Wood County WV
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Wood County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wood County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,488
Total Mortgage Loan Application Amount $325,270,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $4,805,000
Average Applicant Income $79,000
Highest Applicant Income $2,886,000

Mortgage Company List for Lending in Wood County WV for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PEOPLES BANK
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 3,986,345,000 233 $ 22,535,000
COMMUNITY BANK OF PARKERSBURG
631 JULIANA ST
PARKERSBURG, WV 26101
* $ 244,555,000 202 $ 25,220,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 161 $ 21,805,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 12,440,252,000 159 $ 31,085,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 123 $ 16,775,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 103 $ 12,185,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 19,247,276,000 101 $ 16,365,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 97 $ 7,985,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 88 $ 11,570,000
WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 187,214,000 85 $ 7,985,000
WILLIAMSTOWN BANK, INC.
435 HIGHLAND AVE.,
WILLIAMSTOWN, WV 26187
* $ 162,223,000 69 $ 8,425,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 58 $ 4,300,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 56 $ 7,220,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 45 $ 5,905,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 43 $ 7,925,000
CALHOUN COUNTY BANK, INC.
362 MAIN STREET
GRANTSVILLE, WV 26147
* $ 141,926,000 39 $ 3,785,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 18,466,868,000 35 $ 4,165,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 35 $ 2,065,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 27 $ 3,015,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 27 $ 4,285,000
FIRST NEIGHBORHOOD BANK
216 MARKET STREET
SPENCER, WV 25276
* $ 134,513,000 26 $ 4,940,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 25 $ 4,005,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 25 $ 3,775,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 24 $ 3,790,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 23 $ 3,095,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 18 $ 3,170,000
PREMIER BANK, INC.
601 WASHINGTON STREET
RAVENSWOOD, WV 26164
* $ 1,239,307,000 18 $ 2,750,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 16 $ 2,310,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 16 $ 2,550,000
ONE COMMUNITY FEDERAL CREDIT UNION
531 FIFTH ST
PARKERSBURG, WV 26101
* $ 77,730,000 15 $ 1,305,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 11 $ 755,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 11 $ 1,745,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,060,792,000 10 $ 710,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 4,835,856,000 9 $ 1,205,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 9 $ 1,375,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 9 $ 1,695,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 8 $ 1,110,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 8 $ 680,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 8 $ 1,050,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 8 $ 1,130,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 8 $ 820,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 8 $ 800,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 372,430,000 6 $ 1,170,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 826,876,000,000 6 $ 470,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 6 $ 880,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 6 $ 1,130,000
HOME SAVINGS BANK
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,801,504,000 6 $ 1,720,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 6 $ 770,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 315,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 675,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 175,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 5 $ 1,015,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 5 $ 505,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 5 $ 535,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 5 $ 415,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 5 $ 1,095,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 4 $ 700,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 4 $ 530,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 4 $ 670,000
SUMMIT COMMUNITY BANK, INC.
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,192,939,000 4 $ 460,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 600,000
BAYER HERITAGE
17612 ENERGY RD
PROCTOR, WV 26055
* $ 488,964,000 4 $ 660,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 3 $ 345,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 645,000
THE FARMERS BANK & SAVINGS COMPANY
640 E MAIN ST
POMEROY, OH 45769
* $ 322,911,000 3 $ 525,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 665,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 295,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 505,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 159,291,000,000 3 $ 385,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 3 $ 525,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 3 $ 375,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 3 $ 575,000
CORNERSTONE BANK, INC.
PO BOX 249
WEST UNION, WV 26456
* $ 173,397,000 3 $ 265,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,960,015,000 2 $ 500,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 2 $ 140,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 2 $ 210,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 390,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
BETHESDA, MD 20817
* $ 949,720,000 2 $ 490,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 2 $ 240,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,484,751,000 2 $ 100,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 320,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 2 $ 350,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 268,405,000 2 $ 380,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 2 $ 60,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 2 $ 420,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 5,133,339,000 2 $ 570,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 240,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ -1,000 2 $ 240,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 156,505,000 2 $ 120,000
FAY FINANCIAL
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 2 $ 170,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 2 $ 330,000
POTOMAC MORTGAGE GROUP, INC.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 2 $ 480,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 185,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 1 $ 205,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 95,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 65,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 75,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 235,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 75,000
EASTMAN
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 4,530,157,000 1 $ 245,000
MCNB BANK AND TRUST CO.
