Nantucket County, MA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 777 mortgage applications in Nantucket County, MA totaling $1.2 billion, up 16% from 2024. The average application was for $1,583,000, and applicants reported an average income of $848,000. 53% of applications resulted in an originated loan and 19% were denied. The most active lender was Cape Cod Five Cents Savings Bank, with 152 applications, followed by Rockland Trust Bank and Bank of America NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 777
Total Mortgage Loan Application Amount $1,230,675,000
Average Mortgage Loan Application Amount $1,583,000
Highest Mortgage Loan Application Amount $25,005,000
Average Applicant Income $848,000
Highest Applicant Income $7,715,000

Mortgage Company List for Lending in Nantucket County, MA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ n/a 152 $ 105,440,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 78 $ 61,650,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 61 $ 95,715,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 60 $ 74,120,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 51 $ 165,395,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 23 $ 61,935,000
Hingham Institution for Savings
55 MAIN STREET
HINGHAM, MA 02043
* $ n/a 16 $ 26,220,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ n/a 15 $ 29,005,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 14 $ 31,750,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 14 $ 86,630,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 14 $ 13,270,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 12 $ 39,970,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 10 $ 12,420,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 9 $ 10,675,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 9 $ 14,095,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 8 $ 12,180,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 8 $ 9,780,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 8 $ 21,410,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 7 $ 6,785,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ n/a 7 $ 31,985,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ n/a 6 $ 5,470,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ n/a 6 $ 6,970,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 5 $ 16,775,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 5 $ 6,565,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 5 $ 4,805,000
Ccg Fund 1, LLC
6 LIBERTY SQ #267
BOSTON, MA 02116
* $ n/a 5 $ 16,005,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 5 $ 7,415,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 5 $ 7,695,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 5 $ 21,425,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 7,440,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 4 $ 5,390,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 4 $ 9,580,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 1,350,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 3 $ 215,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 3 $ 3,815,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ n/a 3 $ 5,355,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 3 $ 625,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 3 $ 2,725,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 3 $ 3,335,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 3 $ 1,835,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 5,445,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ n/a 3 $ 3,715,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 3 $ 5,695,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 1,365,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 3 $ 5,455,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 2 $ 4,290,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 2 $ 760,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 2 $ 4,240,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 180,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ n/a 2 $ 3,710,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 2 $ 3,810,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 760,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 2 $ 3,630,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 1,790,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 2 $ 2,880,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 2 $ 1,820,000
Cape & Coast Bank
121 MAIN STREET
YARMOUTH PORT, MA 02675
* $ n/a 2 $ 2,410,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 2,380,000
Needham Bank
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ n/a 2 $ 9,210,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ n/a 2 $ 6,010,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 2 $ 2,940,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 2 $ 2,520,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ n/a 2 $ 3,630,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 2 $ 830,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 700,000
Vista Bank
5840 W NORTHWEST HWY
DALLAS, TX 75225
* $ n/a 1 $ 5,005,000
Nutmeg State FCU
521 CROMWELL AVE
ROCKY HILL, CT 06067
* $ n/a 1 $ 805,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 4,555,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 315,000
Cambridge Savings Bank
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ n/a 1 $ 1,195,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 1 $ 1,205,000
Builder Finance Inc
1418 N C AVE
SIOUX FALLS, SD 57103
* $ n/a 1 $ 1,305,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 1 $ 595,000
Workers Federal Credit Union
815 MAIN STREET
LITTLETON, MA 01460
* $ n/a 1 $ 105,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 2,615,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ n/a 1 $ 805,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 1 $ 1,665,000
Deutsche Bank Trust Company Americas
1 COLUMBUS CIRCLE
NY, NY 10019
* $ n/a 1 $ 7,745,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 1 $ 1,235,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 1 $ 745,000
Newburyport Five Cents Savings Bank
63 STATE STREET
NEWBURYPORT, MA 01950
* $ n/a 1 $ 2,015,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ n/a 1 $ 4,705,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 355,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 1,955,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 1,205,000
St Mary's Credit Union
PO BOX 729
MARLBOROUGH, MA 01752
* $ n/a 1 $ 145,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 1 $ 1,005,000
Bankgloucester
160 MAIN STREET
GLOUCESTER, MA 01930
* $ n/a 1 $ 4,755,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 1 $ 2,285,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 1,485,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 95,000
Everett Co-Operative Bank
419 BROADWAY
EVERETT, MA 02149
* $ n/a 1 $ 5,505,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 255,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 1 $ 655,000
Middlesex Savings Bank
6 MAIN STREET
NATICK, MA 01760
* $ n/a 1 $ 3,245,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 405,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 1 $ 955,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 855,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 1,225,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 3,005,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 1 $ 505,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 1,225,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 3,005,000
Stonehambank - A Co-Operative
80 MONTVALE AVE
STONEHAM, MA 02180
* $ n/a 1 $ 2,455,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 1,955,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ n/a 1 $ 2,295,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 655,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 1,405,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 7,835,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 605,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 825,000
