Shelby County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Shelby County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 607 |
| Total Mortgage Loan Application Amount | $85,895,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $643,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 142 | $ 17,080,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 55 | $ 7,415,000 |
| SHELBY SAVINGS BANK, SSB 111 SELMA ST CENTER, TX 75935 |
* | $ 410,056,000 | 51 | $ 5,745,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 49 | $ 5,175,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 15 | $ 1,355,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 14 | $ 2,790,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 12 | $ 1,580,000 |
| AUSTIN BANK, TEXAS NATIONAL ASSOCIATION PO BOX 1537 JACKSONVILLE, TX 75791 |
* | $ 2,728,475,000 | 12 | $ 1,670,000 |
| UNITED COMMUNITY BANK PO BOX 398 GREENVILLE, SC 30512 |
* | $ 23,954,627,000 | 12 | $ 1,260,000 |
| SOUTHSIDE BANK 1201 S BECKHAM TYLER, TX 75701 |
* | $ 7,554,150,000 | 10 | $ 2,180,000 |
| SABINE STATE BANK AND TRUST COMPANY 765 SHREVEPORT HWY MANY, LA 71449 |
* | $ 1,298,588,000 | 9 | $ 1,115,000 |
| CSL FINANCIAL, LLC 500 OFFICE PARK DRIVE, SUITE 310 MONTGOMERY, AL 35223 |
* | $ -1,000 | 8 | $ 760,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 8 | $ 830,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ -1,000 | 8 | $ 2,390,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ -1,000 | 8 | $ 820,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 7 | $ 1,755,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 7 | $ 1,375,000 |
| THE FIRST NATIONAL BANK OF HUGHES SPRINGS PO BOX 188 HUGHES SPRINGS, TX 75656 |
* | $ 331,621,000 | 7 | $ 325,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 6 | $ 1,320,000 |
| AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 AUSTIN, TX 77036 |
* | $ -1,000 | 6 | $ 1,020,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 5 | $ 1,005,000 |
| PROSPERITY BANK 1301 N MECHANIC EL CAMPO, TX 77437 |
* | $ 37,695,970,000 | 5 | $ 2,645,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 5 | $ 635,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 4 | $ 780,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 4 | $ 510,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 4 | $ 760,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 4 | $ 400,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 4 | $ 490,000 |
| COMMERCIAL BANK OF TEXAS, NATIONAL ASSOCIATION 215 E MAIN ST NACOGDOCHES, TX 75961 |
* | $ 1,307,150,000 | 4 | $ 570,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 48,668,073,000 | 4 | $ 350,000 |
| EASTMAN CREDIT UNION P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 7,481,805,000 | 3 | $ 395,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 535,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 3 | $ 765,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 3 | $ 235,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 154,203,000,000 | 3 | $ 135,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 495,000 |
| CONSUMER REAL ESTATE FINANCE CO. 330 SW 2ND ST #111 LOXAHATCHEE, FL 33312 |
* | $ -1,000 | 3 | $ 745,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 480,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 2 | $ 760,000 |
| K&G CAPITAL MORTGAGE LLC 3210 N FRAZIER ST CONROE, TX 77303 |
* | $ -1,000 | 2 | $ 520,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 12,826,414,000 | 2 | $ 200,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 2 | $ 160,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 750,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 6,722,761,000 | 2 | $ 170,000 |
| CALCON MUTUAL MORTGAGE LLC 3131 CAMINO DEL RIO N SUITE 1680 CAMDEN, DE 92108 |
* | $ -1,000 | 2 | $ 420,000 |
| VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ -1,000 | 2 | $ 480,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 2 | $ 130,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 470,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 2 | $ 50,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 2 | $ 390,000 |
| BPL MORTGAGE TRUST, LLC 30 THE GREEN DOVER, DE 19901 |
* | $ -1,000 | 2 | $ 210,000 |
| PANORAMA MORTGAGE GROUP, LLC 350 SOUTH RAMPART BLVD, STE 310 CARSON CITY, NV 89145 |
* | $ -1,000 | 2 | $ 480,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 2 | $ 140,000 |
| CARTER FEDERAL CREDIT UNION 100 W CHURCH ST SPRINGHILL, LA 71075 |
* | $ 669,156,000 | 1 | $ 235,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ -1,000 | 1 | $ 115,000 |
| UNITED HERITAGE CREDIT UNION 12208 N MOPAC EXPY AUSTIN, TX 78758 |
* | $ 1,520,575,000 | 1 | $ 45,000 |
| SOUTHWEST FUNDING, LP 13150 COIT ROAD STE 100 DALLAS, TX 75240 |
* | $ -1,000 | 1 | $ 195,000 |
| DHI MORTGAGE COMPANY, LTD. 10700 PECAN PARK BLVD, SUITE 450 DALLAS, TX 78750 |
* | $ -1,000 | 1 | $ 165,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 1 | $ 345,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 195,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 1 | $ 235,000 |
| SUPERIOR CHOICE CREDIT UNION 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 708,340,000 | 1 | $ 85,000 |
| HOME FEDERAL BANK 222 FLORIDA STREET SHREVEPORT, LA 71105 |
* | $ 576,756,000 | 1 | $ 75,000 |
| MORTGAGE FINANCIAL SERVICES, LLC 10922 COURSEY BLVD. BLDG. B BATON ROUGE, LA 70816 |
* | $ -1,000 | 1 | $ 85,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 195,000 |
| TEXANA BANK, NATIONAL ASSOCIATION PO BOX 546 LINDEN, TX 75563 |
* | $ 270,427,000 | 1 | $ 135,000 |
| TEXANS 777 E. CAMPBELL ROAD #300 RICHARDSON, TX 75080 |
* | $ 2,155,552,000 | 1 | $ 75,000 |
| NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ -1,000 | 1 | $ 175,000 |
| EAST TEXAS PROFESSIONAL CREDIT UNION 409 E. LOOP 281 LONGVIEW, TX 75605 |
* | $ 1,179,208,000 | 1 | $ 375,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ -1,000 | 1 | $ 245,000 |
| TEXASBANK 400 FISK AVE BROWNWOOD, TX 76801 |
* | $ 1,715,530,000 | 1 | $ 95,000 |
| FIRST NATIONAL BANK TEXAS 507 N. GRAY ST. KILLEEN, TX 76541 |
* | $ 3,944,563,000 | 1 | $ 185,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 145,000 |
| NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ -1,000 | 1 | $ 215,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 WILMINGTON, DE 08054 |
* | $ -1,000 | 1 | $ 75,000 |
| RED RIVER BANK 1412 CENTRE COURT DRIVE ALEXANDRIA, LA 71301 |
* | $ 3,082,034,000 | 1 | $ 205,000 |
| BEELINE LOANS, INC. 188 VALLEY ST SUITE 225 PROVIDENCE, RI 02909 |
* | $ -1,000 | 1 | $ 205,000 |
| FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION 10151 DEERWOOD PARK BLVD. BLDG. 100 #200 JACKSONVILLE, FL 32256 |
* | $ 444,412,000 | 1 | $ 165,000 |
| COMMUNITY BANK OF LOUISIANA 118 JEFFERSON STREET P.O. BOX 1308 MANSFIELD, LA 71052 |
* | $ 805,257,000 | 1 | $ 85,000 |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12001 NORTH CENTRAL EXPRESSWAY SUITE 750 DALLAS, TX 75243 |
* | $ -1,000 | 1 | $ 205,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 1 | $ 155,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 95,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 1 | $ 275,000 |
| WILLOW BEND MORTGAGE COMPANY, LLC 5800 W PLANO PKWY STE 105 PLANO, TX 75093 |
* | $ -1,000 | 1 | $ 125,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 14,547,035,000 | 1 | $ 475,000 |
| CREDIT UNION OF TEXAS 8131 LBJ FREEWAY, SUITE 500 ALLEN, TX 75251 |
* | $ 2,413,243,000 | 1 | $ 245,000 |
| NEXTMORTGAGE, LLC 3160 CROW CANYON RD SAN RAMON, CA 94583 |
* | $ -1,000 | 1 | $ 175,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 1 | $ 85,000 |
| HENDERSON FEDERAL SAVINGS BANK 130 N MARSHALL ST. HENDERSON, TX 75652 |
* | $ 114,073,000 | 1 | $ 105,000 |
| RED RIVER EMPLOYEES FEDERAL CREDIT UNION 4405 SUMMERHILL ROAD TEXARKANA, TX 75503 |
