Wright Experss Fsc Mortgage Lending & HMDA Data, 2004

In 2004, Wright Experss Fsc of Salt Lake City, UT reported 1,427 mortgage applications totaling $207.9 million, down 55% from 2003. The average application was for $145,665, and applicants reported an average income of $72,368. 0% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (98), Pittsburgh, PA (70) and Baltimore-Towson, MD (63) (applications in parentheses).

Mortgage Company & Address Wright Experss Fsc
3995 South 700 East, Suite 450
Salt Lake City, UT 84107
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 1,427
Total Mortgage Loan Application Amount $207,865,000
Average Mortgage Loan Application Amount $145,665
Highest Mortgage Loan Application Amount $416,000
Average Applicant Income $72,368
Highest Applicant Income $550,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wright Experss Fsc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wright Experss Fsc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 47 $ 5,521,000 $ 117,468 $ 58,000
Hennepin, Minnesota 42 $ 8,894,000 $ 211,761 $ 85,000
Tarrant, Texas 30 $ 3,386,000 $ 112,866 $ 75,000
Dakota, Minnesota 25 $ 5,029,000 $ 201,160 $ 77,000
Baltimore, Maryland 24 $ 4,902,000 $ 204,250 $ 93,000
Cook, Illinois 20 $ 3,574,000 $ 178,700 $ 72,000
Dallas, Texas 19 $ 2,483,000 $ 130,684 $ 71,000
Howard, Maryland 18 $ 4,347,000 $ 241,500 $ 93,000
Burlington, New Jersey 16 $ 2,803,000 $ 175,187 $ 68,000
Maricopa, Arizona 14 $ 2,352,000 $ 168,000 $ 97,000
St. Louis, Missouri 13 $ 1,904,000 $ 146,461 $ 57,000
Lexington, South Carolina 13 $ 1,501,000 $ 115,461 $ 54,000
Ramsey, Minnesota 12 $ 1,856,000 $ 154,666 $ 99,000
Philadelphia, Pennsylvania 12 $ 1,112,000 $ 92,666 $ 40,000
Will, Illinois 11 $ 1,532,000 $ 139,272 $ 79,000
Essex, New Jersey 11 $ 2,570,000 $ 233,636 $ 95,000
Union, New Jersey 11 $ 2,776,000 $ 252,363 $ 117,000
Cuyahoga, Ohio 11 $ 1,093,000 $ 99,363 $ 86,000
Anne Arundel, Maryland 10 $ 2,144,000 $ 214,400 $ 93,000
Camden, New Jersey 10 $ 1,276,000 $ 127,600 $ 69,000
Erie, New York 10 $ 964,000 $ 96,400 $ 60,000
Collin, Texas 10 $ 1,541,000 $ 154,100 $ 100,000
Broward, Florida 9 $ 1,184,000 $ 131,555 $ 62,000
Henry, Georgia 9 $ 1,279,000 $ 142,111 $ 62,000
Jefferson, Kentucky 9 $ 982,000 $ 109,111 $ 60,000
Butler, Pennsylvania 9 $ 1,792,000 $ 199,111 $ 102,000
Chester, Pennsylvania 9 $ 2,024,000 $ 224,888 $ 81,000
Shelby, Tennessee 9 $ 1,252,000 $ 139,111 $ 73,000
Bergen, New Jersey 8 $ 2,116,000 $ 264,500 $ 138,000
Beaver, Pennsylvania 8 $ 610,000 $ 76,250 $ 54,000
Harris, Texas 8 $ 1,181,000 $ 147,625 $ 68,000
El Paso, Colorado 7 $ 1,351,000 $ 193,000 $ 107,000
Jefferson, Colorado 7 $ 1,273,000 $ 181,857 $ 100,000
Worcester, Maryland 7 $ 1,335,000 $ 190,714 $ 79,000
Stearns, Minnesota 7 $ 887,000 $ 126,714 $ 52,000
Mercer, New Jersey 7 $ 1,209,000 $ 172,714 $ 102,000
Passaic, New Jersey 7 $ 1,560,000 $ 222,857 $ 82,000
Dauphin, Pennsylvania 7 $ 718,000 $ 102,571 $ 55,000
Franklin, Pennsylvania 7 $ 697,000 $ 99,571 $ 55,000
Montgomery, Pennsylvania 7 $ 1,252,000 $ 178,857 $ 89,000
El Paso, Texas 7 $ 836,000 $ 119,428 $ 71,000
Calhoun, Alabama 6 $ 568,000 $ 94,666 $ 62,000
Mesa, Colorado 6 $ 571,000 $ 95,166 $ 42,000
Brevard, Florida 6 $ 696,000 $ 116,000 $ 57,000
Pinellas, Florida 6 $ 692,000 $ 115,333 $ 55,000
Cobb, Georgia 6 $ 1,114,000 $ 185,666 $ 72,000
Lake, Illinois 6 $ 1,782,000 $ 297,000 $ 209,000
