Alcona County, MI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 471 mortgage applications in Alcona County, MI totaling $89.6 million, up 25% from 2024. The average application was for $190,000, and applicants reported an average income of $106,000. 54% of applications resulted in an originated loan and 20% were denied. The most active lender was United Wholesale Mortgage, with 34 applications, followed by Huntington National Bank and Mortgage Research Center.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 471
Total Mortgage Loan Application Amount $89,605,000
Average Mortgage Loan Application Amount $190,000
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $106,000
Highest Applicant Income $772,000

Mortgage Company List for Lending in Alcona County, MI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 34 $ 6,220,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 27 $ 4,795,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 23 $ 5,175,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 12 $ 2,130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 11 $ 1,655,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 11 $ 1,445,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ n/a 9 $ 1,635,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ n/a 8 $ 1,460,000
Home Mortgage Advisors, LLC

SAN RAMON, CA 94583
* $ n/a 8 $ 1,590,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ n/a 8 $ 1,210,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ n/a 8 $ 1,380,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 7 $ 1,235,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 595,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 7 $ 435,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ n/a 7 $ 1,525,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 6 $ 1,090,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ n/a 6 $ 1,210,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ n/a 6 $ 880,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 940,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 6 $ 1,240,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 5 $ 925,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 725,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ n/a 5 $ 1,425,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ n/a 5 $ 755,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 5 $ 1,035,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 5 $ 1,045,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 5 $ 655,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 1,675,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 5 $ 895,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 535,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 790,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ n/a 4 $ 1,790,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ n/a 4 $ 1,150,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ n/a 4 $ 180,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ n/a 3 $ 1,145,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 1,045,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ n/a 3 $ 505,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 3 $ 665,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 385,000
Dort Financial Credit Union
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ n/a 3 $ 695,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 3 $ 485,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 1,325,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 495,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 3 $ 415,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 705,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 3 $ 525,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 395,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 340,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 240,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 180,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 380,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 80,000
Elga Credit Union
2303 S. CENTER ROAD
GRAND BLANC, MI 48439
* $ n/a 2 $ 460,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 2 $ 320,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 460,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 580,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 320,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ n/a 2 $ 270,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 260,000
Superior National Bank
235 QUINCY ST
HANCOCK, MI 49930
* $ n/a 2 $ 440,000
Seacoast National Bank
815 S COLORADO AVE
MIAMI, FL 34994
* $ n/a 1 $ 25,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 125,000
Financial Plus Credit Union
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ n/a 1 $ 55,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 325,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 105,000
First Independence Bank
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ n/a 1 $ 355,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 175,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ n/a 1 $ 155,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 1,115,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 125,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ n/a 1 $ 65,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ n/a 1 $ 115,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 355,000
Tlc Community Credit Union
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ n/a 1 $ 65,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 95,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 145,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 55,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 215,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 185,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 1 $ 155,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 205,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 205,000
4front Credit Union
101 N PARK ST
TRAVERSE CITY, MI 49685
* $ n/a 1 $ 245,000
State Savings Bank
703 MAIN ST
FRANKFORT, MI 49635
* $ n/a 1 $ 145,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 95,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 235,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 125,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 1 $ 55,000
Michigan First Credit Union
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ n/a 1 $ 395,000
Community Choice Credit Union
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ n/a 1 $ 5,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 495,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ n/a 1 $ 155,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 1,195,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 565,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ n/a 1 $ 115,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 475,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 75,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 1 $ 125,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 65,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 315,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 205,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 105,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 1 $ 255,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 305,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ n/a 1 $ 185,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 1 $ 125,000
Homesite Mortgage, LLC
222 S MAIN ST STE 106
ROCHESTER, MI 48307
* $ n/a 1 $ 105,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ n/a 1 $ 195,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 1 $ 155,000

The tables below break down 2025 mortgage applications in Alcona County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Alcona County, MI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 225 $50,225,000 $223,000 $1,195,000 $122,000 $772,000
Cash-out Refinancing 102 $15,300,000 $150,000 $485,000 $77,000 $509,000
Refinancing 71 $15,515,000 $218,000 $635,000 $118,000 $444,000
Other Purpose 43 $5,935,000 $138,000 $1,205,000 $87,000 $375,000
Home Improvement 30 $2,630,000 $87,000 $285,000 $101,000 $543,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 352 $65,550,000 $186,000 $1,205,000 $109,000 $772,000
Not Provided 66 $12,960,000 $196,000 $505,000 $95,000 $444,000
Not applicable 34 $7,380,000 $217,000 $585,000 $76,000 $99,000
Hispanic 10 $1,810,000 $181,000 $635,000 $53,000 $90,000
Asian 4 $1,450,000 $362,000 $705,000 $177,000 $368,000
American Indian or Alaskan Native 3 $355,000 $118,000 $155,000 $48,000 $65,000
Black or African American 1 $75,000 $75,000 $75,000 $26,000 $26,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $18,000 $18,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 343 $63,665,000 $185,000 $1,205,000 $117,000 $772,000
VA-guaranteed (Veterans Administration) 65 $16,555,000 $254,000 $635,000 $83,000 $182,000
FHA-insured (Federal Housing Administration) 59 $8,835,000 $149,000 $375,000 $52,000 $111,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $550,000 $137,000 $195,000 $46,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 253 $49,535,000 $195,000 $1,115,000 $121,000 $772,000
Application Denied By Financial Institution 92 $15,350,000 $166,000 $1,205,000 $68,000 $539,000
Application Withdrawn By Applicant 63 $11,375,000 $180,000 $585,000 $97,000 $464,000
Loan Purchased By The Institution 33 $6,795,000 $205,000 $475,000 $76,000 $99,000
File Closed For Incompleteness 18 $3,300,000 $183,000 $455,000 $96,000 $226,000
Application Approved But Not Accepted 9 $2,545,000 $282,000 $635,000 $159,000 $509,000
Preapproval Approved but not Accepted 3 $705,000 $235,000 $325,000 $83,000 $92,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 375 $73,535,000 $196,000 $1,115,000 $116,000 $772,000
Collateral 23 $3,065,000 $133,000 $445,000 $60,000 $170,000
Credit History 23 $4,695,000 $204,000 $1,205,000 $71,000 $215,000
Debt-To-Income Ratio 23 $3,545,000 $154,000 $375,000 $56,000 $160,000
Credit Application Incomplete 15 $1,525,000 $101,000 $395,000 $40,000 $128,000
Other 7 $1,075,000 $153,000 $285,000 $121,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,575,000 $525,000 $1,195,000 $193,000 $539,000
Unverifiable Information 2 $590,000 $295,000 $565,000 $207,000 $400,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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