Sioux Falls, SD Metro Area Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 15,335 mortgage applications in Sioux Falls, SD metro area totaling $2.8 billion, up 25% from 2014. The average application was for $180,209, and applicants reported an average income of $76,000. 57% of applications resulted in an originated loan and 9% were denied. The most active lender was Plains Commerce Bank, with 1,999 applications, followed by Wells Fargo Bank NA and Franklin American Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,335
Total Mortgage Loan Application Amount $2,763,508,000
Average Mortgage Loan Application Amount $180,209
Highest Mortgage Loan Application Amount $22,695,000
Average Applicant Income $76,000
Highest Applicant Income $9,600,000

Mortgage Company List for Lending in Sioux Falls, SD for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 573,850,000 1,999 $ 358,724,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 1,582 $ 265,183,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1,056 $ 184,011,000
Home Federal Bank
225 S MAIN
SIOUX FALLS, SD 57104
* $ 1,261,060,000 887 $ 139,356,000
First Bank & Trust
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 696,775,000 780 $ 161,902,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ 224,550,000 703 $ 104,472,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 692 $ 102,534,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,722,553,000 641 $ 98,715,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 609 $ 126,306,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 480 $ 88,979,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,092,493,000 337 $ 74,233,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,104,082,000 327 $ 69,558,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,636,848,000 289 $ 54,961,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 135,257,000 275 $ 37,838,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 259 $ 49,515,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 253 $ 41,975,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 219 $ 36,169,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 183 $ 35,502,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 152 $ 24,441,000
Meta Financial Group, Inc.
4900 S WESTERN AVENUE
SIOUX FALLS, SD 57108
* $ 2,107,864,000 152 $ 86,600,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 145 $ 25,497,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 270,764,000 128 $ 30,581,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 112 $ 18,406,000
Voyage Federal Credit Union
3823 KIWANIS CIR
SIOUX FALLS, SD 57105
* $ 77,639,000 107 $ 8,624,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 105 $ 16,498,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 889,163,000 98 $ 9,923,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 98 $ 12,650,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 93 $ 14,320,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 92 $ 15,807,000
Frontier Bank
301 1ST AVE
ROCK RAPIDS, IA 51246
* $ 186,200,000 85 $ 25,247,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 81 $ 9,821,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 81 $ 14,587,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 77 $ 13,339,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,166,657,000 73 $ 11,558,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 8,576,299,000 72 $ 11,919,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 68 $ 14,560,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 65 $ 9,102,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 59 $ 11,779,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 57 $ 9,814,000
Rivers Edge Bank
211 N BROADWAY
MARION, SD 57043
* $ 84,495,000 53 $ 10,647,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 49 $ 9,106,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 48 $ 7,126,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 46 $ 8,801,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 42 $ 7,927,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 42 $ 8,619,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 309,182,000 42 $ 12,561,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 40 $ 7,052,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 36 $ 6,810,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 719,581,000 36 $ 10,502,000
Security National Bank of South Dakota
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 178,444,000 35 $ 6,498,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 32 $ 1,178,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 1,578,629,000 31 $ 6,423,000
Sioux Empire
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 90,123,000 30 $ 2,054,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 146,069,000 28 $ 4,821,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 518,733,000 26 $ 5,803,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 25 $ 3,260,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 25 $ 5,875,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 25 $ 4,962,000
Farmers State Bank of Canton
220 E 5TH ST/ PO BOX178
CANTON, SD 57013
* $ 47,141,000 24 $ 3,119,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 22 $ 3,410,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 21 $ 3,818,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 21 $ 4,151,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 19 $ 2,837,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 18 $ 599,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 16 $ 2,878,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 16 $ 2,276,000
Merchants State Bank
305 S MAIN ST PO BOX 399
FREEMAN, SD 57029
* $ 153,283,000 16 $ 4,035,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 16 $ 2,840,000
Security State Bank
221 MAIN ST
CHANCELLOR, SD 57015
* $ 127,359,000 15 $ 1,831,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 15 $ 3,820,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 15 $ 3,133,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 15 $ 3,311,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 14 $ 2,670,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 13 $ 2,070,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 13 $ 2,314,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 13 $ 2,788,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 12 $ 2,142,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 12 $ 2,140,000
Security Savings Bank