Carroll, Maryland 6 $ 1,342,000 $ 223,666 $ 104,000
Anoka, Minnesota 6 $ 1,018,000 $ 169,666 $ 67,000
Gloucester, New Jersey 6 $ 900,000 $ 150,000 $ 68,000
Somerset, New Jersey 6 $ 1,544,000 $ 257,333 $ 158,000
Bernalillo, New Mexico 6 $ 1,135,000 $ 189,166 $ 73,000
Orange, New York 6 $ 1,367,000 $ 227,833 $ 104,000
Franklin, Ohio 6 $ 971,000 $ 161,833 $ 64,000
Delaware, Pennsylvania 6 $ 714,000 $ 119,000 $ 59,000
Williamson, Texas 6 $ 808,000 $ 134,666 $ 73,000
Pierce, Washington 6 $ 1,241,000 $ 206,833 $ 86,000
Denver, Colorado 5 $ 675,000 $ 135,000 $ 86,000
Fulton, Georgia 5 $ 1,365,000 $ 273,000 $ 110,000
McHenry, Illinois 5 $ 756,000 $ 151,200 $ 56,000
Polk, Iowa 5 $ 638,000 $ 127,600 $ 58,000
Johnson, Kansas 5 $ 903,000 $ 180,600 $ 116,000
Harford, Maryland 5 $ 734,000 $ 146,800 $ 70,000
Genesee, Michigan 5 $ 325,000 $ 65,000 $ 45,000
Middlesex, New Jersey 5 $ 1,161,000 $ 232,200 $ 115,000
Morris, New Jersey 5 $ 1,333,000 $ 266,600 $ 157,000
Ulster, New York 5 $ 867,000 $ 173,400 $ 76,000
Tulsa, Oklahoma 5 $ 464,000 $ 92,800 $ 86,000
Luzerne, Pennsylvania 5 $ 389,000 $ 77,800 $ 63,000
Denton, Texas 5 $ 706,000 $ 141,200 $ 67,000
Yuma, Arizona 4 $ 279,000 $ 69,750 $ 41,000
Sacramento, California 4 $ 1,033,000 $ 258,250 $ 92,000
Hartford, Connecticut 4 $ 780,000 $ 195,000 $ 88,000
Litchfield, Connecticut 4 $ 849,000 $ 212,250 $ 106,000
New Haven, Connecticut 4 $ 756,000 $ 189,000 $ 68,000
Escambia, Florida 4 $ 647,000 $ 161,750 $ 83,000
Miami-Dade, Florida 4 $ 529,000 $ 132,250 $ 88,000
Palm Beach, Florida 4 $ 797,000 $ 199,250 $ 74,000
Polk, Florida 4 $ 322,000 $ 80,500 $ 44,000
Gwinnett, Georgia 4 $ 742,000 $ 185,500 $ 91,000
DuPage, Illinois 4 $ 998,000 $ 249,500 $ 70,000
Prince George's, Maryland 4 $ 773,000 $ 193,250 $ 89,000
Worcester, Massachusetts 4 $ 655,000 $ 163,750 $ 77,000
Olmsted, Minnesota 4 $ 454,000 $ 113,500 $ 127,000
Scott, Minnesota 4 $ 852,000 $ 213,000 $ 88,000
Washington, Minnesota 4 $ 495,000 $ 123,750 $ 63,000
Clark, Nevada 4 $ 589,000 $ 147,250 $ 75,000
Hudson, New Jersey 4 $ 773,000 $ 193,250 $ 136,000
Hunterdon, New Jersey 4 $ 1,239,000 $ 309,750 $ 159,000
Monmouth, New Jersey 4 $ 1,159,000 $ 289,750 $ 127,000
Sussex, New Jersey 4 $ 785,000 $ 196,250 $ 95,000
Warren, New Jersey 4 $ 915,000 $ 228,750 $ 69,000
Chautauqua, New York 4 $ 222,000 $ 55,500 $ 29,000
Kings, New York 4 $ 770,000 $ 192,500 $ 98,000
Guilford, North Carolina 4 $ 445,000 $ 111,250 $ 62,000
Butler, Ohio 4 $ 644,000 $ 161,000 $ 48,000
Hamilton, Ohio 4 $ 653,000 $ 163,250 $ 119,000
Summit, Ohio 4 $ 395,000 $ 98,750 $ 40,000
Berks, Pennsylvania 4 $ 580,000 $ 145,000 $ 90,000
Lackawanna, Pennsylvania 4 $ 620,000 $ 155,000 $ 53,000
Northampton, Pennsylvania 4 $ 410,000 $ 102,500 $ 66,000
Westmoreland, Pennsylvania 4 $ 340,000 $ 85,000 $ 53,000
Travis, Texas 4 $ 455,000 $ 113,750 $ 49,000
Milwaukee, Wisconsin 4 $ 520,000 $ 130,000 $ 79,000
Jefferson, Arkansas 3 $ 215,000 $ 71,666 $ 60,000
Arapahoe, Colorado 3 $ 580,000 $ 193,333 $ 87,000
Larimer, Colorado 3 $ 488,000 $ 162,666 $ 64,000
Fairfield, Connecticut 3 $ 722,000 $ 240,666 $ 135,000
New Castle, Delaware 3 $ 641,000 $ 213,666 $ 98,000
Hillsborough, Florida 3 $ 295,000 $ 98,333 $ 49,000
Osceola, Florida 3 $ 368,000 $ 122,666 $ 47,000
St. Lucie, Florida 3 $ 251,000 $ 83,666 $ 47,000
Clayton, Georgia 3 $ 402,000 $ 134,000 $ 50,000
