Macoupin County, IL Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,781 mortgage applications in Macoupin County, IL totaling $179.1 million, up 15% from 2015. The average application was for $100,000, and applicants reported an average income of $61,000. 60% of applications resulted in an originated loan and 17% were denied. The most active lender was The First National Bank in Staunton, with 230 applications, followed by United Community Bank and Cnb Bank & Trust, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,781
Total Mortgage Loan Application Amount $179,068,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $5,612,000
Average Applicant Income $61,000
Highest Applicant Income $898,000

Mortgage Company List for Lending in Macoupin County, IL for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 504,188,000 230 $ 16,402,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,003,316,000 222 $ 19,311,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 853,168,000 105 $ 16,715,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 59 $ 6,437,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 57 $ 5,507,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 51 $ 6,188,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 649,313,000 44 $ 5,033,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 281,054,000 40 $ 3,046,000
The First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 137,767,000 39 $ 2,814,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 38 $ 3,277,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 37 $ 3,626,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 34 $ 3,447,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 31 $ 2,765,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 871,113,000 30 $ 3,323,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 709,932,000 27 $ 2,722,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 25 $ 2,787,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,237,292,000 22 $ 2,676,000
Cornerstone Mortgage Providers, L.P.
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ 10,000,000 20 $ 2,779,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,740,004,000 18 $ 2,220,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 780,426,000 17 $ 2,902,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 17 $ 1,796,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 350,254,000 17 $ 1,394,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 16 $ 1,894,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 516,267,000 15 $ 1,444,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 14 $ 907,000
Bank of Modesto
201 EAST STATE, PO BOX 19
MODESTO, IL 62667
* $ 47,333,000 13 $ 612,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 308,611,000 13 $ 783,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ 26,264,000 12 $ 2,108,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 11 $ 882,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD
EDWARDSVILLE, IL 62025
* $ 654,660,000 11 $ 2,597,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 11 $ 1,472,000
Jersey State Bank
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 138,236,000 11 $ 1,274,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 10 $ 486,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 10 $ 920,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 516,267,000 10 $ 703,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 10 $ 845,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 10 $ 903,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 9 $ 884,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 852,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 9 $ 885,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 621,057,000 9 $ 911,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 1,030,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 738,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 8 $ 1,520,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 8 $ 602,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 8 $ 664,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 8 $ 669,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 284,800,000 8 $ 596,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 7 $ 67,000
Revity Credit Union
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 312,533,000 7 $ 299,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 2,121,922,000 7 $ 526,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 7 $ 846,000
Shell Community Credit Union
101 WESLEY DRIVE
WOOD RIVER, IL 62095
* $ 113,443,000 6 $ 137,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 928,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 6 $ 626,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 6 $ 1,034,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 338,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 333,575,000 5 $ 401,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 765,418,000 5 $ 526,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 5 $ 868,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 5 $ 87,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 789,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 175,672,000 5 $ 683,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ 203,320,000 4 $ 478,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 255,721,000 4 $ 233,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,039,806,000 4 $ 466,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 4 $ 645,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 4 $ 294,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 4 $ 256,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 4 $ 301,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 4 $ 443,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,998,925,000 4 $ 434,000
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 403,812,000 4 $ 182,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 3 $ 187,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 3 $ 478,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 3 $ 29,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 147,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,297,355,000 3 $ 374,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 3 $ 387,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 214,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 221,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 585,000
Farmers State Bank
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ 248,138,000 3 $ 155,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 267,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 3 $ 367,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 196,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 3 $ 414,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 254,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 870,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 3 $ 421,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 330,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 130,009,000 2 $ 213,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 227,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 215,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 192,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 190,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 2 $ 244,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 131,371,000 2 $ 274,000
D.W. Brown Mortgage Corp.
2205B SOUTH STATE ROUTE 157
EDWARDSVILLE, IL 62025
* $ 10,000,000 2 $ 305,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 161,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 265,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 2 $ 194,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 2 $ 442,000
First FSB of Mascoutah
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 95,194,000 2 $ 110,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 459,125,000 2 $ 209,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 2 $ 239,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 2 $ 150,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,483,687,000 2 $ 305,000
National Bank of Petersburg
PO BOX 470
PETERSBURG, IL 62675
* $ 143,695,000 2 $ 122,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 362,000
Collinsville Building and Loan Association
701 BELTLINE RD
COLLINSVILLE, IL 62234
* $ 122,822,000 2 $ 97,000
First National Bank of Pana
306 S. LOCUST ST.
PANA, IL 62557
* $ 172,854,000 1 $ 37,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 210,991,000 1 $ 50,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 142,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 45,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 109,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 1 $ 25,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 104,121,677,000 1 $ 80,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 80,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 58,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,552,519,000 1 $ 50,000
Reliance Bank
10401 CLAYTON ROAD
FRONTENAC, MO 63131
* $ 1,215,009,000 1 $ 130,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 128,536,000 1 $ 84,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 160,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 2,105,732,000 1 $ 107,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 1 $ 89,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 21,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 27,567,209,000 1 $ 117,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 1 $ 74,000
Forethought Life Insurance Co
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ 100,000,000 1 $ 85,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 520,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 38,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 1 $ 133,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 64,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 1 $ 167,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 125,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 210,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ 1,003,316,000 1 $ 234,000
Cu/America Financial Services, Inc.
