Wintrust Mortgage Corporation Mortgage Lending & HMDA Data, 2010
In 2010, Wintrust Mortgage Corporation of Oak Brook Terrace, IL reported 18,935 mortgage applications totaling $4.4 billion, down 14% from 2009. The average application was for $234,211, and applicants reported an average income of $118,009. 65% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (12,144), Lake County-Kenosha County, IL-WI (1,036) and Madison, WI (421) (applications in parentheses).
| Mortgage Company & Address | Wintrust Mortgage Corporation 660 Midwest Rd Suite 100 Oak Brook Terrace, IL 60181 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 18,935 |
| Total Mortgage Loan Application Amount | $4,434,790,000 |
| Average Mortgage Loan Application Amount | $234,211 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $118,009 |
| Highest Applicant Income | $3,459,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wintrust Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 12,144 | $ 2,979,388,000 | $ 245,338 | $ 121,000 |
| Lake County-Kenosha County, IL-WI | 1,036 | $ 279,096,000 | $ 269,397 | $ 150,579 |
| Madison, WI | 421 | $ 108,923,000 | $ 258,724 | $ 155,000 |
| Denver-Aurora-Broomfield, CO | 386 | $ 88,696,000 | $ 229,782 | $ 104,000 |
| Baltimore-Towson, MD | 302 | $ 75,404,000 | $ 249,682 | $ 96,000 |
| Kansas City, MO-KS | 291 | $ 50,050,000 | $ 171,993 | $ 84,274 |
| Gary, IN | 210 | $ 37,473,000 | $ 178,442 | $ 83,000 |
| Wichita, KS | 191 | $ 24,551,000 | $ 128,539 | $ 67,000 |
| Milwaukee-Waukesha-West Allis, WI | 185 | $ 50,873,000 | $ 274,989 | $ 160,000 |
| St. Louis, MO-IL | 172 | $ 29,638,000 | $ 172,313 | $ 74,505 |
| Phoenix-Mesa-Glendale, AZ | 130 | $ 22,780,000 | $ 175,230 | $ 111,000 |
| Louisville-Jefferson County, KY-IN | 121 | $ 20,829,000 | $ 172,140 | $ 82,818 |
| Little Rock-North Little Rock-Conway, AR | 98 | $ 13,905,000 | $ 141,887 | $ 65,000 |
| Champaign-Urbana, IL | 97 | $ 16,877,000 | $ 173,989 | $ 113,000 |
| Hartford-West Hartford-East Hartford, CT | 94 | $ 18,090,000 | $ 192,446 | $ 84,000 |
| Manhattan, KS | 93 | $ 14,248,000 | $ 153,204 | $ 70,000 |
| Springfield, MO | 87 | $ 12,319,000 | $ 141,597 | $ 60,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 79 | $ 28,210,000 | $ 357,088 | $ 136,607 |
| Oklahoma City, OK | 74 | $ 9,781,000 | $ 132,175 | $ 85,000 |
| Boulder, CO | 72 | $ 18,811,000 | $ 261,263 | $ 111,000 |
| Indianapolis-Carmel, IN | 51 | $ 10,656,000 | $ 208,941 | $ 99,000 |
| Knoxville, TN | 44 | $ 6,073,000 | $ 138,022 | $ 47,000 |
| Philadelphia, PA | 44 | $ 11,319,000 | $ 257,250 | $ 136,000 |
| New York-White Plains-Wayne, NY-NJ | 41 | $ 16,445,000 | $ 401,097 | $ 129,804 |
| Atlanta-Sandy Springs-Marietta, GA | 35 | $ 9,332,000 | $ 266,628 | $ 128,000 |
| Memphis, TN-MS-AR | 35 | $ 6,491,000 | $ 185,457 | $ 120,800 |
| Bethesda-Rockville-Frederick, MD | 34 | $ 10,822,000 | $ 318,294 | $ 123,000 |
| Kankakee-Bradley, IL | 34 | $ 5,536,000 | $ 162,823 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 32 | $ 4,684,000 | $ 146,375 | $ 68,000 |
| Rockford, IL | 30 | $ 5,125,000 | $ 170,833 | $ 103,000 |
| Omaha-Council Bluffs, NE-IA | 29 | $ 6,007,000 | $ 207,137 | $ 89,000 |
| Fort Collins-Loveland, CO | 27 | $ 6,127,000 | $ 226,925 | $ 77,000 |
| Greeley, CO | 25 | $ 6,267,000 | $ 250,680 | $ 80,000 |
| Cincinnati-Middletown, OH-KY-IN | 24 | $ 5,366,000 | $ 223,583 | $ 124,666 |
| Columbus, OH | 24 | $ 4,027,000 | $ 167,791 | $ 86,000 |