Canton Cooperative Bank
671 WASHINGTON ST.
CANTON, MA 02021
* $ n/a 1 $ 655,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 1,285,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 505,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ n/a 1 $ 1,805,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ n/a 1 $ 2,455,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 1,695,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 775,000

The tables below break down 2025 mortgage applications in Nantucket County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nantucket County, MA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 306 $703,680,000 $2,299,000 $25,005,000 $1,120,000 $6,679,000
Refinancing 136 $179,960,000 $1,323,000 $11,295,000 $713,000 $5,446,000
Home Improvement 132 $68,230,000 $516,000 $4,775,000 $546,000 $5,376,000
Cash-out Refinancing 108 $114,920,000 $1,064,000 $6,505,000 $495,000 $5,653,000
Other Purpose 94 $163,810,000 $1,742,000 $22,505,000 $1,049,000 $7,715,000
Not Applicable 1 $75,000 $75,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 529 $767,315,000 $1,450,000 $11,725,000 $896,000 $7,715,000
Not applicable 123 $314,915,000 $2,560,000 $25,005,000 $1,468,000 $4,774,000
Not Provided 88 $124,670,000 $1,416,000 $25,005,000 $725,000 $4,458,000
Hispanic 23 $15,575,000 $677,000 $3,005,000 $358,000 $1,840,000
Black or African American 13 $7,875,000 $605,000 $3,005,000 $338,000 $2,200,000
American Indian or Alaskan Native 1 $325,000 $325,000 $325,000 $182,000 $182,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 768 $1,221,460,000 $1,590,000 $25,005,000 $853,000 $7,715,000
VA-guaranteed (Veterans Administration) 6 $6,460,000 $1,076,000 $1,145,000 $171,000 $171,000
FHA-insured (Federal Housing Administration) 3 $2,755,000 $918,000 $1,085,000 $167,000 $241,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 414 $772,890,000 $1,866,000 $25,005,000 $976,000 $7,610,000
Application Denied By Financial Institution 150 $127,300,000 $848,000 $7,835,000 $486,000 $4,877,000
Application Withdrawn By Applicant 102 $192,060,000 $1,882,000 $25,005,000 $922,000 $7,715,000
Loan Purchased By The Institution 52 $57,640,000 $1,108,000 $2,965,000 $953,000 $4,774,000
File Closed For Incompleteness 48 $61,920,000 $1,290,000 $6,575,000 $765,000 $6,679,000
Application Approved But Not Accepted 11 $18,865,000 $1,715,000 $8,005,000 $1,054,000 $4,406,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 596 $1,016,430,000 $1,705,000 $25,005,000 $919,000 $7,715,000
Debt-To-Income Ratio 106 $154,640,000 $1,458,000 $8,005,000 $523,000 $6,679,000
Collateral 27 $28,375,000 $1,050,000 $4,505,000 $1,107,000 $4,877,000
Credit History 18 $9,380,000 $521,000 $1,955,000 $668,000 $3,420,000
Other 17 $9,305,000 $547,000 $2,005,000 $581,000 $4,800,000
Credit Application Incomplete 7 $7,455,000 $1,065,000 $2,145,000 $67,000 $240,000
Unverifiable Information 6 $5,090,000 $848,000 $3,005,000 $481,000 $1,030,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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