Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Zions Bancorporation, N.A. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,489 |
| Total Mortgage Loan Application Amount | $13,254,285,000 |
| Average Mortgage Loan Application Amount | $449,800 |
| Highest Mortgage Loan Application Amount | $50,005,000 |
| Average Applicant Income | $235,600 |
| Highest Applicant Income | $9,036,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 3,422 | $ 984,630,000 | $ 287,000 | $ 178,000 |
| Harris County Texas | 2,273 | $ 878,245,000 | $ 386,000 | $ 235,000 |
| Maricopa County Arizona | 1,571 | $ 725,475,000 | $ 461,000 | $ 232,000 |
| Salt Lake County Utah | 1,513 | $ 637,505,000 | $ 421,000 | $ 240,000 |
| Los Angeles County California | 1,063 | $ 806,295,000 | $ 758,000 | $ 329,000 |
| Utah County Utah | 963 | $ 508,905,000 | $ 528,000 | $ 235,000 |
| San Diego County California | 821 | $ 455,415,000 | $ 554,000 | $ 302,000 |
| Washington County Utah | 731 | $ 421,705,000 | $ 576,000 | $ 265,000 |
| Denver County Colorado | 654 | $ 301,870,000 | $ 461,000 | $ 231,000 |
| Orange County California | 637 | $ 410,915,000 | $ 645,000 | $ 336,000 |
| Pima County Arizona | 563 | $ 203,415,000 | $ 361,000 | $ 182,000 |
| Montgomery County Texas | 530 | $ 185,930,000 | $ 350,000 | $ 240,000 |
| Jefferson County Colorado | 466 | $ 157,440,000 | $ 337,000 | $ 192,000 |
| Davis County Utah | 430 | $ 195,960,000 | $ 455,000 | $ 216,000 |
| Arapahoe County Colorado | 415 | $ 152,465,000 | $ 367,000 | $ 260,000 |
| Ada County Idaho | 394 | $ 163,370,000 | $ 414,000 | $ 243,000 |
| Yavapai County Arizona | 393 | $ 129,295,000 | $ 328,000 | $ 148,000 |
| Summit County Utah | 380 | $ 469,820,000 | $ 1,236,000 | $ 529,000 |
| Washoe County Nevada | 371 | $ 118,375,000 | $ 319,000 | $ 197,000 |
| Douglas County Colorado | 360 | $ 192,090,000 | $ 533,000 | $ 317,000 |
| Fort Bend County Texas | 356 | $ 84,740,000 | $ 238,000 | $ 196,000 |
| Dallas County Texas | 319 | $ 139,555,000 | $ 437,000 | $ 310,000 |
| Bexar County Texas | 317 | $ 148,965,000 | $ 469,000 | $ 313,000 |
| Boulder County Colorado | 313 | $ 113,875,000 | $ 363,000 | $ 228,000 |
| Mohave County Arizona | 293 | $ 62,295,000 | $ 212,000 | $ 115,000 |
| Collin County Texas | 293 | $ 86,175,000 | $ 294,000 | $ 203,000 |
| El Paso County Colorado | 291 | $ 102,795,000 | $ 353,000 | $ 213,000 |
| Riverside County California | 286 | $ 162,610,000 | $ 568,000 | $ 231,000 |
| Coconino County Arizona | 281 | $ 92,555,000 | $ 329,000 | $ 184,000 |
| Galveston County Texas | 277 | $ 67,455,000 | $ 243,000 | $ 191,000 |
| Yuma County Arizona | 270 | $ 35,660,000 | $ 132,000 | $ 103,000 |
| Santa Clara County California | 265 | $ 276,665,000 | $ 1,044,000 | $ 364,000 |
| Adams County Colorado | 264 | $ 65,500,000 | $ 248,000 | $ 165,000 |
| Cache County Utah | 257 | $ 81,545,000 | $ 317,000 | $ 171,000 |
| Wasatch County Utah | 245 | $ 324,485,000 | $ 1,324,000 | $ 497,000 |
| San Bernardino County California | 236 | $ 71,650,000 | $ 303,000 | $ 216,000 |
| Navajo County Arizona | 227 | $ 56,825,000 | $ 250,000 | $ 132,000 |
| Travis County Texas | 215 | $ 135,195,000 | $ 628,000 | $ 323,000 |
| Denton County Texas | 202 | $ 70,180,000 | $ 347,000 | $ 218,000 |
| Alameda County California | 188 | $ 113,340,000 | $ 602,000 | $ 361,000 |
| Weber County Utah | 184 | $ 91,950,000 | $ 499,000 | $ 222,000 |
| Canyon County Idaho | 180 | $ 66,970,000 | $ 372,000 | $ 167,000 |
| Nye County Nevada | 170 | $ 26,910,000 | $ 158,000 | $ 88,000 |
| Bonneville County Idaho | 156 | $ 50,840,000 | $ 325,000 | $ 195,000 |
| Pueblo County Colorado | 149 | $ 26,565,000 | $ 178,000 | $ 103,000 |
| Tarrant County Texas | 145 | $ 59,965,000 | $ 413,000 | $ 255,000 |
| Mesa County Colorado | 130 | $ 33,500,000 | $ 257,000 | $ 169,000 |
| Pinal County Arizona | 128 | $ 33,230,000 | $ 259,000 | $ 151,000 |
| Uintah County Utah | 123 | $ 29,075,000 | $ 236,000 | $ 146,000 |
