $ 1,320,000 $ 94,285 $ 43,000
Gladwin, Michigan 14 $ 1,292,000 $ 92,285 $ 55,000
Jasper, Missouri 14 $ 1,086,000 $ 77,571 $ 41,000
Auglaize, Ohio 14 $ 1,194,000 $ 85,285 $ 40,000
Clark, Ohio 14 $ 1,395,000 $ 99,642 $ 58,000
Geauga, Ohio 14 $ 2,342,000 $ 167,285 $ 85,000
Lancaster, Pennsylvania 14 $ 1,614,000 $ 115,285 $ 69,000
Montgomery, Pennsylvania 14 $ 2,440,000 $ 174,285 $ 92,000
Box Elder, Utah 14 $ 1,731,000 $ 123,642 $ 54,000
Prince William, Virginia 14 $ 2,803,000 $ 200,214 $ 85,000
Richmond City, Virginia 14 $ 1,127,000 $ 80,500 $ 69,000
Cherokee, Georgia 13 $ 1,857,000 $ 142,846 $ 66,000
Delaware, Indiana 13 $ 1,104,000 $ 84,923 $ 58,000
Linn, Iowa 13 $ 1,702,000 $ 130,923 $ 51,000
Douglas, Kansas 13 $ 1,893,000 $ 145,615 $ 56,000
Kenton, Kentucky 13 $ 1,783,000 $ 137,153 $ 80,000
Anne Arundel, Maryland 13 $ 2,458,000 $ 189,076 $ 70,000
Arenac, Michigan 13 $ 1,108,000 $ 85,230 $ 62,000
Clare, Michigan 13 $ 1,124,000 $ 86,461 $ 35,000
Carver, Minnesota 13 $ 2,281,000 $ 175,461 $ 53,000
Cascade, Montana 13 $ 1,271,000 $ 97,769 $ 71,000
Brunswick, North Carolina 13 $ 1,401,000 $ 107,769 $ 72,000
Clermont, Ohio 13 $ 2,076,000 $ 159,692 $ 82,000
Richland, South Carolina 13 $ 2,261,000 $ 173,923 $ 63,000
Fort Bend, Texas 13 $ 1,792,000 $ 137,846 $ 77,000
Chesapeake, Virginia 13 $ 2,097,000 $ 161,307 $ 63,000
Clark, Washington 13 $ 2,318,000 $ 178,307 $ 67,000
Yavapai, Arizona 12 $ 1,650,000 $ 137,500 $ 70,000
San Mateo, California 12 $ 3,242,000 $ 270,166 $ 104,000
Antrim, Michigan 12 $ 1,521,000 $ 126,750 $ 84,000
St. Joseph, Michigan 12 $ 952,000 $ 79,333 $ 42,000
Tuscola, Michigan 12 $ 1,121,000 $ 93,416 $ 64,000
Hocking, Ohio 12 $ 1,073,000 $ 89,416 $ 40,000
Marion, Ohio 12 $ 1,188,000 $ 99,000 $ 55,000
Delaware, Pennsylvania 12 $ 1,472,000 $ 122,666 $ 49,000
Fayette, Pennsylvania 12 $ 1,099,000 $ 91,583 $ 64,000
Lexington, South Carolina 12 $ 1,782,000 $ 148,500 $ 54,000
Shelby, Tennessee 12 $ 1,735,000 $ 144,583 $ 84,000
Botetourt, Virginia 12 $ 2,325,000 $ 193,750 $ 80,000
Loudoun, Virginia 12 $ 2,930,000 $ 244,166 $ 99,000
Salem, Virginia 12 $ 1,102,000 $ 91,833 $ 41,000
Polk, Florida 11 $ 1,110,000 $ 100,909 $ 64,000
Newton, Georgia 11 $ 1,188,000 $ 108,000 $ 52,000
Carroll, Ohio 11 $ 980,000 $ 89,090 $ 30,000
Darke, Ohio 11 $ 1,105,000 $ 100,454 $ 50,000
Gallia, Ohio 11 $ 919,000 $ 83,545 $ 52,000
Morrow, Ohio 11 $ 1,126,000 $ 102,363 $ 48,000