Houston, Georgia 3 $ 367,000 $ 122,333 $ 63,000
Kane, Illinois 3 $ 584,000 $ 194,666 $ 64,000
Marion, Indiana 3 $ 360,000 $ 120,000 $ 54,000
Kenton, Kentucky 3 $ 240,000 $ 80,000 $ 50,000
Penobscot, Maine 3 $ 310,000 $ 103,333 $ 291,000
Macomb, Michigan 3 $ 322,000 $ 107,333 $ 41,000
Carver, Minnesota 3 $ 650,000 $ 216,666 $ 106,000
Lee, Mississippi 3 $ 393,000 $ 131,000 $ 71,000
Boone, Missouri 3 $ 294,000 $ 98,000 $ 72,000
St. Charles, Missouri 3 $ 458,000 $ 152,666 $ 111,000
Dona Ana, New Mexico 3 $ 250,000 $ 83,333 $ 48,000
Chemung, New York 3 $ 95,000 $ 31,666 $ 41,000
Jefferson, New York 3 $ 125,000 $ 41,666 $ 30,000
Niagara, New York 3 $ 231,000 $ 77,000 $ 37,000
Marion, Ohio 3 $ 254,000 $ 84,666 $ 62,000
Montgomery, Ohio 3 $ 319,000 $ 106,333 $ 60,000
Garfield, Oklahoma 3 $ 143,000 $ 47,666 $ 32,000
Oklahoma, Oklahoma 3 $ 255,000 $ 85,000 $ 40,000
Cumberland, Pennsylvania 3 $ 460,000 $ 153,333 $ 64,000
Lehigh, Pennsylvania 3 $ 547,000 $ 182,333 $ 84,000
York, Pennsylvania 3 $ 298,000 $ 99,333 $ 50,000
Aiken, South Carolina 3 $ 281,000 $ 93,666 $ 76,000
Kershaw, South Carolina 3 $ 357,000 $ 119,000 $ 58,000
York, South Carolina 3 $ 330,000 $ 110,000 $ 55,000
Minnehaha, South Dakota 3 $ 279,000 $ 93,000 $ 62,000
Bradley, Tennessee 3 $ 219,000 $ 73,000 $ 45,000
Davidson, Tennessee 3 $ 372,000 $ 124,000 $ 62,000
Knox, Tennessee 3 $ 320,000 $ 106,666 $ 41,000
Bexar, Texas 3 $ 266,000 $ 88,666 $ 43,000
Brazoria, Texas 3 $ 322,000 $ 107,333 $ 63,000
Brazos, Texas 3 $ 329,000 $ 109,666 $ 58,000
Tom Green, Texas 3 $ 300,000 $ 100,000 $ 69,000
Chesterfield, Virginia 3 $ 468,000 $ 156,000 $ 55,000
Hanover, Virginia 3 $ 610,000 $ 203,333 $ 82,000
Outagamie, Wisconsin 3 $ 487,000 $ 162,333 $ 65,000
Winnebago, Wisconsin 3 $ 424,000 $ 141,333 $ 59,000
Baldwin, Alabama 2 $ 227,000 $ 113,500 $ 74,000
Madison, Alabama 2 $ 324,000 $ 162,000 $ 79,000
Pima, Arizona 2 $ 584,000 $ 292,000 $ 109,000
Benton, Arkansas 2 $ 130,000 $ 65,000 $ 30,000
Union, Arkansas 2 $ 194,000 $ 97,000 $ 52,000
San Joaquin, California 2 $ 153,000 $ 76,500 $ 55,000
Stanislaus, California 2 $ 351,000 $ 175,500 $ 74,000
Adams, Colorado 2 $ 292,000 $ 146,000 $ 51,000
Weld, Colorado 2 $ 251,000 $ 125,500 $ 45,000
Lake, Florida 2 $ 226,000 $ 113,000 $ 55,000
Orange, Florida 2 $ 305,000 $ 152,500 $ 91,000
Putnam, Florida 2 $ 175,000 $ 87,500 $ 43,000
Chatham, Georgia 2 $ 172,000 $ 86,000 $ 65,000
Cherokee, Georgia 2 $ 304,000 $ 152,000 $ 63,000
DeKalb, Georgia 2 $ 306,000 $ 153,000 $ 100,000
Fayette, Georgia 2 $ 322,000 $ 161,000 $ 59,000
Forsyth, Georgia 2 $ 382,000 $ 191,000 $ 80,000
Paulding, Georgia 2 $ 276,000 $ 138,000 $ 57,000
Kendall, Illinois 2 $ 398,000 $ 199,000 $ 71,000
Knox, Illinois 2 $ 161,000 $ 80,500 $ 93,000
Peoria, Illinois 2 $ 174,000 $ 87,000 $ 51,000
Williamson, Illinois 2 $ 225,000 $ 112,500 $ 61,000
Elkhart, Indiana 2 $ 167,000 $ 83,500 $ 43,000
Floyd, Indiana 2 $ 247,000 $ 123,500 $ 57,000
Harrison, Indiana 2 $ 222,000 $ 111,000 $ 52,000
Lake, Indiana 2 $ 179,000 $ 89,500 $ 56,000
Porter, Indiana 2 $ 220,000 $ 110,000 $ 68,000
Vanderburgh, Indiana 2 $ 260,000 $ 130,000 $ 64,000
Woodbury, Iowa 2 $ 264,000 $ 132,000 $ 79,000
Crawford, Kansas 2 $ 140,000 $ 70,000 $ 59,000
Riley, Kansas 2 $ 222,000 $ 111,000 $ 52,000
Sedgwick, Kansas 2 $ 178,000 $ 89,000 $ 78,000
Caddo, Louisiana 2 $ 184,000 $ 92,000 $ 48,000
Calcasieu, Louisiana 2 $ 185,000 $ 92,500 $ 58,000
