Mercer County, IL Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 651 mortgage applications in Mercer County, IL totaling $69.5 million, up 1% from 2018. The average application was for $106,000, and applicants reported an average income of $84,000. 60% of applications resulted in an originated loan and 15% were denied. The most active lender was I H Mississippi Valley Credit Union, with 52 applications, followed by Vibrant Credit Union and Senb Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 651
Total Mortgage Loan Application Amount $69,465,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $805,000
Average Applicant Income $84,000
Highest Applicant Income $3,961,000

Mortgage Company List for Lending in Mercer County, IL for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 1,339,242,000 52 $ 6,260,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 713,437,000 46 $ 3,980,000
Senb Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 224,803,000 39 $ 5,345,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 452,428,000 34 $ 2,150,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 31 $ 4,135,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 26 $ 2,190,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 25 $ 2,045,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,360,168,000 22 $ 2,950,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 21 $ 1,815,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 513,285,000 21 $ 2,245,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,377,351,000 20 $ 1,590,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 348,812,000 13 $ 1,065,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 405,453,000 13 $ 925,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 12 $ 1,570,000
Farmers State Bank of Western Illinois
PO BOX 369
ALPHA, IL 61413
* $ 138,396,000 12 $ 1,590,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 10 $ 1,030,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 10 $ 2,130,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ -1,000 9 $ 835,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 9 $ 1,815,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 8 $ 960,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 1,070,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 880,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 8 $ 370,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 8 $ 1,260,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 7 $ 1,025,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 521,240,000 7 $ 245,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 373,415,000 7 $ 325,000
1st Community Bank
1803 SE 3RD ST PO BOX 147
ALEDO, IL 61231
* $ 62,612,000 7 $ 625,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 6 $ 800,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 6 $ 370,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 900,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 5 $ 645,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 425,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 5 $ 365,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 350,874,000 4 $ 400,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 4 $ 360,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 4 $ 540,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 753,826,000 3 $ 175,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 175,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 285,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 285,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 709,902,000 3 $ 475,000
Blue Grass Savings Bank
104 E. MAYNE PO BOX 248
BLUE GRASS, IA 52726
* $ 194,354,000 3 $ 315,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 285,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 405,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 300,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 2 $ 120,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 429,797,000 2 $ 260,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,696,414,000 2 $ 10,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,679,144,000 2 $ 60,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 2 $ 170,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 110,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 230,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 272,118,000 2 $ 350,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 200,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 2 $ 190,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 240,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 330,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 115,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 1,640,176,000 1 $ 55,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 115,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 165,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 35,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 1 $ 55,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 1 $ 165,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 225,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 215,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,690,612,000 1 $ 35,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 45,000
Gas & Electric Credit Union
2300 4TH AVE
ROCK ISLAND, IL 61201
* $ 78,213,000 1 $ 145,000
The Family Credit Union
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 155,868,000 1 $ 65,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 1 $ 165,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 35,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 1 $ 95,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 15,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 423,776,000 1 $ 295,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 997,633,000 1 $ 135,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 95,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 95,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,953,334,000 1 $ 45,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 1 $ 105,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 3,284,241,000 1 $ 105,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 135,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 165,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 95,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 105,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ 290,398,000 1 $ 145,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 1 $ 325,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 3,396,909,000 1 $ 35,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 205,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 65,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 252,362,000 1 $ 205,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 105,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 105,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 1 $ 225,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 890,510,000 1 $ 25,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 683,864,000 1 $ 105,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 45,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 15,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 85,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 1 $ 55,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 95,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 135,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 35,000

The tables below break down 2019 mortgage applications in Mercer County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mercer County, IL in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 306 $35,560,000 $116,000 $535,000 $73,000 $360,000
Refinancing 152 $17,600,000 $115,000 $805,000 $85,000 $300,000
Cash-out Refinancing 98 $11,700,000 $119,000 $375,000 $80,000 $201,000
Other Purpose 47 $2,105,000 $44,000 $395,000 $157,000 $3,961,000
Home Improvement 37 $1,585,000 $42,000 $145,000 $74,000 $196,000
Not Applicable 11 $915,000 $83,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 545 $58,395,000 $107,000 $535,000 $85,000 $3,961,000
Not applicable 59 $7,325,000 $124,000 $805,000 $80,000 $151,000
Not Provided 26 $1,730,000 $66,000 $185,000 $70,000 $158,000
Hispanic 19 $1,775,000 $93,000 $235,000 $55,000 $118,000
Black or African American 1 $75,000 $75,000 $75,000 $36,000 $36,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 477 $48,525,000 $101,000 $805,000 $89,000 $3,961,000
FHA-insured (Federal Housing Administration) 94 $10,130,000 $107,000 $315,000 $61,000 $139,000
VA-guaranteed (Veterans Administration) 42 $7,660,000 $182,000 $535,000 $86,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $3,150,000 $82,000 $225,000 $43,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 389 $43,105,000 $110,000 $535,000 $92,000 $3,961,000
Application Denied By Financial Institution 96 $7,780,000 $81,000 $805,000 $64,000 $220,000
Application Withdrawn By Applicant 69 $6,915,000 $100,000 $335,000 $69,000 $180,000
Loan Purchased By The Institution 65 $7,955,000 $122,000 $535,000 $75,000 $158,000
Application Approved But Not Accepted 18 $2,310,000 $128,000 $315,000 $81,000 $143,000
File Closed For Incompleteness 13 $1,335,000 $102,000 $195,000 $84,000 $184,000
Preapproval Approved but not Accepted 1 $65,000 $65,000 $65,000 $22,000 $22,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 421 $46,325,000 $110,000 $535,000 $76,000 $360,000
Debt-To-Income Ratio 168 $18,360,000 $109,000 $805,000 $107,000 $3,961,000
Credit History 23 $1,735,000 $75,000 $255,000 $58,000 $145,000
Collateral 21 $1,395,000 $66,000 $185,000 $76,000 $210,000
Other 10 $1,020,000 $102,000 $255,000 $70,000 $139,000
Insufficient Cash (Downpayment, Closing Cost) 3 $115,000 $38,000 $75,000 $23,000 $25,000
Credit Application Incomplete 3 $345,000 $115,000 $155,000 $48,000 $48,000
Unverifiable Information 2 $170,000 $85,000 $95,000 $134,000 $220,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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