Muskingum, Ohio 11 $ 1,260,000 $ 114,545 $ 39,000
Perry, Ohio 11 $ 1,055,000 $ 95,909 $ 58,000
Preble, Ohio 11 $ 1,184,000 $ 107,636 $ 46,000
Indiana, Pennsylvania 11 $ 919,000 $ 83,545 $ 49,000
York, Pennsylvania 11 $ 1,454,000 $ 132,181 $ 60,000
Berkeley, South Carolina 11 $ 1,083,000 $ 98,454 $ 60,000
Brown, Wisconsin 11 $ 1,383,000 $ 125,727 $ 55,000
Pasco, Florida 10 $ 1,148,000 $ 114,800 $ 51,000
Sarasota, Florida 10 $ 1,293,000 $ 129,300 $ 62,000
Cobb, Georgia 10 $ 1,462,000 $ 146,200 $ 68,000
Floyd, Indiana 10 $ 734,000 $ 73,400 $ 40,000
Morgan, Indiana 10 $ 1,092,000 $ 109,200 $ 59,000
Starke, Indiana 10 $ 687,000 $ 68,700 $ 32,000
Bremer, Iowa 10 $ 862,000 $ 86,200 $ 45,000
Madison, Kentucky 10 $ 1,160,000 $ 116,000 $ 65,000
Howard, Maryland 10 $ 1,776,000 $ 177,600 $ 75,000
Charlevoix, Michigan 10 $ 1,691,000 $ 169,100 $ 120,000
Crawford, Michigan 10 $ 979,000 $ 97,900 $ 64,000
Mecosta, Michigan 10 $ 807,000 $ 80,700 $ 34,000
Ogemaw, Michigan 10 $ 768,000 $ 76,800 $ 41,000
Roscommon, Michigan 10 $ 1,382,000 $ 138,200 $ 116,000
Missoula, Montana 10 $ 1,356,000 $ 135,600 $ 65,000
Buncombe, North Carolina 10 $ 1,204,000 $ 120,400 $ 61,000
Stokes, North Carolina 10 $ 922,000 $ 92,200 $ 32,000
Crawford, Ohio 10 $ 907,000 $ 90,700 $ 56,000
Harrison, Ohio 10 $ 475,000 $ 47,500 $ 40,000
Jackson, Ohio 10 $ 788,000 $ 78,800 $ 74,000
Washington, Utah 10 $ 1,075,000 $ 107,500 $ 46,000
Pinal, Arizona 9 $ 1,271,000 $ 141,222 $ 50,000
Placer, California 9 $ 2,080,000 $ 231,111 $ 67,000
Solano, California 9 $ 2,150,000 $ 238,888 $ 75,000
Pueblo, Colorado 9 $ 920,000 $ 102,222 $ 36,000
Marion, Florida 9 $ 1,199,000 $ 133,222 $ 51,000
Bulloch, Georgia 9 $ 767,000 $ 85,222 $ 46,000
Henry, Georgia 9 $ 1,236,000 $ 137,333 $ 48,000
Sangamon, Illinois 9 $ 851,000 $ 94,555 $ 62,000
Fayette, Indiana 9 $ 810,000 $ 90,000 $ 69,000
Montgomery, Indiana 9 $ 727,000 $ 80,777 $ 51,000
Steuben, Indiana 9 $ 1,099,000 $ 122,111 $ 50,000
Clinton, Iowa 9 $ 523,000 $ 58,111 $ 48,000
Fayette, Iowa 9 $ 560,000 $ 62,222 $ 55,000
Terrebonne, Louisiana 9 $ 894,000 $ 99,333 $ 58,000
Alpena, Michigan 9 $ 838,000 $ 93,111 $ 44,000
Cheboygan, Michigan 9 $ 1,001,000 $ 111,222 $ 39,000
Emmet, Michigan 9 $ 1,875,000 $ 208,333 $ 84,000
Huron, Michigan 9 $ 871,000 $ 96,777 $ 87,000
Mackinac, Michigan 9 $ 1,127,000 $ 125,222 $ 138,000