* | $ 1,318,249,000 | 1 | $ 105,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 1 | $ 125,000 |
| AMERICAN STATE BANK 1116 TROUP HWY ARP, TX 75701 |
* | $ 1,173,037,000 | 1 | $ 125,000 |
| INTERLINC MORTGAGE SERVICES, LLC 10613 W. SAM HOUSTON PKWY N. SUITE 200 HOUSTON, TX 77064 |
* | $ -1,000 | 1 | $ 105,000 |
| INTERNATIONAL BANK OF COMMERCE 1200 SAN BERNARDO AVE. LAREDO, TX 78040 |
* | $ 8,748,621,000 | 1 | $ 55,000 |
| HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 4,281,261,000 | 1 | $ 105,000 |
| CORNERSTONE FIRST MORTGAGE, INC 2655 CAMINO DEL RIO N #450 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 265,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 165,000 |
| ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 9,631,077,000 | 1 | $ 125,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 105,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 105,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Shelby County TX in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 507 | $73,155,000 | $144,000 | $1,445,000 | $83,000 | $643,000 |
| Refinancing | 30 | $4,880,000 | $162,000 | $375,000 | $71,000 | $188,000 |
| Cash-out Refinancing | 26 | $4,030,000 | $155,000 | $405,000 | $80,000 | $187,000 |
| Other Purpose | 22 | $2,080,000 | $94,000 | $305,000 | $89,000 | $205,000 |
| Home Improvement | 18 | $1,500,000 | $83,000 | $245,000 | $92,000 | $219,000 |
| Not Applicable | 4 | $250,000 | $62,000 | $95,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 351 | $52,125,000 | $148,000 | $1,445,000 | $90,000 | $643,000 |
| Hispanic | 86 | $9,970,000 | $115,000 | $335,000 | $73,000 | $204,000 |
| Black or African American | 79 | $10,105,000 | $127,000 | $325,000 | $68,000 | $165,000 |
| Not applicable | 47 | $7,155,000 | $152,000 | $365,000 | $91,000 | $91,000 |
| Not Provided | 36 | $5,200,000 | $144,000 | $345,000 | $80,000 | $260,000 |
| Asian | 5 | $785,000 | $157,000 | $295,000 | $64,000 | $87,000 |
| American Indian or Alaskan Native | 3 | $555,000 | $185,000 | $375,000 | $87,000 | $166,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 533 | $70,815,000 | $132,000 | $1,445,000 | $83,000 | $643,000 |
| FHA-insured (Federal Housing Administration) | 47 | $8,805,000 | $187,000 | $375,000 | $90,000 | $224,000 |
| VA-guaranteed (Veterans Administration) | 23 | $5,415,000 | $235,000 | $575,000 | $83,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $860,000 | $215,000 | $225,000 | $87,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 219 | $25,225,000 | $115,000 | $405,000 | $64,000 | $219,000 |
| Loan Originated | 176 | $29,380,000 | $166,000 | $1,445,000 | $98,000 | $643,000 |
| File Closed For Incompleteness | 78 | $10,020,000 | $128,000 | $425,000 | $81,000 | $221,000 |
| Application Withdrawn By Applicant | 69 | $11,935,000 | $172,000 | $525,000 | $106,000 | $262,000 |
| Loan Purchased By The Institution | 34 | $5,580,000 | $164,000 | $365,000 | $91,000 | $91,000 |
| Application Approved But Not Accepted | 31 | $3,755,000 | $121,000 | $245,000 | $93,000 | $262,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 345 | $55,605,000 | $161,000 | $1,445,000 | $97,000 | $643,000 |
| Credit History | 114 | $13,410,000 | $117,000 | $405,000 | $70,000 | $197,000 |
| Debt-To-Income Ratio | 107 | $12,845,000 | $120,000 | $335,000 | $63,000 | $202,000 |
| Unverifiable Information | 10 | $980,000 | $98,000 | $145,000 | $68,000 | $116,000 |
| Collateral | 9 | $735,000 | $81,000 | $165,000 | $80,000 | $219,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $720,000 | $90,000 | $165,000 | $60,000 | $104,000 |
| Other | 7 | $745,000 | $106,000 | $145,000 | $86,000 | $156,000 |
| Credit Application Incomplete | 5 | $575,000 | $115,000 | $195,000 | $54,000 | $60,000 |
| Employment History | 2 | $280,000 | $140,000 | $205,000 | $37,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.