200 W 22ND ST, STE 280
LOMBARD, IL 60148
* $ 275,906,000 1 $ 79,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 95,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,639,159,000 1 $ 100,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 1 $ 187,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 3,053,721,000 1 $ 64,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 99,639,000 1 $ 55,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 105,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 258,000
Federated Bank
107 N. CHESTNUT
ONARGA, IL 60955
* $ 83,241,000 1 $ 58,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 177,497,000 1 $ 103,000
Guardian Savings Bank
3800 NAMEOKI ROAD
GRANITE CITY, IL 62040
* $ 39,247,000 1 $ 21,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 334,477,000 1 $ 218,000
Bank of Calhoun County
204 MAIN STREET PO BOX 555
HARDIN, IL 62047
* $ 70,094,000 1 $ 310,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 67,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 297,156,000 1 $ 19,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 64,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 228,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 115,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 187,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 186,000
First State Bank of Bloomington
204 N PROSPECT AVE
BLOOMINGOTN, IL 61704
* $ 110,965,000 1 $ 80,000
Hickory Point Bank & Trust
225 N WATER STREET
DECATUR, IL 62525
* $ 658,320,000 1 $ 28,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 168,000

The tables below break down 2016 mortgage applications in Macoupin County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Macoupin County, IL in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 797 $78,517,000 $98,000 $520,000 $55,000 $698,000
Refinancing 758 $90,111,000 $118,000 $5,612,000 $66,000 $898,000
Home Improvement 226 $10,440,000 $46,000 $300,000 $67,000 $644,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,519 $153,107,000 $100,000 $5,612,000 $68,000 $898,000
Not applicable 163 $16,077,000 $98,000 $358,000 $3,000 $153,000
Not Provided 81 $8,305,000 $102,000 $267,000 $59,000 $205,000
Hispanic 7 $486,000 $69,000 $120,000 $50,000 $88,000
American Indian or Alaskan Native 4 $386,000 $96,000 $117,000 $68,000 $97,000
Black or African American 4 $428,000 $107,000 $180,000 $68,000 $99,000
Asian 2 $275,000 $137,000 $237,000 $78,000 $118,000
Native Hawaiin or Other Pacific Islander 1 $4,000 $4,000 $4,000 $42,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,176 $115,645,000 $98,000 $5,612,000 $74,000 $898,000
FHA-insured (Federal Housing Administration) 292 $30,357,000 $103,000 $276,000 $37,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 201 $16,599,000 $82,000 $217,000 $28,000 $103,000
VA-guaranteed (Veterans Administration) 112 $16,467,000 $147,000 $417,000 $47,000 $178,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,061 $106,254,000 $100,000 $5,612,000 $69,000 $898,000
Application Denied By Financial Institution 304 $27,896,000 $91,000 $480,000 $60,000 $644,000
Loan Purchased By The Institution 209 $22,475,000 $107,000 $417,000 $18,000 $260,000
Application Withdrawn By Applicant 103 $11,967,000 $116,000 $439,000 $67,000 $888,000
Application Approved But Not Accepted 72 $6,957,000 $96,000 $279,000 $66,000 $187,000
File Closed For Incompleteness 32 $3,519,000 $109,000 $520,000 $55,000 $165,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 52 $2,685,000 $51,000 $163,000 $65,000 $644,000
Debt-To-Income Ratio 32 $2,601,000 $81,000 $280,000 $53,000 $130,000
Collateral 32 $3,669,000 $114,000 $443,000 $77,000 $199,000
Credit Application Incomplete 14 $1,817,000 $129,000 $416,000 $76,000 $206,000
Mortgage Insurance Denied 9 $790,000 $87,000 $114,000 $66,000 $100,000
Other 5 $346,000 $69,000 $112,000 $67,000 $106,000
Unverifiable Information 4 $500,000 $125,000 $258,000 $55,000 $115,000
Employment History 3 $256,000 $85,000 $105,000 $40,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 3 $471,000 $157,000 $220,000 $54,000 $111,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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