| Iron County Utah | 115 | $ 37,845,000 | $ 329,000 | $ 243,000 |
| Contra Costa County California | 112 | $ 47,010,000 | $ 419,000 | $ 268,000 |
| Routt County Colorado | 111 | $ 86,805,000 | $ 782,000 | $ 345,000 |
| Larimer County Colorado | 109 | $ 37,745,000 | $ 346,000 | $ 220,000 |
| San Mateo County California | 108 | $ 81,080,000 | $ 750,000 | $ 308,000 |
| Gila County Arizona | 107 | $ 35,575,000 | $ 332,000 | $ 166,000 |
| Fresno County California | 101 | $ 78,945,000 | $ 781,000 | $ 296,000 |
| Blaine County Idaho | 98 | $ 65,380,000 | $ 667,000 | $ 324,000 |
| Latah County Idaho | 98 | $ 33,260,000 | $ 339,000 | $ 171,000 |
| Teton County Idaho | 97 | $ 64,875,000 | $ 668,000 | $ 286,000 |
| Sacramento County California | 96 | $ 48,630,000 | $ 506,000 | $ 243,000 |
| La Plata County Colorado | 95 | $ 35,235,000 | $ 370,000 | $ 177,000 |
| Grand County Utah | 95 | $ 33,095,000 | $ 348,000 | $ 163,000 |
| Box Elder County Utah | 92 | $ 27,780,000 | $ 301,000 | $ 116,000 |
| Lyon County Nevada | 86 | $ 15,580,000 | $ 181,000 | $ 96,000 |
| Weld County Colorado | 85 | $ 26,665,000 | $ 313,000 | $ 192,000 |
| Elko County Nevada | 82 | $ 12,410,000 | $ 151,000 | $ 107,000 |
| Millard County Utah | 78 | $ 13,000,000 | $ 166,000 | $ 100,000 |
| Brazoria County Texas | 76 | $ 21,640,000 | $ 284,000 | $ 154,000 |
| Grand County Colorado | 74 | $ 56,330,000 | $ 761,000 | $ 306,000 |
| Comal County Texas | 74 | $ 29,920,000 | $ 404,000 | $ 248,000 |
| Sevier County Utah | 72 | $ 16,510,000 | $ 229,000 | $ 102,000 |
| Bingham County Idaho | 70 | $ 18,950,000 | $ 270,000 | $ 127,000 |
| Cochise County Arizona | 68 | $ 12,570,000 | $ 184,000 | $ 98,000 |
| San Francisco County California | 68 | $ 58,370,000 | $ 858,000 | $ 447,000 |
| Douglas County Nevada | 68 | $ 31,320,000 | $ 460,000 | $ 279,000 |
| Twin Falls County Idaho | 66 | $ 17,760,000 | $ 269,000 | $ 132,000 |
| Tooele County Utah | 66 | $ 13,580,000 | $ 205,000 | $ 113,000 |
| Bannock County Idaho | 65 | $ 19,405,000 | $ 298,000 | $ 210,000 |
| Williamson County Texas | 65 | $ 22,175,000 | $ 341,000 | $ 196,000 |
| King County Washington | 65 | $ 70,735,000 | $ 1,088,000 | $ 488,000 |
| Duchesne County Utah | 63 | $ 10,805,000 | $ 171,000 | $ 123,000 |
| San Juan County New Mexico | 61 | $ 7,165,000 | $ 117,000 | $ 113,000 |
| Ventura County California | 57 | $ 26,275,000 | $ 460,000 | $ 286,000 |
| Summit County Colorado | 57 | $ 29,915,000 | $ 524,000 | $ 311,000 |
| Teller County Colorado | 57 | $ 20,275,000 | $ 355,000 | $ 146,000 |
| Sanpete County Utah | 53 | $ 15,235,000 | $ 287,000 | $ 102,000 |
| Broomfield County Colorado | 52 | $ 17,560,000 | $ 337,000 | $ 185,000 |
| Pitkin County Colorado | 51 | $ 51,145,000 | $ 1,002,000 | $ 326,000 |
| Kane County Utah | 51 | $ 15,695,000 | $ 307,000 | $ 136,000 |
| Montezuma County Colorado | 50 | $ 9,080,000 | $ 181,000 | $ 90,000 |
| Payette County Idaho | 47 | $ 11,065,000 | $ 235,000 | $ 118,000 |
| Garfield County Utah | 47 | $ 7,365,000 | $ 156,000 | $ 134,000 |
| Jefferson County Idaho | 46 | $ 11,480,000 | $ 249,000 | $ 107,000 |
| Garfield County Colorado | 42 | $ 29,150,000 | $ 694,000 | $ 253,000 |
| Eagle County Colorado | 40 | $ 27,560,000 | $ 689,000 | $ 409,000 |
| San Juan County Utah | 40 | $ 8,900,000 | $ 222,000 | $ 111,000 |
| Apache County Arizona | 38 | $ 7,850,000 | $ 206,000 | $ 92,000 |
| Carson City County Nevada | 38 | $ 7,250,000 | $ 190,000 | $ 143,000 |
| Kern County California | 37 | $ 3,995,000 | $ 107,000 | $ 83,000 |
| Placer County California | 37 | $ 29,965,000 | $ 809,000 | $ 457,000 |
| Rockwall County Texas | 36 | $ 9,900,000 | $ 275,000 | $ 225,000 |
| Valley County Idaho | 35 | $ 30,025,000 | $ 857,000 | $ 447,000 |
| Nez Perce County Idaho | 34 | $ 9,260,000 | $ 272,000 | $ 139,000 |
| Madison County Idaho | 33 | $ 15,145,000 | $ 458,000 | $ 269,000 |
| Chambers County Texas | 33 | $ 7,005,000 | $ 212,000 | $ 134,000 |
| Park County Colorado | 32 | $ 14,380,000 | $ 449,000 | $ 226,000 |