100 S WEST ST PO BOX 125
CANTON, SD 57013
* $ 183,891,000 11 $ 1,117,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 10 $ 2,256,000
Valley Exchange Bank
214 S MAIN ST, PO BOX 19
LENNOX, SD 57039
* $ 69,937,000 10 $ 1,392,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 10 $ 2,248,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 425,492,000 10 $ 1,614,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 9 $ 1,914,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 793,515,000 9 $ 1,653,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 19,425,092,000 9 $ 909,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,371,232,000 9 $ 1,482,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 17,377,985,000 8 $ 1,817,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 8 $ 2,320,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 8 $ 171,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 8 $ 997,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 305,490,000 8 $ 1,004,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 7 $ 1,173,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 7 $ 1,384,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 7 $ 885,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 191,162,000 7 $ 1,434,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 7 $ 93,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 7 $ 1,329,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 2,189,966,000 7 $ 172,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 7 $ 690,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 7 $ 1,236,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 7 $ 909,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,727,490,000 7 $ 347,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 6 $ 818,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 6 $ 1,125,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 6 $ 348,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 6 $ 926,000
Quoin Financial Bank
PO BOX 199
MILLER, SD 57362
* $ 148,164,000 6 $ 2,282,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 6 $ 946,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 5 $ 1,004,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 5 $ 1,224,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 5 $ 748,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 5 $ 1,152,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 81,661,915,000 5 $ 254,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 44,281,869,000 5 $ 736,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 5 $ 1,141,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 5 $ 761,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 5 $ 1,071,000
One American Bank
549 BROADWAY PO BOX 130
CENTERVILLE, SD 57014
* $ 80,845,000 4 $ 258,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 4 $ 832,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 4 $ 1,201,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 4 $ 1,186,000
American Bank, National Association
234 5TH AVE SW
LE MARS, IA 51031
* $ 279,943,000 4 $ 670,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 4 $ 787,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 104,474,692,000 4 $ 1,322,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 465,330,000 4 $ 913,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 4 $ 666,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 4 $ 764,000
Jones National Bank and Trust Company of Seward, the
PO BOX 469, 203 S 6TH ST
SEWARD, NE 68434
* $ 234,728,000 3 $ 202,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 485,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 706,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 3,271,040,000 3 $ 7,475,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 426,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 256,815,000 3 $ 397,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 3 $ 513,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 3 $ 328,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 3 $ 369,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 157,078,000 3 $ 337,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,576,587,000 3 $ 418,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,477,918,000 3 $ 566,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 479,751,000 3 $ 243,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 76,205,000 2 $ 308,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 2 $ 364,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 2 $ 381,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 118,869,000 2 $ 342,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 2 $ 175,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 2 $ 303,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,518,754,000 2 $ 330,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 397,763,000 2 $ 302,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,291,449,000 2 $ 1,018,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 2 $ 219,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 9,378,000 2 $ 465,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 245,738,000 2 $ 323,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 2 $ 513,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 2 $ 293,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,482,812,000 2 $ 196,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 262,000
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 581,061,000 2 $ 277,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 451,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 2 $ 262,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ 340,053,000 2 $ 434,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 2 $ 465,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 202,275,000 2 $ 66,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 2 $ 374,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 2 $ 263,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ 626,798,000 2 $ 208,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 2 $ 299,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 655,141,000 2 $ 226,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 266,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 572,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 2 $ 416,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 389,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,107,751,000 2 $ 335,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 275,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 181,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,270,132,000 1 $ 88,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,832,482,000 1 $ 87,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 1 $ 197,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 141,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ 10,000,000 1 $ 163,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ 10,000,000 1 $ 364,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ 856,496,000 1 $ 137,000