Lawrence, Missouri 9 $ 1,059,000 $ 117,666 $ 58,000
Gaston, North Carolina 9 $ 839,000 $ 93,222 $ 56,000
Guernsey, Ohio 9 $ 765,000 $ 85,000 $ 48,000
Hardin, Ohio 9 $ 901,000 $ 100,111 $ 50,000
Knox, Ohio 9 $ 854,000 $ 94,888 $ 47,000
Madison, Ohio 9 $ 1,233,000 $ 137,000 $ 63,000
Ottawa, Ohio 9 $ 952,000 $ 105,777 $ 72,000
Shelby, Ohio 9 $ 836,000 $ 92,888 $ 48,000
Armstrong, Pennsylvania 9 $ 877,000 $ 97,444 $ 53,000
Dorchester, South Carolina 9 $ 1,082,000 $ 120,222 $ 48,000
Bedford City, Virginia 9 $ 792,000 $ 88,000 $ 24,000
Spotsylvania, Virginia 9 $ 1,799,000 $ 199,888 $ 64,000
La Crosse, Wisconsin 9 $ 1,112,000 $ 123,555 $ 42,000
Ozaukee, Wisconsin 9 $ 2,164,000 $ 240,444 $ 118,000
Cochise, Arizona 8 $ 701,000 $ 87,625 $ 43,000
Fairfield, Connecticut 8 $ 1,647,000 $ 205,875 $ 55,000
Douglas, Georgia 8 $ 744,000 $ 93,000 $ 48,000
Richmond, Georgia 8 $ 347,000 $ 43,375 $ 42,000
DeKalb, Indiana 8 $ 657,000 $ 82,125 $ 42,000
Huntington, Indiana 8 $ 699,000 $ 87,375 $ 42,000
Jasper, Indiana 8 $ 1,028,000 $ 128,500 $ 78,000
Jessamine, Kentucky 8 $ 863,000 $ 107,875 $ 46,000
Frederick, Maryland 8 $ 1,899,000 $ 237,375 $ 87,000
Osceola, Michigan 8 $ 968,000 $ 121,000 $ 54,000
Sherburne, Minnesota 8 $ 1,398,000 $ 174,750 $ 91,000
Clay, Missouri 8 $ 1,234,000 $ 154,250 $ 59,000
Yellowstone, Montana 8 $ 850,000 $ 106,250 $ 43,000
Bladen, North Carolina 8 $ 602,000 $ 75,250 $ 41,000
Cleveland, North Carolina 8 $ 638,000 $ 79,750 $ 40,000
Iredell, North Carolina 8 $ 755,000 $ 94,375 $ 56,000
Champaign, Ohio 8 $ 736,000 $ 92,000 $ 82,000
Miami, Ohio 8 $ 981,000 $ 122,625 $ 51,000
Multnomah, Oregon 8 $ 1,151,000 $ 143,875 $ 42,000
Cumberland, Pennsylvania 8 $ 879,000 $ 109,875 $ 70,000
Mercer, Pennsylvania 8 $ 1,039,000 $ 129,875 $ 83,000
Charleston, South Carolina 8 $ 1,250,000 $ 156,250 $ 74,000
Sevier, Utah 8 $ 823,000 $ 102,875 $ 43,000
Pulaski, Virginia 8 $ 835,000 $ 104,375 $ 60,000
Sonoma, California 7 $ 1,546,000 $ 220,857 $ 115,000
Hartford, Connecticut 7 $ 1,031,000 $ 147,285 $ 66,000
New Haven, Connecticut 7 $ 1,225,000 $ 175,000 $ 79,000
Charlotte, Florida 7 $ 1,382,000 $ 197,428 $ 88,000
Seminole, Florida 7 $ 977,000 $ 139,571 $ 55,000
Boone, Indiana 7 $ 1,009,000 $ 144,142 $ 95,000
Kosciusko, Indiana 7 $ 737,000 $ 105,285 $ 74,000
Wyandotte, Kansas 7 $ 760,000 $ 108,571 $ 48,000
Cass, Michigan 7 $ 843,000 $ 120,428 $ 105,000
Chippewa, Michigan 7 $ 774,000 $ 110,571 $ 40,000