East Baton Rouge, Louisiana 2 $ 200,000 $ 100,000 $ 48,000
Jefferson, Louisiana 2 $ 236,000 $ 118,000 $ 79,000
Lafayette, Louisiana 2 $ 200,000 $ 100,000 $ 66,000
Ouachita, Louisiana 2 $ 137,000 $ 68,500 $ 46,000
St. Tammany, Louisiana 2 $ 183,000 $ 91,500 $ 46,000
Montgomery, Maryland 2 $ 584,000 $ 292,000 $ 128,000
Wicomico, Maryland 2 $ 231,000 $ 115,500 $ 44,000
Essex, Massachusetts 2 $ 441,000 $ 220,500 $ 74,000
Hampden, Massachusetts 2 $ 240,000 $ 120,000 $ 64,000
Middlesex, Massachusetts 2 $ 614,000 $ 307,000 $ 178,000
Suffolk, Massachusetts 2 $ 618,000 $ 309,000 $ 105,000
Eaton, Michigan 2 $ 320,000 $ 160,000 $ 113,000
Sherburne, Minnesota 2 $ 330,000 $ 165,000 $ 53,000
DeSoto, Mississippi 2 $ 325,000 $ 162,500 $ 77,000
Buchanan, Missouri 2 $ 121,000 $ 60,500 $ 39,000
Cass, Missouri 2 $ 218,000 $ 109,000 $ 52,000
Jackson, Missouri 2 $ 123,000 $ 61,500 $ 51,000
Jefferson, Missouri 2 $ 255,000 $ 127,500 $ 63,000
Sarpy, Nebraska 2 $ 350,000 $ 175,000 $ 62,000
Merrimack, New Hampshire 2 $ 459,000 $ 229,500 $ 91,000
Rockingham, New Hampshire 2 $ 332,000 $ 166,000 $ 75,000
Atlantic, New Jersey 2 $ 312,000 $ 156,000 $ 77,000
Ocean, New Jersey 2 $ 297,000 $ 148,500 $ 51,000
Bronx, New York 2 $ 254,000 $ 127,000 $ 48,000
Dutchess, New York 2 $ 416,000 $ 208,000 $ 101,000
Essex, New York 2 $ 209,000 $ 104,500 $ 72,000
Nassau, New York 2 $ 516,000 $ 258,000 $ 102,000
Onondaga, New York 2 $ 319,000 $ 159,500 $ 86,000
Putnam, New York 2 $ 620,000 $ 310,000 $ 125,000
Westchester, New York 2 $ 646,000 $ 323,000 $ 122,000
Henderson, North Carolina 2 $ 233,000 $ 116,500 $ 41,000
Iredell, North Carolina 2 $ 232,000 $ 116,000 $ 61,000
Onslow, North Carolina 2 $ 287,000 $ 143,500 $ 78,000
Lucas, Ohio 2 $ 101,000 $ 50,500 $ 36,000
Ross, Ohio 2 $ 152,000 $ 76,000 $ 56,000
Warren, Ohio 2 $ 212,000 $ 106,000 $ 65,000
Monroe, Pennsylvania 2 $ 301,000 $ 150,500 $ 61,000
Susquehanna, Pennsylvania 2 $ 205,000 $ 102,500 $ 79,000
Georgetown, South Carolina 2 $ 76,000 $ 38,000 $ 60,000
Greenville, South Carolina 2 $ 151,000 $ 75,500 $ 52,000
Horry, South Carolina 2 $ 158,000 $ 79,000 $ 53,000
Sumner, Tennessee 2 $ 161,000 $ 80,500 $ 41,000
Williamson, Tennessee 2 $ 458,000 $ 229,000 $ 117,000
Wilson, Tennessee 2 $ 187,000 $ 93,500 $ 39,000
Ellis, Texas 2 $ 219,000 $ 109,500 $ 48,000
Fort Bend, Texas 2 $ 413,000 $ 206,500 $ 128,000
Galveston, Texas 2 $ 292,000 $ 146,000 $ 97,000
Hutchinson, Texas 2 $ 86,000 $ 43,000 $ 34,000
Morris, Texas 2 $ 85,000 $ 42,500 $ 38,000
Rockwall, Texas 2 $ 292,000 $ 146,000 $ 117,000
Smith, Texas 2 $ 245,000 $ 122,500 $ 63,000
Orange, Vermont 2 $ 281,000 $ 140,500 $ 79,000
Fairfax, Virginia 2 $ 374,000 $ 187,000 $ 83,000
Spotsylvania, Virginia 2 $ 272,000 $ 136,000 $ 77,000
Stafford, Virginia 2 $ 586,000 $ 293,000 $ 134,000
Grays Harbor, Washington 2 $ 108,000 $ 54,000 $ 25,000
Kanawha, West Virginia 2 $ 140,000 $ 70,000 $ 40,000
Racine, Wisconsin 2 $ 330,000 $ 165,000 $ 74,000
Chambers, Alabama 1 $ 70,000 $ 70,000 $ 38,000
Coffee, Alabama 1 $ 81,000 $ 81,000 $ 69,000
Etowah, Alabama 1 $ 36,000 $ 36,000 $ 22,000
Lauderdale, Alabama 1 $ 20,000 $ 20,000 $ 32,000
St. Clair, Alabama 1 $ 150,000 $ 150,000 $ 112,000
Cochise, Arizona 1 $ 69,000 $ 69,000 $ 95,000
Gila, Arizona 1 $ 91,000 $ 91,000 $ 36,000
Faulkner, Arkansas 1 $ 129,000 $ 129,000 $ 45,000
Logan, Arkansas 1 $ 48,000 $ 48,000 $ 20,000
