Oconto County, WI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 2,006 mortgage applications in Oconto County, WI totaling $378.0 million, up 9% from 2024. The average application was for $188,000, and applicants reported an average income of $116,000. 68% of applications resulted in an originated loan and 11% were denied. The most active lender was Capital Credit Union, with 178 applications, followed by Covantage Credit Union and Associated Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,006
Total Mortgage Loan Application Amount $377,960,000
Average Mortgage Loan Application Amount $188,000
Highest Mortgage Loan Application Amount $4,455,000
Average Applicant Income $116,000
Highest Applicant Income $1,801,000

Mortgage Company List for Lending in Oconto County, WI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ n/a 178 $ 27,370,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 131 $ 16,965,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 120 $ 19,140,000
N.E.W. Credit Union
301 JACKSON ST
OCONTO FALLS, WI 54154
* $ n/a 102 $ 13,270,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 95 $ 13,535,000
Pcm Credit Union
601 WILLARD DRIVE
GREEN BAY, WI 54304
* $ n/a 65 $ 8,685,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ n/a 54 $ 8,930,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 54 $ 14,790,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 53 $ 13,325,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 52 $ 13,850,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 47 $ 10,815,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 46 $ 10,800,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 39 $ 9,525,000
Laona State Bank
5308 BEECH ST
LAONA, WI 54541
* $ n/a 33 $ 5,915,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 30 $ 3,550,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 30 $ 5,280,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 30 $ 4,400,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ n/a 28 $ 5,340,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 26 $ 7,920,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 26 $ 2,650,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 25 $ 4,685,000
Peshtigo National Bank
250 FRENCH STREET
PESHTIGO, WI 54157
* $ n/a 25 $ 3,965,000
Stephenson National Bank & Trust
1820 HALL AVE
MARINETTE, WI 54143
* $ n/a 24 $ 4,700,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 24 $ 4,010,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 23 $ 3,225,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 22 $ 5,700,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 22 $ 3,980,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 20 $ 4,960,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 20 $ 4,520,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 19 $ 3,845,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 19 $ 6,045,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 15 $ 3,335,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 13 $ 2,785,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 13 $ 2,485,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 13 $ 625,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 13 $ 1,305,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 13 $ 1,055,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 13 $ 2,135,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 2,310,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 11 $ 945,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 11 $ 1,725,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ n/a 11 $ 3,635,000
Bank of Luxemburg
630 MAIN ST
LUXEMBURG, WI 54217
* $ n/a 10 $ 3,560,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ n/a 9 $ 2,175,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 9 $ 1,015,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 8 $ 2,080,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 8 $ 5,900,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 7 $ 635,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 7 $ 1,995,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 7 $ 1,935,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 930,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ n/a 6 $ 840,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 6 $ 1,600,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 5 $ 1,825,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 5 $ 1,015,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,025,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ n/a 5 $ 945,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 5 $ 1,835,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 1,285,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 720,000
West Pointe Bank
1750 WITZEL AVE
OSHKOSH, WI 54902
* $ n/a 4 $ 840,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 4 $ 210,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 4 $ 530,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 4 $ 660,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 4 $ 800,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 4 $ 1,040,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 4 $ 1,230,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 660,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 4 $ 990,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ n/a 3 $ 175,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 3 $ 285,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ n/a 3 $ 865,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 715,000
Wolf River Community Bank
309 E MAIN ST
HORTONVILLE, WI 54944
* $ n/a 3 $ 205,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ n/a 3 $ 985,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 3 $ 315,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 455,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 245,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 905,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 785,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 3 $ 745,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 345,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 3 $ 995,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 2 $ 290,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 920,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 400,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 700,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ n/a 2 $ 500,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 390,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 2 $ 830,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 260,000
Bank of Kaukauna
264 W. WISCONSIN AVENUE, P.O. BOX 320
KAUKAUNA, WI 54130
* $ n/a 2 $ 380,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 210,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 550,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 310,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 2 $ 740,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 110,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ n/a 2 $ 280,000
Collins State Bank
20741 COUNTY ROAD JJ
COLLINS, WI 54207