| Houston-Sugar Land-Baytown, TX | 24 | $ 5,241,000 | $ 218,375 | $ 127,000 |
| Michigan City-La Porte, IN | 24 | $ 4,626,000 | $ 192,750 | $ 156,000 |
| New Haven-Milford, CT | 24 | $ 4,437,000 | $ 184,875 | $ 79,000 |
| Niles-Benton Harbor, MI | 24 | $ 5,722,000 | $ 238,416 | $ 214,000 |
| Edison-New Brunswick, NJ | 23 | $ 6,675,000 | $ 290,217 | $ 129,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 22 | $ 5,042,000 | $ 229,181 | $ 108,000 |
| South Bend-Mishawaka, IN-MI | 21 | $ 5,039,000 | $ 239,952 | $ 241,333 |
| Tulsa, OK | 20 | $ 2,597,000 | $ 129,850 | $ 60,000 |
| Las Vegas-Paradise, NV | 19 | $ 4,092,000 | $ 215,368 | $ 101,000 |
| Boston-Quincy, MA | 18 | $ 9,123,000 | $ 506,833 | $ 180,000 |
| Dallas-Plano-Irving, TX | 18 | $ 4,901,000 | $ 272,277 | $ 147,000 |
| Pine Bluff, AR | 18 | $ 2,155,000 | $ 119,722 | $ 52,000 |
| Austin-Round Rock-San Marcos, TX | 17 | $ 3,700,000 | $ 217,647 | $ 96,000 |
| Kalamazoo-Portage, MI | 17 | $ 3,874,000 | $ 227,882 | $ 248,000 |
| Nassau-Suffolk, NY | 17 | $ 5,355,000 | $ 315,000 | $ 140,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 5,329,000 | $ 333,062 | $ 135,000 |
| Colorado Springs, CO | 16 | $ 4,382,000 | $ 273,875 | $ 55,000 |
| Newark-Union, NJ-PA | 16 | $ 5,727,000 | $ 357,937 | $ 194,000 |
| Cleveland-Elyria-Mentor, OH | 15 | $ 3,071,000 | $ 204,733 | $ 121,000 |
| Fort Wayne, IN | 15 | $ 2,649,000 | $ 176,600 | $ 62,000 |
| Cape Girardeau-Jackson, MO-IL | 14 | $ 1,647,000 | $ 117,642 | $ 57,857 |
| Naples-Marco Island, FL | 14 | $ 3,074,000 | $ 219,571 | $ 191,000 |
| New Orleans-Metairie-Kenner, LA | 14 | $ 3,374,000 | $ 241,000 | $ 99,000 |
| Peoria, IL | 14 | $ 2,290,000 | $ 163,571 | $ 99,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 3,919,000 | $ 279,928 | $ 114,642 |
| Richmond, VA | 14 | $ 3,619,000 | $ 258,500 | $ 119,000 |
| Camden, NJ | 13 | $ 2,472,000 | $ 190,153 | $ 65,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 2,936,000 | $ 225,846 | $ 75,000 |
| San Antonio-New Braunfels, TX | 13 | $ 1,906,000 | $ 146,615 | $ 74,000 |
| Muskegon-Norton Shores, MI | 12 | $ 1,367,000 | $ 113,916 | $ 57,000 |
| San Francisco-San Mateo-Redwood City, CA | 12 | $ 6,538,000 | $ 544,833 | $ 319,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 2,957,000 | $ 246,416 | $ 171,000 |
| Janesville, WI | 11 | $ 1,786,000 | $ 162,363 | $ 91,000 |
| Racine, WI | 11 | $ 2,546,000 | $ 231,454 | $ 180,000 |
| Ann Arbor, MI | 10 | $ 2,439,000 | $ 243,900 | $ 149,000 |
| Bloomington-Normal, IL | 10 | $ 1,501,000 | $ 150,100 | $ 162,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 3,621,000 | $ 362,100 | $ 148,000 |
| Danville, IL | 10 | $ 1,627,000 | $ 162,700 | $ 95,000 |
| Des Moines-West Des Moines, IA | 10 | $ 2,821,000 | $ 282,100 | $ 188,000 |
| Los Angeles-Long Beach-Glendale, CA | 10 | $ 3,424,000 | $ 342,400 | $ 113,000 |
| Mansfield, OH | 10 | $ 852,000 | $ 85,200 | $ 40,000 |
| San Diego-Carlsbad-San Marcos, CA | 10 | $ 4,788,000 | $ 478,800 | $ 202,000 |
| Baton Rouge, LA | 9 | $ 1,754,000 | $ 194,888 | $ 87,000 |
| Charleston-North Charleston-Summerville, SC | 9 | $ 1,389,000 | $ 154,333 | $ 67,000 |
| Joplin, MO | 9 | $ 1,183,000 | $ 131,444 | $ 66,000 |
| North Port-Bradenton-Sarasota, FL | 9 | $ 1,883,000 | $ 209,222 | $ 100,000 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 2,286,000 | $ 254,000 | $ 130,666 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 2,497,000 | $ 277,444 | $ 212,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 2,214,000 | $ 246,000 | $ 104,000 |