Lonoke, Arkansas 1 $ 21,000 $ 21,000 $ 11,000
Pulaski, Arkansas 1 $ 65,000 $ 65,000 $ 86,000
Calaveras, California 1 $ 38,000 $ 38,000 $ 83,000
Los Angeles, California 1 $ 90,000 $ 90,000 $ 31,000
Ventura, California 1 $ 220,000 $ 220,000 $ 65,000
Douglas, Colorado 1 $ 230,000 $ 230,000 $ 137,000
La Plata, Colorado 1 $ 216,000 $ 216,000 $ 58,000
Montrose, Colorado 1 $ 228,000 $ 228,000 $ 125,000
Pueblo, Colorado 1 $ 131,000 $ 131,000 $ 41,000
Teller, Colorado 1 $ 151,000 $ 151,000 $ 138,000
New London, Connecticut 1 $ 216,000 $ 216,000 $ 165,000
Kent, Delaware 1 $ 138,000 $ 138,000 $ 108,000
Sussex, Delaware 1 $ 105,000 $ 105,000 $ 50,000
Alachua, Florida 1 $ 61,000 $ 61,000 $ 32,000
Bay, Florida 1 $ 84,000 $ 84,000 $ 28,000
Citrus, Florida 1 $ 88,000 $ 88,000 $ 64,000
Duval, Florida 1 $ 134,000 $ 134,000 $ 52,000
Leon, Florida 1 $ 61,000 $ 61,000 $ 26,000
Martin, Florida 1 $ 165,000 $ 165,000 $ 400,000
Okaloosa, Florida 1 $ 172,000 $ 172,000 $ 66,000
Okeechobee, Florida 1 $ 54,000 $ 54,000 $ 53,000
Pasco, Florida 1 $ 70,000 $ 70,000 $ 68,000
Santa Rosa, Florida 1 $ 152,000 $ 152,000 $ 104,000
Sarasota, Florida 1 $ 128,000 $ 128,000 $ 44,000
Seminole, Florida 1 $ 141,000 $ 141,000 $ 60,000
St. Johns, Florida 1 $ 172,000 $ 172,000 $ 147,000
Volusia, Florida 1 $ 159,000 $ 159,000 $ 99,000
Wakulla, Florida 1 $ 65,000 $ 65,000 $ 39,000
Ben Hill, Georgia 1 $ 60,000 $ 60,000 $ 40,000
Bibb, Georgia 1 $ 77,000 $ 77,000 $ 52,000
Butts, Georgia 1 $ 128,000 $ 128,000 $ 47,000
Calhoun, Georgia 1 $ 42,000 $ 42,000 $ 48,000
Clarke, Georgia 1 $ 143,000 $ 143,000 $ 37,000
Columbia, Georgia 1 $ 159,000 $ 159,000 $ 53,000
Cook, Georgia 1 $ 60,000 $ 60,000 $ 33,000
Coweta, Georgia 1 $ 332,000 $ 332,000 $ 125,000
Douglas, Georgia 1 $ 108,000 $ 108,000 $ 45,000
Jackson, Georgia 1 $ 56,000 $ 56,000 $ 38,000
Muscogee, Georgia 1 $ 119,000 $ 119,000 $ 32,000
Troup, Georgia 1 $ 96,000 $ 96,000 $ 49,000
Walton, Georgia 1 $ 215,000 $ 215,000 $ 240,000
Whitfield, Georgia 1 $ 95,000 $ 95,000 $ 51,000
Bonner, Idaho 1 $ 69,000 $ 69,000 $ 35,000
Minidoka, Idaho 1 $ 95,000 $ 95,000 $ 58,000
Franklin, Illinois 1 $ 33,000 $ 33,000 $ 35,000
Lee, Illinois 1 $ 67,000 $ 67,000 $ 58,000
Livingston, Illinois 1 $ 131,000 $ 131,000 $ 67,000
Madison, Illinois 1 $ 81,000 $ 81,000 $ 29,000
Richland, Illinois 1 $ 86,000 $ 86,000 $ 68,000
Rock Island, Illinois 1 $ 46,000 $ 46,000 $ 26,000
Allen, Indiana 1 $ 67,000 $ 67,000 $ 26,000
Boone, Indiana 1 $ 77,000 $ 77,000 $ 39,000
Hamilton, Indiana 1 $ 132,000 $ 132,000 $ 41,000
Henry, Indiana 1 $ 114,000 $ 114,000 $ 65,000
Howard, Indiana 1 $ 132,000 $ 132,000 $ 39,000
Jackson, Indiana 1 $ 80,000 $ 80,000 $ 43,000
Jennings, Indiana 1 $ 76,000 $ 76,000 $ 29,000
Johnson, Indiana 1 $ 85,000 $ 85,000 $ 55,000
LaPorte, Indiana 1 $ 59,000 $ 59,000 $ 21,000
Posey, Indiana 1 $ 87,000 $ 87,000 $ 38,000
St. Joseph, Indiana 1 $ 67,000 $ 67,000 $ 32,000
Tippecanoe, Indiana 1 $ 65,000 $ 65,000 $ 62,000
Boone, Iowa 1 $ 148,000 $ 148,000 $ 71,000
Cerro Gordo, Iowa 1 $ 116,000 $ 116,000 $ 55,000
Clay, Iowa 1 $ 63,000 $ 63,000 $ 35,000
Des Moines, Iowa 1 $ 55,000 $ 55,000 $ 27,000
Henry, Iowa 1 $ 54,000 $ 54,000 $ 51,000
Jasper, Iowa 1 $ 132,000 $ 132,000 $ 82,000
Marion, Iowa 1 $ 144,000 $ 144,000 $ 50,000
Pottawattamie, Iowa 1 $ 96,000 $ 96,000 $ 66,000
Warren, Iowa 1 $ 171,000 $ 171,000 $ 87,000
Webster, Iowa 1 $ 60,000 $ 60,000 $ 58,000
