Meade County, SD Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,290 mortgage applications in Meade County, SD totaling $401.1 million, up 21% from 2024. The average application was for $310,000, and applicants reported an average income of $130,000. 58% of applications resulted in an originated loan and 11% were denied. The most active lender was Black Hills Federal Credit Union, with 151 applications, followed by CMG Mortgage Inc and PennyMac Loan Services LLC.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,290
Total Mortgage Loan Application Amount $401,080,000
Average Mortgage Loan Application Amount $310,000
Highest Mortgage Loan Application Amount $7,135,000
Average Applicant Income $130,000
Highest Applicant Income $1,767,000

Mortgage Company List for Lending in Meade County, SD for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 151 $ 29,695,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 139 $ 47,505,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 80 $ 25,430,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 59 $ 23,845,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 54 $ 14,740,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 45 $ 17,105,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 40 $ 14,790,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 39 $ 12,505,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 34 $ 7,800,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 31 $ 11,815,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 28 $ 11,210,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 28 $ 3,210,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ n/a 27 $ 8,885,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 27 $ 9,725,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 24 $ 6,020,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 23 $ 3,215,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 22 $ 5,900,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 20 $ 6,940,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 19 $ 6,175,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ n/a 17 $ 5,475,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 16 $ 4,360,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 15 $ 5,815,000
Aspen Federal Credit Union
4956 5TH STREET
RAPID CITY, SD 57701
* $ n/a 15 $ 3,755,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 14 $ 4,610,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ n/a 13 $ 11,605,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ n/a 13 $ 5,155,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 12 $ 480,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 12 $ 2,380,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 11 $ 4,035,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 4,900,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 9 $ 3,825,000
Northern Hills FCU
1080 MAIN ST
STURGIS, SD 57785
* $ n/a 8 $ 1,330,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 1,965,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 7 $ 2,495,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 7 $ 1,715,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 7 $ 595,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 6 $ 1,980,000
Highmark Federal Credit Union
725 5TH STREET
RAPID CITY, SD 57701
* $ n/a 6 $ 1,750,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 1,560,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 2,650,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 5 $ 1,045,000
Sentinel Federal Credit Union
2723 LEMAY BOULEVARD
ELLSWORTHAFB, SD 57706
* $ n/a 5 $ 2,105,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 5 $ 605,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 5 $ 2,875,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 385,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 1,155,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 970,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 1,330,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 960,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 840,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 4 $ 600,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 895,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 3 $ 465,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 1,105,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 1,165,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 230,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 1,020,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 630,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 1,410,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 870,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 750,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 1,020,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 580,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 620,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 2 $ 740,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 2 $ 570,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 2 $ 580,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 500,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 900,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 850,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 830,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 370,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 700,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 820,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 680,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 260,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 145,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 525,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 235,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 185,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 435,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 225,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 305,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 1 $ 415,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ n/a 1 $ 465,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 335,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ n/a 1 $ 45,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 325,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 95,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ n/a 1 $ 595,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ n/a 1 $ 415,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ n/a 1 $ 195,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 1 $ 255,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 215,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 395,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 585,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 425,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 1 $ 295,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 205,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 2,805,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 235,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 675,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 205,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 435,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 4,955,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 285,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 1 $ 245,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ n/a 1 $ 155,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ n/a 1 $ 165,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 395,000

The tables below break down 2025 mortgage applications in Meade County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Meade County, SD in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 589 $215,505,000 $365,000 $2,805,000 $141,000 $1,767,000
Refinancing 272 $94,340,000 $346,000 $7,135,000 $131,000 $690,000
Cash-out Refinancing 237 $71,495,000 $301,000 $4,955,000 $108,000 $449,000
Other Purpose 114 $11,070,000 $97,000 $675,000 $119,000 $339,000
Home Improvement 78 $8,670,000 $111,000 $625,000 $139,000 $622,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 901 $267,735,000 $297,000 $1,175,000 $126,000 $690,000
Not applicable 156 $62,690,000 $401,000 $7,135,000 $130,000 $282,000
Not Provided 151 $47,915,000 $317,000 $2,805,000 $142,000 $1,767,000
Hispanic 40 $9,750,000 $243,000 $485,000 $118,000 $284,000
American Indian or Alaskan Native 26 $8,240,000 $316,000 $805,000 $258,000 $1,063,000
Native Hawaiian or Other Pacific Islander 7 $1,765,000 $252,000 $365,000 $118,000 $132,000
Black or African American 6 $2,010,000 $335,000 $905,000 $98,000 $261,000
Asian 3 $975,000 $325,000 $415,000 $104,000 $121,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 780 $205,960,000 $264,000 $7,135,000 $138,000 $1,767,000
VA-guaranteed (Veterans Administration) 324 $131,890,000 $407,000 $1,295,000 $125,000 $464,000
FHA-insured (Federal Housing Administration) 165 $53,965,000 $327,000 $535,000 $104,000 $288,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $9,265,000 $441,000 $4,955,000 $92,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 742 $239,950,000 $323,000 $7,135,000 $136,000 $1,767,000
Application Withdrawn By Applicant 172 $57,200,000 $332,000 $2,805,000 $123,000 $1,304,000
Loan Purchased By The Institution 159 $50,545,000 $317,000 $905,000 $157,000 $1,063,000
Application Denied By Financial Institution 144 $33,400,000 $231,000 $1,035,000 $108,000 $468,000
File Closed For Incompleteness 51 $12,965,000 $254,000 $755,000 $114,000 $449,000
Application Approved But Not Accepted 21 $6,925,000 $329,000 $1,175,000 $129,000 $289,000
Preapproval Denied by Financial Institution 1 $95,000 $95,000 $95,000 $38,000 $38,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,099 $353,295,000 $321,000 $7,135,000 $132,000 $1,767,000
Debt-To-Income Ratio 88 $22,940,000 $260,000 $1,115,000 $124,000 $1,063,000
Credit History 33 $6,285,000 $190,000 $675,000 $116,000 $243,000
Collateral 23 $6,405,000 $278,000 $1,035,000 $124,000 $339,000
Credit Application Incomplete 18 $4,090,000 $227,000 $505,000 $86,000 $192,000
Other 16 $4,120,000 $257,000 $815,000 $164,000 $401,000
Unverifiable Information 9 $2,375,000 $263,000 $495,000 $99,000 $237,000
Insufficient Cash (Downpayment, Closing Cost) 2 $680,000 $340,000 $365,000 $100,000 $101,000
Mortgage Insurance Denied 1 $395,000 $395,000 $395,000 $0 $0
Employment History 1 $495,000 $495,000 $495,000 $186,000 $186,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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