| Topeka, KS | 9 | $ 980,000 | $ 108,888 | $ 68,000 |
| Vineland-Millville-Bridgeton, NJ | 9 | $ 1,446,000 | $ 160,666 | $ 84,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,340,000 | $ 167,500 | $ 115,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 8 | $ 2,697,000 | $ 337,125 | $ 333,000 |
| Decatur, IL | 8 | $ 882,000 | $ 110,250 | $ 64,000 |
| Greenville-Mauldin-Easley, SC | 8 | $ 1,571,000 | $ 196,375 | $ 74,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 1,016,000 | $ 127,000 | $ 53,125 |
| Pittsburgh, PA | 8 | $ 1,785,000 | $ 223,125 | $ 125,000 |
| St. Joseph, MO-KS | 8 | $ 991,000 | $ 123,875 | $ 54,375 |
| Toledo, OH | 8 | $ 1,135,000 | $ 141,875 | $ 59,000 |
| Abilene, TX | 7 | $ 1,065,000 | $ 152,142 | $ 129,000 |
| Anchorage, AK | 7 | $ 1,803,000 | $ 257,571 | $ 50,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,296,000 | $ 185,142 | $ 77,857 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 2,151,000 | $ 307,285 | $ 102,000 |
| Hot Springs, AR | 7 | $ 814,000 | $ 116,285 | $ 38,000 |
| Jacksonville, FL | 7 | $ 1,515,000 | $ 216,428 | $ 360,000 |
| Lawrence, KS | 7 | $ 971,000 | $ 138,714 | $ 68,000 |
| Salt Lake City, UT | 7 | $ 2,677,000 | $ 382,428 | $ 561,000 |
| Shreveport-Bossier City, LA | 7 | $ 1,286,000 | $ 183,714 | $ 68,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,581,000 | $ 225,857 | $ 109,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,040,000 | $ 173,333 | $ 52,500 |
| Detroit-Livonia-Dearborn, MI | 6 | $ 1,544,000 | $ 257,333 | $ 136,000 |
| Fort Worth-Arlington, TX | 6 | $ 882,000 | $ 147,000 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,382,000 | $ 230,333 | $ 153,000 |
| Lexington-Fayette, KY | 6 | $ 981,000 | $ 163,500 | $ 70,000 |
| Oakland-Fremont-Hayward, CA | 6 | $ 3,389,000 | $ 564,833 | $ 191,000 |
| Santa Ana-Anaheim-Irvine, CA | 6 | $ 1,533,000 | $ 255,500 | $ 69,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 568,000 | $ 94,666 | $ 47,500 |
| Atlantic City-Hammonton, NJ | 5 | $ 849,000 | $ 169,800 | $ 112,000 |
| Birmingham-Hoover, AL | 5 | $ 1,234,000 | $ 246,800 | $ 76,000 |
| Columbia, SC | 5 | $ 2,127,000 | $ 425,400 | $ 197,000 |
| Holland-Grand Haven, MI | 5 | $ 785,000 | $ 157,000 | $ 227,000 |
| Jefferson City, MO | 5 | $ 881,000 | $ 176,200 | $ 81,000 |
| Johnson City, TN | 5 | $ 967,000 | $ 193,400 | $ 86,000 |
| Norwich-New London, CT | 5 | $ 1,005,000 | $ 201,000 | $ 103,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 940,000 | $ 188,000 | $ 104,000 |
| Raleigh-Cary, NC | 5 | $ 1,301,000 | $ 260,200 | $ 127,000 |
| Rapid City, SD | 5 | $ 1,078,000 | $ 215,600 | $ 78,000 |
| Springfield, IL | 5 | $ 657,000 | $ 131,400 | $ 76,000 |
| Trenton-Ewing, NJ | 5 | $ 1,543,000 | $ 308,600 | $ 137,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 1,032,000 | $ 206,400 | $ 270,000 |
| Cedar Rapids, IA | 4 | $ 773,000 | $ 193,250 | $ 85,000 |
| Charleston, WV | 4 | $ 628,000 | $ 157,000 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,018,000 | $ 254,500 | $ 151,000 |
| Pueblo, CO | 4 | $ 570,000 | $ 142,500 | $ 383,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 923,000 | $ 230,750 | $ 97,000 |
| Sebastian-Vero Beach, FL | 4 | $ 751,000 | $ 187,750 | $ 83,000 |
| Akron, OH | 3 | $ 733,000 | $ 244,333 | $ 106,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 759,000 | $ 253,000 | $ 110,000 |
