Washburn County, WI Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 800 mortgage applications in Washburn County, WI totaling $133.6 million, up 2% from 2016. The average application was for $166,000, and applicants reported an average income of $103,000. 55% of applications resulted in an originated loan and 18% were denied. The most active lender was Johnson Bank, with 84 applications, followed by US Bank, N.A. and Associated Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 800
Total Mortgage Loan Application Amount $133,562,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $1,353,000
Average Applicant Income $103,000
Highest Applicant Income $1,800,000

Mortgage Company List for Lending in Washburn County, WI for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,453,590,000 84 $ 12,007,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 47 $ 7,635,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 29,070,880,000 40 $ 5,597,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,025,442,000 37 $ 5,312,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 686,414,000 34 $ 5,812,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 31 $ 6,806,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ 503,997,000 25 $ 3,187,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 21 $ 3,626,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 553,662,000 20 $ 4,378,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 15 $ 2,033,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,102,046,000 14 $ 2,005,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 14 $ 2,243,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 14 $ 2,205,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 14 $ 2,881,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 13 $ 2,158,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,647,424,000 11 $ 1,594,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 11 $ 1,060,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 10 $ 1,450,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 9 $ 1,126,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 9 $ 1,045,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 9 $ 2,555,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 4,181,458,000 9 $ 2,196,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 7 $ 934,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 7 $ 1,392,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 344,014,000 7 $ 1,256,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 7 $ 1,634,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,048,652,000 6 $ 1,237,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 1,263,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 796,545,000 6 $ 828,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,620,732,000 6 $ 953,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 6 $ 870,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ -1,000 6 $ 1,139,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 689,786,000 6 $ 674,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 5 $ 1,242,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 106,169,829,000 5 $ 568,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 5 $ 914,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 345,561,000 5 $ 251,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 5 $ 678,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 742,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 11,496,234,000 4 $ 392,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 4 $ 841,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 4 $ 579,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 544,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 760,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 738,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,435,339,000 4 $ 677,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 301,057,000 3 $ 733,000
Dairyland State Bank
719 NORTH MAIN STREET
BRUCE, WI 54819
* $ 79,104,000 3 $ 89,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 328,148,000 3 $ 471,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 553,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,664,821,000 3 $ 663,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 3 $ 991,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 3 $ 996,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 352,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 3 $ 260,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 3 $ 520,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 142,790,000 2 $ 268,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 284,728,000 2 $ 497,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 206,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 2 $ 717,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,717,614,000 2 $ 312,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 2 $ 431,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,254,502,000 2 $ 333,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 2 $ 676,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 185,540,000 2 $ 267,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 2,619,356,000 2 $ 165,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 305,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 2 $ 70,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 220,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 296,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 355,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ -1,000 2 $ 283,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 585,996,000 2 $ 154,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 371,350,000 2 $ 612,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,331,002,000 1 $ 28,000
First National Bank of Waupaca
402 N. 8TH ST.
MANITOWOC, WI 54221
* $ 478,688,000 1 $ 108,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 1 $ 280,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 85,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ -1,000 1 $ 183,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 77,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 59,000
Bank CMG
8020 EXCELSIOR DR STE 100
MADISON, WI 53717
* $ 170,842,000 1 $ 68,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 9,000
