Shawano County, WI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,719 mortgage applications in Shawano County, WI totaling $316.4 million, up 4% from 2024. The average application was for $184,000, and applicants reported an average income of $103,000. 68% of applications resulted in an originated loan and 11% were denied. The most active lender was Covantage Credit Union, with 508 applications, followed by Capital Credit Union and Fox Communities Credit Union.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,719
Total Mortgage Loan Application Amount $316,385,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $20,505,000
Average Applicant Income $103,000
Highest Applicant Income $2,581,000

Mortgage Company List for Lending in Shawano County, WI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 508 $ 59,590,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ n/a 152 $ 22,710,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 86 $ 16,450,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 84 $ 10,000,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ n/a 55 $ 9,975,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 36 $ 8,160,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 33 $ 6,545,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 31 $ 5,725,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ n/a 27 $ 6,085,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 26 $ 6,590,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 25 $ 6,005,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 24 $ 7,010,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 23 $ 4,405,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 22 $ 3,900,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 20 $ 2,890,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ n/a 18 $ 10,360,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 18 $ 4,190,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ n/a 17 $ 3,815,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 16 $ 2,470,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ n/a 14 $ 4,460,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 14 $ 1,840,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 14 $ 870,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 13 $ 2,775,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ n/a 13 $ 2,075,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 13 $ 2,815,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 12 $ 2,540,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 12 $ 1,870,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 12 $ 1,300,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 10 $ 620,000
Pcm Credit Union
601 WILLARD DRIVE
GREEN BAY, WI 54304
* $ n/a 10 $ 1,380,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 2,105,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 9 $ 1,795,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 8 $ 2,280,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 8 $ 1,360,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 605,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 7 $ 1,485,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 7 $ 1,165,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 2,245,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 7 $ 945,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 7 $ 405,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 7 $ 1,685,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 6 $ 1,890,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 6 $ 1,140,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 6 $ 390,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 6 $ 1,040,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 6 $ 1,250,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 6 $ 21,430,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 5 $ 1,235,000
Cloverbelt Credit Union
110 MCINDOE ST, PO BOX 659
WAUSAU, WI 54402
* $ n/a 5 $ 465,000
N.E.W. Credit Union
301 JACKSON ST
OCONTO FALLS, WI 54154
* $ n/a 5 $ 1,245,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 5 $ 1,065,000
Bank of Luxemburg
630 MAIN ST
LUXEMBURG, WI 54217
* $ n/a 4 $ 2,890,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 440,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 910,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 590,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 800,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 4 $ 1,160,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 1,090,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 4 $ 2,040,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 495,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ n/a 3 $ 1,045,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 3 $ 465,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 435,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 315,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 865,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 3 $ 865,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ n/a 3 $ 225,000
Wolf River Community Bank
309 E MAIN ST
HORTONVILLE, WI 54944
* $ n/a 3 $ 1,265,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 3 $ 425,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 875,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 305,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 3 $ 725,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 3 $ 215,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 240,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 2 $ 330,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 410,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 2 $ 430,000
Unison Credit Union
PO BOX 260
KAUKAUNA, WI 54130
* $ n/a 2 $ 590,000
Greenstone Farm Credit Services
5285 W US-223
EAST LANSING, MI 48823
* $ n/a 2 $ 50,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 320,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 360,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ n/a 2 $ 1,180,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 2 $ 1,510,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 430,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 2 $ 460,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ n/a 2 $ 670,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 2 $ 540,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 2 $ 700,000
Peshtigo National Bank
250 FRENCH STREET
PESHTIGO, WI 54157
* $ n/a 2 $ 380,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ n/a 2 $ 340,000
Stephenson National Bank & Trust