Isabella, Michigan 7 $ 704,000 $ 100,571 $ 42,000
Menominee, Michigan 7 $ 774,000 $ 110,571 $ 52,000
Wexford, Michigan 7 $ 672,000 $ 96,000 $ 41,000
Chisago, Minnesota 7 $ 984,000 $ 140,571 $ 71,000
Wright, Minnesota 7 $ 1,088,000 $ 155,428 $ 87,000
Caldwell, Missouri 7 $ 619,000 $ 88,428 $ 51,000
Franklin, Missouri 7 $ 1,012,000 $ 144,571 $ 75,000
San Juan, New Mexico 7 $ 578,000 $ 82,571 $ 38,000
Chatham, North Carolina 7 $ 659,000 $ 94,142 $ 27,000
Scotland, North Carolina 7 $ 693,000 $ 99,000 $ 57,000
Defiance, Ohio 7 $ 620,000 $ 88,571 $ 40,000
Fulton, Ohio 7 $ 909,000 $ 129,857 $ 67,000
Logan, Ohio 7 $ 662,000 $ 94,571 $ 40,000
Sandusky, Ohio 7 $ 724,000 $ 103,428 $ 53,000
Washington, Oregon 7 $ 1,193,000 $ 170,428 $ 82,000
Greene, Pennsylvania 7 $ 630,000 $ 90,000 $ 42,000
Summit, Utah 7 $ 1,239,000 $ 177,000 $ 82,000
Tooele, Utah 7 $ 840,000 $ 120,000 $ 60,000
Hanover, Virginia 7 $ 1,103,000 $ 157,571 $ 67,000
Newport News, Virginia 7 $ 1,059,000 $ 151,285 $ 64,000
Pierce, Washington 7 $ 1,344,000 $ 192,000 $ 83,000
Columbia, Wisconsin 7 $ 874,000 $ 124,857 $ 45,000
Fresno, California 6 $ 894,000 $ 149,000 $ 84,000
Kern, California 6 $ 509,000 $ 84,833 $ 58,000
Teller, Colorado 6 $ 960,000 $ 160,000 $ 56,000
Bay, Florida 6 $ 641,000 $ 106,833 $ 141,000
Bradford, Florida 6 $ 501,000 $ 83,500 $ 60,000
Collier, Florida 6 $ 625,000 $ 104,166 $ 32,000
Leon, Florida 6 $ 678,000 $ 113,000 $ 56,000
St. Lucie, Florida 6 $ 935,000 $ 155,833 $ 57,000
Clarke, Georgia 6 $ 690,000 $ 115,000 $ 118,000
Dodge, Georgia 6 $ 352,000 $ 58,666 $ 32,000
Floyd, Georgia 6 $ 514,000 $ 85,666 $ 48,000
Morgan, Georgia 6 $ 785,000 $ 130,833 $ 52,000
Hendricks, Indiana 6 $ 1,032,000 $ 172,000 $ 66,000
Henry, Indiana 6 $ 531,000 $ 88,500 $ 40,000
Shelby, Indiana 6 $ 572,000 $ 95,333 $ 62,000
Franklin, Kansas 6 $ 543,000 $ 90,500 $ 47,000
Harford, Maryland 6 $ 1,251,000 $ 208,500 $ 90,000
Alcona, Michigan 6 $ 757,000 $ 126,166 $ 88,000
Kalkaska, Michigan 6 $ 600,000 $ 100,000 $ 35,000
Mason, Michigan 6 $ 614,000 $ 102,333 $ 70,000
Missaukee, Michigan 6 $ 581,000 $ 96,833 $ 53,000
Le Sueur, Minnesota 6 $ 734,000 $ 122,333 $ 39,000
Mille Lacs, Minnesota 6 $ 801,000 $ 133,500 $ 38,000
St. Louis, Minnesota 6 $ 722,000 $ 120,333 $ 47,000
Stearns, Minnesota 6 $ 689,000 $ 114,833 $ 66,000
Dona Ana, New Mexico 6 $ 912,000 $ 152,000 $ 78,000