Citizens Bank
301 N ROCHESTER ST PO BOX 223
MUKWONAGO, WI 53149
* $ 708,761,000 1 $ 280,000
Accunet Mortgage LLC
13000 W SILVER SPRING DR.
WAUKESHA, WI 53188
* $ -1,000 1 $ 152,000
First State Bank
423 BROADWAY
BUXTON, ND 58218
* $ 182,364,000 1 $ 1,353,000
Partners Bank of Wisconsin
907 NORTH CENTRAL AVE., PO BOX 730
MARSHFIELD, WI 54449
* $ 106,741,000 1 $ 540,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 1 $ 114,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 657,746,000 1 $ 84,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 233,328,000 1 $ 275,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 125,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 1 $ 130,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 266,713,000 1 $ 102,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 1,491,081,000 1 $ 28,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 131,000
The First Bank of Baldwin
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ 157,074,000 1 $ 280,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 188,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 148,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 650,123,000 1 $ 35,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 175,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 4,518,183,000 1 $ 61,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 588,309,000 1 $ 175,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 1 $ 250,000
Onb Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ 72,301,000 1 $ 212,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 262,000
Pigeon Falls State Bank
40214 S. EKERN AVE PO BOX 489
PIGEON FALLS, WI 54760
* $ 77,771,000 1 $ 66,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 1 $ 75,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 102,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 120,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 123,547,932,000 1 $ 1,280,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 204,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 105,000
Lakeview Bank
9725 163RD ST W
LAKEVILLE, MN 55044
* $ 70,331,000 1 $ 175,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 827,353,000 1 $ 77,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 1 $ 156,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 139,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 1 $ 171,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 88,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 3,216,124,000 1 $ 280,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,593,928,000 1 $ 474,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ 95,986,000 1 $ 58,000
Great Midwest Bank SSB
15900 W BLUEMOUND RD
BROOKFIELD, WI 53005
* $ 665,880,000 1 $ 225,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 188,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 367,694,000 1 $ 88,000
Smw Financial Credit Union
700 APOLLO DRIVE
LINO LAKES, MN 55014
* $ 77,854,000 1 $ 160,000
Gateway Mortgage Corporation
6501 GREEN BAY ROAD
KENOSHA, WI 53142
* $ -1,000 1 $ 140,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 832,884,000 1 $ 335,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 108,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 152,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 135,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 135,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 1,000
Blackhawk Community Credit Uni
PO BOX 5366
JANESVILLE, WI 53547
* $ 455,960,000 1 $ 156,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 558,744,000 1 $ 755,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 21,455,203,000 1 $ 174,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 201,689,000 1 $ 93,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,311,062,000 1 $ 300,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 1 $ 265,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,919,185,000 1 $ 106,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 99,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 1,148,368,000 1 $ 302,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 417,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,916,063,000 1 $ 30,000
Monona Bank
5515 MONONA DRIVE
MONONA, WI 53716
* $ 515,164,000 1 $ 424,000
Community Resource Bank
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 279,163,000 1 $ 259,000

The tables below break down 2017 mortgage applications in Washburn County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washburn County, WI in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 420 $71,980,000 $171,000 $1,353,000 $112,000 $1,800,000
Refinancing 348 $58,790,000 $168,000 $1,280,000 $93,000 $869,000
Home Improvement 32 $2,792,000 $87,000 $540,000 $87,000 $724,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 666 $108,627,000 $163,000 $756,000 $109,000 $1,800,000
Not Provided 63 $9,340,000 $148,000 $424,000 $95,000 $416,000
Not applicable 56 $12,985,000 $231,000 $1,353,000 $42,000 $660,000
Hispanic 7 $1,212,000 $173,000 $427,000 $72,000 $116,000
American Indian or Alaskan Native 5 $1,008,000 $201,000 $300,000 $67,000 $140,000
Native Hawaiian or Other Pacific Islander 3 $390,000 $130,000 $138,000 $64,000 $78,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 635 $107,922,000 $169,000 $1,353,000 $115,000 $1,800,000
VA-guaranteed (Veterans Administration) 72 $14,082,000 $195,000 $633,000 $67,000 $221,000
FHA-insured (Federal Housing Administration) 62 $8,150,000 $131,000 $262,000 $59,000 $381,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $3,408,000 $109,000 $192,000 $28,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 440 $76,693,000 $174,000 $1,353,000 $113,000 $1,700,000
Application Denied By Financial Institution 141 $20,083,000 $142,000 $672,000 $80,000 $450,000
Application Withdrawn By Applicant 106 $16,175,000 $152,000 $633,000 $98,000 $1,800,000
Loan Purchased By The Institution 67 $12,870,000 $192,000 $424,000 $81,000 $368,000
File Closed For Incompleteness 26 $5,230,000 $201,000 $756,000 $134,000 $869,000
Application Approved But Not Accepted 20 $2,511,000 $125,000 $280,000 $98,000 $337,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $3,639,000 $117,000 $554,000 $59,000 $225,000
Collateral 29 $4,088,000 $140,000 $380,000 $100,000 $309,000
Debt-To-Income Ratio 28 $4,005,000 $143,000 $424,000 $54,000 $381,000
Credit Application Incomplete 11 $1,858,000 $168,000 $424,000 $105,000 $264,000
Other 7 $1,196,000 $170,000 $419,000 $104,000 $300,000
Unverifiable Information 5 $940,000 $188,000 $302,000 $135,000 $450,000
Insufficient Cash (Downpayment, Closing Cost) 3 $937,000 $312,000 $672,000 $151,000 $352,000
Employment History 1 $88,000 $88,000 $88,000 $31,000 $31,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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