Wyoming County, PA Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 1,470 mortgage applications in Wyoming County, PA totaling $154.0 million, down 26% from 2007. The average application was for $104,000, and applicants reported an average income of $64,000. 45% of applications resulted in an originated loan and 30% were denied. The most active lender was Community Bank, N.A., with 140 applications, followed by Community Bank and Trust Co and Countrywide Bank FSB.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,470
Total Mortgage Loan Application Amount $154,008,000
Average Mortgage Loan Application Amount $104,000
Highest Mortgage Loan Application Amount $630,000
Average Applicant Income $64,000
Highest Applicant Income $2,521,000

Mortgage Company List for Lending in Wyoming County, PA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 4,679,552,000 140 $ 7,356,000
Community Bank and Trust Co
125 NORTH STATE STREET
CLARKS SUMMIT, PA 18411
* $ 544,812,000 97 $ 6,393,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 81 $ 10,608,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 78 $ 8,853,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 74 $ 6,486,000
Peoples National Bank
82 FRANKLIN AVENUE
HALLSTEAD, PA 18822
* $ 431,355,000 66 $ 6,042,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 57 $ 6,734,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 53 $ 687,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 52 $ 6,543,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 44 $ 5,718,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 30 $ 3,792,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 30 $ 4,014,000
Citifinancial Services Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 29 $ 1,929,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 27 $ 3,578,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 25 $ 3,463,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 24 $ 2,827,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 24 $ 3,911,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 23 $ 1,813,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 23 $ 3,010,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 20 $ 2,895,000
Wells Fargo Fin'l Pennsylvania
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 20 $ 2,282,000
Ps Bank
42621 ROUTE 6
WYALUSING, PA 18853
* $ 194,761,000 15 $ 1,456,000
Fncb
102 EAST DRINKER ST
DUNMORE, PA 18512
* $ 1,295,872,000 14 $ 1,481,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 14 $ 1,982,000
Fidelity Deposit & Discount Bank
101 N BLAKELY ST
SCRANTON, PA 18512
* $ 586,963,000 13 $ 1,716,000
Citizens Savings Bank
500 SOUTH STATE STREET
CLARKS SUMMIT, PA 18411
* $ 311,989,000 13 $ 1,678,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 11 $ 2,138,000
The Honesdale National Bank
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ 448,238,000 11 $ 1,310,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 10 $ 1,148,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 10 $ 1,186,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 10 $ 853,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 10 $ 1,589,000
Penn Security Bank & Trust Co.
150 N WASHINGTON AVENUE
SCRANTON, PA 18503
* $ 577,202,000 10 $ 1,000,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 10 $ 553,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 10 $ 1,568,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,182,343,000 9 $ 993,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 8 $ 1,068,000
Maverick Funding
1160 PARSIPPANY BOULEVARD, SUITE B
PARSIPPANY, NJ 07054
* $ 40,000,000 8 $ 1,221,000
Penn East Federal Credit Union
411 7TH AVENUE
SCRANTON, PA 18503
* $ 86,771,000 8 $ 510,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 2,958,520,000 7 $ 687,000
PNC Reverse Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 7 $ 735,000
Sovereign Bank
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 7 $ 920,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 7 $ 1,117,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 7 $ 1,022,000
Luzerne Bank
118 MAIN STREET
LUZERNE, PA 18709
* $ 207,268,000 6 $ 441,000
Citizens Bank of Pennsylvania
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 39,643,178,000 6 $ 273,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 6 $ 1,003,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 6 $ 476,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 6 $ 100,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 6 $ 595,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 1,018,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 925,000
US Mortgage Corporation
19D CHAPIN ROAD
PINE BROOK, NJ 07058
* $ 10,000,000 5 $ 600,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 5 $ 607,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 630,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 5 $ 731,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 5 $ 576,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 5 $ 887,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 4 $ 191,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 4 $ 522,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 648,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 4 $ 550,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 3 $ 471,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 646,551,000 3 $ 290,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ 60,000,000 3 $ 96,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 372,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 95,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 481,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 789,000
Ideal Mortgage Bankers, Ltd
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 447,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 435,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 3 $ 336,000
Essa Bank & Trust
200 PALMER STREET, PO BOX L
STROUDSBURG, PA 18360
* $ 863,479,000 3 $ 581,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 2 $ 205,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 299,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 53,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,225,710,000 2 $ 255,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 2 $ 215,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 2 $ 275,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 333,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 2 $ 402,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 340,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 236,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 299,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 319,000
Net Credit Union
119 MULBERRY STREET
SCRANTON, PA 18503
* $ 130,771,000 2 $ 15,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 151,000
American Sterling Bank
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 2 $ 344,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 78,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 100,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 88,000
Franklin Security Bank
667 NORTH RIVER STREET
PLAINS, PA 18705
* $ 204,000 1 $ 54,000
Waterfield Bank
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 160,020,000 1 $ 308,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 413,286,000 1 $ 228,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 1 $ 174,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 641,037,000 1 $ 83,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 1 $ 96,000
Sunward
3707 JUAN TABO NE
ALBUQUERQUE, NM 87109
* $ 1,055,698,000 1 $ 88,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 181,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 1 $ 55,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 1 $ 122,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,597,727,000 1 $ 101,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 527,117,000 1 $ 19,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 151,000
Avelo Mortgage, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 146,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 10,000,000 1 $ 133,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 128,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 89,000
Somerset Investors Corp.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 114,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 158,000
First Residential Mortgage
570 SYLVAN AVENUE
ENGLEWOOD CLIFFS, NJ 07632
* $ 10,000,000 1 $ 166,000
Madison Home Equities, Inc.
