Lincoln County WI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Lincoln County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,233
Total Mortgage Loan Application Amount $153,250,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $3,695,000
Average Applicant Income $66,000
Highest Applicant Income $1,020,000

Mortgage Company List for Lending in Lincoln County WI for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COVANTAGE CREDIT UNION
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,248,405,000 163 $ 12,957,000
INCREDIBLEBANK
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,064,708,000 115 $ 14,314,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 104,121,677,000 85 $ 7,668,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 85 $ 7,822,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 54 $ 7,895,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 27,567,209,000 52 $ 6,478,000
PREVAIL BANK
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 614,922,000 42 $ 5,871,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 33 $ 4,772,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 30 $ 3,613,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 25 $ 10,859,000
PEOPLES STATE BANK
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 784,058,000 24 $ 2,434,000
ABBYBANK
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ 335,235,000 21 $ 2,081,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 21 $ 2,729,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 21 $ 2,851,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 17 $ 2,142,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 16 $ 2,191,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 16 $ 1,453,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 14 $ 1,836,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 13 $ 1,828,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 12 $ 1,422,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 12 $ 2,320,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,406,000
ADVANTAGE COMMUNITY BANK
101 W BUSINESS COUNTY ROAD A
DORCHESTER, WI 54425
* $ 140,943,000 11 $ 1,389,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 10 $ 1,910,000
BROKAW CREDIT UNION
2006 SCHOFIELD AVE
WESTON, WI 54476
* $ 49,259,000 9 $ 813,000
UNIVERSITY OF WISCONSIN CREDIT UNION
3500 UNIVERSITY AVE
MADISON, WI 53705
* $ 2,076,988,000 8 $ 1,189,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 7 $ 720,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 7 $ 769,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 625,382,000 7 $ 721,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 7 $ 716,000
CLOVERBELT CREDIT UNION
110 MCINDOE ST, PO BOX 659
WAUSAU, WI 54402
* $ 206,248,000 7 $ 785,000
INTEGRITY FIRST BANK
101 GRAND AVE
WAUSAU, WI 54403
* $ 78,828,000 7 $ 971,000
NICOLET NATIONAL BANK
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 1,198,541,000 7 $ 1,645,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,073,879,000 6 $ 884,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,649,486,000 6 $ 945,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 6 $ 946,000
FIRSTMERIT BANK NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 25,520,808,000 6 $ 473,000
BANK MUTUAL
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,500,976,000 5 $ 566,000
JOHNSON BANK
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,173,696,000 5 $ 808,000
LANDMARK CREDIT UNION
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53151
* $ 2,883,593,000 5 $ 673,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 5 $ 444,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 547,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 5 $ 998,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 5 $ 887,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 5 $ 781,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 4 $ 463,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 4 $ 453,000
SUMMIT CREDIT UNION
PO BOX 8046
COTTAGE GROVE, WI 53708
* $ 2,388,643,000 4 $ 374,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 389,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 70,879,778,000 4 $ 230,000
BANK FIVE NINE
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 971,883,000 4 $ 518,000
MARATHON BANK
500 SCOTT ST
WAUSAU, WI 54403
* $ 147,811,000 3 $ 330,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 3 $ 304,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 3 $ 530,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 3 $ 361,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 3 $ 321,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 3 $ 395,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 2 $ 267,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 409,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 2 $ 505,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ 4,028,990,000 2 $ 390,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 349,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 238,000
FOX COMMUNITIES CREDIT UNION
3401 E CALUMET STREET
APPLETON, WI 54915
* $ 1,129,782,000 2 $ 209,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 361,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 2 $ 439,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 233,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 170,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 1,319,357,000 2 $ 159,000
COMMUNITY FIRST
1575 DRESANG WAY
NEENAH, WI 54956
* $ 2,345,139,000 2 $ 200,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 339,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 132,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 227,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 2 $ 219,000
HOME SAVINGS BANK
2 SOUTH CARROLL ST
MADISON, WI 53703
* $ 139,348,000 2 $ 324,000
FORWARD BANK
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ 373,345,000 2 $ 318,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 85,747,508,000 1 $ 25,000
CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 581,770,000 1 $ 60,000
WOLF RIVER COMMUNITY BANK
309 E MAIN ST
HORTONVILLE, WI 54944
* $ 137,355,000 1 $ 116,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 180,000
THE PORT WASHINGTON STATE BANK
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ 516,726,000 1 $ 210,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 140,000
HORICON BANK
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 619,053,000 1 $ 30,000
UNITED COMMUNITY BANK
105 S MAIN ST
POYNETTE, WI 53955
* $ 166,106,000 1 $ 202,000
COMMUNITY FIRST BANK
5525 US HIGHWAY 10 E
