Plymouth County, IA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 659 mortgage applications in Plymouth County, IA totaling $131.2 million, up 19% from 2024. The average application was for $199,000, and applicants reported an average income of $106,000. 63% of applications resulted in an originated loan and 13% were denied. The most active lender was Primebank, with 90 applications, followed by Northwest Bank and Peoples Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 659
Total Mortgage Loan Application Amount $131,195,000
Average Mortgage Loan Application Amount $199,000
Highest Mortgage Loan Application Amount $10,895,000
Average Applicant Income $106,000
Highest Applicant Income $961,000

Mortgage Company List for Lending in Plymouth County, IA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ n/a 90 $ 17,930,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 80 $ 14,310,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ n/a 30 $ 3,860,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 26 $ 6,620,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 21 $ 3,695,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 20 $ 4,580,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 17 $ 4,005,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ n/a 16 $ 3,180,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ n/a 13 $ 1,915,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 3,150,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 11 $ 2,885,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 11 $ 1,745,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 11 $ 2,175,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 11 $ 525,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 9 $ 635,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 9 $ 2,035,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 8 $ 1,740,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 8 $ 940,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 485,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 7 $ 1,215,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ n/a 7 $ 1,015,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 7 $ 1,305,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ n/a 6 $ 2,630,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 6 $ 290,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 1,030,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 6 $ 1,390,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 1,345,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 5 $ 365,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 5 $ 525,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 4 $ 360,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 750,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 4 $ 430,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 4 $ 940,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 210,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ n/a 4 $ 360,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 4 $ 470,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 4 $ 1,310,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 720,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 980,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 545,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 555,000
Security National Bank of Sd
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ n/a 3 $ 11,715,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 3 $ 245,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 395,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 975,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 3 $ 745,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 965,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 3 $ 515,000
Rivers Edge Bank
211 N BROADWAY
MARION, SD 57043
* $ n/a 2 $ 190,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 2 $ 270,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 440,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 550,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 620,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 50,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 700,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ n/a 2 $ 100,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 240,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 180,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ n/a 2 $ 350,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 350,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 270,000
Fnb Bank
101 MAIN STREET
MASSENA, IA 50853
* $ n/a 2 $ 350,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 2 $ 170,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 1 $ 215,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 65,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 215,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 255,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 195,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 75,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 55,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 105,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 55,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 325,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ n/a 1 $ 155,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 115,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 325,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 85,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ n/a 1 $ 135,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 345,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 125,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 125,000
Security State Bank
109 W 2ND ST
SUTHERLAND, IA 51058
* $ n/a 1 $ 165,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 495,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 245,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 95,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 1 $ 225,000
F&M Bank
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ n/a 1 $ 145,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ n/a 1 $ 95,000
Serve Credit Union
423 E COURT AVE
DES MOINES, IA 50309
* $ n/a 1 $ 95,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 85,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 195,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 155,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 1 $ 125,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 155,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ n/a 1 $ 145,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 1 $ 155,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 285,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 295,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 195,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 155,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ n/a 1 $ 55,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 285,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 175,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 105,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 55,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 395,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 205,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 1 $ 565,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 155,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 55,000
First State Bank
215 N. DIVISION, PO BOX 400
STUART, IA 50250
* $ n/a 1 $ 105,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ n/a 1 $ 285,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 105,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 135,000

The tables below break down 2025 mortgage applications in Plymouth County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Plymouth County, IA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 322 $84,120,000 $261,000 $10,895,000 $105,000 $961,000
Refinancing 114 $21,330,000 $187,000 $545,000 $120,000 $684,000
Cash-out Refinancing 102 $18,280,000 $179,000 $805,000 $107,000 $826,000
Home Improvement 64 $3,730,000 $58,000 $205,000 $99,000 $264,000
Other Purpose 57 $3,735,000 $65,000 $205,000 $96,000 $235,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 502 $91,410,000 $182,000 $805,000 $109,000 $961,000
Not applicable 58 $23,220,000 $400,000 $10,895,000 $0 $0
Not Provided 48 $6,900,000 $143,000 $435,000 $95,000 $340,000
Hispanic 36 $6,640,000 $184,000 $355,000 $91,000 $510,000
Black or African American 6 $1,010,000 $168,000 $465,000 $108,000 $145,000
Asian 5 $925,000 $185,000 $265,000 $92,000 $134,000
American Indian or Alaskan Native 3 $905,000 $301,000 $305,000 $96,000 $104,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 517 $99,935,000 $193,000 $10,895,000 $110,000 $961,000
FHA-insured (Federal Housing Administration) 75 $15,605,000 $208,000 $495,000 $92,000 $420,000
VA-guaranteed (Veterans Administration) 56 $13,410,000 $239,000 $505,000 $90,000 $202,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $2,245,000 $204,000 $445,000 $68,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 414 $90,040,000 $217,000 $10,895,000 $113,000 $961,000
Application Denied By Financial Institution 86 $12,880,000 $149,000 $615,000 $95,000 $826,000
Application Withdrawn By Applicant 68 $12,500,000 $183,000 $475,000 $101,000 $420,000
Loan Purchased By The Institution 42 $8,980,000 $213,000 $425,000 $118,000 $152,000
File Closed For Incompleteness 29 $4,475,000 $154,000 $455,000 $77,000 $235,000
Application Approved But Not Accepted 19 $2,045,000 $107,000 $205,000 $86,000 $200,000
Preapproval Approved but not Accepted 1 $275,000 $275,000 $275,000 $118,000 $118,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 448 $94,420,000 $210,000 $10,895,000 $106,000 $684,000
Debt-To-Income Ratio 161 $29,615,000 $183,000 $855,000 $107,000 $961,000
Credit History 14 $2,130,000 $152,000 $565,000 $142,000 $826,000
Collateral 13 $1,795,000 $138,000 $445,000 $83,000 $175,000
Credit Application Incomplete 8 $690,000 $86,000 $215,000 $81,000 $173,000
Other 8 $1,680,000 $210,000 $505,000 $146,000 $467,000
Unverifiable Information 4 $300,000 $75,000 $155,000 $81,000 $197,000
Insufficient Cash (Downpayment, Closing Cost) 2 $480,000 $240,000 $335,000 $61,000 $81,000
Employment History 1 $85,000 $85,000 $85,000 $57,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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