Platte County, NE Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 889 mortgage applications in Platte County, NE totaling $169.0 million, down 27% from 2022. The average application was for $190,000, and applicants reported an average income of $96,000. 58% of applications resulted in an originated loan and 10% were denied. The most active lender was Pinnacle Bank, with 146 applications, followed by US Bank, N.A. and Charter West Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 889
Total Mortgage Loan Application Amount $169,045,000
Average Mortgage Loan Application Amount $190,000
Highest Mortgage Loan Application Amount $1,265,000
Average Applicant Income $96,000
Highest Applicant Income $603,000

Mortgage Company List for Lending in Platte County, NE for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 7,724,198,000 146 $ 24,870,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 114 $ 18,570,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 415,343,000 84 $ 18,750,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 28,274,145,000 67 $ 11,605,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 33 $ 7,225,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 31 $ 7,025,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 27 $ 5,715,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 25 $ 5,375,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 22 $ 3,400,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 16 $ 1,240,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 15 $ 4,985,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 14 $ 3,060,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ 987,221,000 13 $ 2,655,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 13 $ 3,405,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 368,894,000 12 $ 2,100,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 3,285,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 11 $ 2,185,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 11 $ 2,865,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 2,373,745,000 9 $ 1,165,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,490,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 32,216,733,000 7 $ 325,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 1,765,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 7 $ 415,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 1,120,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 6 $ 1,360,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 6 $ 320,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 950,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 6 $ 1,010,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 6 $ 970,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 5 $ 245,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 1,645,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 1,196,346,000 5 $ 905,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 845,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 5 $ 915,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,005,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 4 $ 900,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 4 $ 380,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 870,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 3 $ 815,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 335,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 3 $ 1,335,000
Citizens State Bank
921 AVENUE E
WISNER, NE 68791
* $ 495,220,000 3 $ 575,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 3 $ 455,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 7,608,489,000 3 $ 505,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 3 $ 195,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 422,493,000 3 $ 635,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 3 $ 305,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 91,580,361,000 2 $ 280,000
Archer Cooperative Credit Union
2121 ARCHER RD
ARCHER, NE 68816
* $ 88,485,000 2 $ 410,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 2 $ 800,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 310,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 2 $ 130,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 410,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 2 $ 170,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 1,255,880,000 2 $ 380,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 974,972,000 2 $ 370,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 166,783,000 2 $ 120,000
City Bank & Trust Co.
1135 MAIN AVE.
CRETE, NE 68333
* $ 300,784,000 2 $ 490,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 175,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 295,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 185,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 175,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 365,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 285,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 315,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 325,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 1 $ 35,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 255,000
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ 384,159,000 1 $ 15,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 255,000
Malvern Bank
404 MAIN ST
MALVERN, IA 51551
* $ 184,684,000 1 $ 565,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 45,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 35,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 75,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 445,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 125,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 145,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 45,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,508,761,000 1 $ 175,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 255,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 165,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 425,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 1 $ 315,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 1,265,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 1 $ 45,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 385,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 385,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 85,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 315,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ 653,517,000 1 $ 305,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 365,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 255,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 982,277,000 1 $ 205,000

The tables below break down 2023 mortgage applications in Platte County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Platte County, NE in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 562 $126,820,000 $225,000 $735,000 $96,000 $603,000
Cash-out Refinancing 101 $18,875,000 $186,000 $645,000 $82,000 $257,000
Other Purpose 82 $5,660,000 $69,000 $365,000 $93,000 $285,000
Home Improvement 76 $5,640,000 $74,000 $1,265,000 $105,000 $406,000
Refinancing 66 $11,980,000 $181,000 $465,000 $106,000 $307,000
Not Applicable 2 $70,000 $35,000 $35,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 512 $96,770,000 $189,000 $715,000 $101,000 $603,000
Hispanic 247 $44,625,000 $180,000 $445,000 $82,000 $285,000
Not applicable 81 $18,365,000 $226,000 $1,265,000 $225,000 $225,000
Not Provided 36 $6,600,000 $183,000 $735,000 $105,000 $546,000
Black or African American 6 $1,370,000 $228,000 $295,000 $108,000 $138,000
Asian 3 $375,000 $125,000 $155,000 $85,000 $116,000
American Indian or Alaskan Native 2 $410,000 $205,000 $205,000 $77,000 $77,000
Native Hawaiian or Other Pacific Islander 1 $335,000 $335,000 $335,000 $135,000 $135,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 604 $103,840,000 $171,000 $1,265,000 $102,000 $603,000
FHA-insured (Federal Housing Administration) 215 $48,565,000 $225,000 $445,000 $78,000 $184,000
VA-guaranteed (Veterans Administration) 45 $12,625,000 $280,000 $645,000 $104,000 $242,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $4,015,000 $160,000 $265,000 $64,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 515 $95,435,000 $185,000 $735,000 $100,000 $603,000
Loan Purchased By The Institution 160 $38,230,000 $238,000 $715,000 $95,000 $292,000
Application Denied By Financial Institution 87 $11,945,000 $137,000 $1,265,000 $82,000 $285,000
Application Withdrawn By Applicant 76 $15,640,000 $205,000 $655,000 $99,000 $280,000
File Closed For Incompleteness 34 $5,390,000 $158,000 $395,000 $76,000 $151,000
Application Approved But Not Accepted 17 $2,405,000 $141,000 $455,000 $81,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 764 $150,020,000 $196,000 $735,000 $97,000 $603,000
Debt-To-Income Ratio 65 $12,655,000 $194,000 $1,265,000 $95,000 $413,000
Credit History 32 $2,720,000 $85,000 $315,000 $73,000 $285,000
Collateral 12 $1,520,000 $126,000 $415,000 $91,000 $232,000
Other 7 $735,000 $105,000 $275,000 $71,000 $121,000
Credit Application Incomplete 4 $610,000 $152,000 $325,000 $99,000 $143,000
Employment History 2 $150,000 $75,000 $145,000 $106,000 $106,000
Insufficient Cash (Downpayment, Closing Cost) 2 $410,000 $205,000 $225,000 $154,000 $263,000
Unverifiable Information 1 $225,000 $225,000 $225,000 $62,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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