Union, North Carolina 6 $ 962,000 $ 160,333 $ 64,000
Yadkin, North Carolina 6 $ 438,000 $ 73,000 $ 44,000
Ashland, Ohio 6 $ 686,000 $ 114,333 $ 47,000
Dauphin, Pennsylvania 6 $ 545,000 $ 90,833 $ 56,000
Somerset, Pennsylvania 6 $ 714,000 $ 119,000 $ 71,000
Anderson, South Carolina 6 $ 612,000 $ 102,000 $ 44,000
Blount, Tennessee 6 $ 453,000 $ 75,500 $ 32,000
Davidson, Tennessee 6 $ 832,000 $ 138,666 $ 54,000
Knox, Tennessee 6 $ 846,000 $ 141,000 $ 51,000
Cache, Utah 6 $ 640,000 $ 106,666 $ 76,000
Danville, Virginia 6 $ 329,000 $ 54,833 $ 86,000
Louisa, Virginia 6 $ 947,000 $ 157,833 $ 74,000
Converse, Wyoming 6 $ 546,000 $ 91,000 $ 47,000
Monterey, California 5 $ 987,000 $ 197,400 $ 45,000
San Francisco, California 5 $ 1,490,000 $ 298,000 $ 138,000
Stanislaus, California 5 $ 840,000 $ 168,000 $ 168,000
Boulder, Colorado 5 $ 987,000 $ 197,400 $ 69,000
New Castle, Delaware 5 $ 982,000 $ 196,400 $ 99,000
Sussex, Delaware 5 $ 739,000 $ 147,800 $ 76,000
Brevard, Florida 5 $ 530,000 $ 106,000 $ 43,000
Clay, Florida 5 $ 482,000 $ 96,400 $ 50,000
Lake, Florida 5 $ 582,000 $ 116,400 $ 52,000
Levy, Florida 5 $ 491,000 $ 98,200 $ 39,000
Chatham, Georgia 5 $ 586,000 $ 117,200 $ 65,000
Fayette, Georgia 5 $ 1,088,000 $ 217,600 $ 73,000
Rockdale, Georgia 5 $ 516,000 $ 103,200 $ 65,000
Bannock, Idaho 5 $ 463,000 $ 92,600 $ 70,000
Champaign, Illinois 5 $ 596,000 $ 119,200 $ 68,000
Kankakee, Illinois 5 $ 709,000 $ 141,800 $ 45,000
Madison, Illinois 5 $ 396,000 $ 79,200 $ 50,000
Cass, Indiana 5 $ 361,000 $ 72,200 $ 36,000
Greene, Indiana 5 $ 407,000 $ 81,400 $ 40,000
Hancock, Indiana 5 $ 363,000 $ 72,600 $ 39,000
Howard, Indiana 5 $ 539,000 $ 107,800 $ 71,000
Jay, Indiana 5 $ 382,000 $ 76,400 $ 36,000
Tippecanoe, Indiana 5 $ 765,000 $ 153,000 $ 65,000
Butler, Iowa 5 $ 534,000 $ 106,800 $ 38,000
Barren, Kentucky 5 $ 386,000 $ 77,200 $ 30,000
Hardin, Kentucky 5 $ 537,000 $ 107,400 $ 44,000
Alger, Michigan 5 $ 670,000 $ 134,000 $ 55,000
Lake, Michigan 5 $ 496,000 $ 99,200 $ 58,000
Leelanau, Michigan 5 $ 869,000 $ 173,800 $ 54,000
Manistee, Michigan 5 $ 984,000 $ 196,800 $ 86,000
Presque Isle, Michigan 5 $ 407,000 $ 81,400 $ 48,000
Platte, Missouri 5 $ 754,000 $ 150,800 $ 41,000
Santa Fe, New Mexico 5 $ 720,000 $ 144,000 $ 52,000
Duplin, North Carolina 5 $ 597,000 $ 119,400 $ 67,000
Mitchell, North Carolina 5 $ 558,000 $ 111,600 $ 52,000
Lawrence, Ohio 5 $ 644,000 $ 128,800 $ 67,000