1 OLD COUNTRY ROAD - SUITE 420
CARLE PLACE, NY 11514
* $ 10,000,000 1 $ 158,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 71,000
Home Consultants
473 EASTON TURNPIKE STE A
LAKE ARIEL, PA 18436
* $ 10,000,000 1 $ 149,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 200,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 116,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ 10,000,000 1 $ 188,000
Superior Mortgage Corp.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 1 $ 85,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 20,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 93,000
Castle Point Mortgage, Inc.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 1 $ 170,000
Dnb First, National Association
4 BRANDYWINE AVE
DOWNINGTOWN, PA 19335
* $ 545,529,000 1 $ 12,000
First National Bank of Pa
166 MAIN ST
GREENVILLE, PA 16125
* $ 5,911,677,000 1 $ 12,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 5,797,315,000 1 $ 126,000
The First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 107,749,000 1 $ 52,000
Commerce Bank, NA
2059 SPINGDALE ROAD
CHERRY HILL, NJ 08003
* $ 45,216,892,000 1 $ 70,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 1 $ 150,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 1 $ 225,000
Forward National Company Inc
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 1 $ 13,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 90,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 147,000
The Bryn Mawr Trust Company
801 LANCASTER AVE
BRYN MAWR, PA 19010
* $ 998,165,000 1 $ 285,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 1 $ 54,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 135,000
Tioga State Bank
PO BOX 386
SPENCER, NY 14883
* $ 300,961,000 1 $ 6,000
American Enterprise Bank of Fl
10611 DEERWOOD PARK BLVD
JACKSNOVILLE, FL 32256
* $ 175,204,000 1 $ 120,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 140,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 258,853,000 1 $ 18,000

The tables below break down 2008 mortgage applications in Wyoming County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wyoming County, PA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 821 $99,583,000 $121,000 $630,000 $63,000 $849,000
Home Purchase 340 $41,847,000 $123,000 $370,000 $65,000 $441,000
Home Improvement 309 $12,578,000 $40,000 $250,000 $66,000 $2,521,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,282 $132,527,000 $103,000 $630,000 $67,000 $2,521,000
Not Provided 123 $13,891,000 $112,000 $375,000 $53,000 $180,000
Not applicable 38 $4,616,000 $121,000 $410,000 $14,000 $105,000
Hispanic 13 $1,612,000 $124,000 $194,000 $49,000 $98,000
American Indian or Alaskan Native 4 $377,000 $94,000 $110,000 $48,000 $60,000
Asian 4 $402,000 $100,000 $128,000 $58,000 $77,000
Black or African American 4 $433,000 $108,000 $250,000 $42,000 $113,000
Native Hawaiian or Other Pacific Islander 2 $150,000 $75,000 $100,000 $64,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,254 $124,888,000 $99,000 $630,000 $66,000 $2,521,000
FHA-insured (Federal Housing Administration) 199 $26,660,000 $133,000 $275,000 $52,000 $162,000
VA-guaranteed (Veterans Administration) 11 $1,852,000 $168,000 $288,000 $36,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $608,000 $101,000 $138,000 $38,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 665 $63,611,000 $95,000 $370,000 $73,000 $2,521,000
Application Denied By Financial Institution 434 $47,003,000 $108,000 $630,000 $57,000 $237,000
Loan Purchased By The Institution 118 $15,408,000 $130,000 $410,000 $40,000 $182,000
Application Withdrawn By Applicant 116 $13,886,000 $119,000 $330,000 $63,000 $174,000
Application Approved But Not Accepted 108 $10,180,000 $94,000 $360,000 $66,000 $357,000
File Closed For Incompleteness 29 $3,920,000 $135,000 $323,000 $54,000 $157,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 87 $6,885,000 $79,000 $510,000 $53,000 $174,000
Collateral 62 $6,333,000 $102,000 $320,000 $69,000 $237,000
Debt-To-Income Ratio 53 $6,944,000 $131,000 $630,000 $49,000 $148,000
Other 18 $2,698,000 $149,000 $374,000 $56,000 $158,000
Credit Application Incomplete 13 $1,202,000 $92,000 $255,000 $48,000 $108,000
Unverifiable Information 3 $290,000 $96,000 $194,000 $50,000 $82,000
Employment History 2 $251,000 $125,000 $166,000 $30,000 $33,000
Insufficient Cash (Downpayment, Closing Cost) 2 $149,000 $74,000 $107,000 $39,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Pennsylvania Lender List