Butler, Kansas 1 $ 126,000 $ 126,000 $ 63,000
Cowley, Kansas 1 $ 73,000 $ 73,000 $ 28,000
Jefferson, Kansas 1 $ 121,000 $ 121,000 $ 119,000
Montgomery, Kansas 1 $ 48,000 $ 48,000 $ 48,000
Reno, Kansas 1 $ 59,000 $ 59,000 $ 29,000
Shawnee, Kansas 1 $ 29,000 $ 29,000 $ 12,000
Anderson, Kentucky 1 $ 78,000 $ 78,000 $ 63,000
Franklin, Kentucky 1 $ 108,000 $ 108,000 $ 26,000
Hardin, Kentucky 1 $ 45,000 $ 45,000 $ 13,000
Jessamine, Kentucky 1 $ 145,000 $ 145,000 $ 35,000
Madison, Kentucky 1 $ 200,000 $ 200,000 $ 77,000
Oldham, Kentucky 1 $ 215,000 $ 215,000 $ 93,000
Warren, Kentucky 1 $ 137,000 $ 137,000 $ 64,000
Bossier, Louisiana 1 $ 120,000 $ 120,000 $ 58,000
Evangeline, Louisiana 1 $ 38,000 $ 38,000 $ 33,000
Orleans, Louisiana 1 $ 70,000 $ 70,000 $ 84,000
Tangipahoa, Louisiana 1 $ 53,000 $ 53,000 $ 33,000
Androscoggin, Maine 1 $ 114,000 $ 114,000 $ 66,000
Franklin, Maine 1 $ 155,000 $ 155,000 $ 60,000
Kennebec, Maine 1 $ 154,000 $ 154,000 $ 140,000
Lincoln, Maine 1 $ 155,000 $ 155,000 $ 47,000
Sagadahoc, Maine 1 $ 220,000 $ 220,000 $ 115,000
Charles, Maryland 1 $ 328,000 $ 328,000 $ 127,000
Washington, Maryland 1 $ 109,000 $ 109,000 $ 49,000
Berkshire, Massachusetts 1 $ 121,000 $ 121,000 $ 50,000
Bristol, Massachusetts 1 $ 177,000 $ 177,000 $ 81,000
Norfolk, Massachusetts 1 $ 120,000 $ 120,000 $ 82,000
Plymouth, Massachusetts 1 $ 295,000 $ 295,000 $ 133,000
Clinton, Michigan 1 $ 152,000 $ 152,000 $ 74,000
Gratiot, Michigan 1 $ 62,000 $ 62,000 $ 31,000
Jackson, Michigan 1 $ 54,000 $ 54,000 $ 28,000
Kalamazoo, Michigan 1 $ 32,000 $ 32,000 $ 32,000
Montcalm, Michigan 1 $ 117,000 $ 117,000 $ 37,000
Oakland, Michigan 1 $ 85,000 $ 85,000 $ 88,000
Ottawa, Michigan 1 $ 127,000 $ 127,000 $ 63,000
Wayne, Michigan 1 $ 132,000 $ 132,000 $ 57,000
Benton, Minnesota 1 $ 170,000 $ 170,000 $ 53,000
Goodhue, Minnesota 1 $ 92,000 $ 92,000 $ 80,000
Le Sueur, Minnesota 1 $ 149,000 $ 149,000 $ 111,000
Lyon, Minnesota 1 $ 100,000 $ 100,000 $ 37,000
Meeker, Minnesota 1 $ 72,000 $ 72,000 $ 23,000
Mille Lacs, Minnesota 1 $ 270,000 $ 270,000 $ 140,000
Morrison, Minnesota 1 $ 212,000 $ 212,000 $ 68,000
Harrison, Mississippi 1 $ 180,000 $ 180,000 $ 86,000
Lowndes, Mississippi 1 $ 74,000 $ 74,000 $ 57,000
Oktibbeha, Mississippi 1 $ 146,000 $ 146,000 $ 71,000
Pearl River, Mississippi 1 $ 57,000 $ 57,000 $ 34,000
Washington, Mississippi 1 $ 73,000 $ 73,000 $ 75,000
Winston, Mississippi 1 $ 84,000 $ 84,000 $ 29,000
Andrew, Missouri 1 $ 41,000 $ 41,000 $ 46,000
Cape Girardeau, Missouri 1 $ 60,000 $ 60,000 $ 34,000
Clay, Missouri 1 $ 30,000 $ 30,000 $ 37,000
Franklin, Missouri 1 $ 64,000 $ 64,000 $ 24,000
Greene, Missouri 1 $ 112,000 $ 112,000 $ 68,000
Johnson, Missouri 1 $ 85,000 $ 85,000 $ 28,000
Lincoln, Missouri 1 $ 82,000 $ 82,000 $ 25,000
Macon, Missouri 1 $ 52,000 $ 52,000 $ 29,000
Scott, Missouri 1 $ 23,000 $ 23,000 $ 34,000
Gallatin, Montana 1 $ 300,000 $ 300,000 $ 88,000
Douglas, Nebraska 1 $ 123,000 $ 123,000 $ 105,000
Lincoln, Nebraska 1 $ 59,000 $ 59,000 $ 36,000
Scotts Bluff, Nebraska 1 $ 74,000 $ 74,000 $ 45,000
Carroll, New Hampshire 1 $ 83,000 $ 83,000 $ 53,000
Grafton, New Hampshire 1 $ 45,000 $ 45,000 $ 37,000
Cape May, New Jersey 1 $ 118,000 $ 118,000 $ 61,000
Cumberland, New Jersey 1 $ 35,000 $ 35,000 $ 32,000
Salem, New Jersey 1 $ 45,000 $ 45,000 $ 24,000
Chaves, New Mexico 1 $ 21,000 $ 21,000 $ 30,000
Socorro, New Mexico 1 $ 167,000 $ 167,000 $ 72,000