Ramsey National Bank
PO BOX 160
DEVILS LAKE, ND 58301
* $ 266,273,000 1 $ 175,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 381,391,000 1 $ 70,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 755,957,000 1 $ 206,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 1 $ 196,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 1 $ 98,000
Platte Valley Bank

SCOTTSBLUFF, NE 69361
* $ 323,286,000 1 $ 135,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 377,710,000 1 $ 216,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 68,656,000 1 $ 414,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 1 $ 100,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 1 $ 2,360,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 20,938,997,000 1 $ 500,000
Bank of Dixon County
117 E 3RD ST
PONCA, NE 68770
* $ 86,007,000 1 $ 248,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 1 $ 281,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 239,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 10,000
Severn Savings Bank, FSB dba Severn Bank
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 772,697,000 1 $ 149,000
American Investors Bank and Mortgage
6385 OLD SHADY OAK ROAD, SUITE #110
EDEN PRAIRIE, MN 55344
* $ 87,202,000 1 $ 41,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,951,538,000 1 $ 340,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,038,646,000 1 $ 136,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 414,273,000 1 $ 120,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 9,158,286,000 1 $ 160,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 1 $ 166,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 1 $ 183,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 1,107,155,000 1 $ 169,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 96,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 378,037,000 1 $ 247,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 1 $ 197,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 79,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 240,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 59,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 3,918,466,000 1 $ 22,695,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 325,709,000 1 $ 417,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 490,173,000 1 $ 236,000
Mill City Credit Union
10653 WAYZATA BLVD
MINNETONKA, MN 55305
* $ 300,775,000 1 $ 377,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 612,661,000 1 $ 155,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 123,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 148,146,000 1 $ 216,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 727,891,000 1 $ 30,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,056,408,000 1 $ 100,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 154,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 66,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 155,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 639,761,000 1 $ 75,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 83,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ 10,000,000 1 $ 170,000

The tables below break down 2015 mortgage applications in Sioux Falls, SD metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sioux Falls, SD in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,732 $1,501,101,000 $194,000 $22,695,000 $72,000 $2,029,000
Refinancing 6,714 $1,199,963,000 $178,000 $16,100,000 $79,000 $9,600,000
Home Improvement 889 $62,444,000 $70,000 $1,024,000 $85,000 $1,231,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,331 $1,928,130,000 $170,000 $2,668,000 $89,000 $9,600,000
Not applicable 2,727 $653,943,000 $239,000 $22,695,000 $24,000 $500,000
Not Provided 679 $100,125,000 $147,000 $1,008,000 $78,000 $765,000
Hispanic 214 $26,247,000 $122,000 $358,000 $58,000 $258,000
Black or African American 157 $22,505,000 $143,000 $417,000 $54,000 $190,000
Asian 152 $22,431,000 $147,000 $417,000 $77,000 $800,000
American Indian or Alaskan Native 48 $6,155,000 $128,000 $417,000 $70,000 $241,000
Native Hawaiian or Other Pacific Islander 27 $3,972,000 $147,000 $341,000 $64,000 $153,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,683 $1,995,080,000 $186,000 $22,695,000 $90,000 $9,600,000
FHA-insured (Federal Housing Administration) 2,822 $429,296,000 $152,000 $373,000 $42,000 $1,635,000
VA-guaranteed (Veterans Administration) 1,282 $255,797,000 $199,000 $670,000 $53,000 $413,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 548 $83,335,000 $152,000 $415,000 $40,000 $1,051,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,735 $1,647,451,000 $188,000 $22,695,000 $89,000 $4,826,000
Loan Purchased By The Institution 3,240 $585,690,000 $180,000 $996,000 $37,000 $500,000
Application Denied By Financial Institution 1,408 $184,569,000 $131,000 $815,000 $64,000 $1,013,000
Application Withdrawn By Applicant 1,050 $191,897,000 $182,000 $8,100,000 $92,000 $9,600,000
Application Approved But Not Accepted 735 $129,707,000 $176,000 $1,120,000 $98,000 $1,200,000
File Closed For Incompleteness 167 $24,194,000 $144,000 $650,000 $66,000 $501,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 336 $31,248,000 $93,000 $417,000 $61,000 $650,000
Debt-To-Income Ratio 247 $29,076,000 $117,000 $600,000 $57,000 $1,013,000
Collateral 116 $19,174,000 $165,000 $620,000 $87,000 $324,000
Credit Application Incomplete 78 $13,237,000 $169,000 $800,000 $82,000 $861,000
Other 55 $7,635,000 $138,000 $388,000 $63,000 $252,000
Unverifiable Information 33 $4,552,000 $137,000 $524,000 $85,000 $382,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,264,000 $163,000 $560,000 $73,000 $222,000
Employment History 5 $562,000 $112,000 $189,000 $44,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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