STEVENS POINT, WI 54482
* $ 75,086,000 1 $ 158,000
PARTNERS BANK OF WISCONSIN
907 NORTH CENTRAL AVE., PO BOX 730
MARSHFIELD, WI 54449
* $ 108,141,000 1 $ 99,000
PARKSIDE LENDING, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 1 $ 125,000
WATERSTONE BANK, SSB
11200 WEST PLANK COURT
WAUWATOSA, WI 53226
* $ 1,758,212,000 1 $ 940,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 1 $ 148,000
REVERSE MORTGAGE SOLUTIONS INC
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 17,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 185,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 178,000
WOODTRUST BANK
181 2ND ST S
WISCONSIN RAPIDS, WI 54494
* $ 377,682,000 1 $ 140,000
CHOICE BANK
2450 WITZEL AVENUE
OSHKOSH, WI 54904
* $ 277,692,000 1 $ 169,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 351,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 1 $ 204,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 78,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 1 $ 25,000
DMB COMMUNITY BANK
321 N MAIN ST
DEFOREST, WI 53532
* $ 390,421,000 1 $ 143,000
LAKE RIDGE BANK
1205 MAIN STREET
MONONA, WI 53528
* $ 807,119,000 1 $ 132,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 196,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 123,000
UNITEDONE CREDIT UNION
1117 S 10 ST
MANITOWOC, WI 54220
* $ 190,083,000 1 $ 58,000
WINNEBAGO COMMUNITY
567 E SNELL RD
OSHKOSH, WI 54901
* $ 88,589,000 1 $ 40,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 207,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 120,000
PREMIER COMMUNITY BANK
230 MAVIS ROAD
MARION, WI 54950
* $ 281,302,000 1 $ 188,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 91,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 6,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 98,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 51,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 94,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 61,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 66,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 84,000
WAUKESHA STATE BANK
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ 958,116,000 1 $ 148,000
RIVER FALLS STATE BANK
124 S. SECOND STREET
RIVER FALLS, WI 54022
* $ 87,728,000 1 $ 150,000
MIDWEST COMMUNITY BANK
510 PARK CREST DR
FREEPORT, IL 61032
* $ 217,730,000 1 $ 140,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,260,025,000 1 $ 130,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 11,846,211,000 1 $ 79,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 39,000
NORTH SHORE BANK FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 1,837,704,000 1 $ 160,000
ROYAL CREDIT UNION
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54703
* $ 1,711,373,000 1 $ 56,000
FOND DU LAC CREDIT UNION
91 N PIONEER RD
FOND DU LAC, WI 54935
* $ 57,539,000 1 $ 65,000
BANK OF DEERFIELD
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ 128,187,000 1 $ 98,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 961,290,000 1 $ 171,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 348,291,098,000 1 $ 56,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 342,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 205,125,538,000 1 $ 332,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 88,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,673,604,000 1 $ 115,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 1 $ 92,000
FIRSTMERIT MORTGAGE CORP
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 1 $ 276,000
GATEWAY COMMUNITY BANK
5390 WILLIAMS DRIVE
ROSCOE, IL 61073
* $ 90,315,000 1 $ 204,000
FOX RIVER STATE BANK
241 E JEFFERSON STREET
BURLINGTON, WI 53105
* $ 77,947,000 1 $ 48,000
SIGNATURE BANK
9800 BREN ROAD E
MINNETONKA, MN 55343
* $ 369,425,000 1 $ 404,000
THOMPSON KANE & COMPANY, INC
8020 EXCELSIOR DRIVE SUITE 401
WILMINGTON, DE 53717
* $ 4,262,000 1 $ 84,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 75,000
MOUND CITY BANK
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 310,551,000 1 $ 216,000
OLD SECOND NATIONAL BANK
37 S. RIVER ST.
AURORA, IL 60506
* $ 2,054,032,000 1 $ 122,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lincoln County WI in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 658 $80,863,000 $122,000 $489,000 $68,000 $1,020,000
Home Purchase 492 $66,984,000 $136,000 $3,695,000 $64,000 $560,000
Home Improvement 83 $5,403,000 $65,000 $294,000 $72,000 $285,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 993 $119,677,000 $120,000 $960,000 $72,000 $1,020,000
Not applicable 117 $21,564,000 $184,000 $3,695,000 $16,000 $142,000
Not Provided 94 $8,827,000 $93,000 $342,000 $67,000 $241,000
Hispanic 16 $1,515,000 $94,000 $350,000 $49,000 $155,000
Asian 5 $699,000 $139,000 $218,000 $43,000 $64,000
American Indian or Alaskan Native 4 $534,000 $133,000 $196,000 $73,000 $91,000
Native Hawaiin or Other Pacific Islander 3 $353,000 $117,000 $158,000 $99,000 $175,000
Black or African American 1 $81,000 $81,000 $81,000 $26,000 $26,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 864 $107,756,000 $124,000 $3,695,000 $79,000 $1,020,000
FHA-insured (Federal Housing Administration) 176 $19,620,000 $111,000 $267,000 $37,000 $250,000
VA-guaranteed (Veterans Administration) 101 $16,085,000 $159,000 $366,000 $48,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 92 $9,789,000 $106,000 $231,000 $28,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 658 $86,020,000 $130,000 $3,695,000 $74,000 $989,000
Application Denied By Financial Institution 240 $26,839,000 $111,000 $417,000 $68,000 $1,020,000
Application Withdrawn By Applicant 144 $17,501,000 $121,000 $328,000 $65,000 $286,000
Loan Purchased By The Institution 118 $14,198,000 $120,000 $342,000 $28,000 $165,000
File Closed For Incompleteness 37 $4,777,000 $129,000 $366,000 $61,000 $181,000
Application Approved But Not Accepted 36 $3,915,000 $108,000 $277,000 $60,000 $355,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 34 $4,640,000 $136,000 $417,000 $109,000 $560,000
Credit History 31 $2,172,000 $70,000 $160,000 $58,000 $205,000
Debt-To-Income Ratio 25 $2,508,000 $100,000 $298,000 $57,000 $394,000
Credit Application Incomplete 19 $2,347,000 $123,000 $262,000 $101,000 $1,020,000
Insufficient Cash (Downpayment, Closing Cost) 7 $757,000 $108,000 $222,000 $43,000 $101,000
Other 7 $830,000 $118,000 $249,000 $54,000 $105,000
Unverifiable Information 3 $338,000 $112,000 $128,000 $48,000 $77,000
Employment History 1 $65,000 $65,000 $65,000 $38,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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