Albany, New York 1 $ 114,000 $ 114,000 $ 150,000
Allegany, New York 1 $ 42,000 $ 42,000 $ 48,000
Cattaraugus, New York 1 $ 138,000 $ 138,000 $ 121,000
Cayuga, New York 1 $ 57,000 $ 57,000 $ 27,000
Lewis, New York 1 $ 80,000 $ 80,000 $ 40,000
Monroe, New York 1 $ 144,000 $ 144,000 $ 78,000
Queens, New York 1 $ 191,000 $ 191,000 $ 84,000
St. Lawrence, New York 1 $ 110,000 $ 110,000 $ 57,000
Steuben, New York 1 $ 67,000 $ 67,000 $ 37,000
Suffolk, New York 1 $ 100,000 $ 100,000 $ 164,000
Tioga, New York 1 $ 73,000 $ 73,000 $ 34,000
Alamance, North Carolina 1 $ 78,000 $ 78,000 $ 41,000
Alexander, North Carolina 1 $ 67,000 $ 67,000 $ 25,000
Buncombe, North Carolina 1 $ 210,000 $ 210,000 $ 119,000
Cumberland, North Carolina 1 $ 51,000 $ 51,000 $ 48,000
Durham, North Carolina 1 $ 150,000 $ 150,000 $ 61,000
Forsyth, North Carolina 1 $ 160,000 $ 160,000 $ 73,000
Johnston, North Carolina 1 $ 105,000 $ 105,000 $ 85,000
Lincoln, North Carolina 1 $ 92,000 $ 92,000 $ 37,000
Mecklenburg, North Carolina 1 $ 161,000 $ 161,000 $ 79,000
Nash, North Carolina 1 $ 73,000 $ 73,000 $ 27,000
Randolph, North Carolina 1 $ 124,000 $ 124,000 $ 45,000
Stanly, North Carolina 1 $ 101,000 $ 101,000 $ 50,000
Wake, North Carolina 1 $ 208,000 $ 208,000 $ 71,000
Yadkin, North Carolina 1 $ 96,000 $ 96,000 $ 43,000
Ashland, Ohio 1 $ 58,000 $ 58,000 $ 28,000
Clermont, Ohio 1 $ 323,000 $ 323,000 $ 150,000
Delaware, Ohio 1 $ 160,000 $ 160,000 $ 77,000
Fairfield, Ohio 1 $ 144,000 $ 144,000 $ 53,000
Geauga, Ohio 1 $ 208,000 $ 208,000 $ 116,000
Highland, Ohio 1 $ 202,000 $ 202,000 $ 176,000
Jackson, Ohio 1 $ 44,000 $ 44,000 $ 81,000
Jefferson, Ohio 1 $ 29,000 $ 29,000 $ 14,000
Medina, Ohio 1 $ 185,000 $ 185,000 $ 84,000
Richland, Ohio 1 $ 91,000 $ 91,000 $ 53,000
Stark, Ohio 1 $ 45,000 $ 45,000 $ 27,000
Cherokee, Oklahoma 1 $ 80,000 $ 80,000 $ 39,000
Cleveland, Oklahoma 1 $ 40,000 $ 40,000 $ 55,000
Le Flore, Oklahoma 1 $ 98,000 $ 98,000 $ 28,000
Seminole, Oklahoma 1 $ 52,000 $ 52,000 $ 101,000
Coos, Oregon 1 $ 80,000 $ 80,000 $ 33,000
Jackson, Oregon 1 $ 78,000 $ 78,000 $ 36,000
Union, Oregon 1 $ 74,000 $ 74,000 $ 55,000
Adams, Pennsylvania 1 $ 144,000 $ 144,000 $ 72,000
Armstrong, Pennsylvania 1 $ 20,000 $ 20,000 $ 13,000
Blair, Pennsylvania 1 $ 98,000 $ 98,000 $ 50,000
Cambria, Pennsylvania 1 $ 91,000 $ 91,000 $ 73,000
Clearfield, Pennsylvania 1 $ 54,000 $ 54,000 $ 46,000
Erie, Pennsylvania 1 $ 111,000 $ 111,000 $ 75,000
Lawrence, Pennsylvania 1 $ 128,000 $ 128,000 $ 70,000
Lebanon, Pennsylvania 1 $ 214,000 $ 214,000 $ 118,000
Lycoming, Pennsylvania 1 $ 92,000 $ 92,000 $ 49,000
Mercer, Pennsylvania 1 $ 188,000 $ 188,000 $ 59,000
Mifflin, Pennsylvania 1 $ 40,000 $ 40,000 $ 25,000
Northumberland, Pennsylvania 1 $ 67,000 $ 67,000 $ 38,000
Pike, Pennsylvania 1 $ 43,000 $ 43,000 $ 60,000
Tioga, Pennsylvania 1 $ 84,000 $ 84,000 $ 72,000
Union, Pennsylvania 1 $ 50,000 $ 50,000 $ 31,000
Washington, Pennsylvania 1 $ 216,000 $ 216,000 $ 125,000
Providence, Rhode Island 1 $ 260,000 $ 260,000 $ 136,000
Florence, South Carolina 1 $ 76,000 $ 76,000 $ 49,000
Lancaster, South Carolina 1 $ 196,000 $ 196,000 $ 120,000
Richland, South Carolina 1 $ 56,000 $ 56,000 $ 33,000
Gregory, South Dakota 1 $ 66,000 $ 66,000 $ 35,000
Pennington, South Dakota 1 $ 81,000 $ 81,000 $ 16,000
Blount, Tennessee 1 $ 159,000 $ 159,000 $ 59,000
Coffee, Tennessee 1 $ 89,000 $ 89,000 $ 58,000
