Yukon-Koyukuk, AK Mortgage Lenders & HMDA Data, 2021
In 2021, lenders reported 40 mortgage applications in Yukon-Koyukuk, AK totaling $5.2 million, up 21% from 2020. The average application was for $129,000, and applicants reported an average income of $70,000. 55% of applications resulted in an originated loan and 18% were denied. The most active lender was Global Federal Credit Union, with 13 applications, followed by Alaska USA Mortgage Company LLC and Denali State Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 40 |
| Total Mortgage Loan Application Amount | $5,160,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $425,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 8,335,689,000 | 13 | $ 1,725,000 |
| Alaska USA Mortgage Company LLC 4000 CREDIT UNION DRIVE, STE. 700 ANCHORAGE, AK 99503 |
* | $ -1,000 | 10 | $ 1,440,000 |
| Denali State Bank 119 N. CUSHMAN ST. FAIRBANKS, AK 99701 |
* | $ 295,885,000 | 3 | $ 645,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ -1,000 | 2 | $ 300,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,747,398,000,000 | 2 | $ 300,000 |
| First National Bank of America 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 1 | $ 35,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 135,758,439,000 | 1 | $ 25,000 |
| Mt McKinley Bank PO BOX 73880 FAIRBANKS, AK 99707 |
* | $ 467,386,000 | 1 | $ 35,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 45,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ -1,000 | 1 | $ 65,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ 98,729,134,000 | 1 | $ 65,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 135,000 |
| Mutual of Omaha Mortgage LOMBARD, IL 60148 |
* | $ -1,000 | 1 | $ 105,000 |
The tables below break down 2021 mortgage applications in Yukon-Koyukuk, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Yukon-Koyukuk, AK in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19 | $2,695,000 | $141,000 | $255,000 | $86,000 | $425,000 |
| Cash-out Refinancing | 9 | $1,385,000 | $153,000 | $305,000 | $75,000 | $101,000 |
| Refinancing | 6 | $770,000 | $128,000 | $205,000 | $45,000 | $137,000 |
| Other Purpose | 5 | $295,000 | $59,000 | $105,000 | $39,000 | $64,000 |
| Home Improvement | 1 | $15,000 | $15,000 | $15,000 | $30,000 | $30,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26 | $3,870,000 | $148,000 | $305,000 | $75,000 | $425,000 |
| American Indian or Alaskan Native | 7 | $665,000 | $95,000 | $165,000 | $50,000 | $137,000 |
| Not Provided | 5 | $445,000 | $89,000 | $145,000 | $67,000 | $157,000 |
| Not applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Asian | 1 | $145,000 | $145,000 | $145,000 | $67,000 | $67,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27 | $3,195,000 | $118,000 | $305,000 | $83,000 | $425,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,155,000 | $165,000 | $275,000 | $45,000 | $101,000 |
| FHA-insured (Federal Housing Administration) | 6 | $810,000 | $135,000 | $165,000 | $42,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22 | $3,360,000 | $152,000 | $275,000 | $55,000 | $101,000 |
| Application Denied By Financial Institution | 7 | $595,000 | $85,000 | $255,000 | $102,000 | $425,000 |
| Application Withdrawn By Applicant | 3 | $475,000 | $158,000 | $305,000 | $79,000 | $129,000 |
| Application Approved But Not Accepted | 3 | $245,000 | $81,000 | $105,000 | $126,000 | $157,000 |
| Loan Purchased By The Institution | 3 | $335,000 | $111,000 | $155,000 | $65,000 | $67,000 |
| File Closed For Incompleteness | 2 | $150,000 | $75,000 | $105,000 | $26,000 | $34,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29 | $3,885,000 | $133,000 | $275,000 | $61,000 | $157,000 |
| Debt-To-Income Ratio | 4 | $680,000 | $170,000 | $305,000 | $72,000 | $95,000 |
| Collateral | 3 | $425,000 | $141,000 | $255,000 | $180,000 | $425,000 |
| Credit History | 3 | $145,000 | $48,000 | $65,000 | $49,000 | $64,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $28,000 | $28,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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