1820 HALL AVE
MARINETTE, WI 54143
* $ n/a 2 $ 350,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 255,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 95,000
Brokaw Credit Union
2006 SCHOFIELD AVE
WESTON, WI 54476
* $ n/a 1 $ 35,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 105,000
Blc Community Bank
206 E MAIN ST
LITTLE CHUTE, WI 54140
* $ n/a 1 $ 165,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ n/a 1 $ 355,000
Prospera Credit Union
4830 N BALLARD RD
APPLETON, WI 54913
* $ n/a 1 $ 205,000
Great Midwest Bank SSB
15900 W BLUEMOUND RD
BROOKFIELD, WI 53005
* $ n/a 1 $ 405,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 165,000
Forte Bank
116 WEST SUMNER STREET P.O. BOX 270106
HARTFORD, WI 53027
* $ n/a 1 $ 1,225,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 365,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 135,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ n/a 1 $ 215,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 55,000
Shoreline Credit Union
4400 CALUMET AVENUE
MANITOWOC, WI 54220
* $ n/a 1 $ 55,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 225,000
Unitedone Credit Union
1117 S 10 ST
MANITOWOC, WI 54220
* $ n/a 1 $ 385,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ n/a 1 $ 165,000
Guardian Credit Union
4501 W GREENFIELD AVE
MILWAUKEE, WI 53214
* $ n/a 1 $ 115,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 395,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ n/a 1 $ 305,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 555,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 195,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 1 $ 35,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 305,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 365,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 125,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 145,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 105,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 175,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ n/a 1 $ 475,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 185,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 85,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 195,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 1 $ 385,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 185,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 165,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 125,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 125,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ n/a 1 $ 55,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ n/a 1 $ 275,000
Laona State Bank
5308 BEECH ST
LAONA, WI 54541
* $ n/a 1 $ 405,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 1 $ 305,000
Farmers Savings Bank
305 DOTY ST
MINERAL POINT, WI 53565
* $ n/a 1 $ 455,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 55,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 175,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 25,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 445,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 75,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 1 $ 105,000
Bank of Kaukauna
264 W. WISCONSIN AVENUE, P.O. BOX 320
KAUKAUNA, WI 54130
* $ n/a 1 $ 105,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 1 $ 205,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 405,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 135,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 15,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 225,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 115,000

The tables below break down 2025 mortgage applications in Shawano County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Shawano County, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 588 $154,220,000 $262,000 $8,055,000 $113,000 $2,581,000
Cash-out Refinancing 373 $54,715,000 $146,000 $1,385,000 $87,000 $374,000
Refinancing 334 $75,060,000 $224,000 $20,505,000 $98,000 $706,000
Other Purpose 284 $19,380,000 $68,000 $655,000 $104,000 $1,955,000
Home Improvement 138 $12,600,000 $91,000 $605,000 $117,000 $928,000
Not Applicable 2 $410,000 $205,000 $215,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,262 $209,990,000 $166,000 $1,425,000 $108,000 $2,581,000
Not Provided 235 $25,065,000 $106,000 $555,000 $85,000 $1,000,000
Not applicable 113 $64,345,000 $569,000 $20,505,000 $99,000 $189,000
American Indian or Alaskan Native 67 $9,925,000 $148,000 $545,000 $82,000 $189,000
Hispanic 32 $5,670,000 $177,000 $475,000 $86,000 $210,000
Asian 5 $525,000 $105,000 $125,000 $43,000 $57,000
Black or African American 4 $790,000 $197,000 $475,000 $165,000 $334,000
Native Hawaiian or Other Pacific Islander 1 $75,000 $75,000 $75,000 $59,000 $59,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,484 $263,290,000 $177,000 $20,505,000 $105,000 $2,581,000
FHA-insured (Federal Housing Administration) 114 $23,820,000 $208,000 $525,000 $84,000 $321,000
VA-guaranteed (Veterans Administration) 107 $26,605,000 $248,000 $695,000 $90,000 $333,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $2,670,000 $190,000 $365,000 $94,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,170 $222,370,000 $190,000 $20,505,000 $108,000 $2,581,000
Application Denied By Financial Institution 181 $25,215,000 $139,000 $595,000 $79,000 $308,000
Application Withdrawn By Applicant 146 $27,130,000 $185,000 $1,155,000 $99,000 $374,000
Application Approved But Not Accepted 79 $12,985,000 $164,000 $505,000 $116,000 $1,000,000
Loan Purchased By The Institution 69 $15,975,000 $231,000 $785,000 $108,000 $255,000
File Closed For Incompleteness 62 $10,100,000 $162,000 $825,000 $93,000 $500,000
Preapproval Approved but not Accepted 9 $1,825,000 $202,000 $425,000 $103,000 $318,000
Preapproval Denied by Financial Institution 3 $785,000 $261,000 $305,000 $71,000 $89,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,489 $278,195,000 $186,000 $20,505,000 $105,000 $2,581,000
Debt-To-Income Ratio 107 $21,685,000 $202,000 $2,405,000 $97,000 $515,000
Credit History 59 $6,205,000 $105,000 $595,000 $72,000 $231,000
Collateral 36 $5,060,000 $140,000 $535,000 $79,000 $240,000
Other 14 $2,590,000 $185,000 $565,000 $122,000 $202,000
Credit Application Incomplete 11 $2,125,000 $193,000 $395,000 $145,000 $308,000
Insufficient Cash (Downpayment, Closing Cost) 2 $340,000 $170,000 $175,000 $71,000 $71,000
Employment History 1 $185,000 $185,000 $185,000 $75,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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