| Brownsville-Harlingen, TX | 3 | $ 443,000 | $ 147,666 | $ 72,000 |
| Clarksville, TN-KY | 3 | $ 403,000 | $ 134,333 | $ 50,666 |
| Columbia, MO | 3 | $ 616,000 | $ 205,333 | $ 70,000 |
| Dayton, OH | 3 | $ 343,000 | $ 114,333 | $ 92,000 |
| Durham-Chapel Hill, NC | 3 | $ 1,098,000 | $ 366,000 | $ 116,000 |
| Elizabethtown, KY | 3 | $ 927,000 | $ 309,000 | $ 99,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 294,000 | $ 98,000 | $ 56,000 |
| Lafayette, IN | 3 | $ 929,000 | $ 309,666 | $ 95,000 |
| Morgantown, WV | 3 | $ 589,000 | $ 196,333 | $ 70,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,023,000 | $ 341,000 | $ 199,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 783,000 | $ 261,000 | $ 48,000 |
| Wheeling, WV-OH | 3 | $ 173,000 | $ 57,666 | $ 23,000 |
| Albuquerque, NM | 2 | $ 588,000 | $ 294,000 | $ 62,000 |
| Appleton, WI | 2 | $ 273,000 | $ 136,500 | $ 72,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 299,000 | $ 149,500 | $ 45,000 |
| Barnstable Town, MA | 2 | $ 630,000 | $ 315,000 | $ 290,000 |
| Bloomington, IN | 2 | $ 250,000 | $ 125,000 | $ 97,000 |
| Boise City-Nampa, ID | 2 | $ 471,000 | $ 235,500 | $ 176,000 |
| Bremerton-Silverdale, WA | 2 | $ 618,000 | $ 309,000 | $ 0 |
| Charlottesville, VA | 2 | $ 484,000 | $ 242,000 | $ 42,000 |
| Chattanooga, TN-GA | 2 | $ 226,000 | $ 113,000 | $ 41,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 568,000 | $ 284,000 | $ 84,000 |
| Dover, DE | 2 | $ 361,000 | $ 180,500 | $ 20,000 |
| El Paso, TX | 2 | $ 229,000 | $ 114,500 | $ 51,000 |
| Fayetteville, NC | 2 | $ 279,000 | $ 139,500 | $ 27,000 |
| Fort Smith, AR-OK | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Grand Junction, CO | 2 | $ 632,000 | $ 316,000 | $ 102,000 |
| Green Bay, WI | 2 | $ 424,000 | $ 212,000 | $ 124,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Huntsville, AL | 2 | $ 397,000 | $ 198,500 | $ 107,000 |
| Lewiston, ID-WA | 2 | $ 313,000 | $ 156,500 | $ 71,000 |
| Lynchburg, VA | 2 | $ 197,000 | $ 98,500 | $ 46,000 |
| Macon, GA | 2 | $ 490,000 | $ 245,000 | $ 13,000 |
| Manchester-Nashua, NH | 2 | $ 734,000 | $ 367,000 | $ 127,000 |
| Morristown, TN | 2 | $ 529,000 | $ 264,500 | $ 419,000 |
| Muncie, IN | 2 | $ 281,000 | $ 140,500 | $ 33,000 |
| Ocala, FL | 2 | $ 282,000 | $ 141,000 | $ 51,000 |
| Ogden-Clearfield, UT | 2 | $ 517,000 | $ 258,500 | $ 106,000 |
| Olympia, WA | 2 | $ 466,000 | $ 233,000 | $ 30,000 |
| Owensboro, KY | 2 | $ 252,000 | $ 126,000 | $ 37,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 379,000 | $ 189,500 | $ 166,000 |
| Peabody, MA | 2 | $ 837,000 | $ 418,500 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 266,000 | $ 133,000 | $ 88,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 482,000 | $ 241,000 | $ 61,000 |
| Prescott, AZ | 2 | $ 387,000 | $ 193,500 | $ 134,000 |
| Provo-Orem, UT | 2 | $ 450,000 | $ 225,000 | $ 58,000 |
| Salem, OR | 2 | $ 287,000 | $ 143,500 | $ 39,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,107,000 | $ 553,500 | $ 169,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 834,000 | $ 417,000 | $ 250,000 |
| Santa Fe, NM | 2 | $ 822,000 | $ 411,000 | $ 118,000 |
| Sheboygan, WI | 2 | $ 725,000 | $ 362,500 | $ 161,000 |
| Springfield, OH | 2 | $ 395,000 | $ 197,500 | $ 15,000 |
| Stockton, CA | 2 | $ 435,000 | $ 217,500 | $ 111,000 |
| Tacoma, WA | 2 | $ 554,000 | $ 277,000 | $ 75,000 |