| Waller County Texas | 32 | $ 14,250,000 | $ 445,000 | $ 332,000 |
| Humboldt County Nevada | 30 | $ 4,540,000 | $ 151,000 | $ 237,000 |
| Morgan County Utah | 29 | $ 20,075,000 | $ 692,000 | $ 290,000 |
| Bear Lake County Idaho | 28 | $ 9,940,000 | $ 355,000 | $ 167,000 |
| Washington County Idaho | 27 | $ 3,505,000 | $ 129,000 | $ 71,000 |
| Ellis County Texas | 27 | $ 7,985,000 | $ 295,000 | $ 164,000 |
| Teton County Wyoming | 27 | $ 28,495,000 | $ 1,055,000 | $ 399,000 |
| Graham County Arizona | 26 | $ 6,080,000 | $ 233,000 | $ 84,000 |
| Santa Cruz County Arizona | 26 | $ 9,530,000 | $ 366,000 | $ 152,000 |
| El Dorado County California | 26 | $ 17,060,000 | $ 656,000 | $ 260,000 |
| Hays County Texas | 26 | $ 14,220,000 | $ 546,000 | $ 324,000 |
| San Joaquin County California | 25 | $ 5,815,000 | $ 232,000 | $ 192,000 |
| Montrose County Colorado | 25 | $ 5,605,000 | $ 224,000 | $ 91,000 |
| Fremont County Idaho | 24 | $ 15,480,000 | $ 645,000 | $ 272,000 |
| Guadalupe County Texas | 24 | $ 5,900,000 | $ 245,000 | $ 240,000 |
| Whitman County Washington | 24 | $ 10,160,000 | $ 423,000 | $ 156,000 |
| Lincoln County Wyoming | 24 | $ 17,030,000 | $ 709,000 | $ 266,000 |
| La Paz County Arizona | 23 | $ 2,765,000 | $ 120,000 | $ 83,000 |
| Franklin County Idaho | 23 | $ 6,835,000 | $ 297,000 | $ 109,000 |
| Churchill County Nevada | 23 | $ 5,625,000 | $ 244,000 | $ 121,000 |
| Snohomish County Washington | 23 | $ 15,975,000 | $ 694,000 | $ 386,000 |
| Walker County Texas | 21 | $ 9,105,000 | $ 433,000 | $ 148,000 |
| San Luis Obispo County California | 20 | $ 12,540,000 | $ 627,000 | $ 419,000 |
| Elbert County Colorado | 20 | $ 8,630,000 | $ 431,000 | $ 168,000 |
| Gunnison County Colorado | 20 | $ 18,200,000 | $ 910,000 | $ 225,000 |
| Rich County Utah | 20 | $ 11,750,000 | $ 587,000 | $ 249,000 |
| Marin County California | 19 | $ 24,735,000 | $ 1,301,000 | $ 450,000 |
| Owyhee County Idaho | 19 | $ 5,195,000 | $ 273,000 | $ 113,000 |
| Kendall County Texas | 19 | $ 15,205,000 | $ 800,000 | $ 364,000 |
| Carbon County Utah | 19 | $ 3,525,000 | $ 185,000 | $ 153,000 |
| Gooding County Idaho | 18 | $ 2,110,000 | $ 117,000 | $ 80,000 |
| Liberty County Texas | 18 | $ 2,780,000 | $ 154,000 | $ 92,000 |
| Parker County Texas | 18 | $ 7,080,000 | $ 393,000 | $ 189,000 |
| Asotin County Washington | 18 | $ 5,210,000 | $ 289,000 | $ 159,000 |
| Kootenai County Idaho | 17 | $ 10,985,000 | $ 646,000 | $ 272,000 |
| Multnomah County Oregon | 17 | $ 8,025,000 | $ 472,000 | $ 233,000 |
| Nevada County California | 16 | $ 8,980,000 | $ 561,000 | $ 332,000 |
| Delta County Colorado | 16 | $ 2,090,000 | $ 130,000 | $ 123,000 |
| Cassia County Idaho | 16 | $ 3,850,000 | $ 240,000 | $ 111,000 |
| Brazos County Texas | 16 | $ 4,990,000 | $ 311,000 | $ 639,000 |
| Burnet County Texas | 16 | $ 12,690,000 | $ 793,000 | $ 288,000 |
| Emery County Utah | 16 | $ 1,950,000 | $ 121,000 | $ 80,000 |
| Solano County California | 15 | $ 3,545,000 | $ 236,000 | $ 157,000 |
| Gem County Idaho | 15 | $ 8,245,000 | $ 549,000 | $ 147,000 |
| Minidoka County Idaho | 15 | $ 3,945,000 | $ 263,000 | $ 104,000 |
| Monterey County California | 14 | $ 6,790,000 | $ 485,000 | $ 167,000 |
| Santa Barbara County California | 14 | $ 7,280,000 | $ 520,000 | $ 239,000 |
| Fremont County Colorado | 14 | $ 3,860,000 | $ 275,000 | $ 112,000 |
| Kaufman County Texas | 14 | $ 1,660,000 | $ 118,000 | $ 142,000 |
| Gillespie County Texas | 13 | $ 9,815,000 | $ 755,000 | $ 322,000 |
| Santa Cruz County California | 12 | $ 7,080,000 | $ 590,000 | $ 294,000 |
| Sonoma County California | 12 | $ 9,260,000 | $ 771,000 | $ 434,000 |
| Clear Creek County Colorado | 12 | $ 3,990,000 | $ 332,000 | $ 201,000 |
| San Miguel County Colorado | 12 | $ 10,860,000 | $ 905,000 | $ 538,000 |
| Grimes County Texas | 12 | $ 4,010,000 | $ 334,000 | $ 104,000 |
| Archuleta County Colorado | 11 | $ 6,215,000 | $ 565,000 | $ 199,000 |
| Chaffee County Colorado | 11 | $ 5,895,000 | $ 535,000 | $ 179,000 |
