Wasco County OR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Wasco County OR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oregon.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,048
Total Mortgage Loan Application Amount $178,865,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $1,850,000
Average Applicant Income $65,000
Highest Applicant Income $976,000

Mortgage Company List for Lending in Wasco County OR for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 83 $ 12,679,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 61 $ 9,341,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 48 $ 8,564,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 47 $ 8,278,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 45 $ 6,474,000
DIRECTORS MORTGAGE, INC.
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 41 $ 7,469,000
RIVERMARK COMMUNITY
8505 SW CREEKSIDE PLACE
BEAVERTON, OR 97008
* $ 614,949,000 37 $ 4,733,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 33 $ 5,729,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 32 $ 5,434,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 22,612,839,000 31 $ 6,235,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 30 $ 4,756,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 21 $ 3,123,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 20 $ 3,662,000
MORTGAGE EXPRESS, LLC
10260 SW GREENBURG ROAD #830
PORTLAND, OR 97223
* $ 10,000,000 19 $ 3,394,000
PACIFIC N W FEDERAL CREDIT UNION
12005 NE ERIN WAY
PORTLAND, OR 97220
* $ 135,475,000 19 $ 2,587,000
WASHINGTON FEDERAL BANK
425 PIKE ST
SEATTLE, WA 98101
* $ 14,493,978,000 18 $ 3,225,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 17 $ 2,249,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 16 $ 3,010,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 15 $ 4,013,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 13 $ 1,960,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 13 $ 3,540,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 13 $ 2,431,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 13 $ 2,393,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 12 $ 2,288,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 2,959,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 11 $ 1,845,000
PODIUM MORTGAGE CAPITAL LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 10 $ 1,807,000
HOMESTREET BANK
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 3,513,885,000 10 $ 1,766,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 9 $ 1,339,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 8 $ 2,569,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 8 $ 1,700,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 8 $ 1,531,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 7 $ 903,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 7 $ 1,129,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 7 $ 1,232,000
ONPOINT COMMUNITY CREDIT UNION
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 3,559,804,000 6 $ 962,000
COLUMBIA STATE BANK
1301 A STREET
TACOMA, WA 98402
* $ 8,574,401,000 6 $ 501,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 6 $ 370,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 91,782,513,000 6 $ 582,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 908,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 5 $ 734,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 5 $ 802,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 648,000
LOANSTAR HOME LOANS, LLC DBA LOANSTAR HOME LENDING
9020 SW WASHINGTON SQUARE RD SUITE 350
PORTLAND, OR 97223
* $ 0 4 $ 552,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 4 $ 551,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 387,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 4 $ 727,000
FIRST COMMUNITY
200 N. ADAMS ST.
COQUILLE, OR 97423
* $ 821,285,000 4 $ 418,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 4 $ 517,000
UNITUS COMMUNITY CREDIT UNION
1300 SW 6TH AVE
PORTLAND, OR 97201
* $ 928,348,000 4 $ 777,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 4 $ 591,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 4 $ 1,133,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 567,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 4 $ 789,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 4 $ 565,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ 12,210,000 3 $ 553,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 3 $ 576,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 3 $ 437,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 3 $ 445,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 216,602,000 3 $ 578,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 3 $ 691,000
FREMONT BANK
39150 FREMONT BOULEVARD
FREMONT, CA 94538
* $ 2,716,157,000 3 $ 710,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ 0 3 $ 405,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 3 $ 451,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 3 $ 188,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 2 $ 459,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 501,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 2 $ 410,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 280,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 533,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 363,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 495,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 2 $ 300,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 2 $ 350,000
OREGONIANS CREDIT UNION
6915 SE LAKE RD
MILWAUKIE, OR 97267
* $ 296,143,000 2 $ 94,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 2 $ 500,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 7,342,466,000 2 $ 359,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 2 $ 365,000
1ST SECURITY BANK OF WASHINGTON
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 500,664,000 2 $ 299,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 569,000
COLUMBIA COMMUNITY CREDIT UNION
PO BOX 324
VANCOUVER, WA 98666
* $ 1,022,924,000 2 $ 222,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 2 $ 444,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 316,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 398,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 2 $ 120,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 2 $ 291,000
MORTGAGE TRUST, INC.
4386 SW MACADAM AVE. SUITE 401
PORTLAND, OR 97239
* $ 10,000,000 2 $ 413,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 2 $ 380,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 244,000
COMMUNITY BANK
PO BOX 817
JOSEPH, OR 97846
* $ 356,496,000 1 $ 1,850,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
OLYMPIA, WA 98006
* $ 10,000,000 1 $ 168,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,483,767,000 1 $ 200,000
SKYLINE FINANCIAL CORP.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 1 $ 163,000
RIGHT START MORTGAGE, INC.