* $ n/a 2 $ 540,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 420,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 420,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 340,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 2 $ 370,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 2 $ 70,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 380,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 2 $ 490,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 460,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 600,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 1,050,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 820,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 450,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 2 $ 560,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 2 $ 140,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 450,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ n/a 2 $ 1,820,000
Blc Community Bank
206 E MAIN ST
LITTLE CHUTE, WI 54140
* $ n/a 2 $ 1,030,000
Oostburg State Bank
905 CENTER AVE
OOSTBURG, WI 53070
* $ n/a 1 $ 305,000
Glacier Hills Credit Union
2150 S. MAIN STREET
WEST BEND, WI 53095
* $ n/a 1 $ 355,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ n/a 1 $ 205,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 235,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ n/a 1 $ 145,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ n/a 1 $ 205,000
Winnebago Community Credit Union
567 E SNELL RD
OSHKOSH, WI 54901
* $ n/a 1 $ 155,000
Cornerstone National Bank & Trust Company
1 WEST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ n/a 1 $ 315,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ n/a 1 $ 805,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 15,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 355,000
Unison Credit Union
PO BOX 260
KAUKAUNA, WI 54130
* $ n/a 1 $ 205,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 55,000
Greenstone Farm Credit Services
5285 W US-223
EAST LANSING, MI 48823
* $ n/a 1 $ 95,000
Greenleaf Bank
PO BOX 260
GREENLEAF, WI 54126
* $ n/a 1 $ 85,000
Community Trust Credit Union
1313 N. SKOKIE HIGHWAY
GURNEE, IL 60031
* $ n/a 1 $ 45,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 235,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 285,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 1 $ 585,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ n/a 1 $ 475,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 485,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 245,000
State Bank of Chilton
26 E. MAIN ST PO BOX 149
CHILTON, WI 53014
* $ n/a 1 $ 505,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 1 $ 155,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 1 $ 45,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 75,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ n/a 1 $ 395,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ n/a 1 $ 305,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 385,000
Unitedone Credit Union
1117 S 10 ST
MANITOWOC, WI 54220
* $ n/a 1 $ 65,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 215,000
Partners Bank of Wisconsin
907 NORTH CENTRAL AVE., PO BOX 730
MARSHFIELD, WI 54449
* $ n/a 1 $ 305,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ n/a 1 $ 165,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ n/a 1 $ 205,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 165,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 115,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 75,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 145,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 205,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 65,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 245,000
Range Bank
100 N FRONT ST
MARQUETTE, MI 49855
* $ n/a 1 $ 95,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 185,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 195,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 75,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 1 $ 185,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 285,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 115,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 345,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 255,000
Abbott Laboratories Employees Credit Union
325 TRI STATE PKWY
GURNEE, IL 60031
* $ n/a 1 $ 45,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 185,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ n/a 1 $ 295,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ n/a 1 $ 215,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 15,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 1 $ 85,000
Prospera Credit Union
4830 N BALLARD RD
APPLETON, WI 54913
* $ n/a 1 $ 505,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 105,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 115,000

The tables below break down 2025 mortgage applications in Oconto County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Oconto County, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 730 $195,240,000 $267,000 $4,455,000 $135,000 $1,801,000
Cash-out Refinancing 453 $76,555,000 $168,000 $1,005,000 $89,000 $720,000
Refinancing 352 $63,920,000 $181,000 $1,345,000 $112,000 $894,000
Other Purpose 288 $23,220,000 $80,000 $565,000 $107,000 $1,240,000
Home Improvement 176 $17,870,000 $101,000 $805,000 $134,000 $710,000
Not Applicable 7 $1,155,000 $165,000 $355,000 $73,000 $82,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,643 $305,285,000 $185,000 $1,355,000 $118,000 $1,801,000
Not applicable 163 $40,875,000 $250,000 $4,455,000 $97,000 $166,000
Not Provided 142 $21,830,000 $153,000 $755,000 $95,000 $378,000
Hispanic 23 $3,815,000 $165,000 $375,000 $94,000 $282,000
American Indian or Alaskan Native 18 $3,040,000 $168,000 $535,000 $119,000 $385,000
Asian 8 $1,800,000 $225,000 $505,000 $132,000 $235,000
Black or African American 8 $1,030,000 $128,000 $315,000 $101,000 $215,000
Native Hawaiian or Other Pacific Islander 1 $285,000 $285,000 $285,000 $156,000 $156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,699 $303,475,000 $178,000 $4,455,000 $121,000 $1,801,000
FHA-insured (Federal Housing Administration) 181 $37,665,000 $208,000 $445,000 $75,000 $237,000
VA-guaranteed (Veterans Administration) 117 $35,435,000 $302,000 $805,000 $93,000 $245,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,385,000 $153,000 $205,000 $55,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,370 $262,660,000 $191,000 $4,455,000 $124,000 $1,801,000
Application Denied By Financial Institution 218 $31,390,000 $143,000 $775,000 $81,000 $504,000
Application Withdrawn By Applicant 159 $29,155,000 $183,000 $805,000 $106,000 $480,000
Loan Purchased By The Institution 119 $27,505,000 $231,000 $635,000 $102,000 $166,000
File Closed For Incompleteness 68 $12,460,000 $183,000 $565,000 $105,000 $1,240,000
Application Approved But Not Accepted 65 $12,795,000 $196,000 $805,000 $119,000 $506,000
Preapproval Approved but not Accepted 7 $1,995,000 $285,000 $465,000 $106,000 $172,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,736 $331,640,000 $191,000 $4,455,000 $119,000 $1,801,000
Debt-To-Income Ratio 133 $27,855,000 $209,000 $1,345,000 $110,000 $894,000
Credit History 50 $5,600,000 $112,000 $385,000 $91,000 $504,000
Collateral 39 $5,755,000 $147,000 $555,000 $94,000 $227,000
Credit Application Incomplete 28 $3,790,000 $135,000 $755,000 $64,000 $236,000
Other 12 $1,560,000 $130,000 $315,000 $94,000 $145,000
Employment History 6 $1,230,000 $205,000 $335,000 $121,000 $385,000
Insufficient Cash (Downpayment, Closing Cost) 2 $530,000 $265,000 $325,000 $89,000 $98,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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