| Eureka County Nevada | 11 | $ 1,985,000 | $ 180,000 | $ 130,000 |
| Pershing County Nevada | 11 | $ 1,005,000 | $ 91,000 | $ 93,000 |
| Santa Fe County New Mexico | 11 | $ 7,745,000 | $ 704,000 | $ 411,000 |
| Blanco County Texas | 11 | $ 5,965,000 | $ 542,000 | $ 269,000 |
| San Jacinto County Texas | 11 | $ 3,345,000 | $ 304,000 | $ 145,000 |
| Wayne County Utah | 11 | $ 2,075,000 | $ 188,000 | $ 83,000 |
| Tulare County California | 10 | $ 3,920,000 | $ 392,000 | $ 162,000 |
| Adams County Idaho | 10 | $ 3,020,000 | $ 302,000 | $ 86,000 |
| Malheur County Oregon | 10 | $ 1,450,000 | $ 145,000 | $ 169,000 |
| Nueces County Texas | 10 | $ 5,100,000 | $ 510,000 | $ 365,000 |
| Wilson County Texas | 10 | $ 3,770,000 | $ 377,000 | $ 185,000 |
| Pierce County Washington | 10 | $ 5,000,000 | $ 500,000 | $ 325,000 |
| Madera County California | 9 | $ 3,375,000 | $ 375,000 | $ 252,000 |
| Merced County California | 9 | $ 1,965,000 | $ 218,000 | $ 122,000 |
| Stanislaus County California | 9 | $ 1,975,000 | $ 219,000 | $ 109,000 |
| Washington County Oregon | 9 | $ 7,065,000 | $ 785,000 | $ 232,000 |
| Llano County Texas | 9 | $ 8,765,000 | $ 973,000 | $ 452,000 |
| Polk County Texas | 9 | $ 1,885,000 | $ 209,000 | $ 122,000 |
| Washington County Texas | 9 | $ 4,805,000 | $ 533,000 | $ 227,000 |
| Spokane County Washington | 9 | $ 4,195,000 | $ 466,000 | $ 361,000 |
| Napa County California | 8 | $ 11,150,000 | $ 1,393,000 | $ 639,000 |
| Idaho County Idaho | 8 | $ 2,890,000 | $ 361,000 | $ 104,000 |
| White Pine County Nevada | 8 | $ 1,180,000 | $ 147,000 | $ 142,000 |
| Austin County Texas | 8 | $ 3,950,000 | $ 493,000 | $ 186,000 |
| Grayson County Texas | 8 | $ 2,690,000 | $ 336,000 | $ 235,000 |
| Hood County Texas | 8 | $ 3,840,000 | $ 480,000 | $ 153,000 |
| Matagorda County Texas | 8 | $ 3,160,000 | $ 395,000 | $ 277,000 |
| McLennan County Texas | 8 | $ 2,720,000 | $ 340,000 | $ 148,000 |
| Medina County Texas | 8 | $ 2,420,000 | $ 302,000 | $ 162,000 |
| Greenlee County Arizona | 7 | $ 425,000 | $ 60,000 | $ 43,000 |
| Imperial County California | 7 | $ 595,000 | $ 85,000 | $ 95,000 |
| Ouray County Colorado | 7 | $ 4,235,000 | $ 605,000 | $ 210,000 |
| Lincoln County Nevada | 7 | $ 1,745,000 | $ 249,000 | $ 166,000 |
| Bastrop County Texas | 7 | $ 4,195,000 | $ 599,000 | $ 170,000 |
| El Paso County Texas | 7 | $ 1,485,000 | $ 212,000 | $ 174,000 |
| Johnson County Texas | 7 | $ 1,675,000 | $ 239,000 | $ 177,000 |
| Wharton County Texas | 7 | $ 975,000 | $ 139,000 | $ 141,000 |
| Kitsap County Washington | 7 | $ 3,355,000 | $ 479,000 | $ 299,000 |
| Mono County California | 6 | $ 620,000 | $ 103,000 | $ 55,000 |
| San Benito County California | 6 | $ 2,290,000 | $ 381,000 | $ 137,000 |
| Tehama County California | 6 | $ 740,000 | $ 123,000 | $ 137,000 |
| Gilpin County Colorado | 6 | $ 1,800,000 | $ 300,000 | $ 150,000 |
| Lake County Colorado | 6 | $ 3,060,000 | $ 510,000 | $ 222,000 |
| Bonner County Idaho | 6 | $ 5,750,000 | $ 958,000 | $ 318,000 |
| Caribou County Idaho | 6 | $ 1,360,000 | $ 226,000 | $ 66,000 |
| Lincoln County Idaho | 6 | $ 1,110,000 | $ 185,000 | $ 72,000 |
| Oneida County Idaho | 6 | $ 1,580,000 | $ 263,000 | $ 170,000 |
| Bernalillo County New Mexico | 6 | $ 4,770,000 | $ 795,000 | $ 231,000 |
| Colorado County Texas | 6 | $ 3,210,000 | $ 535,000 | $ 486,000 |
| Gonzales County Texas | 6 | $ 1,560,000 | $ 260,000 | $ 423,000 |
| Hidalgo County Texas | 6 | $ 930,000 | $ 155,000 | $ 189,000 |
| Van Zandt County Texas | 6 | $ 540,000 | $ 90,000 | $ 60,000 |
| Beaver County Utah | 6 | $ 970,000 | $ 161,000 | $ 182,000 |
| Juab County Utah | 6 | $ 4,200,000 | $ 700,000 | $ 299,000 |
| Clark County Washington | 6 | $ 3,370,000 | $ 561,000 | $ 487,000 |
| San Juan County Washington | 6 | $ 2,610,000 | $ 435,000 | $ 566,000 |
| Whatcom County Washington | 6 | $ 3,800,000 | $ 633,000 | $ 763,000 |
| Jerome County Idaho | 5 | $ 955,000 | $ 191,000 | $ 51,000 |
