Montour County, PA Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 949 mortgage applications in Montour County, PA totaling $117.1 million, down 19% from 2007. The average application was for $123,000, and applicants reported an average income of $79,000. 53% of applications resulted in an originated loan and 19% were denied. The most active lender was Fnb Bank, National Association, with 155 applications, followed by Beneficial Company LLC and Service 1st Federal Credit Uni.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 949
Total Mortgage Loan Application Amount $117,108,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $819,000
Average Applicant Income $79,000
Highest Applicant Income $847,000

Mortgage Company List for Lending in Montour County, PA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Fnb Bank, National Association
630 MILL STREET
DANVILLE, PA 17821
* $ 374,703,000 155 $ 16,214,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 74 $ 8,130,000
Service 1st Federal Credit Uni
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 121,890,000 67 $ 3,609,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 46 $ 7,898,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 44 $ 6,805,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 646,551,000 37 $ 4,979,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 34 $ 4,275,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 28 $ 4,298,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 25 $ 2,418,000
First Keystone National Bank
111 WEST FRONT ST
BERWICK, PA 18603
* $ 687,460,000 23 $ 1,804,000
Journey Bank
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ 312,356,000 23 $ 4,291,000
Sovereign Bank
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 18 $ 1,811,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 2,434,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 16 $ 2,019,000
Citifinancial Services Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 15 $ 518,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 15 $ 149,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 13 $ 1,531,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 12 $ 1,584,000
Wells Fargo Fin'l Pennsylvania
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 12 $ 1,778,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 12 $ 1,631,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 12 $ 1,665,000
Fulton Bank
PO BOX 4887
LANCASTER, PA 17604
* $ 7,191,376,000 11 $ 1,868,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 11 $ 2,087,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 2,214,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17601
* $ 6,595,205,000 10 $ 1,413,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 9 $ 1,472,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 8 $ 1,410,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 2,958,520,000 8 $ 816,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 8 $ 1,129,000
American Home Bank
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 266,050,000 8 $ 1,156,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 7 $ 1,056,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 7 $ 754,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 7 $ 363,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 7 $ 741,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,225,710,000 5 $ 887,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 5 $ 73,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 5 $ 765,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 5 $ 827,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 4 $ 842,000
PNC Reverse Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 4 $ 549,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 4 $ 508,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 4 $ 597,000
First National Bank of Pa
166 MAIN ST
GREENVILLE, PA 16125
* $ 5,911,677,000 4 $ 315,000
Philadelphia Federal Credit Un
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 540,575,000 4 $ 184,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 3 $ 487,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 3 $ 443,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 3 $ 464,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 3 $ 321,000
Equity One
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 3 $ 174,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 3 $ 654,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 626,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 273,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 437,000
Ideal Mortgage Bankers, Ltd
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 182,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 205,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 209,465,000 2 $ 47,000
M&T Bank, NA
1 M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 375,737,000 2 $ 266,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 2 $ 291,000
Mifflinburg Bank & Trust
250 E. CHESTNUT STREET, PO BOX 186
MIFFLINBURG, PA 17844
* $ 262,557,000 2 $ 158,000
Horizon Federal Credit Union
2849 REACH ROAD
WILLIAMSPORT, PA 17701
* $ 40,497,000 2 $ 75,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 2 $ 308,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 329,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 2 $ 958,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 258,853,000 1 $ 50,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 54,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 129,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 1 $ 543,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 79,000
Prospect Mortgage, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 193,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 184,000
Jersey Shore State Bank
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 615,286,000 1 $ 182,000
American Enterprise Bank of Fl
10611 DEERWOOD PARK BLVD
JACKSNOVILLE, FL 32256
* $ 175,204,000 1 $ 185,000
Hampden Bank
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 496,715,000 1 $ 20,000
Rosedale Federal Sav & Loan
6708 BELAIR ROAD
BALTIMORE, MD 21206
* $ 578,942,000 1 $ 500,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 1 $ 154,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 1 $ 91,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,385,936,000 1 $ 185,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 1 $ 35,000
TD Bank N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 45,485,973,000 1 $ 25,000
Equity Bank
7701 E KELLOGG STE 200
WICHITA, KS 67207
* $ 286,986,000 1 $ 286,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 75,000
Forward National Company Inc
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 1 $ 31,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,182,343,000 1 $ 8,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 1 $ 185,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 815,412,000 1 $ 129,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 86,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 300,000
M&T Real Estate Trust
ONE M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 54,391,344,000 1 $ 372,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 480,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 126,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 144,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 1 $ 153,000
Avelo Mortgage, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 362,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 230,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 140,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 280,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 81,000
Somerset Investors Corp.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 167,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 111,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 120,000

The tables below break down 2008 mortgage applications in Montour County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Montour County, PA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 516 $69,694,000 $135,000 $543,000 $76,000 $840,000
Home Purchase 295 $41,707,000 $141,000 $819,000 $87,000 $847,000
Home Improvement 138 $5,707,000 $41,000 $390,000 $75,000 $675,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 782 $92,178,000 $117,000 $819,000 $79,000 $847,000
Not Provided 96 $13,415,000 $139,000 $520,000 $92,000 $840,000
Not applicable 45 $6,970,000 $154,000 $500,000 $10,000 $112,000
Hispanic 11 $1,265,000 $115,000 $340,000 $177,000 $540,000
Asian 7 $2,184,000 $312,000 $636,000 $224,000 $500,000
Black or African American 3 $369,000 $123,000 $162,000 $62,000 $95,000
American Indian or Alaskan Native 3 $433,000 $144,000 $241,000 $87,000 $152,000
Native Hawaiian or Other Pacific Islander 2 $294,000 $147,000 $208,000 $75,000 $87,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 825 $100,102,000 $121,000 $819,000 $84,000 $847,000
FHA-insured (Federal Housing Administration) 101 $13,687,000 $135,000 $266,000 $49,000 $132,000
VA-guaranteed (Veterans Administration) 20 $3,015,000 $150,000 $309,000 $41,000 $104,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $304,000 $101,000 $128,000 $38,000 $42,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 505 $59,612,000 $118,000 $819,000 $92,000 $847,000
Application Denied By Financial Institution 177 $18,891,000 $106,000 $417,000 $56,000 $297,000
Application Withdrawn By Applicant 92 $13,967,000 $151,000 $520,000 $77,000 $320,000
Loan Purchased By The Institution 87 $12,755,000 $146,000 $500,000 $46,000 $847,000
Application Approved But Not Accepted 69 $9,596,000 $139,000 $625,000 $95,000 $611,000
File Closed For Incompleteness 19 $2,287,000 $120,000 $227,000 $63,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $1,416,000 $64,000 $298,000 $51,000 $132,000
Debt-To-Income Ratio 16 $2,504,000 $156,000 $417,000 $42,000 $106,000
Collateral 12 $1,448,000 $120,000 $312,000 $74,000 $297,000
Other 7 $1,068,000 $152,000 $282,000 $89,000 $120,000
Credit Application Incomplete 5 $571,000 $114,000 $225,000 $75,000 $149,000
Unverifiable Information 2 $228,000 $114,000 $130,000 $97,000 $150,000
Employment History 1 $20,000 $20,000 $20,000 $25,000 $25,000
Insufficient Cash (Downpayment, Closing Cost) 1 $33,000 $33,000 $33,000 $33,000 $33,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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