Washburn County, WI Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,005 mortgage applications in Washburn County, WI totaling $167.7 million, up 13% from 2018. The average application was for $166,000, and applicants reported an average income of $112,000. 61% of applications resulted in an originated loan and 15% were denied. The most active lender was Johnson Bank, with 74 applications, followed by Royal Credit Union and Bankers' Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,005
Total Mortgage Loan Application Amount $167,685,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $1,195,000
Average Applicant Income $112,000
Highest Applicant Income $1,840,000

Mortgage Company List for Lending in Washburn County, WI for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,983,953,000 74 $ 12,620,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,390,524,000 58 $ 7,040,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 51 $ 8,105,000
Indianhead Credit Union
104 E MAPLE ST
SPOONER, WI 54801
* $ 58,423,000 50 $ 4,860,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 47 $ 7,095,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,288,089,000 46 $ 7,730,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 34 $ 3,980,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,253,389,000 33 $ 3,885,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 27 $ 3,515,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 24 $ 4,130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 20 $ 5,720,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ 491,201,000 20 $ 2,480,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 18 $ 4,420,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 17 $ 3,395,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 17 $ 3,985,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 14 $ 2,040,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 13 $ 1,975,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 12 $ 2,460,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 373,698,000 11 $ 1,325,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 10 $ 1,770,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 9 $ 965,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,495,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 1,575,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 9 $ 1,905,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 8 $ 850,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 7 $ 1,095,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 7 $ 1,115,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 7 $ 1,165,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 7 $ 1,595,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 1,060,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 6 $ 1,280,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 12,122,519,000 6 $ 1,560,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 611,215,000 6 $ 690,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 5 $ 815,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,111,480,000 5 $ 1,315,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 5 $ 995,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 3,224,170,000 5 $ 275,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,176,480,000 5 $ 995,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 423,270,000 5 $ 525,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,072,790,000 4 $ 940,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 4 $ 830,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 1,850,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 4 $ 840,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 4 $ 920,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,065,189,000 4 $ 1,320,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 1,170,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 760,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 1,282,907,000 4 $ 420,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 750,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 4 $ 660,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 105,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,819,644,000 3 $ 115,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,514,584,000 3 $ 635,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 3 $ 525,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 515,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 450,440,000 3 $ 465,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 765,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 455,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 1,095,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 203,815,000 3 $ 555,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 3 $ 445,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 3 $ 665,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ 491,884,000 3 $ 785,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 535,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 795,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 5,394,695,000 3 $ 875,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 3 $ 125,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 210,352,000 3 $ 515,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 3 $ 505,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 500,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 548,804,000 2 $ 590,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 276,484,000 2 $ 420,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 240,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,389,689,000 2 $ 300,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 2 $ 240,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 337,941,000 2 $ 390,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,706,892,000 2 $ 420,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 732,009,000 2 $ 430,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 334,839,000 2 $ 480,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 738,388,000 2 $ 310,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 2 $ 300,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,176,291,000 2 $ 160,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 270,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 220,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 2 $ 310,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 2 $ 500,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 130,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 169,909,000 2 $ 250,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 476,111,000 2 $ 140,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,766,499,000 2 $ 480,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 3,965,320,000 2 $ 450,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 220,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 3,284,241,000 2 $ 360,000
Community Development Bank, FSB
516 MAIN ST
OGEMA, MN 56569
* $ 169,521,000 2 $ 200,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 500,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 690,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 277,841,000 2 $ 590,000
