Morgan County, IL Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 597 mortgage applications in Morgan County, IL totaling $68.1 million, down 20% from 2022. The average application was for $114,000, and applicants reported an average income of $83,000. 61% of applications resulted in an originated loan and 15% were denied. The most active lender was Petefish, Skiles, & Company Bank, with 65 applications, followed by Cnb Bank & Trust, N.A. and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 597
Total Mortgage Loan Application Amount $68,115,000
Average Mortgage Loan Application Amount $114,000
Highest Mortgage Loan Application Amount $5,505,000
Average Applicant Income $83,000
Highest Applicant Income $675,000

Mortgage Company List for Lending in Morgan County, IL for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 277,179,000 65 $ 7,785,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 1,596,193,000 55 $ 4,095,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 44 $ 3,510,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 38 $ 1,200,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 843,382,000 25 $ 2,055,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 3,460,034,000 22 $ 1,990,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 19 $ 2,495,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,441,880,000 19 $ 2,825,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 4,281,261,000 19 $ 2,305,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 17 $ 2,165,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 15 $ 2,005,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 11 $ 715,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 11 $ 1,995,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,820,094,000 10 $ 1,230,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 9 $ 995,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 1,555,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 225,672,000 9 $ 1,165,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ 241,022,000 8 $ 800,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 6 $ 410,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 6 $ 730,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 6 $ 640,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 6 $ 980,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 3,135,836,000 5 $ 355,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 925,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 615,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 615,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 436,889,000 5 $ 515,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 440,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 4 $ 260,000
Hickory Point Bank & Trust
225 N WATER STREET
DECATUR, IL 62525
* $ 733,423,000 4 $ 480,000
Community State Bank
625 SE 2ND ST
GALVA, IL 61434
* $ 321,482,000 4 $ 170,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 4 $ 510,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 371,460,000 4 $ 580,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 3 $ 235,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 345,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 395,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 687,271,000 3 $ 675,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 265,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 175,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 375,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 80,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 340,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 130,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 1,117,412,000 2 $ 150,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 2 $ 180,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 190,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 2 $ 250,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 380,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 240,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 190,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 2 $ 280,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 933,136,000 2 $ 160,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 150,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 165,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 446,299,000 1 $ 205,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 125,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 65,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 5,505,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 105,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 85,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 55,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 734,517,000 1 $ 25,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 65,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 45,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 85,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 45,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 125,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 75,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,304,953,000 1 $ 95,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 4,973,142,000 1 $ 15,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 39,358,786,000 1 $ 55,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 122,662,000 1 $ 55,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 265,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 75,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 85,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 135,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 3,868,571,000 1 $ 5,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 105,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 105,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 165,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 25,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 85,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 195,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 175,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 75,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 8,454,890,000 1 $ 105,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 135,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 235,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 4,865,566,000 1 $ 135,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,436,322,000 1 $ 85,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 16,706,914,000 1 $ 205,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 135,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 35,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 105,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 225,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 225,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 215,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 125,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 195,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 596,943,000 1 $ 225,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ -1,000 1 $ 145,000

The tables below break down 2023 mortgage applications in Morgan County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Morgan County, IL in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 400 $47,110,000 $117,000 $415,000 $77,000 $352,000
Refinancing 60 $10,960,000 $182,000 $5,505,000 $92,000 $289,000
Cash-out Refinancing 52 $5,850,000 $112,000 $305,000 $86,000 $489,000
Home Improvement 42 $1,810,000 $43,000 $155,000 $104,000 $361,000
Other Purpose 38 $2,080,000 $54,000 $205,000 $102,000 $675,000
Not Applicable 5 $305,000 $61,000 $95,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 468 $47,610,000 $101,000 $415,000 $85,000 $675,000
Not applicable 51 $11,355,000 $222,000 $5,505,000 $0 $0
Not Provided 45 $5,865,000 $130,000 $305,000 $77,000 $342,000
Hispanic 15 $1,505,000 $100,000 $195,000 $75,000 $162,000
Black or African American 14 $1,100,000 $78,000 $195,000 $53,000 $95,000
Asian 3 $575,000 $191,000 $365,000 $79,000 $145,000
American Indian or Alaskan Native 1 $105,000 $105,000 $105,000 $1,000 $1,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 422 $44,750,000 $106,000 $5,505,000 $88,000 $675,000
FHA-insured (Federal Housing Administration) 97 $12,285,000 $126,000 $415,000 $67,000 $180,000
VA-guaranteed (Veterans Administration) 40 $6,880,000 $172,000 $415,000 $75,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $4,200,000 $110,000 $225,000 $60,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 364 $45,670,000 $125,000 $5,505,000 $95,000 $675,000
Application Denied By Financial Institution 91 $6,385,000 $70,000 $215,000 $49,000 $175,000
Application Withdrawn By Applicant 62 $6,730,000 $108,000 $325,000 $67,000 $159,000
Loan Purchased By The Institution 61 $7,615,000 $124,000 $415,000 $71,000 $135,000
File Closed For Incompleteness 14 $1,380,000 $98,000 $165,000 $72,000 $150,000
Application Approved But Not Accepted 4 $160,000 $40,000 $65,000 $81,000 $125,000
Preapproval Approved but not Accepted 1 $175,000 $175,000 $175,000 $63,000 $63,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 494 $60,450,000 $122,000 $5,505,000 $88,000 $489,000
Debt-To-Income Ratio 44 $3,660,000 $83,000 $235,000 $69,000 $675,000
Credit History 27 $1,285,000 $47,000 $105,000 $59,000 $175,000
Collateral 18 $1,500,000 $83,000 $165,000 $56,000 $104,000
Credit Application Incomplete 6 $260,000 $43,000 $75,000 $37,000 $100,000
Other 6 $750,000 $125,000 $205,000 $54,000 $69,000
Unverifiable Information 2 $210,000 $105,000 $155,000 $46,000 $78,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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