| Tucson, AZ | 2 | $ 1,265,000 | $ 632,500 | $ 297,000 |
| Wilmington, NC | 2 | $ 453,000 | $ 226,500 | $ 136,000 |
| Winston-Salem, NC | 2 | $ 827,000 | $ 413,500 | $ 125,000 |
| Worcester, MA | 2 | $ 433,000 | $ 216,500 | $ 58,000 |
| York-Hanover, PA | 2 | $ 391,000 | $ 195,500 | $ 69,000 |
| Athens-Clarke County, GA | 1 | $ 338,000 | $ 338,000 | $ 240,000 |
| Auburn-Opelika, AL | 1 | $ 375,000 | $ 375,000 | $ 256,000 |
| Bowling Green, KY | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Burlington-South Burlington, VT | 1 | $ 238,000 | $ 238,000 | $ 71,000 |
| Canton-Massillon, OH | 1 | $ 257,000 | $ 257,000 | $ 86,000 |
| Casper, WY | 1 | $ 139,000 | $ 139,000 | $ 290,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 182,000 | $ 182,000 | $ 43,000 |
| Dalton, GA | 1 | $ 132,000 | $ 132,000 | $ 109,000 |
| Dubuque, IA | 1 | $ 264,000 | $ 264,000 | $ 110,000 |
| Duluth, MN-WI | 1 | $ 225,000 | $ 225,000 | $ 203,000 |
| Eau Claire, WI | 1 | $ 235,000 | $ 235,000 | $ 1,172,000 |
| Erie, PA | 1 | $ 66,000 | $ 66,000 | $ 60,000 |
| Evansville, IN-KY | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Fairbanks, AK | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 123,000 | $ 123,000 | $ 27,000 |
| Flint, MI | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Gainesville, FL | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Gainesville, GA | 1 | $ 209,000 | $ 209,000 | $ 154,000 |
| Greensboro-High Point, NC | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Iowa City, IA | 1 | $ 109,000 | $ 109,000 | $ 306,000 |
| Jackson, MS | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Jackson, TN | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Jonesboro, AR | 1 | $ 237,000 | $ 237,000 | $ 141,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Kingston, NY | 1 | $ 394,000 | $ 394,000 | $ 175,000 |
| La Crosse, WI-MN | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Lake Charles, LA | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Las Cruces, NM | 1 | $ 184,000 | $ 184,000 | $ 106,000 |
| Lincoln, NE | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
| Mankato-North Mankato, MN | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Mobile, AL | 1 | $ 182,000 | $ 182,000 | $ 76,000 |
| Montgomery, AL | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Ocean City, NJ | 1 | $ 235,000 | $ 235,000 | $ 170,000 |
| Oshkosh-Neenah, WI | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Pittsfield, MA | 1 | $ 340,000 | $ 340,000 | $ 231,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 306,000 | $ 306,000 | $ 586,000 |
| Reno-Sparks, NV | 1 | $ 236,000 | $ 236,000 | $ 115,000 |
| Roanoke, VA | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Rochester, MN | 1 | $ 153,000 | $ 153,000 | $ 104,000 |
| Rocky Mount, NC | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Salisbury, MD | 1 | $ 202,000 | $ 202,000 | $ 56,000 |
| Sandusky, OH | 1 | $ 148,000 | $ 148,000 | $ 209,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Sherman-Denison, TX | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Sioux City, IA-NE-SD | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Spokane, WA | 1 | $ 243,000 | $ 243,000 | $ 91,000 |
| Springfield, MA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Cloud, MN | 1 | $ 350,000 | $ 350,000 | $ 107,000 |