Mercer, Ohio 5 $ 473,000 $ 94,600 $ 56,000
Monroe, Ohio 5 $ 260,000 $ 52,000 $ 58,000
Van Wert, Ohio 5 $ 323,000 $ 64,600 $ 41,000
Williams, Ohio 5 $ 488,000 $ 97,600 $ 55,000
Cleveland, Oklahoma 5 $ 465,000 $ 93,000 $ 66,000
Oklahoma, Oklahoma 5 $ 349,000 $ 69,800 $ 56,000
Jackson, Oregon 5 $ 659,000 $ 131,800 $ 43,000
Berks, Pennsylvania 5 $ 714,000 $ 142,800 $ 82,000
Luzerne, Pennsylvania 5 $ 525,000 $ 105,000 $ 34,000
Lycoming, Pennsylvania 5 $ 527,000 $ 105,400 $ 50,000
Greenwood, South Carolina 5 $ 411,000 $ 82,200 $ 65,000
Newberry, South Carolina 5 $ 576,000 $ 115,200 $ 58,000
Pickens, South Carolina 5 $ 527,000 $ 105,400 $ 45,000
Sumter, South Carolina 5 $ 633,000 $ 126,600 $ 82,000
Sevier, Tennessee 5 $ 805,000 $ 161,000 $ 180,000
Iron, Utah 5 $ 531,000 $ 106,200 $ 55,000
Hampton, Virginia 5 $ 521,000 $ 104,200 $ 49,000
Stafford, Virginia 5 $ 775,000 $ 155,000 $ 84,000
Eau Claire, Wisconsin 5 $ 553,000 $ 110,600 $ 45,000
Pierce, Wisconsin 5 $ 888,000 $ 177,600 $ 35,000
Washburn, Wisconsin 5 $ 596,000 $ 119,200 $ 43,000
Navajo, Arizona 4 $ 340,000 $ 85,000 $ 35,000
Santa Cruz, California 4 $ 1,024,000 $ 256,000 $ 66,000
Grand, Colorado 4 $ 1,404,000 $ 351,000 $ 105,000
Routt, Colorado 4 $ 815,000 $ 203,750 $ 84,000
Middlesex, Connecticut 4 $ 677,000 $ 169,250 $ 65,000
New London, Connecticut 4 $ 904,000 $ 226,000 $ 76,000
Tolland, Connecticut 4 $ 548,000 $ 137,000 $ 63,000
Columbia, Florida 4 $ 351,000 $ 87,750 $ 64,000
Putnam, Florida 4 $ 213,000 $ 53,250 $ 36,000
Butts, Georgia 4 $ 458,000 $ 114,500 $ 91,000
Catoosa, Georgia 4 $ 235,000 $ 58,750 $ 34,000
Evans, Georgia 4 $ 384,000 $ 96,000 $ 51,000
Gordon, Georgia 4 $ 298,000 $ 74,500 $ 38,000
Paulding, Georgia 4 $ 638,000 $ 159,500 $ 40,000
Polk, Georgia 4 $ 285,000 $ 71,250 $ 33,000
Spalding, Georgia 4 $ 375,000 $ 93,750 $ 40,000
Stephens, Georgia 4 $ 250,000 $ 62,500 $ 45,000
Walker, Georgia 4 $ 245,000 $ 61,250 $ 38,000
Bonneville, Idaho 4 $ 557,000 $ 139,250 $ 41,000
Henry, Illinois 4 $ 299,000 $ 74,750 $ 38,000
Kendall, Illinois 4 $ 767,000 $ 191,750 $ 102,000
Macon, Illinois 4 $ 203,000 $ 50,750 $ 30,000
Dearborn, Indiana 4 $ 449,000 $ 112,250 $ 53,000
Noble, Indiana 4 $ 376,000 $ 94,000 $ 43,000
Putnam, Indiana 4 $ 501,000 $ 125,250 $ 43,000
Union, Indiana 4 $ 508,000 $ 127,000 $ 132,000
Chickasaw, Iowa 4 $ 387,000 $ 96,750 $ 25,000
Guthrie, Iowa 4 $ 323,000 $ 80,750 $ 45,000