Baraboo State Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 394,825,000 2 $ 350,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 753,826,000 2 $ 130,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 190,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 210,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ 280,047,000 2 $ 280,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 135,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 315,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 195,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 225,000
Brokaw Credit Union
2006 SCHOFIELD AVE
WESTON, WI 54476
* $ 52,850,000 1 $ 85,000
Centricity Credit Union
4477 LAVAQUE RD
DULUTH, MN 55811
* $ 149,452,000 1 $ 45,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 581,840,000 1 $ 195,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ 974,926,000 1 $ 105,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 185,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 175,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 490,877,000 1 $ 735,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 115,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 105,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 598,700,000 1 $ 105,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 1 $ 305,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 973,120,000 1 $ 235,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 355,000
American Community Bank of in
7880 WICKER AVENUE
ST JOHN, IN 46373
* $ 226,401,000 1 $ 385,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 145,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 1 $ 305,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 711,235,000 1 $ 335,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 415,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ 318,656,000 1 $ 325,000
Community Resource Bank
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 314,434,000 1 $ 255,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 1 $ 175,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 165,000
The Lake Bank
613 1ST AVE
TWO HARBORS, MN 55616
* $ 134,435,000 1 $ 135,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 105,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 1 $ 315,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 1 $ 415,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 95,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 1 $ 125,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 415,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,175,023,000 1 $ 175,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 125,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 285,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 1,153,351,000 1 $ 265,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 165,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 472,539,000 1 $ 75,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 350,874,000 1 $ 35,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 145,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 195,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 55,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 85,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 3,095,694,000 1 $ 125,000
Superior Savings Bank
1130 TOWER AVE
SUPERIOR, WI 54880
* $ 66,870,000 1 $ 145,000
Onb Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ 97,180,000 1 $ 265,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 265,000
Foresight Bank
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ 245,797,000 1 $ 165,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 215,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 245,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 55,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 155,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,647,162,000 1 $ 115,000
Smw Financial Credit Union
700 APOLLO DRIVE
LINO LAKES, MN 55014
* $ 80,671,000 1 $ 55,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 125,000
Farmers Savings Bank
305 DOTY ST
MINERAL POINT, WI 53565
* $ 295,380,000 1 $ 15,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 268,350,000 1 $ 165,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 185,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 485,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ 69,389,000 1 $ 185,000
Dmb Community Bank
321 N MAIN ST
DEFOREST, WI 53532
* $ 485,173,000 1 $ 265,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 405,453,000 1 $ 135,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 175,000
Security State Bank
PO BOX 157
IRON RIVER, WI 54847
* $ 95,320,000 1 $ 25,000

The tables below break down 2019 mortgage applications in Washburn County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washburn County, WI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 481 $85,805,000 $178,000 $1,195,000 $123,000 $1,840,000
Refinancing 239 $42,975,000 $179,000 $735,000 $112,000 $611,000
Cash-out Refinancing 184 $29,980,000 $162,000 $805,000 $89,000 $457,000
Other Purpose 64 $5,950,000 $92,000 $335,000 $121,000 $1,200,000
Home Improvement 36 $2,540,000 $70,000 $405,000 $77,000 $201,000
Not Applicable 1 $435,000 $435,000 $435,000 $263,000 $263,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 833 $138,205,000 $165,000 $1,195,000 $112,000 $1,840,000
Not Provided 85 $14,205,000 $167,000 $535,000 $122,000 $541,000
Not applicable 65 $12,135,000 $186,000 $735,000 $114,000 $262,000
American Indian or Alaskan Native 8 $680,000 $85,000 $195,000 $58,000 $129,000
Black or African American 6 $1,080,000 $180,000 $265,000 $111,000 $226,000
Hispanic 5 $1,075,000 $215,000 $335,000 $73,000 $111,000
Asian 3 $305,000 $101,000 $115,000 $102,000 $155,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 813 $138,315,000 $170,000 $1,195,000 $122,000 $1,840,000
VA-guaranteed (Veterans Administration) 82 $16,230,000 $197,000 $415,000 $62,000 $224,000
FHA-insured (Federal Housing Administration) 69 $8,745,000 $126,000 $255,000 $51,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $4,395,000 $107,000 $165,000 $43,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 614 $103,930,000 $169,000 $1,195,000 $119,000 $1,840,000
Application Denied By Financial Institution 147 $19,685,000 $133,000 $615,000 $76,000 $297,000
Application Withdrawn By Applicant 123 $19,815,000 $161,000 $485,000 $105,000 $541,000
Loan Purchased By The Institution 75 $15,615,000 $208,000 $535,000 $176,000 $747,000
File Closed For Incompleteness 24 $5,280,000 $220,000 $905,000 $133,000 $373,000
Application Approved But Not Accepted 22 $3,360,000 $152,000 $485,000 $97,000 $236,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 766 $134,630,000 $175,000 $1,195,000 $120,000 $1,840,000
Debt-To-Income Ratio 146 $20,390,000 $139,000 $735,000 $88,000 $391,000
Collateral 34 $4,540,000 $133,000 $345,000 $81,000 $274,000
Credit History 32 $3,090,000 $96,000 $305,000 $86,000 $292,000
Credit Application Incomplete 12 $2,240,000 $186,000 $615,000 $77,000 $297,000
Other 9 $1,815,000 $201,000 $325,000 $132,000 $226,000
Unverifiable Information 3 $395,000 $131,000 $205,000 $109,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 2 $490,000 $245,000 $285,000 $87,000 $89,000
Employment History 1 $95,000 $95,000 $95,000 $47,000 $47,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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