75 WYOMING ST
WELCH, WV 24801
* $ 294,188,000 1 $ 575,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 7,812,063,000 1 $ 205,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 65,000
BMI FEDERAL CREDIT UNION
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 496,747,000 1 $ 95,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 235,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 4,951,637,000 1 $ 135,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 115,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 125,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 1 $ 485,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 1 $ 25,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 95,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 65,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 105,000
RAYMOND JAMES BANK, NATIONAL ASSOCIATION
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 1 $ 225,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 395,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 95,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 75,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 35,267,496,000 1 $ 65,000
KIAVI FUNDING, INC
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 55,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,412,460,000 1 $ 125,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 33,026,384,000 1 $ 75,000
SIWELL, INC.
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 1 $ 95,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 175,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,636,147,000 1 $ 75,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 105,000
OCWEN LOAN SERVICING, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 75,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 95,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 1 $ 125,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 997,633,000 1 $ 155,000
CLEAR MOUNTAIN BANK
160 MORGANTOWN STREET PO BOX 205
BRUCETON MILLS, WV 26525
* $ 603,466,000 1 $ 245,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 75,000
MVB BANK, INC.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 1,747,884,000 1 $ 205,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 155,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 1 $ 25,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 18,449,940,000 1 $ 165,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,071,570,000 1 $ 255,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 1 $ 135,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 205,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wood County WV in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,260 $183,790,000 $145,000 $4,805,000 $78,000 $2,886,000
Refinancing 477 $70,855,000 $148,000 $2,905,000 $86,000 $1,287,000
Cash-out Refinancing 398 $49,040,000 $123,000 $485,000 $74,000 $392,000
Other Purpose 171 $12,145,000 $71,000 $535,000 $83,000 $504,000
Home Improvement 170 $8,280,000 $48,000 $225,000 $79,000 $544,000
Not Applicable 12 $1,160,000 $96,000 $225,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,133 $256,735,000 $120,000 $1,555,000 $78,000 $2,886,000
Not Provided 173 $27,505,000 $158,000 $1,215,000 $90,000 $850,000
Not applicable 120 $32,880,000 $274,000 $4,805,000 $57,000 $97,000
Black or African American 22 $3,010,000 $136,000 $725,000 $102,000 $850,000
Hispanic 14 $1,750,000 $125,000 $295,000 $83,000 $193,000
American Indian or Alaskan Native 11 $885,000 $80,000 $195,000 $49,000 $98,000
Asian 11 $1,895,000 $172,000 $435,000 $90,000 $200,000
Native Hawaiian or Other Pacific Islander 1 $285,000 $285,000 $285,000 $68,000 $68,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,822 $235,820,000 $129,000 $4,805,000 $86,000 $2,886,000
FHA-insured (Federal Housing Administration) 369 $41,775,000 $113,000 $295,000 $58,000 $553,000
VA-guaranteed (Veterans Administration) 248 $42,060,000 $169,000 $485,000 $65,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $5,615,000 $114,000 $295,000 $46,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,570 $212,740,000 $135,000 $4,205,000 $81,000 $1,287,000
Application Denied By Financial Institution 382 $37,830,000 $99,000 $1,555,000 $68,000 $1,189,000
Application Withdrawn By Applicant 262 $33,930,000 $129,000 $725,000 $91,000 $2,886,000
Loan Purchased By The Institution 119 $17,715,000 $148,000 $455,000 $87,000 $392,000
File Closed For Incompleteness 81 $8,865,000 $109,000 $295,000 $60,000 $214,000
Application Approved But Not Accepted 73 $12,975,000 $177,000 $4,805,000 $72,000 $500,000
Preapproval Approved but not Accepted 1 $1,215,000 $1,215,000 $1,215,000 $600,000 $600,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,757 $242,785,000 $138,000 $4,805,000 $80,000 $2,886,000
Debt-To-Income Ratio 450 $55,860,000 $124,000 $1,555,000 $81,000 $544,000
Credit History 97 $6,685,000 $68,000 $675,000 $71,000 $1,189,000
Collateral 76 $7,600,000 $100,000 $565,000 $67,000 $427,000
Credit Application Incomplete 50 $6,680,000 $133,000 $435,000 $83,000 $380,000
Other 29 $2,605,000 $89,000 $225,000 $73,000 $190,000
Unverifiable Information 20 $1,950,000 $97,000 $405,000 $92,000 $310,000
Employment History 5 $685,000 $137,000 $165,000 $45,000 $81,000
Insufficient Cash (Downpayment, Closing Cost) 4 $420,000 $105,000 $185,000 $66,000 $124,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List