Decatur, Tennessee 1 $ 68,000 $ 68,000 $ 37,000
Hamilton, Tennessee 1 $ 92,000 $ 92,000 $ 46,000
McNairy, Tennessee 1 $ 39,000 $ 39,000 $ 21,000
White, Tennessee 1 $ 77,000 $ 77,000 $ 53,000
Atascosa, Texas 1 $ 48,000 $ 48,000 $ 35,000
Cameron, Texas 1 $ 90,000 $ 90,000 $ 38,000
Clay, Texas 1 $ 92,000 $ 92,000 $ 52,000
Comal, Texas 1 $ 45,000 $ 45,000 $ 30,000
Fayette, Texas 1 $ 117,000 $ 117,000 $ 87,000
Hardin, Texas 1 $ 170,000 $ 170,000 $ 88,000
Hays, Texas 1 $ 68,000 $ 68,000 $ 76,000
Hidalgo, Texas 1 $ 75,000 $ 75,000 $ 99,000
Jefferson, Texas 1 $ 48,000 $ 48,000 $ 45,000
Kleberg, Texas 1 $ 134,000 $ 134,000 $ 51,000
Limestone, Texas 1 $ 67,000 $ 67,000 $ 46,000
Live Oak, Texas 1 $ 69,000 $ 69,000 $ 39,000
McLennan, Texas 1 $ 46,000 $ 46,000 $ 30,000
Montgomery, Texas 1 $ 158,000 $ 158,000 $ 102,000
Nueces, Texas 1 $ 88,000 $ 88,000 $ 29,000
Palo Pinto, Texas 1 $ 81,000 $ 81,000 $ 49,000
Polk, Texas 1 $ 68,000 $ 68,000 $ 39,000
Randall, Texas 1 $ 72,000 $ 72,000 $ 62,000
Shelby, Texas 1 $ 84,000 $ 84,000 $ 50,000
Van Zandt, Texas 1 $ 51,000 $ 51,000 $ 50,000
Webb, Texas 1 $ 154,000 $ 154,000 $ 92,000
Wharton, Texas 1 $ 60,000 $ 60,000 $ 58,000
Emery, Utah 1 $ 75,000 $ 75,000 $ 46,000
Tooele, Utah 1 $ 64,000 $ 64,000 $ 30,000
Bennington, Vermont 1 $ 109,000 $ 109,000 $ 63,000
Orleans, Vermont 1 $ 88,000 $ 88,000 $ 40,000
Accomack, Virginia 1 $ 110,000 $ 110,000 $ 55,000
Amherst, Virginia 1 $ 115,000 $ 115,000 $ 63,000
Caroline, Virginia 1 $ 129,000 $ 129,000 $ 65,000
Fauquier, Virginia 1 $ 312,000 $ 312,000 $ 322,000
Floyd, Virginia 1 $ 128,000 $ 128,000 $ 80,000
Fluvanna, Virginia 1 $ 112,000 $ 112,000 $ 29,000
Harrisonburg, Virginia 1 $ 160,000 $ 160,000 $ 60,000
Henrico, Virginia 1 $ 165,000 $ 165,000 $ 95,000
Nelson, Virginia 1 $ 220,000 $ 220,000 $ 130,000
Richmond City, Virginia 1 $ 59,000 $ 59,000 $ 38,000
Tazewell, Virginia 1 $ 91,000 $ 91,000 $ 54,000
Virginia Beach, Virginia 1 $ 216,000 $ 216,000 $ 71,000
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Mortgage Loan Application Detail Totals for Wright Experss Fsc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,172 $176,702,000 $143,297 $416,000 $70,085 $550,000
Refinancing 255 $31,163,000 $108,375 $334,000 $68,175 $543,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 705 $103,765,000 $137,409 $334,000 $67,295 $550,000
Not Provided 586 $85,120,000 $130,488 $416,000 $73,555 $543,000
Hispanic 60 $8,499,000 $140,631 $334,000 $77,157 $218,000
Black or African American 48 $6,347,000 $123,666 $332,000 $61,952 $196,000
Asian 19 $3,184,000 $172,666 $288,000 $94,500 $334,000
American Indian or Alaskan Native 9 $950,000 $110,500 $215,000 $87,833 $240,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,041 $167,505,000 $145,191 $416,000 $74,127 $550,000
FHA-insured (Federal Housing Administration) 386 $40,360,000 $104,195 $288,000 $54,463 $543,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,221 $181,648,000 $141,148 $416,000 $71,404 $550,000
Application Withdrawn By Applicant 153 $17,374,000 $107,400 $334,000 $58,000 $400,000
Application Denied By Financial Institution 53 $8,843,000 $155,681 $400,000 $73,500 $211,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Experss Fsc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wright Experss Fsc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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