| Lane County Oregon | 5 | $ 1,275,000 | $ 255,000 | $ 233,000 |
| Bandera County Texas | 5 | $ 4,875,000 | $ 975,000 | $ 678,000 |
| Bell County Texas | 5 | $ 655,000 | $ 131,000 | $ 134,000 |
| Butte County California | 4 | $ 1,390,000 | $ 347,000 | $ 92,000 |
| Calaveras County California | 4 | $ 1,360,000 | $ 340,000 | $ 162,000 |
| Plumas County California | 4 | $ 1,560,000 | $ 390,000 | $ 261,000 |
| Yolo County California | 4 | $ 2,260,000 | $ 565,000 | $ 187,000 |
| Costilla County Colorado | 4 | $ 880,000 | $ 220,000 | $ 118,000 |
| Dolores County Colorado | 4 | $ 320,000 | $ 80,000 | $ 51,000 |
| Moffat County Colorado | 4 | $ 910,000 | $ 227,000 | $ 68,000 |
| Rio Blanco County Colorado | 4 | $ 650,000 | $ 162,000 | $ 64,000 |
| Rio Grande County Colorado | 4 | $ 820,000 | $ 205,000 | $ 93,000 |
| Boise County Idaho | 4 | $ 1,180,000 | $ 295,000 | $ 73,000 |
| Custer County Idaho | 4 | $ 470,000 | $ 117,000 | $ 59,000 |
| Flathead County Montana | 4 | $ 5,090,000 | $ 1,272,000 | $ 477,000 |
| Gallatin County Montana | 4 | $ 3,110,000 | $ 777,000 | $ 340,000 |
| Storey County Nevada | 4 | $ 1,730,000 | $ 432,000 | $ 215,000 |
| Colfax County New Mexico | 4 | $ 1,960,000 | $ 490,000 | $ 51,000 |
| Clackamas County Oregon | 4 | $ 1,580,000 | $ 395,000 | $ 408,000 |
| Jackson County Oregon | 4 | $ 2,640,000 | $ 660,000 | $ 1,913,000 |
| Cameron County Texas | 4 | $ 1,590,000 | $ 397,000 | $ 320,000 |
| Fayette County Texas | 4 | $ 4,850,000 | $ 1,212,000 | $ 885,000 |
| Hill County Texas | 4 | $ 1,230,000 | $ 307,000 | $ 132,000 |
| Jefferson County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 225,000 |
| Kerr County Texas | 4 | $ 3,480,000 | $ 870,000 | $ 415,000 |
| Lubbock County Texas | 4 | $ 540,000 | $ 135,000 | $ 205,000 |
| Taylor County Texas | 4 | $ 780,000 | $ 195,000 | $ 75,000 |
| Webb County Texas | 4 | $ 750,000 | $ 187,000 | $ 90,000 |
| Wise County Texas | 4 | $ 680,000 | $ 170,000 | $ 115,000 |
| Lewis County Washington | 4 | $ 1,330,000 | $ 332,000 | $ 227,000 |
| Sublette County Wyoming | 4 | $ 890,000 | $ 222,000 | $ 126,000 |
| Kings County California | 3 | $ 565,000 | $ 188,000 | $ 100,000 |
| Shasta County California | 3 | $ 365,000 | $ 121,000 | $ 107,000 |
| Tuolumne County California | 3 | $ 1,545,000 | $ 515,000 | $ 132,000 |
| Yuba County California | 3 | $ 755,000 | $ 251,000 | $ 186,000 |
| Huerfano County Colorado | 3 | $ 1,345,000 | $ 448,000 | $ 203,000 |
| Las Animas County Colorado | 3 | $ 515,000 | $ 171,000 | $ 128,000 |
| Elmore County Idaho | 3 | $ 815,000 | $ 271,000 | $ 266,000 |
| Madison County Montana | 3 | $ 6,065,000 | $ 2,021,000 | $ 2,944,000 |
| Missoula County Montana | 3 | $ 1,005,000 | $ 335,000 | $ 222,000 |
| Esmeralda County Nevada | 3 | $ 195,000 | $ 65,000 | $ 64,000 |
| Lander County Nevada | 3 | $ 515,000 | $ 171,000 | $ 717,000 |
| Baker County Oregon | 3 | $ 1,285,000 | $ 428,000 | $ 197,000 |
| Deschutes County Oregon | 3 | $ 2,435,000 | $ 811,000 | $ 158,000 |
| Aransas County Texas | 3 | $ 1,525,000 | $ 508,000 | $ 533,000 |
| Atascosa County Texas | 3 | $ 215,000 | $ 71,000 | $ 58,000 |
| Calhoun County Texas | 3 | $ 2,645,000 | $ 881,000 | $ 470,000 |
| Henderson County Texas | 3 | $ 4,595,000 | $ 1,531,000 | $ 744,000 |
| Houston County Texas | 3 | $ 1,745,000 | $ 581,000 | $ 512,000 |
| Jasper County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 376,000 |
| Midland County Texas | 3 | $ 695,000 | $ 231,000 | $ 253,000 |
| Navarro County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 114,000 |
| Palo Pinto County Texas | 3 | $ 1,365,000 | $ 455,000 | $ 308,000 |
| Smith County Texas | 3 | $ 555,000 | $ 185,000 | $ 110,000 |
| Trinity County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 204,000 |
| Albany County Wyoming | 3 | $ 1,625,000 | $ 541,000 | $ 153,000 |
| Amador County California | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Del Norte County California | 2 | $ 1,020,000 | $ 510,000 | $ 548,000 |
