Preston County, WV Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,038 mortgage applications in Preston County, WV totaling $132.9 million, about the same as 2016. The average application was for $128,000, and applicants reported an average income of $67,000. 50% of applications resulted in an originated loan and 22% were denied. The most active lender was Clear Mountain Bank, with 210 applications, followed by Truist Bank and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,038
Total Mortgage Loan Application Amount $132,870,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $67,000
Highest Applicant Income $2,487,000

Mortgage Company List for Lending in Preston County, WV for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Clear Mountain Bank
160 MORGANTOWN STREET PO BOX 205
BRUCETON MILLS, WV 26525
* $ 556,146,000 210 $ 27,755,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 54 $ 6,938,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 49 $ 3,861,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 9,760,557,000 46 $ 4,549,000
First United Bank & Trust
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,296,916,000 44 $ 5,449,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 35 $ 4,730,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 33 $ 6,049,000
Home Savings Bank
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,190,097,000 33 $ 5,286,000
Potomac Mortgage Group, Inc.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 29 $ 3,474,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 28 $ 1,671,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 27 $ 3,977,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 27 $ 2,902,000
United Bank VA

MORGANTOWN, WV 26505
* $ 9,017,236,000 18 $ 2,121,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 17 $ 2,259,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 14 $ 1,446,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ 890,165,000 13 $ 2,465,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 13 $ 2,187,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 12 $ 1,720,000
The United Federal Credit Union
3 SUNSET BEACH ROAD
MORGANTOWN, WV 26508
* $ 85,305,000 11 $ 1,176,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 10 $ 1,779,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 9 $ 1,688,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 9 $ 1,590,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 9 $ 1,159,000
First Exchange Bank
11 W MAIN ST.
WHITE HALL, WV 26554
* $ 228,031,000 8 $ 935,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 8 $ 1,185,000
Wepco Federal Credit Union
204 NORTH BRANCH AVE
BLOOMINGTON, MD 21523
* $ 206,026,000 8 $ 592,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 8 $ 954,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 7 $ 1,215,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 7 $ 116,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 907,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 414,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 6 $ 295,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 835,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 5 $ 413,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 4 $ 113,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 125,000
Fairmont Federal Credit Union
PO BOX 2139
FAIRMONT, WV 26554
* $ 326,521,000 4 $ 535,000
First Community Bank
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,377,540,000 4 $ 376,000
Millennium Financial Group, Inc.
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ -1,000 4 $ 566,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 418,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 4 $ 56,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 495,000
The Grant County Bank
P. O. BOX 929
PETERSBURG, WV 26847
* $ 250,718,000 4 $ 610,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 3,946,566,000 3 $ 420,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 460,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 3 $ 448,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 233,000
First Peoples Cfcu
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 376,899,000 3 $ 318,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 393,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 514,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 3 $ 383,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 3 $ 79,000
Chessie Federal Credit Union
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 257,232,000 3 $ 422,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,483,848,000 2 $ 108,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 207,323,000 2 $ 147,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 216,651,000 2 $ 161,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 21,652,010,000 2 $ 268,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 203,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 412,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 219,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 341,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 2 $ 294,000
Mvb Bank, Inc.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 1,415,232,000 2 $ 396,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 304,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 2 $ 275,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 2 $ 230,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 2 $ 208,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 239,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 715,254,000 2 $ 138,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 2 $ 173,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 1,430,698,000 1 $ 123,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 116,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 900,659,000 1 $ 205,000
Partners 1st Federal Credit Union
1330 DIRECTORS ROW
FORT WAYNE, IN 46808
* $ 275,271,000 1 $ 65,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 208,000
Pendleton Community Bank
128 N MAIN ST
FRANKLIN, WV 26807
* $ 276,349,000 1 $ 1,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 1 $ 89,000
The Bank of Romney
95 E MAIN STREET
ROMNEY, WV 26757
* $ 265,635,000 1 $ 850,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 1 $ 149,000
McLean Mortgage Corporation
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 1 $ 142,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 714,597,000 1 $ 280,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 250,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ -1,000 1 $ 90,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 1 $ 18,000
Alliance Credit, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 1 $ 92,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 236,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 134,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,104,611,000 1 $ 93,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 1 $ 112,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 1 $ 182,000
Orrstown Bank
4750 LINDLE RD
HARRISBURG, PA 17111
* $ 1,412,693,000 1 $ 483,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 89,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 1 $ 154,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 143,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 1 $ 90,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 1 $ 94,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 32,814,750,000 1 $ 37,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 134,000
Bay Capital Mortgage Corporation
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 1 $ 206,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 1 $ 259,000
Summit Community Bank, Inc
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 1,750,952,000 1 $ 203,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 1 $ 186,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 135,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 175,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 181,000
Nymeo Federal Credit Union
5210 CHAIRMANS COURT
FREDERICK, MD 21703
* $ 258,194,000 1 $ 60,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 1 $ 166,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 110,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 6,877,477,000 1 $ 214,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 142,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ -1,000 1 $ 15,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 100,000

The tables below break down 2017 mortgage applications in Preston County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Preston County, WV in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 563 $72,507,000 $128,000 $500,000 $63,000 $732,000
Refinancing 349 $52,166,000 $149,000 $850,000 $71,000 $2,487,000
Home Improvement 126 $8,197,000 $65,000 $408,000 $69,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 817 $103,063,000 $126,000 $850,000 $70,000 $732,000
Not Provided 117 $15,131,000 $129,000 $387,000 $90,000 $2,487,000
Not applicable 92 $13,165,000 $143,000 $495,000 $0 $43,000
Black or African American 6 $593,000 $98,000 $137,000 $65,000 $83,000
Hispanic 6 $918,000 $153,000 $276,000 $90,000 $120,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 767 $96,320,000 $125,000 $850,000 $75,000 $2,487,000
FHA-insured (Federal Housing Administration) 133 $15,911,000 $119,000 $276,000 $46,000 $123,000
VA-guaranteed (Veterans Administration) 88 $14,270,000 $162,000 $320,000 $43,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $6,369,000 $127,000 $253,000 $30,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 518 $69,300,000 $133,000 $850,000 $74,000 $563,000
Application Denied By Financial Institution 227 $23,353,000 $102,000 $605,000 $59,000 $732,000
Loan Purchased By The Institution 123 $18,413,000 $149,000 $424,000 $33,000 $407,000
Application Withdrawn By Applicant 68 $8,800,000 $129,000 $605,000 $104,000 $2,487,000
File Closed For Incompleteness 54 $6,449,000 $119,000 $700,000 $57,000 $165,000
Application Approved But Not Accepted 48 $6,555,000 $136,000 $500,000 $69,000 $213,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $2,732,000 $78,000 $210,000 $79,000 $678,000
Debt-To-Income Ratio 27 $2,881,000 $106,000 $331,000 $48,000 $105,000
Collateral 24 $2,738,000 $114,000 $334,000 $64,000 $145,000
Credit Application Incomplete 15 $2,583,000 $172,000 $275,000 $81,000 $150,000
Other 6 $590,000 $98,000 $146,000 $73,000 $116,000
Unverifiable Information 2 $64,000 $32,000 $62,000 $92,000 $134,000
Employment History 1 $605,000 $605,000 $605,000 $216,000 $216,000
Insufficient Cash (Downpayment, Closing Cost) 1 $38,000 $38,000 $38,000 $38,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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