2125 EAST KATELLA AVENUE, SUITE 330
PASADENA, CA 92806
* $ 3,153,000 1 $ 215,000
SUMMIT MORTGAGE CORPORATION
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ 1,000,000,000 1 $ 206,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 176,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 13,050,765,000 1 $ 216,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 13,563,392,000 1 $ 65,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 175,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ 12,000,000 1 $ 285,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 1 $ 60,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 128,000
FINANCE OF AMERICA COMMERCIAL LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ 214,531,000 1 $ 46,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ 50,442,000 1 $ 241,000
R M K FINANCIAL CORP.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 111,000
LPMC, LLC
1255 LEE ST SE
SALEM, OR 97302
* $ 5,040,213,000 1 $ 210,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 292,000
RED CANOE CREDIT UNION
1418 15TH AVE
LONGVIEW, WA 98632
* $ 638,074,000 1 $ 205,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 126,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 5,190,392,000 1 $ 100,000
CLACKAMAS COUNTY BANK
38975 PROCTOR BLVD
SANDY, OR 97055
* $ 183,660,000 1 $ 60,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 1 $ 21,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 111,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 1 $ 417,000
FORRIT CREDIT UNION
95 SW TAYLOR ST
PORTLAND, OR 97204
* $ 75,971,000 1 $ 9,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 122,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 148,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 285,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 149,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 187,000
SOUTHWEST AIRLINES FEDERAL CREDIT UNION
2340 SHORECREST
DALLAS, TX 75235
* $ 349,080,000 1 $ 139,000
ORION FEDERAL CREDIT UNION
7845 HIGHWAY 64
MEMPHIS, TN 38133
* $ 545,884,000 1 $ 89,000
RIVERVIEW COMMUNITY BANK
PO BOX 872290
VANCOUVER, WA 98687
* $ 822,937,000 1 $ 84,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 135,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 275,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 243,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 143,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 1 $ 141,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ 10,000,000 1 $ 87,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 226,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 173,000
ADVANTIS CREDIT UNION
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 1,165,974,000 1 $ 518,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Wasco County OR in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 504 $88,321,000 $175,000 $1,850,000 $71,000 $976,000
Home Purchase 492 $84,831,000 $172,000 $1,050,000 $58,000 $415,000
Home Improvement 52 $5,713,000 $109,000 $525,000 $77,000 $329,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 704 $121,345,000 $172,000 $1,850,000 $78,000 $976,000
Not applicable 139 $25,339,000 $182,000 $725,000 $5,000 $144,000
Not Provided 98 $16,076,000 $164,000 $896,000 $65,000 $451,000
Hispanic 81 $11,556,000 $142,000 $320,000 $56,000 $202,000
American Indian or Alaskan Native 14 $2,215,000 $158,000 $242,000 $65,000 $94,000
Asian 5 $798,000 $159,000 $186,000 $70,000 $119,000
Native Hawaiian or Other Pacific Islander 5 $1,092,000 $218,000 $234,000 $49,000 $71,000
Black or African American 2 $444,000 $222,000 $274,000 $52,000 $57,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 628 $107,489,000 $171,000 $1,850,000 $83,000 $976,000
FHA-insured (Federal Housing Administration) 226 $36,564,000 $161,000 $274,000 $39,000 $162,000
VA-guaranteed (Veterans Administration) 117 $22,441,000 $191,000 $417,000 $46,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $12,371,000 $160,000 $237,000 $26,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 462 $79,061,000 $171,000 $1,850,000 $78,000 $976,000
Application Denied By Financial Institution 204 $35,855,000 $175,000 $896,000 $66,000 $415,000
Loan Purchased By The Institution 160 $27,436,000 $171,000 $398,000 $25,000 $486,000
Application Withdrawn By Applicant 154 $23,756,000 $154,000 $525,000 $68,000 $260,000
File Closed For Incompleteness 42 $7,572,000 $180,000 $428,000 $55,000 $157,000
Application Approved But Not Accepted 26 $5,185,000 $199,000 $1,050,000 $73,000 $405,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 36 $6,810,000 $189,000 $750,000 $95,000 $314,000
Debt-To-Income Ratio 35 $7,572,000 $216,000 $896,000 $52,000 $186,000
Credit History 27 $4,349,000 $161,000 $530,000 $39,000 $90,000
Credit Application Incomplete 24 $2,967,000 $123,000 $243,000 $49,000 $127,000
Other 13 $2,311,000 $177,000 $332,000 $54,000 $119,000
Unverifiable Information 6 $1,123,000 $187,000 $357,000 $59,000 $108,000
Employment History 3 $474,000 $158,000 $263,000 $39,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 3 $418,000 $139,000 $204,000 $54,000 $86,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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