| Humboldt County California | 2 | $ 650,000 | $ 325,000 | $ 168,000 |
| Lake County California | 2 | $ 1,560,000 | $ 780,000 | $ 243,000 |
| Sierra County California | 2 | $ 630,000 | $ 315,000 | $ 165,000 |
| Siskiyou County California | 2 | $ 930,000 | $ 465,000 | $ 132,000 |
| Alamosa County Colorado | 2 | $ 360,000 | $ 180,000 | $ 157,000 |
| Bent County Colorado | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Custer County Colorado | 2 | $ 340,000 | $ 170,000 | $ 135,000 |
| Mineral County Colorado | 2 | $ 1,320,000 | $ 660,000 | $ 346,000 |
| Morgan County Colorado | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Lee County Florida | 2 | $ 920,000 | $ 460,000 | $ 252,000 |
| Honolulu County Hawaii | 2 | $ 2,060,000 | $ 1,030,000 | $ 1,258,000 |
| Kauai County Hawaii | 2 | $ 2,570,000 | $ 1,285,000 | $ 656,000 |
| Maui County Hawaii | 2 | $ 1,670,000 | $ 835,000 | $ 450,000 |
| Lemhi County Idaho | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Power County Idaho | 2 | $ 1,750,000 | $ 875,000 | $ 262,000 |
| Lake County Montana | 2 | $ 1,790,000 | $ 895,000 | $ 479,000 |
| Sandoval County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 164,000 |
| Taos County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| Franklin County Ohio | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Benton County Oregon | 2 | $ 400,000 | $ 200,000 | $ 233,000 |
| Clatsop County Oregon | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Lincoln County Oregon | 2 | $ 990,000 | $ 495,000 | $ 348,000 |
| Bowie County Texas | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Brown County Texas | 2 | $ 900,000 | $ 450,000 | $ 208,000 |
| Caldwell County Texas | 2 | $ 810,000 | $ 405,000 | $ 318,000 |
| Cooke County Texas | 2 | $ 1,430,000 | $ 715,000 | $ 747,000 |
| Fannin County Texas | 2 | $ 640,000 | $ 320,000 | $ 148,000 |
| Hunt County Texas | 2 | $ 180,000 | $ 90,000 | $ 109,000 |
| Jones County Texas | 2 | $ 100,000 | $ 50,000 | $ 137,000 |
| Lavaca County Texas | 2 | $ 680,000 | $ 340,000 | $ 220,000 |
| Madison County Texas | 2 | $ 1,180,000 | $ 590,000 | $ 155,000 |
| Orange County Texas | 2 | $ 240,000 | $ 120,000 | $ 195,000 |
| Robertson County Texas | 2 | $ 540,000 | $ 270,000 | $ 480,000 |
| Rusk County Texas | 2 | $ 380,000 | $ 190,000 | $ 0 |
| San Patricio County Texas | 2 | $ 1,730,000 | $ 865,000 | $ 695,000 |
| Tyler County Texas | 2 | $ 480,000 | $ 240,000 | $ 129,000 |
| Victoria County Texas | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Daggett County Utah | 2 | $ 440,000 | $ 220,000 | $ 54,000 |
| Clallam County Washington | 2 | $ 1,050,000 | $ 525,000 | $ 241,000 |
| Columbia County Washington | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Garfield County Washington | 2 | $ 380,000 | $ 190,000 | $ 76,000 |
| Grays Harbor County Washington | 2 | $ 1,030,000 | $ 515,000 | $ 376,000 |
| Island County Washington | 2 | $ 2,510,000 | $ 1,255,000 | $ 210,000 |
| Kittitas County Washington | 2 | $ 3,010,000 | $ 1,505,000 | $ 521,000 |
| Yakima County Washington | 2 | $ 730,000 | $ 365,000 | $ 121,000 |
| Laramie County Wyoming | 2 | $ 1,150,000 | $ 575,000 | $ 245,000 |
| Uinta County Wyoming | 2 | $ 630,000 | $ 315,000 | $ 91,000 |
| Madison County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Inyo County California | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Mendocino County California | 1 | $ 1,365,000 | $ 1,365,000 | $ 304,000 |
| Sutter County California | 1 | $ 2,065,000 | $ 2,065,000 | $ 1,944,000 |
| Kit Carson County Colorado | 1 | $ 255,000 | $ 255,000 | $ 438,000 |
| Logan County Colorado | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Saguache County Colorado | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Yuma County Colorado | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Brevard County Florida | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Broward County Florida | 1 | $ 365,000 | $ 365,000 | $ 161,000 |
