Ohio County, WV Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,039 mortgage applications in Ohio County, WV totaling $168.9 million, up 5% from 2024. The average application was for $162,000, and applicants reported an average income of $112,000. 57% of applications resulted in an originated loan and 15% were denied. The most active lender was Wesbanco Bank, Inc., with 192 applications, followed by Main Street Bank Corp and Truist Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,039
Total Mortgage Loan Application Amount $168,855,000
Average Mortgage Loan Application Amount $162,000
Highest Mortgage Loan Application Amount $2,525,000
Average Applicant Income $112,000
Highest Applicant Income $1,494,000

Mortgage Company List for Lending in Ohio County, WV for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 192 $ 33,080,000
Main Street Bank Corp
151 N. MARKET ST.
WOOSTER, OH 44691
* $ n/a 73 $ 11,185,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 68 $ 12,070,000
Belmont Savings Bank
PO BOX 654
BELLAIRE, OH 43906
* $ n/a 61 $ 14,425,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 48 $ 5,860,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 39 $ 5,525,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 31 $ 6,135,000
Unified Bank
201 S 4TH STREET
MARTINS FERRY, OH 43935
* $ n/a 27 $ 4,445,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 24 $ 5,070,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ n/a 24 $ 1,970,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 22 $ 4,690,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 21 $ 3,535,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 17 $ 1,545,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 17 $ 2,855,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 15 $ 1,375,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 13 $ 1,385,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 12 $ 900,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 11 $ 1,635,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 11 $ 1,705,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ n/a 10 $ 1,410,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 9 $ 1,715,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 9 $ 1,275,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 9 $ 1,885,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 990,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 8 $ 410,000
Hancock County Savings Bank, FSB
351 CAROLINA AVENUE
CHESTER, WV 26034
* $ n/a 8 $ 1,920,000
First Choice America Community
3501 MAIN STREET
WEIRTON, WV 26062
* $ n/a 8 $ 1,000,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 7 $ 1,205,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 6 $ 550,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 390,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 590,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 6 $ 1,180,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 800,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 5 $ 325,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 115,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 5 $ 765,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 5 $ 455,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 635,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 4 $ 840,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 390,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 4 $ 790,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 4 $ 350,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ n/a 4 $ 420,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 4 $ 550,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 3 $ 785,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ n/a 3 $ 355,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 3 $ 365,000
Ohio Valley Community Credit Union
52775 BOSTON HILL ROAD
CLARINGTON, OH 43915
* $ n/a 3 $ 375,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 595,000
Bridgeway Lending Partners, LLC
10550 CAMDEN DRIVE, SUITE B
CYPRESS, CA 90630
* $ n/a 3 $ 495,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 3 $ 335,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 285,000
Clear Mountain Bank
160 MORGANTOWN STREET PO BOX 205
BRUCETON MILLS, WV 26525
* $ n/a 3 $ 225,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 3 $ 275,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 280,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 2 $ 250,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 520,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 2 $ 340,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 420,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 70,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 320,000
First United Bank & Trust
19 S SECOND STREET
OAKLAND, MD 21550
* $ n/a 2 $ 170,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ n/a 2 $ 160,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 540,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ n/a 2 $ 1,260,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 320,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ n/a 1 $ 55,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 285,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 1 $ 85,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 65,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 95,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 1 $ 35,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 155,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 405,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 185,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 155,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 1 $ 155,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ n/a 1 $ 615,000
Apple Federal Credit Union
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ n/a 1 $ 255,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ n/a 1 $ 175,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 385,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 175,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 265,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 1 $ 45,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 1 $ 185,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 155,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 1,325,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 395,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 1 $ 275,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 135,000
Cfsbank
101 MCKEAN AVENUE
CHARLEROI, PA 15022
* $ n/a 1 $ 105,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 275,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 175,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 365,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 425,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 1 $ 185,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 1 $ 385,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 205,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 155,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 1 $ 195,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 295,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 1 $ 125,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 705,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 415,000

The tables below break down 2025 mortgage applications in Ohio County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ohio County, WV in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 548 $108,300,000 $197,000 $925,000 $110,000 $1,494,000
Cash-out Refinancing 136 $17,240,000 $126,000 $705,000 $94,000 $388,000
Other Purpose 131 $11,585,000 $88,000 $895,000 $126,000 $979,000
Home Improvement 123 $9,145,000 $74,000 $535,000 $115,000 $899,000
Refinancing 99 $22,285,000 $225,000 $2,525,000 $128,000 $733,000
Not Applicable 2 $300,000 $150,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 800 $128,990,000 $161,000 $925,000 $115,000 $1,494,000
Not applicable 120 $23,790,000 $198,000 $2,525,000 $128,000 $300,000
Not Provided 80 $10,660,000 $133,000 $395,000 $96,000 $320,000
Hispanic 19 $2,455,000 $129,000 $375,000 $86,000 $195,000
Black or African American 13 $1,705,000 $131,000 $385,000 $124,000 $388,000
Asian 4 $680,000 $170,000 $185,000 $27,000 $54,000
American Indian or Alaskan Native 2 $440,000 $220,000 $275,000 $103,000 $124,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $82,000 $82,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 822 $124,060,000 $150,000 $2,525,000 $118,000 $1,494,000
FHA-insured (Federal Housing Administration) 133 $23,485,000 $176,000 $405,000 $81,000 $279,000
VA-guaranteed (Veterans Administration) 82 $20,970,000 $255,000 $575,000 $106,000 $570,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $340,000 $170,000 $195,000 $74,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 591 $99,525,000 $168,000 $2,525,000 $119,000 $1,494,000
Application Denied By Financial Institution 160 $18,270,000 $114,000 $535,000 $94,000 $570,000
Application Withdrawn By Applicant 139 $26,645,000 $191,000 $705,000 $108,000 $510,000
Loan Purchased By The Institution 80 $13,680,000 $171,000 $545,000 $120,000 $300,000
File Closed For Incompleteness 37 $5,565,000 $150,000 $415,000 $105,000 $425,000
Application Approved But Not Accepted 31 $4,745,000 $153,000 $1,325,000 $103,000 $266,000
Preapproval Approved but not Accepted 1 $425,000 $425,000 $425,000 $100,000 $100,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 783 $135,115,000 $172,000 $1,325,000 $116,000 $1,494,000
Debt-To-Income Ratio 137 $19,955,000 $145,000 $2,525,000 $97,000 $334,000
Credit History 50 $3,830,000 $76,000 $235,000 $90,000 $297,000
Collateral 27 $4,755,000 $176,000 $535,000 $155,000 $570,000
Credit Application Incomplete 20 $1,940,000 $97,000 $315,000 $89,000 $193,000
Other 9 $675,000 $75,000 $155,000 $74,000 $176,000
Unverifiable Information 5 $455,000 $91,000 $165,000 $84,000 $132,000
Employment History 4 $840,000 $210,000 $305,000 $80,000 $129,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,290,000 $322,000 $435,000 $146,000 $204,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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