| State College, PA | 1 | $ 320,000 | $ 320,000 | $ 201,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Terre Haute, IN | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Tuscaloosa, AL | 1 | $ 361,000 | $ 361,000 | $ 139,000 |
| Tyler, TX | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Wilmington, DE-MD-NJ | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Wintrust Mortgage Corporation in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,964 | $3,053,299,000 | $255,000 | $3,000,000 | $133,000 | $3,413,000 |
| Home Purchase | 6,901 | $1,366,296,000 | $197,000 | $2,000,000 | $92,000 | $3,459,000 |
| Home Improvement | 70 | $15,195,000 | $217,000 | $537,000 | $120,000 | $460,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,367 | $3,492,489,000 | $243,000 | $2,000,000 | $126,000 | $3,459,000 |
| Hispanic | 1,137 | $200,297,000 | $176,000 | $1,114,000 | $68,000 | $829,000 |
| Not applicable | 908 | $162,483,000 | $178,000 | $618,000 | $84,000 | $985,000 |
| Asian | 903 | $236,924,000 | $262,000 | $3,000,000 | $132,000 | $1,645,000 |
| Black or African American | 807 | $142,545,000 | $176,000 | $856,000 | $71,000 | $822,000 |
| Not Provided | 753 | $187,671,000 | $249,000 | $1,680,000 | $127,000 | $2,999,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $8,297,000 | $218,000 | $464,000 | $76,000 | $191,000 |
| American Indian or Alaskan Native | 22 | $4,084,000 | $185,000 | $404,000 | $77,000 | $159,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,561 | $3,458,167,000 | $255,000 | $3,000,000 | $140,000 | $3,459,000 |
| FHA-insured (Federal Housing Administration) | 4,455 | $835,793,000 | $187,000 | $1,038,000 | $65,000 | $1,354,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 522 | $62,029,000 | $118,000 | $310,000 | $42,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 397 | $78,801,000 | $198,000 | $608,000 | $57,000 | $250,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,348 | $2,884,175,000 | $233,000 | $2,000,000 | $121,000 | $3,459,000 |
| Application Withdrawn By Applicant | 2,784 | $720,805,000 | $258,000 | $3,000,000 | $128,000 | $3,413,000 |
| Application Denied By Financial Institution | 2,359 | $552,504,000 | $234,000 | $1,800,000 | $109,000 | $1,928,000 |
| Loan Purchased By The Institution | 955 | $170,050,000 | $178,000 | $618,000 | $82,000 | $985,000 |
| Application Approved But Not Accepted | 489 | $107,256,000 | $219,000 | $988,000 | $112,000 | $2,445,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 858 | $224,945,000 | $262,000 | $1,800,000 | $133,000 | $1,928,000 |
| Credit Application Incomplete | 346 | $82,124,000 | $237,000 | $1,055,000 | $125,000 | $936,000 |
| Debt-To-Income Ratio | 311 | $66,778,000 | $214,000 | $775,000 | $61,000 | $336,000 |
| Other | 260 | $58,765,000 | $226,000 | $1,500,000 | $109,000 | $1,512,000 |
| Credit History | 227 | $41,524,000 | $182,000 | $800,000 | $68,000 | $780,000 |
| Unverifiable Information | 193 | $42,398,000 | $219,000 | $975,000 | $118,000 | $1,624,000 |
| Employment History | 92 | $20,911,000 | $227,000 | $587,000 | $78,000 | $626,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $11,344,000 | $218,000 | $417,000 | $82,000 | $288,000 |
| Mortgage Insurance Denied | 20 | $3,715,000 | $185,000 | $404,000 | $80,000 | $159,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wintrust Mortgage Corporation's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wintrust Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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