| Hernando County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Leon County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Walton County Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 776,000 |
| Hawaii County Hawaii | 1 | $ 4,795,000 | $ 4,795,000 | $ 2,948,000 |
| Benewah County Idaho | 1 | $ 385,000 | $ 385,000 | $ 101,000 |
| Clark County Idaho | 1 | $ 545,000 | $ 545,000 | $ 89,000 |
| Lewis County Idaho | 1 | $ 225,000 | $ 225,000 | $ 30,000 |
| Hamilton County Indiana | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Vanderburgh County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Keweenaw County Michigan | 1 | $ 275,000 | $ 275,000 | $ 415,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 14,000 |
| Greene County Missouri | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Webster County Missouri | 1 | $ 315,000 | $ 315,000 | $ 741,000 |
| Park County Montana | 1 | $ 635,000 | $ 635,000 | $ 420,000 |
| Ravalli County Montana | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 405,000 | $ 405,000 | $ 855,000 |
| Dona Ana County New Mexico | 1 | $ 715,000 | $ 715,000 | $ 370,000 |
| Eddy County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Los Alamos County New Mexico | 1 | $ 465,000 | $ 465,000 | $ 340,000 |
| San Miguel County New Mexico | 1 | $ 465,000 | $ 465,000 | $ 165,000 |
| Valencia County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Alleghany County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Brunswick County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 455,000 |
| Cumberland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Moore County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 265,000 |
| Wake County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Crook County Oregon | 1 | $ 1,235,000 | $ 1,235,000 | $ 308,000 |
| Douglas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Grant County Oregon | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Lake County Oregon | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Polk County Oregon | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Union County Oregon | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Philadelphia County Pennsylvania | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Crockett County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Bosque County Texas | 1 | $ 945,000 | $ 945,000 | $ 450,000 |
| Burleson County Texas | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Coryell County Texas | 1 | $ 535,000 | $ 535,000 | $ 158,000 |
| Erath County Texas | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Freestone County Texas | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Gregg County Texas | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Howard County Texas | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Jeff Davis County Texas | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Jim Wells County Texas | 1 | $ 65,000 | $ 65,000 | $ 217,000 |
| Kimble County Texas | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Kleberg County Texas | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Lamar County Texas | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Limestone County Texas | 1 | $ 605,000 | $ 605,000 | $ 185,000 |
| Montague County Texas | 1 | $ 505,000 | $ 505,000 | $ 174,000 |
| Pecos County Texas | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Potter County Texas | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Randall County Texas | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Somervell County Texas | 1 | $ 485,000 | $ 485,000 | $ 289,000 |
| Titus County Texas | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Upshur County Texas | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Wichita County Texas | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Willacy County Texas | 1 | $ 225,000 | $ 225,000 | $ 730,000 |
| Wood County Texas | 1 | $ 155,000 | $ 155,000 | $ 206,000 |