Page:

Mortgage Loan Application Detail Totals for Washtenaw Mortgage Company in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,985 $1,514,756,000 $132,175 $1,600,000 $59,050 $1,652,000
Home Purchase 4,476 $583,258,000 $135,512 $644,000 $64,230 $1,157,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,271 $1,512,462,000 $130,256 $950,000 $60,666 $1,652,000
Not Provided 1,781 $238,562,000 $131,850 $1,600,000 $60,600 $960,000
Black or African American 1,038 $124,179,000 $125,451 $549,000 $57,096 $720,000
Hispanic 523 $72,097,000 $130,838 $413,000 $46,838 $346,000
Asian 457 $91,760,000 $160,840 $500,000 $68,040 $389,000
Native Hawaiian or Other Pacific Islander 348 $53,596,000 $142,461 $400,000 $59,115 $240,000
American Indian or Alaskan Native 43 $5,358,000 $130,550 $323,000 $59,650 $211,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,790 $2,022,377,000 $133,285 $1,600,000 $59,571 $1,652,000
FHA-insured (Federal Housing Administration) 671 $75,637,000 $111,535 $238,000 $44,964 $1,013,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,643 $1,050,870,000 $134,972 $644,000 $61,666 $1,157,000
Application Denied By Financial Institution 5,680 $749,847,000 $131,175 $1,600,000 $61,900 $1,492,000
Loan Purchased By The Institution 980 $126,428,000 $116,823 $394,000 $55,794 $477,000
Application Approved But Not Accepted 778 $115,372,000 $132,687 $366,000 $66,531 $1,652,000
File Closed For Incompleteness 277 $42,318,000 $156,064 $947,000 $63,516 $1,652,000
Application Withdrawn By Applicant 103 $13,179,000 $138,913 $600,000 $63,217 $283,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 788 $96,690,000 $128,102 $1,600,000 $63,564 $573,000
Debt-To-Income Ratio 627 $89,322,000 $129,387 $950,000 $63,806 $1,104,000
Credit Application Incomplete 180 $24,868,000 $130,960 $467,000 $46,160 $293,000
Employment History 146 $20,419,000 $139,960 $628,000 $47,720 $602,000
Unverifiable Information 87 $10,351,000 $115,277 $514,000 $42,000 $188,000
Mortgage Insurance Denied 24 $2,855,000 $110,000 $500,000 $51,777 $122,000
Collateral 14 $1,211,000 $101,714 $169,000 $52,142 $95,000
Other 10 $1,264,000 $130,428 $265,000 $70,142 $196,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washtenaw Mortgage Company's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washtenaw Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List