| Zapata County Texas | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Piute County Utah | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Benton County Washington | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Cowlitz County Washington | 1 | $ 115,000 | $ 115,000 | $ 410,000 |
| Grant County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Jefferson County Washington | 1 | $ 345,000 | $ 345,000 | $ 839,000 |
| Skagit County Washington | 1 | $ 355,000 | $ 355,000 | $ 385,000 |
| Stevens County Washington | 1 | $ 535,000 | $ 535,000 | $ 119,000 |
| Walla Walla County Washington | 1 | $ 85,000 | $ 85,000 | $ 178,000 |
| Fremont County Wyoming | 1 | $ 465,000 | $ 465,000 | $ 481,000 |
| Platte County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 9,329 | $2,250,555,000 | $241,000 | $10,005,000 | $201,000 | $8,222,000 |
| Home Purchase | 7,161 | $6,133,545,000 | $856,000 | $48,005,000 | $322,000 | $9,036,000 |
| Home Improvement | 6,458 | $1,546,850,000 | $239,000 | $50,005,000 | $171,000 | $5,500,000 |
| Refinancing | 5,291 | $2,203,125,000 | $416,000 | $9,905,000 | $234,000 | $8,473,000 |
| Cash-out Refinancing | 2,250 | $1,120,210,000 | $497,000 | $20,605,000 | $250,000 | $7,443,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,751 | $8,947,565,000 | $411,000 | $50,005,000 | $232,000 | $9,036,000 |
| Not Provided | 2,472 | $1,553,090,000 | $628,000 | $14,315,000 | $307,000 | $9,036,000 |
| Hispanic | 2,051 | $636,065,000 | $310,000 | $4,775,000 | $156,000 | $4,044,000 |
| Asian | 1,191 | $815,655,000 | $684,000 | $8,525,000 | $305,000 | $6,392,000 |
| Black or African American | 850 | $213,680,000 | $251,000 | $7,475,000 | $149,000 | $2,966,000 |
| Not applicable | 241 | $520,825,000 | $2,161,000 | $48,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 177 | $59,045,000 | $333,000 | $3,005,000 | $156,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $20,825,000 | $352,000 | $1,855,000 | $165,000 | $568,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,382 | $13,214,960,000 | $434,000 | $50,005,000 | $232,000 | $9,036,000 |
| FHA-insured (Federal Housing Administration) | 53 | $16,785,000 | $316,000 | $565,000 | $85,000 | $234,000 |
| VA-guaranteed (Veterans Administration) | 47 | $20,925,000 | $445,000 | $1,405,000 | $116,000 | $294,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,615,000 | $230,000 | $365,000 | $61,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,665 | $7,779,025,000 | $466,000 | $48,005,000 | $261,000 | $9,036,000 |
| Application Denied By Financial Institution | 8,937 | $2,753,495,000 | $308,000 | $50,005,000 | $151,000 | $5,500,000 |
| Application Approved But Not Accepted | 4,426 | $2,424,000,000 | $547,000 | $15,005,000 | $286,000 | $7,443,000 |
| Application Withdrawn By Applicant | 169 | $213,735,000 | $1,264,000 | $42,005,000 | $312,000 | $3,276,000 |
| File Closed For Incompleteness | 151 | $34,565,000 | $228,000 | $1,605,000 | $182,000 | $1,185,000 |
| Loan Purchased By The Institution | 141 | $49,465,000 | $350,000 | $975,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,552 | $10,500,790,000 | $487,000 | $48,005,000 | $266,000 | $9,036,000 |
| Debt-To-Income Ratio | 5,219 | $1,774,555,000 | $340,000 | $50,005,000 | $104,000 | $1,300,000 |
| Collateral | 1,591 | $515,835,000 | $324,000 | $6,505,000 | $267,000 | $4,414,000 |
| Credit History | 1,570 | $237,850,000 | $151,000 | $10,005,000 | $152,000 | $5,500,000 |
| Other | 384 | $110,600,000 | $288,000 | $3,755,000 | $242,000 | $2,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 92 | $52,660,000 | $572,000 | $2,775,000 | $292,000 | $5,130,000 |
| Unverifiable Information | 59 | $38,555,000 | $653,000 | $3,305,000 | $292,000 | $1,883,000 |
| Employment History | 13 | $3,675,000 | $282,000 | $925,000 | $106,000 | $201,000 |
| Credit Application Incomplete | 9 | $19,765,000 | $2,196,000 | $16,565,000 | $112,000 | $246,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.